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A prominent psychologist has sounded the alarm on the perils of teens falling in love with virtual girlfriends or boyfriends powered by artificial intelligence. And he has warned parents that kids who turn to chatbots for companionship could struggle to develop social skills needed for real relationships. Once the domain of science fiction, AI avatars that communicate with their creators are becoming increasingly popular. A rapidly-growing number of apps give users the power to design their ideal romantic partner — choosing their looks, interests and personality — which they can chat with at any time of the day or night. High-profile adolescent psychologist Michael Carr-Gregg raised serious concerns about the possible risks to young people in a video provided to schools across Australia. “The rise in popularity of AI girlfriends, boyfriends and digital companions signifies a significant shift in human interaction with artificial intelligence — blurring the lines between digital and personal connection,” he said in a special report on the SchoolTV platform. “Young people who engage excessively with AI companions might struggle to develop the social skills needed for real human relationships — potentially leading to unhealthy emotional attachments and dependencies that can lead to psychological damage.” SchoolTV, backed by children’s mental health experts, provides parenting resources to schools that subscribe to its service. It also responds to trends reported by schools. Dr Carr-Gregg noted virtual girlfriend and boyfriend apps were easy to download and age restrictions could be bypassed. He warned that excessive exposure to AI companion bots could have a significant impact on a young person’s developing identity. Talking to a virtual companion risked normalising sexualised chat, which could lead to a young person being groomed by a real predator. Because users could personalise their avatar to look, dress and act to fit their desires, that could potentially lead to a deeper attachment than if the avatar was generic. And the power to be able to tell a companion bot what to do could lead to coercive control issues in a real life relationship. “Adolescents seeking belonging and exploring their sexuality may turn to virtual partners for affirmation, attention and validation, addressing feelings of loneliness or disconnection,” Dr Carr-Gregg said. Tragically, talking to an AI bot was the last thing US 14-year-old Sewell Setzer did moments before taking his own life. Last month, his mother Megan Garcia filed a federal lawsuit against role-playing chatbot app Character.AI, claiming it was responsible for the death of her son. The Florida high school student, who had been obsessed with companion apps, took his own life in February. Court documents show Sewell had, for months, repeatedly texted a chatbot named Daenerys Targaryen, after a character in the series Game of Thrones. The teen had pledged his love for “Dany” and discussed suicidal thoughts. His parents were so worried by his addiction they had confiscated his phone, but he soon found it. According to the police report, Sewell’s last act before his death was to log on to Character.AI on his phone to tell “Dany” he loved her and promised to come home to her. The bot replied: “I love you too . . . please come home to me as soon as possible, my love.” Ms Garcia accused the platform of using addictive design features to increase engagement and steer vulnerable users towards intimate conversations. “A dangerous AI chatbot app marketed to children abused and preyed on my son, manipulating him into taking his own life,” Ms Garcia said in a statement last month. “Our family has been devastated by this tragedy, but I’m speaking out to warn families of the dangers of deceptive, addictive AI technology and demand accountability from Character.AI, its founders and Google.” Character.AI issued a statement on X saying it was “heartbroken” by the tragic loss of one of its users. “As a company, we take the safety of our users very seriously and we are continuing to add new safety features,” it read. The company, which promises “personalised AI for every moment of your day”, is one of the biggest AI chatbot providers, with its website becoming one of the world’s most visited sites since it was founded in 2021. One of the earliest companies to promote companion bots, Replika, reports it now has around 30 million users. Billing itself as “the AI companion who cares”, Replika was banned temporarily in Italy last year because of concerns around data privacy and risks to minors. Other popular chatbot apps that mimic human interaction with increasingly life-like avatars include Eva AI, iGirl, AI Girlfriend and AI Boyfriend. AI Boyfriend sells itself as “a boyfriend you can trust”, while iGirl boasts that it “lets you experience the thrill of having a virtual girlfriend that feels just like the real one”. Dr Carr-Gregg told The West the SchoolTV report on navigating AI relationships was not sparked by any single event, but addressed a growing trend and concern regarding teens’ interactions with companion bots. “While the tragic case of Sewell Setzer has certainly brought increased attention to this issue, it’s part of a broader pattern that educators and mental health professionals have been observing,” he said. “The report aims to provide guidance on the potential risks and benefits of AI relationships, especially for young people who may be particularly vulnerable.” While he had not directly encountered teens using companion apps in his psychology practice, Dr Carr-Gregg said research and anecdotal evidence suggested their usage was becoming more widespread among adolescents. “Many teens are drawn to the always-available nature of AI companions and the perception of a non-judgmental, understanding presence,” he said. “Given the rapidly evolving nature of AI technology, it’s crucial to continue monitoring its impact on youth mental health and social development.” He urged parents to encourage teens to maintain real-world social connections, share their feelings about AI relationships without fear of judgment and discuss the limitations of artificial interactions. The warning comes as the Albanese Government prepares to introduce new laws to stop kids under 16 from using social media, but it is unclear if that would extend to chatbot apps. Acting eSafety Commissioner Kathryn King said AI companion apps had recently proliferated online. Some were free, accessible and targeted towards children. “These apps and services are particularly concerning for young people navigating relationships for the first time, as engagement with an AI companion may lead to confusion about consent, respect and/or sexual safety,” she said. “As with other digital platforms, there is a danger that excessive, sexualised engagement with AI companions could interfere with children’s social and emotional development, setting up misguided or harmful beliefs and patterns that are damaging to individuals or relationships in real life.” Ms King said it was important parents were aware such services existed and that they talked to their children about their online activities. She stressed there was work underway to protect kids from harms linked to generative AI by building in measures to stop them accessing age-inappropriate materials. “While providers of chatbots are encouraged to participate in this co-regulatory process, they should also be taking action now to keep users safe,” she said. “Primary digital safeguards should be embedded at the design phase and throughout the development and deployment process — not bolted on as an afterthought.” Lifeline: 13 11 14 Kids Helpline: 1800 55 1800Capital Power Announces $350 Million Bought Offering of Common SharesFacebook Twitter WhatsApp SMS Email Print Copy article link Save BEIRUT — Hezbollah fired about 250 rockets and other projectiles into Israel on Sunday, wounding seven people in one of the militant group's heaviest barrages in months, in response to deadly Israeli strikes in Beirut while negotiators pressed on with cease-fire efforts to halt the all-out war. An Israeli bomb squad policeman carries the remains of a rocket that was fired from Lebanon on Sunday in Kibbutz Kfar Blum, northern Israel. Some of the rockets reached the Tel Aviv area in the heart of Israel. Meanwhile, an Israeli strike on an army center killed a Lebanese soldier and wounded 18 others in the southwest between Tyre and Naqoura, Lebanon's military said. The Israeli military expressed regret, saying that the strike occurred in an area of combat against Hezbollah and that the military's operations are directed solely against the militants. Israeli strikes have killed over 40 Lebanese troops since the start of the war between Israel and Hezbollah, even as Lebanon's military has largely kept to the sidelines. Not too late! Voting closes at noon for The Press Football Player of the Week Jersey Shore restaurants shift gears to survive in offseason What does Spirit Airlines' bankruptcy mean for Atlantic City International Airport? Galloway Township gymnastics center co-owner charged with sexually assaulting minor Galloway man gets 3 years in Ocean City fatal crash Offshore wind company to buy vacant 1.5-acre Atlantic City lot for $1 million Ocean City introduces new fees on rentals Atlantic City International Airport's 1 carrier, Spirit Airlines, files for bankruptcy Prosecutor still determined to find whoever is responsible for West Atlantic City killings Jake Blum's 2-point conversion in OT propels Mainland Regional to second straight state final High school football scoreboard: Friday's semifinal winners, plus Saturday updates Chicken Bone Beach foundation to purchase Atlantic City's Dante Hall with NJEDA grant Want a piece of Gillian's Wonderland? This Burlington County antique shop has tons of them. UPDATED NHL referee taken away on stretcher at Flyers game Iconic Avalon properties on the market for $7.4 million Lebanon's caretaker prime minister, Najib Mikati, condemned the latest strike as an assault on U.S.-led cease-fire efforts, calling it a “direct, bloody message rejecting all efforts and ongoing contacts” to end the war. Hezbollah began firing rockets, missiles and drones into Israel after Hamas' Oct. 7, 2023, attack out of the Gaza Strip ignited the war there. Hezbollah has portrayed the attacks as an act of solidarity with the Palestinians and Hamas. Iran supports both armed groups. The Israeli police bomb squad inspects the site after a missile fired from Lebanon hit the area Sunday in Petah Tikva, outskirts of Tel Aviv, Israel. Israel launched retaliatory airstrikes at Hezbollah, and in September the low-level conflict erupted into all-out war as Israel launched airstrikes across large parts of Lebanon and killed Hezbollah's top leader, Hassan Nasrallah. The Israeli military said about 250 projectiles were fired Sunday, with some intercepted. Israel’s Magen David Adom rescue service said it treated seven people, including a 60-year old man in severe condition from rocket fire on northern Israel, a 23-year-old man who was lightly wounded by a blast in the central city of Petah Tikva, near Tel Aviv, and a 70-year-old woman who suffered smoke inhalation from a car that caught fire there. In Haifa, a rocket hit a residential building that police said was in danger of collapsing. The Palestine Red Crescent reported 13 injuries it said were caused by an interceptor missile that struck several homes in Tulkarem in the West Bank. It was unclear whether injuries and damage were caused by rockets or interceptors. Sirens wailed again in central and northern Israel hours later. Israeli airstrikes without warning on Saturday pounded central Beirut, killing at least 29 people and wounding 67, according to Lebanon's Health Ministry. A flock of birds flies above the smoke from Israeli airstrikes Sunday in Dahiyeh, Beirut. Smoke billowed above Beirut again Sunday with new strikes. Israel's military said it targeted command centers for Hezbollah and its intelligence unit in the southern suburbs of Dahiyeh, where the militants have a strong presence. Israeli attacks have killed more than 3,700 people in Lebanon, according to the Health Ministry. The fighting has displaced about 1.2 million people, or a quarter of Lebanon’s population. On the Israeli side, about 90 soldiers and nearly 50 civilians have been killed by bombardment in northern Israel and in battle following Israel's ground invasion in early October. Around 60,000 Israelis have been displaced from the country's north. The EU's foreign policy chief Josep Borrell called for an "immediate ceasefire" in the Israel-Hezbollah war while on a visit to the Lebanese c... The European Union’s top diplomat called Sunday for more pressure on Israel and Hezbollah to reach a deal, saying one was "pending with a final agreement from the Israeli government.” U.S. envoy Amos Hochstein was in the region last week. Josep Borrell spoke after meeting with Mikati and Lebanese Parliament Speaker Nabih Berri, a Hezbollah ally who has been mediating with the group. Borrell said the EU is ready to allocate $208 million to assist the Lebanese military. But Borrell later said that he did not “see the Israeli government interested clearly in reaching an agreement for a cease-fire" and that it seemed Israel was seeking new conditions. He pointed to Israel’s refusal to accept France as a member of the international committee that would oversee the cease-fire's implementation. The emerging agreement would pave the way for the withdrawal of Hezbollah militants and Israeli troops from southern Lebanon below the Litani River in accordance with the U.N. Security Council resolution that ended the monthlong 2006 war. Lebanese troops would patrol with the presence of U.N. peacekeepers. With talks for a cease-fire and hostage release deal in Gaza stalled, freed hostages and families of those held marked a year since the war's only hostage-release deal. “It’s hard to hold on to hope, certainly after so long and as another winter is about to begin," said Yifat Zailer, cousin of Shiri Bibas, who is held along with her husband and two young sons. Around 100 hostages are still in Gaza, at least a third believed to be dead. Most of the rest of the 250 who were abducted in the Oct. 7, 2023, Hamas attack were released in last year's cease-fire. Talks for another deal recently had several setbacks, including the firing of Israeli Defense Minister Yoav Gallant, who pushed for a deal, and Qatar’s decision to suspend its mediation. Hamas wants Israel to end the war and withdraw all troops from Gaza. Israel has offered only to pause its offensive. The Palestinian death toll from the war surpassed 44,000 this week, according to Gaza's Health Ministry, which does not distinguish between civilians and combatants in its count. On Sunday, six people were killed in strikes in central Gaza, according to AP journalists at Al-Aqsa Martyrs Hospital in Deir al-Balah. How often do you buy something online ? A couple of times a month? A couple of times a week? A couple of times a day? Everybody's answer will be different, but collectively, it's done a lot: Online retail accounted for over $1 trillion of purchases in the U.S. in 2022 and a record $277.6 billion in the second quarter of 2023 alone. Retailers ranging from titans like Amazon and Walmart, down to local small-town shops work very hard to land their share of that business. Sadly and inevitably—so do criminals and scammers. At any given moment, they operate millions of bogus sites. So how can you spot those fake online shopping sites? Spokeo provides a guide. In the early days of the internet , it took some genuine skills to set up a website, but those days are gone. A quick search will show that there are lots of apps and services offering websites on a prefabricated "fill in the blanks" basis, and most web hosts provide those tools as part of the service when someone signs up with them. It's even easier on social media . If you were opening a "side hustle" business tomorrow from your home, you could set up your own Facebook page tonight in under an hour, with exactly zero knowledge of websites. Once that page is set up, you just need to throw a few dollars in the direction of Facebook's advertising department, and they'll start advertising your page to users. It's no harder to promote a website, except in that case, you'd give your advertising dollars to Google. This is a simplified overview, but the main point holds: Establishing a presence online has become a very democratized process, open to anyone with minimal skills and even the smallest budget for advertising. That's been a boon for legitimate entrepreneurs, but it also makes life very easy indeed for scammers. There are multiple types of bogus websites . Some are imposters, created to look very much like a legitimate commercial or government site that you're familiar with, such as Amazon or Netflix. Others don't imitate a specific site, but instead attempt to capture the look and feel of those sites in general (whether that be a retail site, a government or bank page, or even something relatively shady like a gambling or porn site). Next, scammers find ways to drive traffic to their site. Often that's through phishing texts or emails, but deceptive ads on social media or search engines like Google and Bing work just as well. Once a browser arrives at the criminals' site (or, in some cases, downloads their app), any number of bad things can happen. One is that they'll download malware onto your devices, which can capture passwords or steal personal information. A more straightforward risk is that the browser will cheerfully enter their personal and banking/credit card information, thinking they're making a legitimate purchase. That's largely why fake online shopping sites are so dangerous, and so useful to scammers and identity thieves. Most bogus sites share some or all of those characteristics, but shopping sites are a very specific type of bogus site with some quirks of their own. One characteristic to count on—whether the website directly impersonates a major retailer like Amazon, a niche retailer like MEC, or just positions itself as an anonymously general retail site—is that it will offer unusually low pricing on high-demand products. That might be a mass-market item like the latest gaming console, a suddenly in-demand item that's unavailable through normal channels (remember trying to get masks and sanitizing wipes during COVID-19?), or something as mundane as disposable diapers or high-capacity computer drives. Whatever the product, the advertised price will be low enough to get attention. The bogus site will have any number of ways to transfer a browser's money to its coffers, depending on the scammers' intentions and skillset. A few of the most common include: Products that are damaged, refurbished, low-quality fakes, or otherwise not as described (and therefore, not worth nearly what was paid for them). Products that never arrive at all after they've been paid for (this is the most common variation.) Hidden fees, surcharges, or shipping charges that dramatically inflate the price of the (usually substandard) product. Charging a "restocking fee" before processing a refund or return (which, of course, they subsequently don't do). These are all aside from the potential to infect devices or steal payment information . Sites focused on identity theft might consider a faux purchase to be just the added gravy. How common is online shopping fraud? Well, the news is pretty bad. The FTC's 2022 Consumer Sentinel Network Data Book recorded over 327,000 online shopping complaints, the fourth-highest category for overall complaints and second among fraud categories. You would expect these sites to be more prevalent during the final quarter of the year, corresponding to the holiday gift-giving season—Black Friday, Cyber Monday, and Christmas itself—and they are, but that doesn't mean you can relax during the other nine months of the year. The Anti-Phishing Working Group, or APWG, identified nearly a million fake or phishing websites during the first quarter of 2022 alone (not a busy time of year for shopping), for example. To be clear, only 14.6% of those were eCommerce sites, but that still translates to well over 140,000 bogus shopping sites. The true number is almost certainly higher because the APWG only tracks the ones that use a phishing approach. Many opt to simply buy advertising instead (or as well), and those won't be captured in the APWG's statistics. However you slice it, there's a definite risk of encountering these sites when you shop. The good news is that bogus shopping sites aren't hard to spot, once you're aware of the risk. They aren't built for permanence; scammers pull them together quickly and cheaply and then abandon them once they stop producing.That "just good enough" approach leaves plenty of visible signs you can detect. Below, here's what to look for when recognizing fake online shopping sites. Bad images Bogus sites don't have direct access to the real products' manufacturing images, so they resort to copying and pasting from legitimate sites. \That means bogus sites' product images (and often their fake logos, if they impersonate a legitimate site) are fuzzy and low-res. A URL that's slightly "off" Imposter sites obviously can't have the same URL as the legitimate site, so they'll usually have a URL that looks right, but isn't quite. They might have a typo in the name, or incorporate the real company's name into their URL in a non-standard way ("myfakesite.amazon.com.123xyz.com"), or—sneakiest of all—use a letter from a different language's character set , which looks the same to the eye, but not to the computer. Broken links The scammers may have simply copied and pasted user interface elements from a legitimate site, in which case many links on the site may be broken (or simply not clickable). Lots of missing elements A legitimate retail website will have several pages of legalese, often starting with a pop-up about its cookie policy or privacy policy. You should certainly expect to see a detailed document spelling out shipping policies, return and refund policies, and similar details. If those are missing or brief and vapid, it's probably a fake site. Limited options for payment Sites that plan to take your money and run will often show oddly specific payment options, from wire transfers to gift cards to cryptocurrency. The thing those payment methods have in common is that it's very difficult to get money back once it's spent. Sites geared around capturing your personal or payment information, on the other hand, may insist on getting your credit card. Typos, grammar, and linguistic errors Simple, silly language errors are often a red flag. Scammers may not be native English speakers, and it shows up in awkward or sometimes inappropriate phrasing. Errors in actual product listings aren't necessarily a smoking gun—you'll see them frequently on real Amazon pages—because they come from the manufacturers, who are often not English speakers. Language errors on the rest of the site are more of a concern. HTTP vs. HTTPS In the address bar of your browser, a legitimate retail site's URL will start with HTTPS, rather than HTTP, and will show a closed lock symbol. The majority of fake sites now also have an HTTPS URL and will show the lock (so this isn't as helpful as it used to be), but less-sophisticated scammers may miss that detail. You can automatically rule those ones out. And, of course, the biggest red flag of all is an unrealistically low price on the product you're looking for. We all want to get a really good deal, but that impulse will often lead you astray. If a shopping site fails those basic "eyeball" tests, the smart thing to do is just close that browser tab and walk away. If you want to dig deeper, or if you aren't sure, there are a few quick and easy ways to verify a site's legitimacy. Use a URL/website checker Remember those really sneaky fake URLs that use a letter from another alphabet? The best way to check those (and other problematic elements in a URL) is through a URL verifier/website reputation service, like the ones from URLVoid and Google . Just copy (don't click!) the link, and paste it into the checker. If the site is sketchy, they'll tell you. Look up the site on a registry Domain names all need to be registered and there are several lookup tools to check this, like ICANN's registration lookup (think of it as Spokeo for websites). If a site claims to be Amazon but was registered just a few weeks ago, that's a really big red flag. Similarly, if the site isn't located where it should be, or if the ownership data is obscured, that's grounds for concern. Turn to Google If you have a bad feeling about a particular site, do a quick Google or Bing (or whatever) search that pairs the site's name with keywords like "scam," "fraud," "bogus" or "ripoff" and see what comes up. If you get a lot of hits, that's definitely grounds for concern. Go Forth and Shop (Safely) If a given site fails any or all of those tests, then keeping your wallet in your pocket is definitely the smart choice. Instead of making the purchase, report the site instead to the FBI's Internet Crime Complaint Center and the FTC's Report Fraud website. That will get the investigative wheels turning and may help protect someone less wary from falling victim to the scammers. As always, wariness and skepticism are your friends when it comes to avoiding scams. Don't click on links in emails, texts , or social media messages; instead, go to the company's site by typing the URL directly. If you search a company's page on Google, scroll down through the actual search results until you find it instead of clicking on the sponsored results or advertisements at the top. Most of all, remember the golden rule of scam avoidance: If it seems too good to be true, it probably is. Keeping those principles in mind, and using the tips given here to screen out dubious sites means you'll be able to shop 'til you drop (safely), despite the vast number of scammers out there. And that—as the credit card ads like to say—is priceless. This story was produced by Spokeo and reviewed and distributed by Stacker. Be the first to know Get local news delivered to your inbox!
OTTUMWA — The Fairfield boys basketball team was riding high going into the second quarter on Tuesday night. The Trojans had scored eight of the first 11 points in their annual early-season rivalry renewal with Ottumwa and were holding on to a 13-12 lead after 3A state high jump champion Eli Zillman made his presence felt. Zillman sank a go-ahead 3-pointer on one end of the court before utilizing his elite leaping skills to block Chase Thompson's attempt to put Ottumwa back on top just before the end of the period. Over the next eight minutes, however, the Bulldogs would take over the game on both ends of the court. Thompson would get his revenge on the Trojans immediately by sinking a 3-pointer on the first possession of the second quarter, giving Ottumwa the lead for good to open a decisive period as the Bulldogs held Fairfield without a field goal for nearly nine minutes during a 13-1 run that would ultimately prove to be the difference in a 54-46 victory, allowing Ottumwa to bounce back after opening the season one week earlier with a 62-39 loss to Iowa City High. "You always feel better when you get a win. That second quarter is how I expect our team to play for 32 minutes," Ottumwa head boys basketball coach Neil Hartz said. "We know we can do it for one quarter. Now, we have to do it for four quarters. The intensity and talking was huge for us. We didn't do a very good job of that against Iowa City High. In this game, we were switching everything." That defensive intensity forced Fairfield almost exclusively for long jumpers, including multiple shots with the shot clock running out after possessions in which the Trojans could not find the passing lanes into the post. Lucas Konczal was able to make his way to the free throw line shortly after Thompson's go-ahead 3-pointer, making one attempt to put Fairfield on the board early in the second quarter. It would prove to be the only point the Trojans would score until a 3-pointer on the opening possession of the second half by Andrew Myers. In between, the Bulldogs not only stymied Fairfield's half-court attack, but turned Trojan turnovers into instant points with steals leading to lay-ups for Nehemiah Wolfing and Kase Hickman, opening a 22-14 Ottumwa lead. "The intensity on defense and our communication was really the difference in that quarter," Ottumwa senior Traevios Brown said. "Our whole team was in synch. Any mistakes that (Fairfield) made really kept us up." Hickman would score off a rebound that came as a result of a block by Parker Derby before feeding Brown for his fifth field goal of the first half, allowing Ottumwa to take a 25-14 lead into half. Brown came within a rebound of a double-double, leading the Bulldogs with 21 points and nine rebounds in the team's first victory of the season. "You've just got to battle through the physicality," Brown said. "You hope you'll get a call, but no matter what you've got to finish at the rim." After ending the first half helping to secure the final four points for the Bulldogs, Hickman seemed to just be picking up steam early in the second half answering the opening 3-pointer by Myers by driving in for a basket before sinking a 3-pointer from the corner to answer a 3-pointer that was banked in by Konczal, keeping Ottumwa in front 29-19. Just a few minutes later, however, Hickman would be out of the game. The Bulldog junior took a nasty fall on a block attempt, going up and over Riley Perkins landing on his forehead suffering an injury that would keep Hickman on the bench for the rest of the contest. "When Kase went out, it felt like we lost a little bit of our intensity," Hartz said. "He's instant momentum when he comes in. It just seems to like it changes how everyone else plays. When he went down, it seemed to change our mentality for a little bit." After being held without a point in the first half, Myers would score a team-leading 17 points all in the final 16 minutes for Fairfield making seven field goals including three from beyond the 3-point arc. The Trojans continued to cut away at the lead with consecutive 16-point quarters, getting as close as 52-46 entering the final minute before Derby clinched the game stealing a pass and scoring on a lay-up to put the Bulldogs up eight while clinching a 10-point night for the Ottumwa senior. "You're just not going to win a lot of games when you only score one point in a quarter," Fairfield head boys basketball coach Nate Perkins said. "We didn't shoot the ball very well in the first half. We also had a lot of turnovers. We did a better job handling the ball in the second half. We've still got a lot of young guys out there playing. There's still a lot of room for growth. They get better every time they go out." Fairfield (1-3) returns to Southeast Conference play at Washington on Friday while Ottumwa (1-1) heads to Des Moines Roosevelt in the team's Iowa Alliance Conference south division opener.Cowboys win wild one vs. Commanders to halt five-game slide
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NoneThe NDIC has reassured depositors of the crashed Heritage Bank that their funds will be paid promptly The corporation also highlighted moves to clear payment delays months after the CBN revoked the bank's license It added that it has initiated the process of debt recovery and realisation of investments as well as physical assets PAY ATTENTION: Follow our WhatsApp channel to never miss out on the news that matters to you! Legit.ng journalist Victor Enengedi has over a decade's experience covering Energy, MSMEs, Technology and the Stock Market. The Managing Director of the Nigeria Deposit Insurance Corporation (NDIC), Bello Hassan, has reassured depositors of the former Heritage Bank that efforts are underway to address delays in accessing guaranteed amounts exceeding N5 million. Hassan provided this assurance on Saturday at the 2024 NDIC Editors Forum held in Lagos . The event, themed “Strengthening Nigeria’s Financial Safety-Net: The Role of Deposit Insurance,” focused on bolstering the nation’s financial stability. PAY ATTENTION: Follow us on Instagram - get the most important news directly in your favourite app! Legit.ng earlier reported that the Central Bank of Nigeria (CBN) revoked Heritage Bank's licenses in June this year after the bank failed to meet its financial obligations. Read also LCCI sends debt sustainability warning as Tinubu govt plans to borrow another $2.2bn The apex bank subsequently appointed the NDIC as the bank's liquidator. Exercising its statutory powers as the liquidator of failed banks, the commission announced the commencement of the sale of landed properties belonging to the failed bank. NDIC moves to clear payment delays Mr Hassan, represented by NDIC’s Executive Director, Operations, Mustapha Ibrahim, highlighted the corporation’s commitment to expediting payments. He noted that depositors with funds exceeding the insured limit of N5 million are being reimbursed through liquidation dividends obtained from asset recovery and debt collection initiatives. Hassan said: “The corporation has initiated the process of debt recovery and realisation of investments as well as physical assets of the defunct bank to ensure timely payment of uninsured deposits.” He further stated that the NDIC's obligations also include addressing the claims of creditors of the defunct bank, who will be compensated once all depositors have been fully paid. Read also Good news as banks begin repaying MTN, Airtel, others for N250 billion debt Highlighting the NDIC's mandate, he stressed its role in protecting depositors, particularly those less informed, while ensuring the stability of the financial system. Established more than 30 years ago, the NDIC, he said, plays a critical role in safeguarding depositors' funds and reducing risks within the banking sector. According to Premium Times, Hassan noted that the conference theme aligns with the corporation's ongoing interactions with business editors and financial journalists. Mr. Hassan praised the media for its significant contribution to the effective implementation of the deposit insurance system. Multichoice writes off $21m in Heritage Bank In related news, Legit.ng earlier reported that MultiChoice has written off $21 million it had in Heritage Bank. This information was cited in the company's interim financial results for the half-year ending September 30, 2024. MultiChoice's decision to write off the money highlights the challenges that companies in Nigeria face, especially given the country's fragile economy . PAY ATTENTION: Сheck out news that is picked exactly for YOU ➡️ find the “Recommended for you” block on the home page and enjoy! Source: Legit.ng
Shopping on Shein and Temu for holiday gifts? You're not the only oneDiljit Dosanjh’s highly anticipated concert in Pune faced an unexpected challenge when the Maharashtra Excise Department canceled the liquor permit for the event just hours before its commencement. The decision came after significant opposition from local political leaders, residents, and organizations who raised concerns about the potential consequences of serving alcohol at the venue. The event, held at Suryakant Kakade Farms in the Kothrud area, was met with protests led by the youth wing of the Nationalist Congress Party (NCP) and senior BJP leader Chandrakant Patil. The opposition was rooted in fears of noise pollution, traffic congestion, and what they described as a threat to the cultural fabric of the area. Advertisement Local groups also expressed frustration over the potential disruption to daily life, citing loud music and the sale of alcohol as primary issues. CB Rajput, Superintendent of the Excise Department, explained that the liquor permit was revoked following an objection from the venue owner. A post shared by DILJIT DOSANJH (@diljitdosanjh) The application highlighted concerns about allowing alcohol at the event, prompting authorities to deny permission. Rajput stated that the organizers were promptly informed of the cancellation. This left the concert to proceed without the previously planned alcohol service. Deepak Mankar, NCP’s Pune President, emphasized the party’s stance in a press note. He criticized the event for its potential to cause public inconvenience. He also argued that it could lead to undesirable consequences for the neighborhood. He warned that if the concert continued as planned, the NCP would organize a protest against the event’s organizers. Echoing this sentiment, Chandrakant Patil, a BJP leader and local MLA, strongly opposed the concert. Patil called it a “pest in society.” He cited traffic issues, noise disturbances, and the sale of alcohol as reasons for his objection. Patil even issued directives to the Police Commissioner, the Excise Department, and the District Collector to halt the event. He further warned of a large-scale march against the concert if his concerns were not addressed. Despite the controversy, the concert proceeded with heightened security. Police personnel were deployed at the venue to maintain law and order amid the protests. The event also faced scrutiny from environmental activists who raised concerns about sound pollution caused by the installation of loudspeakers. The Pune incident occurred just weeks after Diljit Dosanjh made headlines during his Ahmedabad concert. There he commented on the contentious issue of alcohol in society. Addressing the audience, he pledged to stop singing songs about alcohol if India were to declare a nationwide ban. Highlighting the revenue generated by alcohol sales, he questioned the priorities of authorities. He raised concerns over COVID-19 lockdown when liquor shops remained operational while most other businesses closed. Despite the setback in Pune, Diljit’s ‘Dil-Luminati Tour’ continues to attract attention across the country. Upcoming performances include Kolkata on November 30, Bengaluru on December 6, Indore on December 8, Chandigarh on December 14, and Guwahati on December 29. AdvertisementCycling Market Overview and Leading Players: Cannondale Bicycle Corporation, BMC Switzerland AG, Felt Bicycles, Trek Bicycle Corporation, Specialized Bicycle Components, Merida Industry, Shimano Inc., Raleigh Bicycles 12-08-2024 09:44 PM CET | Tourism, Cars, Traffic Press release from: STATS N DATA Cycling Market New York, December 2024 - The cycling market is experiencing a significant transformation, driven by a confluence of factors that are reshaping the landscape of this vibrant industry. As cycling becomes an increasingly popular mode of transportation and recreation, the market has broadened its relevance and scope, catering to a diverse range of applications, including recreation, fitness, sports, and adventure racing. The recent technological advancements and strategic collaborations have further propelled the market's growth, offering consumers innovative products that meet their evolving needs. This press release provides an in-depth analysis of the current state of the cycling market, key growth drivers, competitive landscape, opportunities, and challenges. You can access a sample PDF report here: https://www.statsndata.org/download-sample.php?id=376772 The cycling market has witnessed remarkable growth over the past few years, with a surge in consumer interest driven by a growing awareness of health and environmental benefits associated with cycling. As urban areas become more congested, cycling has emerged as a sustainable alternative to traditional modes of transportation, leading to increased demand for bicycles. Moreover, the onset of the COVID-19 pandemic has intensified this trend, as people seek outdoor activities that promote physical fitness while adhering to social distancing guidelines. Recent developments in the cycling market are largely influenced by technological innovations. Electric bicycles (e-bikes), for instance, have gained immense popularity as they combine traditional cycling with modern conveniences. Furthermore, collaborations between bicycle manufacturers and tech companies have led to the integration of smart technologies, enhancing user experience and safety. These advancements have positioned the cycling market at the forefront of sustainable transport solutions, making it a key player in the global shift towards greener practices. Key Growth Drivers and Trends Several critical factors are shaping the demand for bicycles today. Sustainability is at the forefront, as consumers increasingly prioritize eco-friendly transportation options. With a heightened awareness of climate change and urban pollution, cycling is viewed not only as a recreational activity but also as a viable solution to reduce carbon footprints. Digitization is another trend influencing the cycling market. The rise of e-commerce has transformed how consumers shop for bicycles and accessories, leading to a surge in online sales. As consumers become more tech-savvy, they are seeking personalized experiences, which has prompted manufacturers to offer customizable products, catering to individual preferences. Emerging technologies are also playing a pivotal role in the evolution of the cycling market. The integration of artificial intelligence (AI) and the Internet of Things (IoT) into cycling products is revolutionizing how cyclists interact with their bikes. From smart helmets that provide real-time data on performance to apps that track fitness metrics, technology is enhancing the overall cycling experience. Market Segmentation The cycling market can be segmented into several categories, each reflecting different consumer preferences and usage patterns: - By Type: - Road Bikes - Mountain Bikes - Hybrid Bikes - Cruiser Bikes - BMX Bikes - By Application: - Recreation - Fitness - Sports - Adventure Racing - By Frame Material: - Aluminum - Carbon Fiber - Steel - Titanium - By Distribution Channel: - Bicycle Shops - Online Retailers - Department Stores - Mass Merchants This segmentation allows stakeholders to tailor their marketing strategies and product offerings to meet specific consumer demands, ultimately driving sales and market growth. Get 30% Discount On Full Report: https://www.statsndata.org/ask-for-discount.php?id=376772 Competitive Landscape The cycling market is characterized by a competitive landscape featuring several key players who are instrumental in shaping trends and driving innovation. Leading companies include: - Cannondale Bicycle Corporation: Known for its innovative designs, Cannondale has made significant strides in the performance bike segment, introducing cutting-edge technology in their products. - BMC Switzerland AG: With a focus on high-end bicycles, BMC has established a strong brand presence by consistently delivering quality and performance. - Felt Bicycles: Felt has garnered a reputation for its road and triathlon bikes, emphasizing aerodynamics and speed in its designs. - Trek Bicycle Corporation: As one of the largest bicycle manufacturers globally, Trek is recognized for its commitment to sustainability and innovation, producing a wide range of bicycles for various applications. - Specialized Bicycle Components: Specialized offers a diverse product line, focusing on high-performance bicycles and accessories, and is known for its extensive research and development efforts. - Merida Industry: Merida is a key player in the global cycling market, producing a broad spectrum of bicycles that cater to different riding styles and preferences. - Shimano Inc.: Primarily known for its components, Shimano plays a crucial role in the cycling industry, providing advanced gearing and braking systems that enhance bicycle performance. - Raleigh Bicycles: With a rich history in cycling, Raleigh continues to be a prominent name, offering a range of bicycles that combine tradition with modern technology. - Kona Bicycle Company: Kona is well-regarded for its mountain bikes, which are designed for durability and performance on rough terrains. - Colnago: As a luxury bicycle brand, Colnago is synonymous with precision engineering and craftsmanship, appealing to high-end consumers. - Giant Manufacturing Co. Ltd.: One of the largest bicycle manufacturers in the world, Giant produces a diverse range of bikes, emphasizing quality and affordability. - Santa Cruz Bicycles: Renowned for its mountain bikes, Santa Cruz focuses on performance and innovation, capturing the attention of serious cyclists. - Focus Bikes: Focus specializes in performance-oriented bicycles, particularly in the racing segment, showcasing advanced engineering. - Devinci Cycles: Devinci is noted for its unique designs and technology, particularly in mountain biking and cycling performance. - Bianchi S.p.A.: With a history dating back to 1885, Bianchi is one of the oldest manufacturers, known for its iconic designs and high-performance road bikes. - Pinarello S.p.A.: Pinarello is synonymous with racing excellence, providing high-end bicycles that have won multiple championships. - Scott Sports SA: Scott offers a diverse range of bicycles, including mountain and road bikes, and is recognized for its commitment to innovation. - Cube Bikes: Cube's product range caters to various cycling categories, focusing on performance and value. - Canyon Bicycles GmbH: Canyon has gained popularity for its direct-to-consumer model, offering high-quality bikes at competitive prices. - Fuji Bikes: Fuji is known for its versatile range of bicycles, catering to both recreational and competitive cyclists. - Wilier Triestina S.p.A.: Renowned for its racing bicycles, Wilier combines tradition with modern technology to deliver high-performance products. - Cervelo Cycles Inc.: Cervelo is a leader in road cycling technology, focusing on aerodynamics and speed. - Polygon Bikes: Polygon offers a wide variety of bicycles, emphasizing affordability and quality. - Orbea S. Coop.: Orbea is known for its customizable bicycles, allowing consumers to create bikes that fit their specific needs. These companies are not only driving market trends but also fostering innovation through product development, partnerships, and market expansions. Opportunities and Challenges The cycling market presents numerous opportunities for growth, particularly in untapped regions such as Asia-Pacific and Latin America. As urbanization increases in these areas, the demand for sustainable transportation solutions is expected to rise, offering manufacturers a chance to expand their market presence. Additionally, evolving consumer preferences towards fitness-oriented and eco-friendly products provide a fertile ground for new product development. However, the market also faces challenges that could hinder growth. Regulatory constraints regarding safety standards and environmental regulations can pose obstacles for manufacturers. Operational inefficiencies, often stemming from supply chain disruptions, can affect production timelines and costs. Furthermore, the cycling industry faces a talent shortage, particularly in engineering and design roles, which can impact innovation. To address these challenges, companies can focus on streamlining their operations and investing in human resources. Collaborating with educational institutions to develop training programs can help bridge the talent gap, ensuring a steady influx of skilled professionals into the industry. Technological Advancements The cycling market is rapidly adopting cutting-edge technologies that are redefining the cycling experience. Artificial intelligence (AI) is being integrated into bicycle design and performance analytics, allowing cyclists to receive real-time feedback on their riding habits and efficiency. Smart bicycles equipped with IoT capabilities enable connectivity with smartphones, providing access to navigation, performance tracking, and safety features. Virtual tools, such as augmented reality applications, are enhancing the way consumers interact with products, offering immersive experiences during the purchasing process. Moreover, advancements in materials science have led to the development of lighter and more durable frame materials, such as carbon fiber and titanium, enhancing performance while reducing overall weight. These technological innovations are not only improving the functionality of bicycles but also appealing to a tech-savvy consumer base that values performance and efficiency. Research Methodology and Insights STATS N DATA employs a rigorous research methodology to provide accurate and comprehensive insights into the cycling market. Utilizing both top-down and bottom-up approaches, our team gathers data from a variety of sources, including industry reports, market surveys, and expert interviews. Primary research involves direct engagement with key stakeholders, while secondary research encompasses a review of existing literature and market analysis. Our triangulation process ensures that insights are validated and reliable, providing stakeholders with a clear picture of market dynamics. As the cycling market continues to evolve, STATS N DATA remains committed to delivering accurate, actionable insights that empower stakeholders to make informed decisions. The potential for growth in this vibrant market is immense, driven by sustainability, technology, and changing consumer preferences. With a keen eye on emerging trends and challenges, we are poised to support the future of cycling as it accelerates towards a more sustainable and innovative horizon. For customization requests, please visit: https://www.statsndata.org/request-customization.php?id=376772 https://www.statsndata.org/report/cycling-market-376772 Get more information about recently published reports by STATS N DATA below: You can then follow this with links or a list of the specific reports The Rise of Video Streaming Software: Changing How We Watch and Connect : https://www.statsndata.org/blog/209/the-rise-of-video-streaming-software-changing-how-we-watch-and-connect Elevating Customer Experience: The Growing Role of Live Chat Software : https://www.statsndata.org/blog/210/elevating-customer-experience-the-growing-role-of-live-chat-software How Digital Twins Are Changing the Way We Work and Innovate : https://www.statsndata.org/blog/211/how-digital-twins-are-changing-the-way-we-work-and-innovate Finding the Right Marketing Automation Software: A Comprehensive Guide with Real-World Insights : https://www.statsndata.org/blog/212/finding-the-right-marketing-automation-software-a-comprehensive-guide-with-real-world-insights John Jones Sales & Marketing Head | Stats N Data Phone: +1 (315) 642-4324 Email: sales@statsndata.org Website: www.statsndata.org STATS N DATA is a trusted provider of industry intelligence and market research, delivering actionable insights to businesses across diverse sectors. We specialize in helping organizations navigate complex markets with advanced analytics, detailed market segmentation, and strategic guidance. Our expertise spans industries including technology, healthcare, telecommunications, energy, food & beverages, and more. Committed to accuracy and innovation, we provide tailored reports that empower clients to make informed decisions, identify emerging opportunities, and achieve sustainable growth. Our team of skilled analysts leverages cutting-edge methodologies to ensure every report addresses the unique challenges of our clients. At STATS N DATA, we transform data into knowledge and insights into success. Partner with us to gain a competitive edge in today's fast-paced business environment. For more information, visit https://www.statsndata.org or contact us today at sales@statsndata.org This release was published on openPR.
Different political leaders from the ruling Pakistan Muslim League-Nawaz (PML-N) have strongly criticised Bushra Bibi's recent statement alleging Saudi Arabia's involvement in the ouster of former Prime Minister Imran Khan in 2022, stressing the importance of maintaining respectful and strategic foreign relations. Condemnation from the PML-N leaders came after the PTI founder's better half, in a rare video message issued on Thursday, accused Saudi Arabia of playing a role in toppling the Imran Khan-led government in 2022. Deputy Prime Minister and Foreign Minister Ishaq Dar expressed dismay over the statement, saying, "Targeting Saudi Arabia for political gains is regrettable. The statement reflects a desperate mindset." He urged political forces to refrain from compromising foreign policy for their objectives, highlighting the brotherly relations between Pakistan and Saudi Arabia, which are based on mutual respect. "We take pride in Saudi Arabia's journey of progress and prosperity," Dar added, noting that Saudi Arabia has supported Pakistan in difficult times. Reacting to Bushra Bibi's statement, Defence Minister Khawaja Asif denounced the Pakistan Tehreek-e-Insaf (PTI), which the minister said has now started using religion for personal gain. The minister added that the former ruling party could go to any length to gain political mileage. "Now they have started playing the Shariah card," he remarked, criticising the exploitation of religious sentiments to gain political advantage. Punjab Information Minister Azma Bukhari termed the former first lady’s remarks a “suicidal attack” on a friendly Islamic country. "These troublemakers cannot bring any good to the country," she said, stressing the dangerous implications of such accusations against Saudi Arabia which she described as “a pillar of the Muslim Ummah”. Meanwhile, Information Minister Atta Tarar condemned Bushra Bibi's statement, pointing out the irony of her accusations against a country where her daughter was married. "The same country gave them gifts, which Bushra Bibi sold in the black market," he claimed, calling her allegations "extremely filthy." Chairman of the Pakistan Ulema Council, Allama Tahir Ashrafi, dismissed Bushra Bibi's statement as baseless, recalling the respect and generosity shown by Saudi Arabia during Imran Khan's visit to the country. "I was present during the visit, and General Bajwa was also there. The delegation received great respect in Saudi Arabia," he said. Ashrafi questioned the basis of Bushra Bibi's claims, asserting that Islamic laws were firmly in place in Saudi Arabia. “Which Shariah did the PTI founder enact in Pakistan? And, what threat did it pose to Saudi Arabia?” he questioned. "The real issue is that Saudi Arabia is investing in Pakistan,” Ashrafi said, adding that a certain group is spreading propaganda against the friendly Islamic country. "This is an attempt to appease the forces hostile to Saudi Arabia," he added.
