Beyond e-commerce, the partnership between Amazon and Perplexity could also have far-reaching implications for the future of AI-powered services. With Perplexity's expertise in natural language processing, there is an opportunity to revolutionize how we interact with AI systems in various contexts, such as customer support, healthcare, and education.Boeing Announces Layoffs of Nearly a Thousand Employees in California and Washington

U.S. colleges — often criticized for teaching subjects with little practical value — may soon impart real-world knowledge. A Charles Schwab-backed Stanford University program brings personal finance education to the college classroom. The Initiative for Financial Decision-Making aims to develop cutting-edge personal finance education programs. Starting with Stanford students, the program plans to leverage technology to broaden access, influence policy through partnerships and campaigns, and strengthen personal finance education. There is potential for expansion, too; instructors from state schools and community colleges are already involved in parts of the initiative, hinting at broader adoption. The media has long bemoaned the woeful state of American financial literacy. Unlike other subjects, the student body has a keen appetite for money studies. A recent Intuit Financial Education survey of 2,000 American high school students revealed that 85% are interested in learning about financial topics in school. While encouraging, initiating the next generation into the world of personal finance brings challenges. We turn to financial advisors for their insights. Financial know-how is a prerequisite to success in this country. Americans must know how to manage their day-to-day finances, but not all workers and consumers are up to the task. Is it reasonable to expect most people to succeed with money matters without the required knowledge? Financial education in the classroom should be the solution. However, there are risks. “I have seen personal finance curricula spend more time on ‘choosing the best credit card’ than the importance of saving earlier in a career,” laments Stephan Shipe, Ph.D. and Financial Advisor at Scholar Advising. “Teaching financial literacy in schools faces several challenges, including a lack of standardized curriculum and qualified instructors, which can lead to incorrect coverage of critical topics.” Shipe stresses that, with real-world experience and context, students may see the immediate relevance, making it easier to apply or retain that knowledge. Some influential global institutions share this view. For instance, the Organisation for Economic Co-operation and Development (OECD) defines financial literacy as understanding financial concepts and the skills, motivation, and confidence to apply knowledge and make effective decisions. In other words, both economic knowledge and behavior. Classrooms may not be the sole answer to teaching money management; kids also need hands-on experience in the outside world, whether managing an allowance, creating budgets, or making spending decisions. Yet others have a different emphasis. “Often people worry about where education happens... but I think the bigger issue is the when,” says Benjamin Simerly, Founder and Financial Advisor at Lakehouse Family Wealth. “How early financial education starts plays a key role in how the human brain develops the concepts, and working with clients and hearing their stories about what they learned growing up bears this out in reality. To me, the best time to teach finance is when children first learn about numbers.” Dale Hershman, CEO of SickAdvisoryServices, concurs that some ideas, such as the time value of money, are worth instilling as soon as possible. “Young people who start investing early often benefit from dramatically better outcomes than people who start in middle age,” he says. “This is because investment returns can compound over time. Young people rarely consider the possibility that they will eventually grow old. If schools can get youngsters to think over a longer time range, all of American society would benefit.” Kids are inexperienced, but time is their weapon. The most famous example is Warren Buffet, who began investing at 11. Now in his mid-90s, he is among the world’s wealthiest individuals. Yet his long runway has given him an invaluable time horizon, which became his force multiplier as he leveraged the magic of compounding to grow his assets exponentially. While Buffet is a once-in-a-generation guru, every young American can benefit from recognizing the power of compounding that underscores his story and self-discipline. “The single most significant moment of change in a client’s mindset comes when they learn the power of compound interest,” says Simerly. “Once they grasp it... you see the lightbulb turn on above their heads. It’s one of my favorite moments that I get to share with clients.” While financial advisors differ on the ideal financial education for young Americans, many agree greater financial literacy does not threaten the financial advisory profession but enhances it. “Everyone has the right to learn how to succeed, and it’s been a joy watching clients learn the ins and outs of investing,” says Daren Blonski, Managing Principal at Sonoma Wealth Advisors. Advisors also believe greater personal finance education will increase the demand for financial advisors. “Many people feel intimidated and do not seek the help they need simply because they do not even understand the subject matter and how an advisor would or could be helpful. Having more consumers educated about the subject will lead more people to seek the help they need from advisors,” “I believe this type of education would increase the need for advisors,” asserts Lawrence D. Sprung, Founder and Wealth Advisor at Mitlin Financial. Nisiar Smith, Founder of Courtside Wealth Partners, shares a similar belief. “I find that clients who come in with a foundational understanding of financial principles are more confident and engaged in planning for their future,” says Smith. “They appreciate the value of customized strategies and guidance for more complex matters, such as tax-efficient investing, retirement planning, or building an estate plan. While a good financial literacy program can provide the basics, most people eventually need professional advice to build a comprehensive financial plan tailored to their unique circumstances and goals.” Incorporating financial literacy into college or high school education is important for young Americans. Practical know-how, core concepts like compounding, and skills to earn a high income can empower students to make informed decisions that will benefit them throughout their lives. If done correctly, greater financial literacy will enhance individual well-being and the broader economy.

Recently, China's central bank made a significant shift in its monetary policy approach by transitioning from a "prudent" stance to a more "moderately loose" one. This move has been seen as a positive signal for the economy and financial markets, as it aims to provide support for economic growth and stability amid global uncertainties.

THE actions of a passenger on a flight have sparked a heated debate among flyers. People rushed forward with their opinions on TikTok after a user shared a video of herself making a Matcha Latte from her seat on the plane. TikToker Jaz Hand filmed herself from the plush seats of a business class flight telling viewers: "Make a matcha on a plane with me." She went on to make the iced version of the green tea leaf drink. But, it was not as simple as simply adding some Matcha powder to some cold milk and drinking it. First, she got out a bowl and a small sieve to sift the matcha powder which she then put into a glass, added water from a bottle and then used an electric hand frother to combine the ingredients. read more about flights If that wasn't enough faff, she then put ice cubes into a plastic drinking cup, poured in the milk, and then added the watery matcha mix. She then prepared another addition for the drink which may have been a sweetener which she mixed in a glass with water before also adding that to her drink. Finally, she was done with her concoction, placing a lid on the top, adding a straw and giving it a stir and sip. "That is so good dude," she mouthed to the person next to her. Most read in News Travel However, her travel buddy and fellow TikToker Riley Hemson posted a video of her own from the flight in which she seemed less than impressed at Jaz's onboard antics. I can't believe she's doing this on the plane?" Hemson said in her own video showing the matcha latte creation from her point of view. "I've seen it all truly," she added. "This would enrage me," one shocked viewer wrote in the comments. "Socially unacceptable," another said. "Hey so this is insane.......And I am 110% here for it and in full support ICONIC behaviour," a third wrote. Others argued that the TikToker should try to do the same in economy class while others questioned where she got the ice from. While some were shocked at her actions, others were supportive. "It’s true commitment to the matcha addiction," one joked. IF you're planning on going away any time soon, you'll need to pay attention to the following unwritten plane etiquette rules... RECLINING SEAT: Podcast host and etiquette expert Nick Leighton explained that you shouldn't recline your seat if the passenger behind you is working on their laptop. He said: "Nobody likes their laptop snapped in half." Before you recline your seat , it's best to check to see what the passenger behind you is doing. If they are on a laptop, ask before you move your seat back. FEET: A flight attendant told The Sun : "Your boarding card tells you a number and a letter, this will be the reserved seat that you have paid for. "Your feet, which are attached to your body, should do their best to reside within this space and stay far away from anyone else. "If you do insist on stretching out , please make sure your feet are covered up." CHAT: TV travel expert Samantha Brown explained that conversations from strangers aren't welcome, suggesting that others shouldn't expect a chat. She added: "I’m not a talker. Plane time is me time." "No but when you have to travel like A LOT like 2-3 times in a week you start to do everything on planes trust me," another said. "Why is everyone freaking out over this let her have her matcha," a third argued. "I mean as long as she’s not being annoying with the noise for too long." Another flyer shared the shocking moment a passenger seated next to them decided to make a snack. "I once sat next to someone who whipped out a loaf of bread a jar of peanut butter and a jar of jam and proceeded to make sandwiches," they said. READ MORE SUN STORIES Another debate was sparked over the summer after a passenger dropped a bombshell decision about those who sit on the aisle seat. In the US a mid-flight drink service saw a man filed a lawsuit seeking $150,000 after he claimed he was left with a disfigured penis and scarred testicles from scalding water.

Oregon State rebounded from a fourth-quarter dry spell Wednesday as the Beavers rallied for a 54-49 win over Boston College at the Baha Mar Championship in Nassau, Bahamas. Kennedie Shuler hit a jumper with 1:02 left for the go-ahead basket, and the Beavers (2-5) held on to snap a four-game losing streak. This was the consolation game of the Baha Mar, with No. 2 Connecticut and No. 18 Mississippi playing afterward for the championship.Supporting Credit Managers with Simplicity and Speed — Bectran’s New Credit Application DesignWith Apple Intelligence , Apple is aiming to make Siri smarter than ever before. The personal assistant is going to be able to learn more about you, do more in apps, and hand over the reins to a smarter virtual assistant when needed. Some new ‌Siri‌ features are available now, while some won't be coming until 2025. This guide highlights everything that's new with ‌Siri‌ thanks to ‌Apple Intelligence‌. Updated Siri Design ‌Siri‌ has a refreshed design on devices that support ‌Apple Intelligence‌. Rather than the small wavelength that used to show when activating ‌Siri‌, there's now a pink/purple/blue/orange variegated glow that wraps around the entire iPhone , with the colors shifting as ‌Siri‌ listens to a command. Better Language Understanding ‌Siri‌ can better understand conversational language and requests, so if you stumble over your words or change your mind mid-sentence, ‌Siri‌ can still follow what you're saying. ‌Siri‌ is also able to maintain context between requests, so you can refer to something in a previous request, and ‌Siri‌ will understand what you're talking about. So if you use ‌Siri‌ to create a calendar event, you can then just ask "What will the weather be like there?" and ‌Siri‌ knows where "there" is. Improved Voice ‌Siri‌ has a new, more natural sounding voice. Type to Siri There is a built-in Type to ‌Siri‌ feature so you don't need to speak to ‌Siri‌ to interact with the personal assistant. To use it, double tap on the bottom of the ‌iPhone‌ or iPad to bring up a text bar, and then from there, just type in your request. Type to ‌Siri‌ can be used in the same way as speaking to ‌Siri‌, and ‌Siri‌ is able to provide information without speaking aloud. It is a useful feature for public situations where you're not able to speak and do not want to have ‌Siri‌ speaking back to you. Siri on the Mac While this guide focuses on the ‌iPhone‌ and the ‌iPad‌, the new, smarter ‌Siri‌ is also available on the Mac. Type to ‌Siri‌ can be enabled in the Settings app, and it can be assigned to a shortcut, such as pressing the Command button twice. Apple Product Knowledge Apple taught ‌Siri‌ about all of its products, so if you want to know how to use a feature or how to complete a task, you can ask ‌Siri‌ for help. ‌Siri‌ can provide step-by-step directions on using ‌iPhone‌, ‌iPad‌, and Mac features. ChatGPT Integration (iOS 18.2) In iOS 18.2, ChatGPT integration is available with ‌Siri‌. If a user asks something that ‌Siri‌ is not capable of handling, ChatGPT can provide a response instead, so long as the user gives permission. ‌Siri‌ can tap into ChatGPT, and then relay ChatGPT's response with no need to switch apps or use other tools. The ‌Siri‌ ChatGPT integration can essentially be used to do anything you can do with the ChatGPT app or ChatGPT on the web, it's simply an easier way to get to ChatGPT. Object Identification For anything on your screen, such as an image, you can ask ‌Siri‌ a question about it. If you have a photo of a plant, for example, asking "What is this?" will prompt ‌Siri‌ to send a screenshot over to ChatGPT, and ChatGPT will attempt to provide context. This works with images on the web, your photos, the something you're viewing through the Camera app, text, and more. ChatGPT can be used to describe a scene, which is useful for people who might have issues with sight. Opening the Camera app, activating ‌Siri‌, and asking "What is this?" will provide a detailed description of whatever is in front of you. The option to send images to ChatGPT from screenshots is distinct from the ‌Siri‌ onscreen awareness feature that Apple plans to implement in the future. Info From Documents For emails, documents, PDFs, and more, ChatGPT can provide a summary. When you ask "Can you summarize this?" ‌Siri‌ will send a screenshot or the entire document, which includes full PDFs. It's a useful feature for getting a quick overview of the content of a long document. For long PDFs or documents, you'll want to tap on the arrows to make sure the full document is sent to ChatGPT rather than just a screenshot. Rather than asking for a summary, you can instead ask a specific question about a document. If you're looking at an insurance policy, you can ask "What are the limits of this policy?" or "What are the exclusions?" to get more tailored information. Checking Spelling and Grammar If you've written an email, rather than selecting it and using Writing Tools to check it for spelling and grammar errors, you can ask ‌Siri‌ to take a look, and ‌Siri‌ will send a screenshot to ChatGPT. "Can you look this over for errors?" works as a command for this feature. ChatGPT can also be used for rewriting and refining what you've written, but note that this is not the same as Apple's own Writing Tools. Generating Text and Images ChatGPT can generate text from scratch based on prompts that it is given. You can, for example, ask ‌Siri‌ to ask ChatGPT to write a poem or compose a polite letter to a friend, and ChatGPT will create something from scratch. Some sample requests you can use: If you have ChatGPT write something for you, you can tap on the copy icon to copy it to the clipboard to paste it into Notes, Messages, a document, or an email. You can also create images. Using the Dall-E 3 engine, ChatGPT can make realistic AI-generated images, something that can't be done with ‌Apple Intelligence‌. For image requests, it's easiest to tell ‌Siri‌ to "Tell ChatGPT to make an image of [thing you want an image of]," because if you just ask ‌Siri‌ to make an image or generate an image, it will often bring up web images. Answering Questions One of the best use cases for ChatGPT through ‌Siri‌ is getting answers for queries that are just a bit too complex for ‌Siri‌. Questions that ‌Siri‌ can't handle will be handed over to ChatGPT with your permission, but you can also force ‌Siri‌ to use ChatGPT instead of the internal ‌Siri‌ engine by amending questions with "Ask ChatGPT." For example, a question about what battery an Xbox controller uses will source Wikipedia and not ChatGPT, but specifically "Ask ChatGPT what battery an Xbox controller uses" will prompt ‌Siri‌ to present the question to ChatGPT. ChatGPT's answers can sometimes be more informative. Asking ‌Siri‌ how to replace eggs in a recipe just gives you alternatives, but ChatGPT's answer for the same question provides the amount of an ingredient you might want to add to equate to an egg. Some example queries that ‌Siri‌ will automatically consult ChatGPT on: Other Things You Can Ask ChatGPT To Do While ‌Siri‌ can do all of these things with ChatGPT's help, the lack of continuity with the ‌Siri‌ version of ChatGPT makes it difficult to complete tasks that are not one-off requests. Creating a meal plan, for example, works better with the actual ChatGPT interface because you can have more of a conversation rather than relying on a single request. ChatGPT Settings and Privacy ChatGPT integration has to be turned on, and after that, each request requires user permission. There is an option to turn off the extra permission by toggling off the "Confirm ChatGPT Requests" option. The toggle can be accessed by opening up the Settings app, choosing ‌Apple Intelligence‌, and then tapping on ChatGPT. With the feature disabled, ‌Siri‌ will not ask each time before sending information to ChatGPT. ‌Siri‌ will, however, always ask permission before sending a file to ChatGPT even with the confirm requests feature turned off. As for privacy, no login is required to use ChatGPT, and neither Apple nor OpenAI log your requests. But if you sign in with a paid account, ChatGPT can keep a copy of requests. ChatGPT - Free vs. Paid ChatGPT integration includes a limited number of requests that use ChatGPT-4o, the latest version of ChatGPT, for free. After those are used up, ChatGPT integration uses 4o Mini, which is less advanced and takes up less resources. ChatGPT Plus subscribers get more ChatGPT-4o requests. ChatGPT Plus is priced at $20 per month, and ‌iPhone‌ users who don't already have ChatGPT Plus can sign up right from the ‌Apple Intelligence‌ section of the Settings app. Apple users essentially have access to ChatGPT's basic plan, so requests that use advanced capabilities reset every 24 hours. With this plan, two images per day can be generated. ChatGPT vs. Apple Intelligence There is overlap between what's possible with ‌Apple Intelligence‌ and what you can do with ChatGPT integration, but there are some distinctions. ‌Apple Intelligence‌ has Writing Tools for rewriting and editing what you've already written, but ChatGPT can write content from scratch. Image Playground , Image Wand , and Genmoji allow you to generate images, but ‌Apple Intelligence‌ won't generate realistic looking images. Instead, styles are limited to those that look animated or sketched. ChatGPT will generate lifelike images, though. ‌Apple Intelligence‌ can be used to summarize documents, but only when you select text and select the Summarize option from Writing Tools. ‌Apple Intelligence‌ can't answer more specific questions about PDFs and documents, so ChatGPT does have an edge for that kind of query. ChatGPT Limitations When you ask ChatGPT a question through ‌Siri‌, you need to make sure to read the answer right away because it doesn't stay on the screen long. Apple does not keep a record of it, either. If you're logged into ChatGPT, there is a history in your OpenAI account, but if you're not logged in, there's no way to save information that you've received from ChatGPT, and there's no log. Other Chatbots Apple has only added ChatGPT integration right now, but support for Google Gemini is planned in the future. Siri Apple Intelligence Features Coming Next Year There are several ‌Siri‌ features that are still in development, with Apple planning to add these capabilities to ‌Siri‌ next year. Timing isn't concrete yet, but rumors suggest we'll see them in iOS 18.4 in the spring. Personal Context ‌Siri‌ will be able to keep track of your emails, messages, files, photos, and more, learning more about you to help you complete tasks and keep track of what you've been sent. Onscreen Awareness ‌Siri‌ will be able to tell what's on your screen and complete actions involving whatever you're looking at. If someone texts you an address, for example, you can tell ‌Siri‌ to add it to their contact card. Or if you're looking at a photo and want to send it to someone, you can ask ‌Siri‌ to do it for you. Deeper App Integration ‌Siri‌ will be able to do more in and across apps, performing actions and completing tasks that are just not possible with the personal assistant right now. We don't have a full picture of what ‌Siri‌ will be capable of, but Apple has provided a few examples of what to expect. The Next Siri Phase After all of the ‌Siri‌ ‌Apple Intelligence‌ features have been implemented in iOS 18 , Apple plans to unveil the next-generation ‌Siri‌, which will rely on large language models. An LLM version of ‌Siri‌ is already in development , and it will be able to better compete with chatbots like ChatGPT. LLM ‌Siri‌ will be able to hold ongoing conversations, and it will be more like speaking with a human. Large language model integration will let ‌Siri‌ perform more complex tasks, and in the future, ‌Siri‌ likely won't need to rely on ChatGPT. The updated version of ‌Siri‌ will replace the current version of ‌Siri‌ in the future. Apple is expected to announce LLM ‌Siri‌ in 2025 alongside the introduction of iOS 19 , but the update likely won't launch until spring 2026. Apple Intelligence Privacy ‌Apple Intelligence‌ was designed with privacy in mind, and many requests are handled on-device. All personal context learning, for example, is done with on-device intelligence and nothing leaves your ‌iPhone‌ or ‌iPad‌. For requests that need the processing power of a cloud server, Apple is using Private Cloud Compute on Apple silicon machines to handle complex tasks while preserving user privacy. Apple promises that data is not stored and is used only for user requests. Apple Intelligence Compatible Devices ‌Apple Intelligence‌ is available on the iPhone 15 Pro, the ‌iPhone 15‌ Pro Max, all iPhone 16 models, the iPad mini with A17 Pro chip, all iPads with an Apple silicon chip, and all Macs with an Apple silicon chip. Read More We've shared detailed guides on ‌Genmoji‌ and ‌Image Playground‌ already, plus we have an overall guide on the full set of ‌Apple Intelligence‌ features and a guide for the general features coming in iOS 18.2. Release Date iOS 18.2 and iPadOS 18.2 with ‌Image Wand‌ integration will be coming in December, with Apple likely planning for a December 9 software release.

Research conducted by sleep experts has revealed that women, on average, get less sleep than men. While the recommended amount of sleep for adults is typically 7-9 hours per night, many women fall short of this target. Factors such as hormonal fluctuations, pregnancy, and caregiving responsibilities can contribute to disrupted and inadequate sleep among women.The rise of Chinese football has been meteoric in recent years, with an increasing number of Chinese players making their mark in top leagues around the world. From the Chinese Super League to top European clubs, Chinese talent is on the rise, showcasing the immense potential and skill that the country has to offer to the world of football.

The men in blue and black have historically been known for their dominance in Italian football, with numerous league titles and continental successes under their belt. However, the past few seasons have seen the club struggle to replicate the glory of their past, with inconsistent performances and managerial changes hindering their progress. This season, Inter Milan started strongly but has faltered in recent weeks, losing ground to their title rivals and facing an uphill battle to maintain their challenge for the Scudetto.Breakdown: Turning anguish into action | Podcast Ep. 3: ‘Dereliction of duty’