WEST PALM BEACH, Fla. (AP) — An online spat between factions of supporters over immigration and the tech industry has thrown internal divisions in his political movement into public display, previewing the fissures and contradictory views his coalition could bring to the White House. The rift laid bare the tensions between the newest flank of Trump’s movement — wealthy members of the tech world including billionaire and fellow entrepreneur and their call for more highly skilled workers in their industry — and people in Trump’s Make America Great Again base who championed his hardline immigration policies. The debate touched off this week when , a right-wing provocateur with a history of racist and conspiratorial comments, criticized Trump’s selection of as an adviser on artificial intelligence policy in his coming administration. Krishnan favors the ability to bring more skilled immigrants into the U.S. Loomer declared the stance to be “not America First policy” and said were doing so to enrich themselves. Much of the debate played out on the social media network X, which Musk owns. Loomer’s comments sparked a back-and-forth with venture capitalist and former , whom Trump has tapped to be the “White House A.I. & Crypto Czar.” Musk and Ramaswamy, , weighed in, defending the tech industry’s need to bring in foreign workers. It bloomed into a larger debate with more figures from the hard-right weighing in about the need to hire U.S. workers, whether values in American culture can produce the best engineers, free speech on the internet, the newfound influence tech figures have in Trump’s world and what his political movement stands for. Trump has not yet weighed in on the rift, and his presidential transition team did not respond to a message seeking comment. Musk, the world’s richest man who has , was a central figure in the debate, not only for his stature in Trump’s movement but his stance on the tech industry’s hiring of foreign workers. Technology companies say H-1B visas for skilled workers, used by software engineers and others in the tech industry, are critical for hard-to-fill positions. But critics have said they undercut U.S. citizens who could take those jobs. Some on the right have called for the program to be eliminated, not expanded. Born in South Africa, Musk was once on an a H-1B visa himself and defended the industry’s need to bring in foreign workers. “There is a permanent shortage of excellent engineering talent,” he said in a post. “It is the fundamental limiting factor in Silicon Valley.” Trump’s own positions over the years have reflected the divide in his movement. His tough immigration policies, including his pledge for a mass deportation, were central to his winning presidential campaign. He has focused on immigrants who come into the U.S. illegally but he has also , including family-based visas. As a presidential candidate in 2016, Trump called the H-1B visa program “very bad” and “unfair” for U.S. workers. After he became president, Trump in 2017 issued a “Buy American and Hire American” , which directed Cabinet members to suggest changes to ensure H-1B visas were awarded to the highest-paid or most-skilled applicants to protect American workers. Trump’s businesses, however, have hired foreign workers, including , and his social media company behind his Truth Social app for highly skilled workers. During his 2024 campaign for president, as he made immigration his signature issue, Trump said immigrants in the country illegally are “poisoning the blood of our country” and promised to carry out the largest deportation operation in U.S. history. But in a sharp departure from his usual alarmist message around immigration generally, Trump this year that he wants to give automatic green cards to foreign students who graduate from U.S. colleges. “I think you should get automatically, as part of your diploma, a green card to be able to stay in this country,” he told the “All-In” podcast with people from the venture capital and technology world. Those comments came on the cusp of Trump’s budding alliance with tech industry figures, but he did not make the idea a regular part of his campaign message or detail any plans to pursue such changes.

NEW YORK (AP) — Walmart's sweeping rollback of its diversity policies is the strongest indication yet of a profound shift taking hold at U.S. companies that are re-evaluating the legal and political risks associated with bold programs to bolster historically underrepresented groups. The changes announced by the world's biggest retailer on Monday followed a string of legal victories by conservative groups that have filed an onslaught of lawsuits challenging corporate and federal programs aimed at elevating minority and women-owned businesses and employees. The retreat from such programs crystalized with the election of former President Donald Trump, whose administration is certain to make dismantling diversity, equity and inclusion programs a priority. Trump's incoming deputy chief of policy will be his former adviser Stephen Miller , who leads a group called America First Legal that has aggressively challenged corporate DEI policies. “There has been a lot of reassessment of risk looking at programs that could be deemed to constitute reverse discrimination,” said Allan Schweyer, principal researcher at the Human Capital Center at the Conference Board. “This is another domino to fall and it is a rather large domino,” he added. Among other changes, Walmart said it will no longer give priority treatment to suppliers owned by women or minorities. The company also will not renew a five-year commitment for a racial equity center set up in 2020 after the police killing of George Floyd. And it pulled out of a prominent gay rights index . Schweyer said the biggest trigger for companies making such changes is simply a reassessment of their legal risk exposure, which began after U.S. Supreme Court’s ruling in June 2023 that ended affirmative action in college admissions. Since then, conservative groups using similar arguments have secured court victories against various diversity programs, especially those that steer contracts to minority or women-owned businesses. Most recently, the conservative Wisconsin Institute for Law & Liberty won a victory in a case against the U.S. Department of Transportation over its use of a program that gives priority to minority-owned businesses when it awards contracts. Companies are seeing a big legal risk in continuing with DEI efforts, said Dan Lennington, a deputy counsel at the institute. His organization says it has identified more than 60 programs in the federal government that it considers discriminatory, he said. “We have a legal landscape within the entire federal government, all three branches -- the U.S. Supreme Court, the Congress and the President -- are all now firmly pointed in the direction towards equality of individuals and individualized treatment of all Americans, instead of diversity, equity and inclusion treating people as members of racial groups,” Lennington said. The Trump administration is also likely to take direct aim at DEI initiatives through executive orders and other policies that affect private companies, especially federal contractors. “The impact of the election on DEI policies is huge. It can’t be overstated,” said Jason Schwartz, co-chair of the Labor & Employment Practice Group at law firm Gibson Dunn. With Miller returning to the White House, rolling back DEI initiatives is likely to be a priority, Schwartz said. “Companies are trying to strike the right balance to make clear they’ve got an inclusive workplace where everyone is welcome, and they want to get the best talent, while at the same time trying not to alienate various parts of their employees and customer base who might feel one way or the other. It’s a virtually impossible dilemma,” Schwartz said. A recent survey by Pew Research Center showed that workers are divided on the merits of DEI policies. While still broadly popular, the share of workers who said focusing on workplace diversity was mostly a good thing fell to 52% in the October survey, compared to 56% in a similar survey in February 2023. Rachel Minkin, a research associate at Pew, called it a small but significant shift in short amount of time. There will be more companies pulling back from their DEI policies, but it likely won’t be a retreat across the board, said David Glasgow, executive director of the Meltzer Center for Diversity, Inclusion and Belonging at New York University. “There are vastly more companies that are sticking with DEI," Glasgow said. "The only reason you don’t hear about it is most of them are doing it by stealth. They’re putting their heads down and doing DEI work and hoping not to attract attention.” Glasgow advises organizations to stick to their own core values, because attitudes toward the topic can change quickly in the span of four years. “It’s going to leave them looking a little bit weak if there’s a kind of flip-flopping, depending on whichever direction the political winds are blowing,” he said. One reason DEI programs exist is because without those programs, companies may be vulnerable to lawsuits for traditional discrimination. “Really think carefully about the risks in all directions on this topic,” Glasgow said. Walmart confirmed will no longer consider race and gender as a litmus test to improve diversity when it offers supplier contracts. Walmart says its U.S. businesses sourced more than $13 billion in goods and services from diverse suppliers in fiscal year 2024, including businesses owned by minorities, women and veterans. It was unclear how its relationships with such business would change going forward. Organizations that have partnered with Walmart on its diversity initiatives offered a cautious response. The Women’s Business Enterprise National Council, a non-profit that last year named Walmart one of America's top corporation for women-owned enterprises, said it was still evaluating the impact of Walmart's announcement. Pamela Prince-Eason, the president and CEO of the organization, said she hoped Walmart's need to cater to its diverse customer base will continue to drive contracts to women-owned suppliers even if the company has no explicit dollar goals. “I suspect Walmart will continue to have one of the most inclusive supply chains in the World,” Prince-Eason wrote. “Any retailer's ability to serve the communities they operate in will continue to value understanding their customers, (many of which are women), in order to better provide products and services desired and no one understands customers better than Walmart." Walmart's announcement came after the company spoke directly with conservative political commentator and activist Robby Starbuck, who has been going after corporate DEI policies, calling out individual companies on the social media platform X. Several of those companies have subsequently announced that they are pulling back their initiatives, including Ford , Harley-Davidson, Lowe’s and Tractor Supply . Walmart confirmed to The Associated Press that it will better monitor its third-party marketplace items to make sure they don’t feature sexual and transgender products aimed at minors. The company also will stop participating in the Human Rights Campaign’s annual benchmark index that measures workplace inclusion for LGBTQ+ employees. A Walmart spokesperson added that some of the changes were already in progress and not as a result of conversations that it had with Starbuck. RaShawn “Shawnie” Hawkins, senior director of the HRC Foundation’s Workplace Equality Program, said companies that “abandon” their commitments workplace inclusion policies “are shirking their responsibility to their employees, consumers, and shareholders.” She said the buying power of LGBTQ customers is powerful and noted that the index will have record participation of more than 1,400 companies in 2025.

Jubilation. Joy. Relief. Wonder. Pick your word for it — emotions, each and all of them felt by the masses, came pouring out as the clock struck zero inside Memorial Stadium. The Nebraska football program’s long eight-year bowl drought finally came to an end on a 50-degree November afternoon in downtown Lincoln. That achievement is worth celebrating on its own, but the way Nebraska got it done — dominating, rather than eking over the line against an opponent it knows well — made the accomplishment that much sweeter. Nebraska never trailed in a 44-25 win over Wisconsin on Saturday, securing the program’s first bowl game since the 2016 season. The victory also snapped a 10-game losing streak to the Badgers, and the four-game losing skid which NU entered the day with. For a Nebraska (6-5, 3-5 Big Ten) senior class which had never made the postseason before, their level of play on the field matched the seriousness of the opportunity in front of them. Particularly on the offensive side of the ball, improvements from last week’s loss to USC were evident. Offensive coordinator Dana Holgorsen, calling his second game as a member of the Nebraska coaching staff, dialed up a blistering six-play, 55-yard touchdown drive to start the game. A 45-yard kickoff return from freshman Jacory Barney Jr. set Nebraska up on the drive, with junior Heinrich Haarberg scoring the 5-yard run to secure NU’s early 7-0 lead. Having parted ways with its offensive coordinator during the week, Wisconsin, (5-6, 3-5) showed no ill effects from that shakeup as it immediately responded with a scoring drive of its own. Helped by a key missed tackle near midfield, Wisconsin found the end zone on a 4-yard passing score from Braedyn Locke to Bryson Green. After the initial scoring drive, Wisconsin took three of its next four possessions into Nebraska territory but came away with just three points from those chances. A Janiran Bonner fumble deep inside Nebraska territory set up Wisconsin with a prime scoring opportunity, but a three-and-out and delay of game penalty contributed to a 34-yard field goal sailing wide. The Badgers pushed across a 33-yard kick later in the half but also missed a second field goal from 41 yards out, a miss which resulted in a 10-play drive netting zero points. Not all of Nebraska’s first-half drives were perfect — the Huskers punted twice and fumbled once — but when things clicked, Wisconsin could do little to slow down the surging Nebraska offense. Nebraska utilized its quick passing game during its second touchdown drive, with a 27-yard gain from Emmett Johnson on a screen pass quickly being followed by a 21-yard Barney gain on a touch pass in the backfield. Running back Dante Dowdell capped off the eight-play, 80-yard touchdown drive with a 12-yard rushing score in which Jahmal Banks and Nate Boerkircher sealed the edge with a pair of punishing blocks. Nebraska also took advantage of Wisconsin’s field goal miscues by scoring touchdowns immediately following both misses. An efficient drive just prior to the halftime break ended with a toe-tap catch from Banks in the back of the end zone, a 5-yard passing score from Dylan Raiola which extended Nebraska’s lead to 21-10. Taking the ball with just 17 seconds left in the half, Wisconsin could’ve kneeled out the clock but instead opted to give running back Tawee Walker a first down carry. NU’s Nash Hutmacher made Wisconsin regret that decision by jarring the ball loose for a Bager turnover. One completion later and Nebraska brought kicker John Hohl onto the field for a 37-yard try, one he dispatched to give the Huskers a 14-point halftime lead. The 24 first-half points scored by Nebraska marked the team’s second-most all season, and the most since NU’s win over Colorado in September. The Huskers came out firing after the halftime break, too, forcing a Wisconsin three-and-out prior to putting together a scoring drive of its own. While the Nebraska drive stalled out prior to the end zone, a 45-yard Hohl field goal gave the Huskers a three-score advantage, 27-10 in their favor. Unable to trust its kicker in a similar situation, Wisconsin instead opted to keep its offense on the field for a fourth down outside the NU red zone. Walker’s carry up the middle was stuffed by the Blackshirts, resulting in a turnover on downs midway through the third quarter. When Nebraska turned that opportunity into a touchdown of its own, the game just about escaped Wisconsin’s reach. Another well-executed scoring drive, this time a seven-play march down the field which took three-plus minutes, ended in a Dowdell 3-yard touchdown run. As Nebraska’s lead reached 34-10, it marked the most points NU has scored against a Big Ten foe under head coach Matt Rhule. Wisconsin did fire back with a touchdown drive late in the third quarter and another midway through the fourth quarter. A third made field from Hohl helped keep Nebraska’s lead safe to the end, though. Nebraska can take away many positives from its win over Wisconsin, with the all-around performance of Johnson at running back and its much-improved offense taking center stage. Most important of all was the fact that Saturday’s win meant six on the season, a mark Nebraska fans hadn’t celebrated since the 2016 season. That major season milestone now secured, Nebraska’s regular season will come to a close during a Black Friday matchup against the Iowa Hawkeyes. Nebraska quarterback Dylan Raiola (15) and Dana Holgorsen celebrate a touchdown during the second quarter of the game against Wisconsin on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Head Coach Matt Rhule (left) high-fives Janiran Bonner (16) and Dana Holgorsen after a touchdown during the second quarter of the game against Wisconsin on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Dante Dowdell (23) runs into the end zone for a touchdown during the second quarter of the game against Wisconsin on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Dante Dowdell (23) dodges a tackle by Wisconsin's Austin Brown (9) as he runs into the end zone for a touchdown during the second quarter of the game on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Jahmal Banks (4) catches a pass during the first quarter of the game against Wisconsin on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Jahmal Banks (4) catches a pass while defended by Wisconsin's Justin Taylor during the first quarter of the game on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska quarterback Dylan Raiola reacts to a fumble recovered by Wisconsin during the first quarter of the game on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska offensive coordinator Dana Holgorsen looks over his notes during the first quarter of the game against Wisconsin on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska offensive coordinator Dana Holgorsen looks over his notes during the first quarter of the game against Wisconsin on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Heinrich Haarberg (10) runs through a tackle by Wisconsin's Austin Brown (9) and Preston Zachman (14) into the end zone for a touchdown during the first quarter of the game on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Heinrich Haarberg (center) leaps over Dante Dowdell (23) as he runs into the end zone for a touchdown during the first quarter of the game against Wisconsin on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Jahmal Banks (4) catches a touchdown pass while defended by Wisconsin's Ricardo Hallman (2) during the second quarter of the game on Saturday, Nov. 23, 2024, at Memorial Stadium. In a play that was ruled incomplete, Nebraska's Isaiah Neyor (18) catches a pass in the endzone while defended by Wisconsin's Xavier Lucas (10) in the second quarter on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Ceyair Wright (15) and Nash Hutmacher (0) try to block a field goal kick by Wisconsin's Nathanial Vakos (90) in the second quarter on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Dante Dowdell (23) runs in to the endzone for a second quarter touchdown on Saturday, Nov. 23, 2024, at Memorial Stadium. Wisconsin's Austin Brown (9) tries to tackle Nebraska's Dante Dowdell (23) as he runs the ball in for a touchdown in the second quarter on Saturday, Nov. 23, 2024, at Memorial Stadium. Wisconsin's Braedyn Locke (18) is sacked by Nebraska's Willis McGahee (12) in the first quarter on Saturday, Nov. 23, 2024, at Memorial Stadium. on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Marques Buford (3) defends Wisconsin's Bryson Green (9) as he catches a touchdown in the endzone in the first quarter on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's John Hohl (90) scores a filed goal in the first quarter on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Heinrich Haarberg (left) celebrates his touchdown with quarterback Dylan Raiola during the first quarter on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Heinrich Haarberg (left) celebrates his touchdown with quarterback Dylan Raiola during the first quarter on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska players take the field after the tunnel walk on Saturday, Nov. 23, 2024, at Memorial Stadium. Wisconsin's Trech Kekahuna (left) escapes a tackle from Nebraska's Isaac Gifford, Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Javin Wright (right) breaks up a pass intended for Wisconsin's Tucker Ashcraft, Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Heinrich Haarberg scores against Wisconsin, Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Jacory Barney (right) celebrates his opening kickoff return against Wisconsin with teammate Janiran Bonner and Kwinten Ives, Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's Joey Mancino (67) embraces head coach Matt Rhule during a senior day ceremony before the game on Saturday, Nov. 23, 2024, at Memorial Stadium. Nebraska's MJ Sherman embraces head coach Matt Rhule during a senior day ceremony before the game on Saturday, Nov. 23, 2024, at Memorial Stadium. Fans arrive at Memorial Stadium before the Wisconsin, Saturday, Nov. 23, 2024. The Cornhusker Marching Band arrives at Memorial Stadium before the Wisconsin, Saturday, Nov. 23, 2024. Nebraska fans walk around campus before the game against Wisconsin on Saturday, Nov. 23, 2024, at Memorial Stadium. Hudson Meyer of Hooper, 6, throws leaves in the air before the game against Wisconsin on Saturday, Nov. 23, 2024, at Memorial Stadium. Get local news delivered to your inbox!Can Colombia’s talks with the Comuneros del Sur help achieve ‘total peace’?

Single-stock investing remains a worthwhile strategy, but today’s practical advice is diversifying. You reduce or spread the risk if you hold stocks from various sectors. However, if you’re a (TFSA) investor, you can buy one high-quality stock now and hold it forever. ( ) is a no-nonsense investment if you through your TFSA. This $97.4 billion bank, Canada’s oldest financial institution, has endured two World Wars, the Great Depression, and numerous financial crises since its founding in 1817. There are compelling reasons to own BMO besides its strong capital position. With a fresh $7,000 annual contribution limit in 2025, consider making BMO your anchor stock in your TFSA stock portfolio if it isn’t yet. Due to its lengthy dividend payment history, dividend pioneer BMO is the undisputable choice of passive-income investors. The track record is 195 years and counting, which no investor or retiree could outlive. If you invest today, the share price is $134.09 (+7.37% year to date), and the dividend yield is 4.64%. The payout frequency is quarterly. BMO has growth goals, and acquiring Bank of the West in February 2023 is one way to expand its presence in key U.S. growth markets. The footprint in 32 states would accelerate the growth of BMO’s national specialty commercial businesses and give more customers access to its digital banking platform. Darryl White, chief executive officer of BMO Financial Group, said about the strategic acquisition, “We will deliver a highly competitive offering to new growth markets, combining the strength of our digital banking platform and a strong team of bankers to generate leading customer growth.” Bank of the West operates in the largest and fastest-growing U.S. markets, which should also help fuel BMO’s growth. The US16.3 billion deal is the most significant in Canada’s banking history. BMO completed the core and digital platform after eight months. According to Mahen Namaswayan, Head of Technology and Operations Mergers and Acquisitions at BMO, the bank boasts a Digital-First model. It will deliver greater convenience and speed to customers while providing scale and product options across the U.S. The high interest rate environment affected bank stocks, including BMO. Fortunately, the Bank of Canada’s rate-cutting cycle is ongoing, and inflation has moderated. In the first three quarters of fiscal 2024 (nine months ending July 31, 2024), BMO’s net income rose 84.2% year over year to $5 billion. However, provision for credit losses (PCL) increased 29.2% to $2.2 billion from a year ago. Nonetheless, BMO announced a 5% dividend hike for Q4 fiscal 2024. “With our strategic goals firmly in place, a strong balance sheet, robust capital and liquidity, we are well positioned to deliver sustainable returns to our shareholders,” White said. The TFSA lifetime contribution limit will rise to $102,000 on January 1, 2025, for those who turned 18 before 2009 and have never contributed to a TFSA. An investment of the same amount in BMO converts into $1,183.20 in tax-free, pension-like quarterly income, and the principal remains intact.