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panaloko free 99 apk ios As the truth came to light, many netizens who had initially condemned the designer began to reconsider their hasty judgement. Recognizing the importance of context and understanding the designer's perspective, a growing number of voices emerged in support of the designer, calling for a reevaluation of the situation and a retraction of the previous criticisms.The escalating dissatisfaction with Tencent Video's membership program is evident in the significant increase in complaints received by consumer protection agencies and online forums. The cumulative total of grievances filed against the company over the past five years has surpassed the 1 million mark, reflecting a widespread sense of disillusionment and discontent among paying subscribers.

( MENAFN - The Conversation) As we enter the holiday season many young people are no doubt beginning to consider their future options. With a range of paths to pursue, a high rate of youth unemployment in Canada and a higher education sector facing unprecedented challenges it may seem logical to wonder if university is worth it. In my role as president of York University I see these issues play out every day in the lives of my students and faculty. However, I can say with certainty that, yes, university is worth it for both students and society. And while you might think that I might be biased, there is real data to back it up. Simply put, going to university enriches both students and society over the long term. We must ensure that students and universities are supported to help ensure as broad access as possible. While many students entering the market fresh out of university will make entry-level wages, the reality is that over the longer term their earning potential has more room to expand . Those with a bachelor's degree earn 24 per cent more than the national average. The more education, the higher the earning potential. Students with a university degree are more likely to have stable employment even amidst economic disruption, as the COVID-19 pandemic revealed . Graduates are also more likely to gain employment that offers a wider range of benefits. Simply put, an education increases one's chances of finding fulfilling employment and living a longer and healthier life. Read more: Colleges' career success stats don't tell the whole story about how their graduates are doing after they get their degree Beyond individual benefits, there are also key benefits to society. Canada . Further research has shown that education is central to a healthy, democratic society To quote Nelson Mandela:“education is the most powerful weapon which you can use to change the world .” The world faces a host of wicked problems ranging from economic inequality to climate change, geopolitical conflict and ongoing wars. Universities and graduates play a key role in addressing these challenges. Technology is not going away and it is not slowing down. A recent study revealed that the jobs of more than 60 per cent of Canadians may be at risk to AI . Moreover, an estimated one out of 10 employees in Canada could be at a high risk of automation-related job redundancy. Canada's already volatile job market will continue to be impacted. Those with higher levels of education are the best equipped to benefit from technologies in ways that complement the work they do . Graduates are also more likely to have the transferable skills needed to withstand workforce disruption. According to the OECD , AI technologies pose less of a risk for highly-skilled workers. In fact, their jobs are less likely to be replaced by automation because they possess the critical thinking skills needed to provide oversight to tasks that use AI and automation. While these technologies are sophisticated and becoming even more so each day, they currently cannot replicate human cognitive, critical and decision-making skills. There is also compelling research that shows students with higher education are more likely to pursue continuing education to upgrade and reskill, a quality that makes students more agile in a shifting labour market. Universities have also been increasing micro-credentials , programs which help learners re-skill while they are holding employment and balancing familial obligations, to support lifelong learning and build a more resilient Canadian workforce. Read more: I got generative AI to attempt an undergraduate law exam. It struggled with complex questions If Canada is to meet the expanding needs of students and of the country then we must invest now in higher education. Access is something I worry deeply about to ensure that we are not leaving any talent behind. Data from the 2017 National Survey of Engagement indicates that 48 per cent of first- and fourth-year undergrad students at York came from households where neither parent held a bachelor's degree. What's more, York's 2020 Economic and Social Impact Report revealed that 59 per cent of students could not have attended university without financial support. Creating accessible educational opportunities for diverse learners to develop responsive skills is critical for a vibrant future workforce and for resilient communities. York and other universities in Canada have a good track record for this. At the same time, social mobility and productivity have been declining in Canada in recent years . Continuing to ensure that eligible students have access to university education including at the graduate level is imperative to address these trends. The significant numbers of Canadian students leaving the country to study medicine overseas while Canada is facing a significant gap in primary care physicians is just one example . These are troubling trends which Canadian universities are committed to addressing. Read more: Waiting for exam results can be awful. Our research shows how best to manage the stress While the commitment and innovation of universities is evident, the unfortunate truth is that universities across much of Canada have seen a steady decline in real dollar funding for years. In Ontario, recommendations from the government's blue-ribbon panel strongly advocated for the urgent increase in financial support for universities . To meet the changes in Canada's labour market, universities have developed new programs to meet the talent needs in areas such as science, technology, engineering and health . We have also worked to enhance access through flexible teaching formats and strengthened international and cross-sector research collaborations to tackle complex societal problems . Universities have also increased supports for students including activities to help them connect with careers and become more entrepreneurial and efficient . In short, universities in Canada are one of the country's most important assets. If we are to continue delivering the high-quality education for which we are known and serving the needs of the communities who rely on us, especially given fierce global competition for talent, it is essential that we secure a financially sustainable model for universities. Canada's high youth unemployment has many people anxious about how they will fare in a job market that bears a striking resemblance to the Hunger Games. Expanding employment opportunities is necessary and will require collaboration across all sectors. But the data are clear. A university education will provide our youth with a running start and the ability to adapt as they go. MENAFN23122024000199003603ID1109025350 Legal Disclaimer: MENAFN provides the information “as is” without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the provider above.

Toggle3D.AI Announces Board Member ChangesIn a dramatic turn of events, South Korea is on the brink of a major political upheaval as the resolution to swiftly arrest Yoon Suk-yeol, the leading presidential candidate, has raised pressure on the current President to step down. The decision to pursue such a significant action has sent shockwaves through the nation and is likely to have far-reaching consequences on the political landscape of South Korea.Furthermore, UEFA's actions also served as a warning to other referees, signaling that any lapses in integrity or professionalism will be met with swift and decisive consequences. The removal of Kut from UEFA's officiating list set a precedent for holding referees accountable for their conduct both on and off the field.

NEW YORK (AP) — With the end of 2024 around the corner, you might be reflecting on financial goals for 2025. Whether you're saving to move out of your parents' house or pay off student loan debt, financial resolutions can help you stay motivated, said Courtney Alev, consumer advocate for Credit Karma. “Entering a new year doesn’t erase all our financial challenges from the prior year," Alev said. “But it can really help to bring a fresh-start mentality to how you’re managing your finances.” If you’re planning to make financial resolutions for the new year, experts recommend that you start by evaluating the state of your finances in 2024. Then, set specific goals and make sure they're attainable for your lifestyle. Here are some tips from experts: Change your relationship with money Think about how you currently deal with finances — what's good, what's bad, and what can improve. “Let this be the year you change your relationship with money,” said Ashley Lapato, personal finance educator for YNAB, a budgeting app. If you feel like money is a chore, that there's shame surrounding the topic of money, or like you were born being “bad at money,” it's time to change that mentality, Lapato said. To adjust your approach, Lapato recommends viewing money goals as an opportunity to imagine your desired lifestyle in the future. She recommends asking questions like, “What do my 30s look like? What do my 40s look like?” and using money as a means to get there. Liz Young Thomas, head of SoFi Investment Strategy, added that it’s key you forgive yourself for past mistakes in order to move into the new year with motivation. Know your “why” When setting your financial resolutions for 2025, it's important to establish the “why” of each, said Matt Watson, CEO of Origin, a financial tracking app. “If you can attach the financial goal to a bigger life goal, it’s much more motivating and more likely you’ll continue on that path,” Watson said. Whether you're saving to buy a house, pay off credit card debt or take a summer vacation, being clear about the goal can keep you motivated. Watson also recommends using a tool to help you keep track of your finances, such as an app, spreadsheet, or website. Budget, budget, budget “After three years of inflation, your pay increases are likely still playing catch up to your monthly expenses, leaving you wondering where all the money is going," said Greg McBride, chief financial analyst at Bankrate. "Make that monthly budget for 2025 and resolve to track your spending against it throughout the year." McBride said that you may need to make adjustments during the year as certain expenses increase, which would require cutting back in other areas. “Calibrate your spending with your income, and any month you spend less than budgeted, transfer the difference into your savings account, ideally a high-yield savings account,” he said. Pay down outstanding debt “Interest rates aren’t likely to come down very fast, so you’re still going to have to put in the hard work of paying down debt, especially high-cost credit card debt, and do so with urgency,” McBride said. Start by taking stock of how much debt you have now relative to the beginning of the year. Hopefully you’ve made steady progress on paying it down, but, if you’ve gone in the other direction, McBride encourages making a game plan. That includes looking into 0% balance transfer offers. Take control of your credit card interest rate “You have more power over credit card interest rates than you think you do," said Matt Schulz, chief credit analyst at LendingTree. “Wielding that power is one of the best moves you can make in 2025.” A 0% balance transfer credit card is “a good weapon” in the fight against high card APRs, or annual percentage rates, he said. A low-interest personal loan is an option as well. You may simply be able to pick up the phone and ask for a lower interest rate. LendingTree found that a majority of people who did that in 2024 were successful, and the average reduction was more than 6 points. Set realistic, practical goals When planning for your financial resolutions, it’s important to consider how you’re going to make your goals sustainable for your lifestyle, said Credit Karma's Alev. “It really is a marathon, not a sprint,” Alev said. Alev recommends setting realistic, practical goals to make it easier to stick with them. For example, instead of planning to save thousands of dollars by the end of the year, start by saving $20 a paycheck. Even when your plans are achievable, there are times you'll get derailed. Maybe it’s an unexpected medical bill or an extraordinary life event. When these situations happen, Alev recommends trying not to feel defeated and working to get back on track without feeling guilty. Don't ‘flamingo' or bury your head in the sand “You can't manage what you can't see, so set a New Year’s resolution to check your credit score monthly in 2025," said Rikard Bandebo, chief economist at VantageScore. “Be sure to pay more than the minimum on your credit accounts, as that's one of the best ways to boost your credit score.” Bandebo also advises student loan borrowers to make all payments on time, as servicers will begin to report late payments starting in January, and missed payments will affect borrowers' credit scores. Automate savings, where possible Automated changes, like increasing workplace 401(k) plan contributions, setting up direct deposits from paychecks into dedicated savings accounts, and arranging for monthly transfers into an IRA and/or 529 college savings accounts all add up quickly, McBride said. Slow down Your financial goals can encompass more than just managing your money better — they can also be about keeping your money safe from scams . A golden rule to protect yourself from scams is to “slow down,” said Johan Gerber, vice president of security solutions at Mastercard. “You have to slow down and talk to other people if you’re not sure (whether or not) it’s scam,” said Gerber, who recommends building an accountability system with family to keep yourself and your loved ones secure. Scammers use urgency to make people fall for their tricks, so taking your time to make any financial decision can keep you from losing money. Focus on financial wellness Your financial goals don’t always have to be rooted in a dollar amount — they can also be about well-being. Finances are deeply connected with our mental health, and, to take care of our money, we also need to take care of ourselves. “I think that now more than any other year, your financial wellness should be a resolution," said Alejandra Rojas, personal finance expert and founder of The Money Mindset Hub, a mentoring platform for women entrepreneurs. "Your mental health with money should be a resolution.” To focus on your financial wellness, you can set one or two goals focusing on your relationship with money. For example, you could find ways to address and resolve financial trauma, or you could set a goal to talk more openly with loved ones about money, Rojas said. —— The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism. Cora Lewis And Adriana Morga, The Associated PressGuangzhou Metro Customer Service Responds to Security Check Regulations Remaining Unchanged as Standard Practice

In fact, long before the English Premier League Referees Company investigated Kut during his tenure, UEFA had already taken action to remove him from their officiating list. Kut's removal was a crucial decision that highlighted UEFA's commitment to upholding the integrity and values of football.

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10 tips from experts to help you change your relationship with money in 2025

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What's Going On With Arm Stock Monday?Powell Industries VP Mauney sells $284,161 in stockFortunately, after an intense search that spanned several days, the missing graduate student was located by a vigilant pedestrian in a secluded area on the outskirts of town. Reports indicate that she was physically unharmed but visibly shaken, leading authorities to suspect foul play in her disappearance. Following her rescue, the police wasted no time in pursuing leads and conducting a series of interrogations to identify and apprehend the individuals responsible for the young woman's ordeal.After President-elect Donald Trump revealed that he told NHL great Wayne Gretzky that he should be Canada’s next leader, the Great One’s wife has co-signed the idea that he could be an exceptional prime minister. “I just left Wayne Gretzky, ’The Great One’ as he is known in ice-hockey circles,” Trump posted on his Truth Social platform on Christmas Day. “I said, ’Wayne, why don’t you run for prime minister of Canada, soon to be known as the governor of Canada — you would win easily, you wouldn’t even have to campaign.’ He had no interest.’” Despite Gretzky saying he held no political aspirations, Trump urged Canadians to “start a DRAFT WAYNE GRETZKY Movement.” “It would be so much fun to watch!” he concluded. According to Fox News , Gretzky’s wife, Janet, who was born in Missouri, reposted Trump’s message to her Instagram Stories. The mother-of-five also added her own endorsement in support of her husband running for office north of the border. “You miss 100% of the shots you don’t take,” she shared, quoting one of Gretzky’s most famous statements . On Instagram, many of Janet’s followers backed the idea of the Brantford, Ont.-born Gretzky running for prime minister. “GOT FOR IT 99 ... SAVE CANADA,” one person wrote, while another asked, “Is this a ‘running for PM’ announcement?” Last month, Gretzky and some of his family appeared at Trump’s victory party after he was re-elected as America’s 47th president. His wife is a fan of Trump, with her mother, Jean, reportedly a fanatical supporter of The Donald. Dustin Johnson, the professional golfer and husband of the NHL’s all-time leading scorer and Hockey Hall of Famer’s daughter Paulina, has been golfing with Trump since 2017. Back in 2015, Gretzky, who is ineligible to vote in Canada, endorsed Conservative Leader Stephen Harper . “I think you have been an unreal prime minister,” Gretzky said during an event in Toronto, adding that he had been “wonderful to the country.” “I know you have nothing but the country’s best interests at heart,” Gretzky added. Gretzky’s comments divided social media, but the former Edmonton Oilers great said he has always lent a hand when a sitting prime minister has asked for his help. “In 1981, I did a luncheon for prime minister (Pierre) Trudeau at the time. In 1986, Mr. (Brian) Mulroney and (his wife) Mila asked me to host an event for a charity of their choice, which I did,” he said. “When Mr. Harper reached out to me and asked me to do a Q&A with him it’s simple: I can’t vote in this country. But ... when the prime minister of Canada calls you, you say: ‘OK, I’ll do the favour for you.’ So whoever is going to be the next prime minister, if they call me for the favour I’d reach out again,” he said . “I have known Patrick Brown for a number of years now,” Gretzky said in a statement . “Hard working and dedicated, Patrick is a strong Conservative. He has the passion and vision to lead Ontario.” Elsewhere, Trump continued teasing Canada’s deeply unpopular Prime Minster Justin Trudeau as he prepares to take over as America’s next president in January. On Wednesday, Trump also offered his Christmas greetings to Trudeau, calling him a “governor” and boasting that Canadians would enjoy a tax cut of more than 60% if the country became a U.S. state. “Their businesses would immediately double in size, and they would be militarily protected like no other country anywhere in the world,” he wrote. These comments followed a pre-Christmas message in which he asserted “ Many Canadians want Canada to become the 51st State.” “They would save massively on taxes and military protection. I think it is a great idea. 51st State!!!” he wrote. Trump also welcomed the departure of Deputy Prime Minister and Finance Minister Chrystia Freeland, calling her “totally toxic.” Trudeau has been largely quiet about Trump’s taunts. But on Boxing Day he shared a six-word message alongside a video narrated by Tom Brokaw that provided an overview of Canadian politics, landscapes and formative moments in the national memory in the leadup to the 2010 Winter Olympics in Vancouver. “Some information about Canada for Americans,” Trudeau wrote on X. Meanwhile, Trudeau’s political rival Conservative Leader Pierre Poilievre has been a vociferous opponent of Trump’s takeover rhetoric. “W e need a strong, smart prime minister who has the brains and backbone to first and foremost say to President Trump, ‘Canada will never be the 51st state. We will be an independent, proud, sovereign country, as we always have been,'” he said in an exclusive interview with the Toronto Sun . mdaniell@postmedia.com

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