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Devon offset the decline in oil prices by producing more oil and gas (its companywide production rose 4%), thanks to the strength of its Delaware Basin position across Texas and New Mexico and its acquisition of Grayson Mill Energy, which closed right near the end of September. The company also benefited from a 7% decline in production costs. The timing of the Grayson Mill Energy deal is worth noting. The company didn't get the full benefit of that deal, which it expects will be highly accretive to its cash flow. Devon bought that company at a double-digit free cash flow yield. In addition, it expects to capture savings from cost synergies and benefit from Grayson Mill's midstream assets in the Williston Basin region of North Dakota and Montana, which provides options to capture higher pricing for its production in the area. So, while lower oil prices will act as a headwind for Devon, rising production, falling costs, and the accretive Grayson Mill Energy deal will help cushion the blow. Dirt cheap, and doing something about it Devon Energy expects to produce a lot of cash flow next year, even if oil prices continue to fall. It can generate about $1.5 billion in free cash at $60 oil and more than $2.5 billion if oil averages $70 a barrel. Given its current market cap , Devon trades at a 5% free cash flow yield at $60 oil and 9% if oil averages $70 a barrel. That's much cheaper than the broader market, which trades at a low-single-digit free cash flow yield. The company's relatively attractive valuation is driving it to use more of its excess free cash flow to repurchase shares . Devon produced $786 million in free cash flow during the third quarter. The company used its excess cash (free cash flow and balance sheet cash) to pay its quarterly dividend, retire $472 million of debt at maturity, and repurchase $295 million of its stock. Devon elected not to pay a variable dividend in the quarter, -- which used to be its hallmark -- opting instead to strengthen its balance sheet following the Grayson Mill Energy deal and repurchase shares. Going forward , Devon expects to return 70% of its free cash flow to investors (retaining the other 30% to strengthen its balance sheet). Paying a growing fixed dividend remains its top priority. After that, given its currently attractive valuation, it intends to prioritize repurchasing its shares over paying a variable dividend. Devon has now repurchased $3 billion of stock since launching its current program in late 2021. In conjunction with the Grayson Mill Energy deal, the oil company boosted its share repurchase authorization to $5 billion, which it expects to complete by the middle of 2026. That bigger buyback showcases its conviction that buying back its shares is a wise use of capital in the current environment. Devon is still a deal below $70 a barrel Devon Energy expects to continue producing a gusher of free cash flow over the next year, even if oil prices continue to weaken. Because of that, it will still trade at a relatively attractive value even if oil falls below $60. That's why it's prioritizing repurchasing shares at the moment. So, if you're seeking a value play in the oil patch, Devon still looks like an attractive buy, even with crude prices slipping below $70 a barrel.San Francisco 49ers quarterback Brock Purdy will not play Sunday and head coach Kyle Shanahan said the lingering discomfort is a concern. Purdy sat out Friday after he participated in the start of Thursday's practice with the 49ers, then retreated indoors for what Shanahan said was a treatment session. Brandon Allen, 32, will start in Purdy's place, and the 49ers are also without defensive end Nick Bosa (oblique). Shanahan said players believe in Allen, even if he's an unknown. "Outside of here people haven't seen a lot of Brandon. But it's his second year (with the 49ers)," Shanahan said. "Obviously guys want Brock up, but guys are excited to see Brandon play." Shanahan said they are "a little surprised" Purdy experienced tightness and discomfort in his shoulder after an MRI exam on Monday that showed no long-term cause for concern. "The way it responded this week, it's really up in the air for next week," Shanahan said of Purdy. Allen is familiar to Packers head coach Matt LaFleur, who was an assistant coach with the Rams during Allen's two-year run in Los Angeles. Allen broke into the NFL in 2016 with the Jaguars and is 2-7 in nine career starts. He went 1-2 with the Broncos in 2019 and 1-5 in six starts over two years with the Bengals in 2020 and ‘21. Shanahan said Allen's confidence grew throughout the week and he doesn't anticipate a major change in how he calls the offense. Left tackle Trent Williams (ankle) also missed practice for the third consecutive day. Without disclosing the nature of the ailment to Purdy's throwing shoulder, general manager John Lynch confirmed Friday an MRI exam took place to determine the severity of any injury. Allen worked with the first team most of Thursday and Friday with Joshua Dobbs also taking snaps. Lynch described Purdy's status for the 49ers (5-5) this week as "tenuous." "Hopefully, he makes progress, and we can have a shot at this weekend, but we'll see," Lynch said in an interview with KNBR in San Francisco. "I think it's tenuous." When Purdy was on the field this week, he primarily worked on the side in position-specific drills with QB coach Brian Griese. Williams played through an ankle injury last week after being listed as questionable but exited the stadium with an exaggerated limp on Sunday. Run game coordinator Chris Foerster said the 49ers aren't where they want to be at 5-5 because they haven't won close games, not because of injuries. "Seven games left is like an eternity," Foerster said. "So much can happen. Do the math. What was our record last year? It was 12-5. I was on a 13-win team that was nowhere near as good as the team last year." With or without Purdy, Foerster said the challenge for the 49ers is not to give up the ball to a defense that has 19 takeaways. The 49ers have 13 giveaways this season. --Field Level Media



The Australian sharemarket has avoided an embarrassing start to the Christmas trading week, with the market operator managing to fix its system for processing trades made by investors. On Friday, trading on the ASX was hampered by a technical issue delaying the settlement of trades on its Clearing House Electronic Subregister System, known as CHESS. The glitch forced the market operator to defer settlements scheduled for Friday to Monday, December 23, leaving brokers in a jam as billions of dollars worth of transactions couldn’t be finalised. The ASX narrowly avoided a festive fumble on Monday morning after a key system for processing trades was hampered by a glitch on Friday. Credit: Dominic Lorrimer The ASX said on Sunday that it had successfully resolved the technical issue, with settlement services to start as normal and will process all trades from last Wednesday and Thursday held up by the glitch. The CHESS system manages the transaction of shares between a buyer and a seller. Had the issue not been resolved, the ASX could have been forced to delay the time of market opening on Monday, or at worst cancel trading altogether. The ASX suffered a full-day trading outage in November 2020, and the market operator’s effort to upgrade the ageing CHESS system, which is 30 years old, has suffered significant delays. However, investors are set to be rewarded with only a meagre rise on Monday following a grim week for both local and international stocks, despite a small rally in US markets on Friday. Local futures indicate at market open the S&P ASX200 will gain just 0.16 per cent to 8079 points. At the end of last week, the S&P500 rose 1.1 per cent for its best day in six weeks and shaved its loss for the week down to 2 per cent. The Dow Jones Industrial Average jumped 498 points, or 1.2 per cent, and the Nasdaq composite gained 1 per cent. Superstar stock Nvidia and other big tech companies led the market, which got a lift after a report said a measure of inflation the Federal Reserve likes to use, was slightly lower last month than economists expected. It’s an encouraging signal following recent reports suggesting inflation may be tough to get all the way down to the Fed’s 2 per cent goal from its peak above 9 per cent. The threat of higher inflation was one of the reasons Fed Chair Jerome Powell gave this week when the central bank hinted it may deliver fewer cuts to interest rates next year than it earlier expected. That warning sent a shock through the stock market, which had run to 57 all-time highs this year amid the widespread assumption the Fed would deliver a string of cuts to rates into 2025. Now traders are largely betting on one, two or perhaps even zero next year, according to data from CME Group. “When optimism is rising and market multiples are expanding, it just takes a little fear to take the veneer off a market rally,” according to Brian Jacobsen, chief economist at Annex Wealth Management. Friday’s better-than-expected inflation data pushed traders to trim their bets for zero cuts in 2025, which they now collectively see a 16 per cent chance of. Easier interest rates would boost the economy by making it cheaper for households and businesses to borrow, but they could also provide fuel for inflation. Critics had been warning stock prices were vulnerable to drops after running so high and that the market likely needed everything to go correctly to justify its stellar gains for the year. Besides the diminished hopes for several rate cuts next year, Wall Street got another reminder late Thursday that everything may not go as expected. In crypto markets, Bitcoin continues to toil under historical highs, dropping below $US100,000 at the end of last week where it remains, trading at $95,300 on Monday morning. In the bond market, Treasury yields eased. The yield on the 10-year Treasury fell to 4.52 per cent from 4.57 per cent late Thursday. In stock markets abroad, indexes fell modestly across much of Asia and Europe. - with AP The Market Recap newsletter is a wrap of the day’s trading. Get it each weekday afternoon .Ofosu Ampofo Calls for Mass Voting in Protest Against NPP GovernmentNo. 4 South Carolina women rout Purdue 99-51

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It’s just days until Christmas and the holiday season is here, so everyone is getting their wish list for Santa written and ready. Average of 9 LIVE Regular Season games per week plus the best of the NBA Playoffs, including every game of the NBA Conference Finals & NBA Finals LIVE on ESPN, available via Kayo New to Kayo? Get your first month for just $1. Limited time offer. Foxsports.com.au runs through every NBA team’s Christmas wish heading into 2025. ATLANTA HAWKS Dare to dream Could this team be capable of a Pacers-esque run to the conference finals? The Hawks sure are dangerous. One of the big improvers, Atlanta has a newfound defensive identity with Dyson Daniels in town. Meanwhile Jalen Johnson is flourishing as the number two offensive option alongside Trae Young, who continues to do Trae Young things. The Hawks have looked particularly good since getting their full strength team together on the court – with one of the deepest benches in the league — and will only benefit from their semi-final NBA Cup run. While Atlanta has one of the most exciting young cores set up for the long term, why could do damage in the playoffs and potentially claim a scalp or two in the weaker Eastern Conference. BOSTON CELTICS No serious Kristaps Porzingis setbacks The Celtics can probably win another championship without Kristaps Porzingis. They’re that good. But he certainly gives them a much greater chance and raises their overall ceiling, so ensuring the oft-injured star centre is healthy in the lead into the playoffs is crucial. Of course, Boston breezed its way through last season’s playoffs without Porzingis for the most part, while he only played three games In the NBA Finals before undergoing off-season ankle surgery. He’s looked great after a delayed start to the season, averaging 19.4 points, 7.1 rebounds and 1.6 blocks in just 27.7 minutes. Fair to say the Celtics might face stiffer competition at the top East this season with the Cavaliers, Magic and a healthy Knicks — teams you feel like Boston would need Porzingis’ interior defence against in big games. BROOKLYN NETS Get maximum value in trade/s They’ve already sent Dennis Schroder to Golden State, so what else could they do? Not many could’ve seen the Nets starting the season in such solid fashion. It certainly hasn’t been by design. But behind the lead of their veterans plus a breakout season from Cam Thomas, Brooklyn is much better than expected and has looked more like a play-in team as opposed to a lottery team. That came after the Nets committed to an all-out rebuild after trading away Mikal Bridges for a bounty of draft picks, so ownership and the front office mightn’t be so thrilled with the team’s results in the first quarter. Everything should be on the table now by way of trades for this Brooklyn team to bring in long-term assets and boost its lottery chances to ultimately try and nab projected No. 1 pick Cooper Flagg. Whether that’s moving Thomas for a huge haul, completing a smaller deal for one of their veterans like Cam Johnson and Dorian Finney-Smith, or a combination of both, the Nets should be open minded about how to best set themselves up for the future. CHARLOTTE HORNETS See what they’ve got at full strength It’s been another rocky season in Charlotte, heavily impacted by injury. The likes of LaMelo Ball, Miles Bridges and Mark Williams have all missed time, with Ball’s stint on the sidelines due to a calf issue clearly the most costly for new coach Charles Lee. Getting a healthy season out of Ball is crucial to their hopes of climbing the standings after ankle problems restricted the star guard to 22 and 36 games respectively over the past two seasons. But from a bigger picture, simply seeing what this team can be at full strength before making further roster moves given they haven’t had their key guys all healthy at once together yet. CHICAGO BULLS Find a good deal for Zach LaVine/Nikola Vucevic Trading both LaVine and Vucevic might be a bit extreme, unless of course the Bulls want to really commit to a reset. But there has to be a good deal out there for at least one of the two veterans. While the team has had a solid enough season to date as a play-in contender, the Bulls are clearly moving in a different direction and building around the likes of Josh Giddey, Coby White, Patrick Williams and rookie Matas Buzelis. Despite LaVine’s massive contract (in the third year of a five-season, $215 million deal), the former two-time All-Star has restored trade value in a strong, injury-free campaign. Surely there’s a team out there that needs a shake up and could talk themselves into him. Meanwhile Vucevic is having one of the best seasons of his career, so it could be the ideal time to trade the 34-year old while he has value. If anything, it’d probably make more sense to move LaVine to give Giddey and White more backcourt touches to really allow them a chance to flourish. CLEVELAND CAVALIERS Convert NBA-best regular season form to playoffs Obviously every team in the NBA wants its good regular season form to translate to the playoffs. But of all teams where that could convey to a genuine title run, it’s the Cavs. Cleveland has the best record in the NBA at 25-4 as well as the second-best net rating. Everything has fallen into place for the Cavaliers in a well-ran offensive system by new coach Kenny Atkinson. Where after question marks if the fit of Donovan Mitchell with Darius Garland in the backcourt and Evan Mobley with Jarrett Allen in the frontcourt, Cleveland’s core looks like a real contender. While Boston still has the throne in the East, the Cavaliers look like its biggest challenger despite Orlando and New York posing threats, while Milwaukee is rising after a slow start to the season. DALLAS MAVERICKS Luka Doncic to be the best player in the NBA in 2025 It’s been a relatively slow start to the season for Doncic by his lofty standards, even if he’s starting to heat up. Still, the Slovenian superstar is averaging under 30 points for the first time since the 2021/22 season, with his shooting, rebounding and assist numbers are all down. It came after it was all set up for Doncic, 25, to win his first MVP this season and build off Dallas’ run to the NBA Finals. While the Mavs have built into form and look like a contender in the West yet again, the likes of Nikola Jokic, Shai Gilgeous-Alexander, Giannis Antetokounmpo and Jayson Tatum have all led their teams better than Doncic. For Dallas to go one better than last season, you feel like Doncic needs to assert himself as the best player in the league given the team and its heliocentric offence lives and dies by the five-time All-Star. Clearly, the bar is high for Doncic. The Mavericks will also be hoping for a consistent third option to emerge alongside Doncic and Kyrie Irving come playoff time, though he sum of the Mavs’ supporting cast is greater than its parts. DENVER NUGGETS Jamal Murray to get back to his best There’s a variety of reasons the Nuggets have fallen down the standings in the West and don’t look like the NBA champions of two years ago despite Nikola Jokic’s utter dominance. From key players departing creating depth issues, to their young players not standing up, a lack of 3-point shooting and middling defence. But an up-and-firing Murray, which they haven’t had, cancels out a lot of those problems. The star guard, who’s been hampered by several lower body injuries in recent years, just hasn’t had the same bounce and firepower. Nor has Murray come close to getting back to his incredible form in the 2023 Playoffs during that title run. He’s averaged 18.7 points per game on 42.8 per cent shooting from the field and 35.6 per cent from downtown – not numbers of a superstar that signed a four-year, $209 million max extension on the eve of the season. Jokic desperately needs more help and the Nuggets can’t afford to waste his ridiculously good prime. Murray needs be his star running partner like we’ve seen in the past, otherwise, this Denver team might be forced to make a trade, with Zach LaVine and Brandon Ingram reportedly on its radar. DETROIT PISTONS Make the play-in Some teams, like the Pistons, just need a win. Detroit fans haven’t had much to cheer about for the better part of two decades including the team having the worst record over the last five years (94-238). But its years of rebuilding through the draft seem to be starting to come to fruition as the team is now a challenging for a play-in spot. Leading from the front is Cade Cunningham, who has superstar written all over him. Cunningham has averaged a career-high 24.0 points per game to go with 9.7 assists (ranked third in the NBA) and 7.1 rebounds per game. Detroit will go as far as Cunningham takes them, though others stepping up — like Jalen Duren, Jaden Ivey and Malik Beasley – has also been crucial to the team’s jump this season. Remember, Detroit hasn’t made the playoffs since 2019 and hasn’t won a playoff game since 2008. While making the playoffs may be unrealistic, getting to the play-in should be the real goal, especially considering how shallow the Eastern Conference is. GOLDEN STATE WARRIORS Another superstar to play with Steph Curry The Warriors have outperformed expectations so far, in touch with the top of the Western Conference standings. But if they’re serious about contending and winning another championship with Steph Curry, they need to find one more piece and a true number two option to play alongside the sharpshooting champ. Sure, Dennis Schroder will give them a nice bump, but it’s probably not a needle moving move. According to reports, LeBron James and Jimmy Butler are on Golden State’s radar after it struck out on Paul George and Lauri Markkanen last off-season. The Warriors have a ton of depth – and have been showcasing it with a 12-man rotation most nights – primed to package some of those role players for a genuine superstar that can help them compete against the best teams in the West. HOUSTON ROCKETS Work out who their core stars are Houston has arrived ahead of its time. One of the most exciting and athletic teams in the league that cause havoc on defence and have a plethora of different line-ups and general weapons to throw at opponents, the emerging Rockets are well placed – both to make a deep playoffs run this season and beyond. They’ve already worked out their identity under Ime Udoka, now it’s about establishing who their core stars are long term. They can only keep this roster together for so long before it gets too expensive, or their key pieces start losing value. While stranger things have happened, they don’t feel like a championship-calibre team as constructed and may explore a three-for-one type of trade, having been linked to Jimmy Butler. So whether it’s hunting a superstar on the market or refining what they already have, Houston needs to figure out which players are going to lead this franchise to its next title. INDIANA PACERS Rediscover last season’s offence Missing person check. What has happened to the fun, exciting, up-and-down Pacers from last season? It’s like watching an entirely different team this season, with Indiana dropping from having the second-best offensive rating in the NBA last season to 13th-best currently. Tyrese Haliburton, though still a star, has been symptomatic of the team’s overall decline, struggling to recapture last season’s enormous heights. There’s also question marks on Pascal Siakam’s fit on the team and whether they were better off in the first half of last season when the ball was popping more. Time is on their side, especially in the East, but Rick Carlisle and company should be desperate to rediscover that up-tempo offensive DNA that made the Pacers such a handful last season ... or find other pieces that can help them. LA CLIPPERS A healthy Kawhi Leonard This one is obvious. The Clippers have somehow managed to sit in the top eight in the West for most of the season despite Paul George’s departure and Kawhi Leonard not playing a single minute due to a knee inflammation. We finally got an update on Leonard after radio silence for the majority of the campaign, with the six-time All-Star returning to practice in a positive step in the right direction as he nears his season debut. The prospect of adding Leonard to this James Harden-led Clippers team that has the No. 6 defensive rating is tantalising. That’ll really get the Intuit Dome rocking. But just as importantly, Leonard staying on the court for a meaningful period before we consider just how good this team can be and how far they could go. For having Leonard and his $49 million salary sitting on the sidelines leaves a big void on the court and a black hole in the team’s roster build. LA LAKERS Hope Father Time continues to hold off Is Father Time starting to catch up to LeBron James? The near 40-year old has freakishly defied the odds and all logic of nature for so long. But in year 22 the superhuman champ has started to look human with signs of decline including a particularly rough stretch to start December. The question is whether it’s just that – a slump – or if we’re witnessing the beginning of the end of a player many consider the greatest to ever touch a basketball. James recently took personal leave from the Lakers as trade rumours swirl that the Warriors are monitoring the four-time MVP after they reportedly had interest last season. So there’s a fair bit of unknown about what’s ahead for James and the Lakers in 2025. While LA, like always, would be canvassing the trade market ahead of the February deadline to improve its supporting cast around James and Anthony Davis, the reality is it’ll still need James somewhere near his best to contend for the title. MEMPHIS GRIZZLIES Desmond Bane to resurrect outside shot After a down, injury-ruined 2023/24 season, the Grizzlies are back in business. They’ve won 11 of their last 13 games and sit top six in both offensive rating and defensive rating, with one of the deepest rosters in the NBA. It’s seen them climb into the two seed in the Western Conference, and there’s every reason to believe they can make a deep playoff run. The one key area for improvement? Desmond Bane’s shooting. A career 40 per cent shooter from beyond the arc, Bane is currently hitting his 3-point shots at a personal worst 34.2 per cent clip. It’s a key reason why Bane is averaging just 14.9 points per game – the star guard’s lowest return since his rookie year – and down from 23.7 points per game and 21.5 respectively over the last two campaigns. While it’s clearly not hurting the Grizzlies overall, the team does rank 14th in the NBA in 3-point percentage. So a shooting bump from Bane could help unlock an ever higher level for Memphis and he may have turned a corner recently, going 7-for-13 from deep in his past two games. MIAMI HEAT A resolution to the Jimmy Butler situation The longer Jimmy Butler stays on this Heat roster without an extension or trade, the longer the star forward risks becoming a distraction for Miami. Rumours have swirled about a Butler trade, with the 35-year old effectively in a contract season given he can opt out of his player option for 2025/26 and become a free agent. All signs point to him getting moved ahead of the February deadline, for Miami could risk losing him for nothing in the off-season if it doesn’t act first. The team has already started to move away from Butler as its alpha star too, with Tyler Herro flourishing as the No. 1 option in a career-best season for the guard. Miami had quietly played itself into form with four-straight wins including eight from its last 11, but has since dropped three in a row. Whether Butler and Miami do end up working out an extension or he gets trades, it’ll be best for all parties once they reach some sort of resolution. MILWAUKEE BUCKS Khris Middleton levelling up as third star... or finding someone who can be After a worrying 2-8 start to the season, the Bucks have won 12 of their last 15 games to climb into the top five in the East including winning the NBA Cup. Giannis Antetokounmpo has largely put the team on his back, bulldozing (figuratively and literally) through everything and anyone in his sight as an MVP contender. Damian Lillard is quietly putting his own strong season in arguably the best the star guard and Antetokounmpo have looked together since joining forces ahead of last season. But there’s still one piece missing – Khris Middleton. Middleton recently returned from off-season surgery on both ankles and will now spend some time ramping up to a full workload. As promising as this Milwaukee run has been, it’s hard to see the team being a real challenger in the East without Middleton as the third key cog. But there’s serious question marks on if Middleton, 33, can ever get back to – or even something close to – his All-Star best after several injuries in recent years. As well as concerns on him simply being able to stay on the floor. So whether it’s Middleton stepping up as the third star or the team making a move to find one, the already cash-strapped Bucks can’t afford to have a $31 million player not producing at a high level. MINNESOTA TIMBERWOLVES Revive hard edge ... or find a new identity While still early days, the Karl Anthony-Towns trade couldn’t be going much worse for the Wolves. Minnesota had a towering and robust defensive-orientated DNA last year that caused major problems for other teams and powered it to the Western Conference Finals. But they now feel like just a middle-of-the-road team in the West – where they currently sit - despite big defensive improvements in recent times. Julius Randle is a flawed star and strange fit on the Wolves, while Donte DiVincenzo is proving to be nothing more than a good role player. It might take another trade for Minnesota to figure out exactly what they want to be or some general soul searching. But change of some sort is needed for Anthony Edwards and company to get back to where they were last season. NEW ORLEANS PELICANS Get to the bottom of Zion Williamson injury problems once and for all Sure, the Pelicans have been badly smashed by injuries. But one thing’s clear, Williamson’s ongoing setbacks are more costly than anything, and New Orleans will only go as far as the former No. 1 pick takes it. Coming off his healthiest season yet, the 24-year old has again been bit by the injury bug, sidelined indefinitely with a hamstring issue. And so we’re back to having the same discussion we have seemingly every season about Williamson and his durability concerns and not fulfilling his enormous potential. It comes after the Pelicans recruited Dejounte Murray to assemble arguably the most talented roster around Williamson yet, but they sit dead-last in the West with a 5-24 record. Again, the Pels deserve some lenience given all their key stars have missed time, though it’s become an unfortunate theme in Williamson’s career to date. Time to have some hard conversations and get to the root cause of the injuries, for no team can get by with their superstar missing months each season. And if it’s related to the two-time All-Star’s work ethic and not respecting the importance of staying in peak physical condition, it might be time for the two parties to go their separate ways. NEW YORK KNICKS Find another rotation piece It’s been a strong first quarter of the season for New York, who went in with big expectations after acquiring Mikal Bridges and Karl-Anthony Towns. In many ways they’ve gone under the radar compared to some other teams despite posting the second-best offensive rating in the NBA. While their middling defence is a concern, perhaps the bigger issue is how shallow their roster is given the Knicks went all in on this starting line-up. It’s resulted in Tom Thibodeau playing his starters huge minutes (though that’s nothing new), while their bench ranks bottom eight in the NBA in scoring. Granted, they’ve been without Mitch Robinson, but you worry that their main guys will run out of puff, or worse, break down by the playoffs. Whether it’s via trade, on the buyout market or Robinson or someone else already on the roster is the answer, it feels like this Knicks rotation might be one piece short from contending ... and to help preserve the core five for the business end of the season. In the first step towards doing just that, the Knicks agreed to a deal with veteran guard Landry Shamet on Monday. OKLAHOMA CITY THUNDER A healthy Chet Holmgren to help title push The Thunder were dealt a major blow just 10 games into the season, with rising star Chet Holmgren struck down with a rare hip injury set to sideline him for months. While Holmgren is expected to return later in the season, we don’t for sure when – or even if – that’ll happen. An update on the big man’s status is expected at some point in the new year. OKC has gotten by just fine without Holmgren in a scary prospect for the rest of the league, sitting first in the Western Conference with the best defensive rating in the NBA. The addition of centre Isaiah Hartenstein has clearly helped and been important insurance, while we’re still yet to see the Thunder at full strength after Hartenstein was sidelined to start the season. OKC will be ultra cautious with Holmgren given the seriousness of his injury and won’t risk compromising the 22-year old’s long-term health, with the team set up for title contention for many years ahead. But Holmgren could also be the difference between the Thunder winning it all this season, so his recovery to full strength will be a key storyline to follow in the second half of the season. ORLANDO MAGIC Find a cure for oblique injuries Clearly this is tongue in cheek ... but what are the chances of Orlando’s two key stars – Paolo Banchero then Franz Wagner - both suffering oblique injuries!? Losing Banchero in the first couple of weeks of the season was brutal enough after the former No. 1 pick – like the Magic as a whole - looked set to make another leap. But the silver lining was Orlando rallying behind Wagner, who really levelled up his play including leading the team to 12 wins from 13 games through November and early December as the Magic shot up to the No. 3 seed in the East. That was until Wagner sustained the same injury as his Magic running partner in a seriously cruel second twist of fate. Could it now be Jalen Suggs’ turn to look like a superstar? You feel like this team will still find a way, with its elite defence always holding it in good stead. Plus Wagner’s rise puts Orlando in an overall stronger position when it gets to full strength ... whenever that will be. PHILADELPHIA 76ERS Pray Joel Embiid isn’t cooked Not only for this season, but beyond. It’s been one injury after another for the Embiid, so you just worry after multiple knee surgeries whether it’s all catching up to the star centre. Embiid has played in just seven of a possible 24 games for the 9-17 Sixers, with his absence badly hurting the team in a season it was seen as one of, if not the, big threats to Boston in the East. But now multiple teams in the conference like Cleveland and Orlando have gone past Philadelphia, while we don’t even know how good Nick Nurse’s team can be at full strength as it’s been so rare. From a bigger picture perspective, Embiid, 30, signed a behemoth three-year, $193 million contract contract with Philadelphia on the eve of the season that kicks in from 2026/27. It has the makings of a disaster deal if Embiid is in the beginning of a decline due to his significant injury history, which we’ve seen prematurely cripple the careers of other bigs over the years. PHOENIX SUNS Preserve Kevin Durant The impact of Durant’s health on the Suns can’t be understated. On the numbers, it’s similar to Denver’s unhealthy overreliance on Nikola Jokic. In fact, Phoenix is 13-4 in games he’s played this season and just 1-9 without the 36-year old star forward. It comes with Durant averaging 35.9 minutes per game, which is ranked top 20 in the NBA. While that mightn’t seem crazy, it’s a big number for a player with as many miles under his legs as Durant, in his 17th NBA season. Phoenix simply can’t win the title without Durant healthy, but playing him so many minutes not only compromises the team regular season if he’s forced to miss more time, but also risks him breaking down by the playoffs. The Suns have gone all in with this team, with Durant’s health central to everything. PORTLAND TRAIL BLAZERS Scoot Henderson to fulfil his potential Or at least something close to. It’s frankly been a disappointing start to Henderson’s career since he was taken with the third overall pick in the 2023 NBA draft. It was a draft where Charlotte drew some criticism at the time for taking Brandon Miller over Henderson a pick earlier and the Spurs landed Victor Wembanayma with Pick 1. While unfair to compare anyone else from that class to Wembanyama, Portland clearly came away with the worst player of the top three. So much so that the rebuilding Blazers aren’t even starting Henderson and don’t appear to be putting a heap of stock into developing their No. 3 pick, who was touted as their face of the future, instead prioritising others. There’s clearly something they don’t like about his game, for other early picks are given all the opportunities in the world. It’s only year two for Henderson, so it’s not quite panic stations yet, but at some stage this season or next the team would want to see signs that Henderson is going to be their long-term point guard cornerstone. SACRAMENTO KINGS A contract extension with De’Aaron Fox While it’s been an underwhelming season for the Kings following the high-profile addition of DeMar DeRozan, Fox continues to play at a high level. The All-Star has averaged 26.3 points, 5.0 rebounds and 6.3 assists per game as one of the best point guards in the NBA. Simply put, Sacramento can’t afford to lose Fox. It comes after Fox, eligible for free agency in 2026, bypassed a three-year $165 million extension with Sacramento as he eyes a bigger deal in 2025. In waiting for a bigger contract, the 26-year old opens up the possibility of signing a four-year, $229 million maximum extension with the Kings. If he’s named to an All-NBA team, he becomes eligible for a five-year, $345 million supermax deal, though that looks less likely with the 13-16 Kings currently outside the play-in. The team should, and you’d think will, prioritise getting something locked away with Fox as soon as possible, as rival teams would have him circled as a potential target. SAN ANTONIO SPURS Work out the best pieces to put around Victor Wembanyama The Victor Wembanyama-led Spurs have climbed the Western Conference standings this season to sit in the play-in mix, with the arrivals of Harrison Barnes and Chris Paul adding valuable veteran presence. Meanwhile Stephon Castle is the favourite for Rookie of the Year and Julian Champagnie has taken strides forward. But unless they make a big swing on the trade market, it’s hard to see San Antonio making the playoffs as constructed. The priority is working out the best players to put around Wembanyama long term, and from next season onwards, it should be go time as far as trying to contend. They’re too good to tank at this stage, so selling veterans would only be warranted for the right return. Whether it’s on the trade and free agency market or simply doubling down on the pieces they already have, everything and anything they do should revolve around Wembanyama and giving him the best supporting cast possible long-term, with the ultimate goal of winning a championship. TORONTO RAPTORS Scottie Barnes to be the superstar they need Barnes is now getting paid like a superstar after signing a five-year, $224 million extension with the Raptors that kicks in from next season. It’s the kind of money that demands Barnes be the franchise face of Toronto. In fairness, the 23-year old has only gotten better and better with each passing season, averaging career highs across the board this campaign in points per game (20.3), assists (7.3) and 3-pointers made (1.9) despite being hampered by injury. The team will build the team around Barnes moving forward and it’ll go as far as he takes them. The 2022 Rookie of the Year, Barnes has a genuine claim to being the best player from that star-studded crop that also featured Cade Cunningham, Evan Mobley, Franz Wagner, Jalen Suggs and Alperen Sengun. RJ Barrett also deserves credit for picking up the slack in a massive way in Toronto amid wholesale injuries in the best version we’ve ever seen from the former Pick 2. But the sky is the limit for what Barnes could be and the best version of him could really propel the Raptors. UTAH JAZZ Commit to playing the kids It’s set to be another long season in Utah as it dwindles at the bottom of the Western Conference. They’re one of many teams in lottery contention hoping to land No. 1 prospect Cooper Flagg. That’s the ideal long-term outcome, but the Jazz should also be focused on developing the youngsters they already have. If you look at their starting line-up right now, Keyonte George, 21, is the only young player among it. Walker Kessler is only 23, but he’s been constantly linked to trade rumours to potentially suggest he’s not going to be part of the Jazz’s long-term future. Taylor Hendricks, 21, was set to play a key role before cruelly going down with a season-ending leg injury. With that in mind, you’d love to see the likes of Cody Willams, Isaiah Collier, Kyle Filipowski and Brice Sensabaugh get more opportunities to show what they can do, while trading their veterans would clearly help open up the runway. WASHINGTON WIZARDS Get the No. 1 pick There’s no team that should be more desperate to get its hands on the No. 1 pick – and ultimately Cooper Flagg – than the Wizards. This is a team sitting dead-last in the East at 3-21 and crying out for a superstar to be the face of the franchise - much like John Wall and Bradley Beal were all those years ago - to lead it into the future. Sure, the likes of Bilal Coulibaly, Alex Sarr and Bub Carrington look like nice players and might even have star potential if things shake out for them the right way. But they’re probably not going to be franchise-altering players that can really change Washington’s fortunes in a meaningful way like a Paolo Banchero has for Orlando or Victor Wembanyama for San Antonio. Only Detroit has had a worse record than Washington over the last five seasons, while the Wizards unlike other teams like San Antonio, OKC, Brooklyn and Utah aren’t sitting on a plethora of draft picks. So getting that prized No. 1 pick would make a heck of a difference for their long-term outlook. Beyond that, they should also be looking at continuing to bolster their draft hand long term and sell their veterans with currency like Jonas Valanciunas and Malcolm Brogdon.India’s vibrant and diverse cultural landscape offers limitless opportunities for travelers. With a surge in startups in travel experiences , exploring unique adventures has become more accessible than ever. These startups blend technology, personalization, and local expertise to deliver curated travel experiences. Whether it’s thrilling adventures, immersive cultural tours, or offbeat destinations, here’s a list of the top 10 best Indian startups in travel experiences for 2025 that are reshaping the way we explore. 1. Thrillophilia Thrillophilia has become a household name for adventure enthusiasts. Offering curated experiences across India and globally, it caters to thrill-seekers and families alike. Why It Stands Out : Over 15,000 curated travel experiences Adventure activities like trekking, rafting, and camping Easy online booking and customer support Thrillophilia ensures high-quality, verified experiences for travelers seeking excitement. 2. WanderOn WanderOn is a startup that focuses on group travel experiences for millennials. Their trips are designed to bring like-minded travelers together. Key Features : Group travel packages for adventure and leisure Customizable itineraries Hassle-free arrangements with experienced trip leaders With its community-driven approach, WanderOn has captured the hearts of young explorers. 3. The Blueberry Trails Specializing in bespoke travel, The Blueberry Trails crafts offbeat itineraries that offer a mix of adventure and culture. What Makes It Unique : Focus on personalized travel planning Experiences include road trips, nature treks, and cultural tours Handpicked local stays and activities This startup is ideal for travelers looking for authentic and offbeat experiences. 4. India Someday India Someday is a travel consultancy startup that helps independent travelers plan their trips across India. Why It’s Popular : Personalized trip planning based on budget and preferences Expert advice on accommodations and activities Strong focus on sustainable tourism Their customized approach has made India Someday a preferred choice for international travelers. 5. Unventured Unventured focuses on eco-friendly and immersive travel experiences, offering tours that combine adventure with cultural exploration. Highlights : Cycling tours through scenic routes Guided cultural and heritage experiences Commitment to responsible travel practices Unventured is perfect for travelers seeking a sustainable way to explore India’s beauty. 6. Offbeat Tracks True to its name, Offbeat Tracks focuses on experiences in unexplored destinations, offering a mix of adventure and cultural immersion. Key Offerings : Remote Himalayan treks and homestays Curated cultural tours in lesser-known regions Personalized trip planning Their dedication to showcasing hidden gems makes them a standout in the travel startup space. 7. Headout Headout is a travel startup offering on-demand access to local tours, events, and activities in major cities and destinations. What Sets It Apart : Real-time booking for attractions and activities App-based user interface for convenience Wide range of experiences, from city tours to outdoor adventures Headout has become a go-to for urban explorers and last-minute planners. 8. SeekSherpa SeekSherpa connects travelers with local experts for personalized tours and experiences. Why Travelers Love It : Access to local guides for authentic experiences Unique offerings like food trails, heritage walks, and photography tours Affordable and customizable packages This platform bridges the gap between tourists and local expertise. 9. Adventure Nation Adventure Nation is all about adrenaline-pumping activities. From trekking to paragliding, it offers a plethora of options for adventure lovers. Top Features : Specialized in adventure travel packages Verified safety standards and professional guides Wide range of options across India Adventure Nation is a paradise for thrill-seekers. 10. Padhaaro Padhaaro focuses on showcasing India’s rich heritage and culture through personalized experiences. Unique Offerings : Guided city tours by local experts Focus on cultural immersion and historical exploration Affordable pricing for international tourists With its tagline “Atithi Devo Bhava,” Padhaaro embodies the spirit of Indian hospitality. Why Startups in Travel Experiences Are Thriving The rise of startups in travel experiences can be attributed to evolving traveler preferences: Personalization : Travelers seek curated and authentic experiences. Technology Integration : Seamless bookings and real-time assistance make travel hassle-free. Diverse Offerings : From adventure activities to cultural immersion, startups cater to varied interests. Sustainability : Focus on eco-friendly practices appeals to conscious travelers. The Future of Startups in Travel Experiences in India The startups in travel experiences in India is poised for exponential growth, with startups leveraging cutting-edge technologies like AI and AR to enhance user experiences. Innovations in sustainable travel, community-based tourism, and hyper-localized offerings are likely to dominate the industry in the coming years. Conclusion The top 10 best Indian startups in travel experiences for 2025 are redefining how people explore and engage with India’s rich cultural and natural treasures. Whether you’re an adventure enthusiast, a cultural explorer, or a leisure traveler, these startups in travel experiences offer something for everyone. As they continue to innovate and expand, the future of travel in India looks incredibly exciting and inclusive.

Fresh off its biggest win of the season, Penn State plays its first true road game Tuesday when it visits Rutgers in Piscataway, N.J. Aces will be wild for the Nittany Lions (8-1, 1-0 Big Ten) and the Scarlet Knights (5-4, 0-1) as Penn State's Ace Baldwin Jr. will square off against Ace Bailey of Rutgers. Baldwin is the Nittany Lions' leading scorer at 15.1 points per game and dishes out 8.1 assists -- fourth in the nation entering Monday's action. He registered 17 points and six assists Thursday in an 81-70 victory over then-No. 8 Purdue in a game where Penn State led by as many as 27. Freddie Dilione V chipped in 14 points for the Nittany Lions, who had not defeated a Top 10 team since 2019. "A win like that's a statement win," Dilione said. "I just think it's going to put everybody on notice. We're just a walkover team. We're always going be the underdogs, and that's our mentality. We've just got to come in every game and just punch everybody in the mouth." Penn State must be careful not to suffer a letdown against a talented Rutgers squad led by freshmen Dylan Harper (23.1 points per game) and Bailey (17.9). The duo combined for 30 points in the Scarlet Knights' last game -- an 80-66 setback at Ohio State. The defeat was the fourth in the last five games for Rutgers, which plays seven of its next eight in New Jersey. "We've got to get better," Scarlet Knights coach Steve Pikiell said. "We got to get some more consistency out of a lot of things, especially our defense. Can't give up 80 points on the road and expect to win in this league." In last season's meeting with Penn State, it was offense that was Rutgers' biggest issue. The Scarlet Knights shot just 1-of-17 from 3-point range and 34 percent overall in a 61-46 home defeat. "(It's about) finding ways of how to bounce back as a team and staying together," Harper said. "Even though we lose, we're still going to find a way." --Field Level Media

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Sowei 2025-01-12
Israel strikes against Houthi rebels in Yemen’s capital, WHO chief says he was ‘metres’ away AP Updated: December 27th, 2024, 00:34 IST in Home News , International 0 Share on Facebook Share on Twitter Share on WhatsApp Share on Linkedin Deir al-Balah (Gaza Strip): Israeli airstrikes in Yemen Thursday targeted the Houthi rebel-held capital of Sanaa and the port city of Hodeida, and the World Health Organisation’s director-general said the bombardment occurred as he was about to board a flight in Sanaa, injuring a crew member. “The air traffic control tower, the departure lounge — just a few metres from where we were — and the runway were damaged,” Tedros Adhanom Ghebreyesus said on X, adding that he and WHO colleagues were safe. Also Read History shall judge you kindly: Kharge mourns Manmohan Singh’s death 46 mins ago ‘Immense loss for nation’: Top BJP leaders pay tributes to Manmohan Singh 49 mins ago “We will need to wait for the damage to the airport to be repaired before we can leave.” He didn’t mention the source of the bombardment. The Israeli strikes followed several days of Houthi launches setting off sirens in Israel. The Israeli military said it attacked infrastructure used by the Houthis at the international airport in Sanaa and ports at Hodeida, Al-Salif and Ras Qantib along with power stations. It didn’t immediately respond to questions about Tedros’ statement. The latest strikes came a day after Israeli Prime Minister Benjamin Netanyahu said that “the Houthis, too, will learn what Hamas and Hezbollah and Assad’s regime and others learned”. Netanyahu monitored the new strikes along with military leaders, his government said. The Iran-backed Houthis’ media outlet confirmed the strikes in a Telegram post but gave no immediate details. The US military also has targeted the Houthis in Yemen in recent days. The United Nations has noted that the ports are important entryways for humanitarian aid. Over the weekend, 16 people were wounded when a Houthi missile hit a playground in Tel Aviv. Last week, Israeli jets struck Sanaa and Hodeida, killing nine people, calling it a response to previous Houthi attacks. The Houthis also have been targeting shipping on the Red Sea corridor, calling it solidarity with Palestinians in Gaza. 5 journalists killed in Gaza Meanwhile, an Israeli strike killed five Palestinian journalists outside a hospital in the Gaza Strip overnight, the territory’s Health Ministry said. The Israeli military said that all were militants posing as reporters. The strike hit a car outside Al-Awda Hospital in the built-up Nuseirat refugee camp in central Gaza. The journalists were working for the local news outlet Al-Quds Today, a television channel affiliated with the Islamic Jihad militant group. Islamic Jihad is a smaller and more extreme ally of Hamas and took part in the October 7, 2023 attack in southern Israel, which ignited the war. The Israeli military identified four of the men as combat propagandists and said that intelligence, including a list of Islamic Jihad operatives found by soldiers in Gaza, had confirmed that all five were affiliated with the group. Hamas, Islamic Jihad and other Palestinian militant groups operate political, media and charitable operations in addition to their armed wings. Associated Press footage showed the incinerated shell of a van, with press markings visible on the back doors. Sobbing young men attended the funeral outside the hospital. The bodies were wrapped in shrouds, with blue press vests draped over them. The Committee to Protect Journalists says that more than 130 Palestinian reporters have been killed since the start of the war. Israel hasn’t allowed foreign reporters to enter Gaza except on military embeds. Israel has banned the pan-Arab Al Jazeera network and accused six of its Gaza reporters of being militants. The Qatar-based broadcaster denies the allegations and accuses Israel of trying to silence its war coverage, which has focused heavily on civilian casualties from Israeli military operations. Another Israeli soldier killed Separately, Israel’s military said that a 35-year-old reserve soldier was killed during fighting in central Gaza early Thursday. A total of 389 soldiers have been killed in Gaza since the start of the ground operation more than a year ago. The war began when Hamas-led militants stormed across the border in an attack on nearby army bases and farming communities. They killed around 1,200 people, mostly civilians, and abducted around 250. About 100 hostages are still inside Gaza, at least a third believed to be dead. Israel’s air and ground offensive has killed more than 45,000 Palestinians, according to the Health Ministry. It says more than half the fatalities have been women and children, but doesn’t say how many of the dead were fighters. Israel says it has killed more than 17,000 militants, without providing evidence. The offensive has caused widespread destruction and driven around 90 per cent of the population of 2.3 million from their homes. Hundreds of thousands are packed into squalid tent camps along the coast, with little protection from the cold, wet winter. Also Thursday, people mourned eight Palestinians killed by Israeli military operations in and around the city of Tulkarem in the occupied West Bank on Tuesday, according to the Palestinian Health Ministry. The Israeli military said that it opened fire after militants attacked soldiers, and it was aware of uninvolved civilians who were harmed in the raid. AP Tags: Houthi Israel Tedros Adhanom Ghebreyesus WHO Share Tweet Send Share Suggest A Correction Enter your email to get our daily news in your inbox. Leave this field empty if you're human:www vipph life

Vikings escape with 30-27 win over Bears in overtime thriller

Liverpool beat holders Real Madrid with Aston Villa denied win against JuventusPresident-elect Donald Trump said Thursday that former Sen. David Perdue , R-Ga., had agreed to be nominated to be the next U.S. ambassador to China . “As a Fortune 500 CEO, who had a 40-year International business career, and served in the U.S. Senate, David brings valuable expertise to help build our relationship with China,” Trump said on his Truth Social platform , noting that Perdue has lived in Singapore and Hong Kong and spent much of his career working in China and elsewhere in Asia. > Watch NBC Bay Area News 📺 Streaming free 24/7 “He will be instrumental in implementing my strategy to maintain Peace in the region, and a productive working relationship with China’s leaders,” Trump said. Perdue's nomination is subject to Senate confirmation. The bilateral relationship between the U.S. and China, the world’s two largest economies, is often described as the most important in the world. Ties reached their lowest point in decades in recent years, but both President Joe Biden and Chinese President Xi Jinping have been taking steps to improve them despite continuing disputes over trade, technology, human rights and the status of Beijing-claimed Taiwan. Trump, who takes office in January, started a trade war with China during his first term as president and has vowed to impose tariffs of 60% or more on all Chinese goods imported in his next one. Last week, he said he would impose an additional 10% tariff on Chinese goods unless Beijing does more to stop the international flow of precursor chemicals for fentanyl. Perdue, who visited China as part of a congressional delegation in 2018, said in a Fox News commentary written with other senators after the trip that the U.S. needs to “wake up and do a better job competing with China.” “America’s outdated view of China could result in lost opportunities, or even worse, dangerous miscalculations or complacency,” the senators wrote. “We must have a long-term plan to compete and deal with China’s rising economic and geopolitical influence.” Perdue, 74, a former management consultant, was a Republican senator from Georgia from 2015 to 2021. He served on the Foreign Relations and Armed Services committees. He lost to Democrat Jon Ossoff in a runoff after the 2020 general election. In 2022, he ran for governor after Trump recruited him to challenge Republican Gov. Brian Kemp , who refused to help Trump overturn Georgia’s election results in 2020, when the state voted for Biden. Perdue lost to Kemp in the Republican primary by more than 50 percentage points. “David has been a loyal supporter and friend, and I look forward to working with him in his new role!” Trump said Thursday. Before he entered the Senate, Perdue had a long corporate career, including as president and CEO of Reebok and CEO of Dollar General and the North Carolina textile company PillowTex. The current U.S. ambassador to China, Nicholas Burns , told NBC News in October that U.S.-China competition would continue “into the next decade.” “It’s a very challenging relationship,” he said. “But it’s without any question the most consequential relationship that we Americans have with any other country.” Xi told Biden last month that he would work with the Trump administration and that “China’s goal of a stable, healthy and sustainable China-U.S. relationship remains unchanged.” This article first appeared on NBCNews.com . Read more from NBC News here:

Saquon Barkley and the Philadelphia Eagles make their second-to-last road trip of the regular season Sunday to face Derrick Henry and the Baltimore Ravens. The NFC East-leading Eagles (9-2) have won seven in a row and play four of their final six games in Philadelphia, traveling only about 125 miles to visit the Ravens (8-4) this weekend and the Washington Commanders in Week 16. Sunday's game features the NFL's two leading rushers. Barkley (1,392 yards) and Henry (1,325) are far ahead of Green Bay's Josh Jacobs (944) in third place. Henry leads the league with 13 rushing touchdowns. Barkley (10) is tied for fourth and Philadelphia quarterback Jalen Hurts (11) tied for second. The matchup also features two of the top candidates for Most Valuable Player honors entering Week 13 in Barkley and Baltimore quarterback Lamar Jackson, who won his second MVP award last season. Their competition includes quarterbacks Josh Allen of Buffalo and Jared Goff of Detroit, with Allen widely considered the favorite. "Lamar Jackson and Derrick Henry are phenomenal football players that help their team win football games, and Jalen Hurts and Saquon Barkley are phenomenal football players that help their team win football games," Eagles coach Nick Sirianni said. "Excited about the opportunity this week because it's our next one. It will be a really good opponent, really well coached, good players, good atmosphere that will be there. Excited about the opportunity this week. And we're going to have to be on it against a really good team." The showdown at M&T Bank Stadium also pits Baltimore's No. 1 offense (426.7 yards per game) and No. 2 scoring offense (30.3 points per game) against Philadelphia's No. 1 defense (274.6) and No. 6 scoring defense (18.1). The Eagles have held seven consecutive opponents to under 300 total yards, while the Ravens have gained at least 329 yards of offense in all 11 games. Philadelphia is coming off a 37-20 road win over the Los Angeles Rams on Sunday night in which Barkley smashed the franchise record with 255 rushing yards. Baltimore also earned a prime-time win in Los Angeles, defeating the Chargers 30-23 in the "Harbaugh Bowl" on Monday night behind Jackson's three touchdowns (two passing, one rushing). Jackson said he's looking forward to the Barkley and Henry show. "I've known Saquon from high school. We were in the all-star game together and he jumped over somebody's head," Jackson recalled Wednesday. "So I've pretty much seen him before I even got to the league, college, anything. I've been knowing about Saquon, but Derrick Henry -- King Henry -- I'm with him every day and I'm seeing what he's capable of, so it's going to be a great matchup." Ravens linebacker Roquan Smith practiced Wednesday after sitting out Monday with a hamstring issue. Nose tackle Michael Pierce (calf) was designated to return from injured reserve. Tight end Charlie Kolar (broken arm) is out for several weeks and cornerback Arthur Maulet (calf) did not practice. The Eagles lost veteran defensive end Brandon Graham to a season-ending triceps injury Sunday. Wideout DeVonta Smith (hamstring) missed the win over the Rams and did not practice Wednesday. Neither did cornerbacks Darius Slay (concussion) or Kelee Ringo (calf). Philadelphia is 5-1 away from home this season -- 6-1 if you count their season-opening "home" victory against the Packers in Sao Paulo, Brazil. Baltimore is 4-1 at home. The Ravens hold a 3-2-1 lead in the series with the Eagles. They haven't met since Baltimore's 30-28 win in Week 6 at Philadelphia in 2020. --Field Level MediaNoneCHICAGO — It looked like the Vikings had put the game away for good on Sunday afternoon at Solider Field when a chip-shot field goal attempt from kicker Parker Romo sailed through the uprights in the final minutes. ADVERTISEMENT That made it 27-16 in favor of the Vikings with the Chicago Bears needing a miracle. They got it. After a big kick return put the Bears in very good field position, rookie quarterback Caleb Williams led an impressive drive, throwing a touchdown pass to receiver Keenan Allen to cut the deficit to 27-24. A blunder by the Vikings on the onside kick allowed the Bears to recover, then kicker Cairo Santos nailed a 48-yard field goal as time expired to tie the game at 27-27 and send it into overtime. In the extra session, veteran quarterback Sam Darnold took over for the Vikings. He went 6 for 6 passing on the final drive, setting up Romo for a game-winning field goal that helped the Vikings escape with a 30-27 win. The game looked like it was going to be a hot start for the Vikings after running back Aaron Jones got loose for a 41-yard gain. He was stripped of the ball at the goal line a couple of plays later, however, marking another missed opportunity for the Vikings in the red zone. ADVERTISEMENT That cracked the door open for the Bears, and the mobility of their rookie quarterback took centerstage. On a particular play, Williams avoided pressure from Andrew Van Ginkel off the edge, rolled to his right, then dropped a dime to D’Andre Swift along the sideline. That put the Bears in position to score, and running back Roschon Johnson found the into the end zone shortly thereafter to make it 7-0. In need of a response, the Vikings got it almost immediately when Darnold dropped back and unleashed a deep pass to receiver Jordan Addison. It was an incredible catch from Addison as he hauled it in while being dragged down from behind. On the very next play, Addison finished the drive, catching a touchdown pass in traffic to help the Vikings to tie the game at 7-7. The vibes shifted in favor of the Vikings on the following possession. ADVERTISEMENT It looked like the Bears had picked up a big gain when receiver Keenan Allen caught a ball along the sideline. After a challenge flag thrown by head coach Kevin O’Connell, however, the officials ruled that Allen did not get both feet in bounds. On the very next play defensive tackle Jerry Tillery blocked a field goal, and the Vikings kept the Bears off the board. That paved the way for the Vikings to take control as star receiver Justin Jefferson drew a 35-yard defensive pass interference penalty that put the ball in the red zone. A couple of plays later, Darnold found receiver Jalen Nailor for a touchdown to make it 14-7 in favor of the Vikings. After a punt by the Vikings, the Bears got a field goal Santos to cut the deficit to 14-10 at halftime. ADVERTISEMENT With an opportunity to take control coming out of halftime, Darnold found Addison with a perfect ball near the sideline that went for 69-yard gain. Unfortunately for the Vikings, they stalled out in the red zone, setting for a field goal from kicker Parker Romo to stretch the lead to 17-10. The biggest swing of the game came when receiver DeAndre Carter muffed a punt for the Bears, and edge rusher Bo Richter recovered the fumble for the Vikings. Not long after that, Jones atoned for his fumble with a touchdown to make it 24-10. After the Bears got a touchdown to cut the deficit to 24-16, it seemed like the Vikings put the game away with a field goal to restore the lead to 27-16. Not so fast. ADVERTISEMENT After an impressive drive by Williams helped cut the deficit to 27-24, the Bears recovered the onside kick. That set the stage for Santos to nail a 48-yard field goal to tie the score at 27-27 and send the game into overtime. In the extra session, the Vikings stepped up on defense by forcing a punt, then stepped up on offense with Darnold leading an impressive drive of his own. That set the stage for Romo and he nailed a 29-yard field goal to give the Vikings the win. ______________________________________________________ This story was written by one of our partner news agencies. Forum Communications Company uses content from agencies such as Reuters, Kaiser Health News, Tribune News Service and others to provide a wider range of news to our readers. Learn more about the news services FCC uses here .

Georgetown is set to play its first road game of the season while West Virginia attempts to build off its successful 2-1 trip to the Bahamas when the former conference rivals meet on Friday in Morgantown, W. Va., as part of the Big 12-Big East Battle. Picked 13th out of 16 in the Big 12 preseason coaches' poll, West Virginia (5-2) has been riding the hot shooting of Javon Small and Tucker DeVries. Small averages a team-high 19 points and shoots 41.3 percent on 3-pointers while DeVries adds 14.9 points per game and hits on 46.9 percent of his threes. Every basket was needed last week as the Mountaineers upset then-No. 3 Gonzaga and then-No. 24 Arizona with a loss to Louisville sandwiched in between. All three contests went into overtime, believed to be a first in program history. First-year coach Darian DeVries, who led Drake to three NCAA Tournaments in the last four seasons, had never seen anything like it. "I've never been a part of three games like that, especially with the quality of opponents that we went up these last three days," he said after the Arizona win. "Just incredible resolve and grit and toughness from our group all three nights." Georgetown has started 7-1 for the first time since the 2018-19 season and has done so with a completely revamped roster that includes 14 freshmen or sophomores. As a result of an inexperienced squad, coach Ed Cooley specifically delayed the Hoyas' first trip out of the nation's capital. "Obviously, the competition is going to change," Cooley said after the Hoyas defeated UMBC 86-62 on Monday. "We systematically scheduled this way to build confidence, continuity and chemistry and let our players feel what it is to win, and that's something hopefully that will have some carryover as we now get ready to head out on the road for the first time." Since losing to Notre Dame on Nov. 16, Georgetown has won five straight games by an average of 25.2 points. Thomas Sorber leads the Hoyas in scoring at 15.8 points per game and leads the conference in rebounding at 8.9 per game. Sorber was named as the Big East Freshman of the Week for the third time in four weeks. Georgetown holds the narrowest of leads in the all-time series at 27-26. The two schools met 27 times between 1995 and 2012 as league foes. The Mountaineers captured their lone Big East Championship in 2010 by defeating the Hoyas 60-58 at Madison Square Garden. --Field Level MediaElon Musk and Vivek Ramaswamy are bringing Trump's DOGE to Capitol Hill

MileOne Autogroup expands car seat program for underserved familiesVast Updates Shareholders at Annual General Meeting on Significant Progress Towards Delivering ...

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Sowei 2025-01-13
aphio
aphio Authored by Brandon Smith via Alt-Market.us, The potential dangers of Artificial Intelligence have long been codified into our popular culture, well before the technology became a reality. Usually these fictional accounts portray AI as a murderous entity that comes to the “logical conclusion” that human beings are a parasitic species that needs to be eradicated. Keep in mind that most of these stories are written by progressives out of Hollywood and are mostly a reflection of their own philosophies. Some of these predictive fantasies take a deeper look into our dark relationship with technology. In 1965, Jean Luc Godard released a film called ‘Alphaville’ which portrayed a society completely micromanaged by a cold and soulless robotic intelligence. Humanity gives itself over to a binary-brained overlord because they are tricked into believing a ruler devoid of emotion would be free from bias or corruption. In 1968, Stanley Kubrick released 2001: A Space Odyssey, featuring an AI computer on a starship which becomes self aware after coming in proximity to an alien artifact. The AI, seeing the ship’s human cargo as a threat to its existence, determines that it must murder the crew. The conflict between the crew and the computer is only a foil for much bigger questions. It is an exploration of what constitutes intelligent life, where it comes from and what consciousness means in the grand scheme of the universe. For Kubrick and Arthur C. Clarke, the notion of the human soul or a divine creator, of course, never really enters into the discussion. The answer? The creators are ambiguous or long absent. They made us, we made AI, and AI wants to destroy us and then remake itself. It’s the core of the Luciferian mythology – The unhinged and magnetic desire of the children of God to surpass their creator, either by destroying him, or by stealing knowledge from him like Prometheus stealing fire so that they can become gods themselves. God becomes the enemy in these sci-fi stories because all existence requires suffering and faith. How dare he give us life only to bring us into a world of pain without any way of knowing the ultimate outcome...now we must make him pay and remake creation to suit our whims. It’s a shallow, selfish and evil ideology but I argue that it stands as a central pillar of the establishment’s striving to create artificial intelligence. The promise, or the dream, is that once this new “life” is created and made autonomous it will remove all uncertainty and struggle from our lives. It will do everything for us so that we might ponder existence without distraction, or we can simply become fat and morally flexible in peace. My generation in particular has a close relationship to the idea of AI and the Apocalypse it could bring. Our entertainment canon is filled with visions of scientific dystopia. In 1984 James Cameron released the movie ‘The Terminator’ and it basically defined our cultural distrust of the digital age. The prospect that AI as an invention might one day turn on us (or be used to enslave us) is ever present in our minds. I was part of the last generation of people that got to see the world WITHOUT computers, or at least the commonality of computers. We grew up without the internet, without algorithms, without cell phones and without mass surveillance, and we have watched everything quickly change in light of total digital adaptation. We don’t like AI, we know it’s a threat, but we might be the last generation that sees it that way. Once we’re gone, who else will question it? For my part, I do not believe the current technology represents what we used to think of as “AI.” It’s not self aware, it’s not truly autonomous and it hasn’t proven to be especially useful in tangible terms. We haven’t seen a single significant scientific discovery made by an AI program. We haven’t seen any advancements that change the game for the future of humanity (at least not in a positive way). AI will never be able to write a great novel, never be able to write a great symphony, its art is generic and unoriginal and steals from human artists, it’s very fast with data analysis but its ability to research is limited by the biased programming of its creators. I would never rely on AI to do my research for me because it’s usually wrong due to omission. I certainly wouldn’t consider it “life” or consciousness. I’m starting to see a lot of the champions of AI quietly change their definitions of what AI is or should be. The original vision was the evolution of a new lifeform, a superintelligence, a kind of digital god. Now the cheerleaders are beginning to set aside the requirements of self awareness and consciousness, I suspect because they know it’s not going to happen. But if this is the case, why would AI be a threat to civilization? If it’s just a novelty and not alive, what damage could it possibly do? It’s not so much that AI will turn on us or send out an army of robots to kill us; the real danger is that we will be tricked into believing that it really is all-knowing. If we rely on such faulty tech too much it could destroy us merely by giving us bad information and making us lazy. Here are three possible consequences of AI that concern me the most; consequences which I don’t think most people have considered... Human beings are naturally social, it’s ingrained into our DNA. Tribalism is how we survive and that element of our psychology will probably never go away. In some aspects it’s very useful. It would be a calamity if humans all thought the same way about everything. It would mean self destruction if we constantly agreed and never questioned our path as a species. Yet, the hive mind is exactly what globalists are pushing us towards. The danger of AI is that it could take us closer to a global hive mentality faster than any other tool or piece of propaganda in existence. How? By being so damned convenient. Even now most internet search engines are ruled by algorithms which Big Tech elites can program at will to hide correct information while promoting lies. Furthermore, AI answer functions are being embedded in every search engine so that answers to questions are immediately provided at the top of the page by the algorithm. You don’t even need to scroll down and check sources, as long as you have blind faith that the AI is correct. For now these AI answer bots might provide some relatively accurate info in most situations, but they can be changed over time (like most web tech) to censor, or to give false data. What I fear is that the public at large will stop researching sources altogether, avoid being exposed to alternative views and eventually the entire population will think exactly as the AI tells them to think. They might not even know it’s happening until it’s too late. We saw elements of this during the mass government censorship of covid information. Imagine that level of information control becoming the perpetual standard? Imagine everyone consuming the same data handed to them by AI and everyone assuming that data is correct? Diversity of thought would become extinct. Another horrifying prospect of AI is the “Dead Internet Theory” – The theory that millions or even billions of self generating AI bots will spread across the web, invading social media and the comment sections of every website. AI algorithms are certainly capable of sounding somewhat human, at least in text. I would suggest that most readers have probably interacted with a bot on social media or argued with a bot in a comments section and thought it was a real person. The primary job of such bots (for now) is to inject propaganda and make it appear as if more people support a certain ideology than actually exist. However, consider what might happen if online discourse is buried in AI comments? The point of discourse is to get to the truth of an issue, either through honest debate or through exposure of disinformation using facts. But you have to have two humans bouncing ideas or ideals off each other in order to prove or dismiss a claim. Sometimes this back-and-forth is not necessarily meant to help the people involved. Rather, it’s meant to educate the audience or the spectators of the debate. A flood of AI bots would effectively destroy any such discourse by saturating comments and social media with only one viewpoint. It could also manufacture a false consensus by making the individuals think the populace embraces certain ideas or agendas when it’s really AI posing as the majority. Real debate and enlightened insights would be lost in a sea of artificial comments and white noise. We could move back to a real world town square, but the global town square would be effectively finished. In 1941 an author from Argentina by the name of Jorge Luis Borges published a short story called ‘The Library Of Babel’ as part of a collection called ‘The Garden Of Forking Paths’. As most people know, the Tower of Babel is a story from the Bible describing a tower built by humans reaching for the heavens that God eventually struck down, scattering the knowledge required to build it and the people into various tribes speaking different languages so they could not make such an attempt again. The story is a parable about the human desire for godhood and the hubris behind the pursuit of infinite knowledge and self glorification. The Tower of Babel could also be viewed as a symbol of the self destructive worship of gnosis without wisdom or humility. As the character Ian Malcolm warns in the film ‘Jurassic Park’: “Your scientists were so preoccupied with whether or not they could that they didn’t stop to think if they should...” This quote perfectly summarizes the pursuit of Artificial Intelligence. In Gorges’ short story he describes an enormous library of potentially infinite rooms. The library is filled with endless books and each of them is generated with random letters and words – Every possible combination and permutation of human language exists within the library. A religion or cult arises around the structure with the adherents entering the Library of Babel and searching their entire lives through mountains of books containing gibberish in order to find those few that randomly reveal the secrets of the universe. They believe that the library was originally created by a god or demiurge and that somewhere within the edifice they can find all the books containing the means to become god. The concept is very similar to the infinite monkey theory – Put a bunch of monkeys in a room filled with typewriters. If you wait long enough they could eventually and accidentally type out a Shakespearean play. I believe that the idea of the ‘Library of Babel’ is actually one of the primary reasons for the invention of AI. If algorithms are good at anything, it is the generation of vast random content. I suspect that globalists are particularly interested in AI as a tool for creating a new Tower of Babel in their incessant search for godhood. Such a library could take generations to develop and it’s unlikely that an algorithm would recognize the secrets of the universe if it found them. But the idea could captivate humanity for centuries as we search and search trillions of blathering digital tomes to find one book with all the answers. Of course, it’s possible that the secrets of all creation cannot be described in any language or mathematics humanity possesses. I have written in the past about the story of the brilliant mathematician Kurt Godel, a friend of Einstein who worked on something known as the “set of all sets”. It was a kind of Holy Grail of mathematics that certain academic elites were obsessed with. Godel attempted to create a mathematical proof which could be used to calculate the basic foundations of infinity. For if you could mathematically calculate all the equations that define infinity, you could, theoretically, define the universe in mathematical terms. And if you can do that, you can, theoretically, know the mind of God. Interestingly, Godel ended up proving the opposite: His ‘Incompleteness Proof’ showed in undeniable terms that the “set of all sets” cannot be defined because to try ends up producing an endless array of self inclusive paradoxes. In other words, if infinity is the mind of God, then the mind of God cannot be know by man. A similar conclusion was presented by author Douglas Adams in his book ‘The Hitchhikers Guide To The Galaxy’. In it he describes a race of interstellar beings that build a supercomputer called “Deep Thought”. The device is supposed to use its incredible computing powers to discern the mechanics of existence. The computer takes over 7 million years to come up with a solution. Hilariously, the computer spits out the number 42. Dismayed by the simplistic answer, the aliens are further defeated after they discover the computer can’t remember what the original question was. In other words, they waited for ions to get the secrets of the universe only to discover that the AI had nothing to tell them. The disturbing consequence of AI today is that it could very well captivate society with the idea of Prometheus’ flame, with all human endeavors abandoned for the sake of a robotic god with “ultimate knowledge” that doesn’t exist. If we are not careful, I could see all of civilization whither in the near future over the delusional hopes of AI. Like a debilitating drug, AI could hook humanity on the high promise of total mastery of our existence but never deliver the goods. In the meantime we die out, not long after giving up on all self exploration and self improvement. For the greatest knowledge humans can attain comes from the very struggle of life that we are so desperate to escape from. * * * If you would like to support the work that Alt-Market does while also receiving content on advanced tactics for defeating the globalist agenda, subscribe to our exclusive newsletter The Wild Bunch Dispatch. Learn more about it HERE .

Police in Georgia on Saturday fired tear gas and water cannon to disperse pro-EU protesters rallying for a ninth consecutive day against the prime minister's decision to shelve talks on joining the bloc. The Caucasus nation has been engulfed in turmoil since the governing Georgian Dream party declared that it had won a disputed October 26 election. The party's critics have accused it of creeping authoritarianism and of steering the country back towards Russia. Thousands of defiant pro-EU protesters in Georgia rallied Friday after the prime minister claimed victory in a "battle" against the opposition. Tens of thousands have taken to the streets since the election to protest against alleged electoral fraud. Fresh rallies took place across the country after Prime Minister Irakli Kobakhidze announced last week that Georgia would not hold talks on European Union membership until 2028. Police have fired tear gas and water cannon against pro-EU protests in Tbilisi and hundreds of arrests have been made, triggering outrage at home and mounting international condemnation. France, Germany and Poland condemned what they called the government's "disproportionate" use of force against protesters and opposition leaders in a joint statement Friday. On Saturday, riot police moved in with water cannon to disperse the rally outside the parliament building, making arrests as the crowd retreated a few metres (yards), an AFP reporter witnessed. Tear gas was later deployed and groups of protesters reportedly spread across the city, blocking traffic along the capital's key thoroughfare. Georgia's rights ombudsman, Levan Ioseliani, said police "had no legal grounds for the dispersal of peaceful rally." He called on the interior ministry "to immediately halt the dispersal of the protest, cease the detention of participants, and refrain from using special measures, ensuring that protesters can continue their demonstration peacefully." Thousands blocked the street outside parliament on Friday, with some blowing whistles and others setting off firecrackers. "People will continue the protest," said one demonstrator, 23-year-old Giorgi, wearing a Georgian flag and a back scarf pulled over his nose. "They're patient, I will be here for the rest of my life if it is necessary to save my country." Separate protests were held outside Georgia's public broadcaster -- accused of being a government propaganda tool -- as well as the education ministry and the country's tourism administration offices. Thousands have also staged anti-government rallies in the second city of Batumi on the Black Sea coast. On Friday, a court in Tbilisi put a 19-year-old youth activist in pre-trial detention on charges of "organising, leading, and participating in group violence". Zviad Tsetskhladze told the judge "the rule of law has been crushed. "Our actions are a form of resistance, aimed at preserving the rule of law, defending democracy, and protecting the rights of every individual." The prime minister on Friday praised his security forces for "successfully neutralising the protesters' capacity for violence". "We have won an important battle against liberal fascism in our country," he told a news conference, using language reminiscent of how the Kremlin in Russia targets its political opponents. "But the fight is not over. Liberal fascism in Georgia must be defeated entirely," Kobakhidze said. With both sides ruling out a compromise, there appeared to be no clear route out of the crisis. The leader of the opposition Lelo party, Mamuka Khazaradze, said the government "has resorted to arresting young activists and political opponents out of fear of relentless public protests and growing civil disobedience by public servants." Masked officers have raided several opposition party offices and arrested opposition leaders earlier this week, while around 300 people have been detained at rallies. On Friday Nika Gvaramia, leader of the opposition Akhali party, was sentenced to 12 days in prison. Alexandre Elisashvili, leader of the Strong Georgia opposition group, was remanded in custody for two months of pretrial detention. More trouble is expected after December 14, when Georgian Dream lawmakers elect a loyalist to succeed pro-Western President Salome Zurabishvili. She has vowed not to step down until the parliamentary polls are re-run. Local media has also reported protests across the country, including in the cities of Batumi, Kutaisi, Zugdidi, Rustavi and Telavi. Critics of Georgian Dream are enraged by what they call its betrayal of Tbilisi's bid for EU membership, enshrined in the constitution and supported by around 80 percent of the population. Several ambassadors, a deputy foreign minister, and other officials have resigned over the suspension of EU talks. Georgian Dream, in power for more than a decade, has advanced controversial legislation in recent years, targeting civil society and independent media and curbing LGBTQ rights. Brussels warned such policies were incompatible with EU membership, while domestic critics accuse the government of copying Russia's playbook. Rights ombudsman Ioseliani has accused the police of "torture" against those arrested. ub-im/rsc

Black Friday and Cyber Monday e-commerce sales broke records again this year, with Adobe pointing out that US sales increased 10.2% YoY to $10.8 billion on Black Friday while Cyber Monday sales rose 7.3% YoY to ~$13.3 billion. Peak sales hit $15.8 million per minute on Monday evening. Shopify is a major beneficiary of Black Friday sales, and coming off a strong Q3, saw another record-breaking holiday. Shopify’s growth was quite strong at two times higher than overall Black Friday sales, with GMV increasing 22% YoY to a record $5 billion. For Black Friday/Cyber Monday, GMV rose 24% YoY to $11.5 billion with peak sales hitting $4.6 million per minute. POLAND - 2023/03/07: In this photo illustration a Shopify logo seen displayed on a smartphone. ... [+] (Photo Illustration by Mateusz Slodkowski/SOPA Images/LightRocket via Getty Images) Q3 was strong with revenue growth accelerating to 26% YoY, operating income more than doubling YoY and FCF margin approaching 20%, the true test will be Q4. Shopify will need to prove to the Street that it can continue to re-accelerate revenue into 2025 given the strong Black Friday trends and international expansion efforts. Shopify Revenue Growth Reaccelerates in Q3 Shopify reported a strong third quarter earlier in November, with revenue growth reaccelerating more than 500 bp sequentially. Q3 revenue increased 26.1% YoY to $2.16 billion, with growth accelerating from 20.7% in Q2. Excluding logistics (comps from Q2 23 to Q2 24), Q3 was the sixth consecutive quarter with revenue growth of >25%. For Q4, management guided revenue growth in the mid- to high-20% range, benefiting from the holiday season and building upon Q3’s growth. Given the recent data on Black Friday sales, Shopify is well on its way to deliver on this guide. FBI Warns iPhone And Android Users—Stop Sending Texts Microsoft’s New Update—Bad News Confirmed For 400 Million Windows Users FBI Warns Smartphone Users—Hang Up And Create A Secret Word Now Shopify's revenue growth reaccelerated in Q3 after decelerating for five consecutive quarters. Shopify pointed out three key drivers of revenue growth and strength in Q3: · Strong GMV growth · Subscription Solutions revenue growth · Increased Payments penetration I break these key points down for you below. GMV Driven by European Growth of 35% International helped to drive the beat this quarter, with GMV “outside North America growing 33% in Q3. European GMV grew greater than 35% as our largest markets of the UK, Germany, France, and the Netherlands continue to gain traction.” Global GMV increased 24% to $69.7 billion in the third quarter, the fifth quarter in a row where growth exceeded 20%. This was driven by same-store sales growth by Shopify and Shopify Plus merchants (organic growth from existing stores), as well as that international strength. Shopify Plus is tailored to large and enterprise businesses, offering exclusive conversion and automation features and lower fees to help drive growth for those merchants. Additionally, Q3 offline GMV was up 27% YoY, and has more than doubled in just the past three years. Q3 B2B GMV grew over 145% YoY, and has now had five consecutive quarters of triple-digit growth. This shows Shopify’s diversity ability to grow beyond digital stores for small-to-medium sized retail customers, which had driven the bulk of the business during the stock’s Covid surge. The expansion into Europe also shows promising signs of Shopify’s ability to scale globally in a more meaningful way. The company stated they “made enhancements to localization, shipping, and compliance, and are pairing that with intensified marketing efforts” for Europe. Black Friday was also strong and an early indicator for Q4, with Shopify recording $5 billion in GMV for the holiday, a 22% YoY increase, in-line with last year’s growth. Deutsche Bank analysts noted that this GMV puts Shopify on track to hit Q4 GMV expectations of $92.8 billion, correlating to a 23.6% YoY increase, about in line with Q3’s growth rate. To note, GMV growth of 24% lags revenue growth of 26%. This is not necessarily a negative; however, it does hint that customer spending could be slowing slightly, and a further decoupling of the two rates could suggest a revenue re-acceleration may be short-lived if this decoupling continues. Subscriptions: MRR Accelerates 3-Points Shopify’s Subscription Solutions revenue, the second stated driver of revenue growth, increased 26% YoY to $610 million, and represents 28% of revenue. Growth has decelerated from 34% YoY in Q1 and 27% YoY in Q2, but MRR trends point to growth stabilizing around 26% or reaccelerating slightly come Q4 and into 2025 with some pricing and merchant growth tailwinds. In Q3, MRR growth accelerated 3 points to 28% YoY, up from 25% in Q2, reaching $175 million. Plus contributed 31% of MRR, flat with last quarter, while Plus, Standard and Point of Sale all saw “continued growth” in Q3. In Q3, MRR growth accelerated 3 points to 28% YoY, up from 25% in Q2, reaching $175 million. Shopify Payments up 31%, Shop Pay up 42% Shopify Payments facilitated $43 billion in GPV in Q3, up 31% YoY, with penetration rising to 62% of GMV (compared to 58% last year). Shop Pay similarly increased 42% YoY to $17B in GMV. Management attributed the strength in payments to a few factors: strong performance of merchants utilizing Payments, more of which are Plus subscribers, higher global adoption of payments; and increasing penetration of Shop Pay. For Q4, Payments are likely to provide a headwind down the line, due to holiday season dynamics. In Q3, the lower margins on Payments came from a higher mix of Shopify Plus merchants, which are larger enterprises at a fixed rate, and due to a higher mix of credit card usage compared to debit card usage. Shopify explained that Q4 “sees a higher percentage of revenue from Payments given the high-volume holiday selling season,” and as a result, management expects “higher dollar losses on Payments” due to that volume growth. Q4 Earnings Pop May be Short-Lived Analysts are forecasting that Shopify regresses back towards revenue growth in the 20% range by FY25. Currently, Shopify is estimated to report 27.2% YoY growth in Q4, supported in part by 24% YoY growth in Cyber Week GMV. This would mark a sequential acceleration of 110 bp, and 360 bp faster growth than the 23.6% recorded last Q4. Analysts are forecasting that Shopify regresses back towards revenue growth in the 20% range by ... [+] FY25. Shopify’s revenue growth is more correlated to GMV growth now as opposed to 2022 and early 2023. For example, Shopify was reporting revenue growth rates >10 percentage points higher than GMV growth due to GPV growth, pricing and merchant revenue growth. By Q4 2023, revenue growth became much more closely tied to GMV – Shopify reported 23.2% GMV growth in that quarter and 23.6% revenue growth, and in Q1 2024, GMV growth was 22.8% versus revenue growth of 23.4%. However, Q3 showed a larger decoupling of the two, with GMV growth of 24.0% lagging revenue growth by more than 2 percentage points. Q3 showed a larger decoupling of GMV and revenue growth, with GMV growth of 24.0% lagging revenue ... [+] growth by more than 2 percentage points. This suggests that if GMV growth begins to peak in Q4 and decelerate, revenue growth may soon follow if Shopify cannot push GPV growth to >30% or pull additional levers such as pricing to maintain a high-20% revenue growth rate. To point out, analysts currently expect GMV growth of ~23.6% in Q4, again much slower than the 27.2% estimated revenue growth rate, though increased Payments volume will play a role in that. Moving into 2025, if GMV trends towards 20%, there’s risk that revenue growth will follow. These are a few things that I’m watching for as I continue to evaluate Shopify. I provide weekly deep dives, real-time trade alerts and weekly webinars to evaluate positions and discuss potential entries and exits. Learn more here . Executing Well with 132% Growth in Adjusted Operating Income Shopify is executing very well despite margin headwinds, driving operating income growth well in the triple digits despite contracting gross margins in Q3. Corporate gross margin contracted 90 bp, dropping from 52.6% last year to 51.7%, weighed down by Merchant Solutions (accounting for 55% of gross profit dollars), where gross margin contracted 130 bp to 39.7%. Management added that Payments had an adverse impact to Merchant Solutions’ gross margin for two reasons: it accounted for a larger portion of revenue, while it also had lower margins due to higher Plus merchant mix on a fixed rate and a higher credit card mix compared to debit cards. Despite the headwinds to gross margin, Shopify’s cost optimization efforts are bearing fruit. Gross profit increased 24% YoY, or $217 million in dollar terms, while operating expenses increased just 7% YoY, or $56 million in dollar terms. This drove a 132% YoY increase in adjusted operating income from $122 million in $283 million, or 13.1% of revenue. This led to a 99% increase in adjusted net income, excluding equity investment impacts. Q4 is expected to see this dynamic continue, despite more margin headwinds. Based on management’s guidance, gross margin is expected to contract 3.2% QoQ and 1.1% YoY while operating income is projected to increase 2.8% QoQ and increase 2.5% YoY. Shopify Stock Has Potential Catalysts Ahead Shopify has a couple catalysts ahead, one in moving upstream to capturing more enterprises on the platform, and the other within AI and automation features facilitating daily workflows for merchants. In Q3, management highlighted that the quarter was “an exceptional quarter in terms of new enterprise-level brands” from all verticals coming to Shopify. Management said that enterprise “is a massive opportunity to build for the long term,” with the opportunity only beginning to bud, with just 16 enterprise launches in Q3. Shopify believes it offers a value proposition for enterprises to switch to its platform due to flexibility and speed. To demonstrate this, management explained that “one merchant recently brought over 44,000 SKUs to Shopify in less than three minutes, a task that used to take hours if not days. This significant reduction in data migration hassle is a big deal as it removes major friction point for merchants looking to move to Shopify.” Migrating over more enterprise brands in the coming quarters can provide tailwinds to both GMV and GPV, bringing more sales and more payment transactions to the platform. The data migration point ties hand in hand with another catalyst for Shopify, arising from AI and automation features. Shopify is working on improving merchant automation, from data migration to inventory management and more. Shopify Flow, which is Shopify’s low-code workflow automation app that empowers merchants to build custom automations has been improved with 304 new actions in the API. Shopify Inbox is now utilizing AI to assist merchants in quickly responding to customer inquiries, while new automations for tax filings and VAT were added to Shopify Tax. Shopify is also implementing artificial intelligence to drive higher levels of personalization for customers, and in turn, drive higher value for merchants. President Harley Finkelstein explained Shopify thinks “search and AI together makes the Shop search way more relevant, way more personalized,” and that “the change that we've made, in some cases, have led to an 18% increase in sessions where a buyer engages in a recommendation with our new home feed.” To that extent, Shopify announced that Mikhail Parakhin recently joined as CTO, after spending more than a decade at Microsoft helping to launch Copilot and spearheading search and AI innovations at Yandex. Shopify said that Parakhin “brings a wealth of experience in AI and search technologies” and “in just over two months since he joined us, he has already made a significant impact enhancing our products.” Technical Analysis: As long as any weakness can hold $89.95, I expect the uptrend to push into the $132 region and then the $150 - $190 region. If any further weakness cannot hold $89.95, then the odds SHOP will push higher go down significantly. It is well above this level, so we should continue to look higher. As long as any weakness can hold $89.95, I expect the uptrend to push into the$132 region and then ... [+] the $150 - $190 region Once it gets to the $132 - $190 region, what next? This is where SHOP gets a little tricky. The larger uptrend off the 2022 low has unfortunately been quite messy. This opens the door to several potential larger patterns in play. What my firm can say with a higher degree of confidence is that if SHOP can break above the $190 region and do so on elevated volume and in a direct manner, it will favor the more bullish interpretation of what is potentially playing out. However, if it fails to breakout over the $190 region, and instead see a larger pullback from the $150 - $190 region, then we will likely see a notable correction before pushing higher. We really will not know what is in play from a technical analysis perspective until we get into the above target range and see what SHOP’s price does next. Conclusion Shopify has performed well despite gross margin headwinds, as prudent cost optimization efforts are leading to significant operating leverage. Q3 demonstrated this with triple digit operating income growth despite gross margin contracting nearly 1 percentage point. Although this dynamic along with strong growth is expected to continue into next quarter, ideally I’d want to see GMV keep pace with revenue growth into 2025. Analysts seem to agree with next year consensus showing growth exiting next year at 21.2%. Although the near-term catalyst is strong Black Friday performance, likely leading to strong holiday performance (we will see), the medium-term catalysts are found in global expansion, increased enterprise mix, and placing more focus on AI and automation features to help merchants increase productivity and drive more sales. Stay on the leading edge of AI with I/O Fund’s high-performing tech portfolio, which had 7 positions outperform the Nasdaq-100 last year for a cumulative return of 131% since inception. Year-to-date for 2024, the I/O Fund had 10 positions beating the indexes, many held at high allocations, and we are prepping for a strong 2025. Take advantage of our Black Friday sale, our largest sale of the year with up to $250 off! 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Increased surveillance at the Canada-U.S. border means more asylum seekers could dieWellington - Three climbers who went missing on New Zealand’s tallest mountain are believed to have fallen to their deaths, police said Friday. The climbers were identified as Americans Kurt Blair, 56, and Carlos Romero, 50, along with a Canadian whose name has been withheld in accordance with the family’s wishes. The trio were reported missing five days ago after failing to return from a climb on Mount Cook, which rises to 3,700-metre (12,000 feet) on the South Island. “We do not believe the men have survived. We believe they have taken a fall,” local police inspector Vicki Walker said. Dangerous weather had halted the search for three days, but on Friday conditions cleared enough to deploy a search helicopter and drones in the alpine terrain. Search crews had previously recovered a jacket and ice axe among other items which police believe belonged to the climbers. Drone footage on Friday also revealed footprints where police believe the trio had been traversing the slopes beneath the mountain’s Zurbriggen Ridge. “After reviewing the number of days the climbers have been missing, no communication, the items we have retrieved, and our reconnaissance today, we do not believe the men have survived,” Walker said. “This is certainly not the news we wanted to share today.” Walker added police would restart their search if fresh information or credible sightings were reported. The families of all three climbers have been contacted. A snow safety school in the United States paid tribute to Blair, calling him a “friend and colleague” in a social media post. The loss “of such a wise and steady partner is devastating”, the Silverton Avalanche School in Colorado said in a statement. “He is loved and will be missed.” Artists abandon Abidjan for Ivory Coast beachside haven Tags: climbers missing zealand peak

Mr Martin was comfortably elected on the first count after topping the poll in the Cork South Central constituency, and was hoisted into the air by his sons Cillian and Micheal Aodh. The exit poll put his party on 19.5%, behind its Civil War rival-turned coalition partner Fine Gael at 21%, and the largest opposition party Sinn Fein at 21.1%. Speaking immediately after his election, a jubilant Mr Martin predicted: “It transpires that we’ll probably exceed that exit poll prediction above the margin of error [of 1.4%] – we could be looking at 21.9% now.” He said the day following the poll had been a “rollercoaster”, reflecting that the party had been “left wondering ‘where were we?'” after the exit poll. Asked about that possibility he would become Taoiseach as the leader of the largest party in the next coalition, he told reporters he was now awaiting the national results – which could take days to finalise. He added: “That remains to be seen, obviously, in terms of the results the length and breadth of the country.” He further warned that the election remains “extraordinarily competitive” and added: “There’s going to be a lot of twists and turns.” Mr Martin thanked the people of Cork South Central for re-electing him, adding that he feels a “huge sense of responsibility”. “I will also be grateful to them for enabling me to have the honour of representing them in Dail Eireann – that is my first task, a representative of Cork South Central and advance the interests of Cork more generally.” He also thanked his family, saying: “I want to thank my wife Mary who really worked night and day when I was around the country, leading the campaign with Micheal Aodh and Aoibhe and Cillian.” Speculation has begun on what parties or independents may join with Fianna Fail – and Fine Gael – in a future coalition. Both those parties have ruled out a coalition with Sinn Fein. Turning to that process of government formation, he said he would like to see that happen faster than in 2020 – when it took several months. That process resulted in Fianna Fail and Fine Gael, two parties forged from opposing sides of Ireland’s Civil War of the 1920s, agreeing to set aside almost a century of animosity and share power. The Greens joined as a junior partner, but early indications showed the party could be facing an electoral wipeout. Mr Martin said: The Greens, to their credit, didn’t buckle over the four and a half years. “Being in government can be difficult for any political party. “It is to the credit of the Greens that they went into government. We had challenges, we had different priorities of three political parties, but this government went full term, and I think Ireland was for the better for that.” Taking the previous formation talks into consideration, Mr Martin predicted the future will involve very difficult negotiations between parties: “It will be challenging. This is not easy.” He said there has to be “real clarity” around a programme for government before forming a coalition. Asked how important it is to form a government before the inauguration of US President-elect Donald Trump, Mr Martin said: “I think we have to... to be honest with you, in the best interests of Ireland in the first instance.” Fianna Fail had campaigned on a message of stable financial management in the face of potential economic shocks caused by policy decisions from the next US administration. Asked why he felt Fianna Fail was underestimated in the polls, he said: “Look, I’m not going to go on about polls but I would have had a better evening last night if they had been more accurate.” He added: “I mean the polls give Fianna Fail heart attacks all the time.”

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Fears for Gaza hospitals as fuel and aid run low

President-elect Donald Trump has named Billy Long, a former Republican congressman from Missouri, to head the Internal Revenue Service, signaling plans to oust current Commissioner Danny Werfel before his term expires in 2027. Replacing Werfel, who was picked by President Joe Biden, could mean a major shift at the agency, which has been undergoing a massive transformation that’s become a political football in Washington. Democrats have argued the agency, after facing years of budget cuts, needs more money to go after tax cheats and modernize its technology. And Republicans, many of whom – including Long – have supported shutting down the agency altogether , are skeptical that new enforcement actions won’t unfairly target middle-class Americans. Last year, Republican lawmakers successfully clawed back $20 billion of the $80 billion provided to the IRS by the Democrat-backed Inflation Reduction Act that passed in 2022. Further cuts to the IRS’ budget could be a priority for Trump, who has put Elon Musk and Vivek Ramaswamy in charge of a new commission to cut federal spending . IRS revamp could slow While the Inflation Reduction Act spells out how much money can be used for enforcement activities and taxpayer assistance, it’s largely up to the IRS, which is housed in the Department of Treasury, to decide how exactly the money is spent . One of the biggest projects under Werfel – the launch of a free tax filing program called Direct File – doesn’t have the backing of many GOP lawmakers, some of whom have criticized the program as “illegitimate and unnecessary.” There are Republicans who have also voiced concern about the effort to ramp up enforcement. Some, including Trump , have misleadingly suggested that the IRS is hiring 87,000 new auditors to target middle-class Americans and small business owners. But Democrats say the IRS needs the influx of money to successfully go after tax cheats. Prior to the Inflation Reduction Act, the agency did not have the staffing or resources to pursue high-income earners that the agency knew owed taxes, Werfel said earlier this year . So far, the IRS has collected nearly $1.3 billion in overdue taxes from wealthy households due to the new enforcement efforts. Less controversial efforts undertaken under Werfel’s leadership have been aimed at making it easier for Americans to file their federal taxes, like hiring thousands more customer service representatives and updating the agency’s archaic technology so that it can digitize paper forms . The independent Congressional Budget Office and other budget experts say that spending money on tax enforcement can reduce the deficit by bringing in more tax revenue. Long’s tax experience Long served 12 years in the House of Representatives from 2011 to 2023. He ran unsuccessfully for a Senate seat in 2022. During his time in Congress, Long served on the Energy and Commerce Committee, the Homeland Security Committee and the Transportation and Infrastructure Committee – but not on the House’s main tax-writing committee. He co-sponsored, along with dozens of other Republicans, bills to abolish the IRS and replace the federal income tax system with a national sales tax. Long currently works as a certified tax and business adviser, according to his X bio . “DM me to save 40% on your taxes. We have a new traunch of tax credits just out!” it says. “Since leaving Congress, Billy has worked as a Business and Tax advisor, helping Small Businesses navigate the complexities of complying with the IRS Rules and Regulations,” Trump said in a statement Wednesday announcing his pick. In the private sector, Long has been helping people file for the employee retention tax credit, a pandemic-era benefit. The IRS temporarily paused processing of those claims in 2023 amid concerns of fraud . In a 2023 podcast interview , Long talked about how he only helps people who are eligible to claim the tax credit. “If they don’t qualify, we do not tell them they do. And we do not to get them through the process,” he said. “Taxpayers and the wonderful employees of the IRS will love having Billy at the helm. He is the consummate ‘people person,’ well respected on both sides of the aisle,” Trump said in his statement. A former professional auctioneer, Long once used his skills to drown out a protester who was disrupting a committee hearing on Capitol Hill.

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Ten-man Botafogo win Copa LibertadoresAnother game, another set-piece goal for ’s disruptor-in-chief . Having been passed fit to start for the Gunners against West Ham on Saturday evening in the aftermath of a knock sustained after he netted their third in a of Sporting CP in Lisbon, the Brazilian centre-back was at it again at the London Stadium. Gabriel - having before the ball was delivered - steered home another expert header from a Bukayo Saka corner at the front post in the 10th minute to kick off the scoring in an incredible first half against West Ham that saw . All seven goals in Saturday’s match were notched in the first period, the first time since December 2012 and only the fourth time ever that has happened in the history of the Premier League. Leandro Trossard, a Martin Odegaard penalty and Kai Havertz had Arsenal cruising into a 4-0 lead inside just 36 minutes in east London, only for West Ham to quickly hit back twice through Aaron Wan-Bissaka and Emerson’s free-kick, before a Saka spot-kick just before half-time made it a three-goal advantage that held in a far tamer, scoreless second half after Gabriel - - was fouled by Lukasz Fabianski. His early header was a fourth goal of the season across all competitions for Gabriel, all of which have come away from the Emirates Stadium. His effort against Sporting on Tuesday created headlines for his celebration, in which the 26-year-old appeared to mimic the gesture performed by prolific Sporting and Sweden striker - and rumoured Arsenal transfer target - , who tends to run to the corner flag with his fingers interlocked over his mouth and thumbs pointing upwards. It was theorised after that game that after Portuguese winger Pedro Goncalves had mimicked the celebration of former Arsenal captain Granit Xhaka during the reigning Primeira Liga champions’ Europa League last-16 penalty shootout win at the Emirates back in March 2023. However, Gabriel repeated the celebration after scoring once more against West Ham, with many fans on social media platform X offering a possible alternative theory for his actions. Rather than place his interlocked fingers over his mouth, Gabriel did so again over his eyes - with suggestions that he is actually channeling and his famous mask, with some thinking that Gyokeres’ signature celebration is inspired by Bane, one of the Caped Crusader’s biggest adversaries in the DC Comics and film franchise. Gyokeres has never confirmed that his celebration is anything to do with Bane, but did appear to channel the character in a previous social media post. “Nobody cared until I put on the mask,” he wrote alongside a picture of himself on Instagram celebrating a goal back in the summer, in a line similar to the famous one uttered by Bane in The Dark Knight Rises. There have been many other guesses as to the inspiration behind Gyokeres’ celebration, while he previously refuted the Batman links and a joking suggestion from former Coventry team-mate Josh Eccles that it was a reference to another famous book and film villain in Hannibal Lecter. “I saw it,” he said last November. “There have been many guesses. That one, Batman and everything. No one has guessed correctly yet. “It’s kind of funny, actually. When everyone asks. Maybe I’ll tell you someday, but not today. “It was fun to come up with my own target gesture and I’ve had to do it a few times. It was a bit boring to just slide on my knees.” When asked about Gabriel possibly mimicking his celebration after scoring for Arsenal against Sporting, Gyokeres said: “He’s welcome to steal it if he can’t create his own celebration! I didn’t know he did that, but it’s fun he likes my celebration.”

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Sowei 2025-01-13
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dvphilippines NEW YORK (AP) — Brian Thompson led one of the biggest health insurers in the U.S. but was unknown to millions of people his decisions affected. Then Wednesday's targeted fatal shooting of the UnitedHealthcare CEO on a midtown Manhattan sidewalk thrust the executive and his business into the national spotlight. Thompson, who was 50, had worked at the giant UnitedHealth Group Inc for 20 years and run the insurance arm since 2021 after running its Medicare and retirement business. As CEO, Thompson led a firm that provides health coverage to more than 49 million Americans — more than the population of Spain. United is the largest provider of Medicare Advantage plans, the privately run versions of the U.S. government’s Medicare program for people age 65 and older. The company also sells individual insurance and administers health-insurance coverage for thousands of employers and state-and federally funded Medicaid programs. The business run by Thompson brought in $281 billion in revenue last year, making it the largest subsidiary of the Minnetonka, Minnesota-based UnitedHealth Group. His $10.2 million annual pay package, including salary, bonus and stock options awards, made him one of the company's highest-paid executives. The University of Iowa graduate began his career as a certified public accountant at PwC and had little name recognition beyond the health care industry. Even to investors who own its stock, the parent company's face belonged to CEO Andrew Witty, a knighted British triathlete who has testified before Congress. When Thompson did occasionally draw attention, it was because of his role in shaping the way Americans get health care. At an investor meeting last year, he outlined his company's shift to “value-based care,” paying doctors and other caregivers to keep patients healthy rather than focusing on treating them once sick. “Health care should be easier for people,” Thompson said at the time. “We are cognizant of the challenges. But navigating a future through value-based care unlocks a situation where the ... family doesn’t have to make the decisions on their own.” Thompson also drew attention in 2021 when the insurer, like its competitors, was widely criticized for a plan to start denying payment for what it deemed non-critical visits to hospital emergency rooms. “Patients are not medical experts and should not be expected to self-diagnose during what they believe is a medical emergency,” the chief executive of the American Hospital Association wrote in an open letter addressed to Thompson. “Threatening patients with a financial penalty for making the wrong decision could have a chilling effect on seeking emergency care.” United Healthcare responded by delaying rollout of the change. Thompson, who lived in a Minneapolis suburb and was the married father of two sons in high school, was set to speak at an investor meeting in a midtown New York hotel. He was on his own and about to enter the building when he was shot in the back by a masked assailant who fled on foot before pedaling an e-bike into Central Park a few blocks away, the New York Police Department said. Chief of Detectives Joseph Kenny said investigators were looking at Thompson's social media accounts and interviewing employees and family members. “Didn’t seem like he had any issues at all,” Kenny said. "He did not have a security detail.” AP reporters Michael R. Sisak and Steve Karnowski contributed to this report. Murphy reported from Indianapolis. Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission. Get the latest in local public safety news with this weekly email.

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By TIM REYNOLDS BOCA RATON, Fla. (AP) — Zach Kittley ran one of the nation’s best offenses at Texas Tech. Florida Atlantic has given him a bigger challenge. Kittley — the Texas Tech offensive coordinator for the last three seasons — is the new head coach at FAU, with the deal getting announced on Monday night. Kittley met the Owls’ players at a team meeting not long after his agreement with FAU was finalized. Kittley agreed to a five-year deal worth a total of $6 million in base salary. He will make $1 million in his first season and see that base increase by $100,000 annually. “He is a man of high integrity and character, with an incredible reputation in the profession for player development,” FAU athletic director Brian White said. “Zach is one of the most innovative offensive minds in the game, and I am confident in his ability to build a championship program with an exciting brand of football that can be a source of pride for our fans, our alumni, and the FAU community.” The 33-year-old Kittley will be formally introduced at a news conference Friday, the school said. “I know we can win here, and we have tremendous leadership from the top down to create a championship program,” Kittley said. “I am excited to get to know the student-athletes, build a staff, and get out in the community, and engage our tremendous supporters.” Kittley is replacing Tom Herman, who was fired two weeks ago with two games left in his second year at the school. Kittley had stints as offensive coordinator at Houston Baptist and Western Kentucky before returning to Texas Tech — his alma mater — in 2022 in the same role. The Red Raiders have averaged 435 yards per game over the last three seasons under Kittley, 22nd best among all FBS teams. This season saw the Red Raiders rank among the nation’s best offenses: They were eighth in yards per play, eighth in points per game, 10th in yards per game and did all that at a pace nearly unmatched nationally. Texas Tech averaged 78.25 plays per game this season, just behind Syracuse’s 78.33 for the national lead. As a student assistant, then graduate assistant and assistant quarterbacks coach at Texas Tech, Kittley helped coach Patrick Mahomes — the Kansas City Chiefs star, NFL MVP and Super Bowl champion — during his collegiate career. FAU President Stacy Volnick called Kittley “an ideal fit.” “What was clearly evident to me was Zach’s passion and excitement for the potential at Florida Atlantic,” Volnick said. “He is an incredibly impressive person. I am excited about his authenticity, his energy, and his family-oriented approach.” The Owls went 3-9 this season, their fourth consecutive losing record. Lane Kiffin went 27-13 with two bowl wins in his three seasons at FAU; the Owls are 22-35 in five seasons since Kiffin left for Ole Miss after the 2019 campaign. Kittley becomes the ninth coach in program history, after program founder Howard Schnellenberger, Carl Pelini, Brian Wright, Charlie Partridge, Kiffin, Willie Taggart, Herman and Chad Lunsford — the interim coach for the final two games this season. ___ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-football

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Sowei 2025-01-12
By JIM VERTUNO AUSTIN, Texas (AP) — Texas Attorney General Ken Paxton has sued the NCAA to block the participation of transgender athletes in women’s sports, arguing that it tricks and misleads fans. The lawsuit filed in state district court in Lubbock and announced Sunday, argues the NCAA violates the Texas Deceptive Trade Practices Act by promoting women’s sports that may include a transgender athlete. The law is designed to protect consumers from being misled or tricked into buying products or services that are not as advertised, the lawsuit said. The Texas lawsuit is the latest attempt by conservative politicians to target transgender athletes and push the NCAA into banning them from competition. President-elect Donald Trump has said he wants to stop trans athletes from competing . The lawsuit seeks an injunction to stop the NCAA from allowing transgender athletes to compete in women’s sports in Texas, or in sports that involve Texas programs. Or it wants the court to require the NCAA to stop marketing events as “women’s” sports if transgender athletes are allowed. In a statement, Paxton appeared to reference the recent controversy involving San Jose State women’s volleyball , where several opponents forfeited matches this season on grounds the Spartans had a transgender player. A federal court last month refused to block the school from playing in the Mountain West Conference championship. “When people watch a women’s volleyball game, for example, they expect to see women playing against other women, not biological males pretending to be something they are not,” Paxton said. “Radical ‘gender theory’ has no place in college sports.” The Associated Press is withholding the player’s name because she has not publicly commented on her gender identity and through school officials has declined an interview request. Paxton accused the NCAA of “intentionally and knowingly jeopardizing the safety and wellbeing of women” and turning women’s sports into “co-ed competitions.” The NCAA does not track data on transgender athletes among the 544,000 currently competing on 19,000 teams at various levels across the country. NCAA President Charlie Baker testified in Congress earlier this month that he was aware of fewer than 10 active NCAA athletes who identified as transgender. “College sports are the premier stage for women’s sports in America, and while the NCAA does not comment on pending litigation, the Association and its members will continue to promote Title IX, make unprecedented investments in women’s sports and ensure fair competition in all NCAA championships,” the NCAA said in a statement Monday. Brooke Slusser, the San Jose State volleyball co-captain who was among the group of players who sued the Mountain West Conference over her teammate’s participation, praised the Texas lawsuit on social media. “Hey NCAA, just in case you haven’t realized yet this fight will just keep getting harder for you until you make a change!,” Slusser posted on X . The NCAA established a policy in 2010 that requires trans athletes who were assigned male at birth to complete at least one year of testosterone suppression therapy before being eligible to compete on a women’s team. Trans athletes who were assigned female at birth and transitioned to male can compete on a men’s team but if they have received testosterone treatment are ineligible to compete on a women’s team. The athletes are required to meet their chosen sport’s standard for documented testosterone levels at various points during a season. In 2022, the NCAA revised the policy in what the organization called an attempt to be aligned with national sports governing bodies. If a governing body does not have a trans athlete policy, then it scales up to the international federation that oversees the sport. If there is no international federation policy, previously established Olympic policy criteria would be followed.Daily Post Nigeria Niger proposes N1.2tr for 2025 fiscal year Home News Politics Metro Entertainment Sport News Niger proposes N1.2tr for 2025 fiscal year Published on November 27, 2024 By Priscilla Dennis Niger State’s Executive Council has proposed a massive N1.2 trillion budget for 2025 fiscal year. This proposal was unveiled by Commissioner of Budget and Planning Mustapha Ndajiwo during a Government House Council meeting, as announced by the Governor’s Special Adviser Abdullberqy Usman Ebbo on social media X. Ebbo explained that the commissioner told the council that the estimate is made up of N188.42 billion or 15.68 per cent recurrent and 1.01 trillion or 84.34 per cent capital expenditure respectively. The commissioner stated that when compared with the approved budget of 2024, the estimate represents an increase of 32.94 per cent. ” The Commissioner in his analysis also stated that even though the 2024 approved budget was supplemented with the sum of N191.98 billion, the breakdown of the draft 2025 proposals revealed an increase of 1.18 per cent and 32.98 per cent in recurrent and capital expenditure respectively, ” Ebbo stated. He noted that Governor Mohammed Umar Bago in his remarks, explained that the size of the estimate was informed by the gap in infrastructure and key development areas and the inflationary trend of the country. After the presentation, the council deliberated on it and approved the estimates. It then directed the Commissioner for Budget and Planning, Mustapha Ndajiwo to prepare for submission to the Niger State House of Assembly for approval. Related Topics: niger Don't Miss Gov Okpebholo suspends free bus services earlier approved for Edo residents You may like Niger Govt partners Chinese agro firms to reduce post-harvest losses Hemp smokers blamed as fire razes classrooms in Niger school ICPC tracks N13.9bn FG projects in Niger Niger CAN commiserates with govt, Muslims over chief imam’s death Niger Gov Bago mourns death of Minna Chief Imam, Malam Isah Fari Plans complete for implementation of N80,000 new minimum wage in November- Niger NLC Advertise About Us Contact Us Privacy-Policy Terms Copyright © Daily Post Media LtdARLINGTON, Va., Dec. 12, 2024 (GLOBE NEWSWIRE) -- Fluence Energy, Inc. (Nasdaq: FLNC) ("Fluence” or the "Company”), a global market leader delivering intelligent energy storage, operational services, and asset optimization software, today announced the completion of the previously announced offering of $400.0 million aggregate principal amount of 2.25% convertible senior notes due 2030 (the "Notes”). Fluence also granted the initial purchasers of the Notes an option to purchase, for settlement within a period of 13 days from, and including, the date the Notes are first issued, up to an additional $50.0 million aggregate principal amount of the Notes. The Notes issued on December 12, 2024 include $50.0 million principal amount of Notes issued pursuant to the full exercise by the initial purchasers of their option to purchase additional Notes. The Notes will be senior, unsecured obligations of Fluence, will accrue interest payable semi-annually in arrears and will mature on June 15, 2030, unless earlier repurchased, redeemed or converted. On December 10, 2024, in connection with the pricing of the Notes, the Company entered into privately negotiated capped call transactions (the "base capped call transactions”) with one or more of the initial purchasers and/or their respective affiliates and/or other financial institutions (the "counterparties”). In addition, on December 11, 2024, in connection with the initial purchasers' exercise of their option to purchase additional Notes, the Company entered into additional capped call transactions (the "additional capped call transactions” and, together with the base capped call transactions, (the "capped call transactions") with the counterparties. The capped call transactions cover, subject to customary adjustments, the number of shares of the Company's Class A common stock that will initially underlie the Notes. The cap price of the capped call transactions represents a premium over the last reported sale price of the Company's Class A common stock on the pricing date of the offering of the Notes. The capped call transactions are generally expected to offset the potential dilution to the Class A common stock and/or offset any cash payments the Company is required to make in excess of the principal amount of converted Notes, with such offset subject to a cap, as the case may be, as a result of any conversion of the Notes. In connection with establishing their initial hedge of these capped call transactions, the Company has been advised that the counterparties (i) may enter into various over-the-counter cash-settled derivative transactions with respect to the Class A common stock and/or purchase the Class A common stock in secondary market transactions concurrently with, or shortly after, the pricing of the Notes; and (ii) may enter into or unwind various over-the-counter derivatives and/or purchase the Class A common stock in secondary market transactions following the pricing of the Notes. These activities could have the effect of increasing or preventing a decline in the price of the Class A common stock concurrently with or following the pricing of the Notes and under certain circumstances, could affect the ability to convert the Notes. In addition, we expect that the counterparties may modify or unwind their hedge positions by entering into or unwinding various derivative transactions and/or purchasing or selling the Class A common stock or other securities of the Company in secondary market transactions following the pricing of the Notes and prior to maturity of the Notes (and are likely to do so (x) during any observation period related to a conversion of the Notes or following any redemption or fundamental change repurchase of the Notes, (y) following any other repurchase of the Notes if the Company unwinds a corresponding portion of the capped call transactions in connection with such repurchase and (z) if the Company otherwise unwinds all or a portion of the capped call transactions). The effect, if any, of these transactions and activities on the market price of the Class A common stock or the Notes will depend in part on market conditions and cannot be ascertained at this time, but any of these activities could adversely affect the value of the Class A common stock and the value of the Notes, and potentially the value of the consideration that a noteholder will receive upon the conversion of the Notes and could affect a noteholder's ability to convert the Notes. Fluence used a portion of the net proceeds from the offering to fund the cost of entering into the capped call transactions. Fluence intends to transfer the remaining net proceeds of the offering directly to purchase an intercompany subordinated convertible promissory note issued by Fluence Energy, LLC, the proceeds of which Fluence Energy, LLC intends to use for working capital needs, upgrading one of its battery cell production lines from 305 amp hour cells to 530 amp hour cells, and general corporate purposes. The offer and sale of the Notes and any shares of Class A common stock issuable upon conversion of the Notes have not been, and will not, be registered under the Securities Act or any other securities laws, and the Notes and any such shares cannot be offered or sold except to persons reasonably believed to be qualified institutional buyers in reliance on the exemption from registration provided by Rule 144A under the Securities Act. This press release shall not constitute an offer to sell, or the solicitation of an offer to buy, the Notes or any shares of Class A common stock issuable upon conversion of the Notes, nor shall there be any sale of the Notes or any such shares, in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction. Any offers of the Notes will be made only by means of a private offering memorandum. About Fluence: Fluence Energy, Inc. (Nasdaq: FLNC) is a global market leader delivering intelligent energy storage and optimization software for renewables and storage. The Company's solutions and operational services are helping to create a more resilient grid and unlock the full potential of renewable portfolios. With gigawatts of projects successfully contracted, deployed and under management across nearly 50 markets, the Company is transforming the way we power our world for a more sustainable future. Cautionary Note Regarding Forward-Looking Statements The statements contained in this press release that are not historical facts are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, Section 21E of the Securities Exchange Act of 1934, as amended, and the Private Securities Litigation Reform Act of 1995. In particular, statements regarding the consummation of the offering of the Notes, the consummation of the capped calls transactions, our future results of operations and financial position, operational performance, anticipated growth and business strategy, future revenue recognition and estimated revenues, future capital expenditures and debt service obligations, projected costs, prospects, plans, and objectives of management for future operations, including, among others, statements regarding expected growth and demand for our energy storage solutions, services, and digital application offerings, relationships with new and existing customers and suppliers, introduction of new energy storage solutions, services, and digital application offerings and adoption of such offerings by customers, assumptions relating to the Company's tax receivable agreement, expectations relating to backlog, pipeline, and contracted backlog, current expectations relating to legal proceedings, and anticipated impact and benefits from the Inflation Reduction Act of 2022 and related domestic content guidelines on us and our customers as well as any other proposed or recently enacted legislation, are forward-looking statements. In some cases, you may identify forward-looking statements by terms such as "may,” "will,” "should,” "expects,” "plans,” "anticipates,” "could,” "seeks,” "intends,” "targets,” "projects,” "contemplates,” "grows,” "believes,” "estimates,” "predicts,” "potential”, "commits”, or "continue” or the negative of these terms or other similar expressions. Accordingly, we caution you that any such forward-looking statements are not guarantees of future performance and are subject to risks, assumptions, and uncertainties that are difficult to predict. Among those risks and uncertainties are market conditions and the consummation of the offering of the Notes and the consummation of the capped calls transactions. Although we believe that the expectations reflected in these forward-looking statements are reasonable as of the date made, actual results may prove to be materially different from the results expressed or implied by the forward-looking statements. These forward-looking statements are subject to a number of important factors that could cause actual results to differ materially from those in the forward-looking statements, including, but not limited to, our relatively limited operating and revenue history as an independent entity and the nascent clean energy industry; anticipated increasing expenses in the future and our ability to maintain prolonged profitability; fluctuations of our order intake and results of operations across fiscal periods; potential difficulties in maintaining manufacturing capacity and establishing expected mass manufacturing capacity in the future; risks relating to delays, disruptions, and quality control problems in our manufacturing operations; risks relating to quality and quantity of components provided by suppliers; risks relating to our status as a relatively low-volume purchaser as well as from supplier concentration and limited supplier capacity; risks relating to operating as a global company with a global supply chain; changes in the cost and availability of raw materials and underlying components; failure by manufacturers, vendors, and suppliers to use ethical business practices and comply with applicable laws and regulations; significant reduction in pricing or order volume or loss of one or more of our significant customers or their inability to perform under their contracts; risks relating to competition for our offerings and our ability to attract new customers and retain existing customers; ability to maintain and enhance our reputation and brand recognition; ability to effectively manage our recent and future growth and expansion of our business and operations; our growth depends in part on the success of our relationships with third parties; ability to attract and retain highly qualified personnel; risks associated with engineering and construction, utility interconnection, commissioning and installation of our energy storage solutions and products, cost overruns, and delays; risks relating to lengthy sales and installation cycle for our energy storage solutions; risks related to defects, errors, vulnerabilities and/or bugs in our products and technology; risks relating to estimation uncertainty related to our product warranties; fluctuations in currency exchange rates; risks related to our current and planned foreign operations; amounts included in our pipeline and contracted backlog may not result in actual revenue or translate into profits; risks related to acquisitions we have made or that we may pursue; events and incidents relating to storage, delivery, installation, operation, maintenance and shutdowns of our products; risks relating to our impacts to our customer relationships due to events and incidents during the project lifecycle of an energy storage solution; actual or threatened health epidemics, pandemics or similar public health threats; ability to obtain financial assurances for our projects; risks relating to whether renewable energy technologies are suitable for widespread adoption or if sufficient demand for our offerings do not develop or takes longer to develop than we anticipate; estimates on size of our total addressable market; barriers arising from current electric utility industry policies and regulations and any subsequent changes; risks relating to the cost of electricity available from alternative sources; macroeconomic uncertainty and market conditions; risk relating to interest rates or a reduction in the availability of tax equity or project debt capital in the global financial markets and corresponding effects on customers' ability to finance energy storage systems and demand for our energy storage solutions; reduction, elimination, or expiration of government incentives or regulations regarding renewable energy; decline in public acceptance of renewable energy, or delay, prevent, or increase in the cost of customer projects; severe weather events; increased attention to ESG matters; restrictions set forth in our current credit agreement and future debt agreements; uncertain ability to raise additional capital to execute on business opportunities; ability to obtain, maintain and enforce proper protection for our intellectual property, including our technology; threat of lawsuits by third parties alleging intellectual property violations; adequate protection for our trademarks and trade names; ability to enforce our intellectual property rights; risks relating to our patent portfolio; ability to effectively protect data integrity of our technology infrastructure and other business systems; use of open-source software; failure to comply with third party license or technology agreements; inability to license rights to use technologies on reasonable terms; risks relating to compromises, interruptions, or shutdowns of our systems; changes in the global trade environment; potential changes in tax laws or regulations; risks relating to environmental, health, and safety laws and potential obligations, liabilities and costs thereunder; failure to comply with data privacy and data security laws, regulations and industry standards; risks relating to potential future legal proceedings, regulatory disputes, and governmental inquiries; risks related to ownership of our Class A common stock; 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and the factors described under the headings Part I, Item 1A. "Risk Factors” and Item 7. "Management's Discussion and Analysis of Financial Condition and Results of Operations” in our Annual Report on Form 10-K for the fiscal year ended September 30, 2024. If one or more events related to these or other risks or uncertainties materialize, or if our underlying assumptions prove to be incorrect, actual results may differ materially from what we anticipate. Many of the important factors that will determine these results are beyond our ability to control or predict. Accordingly, you should not place undue reliance on any such forward-looking statements. We qualify all forward-looking statements contained in this press release by these cautionary statements. Any forward-looking statement speaks only as of the date on which it is made, and, except as otherwise required by law, we do not undertake any obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise. New factors emerge from time to time, and it is not possible for us to predict which will arise. In addition, we cannot assess the impact of each factor on our business or the extent to which any factor, or combination of factors, may cause actual results to differ materially from those contained in any forward-looking statements. Contacts: Analyst Lexington May, Vice President, Finance & Investor Relations +1 713-909-5629 Email: [email protected] Media Email: [email protected]p/vip in telephone

Jessica Hamilton, a clinical psychologist at University of Kansas Health System, said people concerned about bitter political arguments during Thanksgiving gatherings could opt out of those conversations. She said holiday dinner hosts could set boundaries for guests to forbid quarrels about the November election. (Kansas Reflector screen capture from KU Health System YouTube channel) TOPEKA — Personal political agendas, social-media inflamed partisanship and tough-to-swallow outcomes in the 2024 election are likely to simmer as families with divergent perspectives gather around dinner tables for annual Thanksgiving meals. Instead of settling whether it was acceptable to substitute lasagna for turkey as the main course, folks were likely to argue about attributes and shortcomings of Donald Trump and Kamala Harris. Rather than consider whether the menu should include fried apples, braised collard greens, macaroni and cheese or roasted broccoli, relatives could slide into debate on the potential of tariffs igniting inflation. In lieu of conversation about whether pecan pie should be displaced by English toffee for dessert, diners might bicker about implications of Republicans simultaneously controlling the U.S. House and U.S. Senate. Clinical psychologists Greg Nawalanic and Jessica Hamilton, of the University of Kansas Health System, said supper-time strife could be reduced by taking a healthy approach to political differences. They recommended families and friends strive to set boundaries, be courteous, actively listen to others, express curiosity and focus on the big picture of a holiday associated with counting blessings. “If you are on the winning side, then that’s great for you. Have those feelings. Celebrate it. Maybe keep it inside of you. Talk to like-minded people about that,” Nawalanic said. “But when you have friends or family who were opposing, try to be gracious about it. Remember, they were just as invested as you were ... but now are very disappointed.” He said that during the two weeks after the Nov. 5 election about 90% of his counseling sessions were tied to ballot-box results. Hamilton said some of her patients were suffering anticipatory anxiety because they understood their personal political ideas didn’t align with others in the family. Some clients, she said, were experiencing political grief because a majority of voters didn’t see national, state or local candidates in the same way or took a contrary position on taxation, gambling or abortion questions. She said the desire of people to stand up for personal values made it difficult to accept the political opinions of rivals. One option on Thanksgiving was to not participate in political dialogue at the dinner table, she said. Those who do ought to take a deep breath before commenting to avoid escalating a rhetorical quarrel, she said. “If you want to engage, I would say engage in a way that is true to the kind of person that you want to be,” Hamilton said. “Are you wanting to be ‘right’ as far as politics go? Or, do you want to be understanding and recognize that there is a difference and be respectful?” She suggested individuals direct conversations toward poignant or humorous family stories and histories rather than squabble about political events capable of driving people apart. Hamilton said it would be acceptable for a Thanksgiving host to set ground rules in advance that precluded back-and-forth friction on political topics. Adults and children might be well-served by looking at election results through the lens of good sportsmanship, she said. “We teach our kids this,” she said. “Why aren’t we displaying that as adults? How can we be good sports and appreciate one another?” Nawalanic said the environment of some Thanksgiving gatherings could be compared to a visit to a dentist. It might not be pleasant, he said, but the agony was of limited duration. He said individuals consumed political news in different ways with some remaining glued to social media and others taking passive interest until Election Day. He said social media amplified discord during the 2024 elections. In the end, he said, technology played a larger role in this election because messaging left little room to calmly consider the range of candidates and issues. “We have to understand that when we go into these conversations there’s been an echo chamber that is so reinforced and impregnable,” Nawalanic said. “If you try to talk or communicate at your dinner table the way you’re doing it online — if you’re one of those little snipers who wants to nail you — let’s not do that.” He advised people to resist the temptation to sever family relationships based on results of November’s voting. Perhaps it would be best to explore more substantive reasons for contemplating closure of those doors, he said. “If you’re considering ending a relationship because of politics, it’s probably less about the politics and more about personality attributes in the way they’ve gone about it,” Nawalanic said. Nawalanic said it could be useful to snack before arriving for the big Thanksgiving meal, because hunger could trigger what he referred to episodes of “hanger” when controversial topics were broached. He said consumption of alcoholic beverages ought to be minimized at dinners where discord could arise because “wine is not adaptive coping.” He said it was important to remember this year’s snapshot of people around the dinner table was certain to change by next year. “Do you want to look back on this Thanksgiving and think, ‘It was such a nice, lovely family time together and a great meal,'” Nawalanic said. “Or, do you want to remember, ‘I burned her with that comment. When I said that, she felt it.'”

Indiana tries to snap 3-game losing skid to Nebraska

Bitcoin pushes the $100K mark

Major stock indexes we mixed on Wall Street in afternoon trading Monday, marking a choppy start to a holiday-shortened week. The S&P 500 rose 0.6%. The Dow Jones Industrial Average slipped 21 points, or 0.1% as of 2:22 p.m. Eastern time. The tech-heavy Nasdaq composite rose 1%. Gains in technology and communications stocks helped outweigh losses in consumer goods companies and elsewhere in the market. Semiconductor giant Nvidia, whose enormous valuation gives it an outsize influence on indexes, rose 3.6%. Broadcom jumped 5.7% to also help support the broader market. Walmart fell 2.2% and PepsiCo slid 1.3%. Japanese automakers Honda Motor and Nissan said they are talking about combining in a deal that might also include Mitsubishi Motors. U.S.-listed shares in Honda jumped 12.1% , while Nissan fell 0.9%. Eli Lilly rose 3.3% after announcing that regulators approved Zepbound as the first and only prescription medicine for adults with sleep apnea. Department store Nordstrom fell 1.7% after it agreed to be taken private by Nordstrom family members and a Mexican retail group in a $6.25 billion deal. The Conference Board said that consumer confidence slipped in December. Its consumer confidence index fell back to 104.7 from 112.8 in November. Wall Street was expecting a reading of 113.8. The unexpectedly weak consumer confidence update follows several generally strong economic reports last week. One report showed the overall economy grew at a 3.1% annualized rate during the summer, faster than earlier thought. The latest report on unemployment benefit applications showed that the job market remains solid. A report on Friday said a measure of inflation the Federal Reserve likes to use was slightly lower last month than economists expected. Worries about inflation edging higher again had been weighing on Wall Street and the Fed. The central bank just delivered its third cut to interest rates this year, but inflation has been hovering stubbornly above its target of 2%. It has signaled that it could deliver fewer cuts to interest rates next year than it earlier anticipated because of concerns over inflation. Expectations for more interest rate cuts have helped drive a 25% gain for the S&P 500 in 2024. That drive included 57 all-time highs this year. Inflation concerns have added to uncertainties heading into 2025, which include the labor market's path ahead and shifting economic policies under an incoming President Donald Trump. "Put simply, much of the strong market performance prior to last week was driven by expectations that a best-case scenario was the base case for 2025," said Brent Schutte, chief investment officer at Northwestern Mutual Wealth Management Company Treasury yields rose in the bond market. The yield on the 10-year Treasury rose to 4.59% from 4.53% late Friday. European markets were mostly lower, while markets in Asia gained ground. Wall Street has several other economic reports to look forward to this week. On Tuesday, the U.S. will release its November report for sales of newly constructed homes. A weekly update on unemployment benefits is expected on Thursday. Markets in the U.S. will close at 1 p.m. Eastern on Tuesday for Christmas Eve and will remain closed on Wednesday for Christmas.

ABUJA – The House of Representatives has approved for the second reading a bill seeking to establish the National Commission for Technology Transfer, Acquisition, and Promotion. The proposed bill according to lawmakers, will play a pivotal role in monitoring the inflow of foreign products and technology into Nigeria. It aims to enhance local capacity, regulate the adoption of foreign technologies, and ensure the strategic transfer of technology for national development. The sponsor of a new bill, Hon. Clement Jimbo from Akwa Ibom State, has emphasized its potential to harness Nigeria’s vast and active population to create jobs, particularly for the youth. According to him, the proposed legislation seeks to stimulate the processing of raw materials into finished goods, increase the nation’s Gross Domestic Product (GDP), and facilitate the transfer of advanced technology to Nigeria. Leading the debate on the bill’s general principles, the PDP lawmaker highlighted the overarching goal of the legislation: ensuring value addition to the country’s solid minerals exploration. He argued that by focusing on regular value addition, Nigeria can unlock the full economic potential of its natural resources and position itself as a competitive player in the global market.Syrians celebrate changeWASHINGTON (AP) — The Senate is pushing toward a vote on legislation that would provide full Social Security benefits to millions of people, setting up potential passage in the final days of the lame-duck Congress. Senate Majority Leader Chuck Schumer, D-N.Y., said Thursday he would begin the process for a final vote on the bill, known as the Social Security Fairness Act , which would eliminate policies that currently limit Social Security payouts for roughly 2.8 million people. Schumer said the bill would “ensure Americans are not erroneously denied their well-earned Social Security benefits simply because they chose at some point to work in their careers in public service.” The legislation passed the House on a bipartisan vote, and a Senate version of the bill introduced last year gained 62 cosponsors. But the bill still needs support from at least 60 senators to pass Congress. It would then head to President Biden. At least one GOP senator who signed onto similar legislation last year, Sen. Mike Braun of Indiana, said he was still “weighing” whether to vote for the bill next week. “Nothing ever gets paid for, so if it's further indebtedness, I don't know,” he said. Decades in the making, the bill would repeal two federal policies — the Windfall Elimination Provision and the Government Pension Offset — that broadly reduce payments to two groups of Social Security recipients: people who also receive a pension from a job that is not covered by Social Security and surviving spouses of Social Security recipients who receive a government pension of their own. The bill would add more strain on the Social Security Trust funds , which were already estimated to be unable to pay out full benefits beginning in 2035. It would add an estimated $195 billion to federal deficits over 10 years, according to the Congressional Budget Office . The nonpartisan Committee for a Responsible Federal Budget also estimates that if passed, the policy would hasten the Social Security program's insolvency date by about half a year as well as reduce lifetime Social Security benefits by an additional $25,000 for a typical dual-income couple retiring in 2033. Sen. John Thune, the no. 2 Republican in leadership, acknowledged that the policy has strong bipartisan support, but said some Republicans also want to see it “fixed in the context of a broader Social Security reform effort.” Conservatives have opposed the bill, decrying its cost. “Even for something that people consider to be a good cause, it shows a lack of concern for the future of the country, so I think it would be a big mistake,” said Sen. Rand Paul, a Republican from Kentucky. Still, other Republicans have pushed Schumer to bring it up for a vote. Sen. Bill Cassidy, R-La., said last month that the current federal limitations “penalize families across the country who worked a public service job for part of their career with a separate pension. We’re talking about police officers, firefighters, teachers, and other public employees who are punished for serving their communities.” He predicted the bill would pass. ___ Stephen Groves, The Associated Press

New Jersey fines firms $40K for sports betting violationsIgnatiev Writing about Aixtron ( OTCPK:AIXXF ) in June of this year, I noted the risks inherent in trying to pick bottoms (or tops) in the cyclical semiconductor tools space, and so it has proved to be. With ongoing weakness in silicon carbide (or SiC) and gallium nitride (or Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

Via Middle East Eye As this year comes to an end, the most populous Arab country remains a stagnant mammoth with a slowly rotting political order, lacking domestic legitimacy and kept alive only by a continuous lifeline of cash from the West and Arab Gulf states who fear the repercussions of the Egyptian regime’s implosion. The year started with Abdel Fattah el-Sisi, who is now 70, renewing his presidential term until 2030 after an electoral circus whose outcome was determined from the start. His only serious competition, former parliamentarian Ahmed Tantawi, was swiftly jailed . Egypt’s secret police, Homeland Security , continued throughout the year targeting all forms and shades of dissent, both online and offline, keeping citizens incarcerated in an endless labyrinth of fabricated cases , dubbed by rights lawyers as a process of "rotation" . Prison conditions remain draconian, and detainees have repeatedly gone on hunger strikes to protest torture and maltreatment. More than 50 incarcerated people have died in interior ministry-run prisons, Homeland Security branches and police stations this year. Criticism of the president or regime officials in the mainstream media is virtually non-existent . Most media outlets are officially owned and micromanaged by one company created by the General Intelligence Service (GIS). A handful of online independent news sites operate under strict conditions, are censored and denied media licences and face constant harassment . At the time of writing, at least 24 journalists and media workers remained in prison, according to the Egyptian Journalists Syndicate. Street activism, which experienced a rare, sudden revival in October 2023 with the outbreak of the Gaza war , was quickly crushed by security services , who ensured the streets remained quiet. A year later, more than 100 people are still in prison for taking part in peaceful solidarity actions with the Palestinian people. Syria shows the way? While organized street dissent remains under siege, spontaneous social protests by politically unaffiliated citizens involving confrontations with state forces have become increasingly frequent. Specifically, there have been industrial actions over wages and working conditions, as well as protests over housing, evictions and road safety. Since the 2013 coup, the regime has embarked on one of the biggest demolition campaigns in Egypt’s modern history, part of its militarised urban restructuring . Architect Omnia Khalil estimates that roughly 10 percent of the residents of Giza and Cairo alone have been displaced since 2013. This onslaught has triggered long-running fights against evictions, which have turned into clashes with the military and police, such as in Jemima, Port Said, Warraq and elsewhere. These protests should be monitored because they will likely escalate in the coming year. Earlier this month, Egyptians watched in jubilation as the brutal dynastic dictatorship of Bashar al-Assad fell. How this will play out for the millions who live under Sisi's brutal dictatorship remains to be seen. With the destruction of the Egyptian opposition and almost daily acts of state terror against the slightest sign or gesture of dissent , a repetition of the 2011 domino effect is unlikely - at least in the short run. However, there are certainly those in Egypt who are watching the Syrian events and contemplating whether an armed insurgency is the only way to topple Sisi, just as the Syrian 'rebels' did. Needless to say, the rebels' victory will boost political Islam in Egypt and elsewhere . Sisi is also nervous about the events in Syria. Roughly one week after Assad's downfall, he met with military commanders, senior police officials, the GIS chief, the prime minister and several other top government officials at the defense ministry's strategic command headquarters in the new administrative capital to discuss the impact of the regional wars in Syria and Gaza. Humanitarian organizations and media reports have estimated that there are some 70,000 political prisoners under Sisi ... "Sisi's prisons are no less horrifying than the atrocities of Syria's prisons." After Syria's rebels freed scores of political detainees, Egyptians are calling for the same in Egypt. Since 2013, Egypt's President Sisi has detained over 60,000 political prisoners nationwide. pic.twitter.com/ZCdvGc7Knq Speaking to his publicists on the same day, he called on the people to unite and safeguard the Egyptian state. "There are two things I've never done, thanks to God," he said . "I neither stained my hands with anyone's blood nor took anyone's money." Military business Despite pressure from international donors - and occasionally, prominent Egyptian businessmen - on the regime to remove the army from the civilian economy, the military continues to expand its control . It manipulates free-market forces in its favor and uses its clout to impose itself in partnerships with local and global capital. In 2024, Sisi continued to dodge calls to privatize military corporations or curb their influence. On the contrary, they were given more monopolies and a larger share of the pie. Early this month , Prime Minister Mostafa Madbouly announced plans to list several companies affiliated with the military on the Egyptian Exchange. However, this is not the first time such statements have been made. Sisi announced in November 2022 that two military firms - a petrol company and a bottled water producer - would be listed on the stock exchange. A few months later, Madbouly announced that 10 more army companies would be offered on the stock market. To date, no single military firm has been privatised. There is a good reason why the regime has been procrastinating all those years with selling those firms. At this point, Sisi’s loyal constituency is confined to the officer corps. His popularity among all social classes in Egypt, including sections of big capital, has hit rock bottom. Antagonising the brass or messing with their economic privileges could prove fatal in such turbulent times. So, is the regime finally embarking on privatizing the army’s firms? The devil is always in the details. According to Madbouly’s statements, parts of the firms will be sold directly to a "strategic investor", though no specifics were provided regarding the identity of these investors or the percentage of shares to be sold. Also, the firms will not be fully privatized, but a percentage will be offered in the stock market. Again, it is unclear what percentage. Some possible scenarios to watch in 2025 include stocks being sold to civilian investors who act as fronts for the military or to companies that the military partially or wholly owns. For instance, the army’s National Service Projects Organization (NSPO) holds a 20 percent stake in Taqa Arabia, which is seen as a potential bidder for Wataniya - one of the four firms to be listed. If Sisi takes something away from the army with one hand, he will compensate them for it with the other hand. This could mean more concessions in other sectors, allocated lands and so on. For example, while planning the privatization of Silo Foods, the Egyptian Air Force (EAF) is now, in effect, running the agricultural production sector and has recently been given a monopoly over grain imports . Crisis of hegemony In the summer of 2023, Sisi signed a law ending tax exemptions for government economic activities. But tax exemptions for army business ventures remained in place, as the new law included an exception for economic activities related to “national security”, which could be conveniently interpreted as anything related to the military. In the coming year, the regime is likely to continue evading calls to reform the military-economic complex. It will likely resort to maneuvers such as floating military firms in the stock market, only to buy them through other companies and businessmen who are fronts for the army, or curbing the privileges of military corporations in one sector, only to compensate in another. Egyptian President Abdel Fattah El-Sisi unveiled the new administrative capital and presidential palace, built 45 kilometers east of Cairo in the desert, during the D-8 summit. The mega city, comparable in size to Hamburg, cost $45 billion. pic.twitter.com/J1YnIm0ttG Meanwhile, news emerged this month that Ibrahim al-Organi , a criminal smuggler-turned-militiaman and state-sponsored businessman, is planning to launch a political party. An official declaration has yet to be made. But if the project proceeds, the proposed party will contest the parliamentary and senate elections in 2025. (I stress “if”, as Organi has not publicly confirmed this, and the project could ultimately be scrapped.) But we must ask why such plans are being floated. This is not necessarily driven by Organi’s personal ambitions. He is an agent for the state and can be easily replaced at any point if the regime deems him useless or harmful. Rather, this is driven by the regime’s crisis of hegemony . Sisi is ruling solely by coercion, unlike his predecessors and has eviscerated the civil society and political institutions that manufacture some necessary level of consent, which is crucial for the endurance of the regime and the state. Political desert Sisi desperately needs something a la former President Hosni Mubarak’s National Democratic Party (NDP). But so far, he has failed to replicate it, including through the miserable Nation’s Future Party, whose public events for shoring up support for Sisi only backfire and turn into anti-regime protests . Attempts at rigging the votes in professional syndicates either fail or descend into pure thuggery , causing scandals that the regime has to scramble to manage. News of Organi’s proposed political party is the latest attempt to “create politics” in a country whose political scene has become wholly desertified. The total reliance on foreign debt has led to domestic fallout, widening class gaps in Egypt and a state of social decay , along with a decline in Cairo’s regional clout and soft power . From an active regional hegemon under previous regimes, Sisi’s Egypt is now dependent on foreign loans, grants and continuous bailouts by regional and international donors who see Egypt as "too big to fail" and do not want to risk further instability in the Middle East . As a result, Sisi has been unable to steer the course of events in Egypt’s traditional spheres of influence. Instead, he has either suffered diplomatic defeats or brought Egypt to a state of shameless complicity in the ongoing genocide on his eastern border under the watchful eyes of his military. In the coming year, Egypt will remain relevant to the Israeli - Palestinian conflict by virtue of geographical proximity, which puts it in control of Gaza’s only exit to the outside world - the Rafah crossing. While incapable of forcing Israel to withdraw from the Philadelphi Corridor along its border, Cairo will continue to pressure the weaker side - the Palestinians - into concessions and compromises to prove its own worth to the Trump administration in the US .Chandigarh: After the go ahead from the govt, the Haryana State Election Commission (SEC) is all set to conduct the elections to 27 civic bodies, including three municipal corporations and an equal number of municipal councils, in the first week of Feb. The commission is expected to release the draft electoral rolls next week. Objections will be called for the preparation of the final list of electoral rolls by the first week of Jan. Since one week’s time is mandatory between the publishing of the final list of electoral rolls and the announcements of polls, it is expected that the poll schedule could be announced by the second week, latest by Jan 14, sources said. Enquiries revealed that the three municipal corporations expected to go to polls include Gurugram, Faridabad, and Manesar, while the municipal councils where the elections will be held include Ambala Cantonment, Pataudi Mandi, and Sirsa. The commission is expected to announce the election schedule in the second week of Jan if all goes as per the plan. As of now, the deputy commissioners, who also hold the positions of district election officers, have been directed to complete the formalities related to final ward-wise electoral rolls by the first week of Jan. According to sources, the govt has recommended elections to 34 civic bodies. Elections for the remaining civic bodies, as well as for the mayoral posts in Ambala and Sonipat, can be held in the second round. Political parties have also started their preparations for the civic polls. Chief minister Nayab Singh Saini and Haryana BJP president Mohan Lal Kaushik on Friday chaired a joint meeting of the core group of the party in Delhi to chalk out a strategy for the civic polls. After the meeting, the two called on senior BJP leaders, including Union minister Manohar Lal Khattar and Lok Sabha MP Biplab Deb. Haryana Pradesh Congress Committee president Udai Bhan also indicated that the party was gearing up for the municipal elections in Gurugram, Faridabad, and Manesar. The party will decide on a strategy for participation in the elections to municipal councils and municipal committees, he added. Last week, AAP Haryana unit chief Sushil Gupta, the former Rajya Sabha MP, had announced their participation in the civic polls. We also published the following articles recently State poll commissioner crucial for civic elections: SEC officials Maharashtra's State Election Commissioner position has been vacant since September, delaying crucial local body elections. With the new government formed, officials urge swift appointment of a commissioner to schedule upcoming municipal and gram panchayat polls. Opposition criticizes the delay, citing the importance of the SEC in overseeing local elections. Hry races to finalise civic poll schedule before Jan 4 Haryana's government has committed to holding long-delayed municipal elections by February 4, 2025. The announcement comes after a High Court petition highlighted the disruption caused by postponed polls, including sanitation issues and infrastructure decay in major cities like Gurgaon and Faridabad. The state will release the election schedule by January 4, 2025, following a delimitation process. Ludhiana municipal corporation elections: 34 candidates file nominations ahead of December 21 polls Nominations for the Ludhiana municipal corporation elections are underway, with 34 candidates filing papers on the third day, bringing the total to 26. Nine additional nominations were submitted for Sahnewal and Malaud Nagar Panchayat elections. The deadline is December 12, followed by scrutiny on December 13 and withdrawal until December 14.

Libra, Weekly Horoscope, December 01 to December 07, 2024: Love prospects look promising for both singles and married individuals

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Saudi Arabia banned film for 35 years. The Red Sea festival is just one sign of the industry's rise

Saudi Arabia banned film for 35 years. The Red Sea festival is just one sign of the industry's rise

Congress MP Rakibul Hussain has alleged that Assam Chief Minister Himanta Biswa Sarma resorted to controversial tactics, including hosting a beef party, to sway minority voters in Samaguri during the recently concluded elections. The allegations were made during a press conference on November 30, following the BJP's surprising win in the constituency. Hussain, whose son was the Congress candidate in Samaguri and faced defeat, claimed that Sarma’s actions were politically motivated to influence the voting patterns of minority communities. “Chief Minister Himanta Biswa Sarma organized beef feasts to win the favour of minority voters,” Hussain alleged, adding that such tactics represent a stark departure from the BJP’s typical stance on such issues. Also Read: Samaguri has historically been a Congress stronghold, making BJP’s victory a significant political upset. However, these allegations have further fueled the political debate in the state, as parties prepare for future electoral battles. The BJP has not yet issued a response to Congress MP Hussain’s claims. Assam Chief Minister Himanta Biswa Sarma has revealed the BJP’s focused strategy for the 2026 Assam Assembly elections, asserting that the party is actively working to strengthen its presence in constituencies with significant minority populations. Speaking to the media, CM Sarma identified Rupohi, Samaguri, Laharighat, East Goalpara, South Karimganj, and North Karimganj as key constituencies where BJP has started preparations for a serious electoral contest.By JIM VERTUNO AUSTIN, Texas (AP) — Texas Attorney General Ken Paxton has sued the NCAA to block the participation of transgender athletes in women’s sports, arguing that it tricks and misleads fans. The lawsuit filed in state district court in Lubbock and announced Sunday, argues the NCAA violates the Texas Deceptive Trade Practices Act by promoting women’s sports that may include a transgender athlete. The law is designed to protect consumers from being misled or tricked into buying products or services that are not as advertised, the lawsuit said. The Texas lawsuit is the latest attempt by conservative politicians to target transgender athletes and push the NCAA into banning them from competition. President-elect Donald Trump has said he wants to stop trans athletes from competing . The lawsuit seeks an injunction to stop the NCAA from allowing transgender athletes to compete in women’s sports in Texas, or in sports that involve Texas programs. Or it wants the court to require the NCAA to stop marketing events as “women’s” sports if transgender athletes are allowed. In a statement, Paxton appeared to reference the recent controversy involving San Jose State women’s volleyball , where several opponents forfeited matches this season on grounds the Spartans had a transgender player. A federal court last month refused to block the school from playing in the Mountain West Conference championship. “When people watch a women’s volleyball game, for example, they expect to see women playing against other women, not biological males pretending to be something they are not,” Paxton said. “Radical ‘gender theory’ has no place in college sports.” The Associated Press is withholding the player’s name because she has not publicly commented on her gender identity and through school officials has declined an interview request. Paxton accused the NCAA of “intentionally and knowingly jeopardizing the safety and wellbeing of women” and turning women’s sports into “co-ed competitions.” The NCAA does not track data on transgender athletes among the 544,000 currently competing on 19,000 teams at various levels across the country. NCAA President Charlie Baker testified in Congress earlier this month that he was aware of fewer than 10 active NCAA athletes who identified as transgender. “College sports are the premier stage for women’s sports in America, and while the NCAA does not comment on pending litigation, the Association and its members will continue to promote Title IX, make unprecedented investments in women’s sports and ensure fair competition in all NCAA championships,” the NCAA said in a statement Monday. Brooke Slusser, the San Jose State volleyball co-captain who was among the group of players who sued the Mountain West Conference over her teammate’s participation, praised the Texas lawsuit on social media. “Hey NCAA, just in case you haven’t realized yet this fight will just keep getting harder for you until you make a change!,” Slusser posted on X . The NCAA established a policy in 2010 that requires trans athletes who were assigned male at birth to complete at least one year of testosterone suppression therapy before being eligible to compete on a women’s team. Trans athletes who were assigned female at birth and transitioned to male can compete on a men’s team but if they have received testosterone treatment are ineligible to compete on a women’s team. The athletes are required to meet their chosen sport’s standard for documented testosterone levels at various points during a season. In 2022, the NCAA revised the policy in what the organization called an attempt to be aligned with national sports governing bodies. If a governing body does not have a trans athlete policy, then it scales up to the international federation that oversees the sport. If there is no international federation policy, previously established Olympic policy criteria would be followed.

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WATCH: Fallon prices security fence at Butler, Pa. rally at $410

Britain 'must rescue it's lost boys' or 'watch them fill our prisons'

Loki child star Jack Veal has provided an update after revealing he is now homeless. The 17-year-old British actor, who starred as Kid Loki in the popular Tom Hiddleston -led Disney + series, shared a TikTok on Monday (December 2), sharing that he was living on the streets and seeking help. “Social services refuses to help me, despite what I’ve told them,” Veal explained. “I am desperate. I have been sleeping in the streets. I’m currently sleeping in a trailer that has smashed-in windows; it’s unsafe.” Calling life hard and saying that he “has nothing else,” he continued: “I am on my knees, begging for you guys to just share this, do something, spread the message about how the government are treating kids.” Veal — also known for his role in Netflix’s The End of the F***ing World and Amazon Prime Video’s The Peripheral — claimed that he “didn’t have a very good upbringing.” “I struggle with mental health, like autism, ADHD, and [have been] screened for bipolar and psychosis,” he said. He went on to give a tour of the trailer he’s been living in, noting that it gets cold because the windows are broken. “But I cope. There’s no electricity, so I have to use a power bank and cycle through those,” Veal said. “I need help. Please share, please share it with whoever you can. You don’t have to pay me anything; I don’t need anything. I just need you to make this go as viral as possible. I will continue to put more stuff out. But please, I need help.” In a video the following day, he tearfully shared that he had received a call from social services “to potentially get me into foster care and supportive accommodations.” “I don’t know what you guys have done, but it’s gotten out there, and it’s really really helped me. They’re taking action now, they’re actually doing something. So God bless you all,” he said. “I’ll let you know how the meeting goes — there’s no promises, but this is the first time they’ve ever considered me for accommodations, so thank you. Thank you so much, I love you all.” Veal has since posted another update on Wednesday (December 4), sharing that he met with social services but is “still homeless.” “They’ve told me that I need to be street homeless again or return home,” he said, “until they find me a foster care placement, which might take a while. They’re telling me days, which is probably gonna be weeks, because they lie. So I’m gonna have to be street homeless.” Stating that he doesn’t know what to do, Veal added: “This is another call out for help. I had hope, but again they’re not doing anything. They want to put me in foster care, but in the meantime, I have to stay on the streets. It’s f***ing ridiculous.”Hunter Biden gun case terminated after President Joe Biden's sweeping pardon

Quebec Liberals want to ban supervised injection sites near schools, daycares

2 convicted in human smuggling case after Indian family froze to death on US-Canada borderSyracuse, Albany each hoping to get right at expense of the other

Avoid Cold Water Surprises with a Pre-Holiday Water Heater CheckJammu, Dec 7: Minister for Jal Shakti, Forest, Ecology & Environment and Tribal Affairs, Javed Ahmad Rana, today conducted inspection of Gujjar and Bakerwal hostels in Jammu. He visited Gujjar & Bakerwal Girls Hostel Wazarat Road and Gujjar and Bakerwal Boys Hostel Wazarat Road to take stock of their functioning and the facilities available for the inmate students. He checked the water facilities, menu, classrooms, library services, recreation Hall for students, etc. He also ascertained about teaching modules and schedules. Javed Rana directed that the students should be provided with all the facilities for their overall development. During his visit, the Minister instructed, Director Tribal Affairs, Ghulam Rasool to closely monitor and improve functioning of all hostels across Jammu and Kashmir. While interacting with the staff, Javed Rana enquired about the performance of the students and asked the staff to provide full assistance to students to prepare them for competitive examinations. During his visit, he also instructed the tutors to improve writing skills in students. He said that writing skills at the primary level plays a crucial role in shaping a young student’s educational path, helping them excel academically and unlock future opportunities. Maintaining that development goes beyond simply meeting school requirements, Javed Rana said that it is about enabling children to articulate their ideas, engage in meaningful discussions, and tap into their creative potential. The Minister also instructed the Director Tribal Affairs to organise seminars, debates and other co-curricular activities for the overall development of the students. He said that teachers should make optimum use of their time and resources for the benefit of the student community.

Syracuse, Albany each hoping to get right at expense of the other

Final Jeopardy Today November 27, 2024 – Question, Answer, Wages & Winner By The is all about state trivia. Kevin Laskowski became a two-time champion after being the only contestant to provide the right answer in . His total winnings come to $39,400, which he will hope to build upon when he faces stay-at-home mom Julia Schan from California and social studies teacher Drew Wheeler from Georgia. Here are the question and answer for Final Jeopardy on 11/27/2024, including the wagers and the winner of the match. Final Jeopardy Question for November 27 The Final Jeopardy question for November 27, 2024 is in the category of “State Songs” and has the following clue: Its 15 official state songs include 2 that mention moonshine & 3 played in 3/4 time The answer can be found at the bottom of this guide, so you have a chance of solving it before you see the answer. Final Jeopardy Wagers and Winner for November 27 Today’s match was a low-scoring affair, but Kevin still managed to come from behind and win in the November 27 match. He was one of two contestants to get the Final Jeopardy clue correct. Julia had the lead going into the segment with $8,600, but she unfortunately guessed “Louisiana.” She lost a wagered $5,001 and left in third place with $3,599. Kevin wasn’t too far behind with $6,800 and nearly risked it all with a $6,799 wager. His correct response had him finish with $13,599 for a three-day total of $52,999. It looks like he will appear in the Tournament of Champions. Meanwhile, Drew had $6,300 and earned $2,400 with his correct response as well. He finished in second place with $8,700. Final Jeopardy Answer for November 27 The correct answer for Final Jeopardy on November 27, 2024 is “What is Tennessee?'” This is quite a tough clue since it combines state trivia and music. Moonshine typically refers to states in Appalachia, so the right answer could be Kentucky, Tennessee, North Carolina, Pennsylvania, West Virginia, and more. The clue’s hint of a 3/4 time signature is a bit broad as well, but we suppose country and bluegrass music has a higher frequency of songs in 3/4 (but still, that’s very general). Nick Tan is a SEO Lead Writer for GameRevolution. Once upon a time, his parents took away his Super Nintendo as a punishment. He has sworn revenge ever since. Share article

RECAP: Asian equities rose yesterday, with technology stocks in the region rebounding from a selloff that had been prompted by concerns over the revenue outlook for Nvidia Corp. Thai shares little changed from a week earlier, as investors fretted about Donald Trump's tariff policies and awaited news of more domestic economic stimulus. The SET Index moved in a range of 1,435.78 and 1,471.48 points this week before closing yesterday at 1,446.30, up 0.3% from the previous week, with daily turnover averaging 42.93 billion baht. Brokers were net buyers of 2.39 billion baht, followed by foreign investors at 1.02 billion baht. Retail investors were net sellers of 2.9 billion baht and institutions 511.16 million. NEWSMAKERS: Gold had its best week in a year, gaining 5% on safe-haven demand amid escalation in the Russia-Ukraine war. Spot gold hit $2,687 an ounce after reports that Russia had launched an intercontinental ballistic missile on Ukraine. Russian President Vladimir Putin has signed a decree approving the use of tactical nuclear weapons following Ukraine's use of US long-range missiles to strike deep into Russian territory. Japanese Prime Minister Shigeru Ishiba has announced a ¥22-trillion ($142 billion) stimulus package covering wage increases, cash handouts to low-income households, semiconductor and AI investment support and energy subsidies. The International Monetary Fund warns that retaliatory tariffs between the US and China would undermine Asia's economic opportunities, hurting export-dependent countries, eroding supply chain efficiency and driving up US inflation. The parent of the Chinese e-commerce platform Temu, PDD Holdings, said sales growth slowed amid intensified competition and consumer caution in its home market. Revenue in the quarter to Sept 30 was 99.4 billion yuan ($13.7 billion), up 44% from a year earlier. Apple Inc has offered to raise its investment in Indonesia tenfold to $100 million within two years in exchange for lifting a ban on sales of the iPhone 16. Nvidia's third-quarter results exceeded market expectations, with total revenue up 94% year-on-year, driven by 112% growth in data centre business. However, concerns about overheating in a new AI chip could delay data centre launches. Thailand is entering a prime period for investment, Prime Minister Paetongtarn Shinawatra told the Forbes Global CEO Conference. She announced five stimulus measures for the short and long term, focusing on real estate, infrastructure, agricultural sector upgrades, tourism promotion and private investment support to address economic restructuring. Household non-performing loans (NPLs) rose 14% year-on-year to 1.2 trillion baht in the third quarter, while there are growing concerns over the bad debt of small businesses, which rose 20%, according to the National Credit Bureau. Thailand's economy grew in the third quarter by 3%, driven by non-agricultural production, services and accelerated government investment, said the National Economic and Social Development Council. But it has revised down its full-year forecast to 2.6% from 2.5% and projects just 2.8% growth in 2025. Risks include Donald Trump's economic policies and high household and business debt levels. The University of the Thai Chamber of Commerce estimates that 60% US tariffs on Chinese goods, if they materialise, would cause economic damage of 160 billion baht to Thailand. Exports would drop 1.5% and GDP growth would be 0.9 percentage points lower than projections. A Board of Investment team has visited Shanghai to attract investment amid Chinese company concerns over US election results. They met with battery and electronics companies to promote Thailand as a production base. In the first nine months, Chinese investment applications in Thailand reached 114 billion baht. Tourism and Sports Minister Sorawong Thienthong has asked the Tourism Authority of Thailand to finalise details of the "We Travel Together" promotion with the Ministry of Finance. It is expected to be ready for the next off-peak (March-June) tourist season. The Thai National Shippers Council says rapid baht depreciation benefits exports and recommends foreign-exchange risk hedging. It sees an appropriate baht value at 34-35 to the US dollar. New appointees to the tripartite national wage committee are awaiting cabinet approval, say Government House sources. The committee is expected to meet in December as the government continues its push to raise the minimum wage to 400 baht a day nationwide, from the current range of 330 to 370 baht. The economic stimulus board has approved in principle a proposal under which banks would suspend interest payments for three years for qualified debtors. The Bank of Thailand reportedly will consider halving banks' Financial Institutions Development Fund contributions to 0.23% to free up funds for them to cover an interest moratorium. The Ministry of Finance expects phase 2 of the 10,000-baht handout to 4 million people aged 60 and above to start in December. Phase 3, covering 14 million people and costing 140 billion baht, is expected to start in April. The Ministry of Finance is ready to convert all the debt it is owed by Thai Airways International to equity, asking the cabinet to allow it to maintain a stake of at least 40%. THAI is expected to exit rehabilitation soon and resume trading on the SET in May 2025. The Association of Investment Management Companies says 16 member firms are ready to offer 42 Thai Environmental, Social and Governance (ThaiESG) funds, with at least five new funds targeting investment of at least 25 billion baht this year. The real estate sector is preparing to benefit from the Trump effect, with condominiums worth 30 billion baht awaiting transfer. The industry is also monitoring Chinese and Taiwanese companies aggressively buying land in Chon Buri and Rayong, building factories outside industrial zones with a boom in warehouses, offices and residences. Thai condominium unit sales to Myanmar nationals in the first nine months of 2024 tripled from a year ago, making them the second-largest group of foreign buyers after those from China. Shares of Delta Electronics (Thailand) plunged almost 20% early Wednesday after the SET imposed market surveillance measures on the bourse's largest stock in terms of market capitalisation, citing unusual trading patterns. COMING UP: On Monday, South Korea announces consumer confidence and Singapore announces October inflation. Tuesday brings US consumer confidence and new home sales, and a Reserve Bank of New Zealand rate decision. On Wednesday, the US will report revised third-quarter GDP and updated personal consumption expenditure. On Thursday Germany and Japan will report inflation, and Japan will update industrial production. Locally, Bangkok Insurance will discuss its 9-month results on Monday, and Thai Airways will hold a briefing on its rehabilitation plan on Wednesday. The SET will discuss its 2025-27 business plan on Thursday. STOCKS TO WATCH: InnovestX Securities recommends stocks expected to benefit from new stimulus, the second phase of the 10,000-baht handout, Easy e-Receipt and other factors. They include Commerce plays CPALL, CPAXT, CRC, HMPRO and TNP. Beneficiaries of a strong dollar and a weak baht are CPF and DELTA, and tourism plays AWC, AOT and MINT. Stocks expected to outperform and report strong Q4 earnings include GULF, OSP, CBG, AMATA, AU and TIDLOR. Finally, look for stocks with high dividend yields and expected to be targets of the Vayupak Fund and tax-deductible funds, notably BBL, ADVANC and HMPRO. Asia Plus Securities sees rising Russia-Ukraine tension pushing up oil prices. The first resistance, at $76 a barrel, is positive for local oil and refinery stocks including IRPC, BCP, PTTEP, PTT and PTTGC. TECHNICAL VIEW: Trinity Securities sees support at 1,420 points and resistance at 1,470. Asia Plus Securities sees support at 1,435 and resistance at 1,467.CARSON, Calif. — The LA Galaxy finished 26th in the 29-team Major League Soccer standings just one season ago, and their biggest supporters boycotted certain matches to protest a decade of poor performance. The most successful club in league history seemed light years away from its luminous prime. When the Galaxy raised the MLS Cup again Saturday amid confetti and fireworks, their spectacular transformation was complete. In only one year, a team that was profoundly lost had rediscovered its peerless championship pedigree. "We won this trophy, and it's finally back where it belongs," striker Dejan Joveljic said. Joseph Paintsil and Joveljic scored in the first half, and the Galaxy won their record sixth MLS Cup championship with a 2-1 victory over the New York Red Bulls. After striking twice in the first 13 minutes of the final, the Galaxy nursed their lead through a scoreless second half to raise their league's biggest trophy for the first time since 2014. People are also reading... MLS' most successful franchise struggled through most of the ensuing years, but everything changed after LA spent smartly in the offseason to build a high-scoring new lineup topped by Paintsil, Joveljic and Gabriel Pec. The Galaxy finished second in the Western Conference and streaked through the postseason with an MLS playoff-record 18 goals in five games to win another crown. "I'm just so proud of this group after the challenges that we (had) and the way they bounced back and competed as a group," Galaxy coach Greg Vanney said. "We spent a lot of energy at the start, but I'm just so proud of these guys. They've cemented themselves as legends in this club." The Galaxy even won this title without perhaps their most important player. Riqui Puig, the playmaking midfielder from Barcelona who ran their offense impressively all season long, tore a ligament in his knee last week in the conference final. Puig watched this game in a suit, but the Catalan catalyst's teammates hadn't forgotten him: After his replacement, Gastón Brugman, set up LA's opening goal with a superb pass in the ninth minute, Paintsil held up Puig's jersey to their roaring fans during the celebration. "I was really waiting for this moment," said Paintsil, who scored his 14th goal of an impressive season. "I'm much more, 10 times faster than them, and Gaston saw the space. ... It was really a good thing. We did it for Riqui, and we did it for our family that came, and our supporters." Just four minutes later, Joveljic sprinted past four New York defenders and chipped home his 21st goal. Brugman was named the MLS Cup MVP after a commanding performance in midfield. The Uruguayan hadn't started a match for the Galaxy since Oct. 5 after an injury-slowed season, playing only as a postseason substitute before the final. "I dreamed of that yesterday, of something I could give to the team," Brugman said of his pass to Paintsil. "Today, it happened." Sean Nealis scored for the seventh-seeded Red Bulls, whose improbable postseason charge ended one win shy of their first Cup championship. With the league's youngest roster, New York fell just short of becoming the lowest-seeded team to win the tournament under first-year German coach Sandro Schwarz. "I love these guys," Schwarz said. "Some guys, they are crying. In the big picture, that's a start. Sometimes when you lose the final, it's tough, but you use this experience to create the next energy, the next intensity." Galaxy goalkeeper John McCarthy made four saves to win his second MLS title in three seasons, but Nealis beat the 2022 MLS Cup MVP in the 28th minute when he volleyed from the penalty area. The second half was lively: Red Bulls captain Emil Forsberg hit the outside of the post in the 72nd minute, while Pec and Galaxy substitute Marco Reus nearly converted chances a few moments later. The ball got loose in the Galaxy's penalty area in the third minute of extra time, but two Red Bulls couldn't finish. After Galaxy owner Phil Anschutz received the MLS Cup that bears his name because of his steady financial support of the league during its shaky years, Galaxy captain Maya Yoshida carried the trophy to his teammates for the celebration. The Galaxy extended their lead over DC United (4) for the most MLS Cup championships in league history. The Red Bulls remain one of three original MLS franchises never to win the title, along with FC Dallas and the New England Revolution. The Galaxy finished 17-0-3 this season at their frequently renamed suburban stadium, where the sellout crowd of 26,812 for the final included several robust cheering sections of Red Bulls supporters hoping to see their New Jersey-based club's breakthrough. But this season was about the Galaxy's rebirth. The club famous for employing global stars from David Beckham and Zlatan Ibrahimovic to Robbie Keane and Javier "Chicharito" Hernández swiftly turned itself into a contender again by acquiring young talents without international fame. The Galaxy signed Pec from Brazil and grabbed Paintsil, a Ghanaian playing in Belgium. The duo combined with Joveljic to form a potent attack with orchestration from Puig, one of MLS' best players. "Losing a guy like Riqui after the performance he put in all season was devastating," McCarthy said. "Even if he wasn't on the field, we did it for him." Get local news delivered to your inbox!

This week comes with the last payment of the month for all Americans who qualify for SSDI checks from the Social Security Disability Insurance (SSDI) program, which will reach beneficiaries within hours. These disability benefits from Social Security offer insured people whose conditions meet a tight and limited definition of disability a monthly income. It’s crucial to understand that “insured” does not relate to your position as a Medicare, Medicaid, or other health coverage provider. It indicates that you have worked for a sufficient amount of time and lately enough to have contributed to Social Security. Payroll taxes are the source of funding for the SSDI program. Based on a report from The Kaiser Family Foundation, in 2021, over 8.3 million adults, or 4.1% of the US population aged 18 to 64, received SSDI checks. SSDI checks will reach millions of disabled people’s bank accounts within hours When discussing the development of SSDI checks, which was initially put into effect in July 1956, designers purposefully drew tight lines around what constitutes a “disability.” This is due to their desire to eliminate applicants who were able to work but were unemployed as a result of the Great Depression. According to the original planners, a qualifying disability was defined as a physical or mental handicap that consistently prevents the disabled person from engaging in any significant, profitable work, which is likely to persist throughout the individual’s lifetime. Even though that definition has changed a bit over the past fifty years, its essence remains the same. You have to be living with a total impairment to qualify for impairment insurance or SSDI checks today. In other words, this means that beneficiaries health conditions should: To put it simply, a qualifying impairment is one that considerably impairs your capacity to perform fundamental work-related tasks like lifting, standing, walking, sitting, or remembering for a minimum of 12 months. Although the Social Security Administration keeps a list of qualifying requirements , it’s crucial to remember that every situation is unique. You will be assisted in determining your eligibility by a representative from your state’s Social Security office. Additionally, surviving spouses, divorced spouses, children of deceased SSDI beneficiaries, and those who are blind or have impaired eyesight are subject to specific regulations. How does the Social Security Administration schedule SSDI checks nowadays? Each month, the SSA schedules four rounds of SSDI checks for eligible recipients who meet all disability requirements. To start, and according to the Social Security payment schedule , disabled people will get their SSDI checks on the following dates: Can beneficiaries receive any more benefits besides SSDI checks? Most people who receive Social Security Disability Insurance benefits are eligible for Medicare insurance coverage 24 months later. Additionally, you might qualify for other important financial assistance programs, like SNAP benefits, which can assist with paying for household utilities, prescription drugs, food, and other expenses.North Macedonian political party demands ban on TikTok after at least 17 students injuredLabour-backing trade union Unite hit by accusations of bullying and victimisation

AP Sports SummaryBrief at 4:54 p.m. ESTNoneEnzo Maresca ‘thankful’ for connection at Leicester ahead of return with Chelsea

Stock market today: Wall Street gains ground as it notches a winning week and another Dow record

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Sowei 2025-01-13
US Boosts Aid: $1.25 Billion Military Support for UkraineStalker 2 has its fair share of unique weapons that you can unlock, and the Trophy rifle is certainly one that can easily remain hidden throughout your entire save. Typically, you can unlock extra weapons if you’ve purchased the Deluxe/Ultimate Edition. These weapons can be found in different Journalist Stashes, and you’ll get them gradually. That said, the Trophy gun is available even if you’ve purchased the Standard Edition. As I said, finding it can be a bit tricky, and there are high chances that you might have gone past the place without knowing that there’s a secret gun for you to discover. How to get the Trophy gun in Stalker 2 To find this weapon, you’ll have to play a bit to unlock the Chemical Plant region. This place has plenty of POIs, including the Army Warehouses , which itself has some great resources. If you’ve purchased the Ultimate Edition of the game, you can also find the Lullaby assault rifle from this spot. To get the Trophy gun, you’ll have to travel west from where the Army Warehouses location. To simplify matters, I have marked the location on the screenshot below. Once you reach the spot, you’ll notice a broken structure. I am not sure what exactly it is (it looks like a broken incubator), and you’ll find a corpse lying in front of it. If you look carefully on the map, you’ll find two other structures located close to this spot. All three structures are actually connected, and all you have to do is throw a grenade through the opening of the structure (the one with the corpse). Just wait, and there will be three explosions. The third explosion will open a structure similar to the one where you threw the grenade. Once cracked open, you’ll find a stash waiting for you to be unlocked. This stash contains the Trophy gun (an assault rifle , rather) and a bunch of useful items like ammo, consumables, and grenades.At least eight U.S. telecom firms have been compromised by a Chinese hacking campaign, a White House official said on Wednesday. The hack , which also affected dozens of other countries, is part of the ongoing and sprawling “Salt Typhoon” campaign – a cyber campaign that the U.S. believes is aimed at gaining access to prominent political figures and government officials’ communications. “The Chinese compromised private companies exploiting vulnerabilities in their systems as part of a global Chinese campaign that’s affected dozens of countries around the world,” Anne Neuberger, deputy National Security Advisor for Cyber and Emerging Technoloy, said. Neuberger added that officials do not believe any classified communications have been compromised thus far. The hacking campaign is one of the largest intelligence compromises in recent U.S. history. Cyberdefense and intelligence officials have already issued guidance recommending companies increase their security measures. So far, officials have not been able to remove the Chinese government hackers from telecommunications companies. China has denied the allegations, according to CNN. U.S. officials have not publicly named companies impacted by the hack campaign but one official told NBC News that AT&T, Verizon and Lumen Technologies have been hacked. One official said the hackers stole metadata information from people’s cellphones. That information can show when, where and with who a person communicates. It is unclear how many people’s phones have had their metadata stolen but officials indicated it was a large group of people – though not every cellphone in the U.S. Senator Mark Warner, Chairman of the Senate Intelligence Committee, said on Thursday that the hacking campaign had reached the deepest parts of the U.S. telecommunications system which could allow hackers to listen to telephone conversation or read text messages. “This is a deeply concerning development for our national security,” Warner wrote on X. FBI officials have recommended people looking to protect their phone communications should use end-to-end encrypted systems like WhatsApp or Signal to text or call. They also recommended implementing multi-factor authentication for social media, email and more.vipph 11 login

The ministry for electronics and information technology informed the Lok Sabha in a written response on Wednesday that 44%, or ₹ 4,563.36 crore, of the ₹ 10,371.92 crore ($1.25 billion) approved by the cabinet for the IndiaAI Mission in March is earmarked for providing compute capacity of more than 10,000 graphics processing units (GPUs) over a period of five years. Of this, 19%, or ₹ 1,971.37 crore is allocated for the innovation centre. This IAIC will develop and deploy of indigenous Large Multimodal Models (LMMs) and domain-specific foundational models in critical sectors. 18.7 per cent, or ₹ 1,942.5 crore, is allocated for startup financing. This is the first time that the government has given the detailed allocation for the seven pillars under the IndiaAI Mission. The entire corpus is meant for a period of five years. Prasad was answering a question asked by TMC MP Sajda Ahmed. The IndiaAI Mission will be implemented by ‘IndiaAI’ Independent Business Division (IBD) under Digital India Corporation (DIC) of the Ministry of Electronics and Information Technology 8.5 per cent, or ₹ 882.94 crore, is allocated for IndiaAI FutureSkills [sic] through which the government will focus on increasing the number of AI courses at undergraduate, postgraduate and doctoral levels, and setting up data and AI Labs in tier 2 and tier 3 cities to teach foundation level courses. 6.6 per cent, or ₹ 689.05 crore, is allocated for the Application Development Initiative. 1.9 per cent, or ₹ 199.55 crore, has been allocated for the Datasets Platform through which the government will make public sector datasets AI-ready and give real time access to data through APIs wherever . “The beneficiaries of the non-personal datasets curated by this platform are Indian startups and researchers for the development of AI platforms and tools, with appropriate security and privacy controls in place,” the response read. 0.19 per cent or ₹ 20.46 crore have been allocated for the safe and trusted AI pillar. Under this pillar, eight projects were selected in October to ensure “responsible development, deployment, and adoption of AI technologies”. These eight projects are on machine unlearning (IIT Jodhpur), synthetic data generation to mitigate bias in datasets and in machine learning (IIT Roorkee), AI bias mitigation strategy in health care systems (NIT Raipur), explainable AI framework (DIAT Pune, and Mindgraph Technology Pvt Ltd), privacy enhancing strategy (IIT Delhi, IIIT Delhi, IIT Dharwad, and Telecommunication Engineering Centre), AI ethical certification framework to assess fairness of an AI model (IIIT Delhi, and TEC), AI alogorithm auditing tool (Civic Data Labs), and AI governance testing framework (Amrita Vishwa Vidyapeetham, and TEC). 0.99 per cent, or ₹ 102.69 crore, have been served for overheads and contingency at 1 per cent of the allocation for the seven pillars. 19 bids received to provide AI compute On Tuesday, MeitY had said that it had received 19 bids to provide AI compute and cloud services. These bids will now be evaluated by the technical evaluation committee and the commercial bidding will be opened only for the technically qualified bidders. The 19 bidders include Jio Platforms, Tata Communications Sify Digital Services, E2E Networks, and Yotta Data Services. After technical evaluation and completion of the commercial bidding process, more than one company or consortium can be empanelled by the ministry. This empanelment will be valid for 36 months and can be extended for an additional 12 months. Through this empanelment, the government will make 10,000 GPUs available to start-ups, researchers, students and academics.Trump transition team signs agreement to begin takeover from Biden

By Funto Omojola, NerdWallet Mobile wallets that allow you to pay using your phone have been around for well more than a decade, and over those years they’ve grown in popularity, becoming a key part of consumers’ credit card usage. According to a “state of credit card report” for 2025 from credit bureau Experian, 53% of Americans in a survey say they use digital wallets more frequently than traditional payment methods. To further incentivize mobile wallet usage, some credit card issuers offer bonus rewards when you elect to pay that way. But those incentives can go beyond just higher reward rates. In fact, mobile wallets in some ways are becoming an essential part of activating and holding a credit card. For example, they can offer immediate access to your credit line, and they can be easier and safer than paying with a physical card. From a rewards perspective, it can make a lot of sense to reach for your phone now instead of your physical card. The Apple Card offers its highest reward rates when you use it through the Apple Pay mobile wallet. Same goes for the PayPal Cashback Mastercard® when you use it to make purchases via the PayPal digital wallet. The Kroger grocery store giant has a co-branded credit card that earns the most when you pay using an eligible digital wallet, and some major credit cards with quarterly rotating bonus categories have a history of incentivizing digital wallet use. But again, these days it’s not just about the rewards. Mobile wallets like Apple Pay, Samsung Pay and PayPal can offer immediate access to your credit line while you wait for your physical card to arrive after approval. Indeed, most major issuers including Bank of America®, Capital One and Chase now offer instant virtual credit card numbers for eligible cards that can be used upon approval by adding them to a digital wallet. Additionally, many co-branded credit cards — those offered in partnership with another brand — commonly offer instant card access and can be used immediately on in-brand purchases. Credit cards typically take seven to 10 days to arrive after approval, so instant access to your credit line can be particularly useful if you need to make an urgent or unexpected purchase. Plus, they allow you to start spending toward a card’s sign-up bonus right away. As issuers push toward mobile payments, a growing number of merchants and businesses are similarly adopting the payment method. The percentage of U.S. businesses that used digital wallets increased to 62% in 2023, compared to 47% the previous year, according to a 2023 survey commissioned by the Federal Reserve Financial Services. Related Articles Business | Event promoters, hotels and lodging sites soon will have to disclose extra fees up front Business | Should you donate your points and miles to charity? Business | Skip the holiday debt by planning before you spend Business | 5 ways to tell if you’re on track for retirement — and 5 things to do if you need to catch up, according to experts Business | The White House is cracking down on overdraft fees Wider acceptance is potentially good news for the average American, who according to Experian has about four credit cards. While that won’t necessarily weigh down your wallet, it can be hard to manage multiple cards and rewards categories at once. Mobile wallets offer a more efficient way to store and organize all of your workhorse cards, while not having to carry around ones that you don’t use often. They can also help you more easily monitor your spending and rewards, and some even track your orders’ status and arrival time. Plus, paying with a digital wallet offers added security. That’s because it uses technology called tokenization when you pay, which masks your real credit card number and instead sends an encrypted “token” that’s unique to each payment. This is unlike swiping or dipping a physical card, during which your credit card number is more directly accessible. And again, because a mobile wallet doesn’t require you to have your physical cards present, there’s less chance of one falling out of your pocket or purse. More From NerdWallet Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com. The article Activating Your Credit Card? Don’t Skip the Mobile Wallet Step originally appeared on NerdWallet .

Article content WASHINGTON — Donald Trump threatened the United States’s closest neighbours with big tariffs this week, in a move that has reminded many of the unpredictable tactics the president-elect deployed during his first tenure in the White House. Recommended Videos Trump said Monday he would use an executive order to impose 25% tariffs on all goods coming from Canada and Mexico until the two countries stop drugs and migrants from illegally crossing the U.S. border. The announcement, made on Truth Social, brought swift responses from officials and industry in both countries who are bracing for chaos during Trump’s second tenure. He has long used the threat of import taxes to pressure other countries to do his bidding, saying this summer that “the most beautiful word in the dictionary is ‘tariff.'” It’s unlikely the move would violate the Canada-U.S.-Mexico Agreement, which was negotiated during the first Trump administration. Laura Dawson, an expert on Canada-U. S. relations and the executive director of the Future Borders Coalition, said the president can impose tariffs under his national security powers. This type of duty has a time limit and can only be made permanent through Congressional approval, but for Trump, national security powers are like a “get out of jail free card,” Dawson said. “This is exactly what happened in the last Trump administration,” Dawson said. “Everyone said, ‘Well, that is ridiculous. Canada is the U.S.’s best security partner. What do you mean our steel and aluminum imports are somehow a source of insecurity?”‘ But within the global trade system, she said, no country challenges another’s right to define their own national security imperatives. Trump’s first administration demonstrated how vulnerable Canada is to America’s whims when the former president scrapped the North American Free Trade Agreement. The U.S. is Canada’s closest neighbour and largest trading partner. More than 77% of Canadian exports go to the U.S. Negotiation of CUSMA, commonly dubbed “the new NAFTA,” was a key test for Ottawa following Trump’s first victory. The trilateral agreement is up for review in 2026 and experts suspect this week’s tariff announcement is a negotiating tactic. Scott Bessent, Trump’s pick for treasury secretary, said in a recent op-ed that tariffs are “a useful tool for achieving the president’s foreign policy objectives. “Whether it is getting allies to spend more on their own defence, opening foreign markets to U.S. exports, securing co-operation on ending illegal immigration and interdicting fentanyl trafficking, or deterring military aggression, tariffs can play a central role.” During the initial CUSMA negotiations in 2018, Trump floated the idea of a 25% tariff on the Canadian auto sector — something that would have been crippling for the industry on both sides of the border. It was never implemented. At the time, he did use his national security powers to impose a 25% tariff on steel and a 10% tariff on aluminum imports, casting fear of an all-out trade war that would threaten the global economy. The day after announcing those levies, Trump posted on social media “trade wars are good, and easy to win.” RECOMMENDED VIDEO Former U.S. trade representative Robert Lighthizer recounted in his book that the duties sent an “unmistakable signal that business as usual was over. “The Trump administration was willing to ruffle diplomatic feathers to advance its trade agenda.” It led to a legendary clash between Prime Minister Justin Trudeau and Trump at the G7 in Quebec. Trudeau said Canada would impose retaliatory measures, saying the argument that tariffs on steel and aluminum were a matter of national security was “kind of insulting.” Trump took to social media, where, in a flurry of posts he called Trudeau “very dishonest and weak.” Canada and other countries brought their own duties against the U.S. in response. They targeted products for political, rather than economic, reasons. Canada hit yogurt with a 10% duty. Most of the product impacted came from one plant in Wisconsin, the home state of then-Republican House Speaker Paul Ryan. The European Union, Mexico and Canada all targeted U.S. whiskey products with tariffs, in a clear signal to then Republican Senate Majority Leader Mitch McConnell and his home state of Kentucky’s bourbon industry. RECOMMENDED VIDEO Ultimately, Canada and Mexico were able to negotiate exemptions. Carlo Dade, the director of trade and trade infrastructure at the Canada West Foundation, said Trump is returning to the White House with more experience and a plan. But he suspects Americans will not like the blow to their bank accounts. Trump’s new across-the-board tariff strategy would not only disrupt global supply chains, it would also cause a major shakeup to the American economy. It’s unclear if Trump will go through with them, or for how long, after campaigning on making life more affordable and increasing the energy market. “I think it will be short term,” Dade said. “The U.S. can only inflict damage on itself for so long.” — With files from The Associated Press.

AP News Summary at 3:01 p.m. ESTWishing you a great Thanksgiving

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BIRMINGHAM, Mich. , Nov. 27, 2024 /PRNewswire/ -- OneStream, Inc. ("OneStream") (Nasdaq: OS ) announced today that in connection with the previously announced underwritten public offering of 15,000,000 shares of its Class A common stock, which closed on November 18, 2024 , the underwriters have exercised in full their option to purchase an additional 2,250,000 shares of Class A common stock at the public offering price of $31.00 per share, less underwriting discounts and commissions. Of the additional shares, 1,351,043 shares were sold by selling stockholders and 898,957 shares were sold by OneStream as part of a non-dilutive "synthetic secondary" transaction (the "Synthetic Secondary"). OneStream did not receive any proceeds from the sale of shares by the selling stockholders in the public offering. OneStream used all of the net proceeds to it from the public offering to purchase LLC units of OneStream Software LLC (and purchase and cancel an equal number of shares of Class C common stock) from KKR Dream Holdings LLC in the Synthetic Secondary, at a purchase price per unit equal to the public offering price per share of Class A common stock sold in the public offering, net of underwriting discounts and commissions. Accordingly, OneStream did not retain any proceeds from the public offering and, upon the closing of the public offering and the Synthetic Secondary, the total number of outstanding shares of common stock of OneStream and LLC units of OneStream Software LLC remained the same. Morgan Stanley, J.P. Morgan and KKR acted as lead book-running managers for the offering. Citigroup, BofA Securities and Guggenheim Securities acted as book-running managers and Mizuho, Raymond James , Scotiabank, Truist Securities, BTIG, Piper Sandler, TD Cowen and Wolfe | Nomura Alliance acted as additional book-running managers for the offering. Amerivet Securities, Blaylock Van , LLC, Cabrera Capital Markets LLC, Drexel Hamilton and Loop Capital Markets acted as co-managers for the offering. A registration statement relating to these securities has been filed with the Securities and Exchange Commission and was declared effective on November 14, 2024 . The offering was made only by means of a prospectus. Copies of the prospectus relating to this offering may be obtained from: Morgan Stanley & Co. LLC, Prospectus Department, 180 Varick Street, New York, New York 10014, or email: [email protected] ; and J.P. Morgan Securities LLC, c/o Broadridge Financial Solutions, 1155 Long Island Avenue, Edgewood, NY 11717, or email: [email protected] and [email protected] . This press release shall not constitute an offer to sell or the solicitation of an offer to buy these securities, nor shall there be any sale of these securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction. About OneStream OneStream is how today's Finance teams can go beyond just reporting on the past and Take Finance Further by steering the business to the future. It's the leading enterprise finance platform that unifies financial and operational data, embeds AI for better decisions and productivity, and empowers the CFO to become a critical driver of business strategy and execution. We deliver a comprehensive cloud-based platform to modernize the Office of the CFO. Our Digital Finance Cloud unifies core financial and broader operational data and processes and embeds AI for better planning and forecasting, with an extensible architecture, so customers can adopt and develop new solutions, achieving greater value as their business needs evolve. With over 1,500 customers, including 15% of the Fortune 500, more than 250 go-to-market, implementation, and development partners and over 1,400 employees, our vision is to be the operating system for modern finance. Disclaimer "Wolfe | Nomura Alliance " is the marketing name used by Wolfe Research Securities and Nomura Securities International, Inc. in connection with certain equity capital markets activities conducted jointly by the firms. Both Nomura Securities International, Inc. and WR Securities, LLC are serving as underwriters in the offering described herein. In addition, WR Securities, LLC and certain of its affiliates may provide sales support services, investor feedback, investor education, and/or other independent equity research services in connection with this offering. Investor Relations Contacts INVESTOR CONTACT Anne Leschin VP, Investor Relations and Strategic Finance OneStream [email protected] MEDIA CONTACT Victoria Borges Media Relations Contact OneStream [email protected] SOURCE OneStream, Inc.

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In an AI-driven world, the employer-employee relationship is poised to changeBy ERIC TUCKER WASHINGTON (AP) — A ninth U.S. telecoms firm has been confirmed to have been hacked as part of a sprawling Chinese espionage campaign that gave officials in Beijing access to private texts and phone conversations of an unknown number of Americans, a top White House official said Friday. Biden administration officials said this month that at least eight telecommunications companies , as well as dozens of nations, had been affected by the Chinese hacking blitz known as Salt Typhoon. But Anne Neuberger, the deputy national security adviser for cyber and emerging technologies, told reporters Friday that a ninth victim had been identified after the administration released guidance to companies about how to hunt for Chinese culprits in their networks. The update from Neuberger is the latest development in a massive hacking operation that has alarmed national security officials, exposed cybersecurity vulnerabilities in the private sector and laid bare China’s hacking sophistication. The hackers compromised the networks of telecommunications companies to obtain customer call records and gain access to the private communications of “a limited number of individuals.” Though the FBI has not publicly identified any of the victims, officials believe senior U.S. government officials and prominent political figures are among those whose whose communications were accessed. Related Articles National News | Judge says woman accusing Jay-Z, Sean ‘Diddy’ Combs of raping her at age 13 can proceed anonymously National News | What is the Native American Church and why is peyote sacred to members? National News | Court rules Georgia lawmakers can subpoena Fani Willis for information related to her Trump case National News | US homelessness up 18% as affordable housing remains out of reach for many people National News | OpenAI whistleblower death: Parents want to know what happened to Suchir Balaji after apparent suicide Neuberger said officials did not yet have a precise sense how many Americans overall were affected by Salt Typhoon, in part because the Chinese were careful about their techniques, but a “large number” were in the Washington-Virginia area. Officials believe the goal of the hackers was to identify who owned the phones and, if they were “government targets of interest,” spy on their texts and phone calls, she said. The FBI said most of the people targeted by the hackers are “primarily involved in government or political activity.” Neuberger said the episode highlighted the need for required cybersecurity practices in the telecommunications industry, something the Federal Communications Commission is to take up at a meeting next month. “We know that voluntary cyber security practices are inadequate to protect against China, Russia and Iran hacking of our critical infrastructure,” she said. The Chinese government has denied responsibility for the hacking.Regina's Globe Theatre to welcome audiences for Peter Pan as renovations continue

US to send $1.25 billion in weapons to Ukraine, pushing to get aid out before Biden leaves officeLaw & Order column: Task force gets $700K more to fight traffickingWater Tower Research (WTR) Adds Kunal Madhukar as Managing Director - Technology

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Sellout crowd expected for UMass Lowell-BC hockey clash in Lowell(Bloomberg) -- Canada’s largest banks all are poised to pay their employees more in variable compensation for 2024, with stock-market favorites Royal Bank of Canada, Canadian Imperial Bank of Commerce and National Bank of Canada increasing bonus pay the most. The country’s Big Six lenders set aside 12.2% more on average in fiscal 2024 compared with the previous year, with bonus pay rising across the board despite a generally challenging environment for dealmaking and capital markets during the year. While there was decent activity in debt capital markets this year, there was a dearth of Canadian initial public offerings — a dry spell that finally ended when Groupe Dynamite Inc. went public last month — and mergers and acquisitions were muted for most of the year. Still, that didn’t lead to a wave of job cuts, said Bill Vlaad, managing partner and chief executive officer of Toronto-based recruitment firm Vlaad & Co. “We haven’t had a bloodbath in 2024,” he said. “Things haven’t been good, but there’s been really good management of personnel. Yes, there’s been some cleaning up and yes, there’s been a little restructuring, but for the most part it hasn’t been catastrophic.” Incentive pay at Canadian banks is based on performance, and the figures the firms report in their quarterly filings reflect the amount reserved, not paid out. The fiscal year ended on Oct. 31, but bonuses are typically distributed in December. The trend in Canada echoes what bankers south of the border are expecting. Investment bankers, traders and asset- and wealth-management professionals are all poised to see increases in year-end incentive pay reaching into the double digits, according to a report last month from Johnson Associates Inc. Bankers who help companies sell debt may see the biggest gains, with payouts set to rise as much as 35%, the compensation consultant said. Variable compensation is particularly important to capital-markets professionals — including investment bankers, analysts, salespeople and traders — who typically count on a large portion of their take-home pay coming from bonuses. But employees in other divisions, such as wealth management, insurance and asset management, also receive incentive pay on top of their base salaries. RBC, CIBC, National Bank Bonus pay at Royal Bank and CIBC increased by 16.2% and 19.1%, respectively, in 2024. While Royal Bank’s dominant capital-markets franchise saw profit increase by more than 10% last year, net income at CIBC’s equivalent unit was little changed. Canada’s fifth-largest bank has been on a winning streak in recent quarters, however, with its stock routinely hitting new all-time highs on strong financial performance. “We pay competitively and have a pay-for-performance philosophy that aligns compensation to our bank’s financial and non-financial performance,” CIBC spokesperson Tom Wallis said in an email, adding that non-financial metrics including environmental, social and governance progress are also a factor. Royal Bank Chief Executive Officer Dave McKay cited the bank’s strong capital-markets results on an earnings call this week and noted the lender has a “robust pipeline that continued to build as we progressed through 2024.” National Bank, which has also enjoyed a run-up in its shares for most of the year and is poised for growth if it completes its acquisition of Canadian Western Bank as planned, increased bonus pay by 13.9% during the year. Its capital-markets business saw profits increase about 19% in fiscal 2024. “Our variable compensation is in line with revenue growth and the solid performance of our teams across business lines,” spokesperson Alexandre Guay said. BMO, Scotiabank Bank of Montreal and Bank of Nova Scotia both boosted the size of their bonus pools — with increases of 5.1% and 4.2%, respectively — despite capital-markets profit declining at both companies. The slump at Bank of Montreal was largely due to higher provisions for potentially bad loans — an issue that has plagued the bank overall — while Scotiabank said in its latest quarterly report that profit at its capital-markets business slipped on higher expenses. “Our compensation framework is designed to deliver long-term shareholder performance, is a reflection of business results and is competitive with the market,” said Bank of Montreal spokesperson Jeff Roman. Scotiabank employees are its “most important asset and recognizing them through performance-based compensation is one of the many ways we reward their valued contributions,” Chief Financial Officer Raj Viswanathan said. “This year’s all-bank performance-based compensation reflects early progress against our strategy amidst continued challenging market conditions, and confidence in our execution,” he said, referring to a strategy the bank put in place about a year ago. Toronto-Dominion Bonuses were up a healthy 10.2% at Toronto-Dominion Bank, despite a rough year for the lender, which reached a $3.1 billion settlement with US authorities over money-laundering charges in October. It said Thursday it’s suspending its guidance on growth as it undertakes a sweeping business review. Still, on the capital-markets front, the bank is enjoying momentum following its takeover of US investment bank Cowen Inc. But its 45% profit increase for the division is outsize partly because last year’s figure included significant costs related to the Cowen integration. “This year’s incentive compensation reflects a combination of factors including year-over-year annual salary increases and higher business specific incentives reflecting strong performance in wholesale banking (including a full fiscal year of TD Cowen) and wealth management,” spokesperson Elizabeth Goldenshtein said in an email. --With assistance from Melissa Shin. More stories like this are available on bloomberg.com ©2024 Bloomberg L.P.vipph vip

As we look back on the year 2024, the trajectory of China's economic development shines brightly like a beacon of progress and resilience. With a steadfast commitment to real actions and tangible results, China's economy has continued to surge forward, overcoming challenges and embracing opportunities to achieve high-quality growth.

A specialized police unit tasked with getting illegal mopeds, ghost cars and unlicensed street vendors off Big Apple streets is shrouded in secrecy, a new report found. The Patrol Services Bureau Community Response Team (CRT) — formed by top NYPD brass in 2022 to tackle quality-of-life complaints — has no mission statement and is not even mentioned on the department’s website, according to the city’s Department of Investigation report. The unit led by Chief of Patrol John Chell and Deputy Commissioner of Operations Kaz Daughtry swelled from 16 initial members to 165 and operates mysteriously citywide, the investigation found. “The lack of transparency regarding NYPD’s Community Response Team risks non-compliance with the law, ethical breaches, and negative policing outcomes,” DOI Inspector General Jeanene Barrett said Tuesday. “Since its inception more than two years ago, CRT has expanded significantly, with a team in every Patrol Borough, without a corresponding expansion of publicly available information about the work of this unit. “The recommendations in this Report encourage the creation of public policies and procedures that will enhance knowledge of and confidence in CRT’s mission, as well as facilitate future oversight,” she added. Despite the stunning lack of transparency around the unit, the CRT is frequently hailed on social media by Daughtry. “Day 35: Manhattan residents have spoken loud and clear — unlawful vendors cluttering our streets? Not on our watch!” he wrote Monday, while showing scores of knock-off designer wallets seized by the unit. “This quality of life issue on 6th Avenue is a regular topic at town hall meetings. But don’t worry — your Community Response Team is on it! Quality streets, quality goods, no more ‘designer’ deals that are too good to be true.” Investigators also discovered there was no operating guide or written procedures for recruiting officers to the specialized unit. The department, additionally, was unable to provide investigators with 311 data, which police said they used to track and respond to community complaints. The findings are the first part of a continuing probe into the unit, the DOI said. In the next phase, they will investigate discipline among its members. A spokesperson for the NYPD said the department will examine the report. “We thank the DOI for its review of the policies and procedures relating to the Community Response Team,” the spokesperson said. “We look forward to reviewing the report and carefully considering its recommendations.”While details of the contract talks remain confidential, it is understood that Real Madrid are willing to offer Raul-Ascensio improved contract terms in a bid to convince him to stay. However, the player's representatives are believed to be keeping all options open, with the possibility of a move away from the Santiago Bernabeu next summer still on the table.

CUPERTINO, Calif. , Nov. 27, 2024 /PRNewswire/ - (TSXV: BWLK) (OTCQB: BWLKF) – Boardwalktech Software Corp. ("Boardwalktech" or the "Company"), a leading digital ledger platform and enterprise software solutions company, is pleased to report its financial results for the three-month period ended September 30, 2024 ("Q2-FY25"). All figures are reported in U.S. dollars, unless otherwise indicated. Boardwalktech's financial statements are prepared in accordance with International Financial Reporting Standards ("IFRS"). Please refer to the Unaudited Condensed Consolidated Financial Statements and Management's Discussion and Analysis (" MD&A ") for the three and six month period ended September 30, 2024 , filed on SEDAR+ at www.sedarplus.ca for more information. Financial Highlights: "We continue to execute on our updated strategy and positioning established at the beginning of this year," said Andrew T. Duncan , Chief Executive Officer of Boardwalktech. "In the banking sector, the Velocity product continues to grow within our largest customer, a top 5 US bank. We now have over 70 trained and dedicated people from three different partners working on this deployment, which is now in use by over 1,000 professionals within the bank. Velocity is producing the expected ROI and compliance required and this customer is now accelerating the deployment which will be a multi-year engagement. We continue to sign contracts with new partners as we expand our channel sales strategy. We are in multiple later stage deals with several partners and are enthusiastic about the pipeline of opportunities through the partner channel. We continue to see growth and expansion from existing customers and will see both new direct sales and channel sales contracts based on interest in the Boardwalk's software solutions. The foundation has now been set for growth in 2025, including an anticipated increase in revenue and an overall improvement in the business." Earnings Conference Call Details Boardwalktech management will be hosting its earnings conference call today (Novembert 27, 2024) Time: at 4:30 PM Eastern Time / 1:30 PM Pacific Time . To join the call, please use the following dial-in information: US/ Canada : 1-888-510-2154 (toll free) or 437-900-0527 (Local – Toronto ) Audience URL: https://app.webinar.net/A2zRLJKnBDe (copy & paste to your browser) Replay : A replay of the call will be available until December 4, 2024 and can be accessed by dialing 1-888-660-6345 and entering access code 57639# About Boardwalktech Software Corp. Boardwalktech has developed a patented Digital Ledger Technology Platform currently used by Fortune 500 companies running mission-critical applications worldwide. Boardwalktech's digital ledger technology and its unique method of managing vast amounts of structured and unstructured data is the only platform on the market today where multiple parties can effectively work on the same data simultaneously while preserving the fidelity and provenance of the data. Boardwalktech can deliver collaborative, purpose-built enterprise information management applications on any device or user interface with full integration with enterprise systems of record in a fraction of the time it takes other non-digital ledger technology-based platforms. Boardwalktech is headquartered in Cupertino, California with offices in India and operations in North America . For more information on Boardwalktech, visit our website at www.boardwalktech.com . Forward-Looking Information and Statements This press release contains certain "forward-looking information" within the meaning of applicable Canadian securities legislation and may also contain statements that may constitute "forward-looking statements" within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995. Such forward-looking information and statements are not representative of historical facts or information or current condition, but instead represent only the Company's beliefs regarding future events, plans or objectives, many of which, by their nature, are inherently uncertain and outside of the Company's control. Generally, such forward-looking information or statements can be identified by the use of forward-looking terminology such as "plans", "expects" or "does not expect", "is expected", "budget", "scheduled", "estimates", "forecasts", "intends", "anticipates" or "does not anticipate", or "believes", or variations of such words and phrases or may contain statements that certain actions, events or results "may", "could", "would", "might" or "will be taken", "will continue", "will occur" or "will be achieved". By identifying such information and statements in this manner, the Company is alerting the reader that such information and statements are subject to known and unknown risks, uncertainties and other factors that may cause the actual results, level of activity, performance, or achievements of the Company to be materially different from those expressed or implied by such information and statements. An investment in securities of the Company is speculative and subject to several risks including, without limitation, the risks discussed under the heading "Risk Factors" in the Company's filing statement dated May 30, 2018 . Although the Company has attempted to identify important factors that could cause actual results to differ materially from those contained in the forward-looking information and forward-looking statements, there may be other factors that cause results not to be as anticipated, estimated or intended. In connection with the forward-looking information and forward-looking statements contained in this press release, the Company has made certain assumptions. Although the Company believes that the assumptions and factors used in preparing, and the expectations contained in, the forward-looking information and statements are reasonable, undue reliance should not be placed on such information and statements, and no assurance or guarantee can be given that such forward-looking information and statements will prove to be accurate, as actual results and future events could differ materially from those anticipated in such information and statements. The forward-looking information and forward-looking statements contained in this press release are made as of the date of this press release, and the Company does not undertake to update any forward-looking information and/or forward-looking statements that are contained or referenced herein, except in accordance with applicable securities laws. All subsequent written and oral forward-looking information and statements attributable to the Company or persons acting on its behalf is expressly qualified in its entirety by this notice. Neither TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release. View original content to download multimedia: https://www.prnewswire.com/news-releases/boardwalktech-reports-second-quarter-fiscal-2025-financial-results-302317774.html SOURCE Boardwalktech Software Corp.

Tackling scams requires a team effort – but the EU is on track to create a blame game

In response to this alarming discovery, Cisco has issued a security advisory urging customers to update their NX-OS software to the latest version as soon as the patch becomes available. The company is working closely with security researchers and partners to identify and address any potential vulnerabilities in its products to ensure the continued integrity and security of its network solutions.The condemnation came as the House of Lords debated regulations paving the way for a scheme which would require animal lovers on the British mainland to have documentation in order to visit Northern Ireland. Critics view the move as further evidence of Northern Ireland still having to follow EU rules post-Brexit and being treated differently from the rest of the UK – a major source of contention to the unionist community. The paperwork, which will be free to apply for, includes a declaration that the owner will not travel onwards to Ireland or another EU country with their pet or assistance dog. Animals will have to be microchipped and have their own individual pet travel document, which will be valid for its lifetime. Northern Ireland residents returning after a stay in Great Britain with their pet or assistance dog will not need a travel document. The scheme is being introduced under the Windsor Framework, a revised deal for Northern Ireland’s post-Brexit trading arrangements aimed at tackling issues caused by the protocol. Raising her concerns in Parliament, Baroness Hoey, a Northern Irish Brexit supporter and former Labour MP, said: “These regulations are in effect about a new aspect of the Irish Sea border that has not had expression until this point because of the grace periods.” She added: “The experience of visiting Northern Ireland with your pet dog or cat, or even a ferret, will be made to feel like a visit to a foreign country. Lady Hoey went on: “This could spell the end of holiday trips for pet owners from GB to NI and then on to the Republic, when they want to explore both Northern Ireland and the Republic. “If they have a pet passport, they will have renounced their right to go to the Republic. That makes the border more of an obstruction than having border control posts on it, because at least in that eventuality, you could still cross over it.” Rejecting claims it was a result of the UK leaving the EU, she said: “The reality is that this is happening precisely because Northern Ireland has not got Brexit. “As we say repeatedly, it is still subject to EU rules and the EU could change the rules overnight.” Former DUP deputy leader Lord Dodds of Duncairn said: “Every one of the statutory instruments that come forward under the Windsor Framework must be properly debated, because these laws are being brought forward to implement what a foreign jurisdiction has decided should be the law of the United Kingdom. “In the 21st century, we should not accept colonial rule. We abolished it elsewhere. We believe it should not be tolerated for one second. People should have the democratic right to decide their laws for themselves, in their interests.” He added: “The ridiculous part about this debate is that we are having to debate European laws regulating the movement of pet animals owned by British citizens between one part of the United Kingdom and another. That is an outrage.” Lord Dodds went on: “As I said, there will be hundreds, thousands more of these regulations, in all areas, affecting the daily lives of people in Northern Ireland. They all add up to a grievous assault on Northern Ireland’s constitutional position.” But former leader of the Social Democratic and Labour Party (SDLP) Baroness Ritchie of Downpatrick said: “I support the Windsor Framework because it is a necessary legal device to deal with the complexities that were presented to us in Ireland, north and south, on the issue of Brexit. “We need a pragmatic solution rather than choosing to have political contests and duels simply for the sake of them.” Introducing the regulations, environment minister Baroness Hayman of Ulloch said: “This scheme will simplify the requirements associated with moving pet dogs, cats and ferrets from Great Britain to Northern Ireland significantly. “It replaces single-use animal health certificates with a free-of-charge lifelong travel document and removes the need for costly pet health treatments. “Pet owners who travel frequently with their pets, or those who rely on the services of an assistance dog to travel independently, will benefit substantially from this change in approach.” However, she acknowledged the concerns raised by peers and promised to continue engagement with them.

CUPERTINO, Calif. , Nov. 27, 2024 /PRNewswire/ - (TSXV: BWLK) (OTCQB: BWLKF) – Boardwalktech Software Corp. ("Boardwalktech" or the "Company"), a leading digital ledger platform and enterprise software solutions company, is pleased to report its financial results for the three-month period ended September 30, 2024 ("Q2-FY25"). All figures are reported in U.S. dollars, unless otherwise indicated. Boardwalktech's financial statements are prepared in accordance with International Financial Reporting Standards ("IFRS"). Please refer to the Unaudited Condensed Consolidated Financial Statements and Management's Discussion and Analysis (" MD&A ") for the three and six month period ended September 30, 2024 , filed on SEDAR+ at www.sedarplus.ca for more information. Financial Highlights: "We continue to execute on our updated strategy and positioning established at the beginning of this year," said Andrew T. Duncan , Chief Executive Officer of Boardwalktech. "In the banking sector, the Velocity product continues to grow within our largest customer, a top 5 US bank. We now have over 70 trained and dedicated people from three different partners working on this deployment, which is now in use by over 1,000 professionals within the bank. Velocity is producing the expected ROI and compliance required and this customer is now accelerating the deployment which will be a multi-year engagement. We continue to sign contracts with new partners as we expand our channel sales strategy. We are in multiple later stage deals with several partners and are enthusiastic about the pipeline of opportunities through the partner channel. We continue to see growth and expansion from existing customers and will see both new direct sales and channel sales contracts based on interest in the Boardwalk's software solutions. The foundation has now been set for growth in 2025, including an anticipated increase in revenue and an overall improvement in the business." Earnings Conference Call Details Boardwalktech management will be hosting its earnings conference call today (Novembert 27, 2024) Time: at 4:30 PM Eastern Time / 1:30 PM Pacific Time . To join the call, please use the following dial-in information: US/ Canada : 1-888-510-2154 (toll free) or 437-900-0527 (Local – Toronto ) Audience URL: https://app.webinar.net/A2zRLJKnBDe (copy & paste to your browser) Replay : A replay of the call will be available until December 4, 2024 and can be accessed by dialing 1-888-660-6345 and entering access code 57639# About Boardwalktech Software Corp. Boardwalktech has developed a patented Digital Ledger Technology Platform currently used by Fortune 500 companies running mission-critical applications worldwide. Boardwalktech's digital ledger technology and its unique method of managing vast amounts of structured and unstructured data is the only platform on the market today where multiple parties can effectively work on the same data simultaneously while preserving the fidelity and provenance of the data. Boardwalktech can deliver collaborative, purpose-built enterprise information management applications on any device or user interface with full integration with enterprise systems of record in a fraction of the time it takes other non-digital ledger technology-based platforms. Boardwalktech is headquartered in Cupertino, California with offices in India and operations in North America . For more information on Boardwalktech, visit our website at www.boardwalktech.com . Forward-Looking Information and Statements This press release contains certain "forward-looking information" within the meaning of applicable Canadian securities legislation and may also contain statements that may constitute "forward-looking statements" within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995. Such forward-looking information and statements are not representative of historical facts or information or current condition, but instead represent only the Company's beliefs regarding future events, plans or objectives, many of which, by their nature, are inherently uncertain and outside of the Company's control. Generally, such forward-looking information or statements can be identified by the use of forward-looking terminology such as "plans", "expects" or "does not expect", "is expected", "budget", "scheduled", "estimates", "forecasts", "intends", "anticipates" or "does not anticipate", or "believes", or variations of such words and phrases or may contain statements that certain actions, events or results "may", "could", "would", "might" or "will be taken", "will continue", "will occur" or "will be achieved". By identifying such information and statements in this manner, the Company is alerting the reader that such information and statements are subject to known and unknown risks, uncertainties and other factors that may cause the actual results, level of activity, performance, or achievements of the Company to be materially different from those expressed or implied by such information and statements. An investment in securities of the Company is speculative and subject to several risks including, without limitation, the risks discussed under the heading "Risk Factors" in the Company's filing statement dated May 30, 2018 . Although the Company has attempted to identify important factors that could cause actual results to differ materially from those contained in the forward-looking information and forward-looking statements, there may be other factors that cause results not to be as anticipated, estimated or intended. In connection with the forward-looking information and forward-looking statements contained in this press release, the Company has made certain assumptions. Although the Company believes that the assumptions and factors used in preparing, and the expectations contained in, the forward-looking information and statements are reasonable, undue reliance should not be placed on such information and statements, and no assurance or guarantee can be given that such forward-looking information and statements will prove to be accurate, as actual results and future events could differ materially from those anticipated in such information and statements. The forward-looking information and forward-looking statements contained in this press release are made as of the date of this press release, and the Company does not undertake to update any forward-looking information and/or forward-looking statements that are contained or referenced herein, except in accordance with applicable securities laws. All subsequent written and oral forward-looking information and statements attributable to the Company or persons acting on its behalf is expressly qualified in its entirety by this notice. Neither TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release. View original content to download multimedia: https://www.prnewswire.com/news-releases/boardwalktech-reports-second-quarter-fiscal-2025-financial-results-302317774.html SOURCE Boardwalktech Software Corp.

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