Zero Zero Robotics showcases bestselling HOVERAir X1 series at CES 2025A former teacher has warned that the internet may create a societal divide between those who use it frequently and those who do not. Mike Bonitatibus, 38, who now works as a sales professional in Kennett Square, Pennsylvania, spent 14 years as a health and physical education teacher. His experience in the classroom inspired him to create a video that has since gone viral, amassing more than 627,000 views. In the video, Bonitatibus said, "We are about to see a split in society, and I don't mean anything political." He went on to discuss a growing gap between children raised with unfiltered internet access from birth and those whose screen time was carefully moderated by their parents. He told Newsweek : "I regularly encountered students engrossed in their devices. I didn't feel like a teacher anymore because kids were always more interested in being on a device than talking or learning." He added: "More recently, I noticed how many kids had iPads in social settings like restaurants and events. As I considered leaving the teaching profession, I became increasingly aware of the larger trend; many educators across the nation were facing similar challenges. "A noticeable lack of discipline and consequences in schools, combined with many students being emotionally unregulated and unfocused, were significant concerns." As a teacher, Bonitatibus was made aware of "troubling stories" from students who were exposed to inappropriate content on social media. He said devices made teaching challenging. "Students often struggled to concentrate and displayed a resistance to authority," he added. "This marked shift in behavior not only impacted their learning but also raised alarm bells for me regarding their social development." How Do Phones Affect Development? A U.S. survey shared by Statista found that tablet usage among children rose from 68 percent in March 2020 to 81 percent in April 2021—driven by the COVID-19 pandemic, which necessitated remote learning and online socializing. By 2021, 71 percent of children under 11 were also using smartphones. Bonitatibus said: "In my observation, children who grow up with moderated internet access tend to develop stronger social skills, better discipline, and the ability to remain focused on tasks. "In contrast, those raised with unrestricted access to devices often find social interactions difficult and may exhibit more defiance and disrespect. It was concerning to see previously respectful students conforming to a culture of disengagement and disrespect toward authority figures." Who Is More Likely to Face Challenges in the Future? Bonitatibus said both groups would face challenges. However, "iPad kids" may have "more significant difficulties." "With many children now experiencing unfiltered internet access, families with established boundaries may struggle to connect with those who lack them," he added. He said iPad kids may struggle to navigate real-world situations, "leading to an inflated sense of entitlement due to the absence of boundaries." The former teacher continued: "My overall message in the video is that there is a solution: emotional intelligence. We need more and more adults to know and understand their emotions better so they can better handle the emotional issues going on. "If more parents become aware of the dangers of unfiltered internet and seek out help in therapy or emotional intelligence coaching, it could go a long way." Studies suggest that increased screen time may hinder development: Greater screen time at 24 months predicts poorer developmental test performance at 36 months, and higher screen time at 36 months correlates with lower scores at 60 months. A Balanced Approach to Technology in Parenting Parenting coach Liat Hughes Joshi hopes technology isn't demonized, as it's an increasing part of our lives. The author of six parenting books, including How to Unplug Your Child , told Newsweek that internet access could be beneficial. She said: "We need to be having more nuanced conversations, not just about quantity of tech use but quality. Educational activities such as learning to code or picking up a foreign language for example, or playing chess online. Carefully used, the internet can also be a place to find emotional support and advice if they're experiencing a difficult situation, such as being bullied. "Clearly, we're all pretty well-versed on the myriad bad things the internet can introduce into their lives, but by having a more balanced conversation with our kids, which acknowledges that it's not all bad, they're actually more likely to listen to us and our advice around safer internet usage." TikTok Reacts Bonitatibus' video has received more than 4,000 comments, with teachers weighing in with their experiences. "It's really obvious in my classroom now. The tech kids have no depth, empathy, imagination, or motivation. It's sad really," one viewer wrote. "As a high school teacher, I already see it in my classes. I could pretty much divide my class up by those who've had a lot of screen time versus those who haven't," another added. Bonitatibus asked the user, "How would you describe the kids on each side of the room?" She responded: "Their attention spans, ability to problem solve, and how they spend their unstructured time. They are either glued to a device or find other ways to spend their time ( games, puzzles , talking to peers)." If you have a family dilemma, let us know via life@newsweek.com. We can ask experts for advice, and your story could be featured on Newsweek .live dealer casino games 。

New Delhi: The President Secretariat on Tuesday notified the appointment of Governors of five states. In a press communique, the Rashtrapati Bhavan said that the President has appointed Dr Hari Babu Kambhampati, the incumbent Governor of Mizoram, as Odisha’s Governor. Further, the communique said that General (Dr) Vijay Kumar Singh, PVSM, AVSM, YSM (Retd.) has been appointed as Governor of Mizoram. Rajendra Vishwanath Arlekar, Governor of Bihar, has been appointed as Kerala’s Governor, it added. The President also appointed Arif Mohammed Khan, the incumbent Governor of Kerala, as Bihar’s Governor. Former Union Home Secretary Ajay Kumar Bhalla has been given charge as Manipur’s Governor. “The above appointments will take effect from the dates they will assume charge of their respective offices,” the press communique said. It added that the President has accepted the resignation of Odisha’s Governor Raghubar Das.Middle East latest: Israeli raid and airstrikes in West Bank kill at least 8 PalestiniansKaduna: Uba Sani commissions 10 projects on Christmas eve

LONDON — A woman who claimed mixed martial arts fighter Conor McGregor "brutally raped and battered" her in a Dublin hotel penthouse was awarded nearly 250,000 Euros ($257,000) on Friday by a civil court jury in Ireland. Nikita Hand said the Dec. 9, 2018, assault after a night of partying left her heavily bruised and suffering from post-traumatic stress disorder. McGregor testified that he never forced the woman to do anything against her will and said she fabricated the allegations after the two had consensual sex. His lawyer had called Hand a gold digger. The fighter, once the face of the Ultimate Fighting Championship but now past his prime, shook his head as the jury of eight women and four men found him liable for assault after deliberating about six hours in the High Court in Dublin. He was mobbed by cameras as he left court but did not comment. He later said on the social platform X that he would appeal the verdict and the "modest award." People are also reading... Hand's voice cracked and her hands trembled as she read a statement outside the courthouse, saying she would never forget what happened to her but would now be able to move on with her life. She thanked her family, partner, friends, jurors, the judge and all the supporters that had reached out to her online, but particularly her daughter. "She has given me so much strength and courage over the last six years throughout this nightmare to keep on pushing forward for justice," she said. "I want to show (her) and every other girl and boy that you can stand up for yourself if something happens to you, no matter who the person is, and justice will be served." The Associated Press generally does not name alleged victims of sexual violence unless they come forward publicly, as Hand has done. Under Irish law, she did not have the anonymity she would have been granted in a criminal proceeding and was named publicly throughout the trial. Her lawyer told jurors that McGregor was angry about a fight he had lost in Las Vegas two months earlier and took it out on his client. "He's not a man, he's a coward," attorney John Gordon said in his closing speech. "A devious coward and you should treat him for what he is." Gordon said his client never pretended to be a saint and was only looking to have fun when she sent McGregor a message through Instagram after attending a Christmas party. He said Hand knew McGregor socially and that they had grown up in the same area. She said he picked her and a friend up in a car and shared cocaine with them, which McGregor admitted in court, on the way to the Beacon Hotel. Hand said she told McGregor she didn't want to have sex with him and that she was menstruating. She said she told him "no" as he started kissing her but he eventually pinned her to a bed and she couldn't move. McGregor put her in a chokehold and later told her, "now you know how I felt in the octagon where I tapped out three times," referring to a UFC match when he had to admit defeat, she said. Hand had to take several breaks in emotional testimony over three days. She said McGregor threatened to kill her during the encounter and she feared she would never see her young daughter again. Eventually, he let go of her. "I remember saying I was sorry, as I felt that I did something wrong and I wanted to reassure him that I wouldn't tell anyone so he wouldn't hurt me again," she testified. She said she then let him do what he wanted and he had sex with her. A paramedic who examined Hand the next day testified that she had never before seen someone with that intensity of bruising. A doctor told jurors Hand had multiple injuries. Hand said the trauma of the attack had left her unable to work as a hairdresser, she fell behind on her mortgage and had to move out of her house. Police investigated the woman's complaint but prosecutors declined to bring charges, saying there was insufficient evidence and a conviction was unlikely. McGregor, in his post on X, said he was disappointed jurors didn't see all the evidence prosecutors had reviewed. He testified that the two had athletic and vigorous sex, but that it was not rough. He said "she never said 'no' or stopped" and testified that everything she said was a lie. "It is a full blown lie among many lies," he said when asked about the chokehold allegation. "How anyone could believe that me, as a prideful person, would highlight my shortcomings." McGregor's lawyer told jurors they had to set aside their animus toward the fighter. "You may have an active dislike of him, some of you may even loathe him – there is no point pretending that the situation might be otherwise," attorney Remy Farrell said. "I'm not asking you to invite him to Sunday brunch." The defense said the woman never told investigators McGregor threatened her life. They also showed surveillance video in court that they said appeared to show the woman kiss McGregor's arm and hug him after they left the hotel room. Farrell said she looked "happy, happy, happy." McGregor said he was "beyond petrified" when first questioned by police and read them a prepared statement. On the advice of his lawyer, he refused to answer more than 100 follow-up questions. The jury ruled against Hand in a case she brought against one of McGregor's friends, James Lawrence, whom she accused of having sex with her in the hotel without consent. Be the first to knowMiddle East latest: Israeli raid and airstrikes in West Bank kill at least 8 Palestinians

President-elect Donald Trump called his meeting with Justin Trudeau productive and says the prime minister made a commitment to work with the United States to end the drug crisis amid the threat of stiff tariffs. Trudeau flew to Florida Friday evening to attend a dinner at Mar-a-Lago, where Trump's transition team is based. The in-person meeting came at the end of a rocky week in which Trump threatened to impose stiff tariffs on all imports from Canada and Mexico, unless the two countries stop illegal border crossings and prevent illicit drugs from entering the U.S. In a post on Truth Social, Trump says he and Trudeau discussed the drug crisis, particularly fentanyl, illegal immigration, as well as trade, energy and the Arctic. Trump's post did not directly mention tariffs. Trudeau told reporters in West Palm Beach Saturday morning that he had an excellent conversation with Trump’s transition team.

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Yet another stowaway managed to board a major airline’s plane – renewing serious questions and concerns about airport safety during the busiest travel season of the year. This time, a stowaway tried to hitch a ride on Delta Air Lines Flight 487 at Seattle-Tacoma International Airport on Christmas Eve. The unticketed passenger was discovered while the plane was still taxiing out for takeoff to Honolulu, Delta Air Lines told CNN. The Transportation Security Administration and the Port of Seattle confirmed the incident to CNN. The incident came less than a month after another stowaway boarded a Delta airplane Thanksgiving week. That unticketed passenger made it all the way from New York’s John F. Kennedy International Airport to Paris before she was eventually arrested . Delta Air Lines planes are seen parked at Seattle-Tacoma International Airport on June 19, 2024, in Seattle, Washington. And on Christmas Eve, a body was found in a wheel well of a United Airlines plane shortly after it traveled from Chicago’s O’Hare International Airport and landed in Maui. Hiding in a plane’s wheel well is the most common method used by stowaways , the Federal Aviation Administration said. Stowaways often get crushed when the landing gear retracts, and oxygen levels plummet as a plane reaches higher altitudes. In the Seattle incident, the stowaway went through a TSA security checkpoint the evening before the flight but wasn’t holding a boarding pass, an airport spokesperson told CNN. The next day, the person “gained access to the loading bridge without a scanned ticket at the gate,” airport media relations manager Perry Cooper said. Once the person was discovered, the Airbus A321neo returned to the gate to remove the unticketed passenger, Delta said. Port of Seattle police officers were dispatched to gate B1 at the airport around 1:05 p.m. for “a report of a suspicious circumstance” on the Delta flight. The person “ran out” of the aircraft before officers arrived, Cooper told CNN Friday. “The aircraft returned to the terminal and the subject departed the aircraft,” the Port of Seattle said. “With the help of video surveillance, POSPD were able to locate the subject in a terminal restroom. The subject was arrested for criminal trespass.” The unticketed passenger didn’t have any prohibited items, the TSA told CNN. “The aircraft was swept by K9 as well as all areas in the terminal accessed by the subject,” the Port of Seattle said. “The aircraft was deplaned and all passengers were escorted by TSA to return to the security checkpoint for rescreening.” CNN has reached out to the Port of Seattle for additional comment. Delta said the flight was delayed by two hours and 15 minutes. After the rescreening, it continued to Honolulu at 3 p.m. “As there are no matters more important than safety and security, Delta people followed procedures to have an unticketed passenger removed from the flight and then apprehended,” the Atlanta-based airline said in a statement. “We apologize to our customers for the delay in their travels and thank them for their patience and cooperation.” TSA said it “takes any incidents that occur at any of our checkpoints nationwide seriously. TSA will independently review the circumstances of this incident at our travel document checker station at Seattle/Tacoma International.” ‘Embarrassing’ for TSA and Delta How the person got through airport security is a question many want answered. There are a number of factors at play, according to former commercial airline pilot and aviation analyst, John Nance. “There are multiple causes that come into this, and they probably involve not only a bit of lackadaisical inattention,” Nance told CNN affiliate KING . “It may be training, it may be compliance, but it’s probably all of that.” It’s “embarrassing” for this situation to happen twice to the same airline and TSA, according to former Department of Homeland Security official Keith Jeffries, who was federal security director when he left the DHS in 2022. In his 20 years working with DHS and the TSA, Jeffries said he’s seen these situations multiple times. “It has happened before. It will happen again until they continue to strengthen that vulnerability,” Jeffries said. “The fact that it happened to the same airline, of course, couldn’t be more embarrassing, especially back-to-back, and during the holiday season, when there’s an extra alertness associated with the large holiday season,” Jeffries added. During the holidays, Jeffries explained, there’s typically more staffing at the airports being “extra vigilant.” TSA, airlines and airports have even more people present to ensure things like this don’t fall through the cracks, making these cases “even more concerning,” he said. If there is a “silver lining,” Jeffries said, it’s that Delta did catch the stowaway during the taxi, and they didn’t make it to Hawaii. The stowaway also didn’t have prohibited items when scanned through TSA, which is another plus, he said. “Everybody’s going to have to work together; TSA and the airlines on how they can strengthen both of those vulnerabilities, and in some cases, even work with the airport,” he said. Congress will likely scrutinize these incidents, Nance added. “But there will be no one paying more attention than the airlines themselves,” he said. ___ CNN’s Holly Yan, Pete Muntean, Amanda Musa and Nicole Chavez contributed to this report. Elise Mertens, of Belgium, serves against Naomi Osaka, of Japan, at the BNP Paribas Open tennis tournament, on March 11, 2024, in Indian Wells, Calif. (AP Photo/Mark J. Terrill) Fans interfere with a foul ball caught by Los Angeles Dodgers right fielder Mookie Betts during the first inning in Game 4 of the baseball World Series against the New York Yankees, on Oct. 29, 2024, in New York. (AP Photo/Ashley Landis) An adult periodical cicada sheds its nymphal skin on May 11, 2024, in Cincinnati. There are two large compound eyes, which are used to visually perceive the world around them, and three small, jewel-like, simple eyes called ocelli at center. (AP Photo/Carolyn Kaster) Republican presidential candidate former President Donald Trump is surrounded by U.S. Secret Service agents after an assassination attempt at a campaign rally in Butler, Pa., July 13, 2024. (AP Photo/Evan Vucci) Cairo Consort prepares for a race in the paddock at Churchill Downs in Louisville, Ky., before the 150th running of the Kentucky Derby horse race on May 4, 2024. (AP Photo/Brynn Anderson) Republican presidential nominee former President Donald Trump prepares to walk on stage for a campaign rally at Macomb Community College in Warren, Mich., on Nov. 1, 2024. 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Bickel) Friends and family fuss over a quinceañera in preparation for her photo session at Colon square in the Zona Colonial neighborhood of Santo Domingo, Dominican Republic, on May 15, 2024. (AP Photo/Matias Delacroix) Jewish ultra-Orthodox men dressed in costumes celebrate the Jewish festival of Purim in Bnei Brak, Israel, on March 24, 2024. The holiday commemorates the Jews' salvation from genocide in ancient Persia, as recounted in the Book of Esther. (AP Photo/Oded Balilty) Druze clergymen attend the funeral of some of the 12 children and teens killed in a rocket strike by the Lebanese militant group Hezbollah at a soccer field at the village of Majdal Shams, in the Israeli-annexed Golan Heights, on July 28, 2024. (AP Photo/Leo Correa) People take cover next to a public bomb shelter as a siren sounds a warning of incoming rockets fired from Lebanon, in Safed, northern Israel, on Sept. 29, 2024. 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Amitai Alon, killed by a Hezbollah drone attack, during his funeral near Ramot Naftali, Israel, on Oct. 14, 2024. (AP Photo/Leo Correa) Israeli students watch a virtual tour of the concentration and extermination camp Auschwitz-Birkenau at the Testimony House, a Holocaust museum in Nir Galim, Israel, on the eve of Israel's annual Holocaust Remembrance Day, May 5, 2024. (AP Photo/Oded Balilty) Children shake hands before they play a chess game at The Soga Chess Club of the internally displaced persons camp in Kanyaruchinya, Democratic Republic of Congo, on July 29, 2024. (AP Photo/Moses Sawasawa) A young man watches the ball after diving while playing soccer on a dusty field in Abidjan, Ivory Coast, on Feb. 6, 2024. (AP Photo/Themba Hadebe) A voter fills out a ballot during general elections in Nkandla, Kwazulu Natal, South Africa, on May 29, 2024. 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(AP Photo/Vahid Salemi) Kenya Wildlife Service rangers and capture team pull a sedated black rhino from the water in Nairobi National Park, Kenya, on Jan. 16, 2024, as part of a rhino relocation project to move 21 of the critically endangered beasts hundreds of miles to a new home. (AP Photo/Brian Inganga) A pod of Beluga whales swim through the Churchill River near Churchill, Manitoba, Canada, on Aug. 4, 2024. (AP Photo/Joshua A. Bickel) A person carrying a handgun and a sign depicting Republican presidential candidate former President Donald Trump stands outside the Republican National Convention in Milwaukee on July 18, 2024. (AP Photo/Jae C. Hong) Atmaram, who goes by one name and was found living on the street a day earlier, eats breakfast at Saint Hardyal Educational and Orphans Welfare Society, a home for the aged and unwanted, on April 12, 2024, in New Delhi, India. (AP Photo/David Goldman) Buildings cover Gardi Sugdub Island, part of San Blas archipelago off Panama's Caribbean coast, on May 25, 2024. Due to rising sea levels, about 300 Guna Indigenous families are relocating to new homes, built by the government, on the mainland. (AP Photo/Matias Delacroix) People help Liudmila, 85, board a bus after their evacuation from Vovchansk, Ukraine, on May 12, 2024. Her husband was killed in their house during a Russian airstrike on the city. (AP Photo/Evgeniy Maloletka) Prisoners reach out from their cell for bread at lunchtime at the Juan de la Vega prison in Emboscada, Paraguay, on July 12, 2024. (AP Photo/Rodrigo Abd) Members of the water safety team move into the impact zone on a jet ski to rescue a surfer under a rainbow during a training day ahead of the 2024 Summer Olympics surfing competition in Teahupo'o, Tahiti, on July 23, 2024. (AP Photo/Gregory Bull) Children play with the ropes of a ship docked on a beach in Parika, Guyana, on June 9, 2024. (AP Photo/Ramon Espinosa) A supporter of Republican presidential candidate former President Donald Trump waits for the start of his campaign rally in Doral, Fla., on July 9, 2024. (AP Photo/Rebecca Blackwell) Lava flows from a volcanic eruption that started on the Reykjanes Peninsula in Iceland, Nov. 20, 2024. (AP Photo/Marco di Marco) Actors make final adjustments to their costumes before the start of Ramleela, a dramatic folk re-enactment of the life of Rama according to the ancient Hindu epic Ramayana, in New Delhi, India, on Oct. 5, 2024. (AP Photo/Manish Swarup) Muslim pilgrims circumambulate the Kaaba, the cubic building at the Grand Mosque, during the annual Hajj pilgrimage in Mecca, Saudi Arabia, on June 11, 2024. (AP Photo/Rafiq Maqbool) Two men in Russian Cossack uniforms pose for a selfie with the Historical Museum in the background after visiting the mausoleum of the Soviet founder Vladimir Lenin, marking the 154th anniversary of his birth, in Moscow's Red Square, on April 22, 2024. (AP Photo/Alexander Zemlianichenko) A fisherman carries his catch of the day to market in Manta, Ecuador, on Sept. 24, 2024. (AP Photo/Dolores Ochoa) Ama Pipe, from Britain, center, receives the baton from teammate Lina Nielsen in a women's 4 X 400 meters relay heat during the World Athletics Indoor Championships at the Emirates Arena in Glasgow, Scotland, on March 3, 2024. (AP Photo/Bernat Armangue) Ultra-Orthodox Jews look at part of an intercepted ballistic missile that fell in the desert near the city of Arad, Israel, on April 28, 2024. (AP Photo/ Ohad Zwigenberg) People drive along a road littered with fallen power lines after the passing of Hurricane Rafael in San Antonio de los Banos, Cuba, on Nov. 7, 2024. (AP Photo/Ramon Espinosa) Palestinian activist Khairi Hanoon walks with the Palestinian flag on a damaged road following an Israeli army raid in Tulkarem, West Bank, on Sept. 3, 2024. (AP Photo/Majdi Mohammed) A polar bear and a cub search for scraps in a large pile of bowhead whale bones left from the village's subsistence hunting at the end of an unused airstrip near the village of Kaktovik, Alaska, on Oct. 15, 2024. (AP Photo/Lindsey Wasson) Vero Almarche, right, hugs her neighbor Maria Munoz, who was born in the house where they are photographed and which was destroyed by flooding in Masanasa, Valencia, Spain, on Nov. 6, 2024. (AP Photo/Emilio Morenatti) Wearing a device that measures his energy consumption, Israel Amputee Football Team player Ben Maman, left, fights for the ball with a young soccer player from a local team during a practice session in Ramat Gan, Israel, on April 11, 2024. (AP Photo/Leo Correa) First-graders attend the traditional ceremony for the first day of school in Zaporizhzhia, Ukraine, on Sept. 1, 2024. (AP Photo/Evgeniy Maloletka) A member of the Seattle Mariners tosses a ball against a wall during drills at spring training baseball workouts, on Feb. 15, 2024, in Peoria, Ariz. (AP Photo/Lindsey Wasson) Students beat a policeman with sticks during a protest over a controversial quota system for government job applicants in Dhaka, Bangladesh, on July 18, 2024. (AP Photo/Anik Rahman) Christophe Chavilinga, 90, suffering from mpox, waits for treatment at a clinic in Munigi, eastern Congo, on Aug. 16, 2024. (AP Photo/Moses Sawasawa) Margarita Salazar, 82, wipes sweat from her forehead in her home during an extreme heat wave in Veracruz, Mexico, on June 16, 2024. (AP Photo/Felix Marquez) Stay up-to-date on what's happening Receive the latest in local entertainment news in your inbox weekly!Yet another stowaway managed to board a major airline’s plane – renewing serious questions and concerns about airport safety during the busiest travel season of the year. This time, a stowaway tried to hitch a ride on Delta Air Lines Flight 487 at Seattle-Tacoma International Airport on Christmas Eve. The unticketed passenger was discovered while the plane was still taxiing out for takeoff to Honolulu, Delta Air Lines told CNN. The Transportation Security Administration and the Port of Seattle confirmed the incident to CNN. The incident came less than a month after another stowaway boarded a Delta airplane Thanksgiving week. That unticketed passenger made it all the way from New York’s John F. Kennedy International Airport to Paris before she was eventually arrested . Delta Air Lines planes are seen parked at Seattle-Tacoma International Airport on June 19, 2024, in Seattle, Washington. And on Christmas Eve, a body was found in a wheel well of a United Airlines plane shortly after it traveled from Chicago’s O’Hare International Airport and landed in Maui. Hiding in a plane’s wheel well is the most common method used by stowaways , the Federal Aviation Administration said. Stowaways often get crushed when the landing gear retracts, and oxygen levels plummet as a plane reaches higher altitudes. In the Seattle incident, the stowaway went through a TSA security checkpoint the evening before the flight but wasn’t holding a boarding pass, an airport spokesperson told CNN. The next day, the person “gained access to the loading bridge without a scanned ticket at the gate,” airport media relations manager Perry Cooper said. Once the person was discovered, the Airbus A321neo returned to the gate to remove the unticketed passenger, Delta said. Port of Seattle police officers were dispatched to gate B1 at the airport around 1:05 p.m. for “a report of a suspicious circumstance” on the Delta flight. The person “ran out” of the aircraft before officers arrived, Cooper told CNN Friday. “The aircraft returned to the terminal and the subject departed the aircraft,” the Port of Seattle said. “With the help of video surveillance, POSPD were able to locate the subject in a terminal restroom. The subject was arrested for criminal trespass.” The unticketed passenger didn’t have any prohibited items, the TSA told CNN. “The aircraft was swept by K9 as well as all areas in the terminal accessed by the subject,” the Port of Seattle said. “The aircraft was deplaned and all passengers were escorted by TSA to return to the security checkpoint for rescreening.” CNN has reached out to the Port of Seattle for additional comment. Delta said the flight was delayed by two hours and 15 minutes. After the rescreening, it continued to Honolulu at 3 p.m. “As there are no matters more important than safety and security, Delta people followed procedures to have an unticketed passenger removed from the flight and then apprehended,” the Atlanta-based airline said in a statement. “We apologize to our customers for the delay in their travels and thank them for their patience and cooperation.” TSA said it “takes any incidents that occur at any of our checkpoints nationwide seriously. TSA will independently review the circumstances of this incident at our travel document checker station at Seattle/Tacoma International.” How the person got through airport security is a question many want answered. There are a number of factors at play, according to former commercial airline pilot and aviation analyst, John Nance. “There are multiple causes that come into this, and they probably involve not only a bit of lackadaisical inattention,” Nance told CNN affiliate KING . “It may be training, it may be compliance, but it’s probably all of that.” It’s “embarrassing” for this situation to happen twice to the same airline and TSA, according to former Department of Homeland Security official Keith Jeffries, who was federal security director when he left the DHS in 2022. In his 20 years working with DHS and the TSA, Jeffries said he’s seen these situations multiple times. “It has happened before. It will happen again until they continue to strengthen that vulnerability,” Jeffries said. “The fact that it happened to the same airline, of course, couldn’t be more embarrassing, especially back-to-back, and during the holiday season, when there’s an extra alertness associated with the large holiday season,” Jeffries added. During the holidays, Jeffries explained, there’s typically more staffing at the airports being “extra vigilant.” TSA, airlines and airports have even more people present to ensure things like this don’t fall through the cracks, making these cases “even more concerning,” he said. If there is a “silver lining,” Jeffries said, it’s that Delta did catch the stowaway during the taxi, and they didn’t make it to Hawaii. The stowaway also didn’t have prohibited items when scanned through TSA, which is another plus, he said. “Everybody’s going to have to work together; TSA and the airlines on how they can strengthen both of those vulnerabilities, and in some cases, even work with the airport,” he said. Congress will likely scrutinize these incidents, Nance added. “But there will be no one paying more attention than the airlines themselves,” he said. ___ CNN’s Holly Yan, Pete Muntean, Amanda Musa and Nicole Chavez contributed to this report. Elise Mertens, of Belgium, serves against Naomi Osaka, of Japan, at the BNP Paribas Open tennis tournament, on March 11, 2024, in Indian Wells, Calif. (AP Photo/Mark J. Terrill) Fans interfere with a foul ball caught by Los Angeles Dodgers right fielder Mookie Betts during the first inning in Game 4 of the baseball World Series against the New York Yankees, on Oct. 29, 2024, in New York. (AP Photo/Ashley Landis) An adult periodical cicada sheds its nymphal skin on May 11, 2024, in Cincinnati. There are two large compound eyes, which are used to visually perceive the world around them, and three small, jewel-like, simple eyes called ocelli at center. (AP Photo/Carolyn Kaster) Republican presidential candidate former President Donald Trump is surrounded by U.S. Secret Service agents after an assassination attempt at a campaign rally in Butler, Pa., July 13, 2024. (AP Photo/Evan Vucci) Cairo Consort prepares for a race in the paddock at Churchill Downs in Louisville, Ky., before the 150th running of the Kentucky Derby horse race on May 4, 2024. (AP Photo/Brynn Anderson) Republican presidential nominee former President Donald Trump prepares to walk on stage for a campaign rally at Macomb Community College in Warren, Mich., on Nov. 1, 2024. (AP Photo/Julia Demaree Nikhinson) Pope Francis gestures during an annual gathering of pro-family organizations at the Auditorium della Conciliazione, in Rome, on May 10, 2024. (AP Photo/Alessandra Tarantino) A member of the Seattle Mariners tosses a ball against a wall during drills at spring training baseball workouts, on Feb. 15, 2024, in Peoria, Ariz. (AP Photo/Lindsey Wasson) Models wait backstage for a show to start during China Fashion Week in Beijing on March 28, 2024. (AP Photo/Ng Han Guan) Emerald miner Janeth Paez stands inside the tunnel of an informal mine near the town of Coscuez, Colombia, on Feb. 28, 2024. (AP Photo/Fernando Vergara) Assistants react as members of "Castellers de Vilafranca" try to form a "Castell" or human tower, during the 29th Human Tower Competition in Tarragona, Spain, on Oct. 6, 2024. (AP Photo/Emilio Morenatti) Republican presidential candidate former President Donald Trump attends the 2024 Republican National Convention at the Fiserv Forum in Milwaukee, on July 18, 2024. (AP Photo/Carolyn Kaster) Passengers in the back of a taxi film themselves as they leave the Eiffel Tower, decorated with the Olympic rings ahead of the 2024 Summer Olympics, in Paris, on July 17, 2024. (AP Photo/David Goldman) Sara Chen weeps over the grave of her longtime friend, Staff Sgt. Avraham Nerya Cohen, who was killed in action on Oct. 7, 2023, as Israel marks the first anniversary of the Hamas attack on Israel, at the Mount Herzl military cemetery in Jerusalem on Oct. 7, 2024. (AP Photo/Maya Alleruzzo) Paralympic athlete Santos Araujo, of Brazil, celebrates after winning the men's 200 m Freestyle - S2 final, during the 2024 Paralympics in Paris, France, on Sept. 2, 2024. (AP Photo/Emilio Morenatti) Supporters of Republican presidential candidate former President Donald Trump hold signs as Democratic presidential nominee Vice President Kamala Harris passes by on her bus en route to a campaign stop at the Primanti Bros. restaurant in Pittsburgh, on Aug. 18, 2024. (AP Photo/Julia Demaree Nikhinson) Emergency personnel carry a 4-year-old girl who was rescued from her collapsed house after heavy rains in Petropolis, Rio de Janeiro state, Brazil, on March 23, 2024. (AP Photo/Bruna Prado) Midwife Diluwara Begum holds a newborn baby girl after helping deliver her on a boat on the River Brahmaputra, in the northeastern Indian state of Assam, on July 3, 2024. (AP Photo/Anupam Nath) The faithful carry an 18th century wooden statue of Christ before the start of a procession the in Procida Island, Italy, on March 29, 2024. (AP Photo/Alessandra Tarantino) A worker inspects the permanent foundations being constructed on the coral reef for a judging tower to be used during the Olympic Games surf competition in Teahupo'o, Tahiti, French Polynesia, on Jan. 12, 2024. (AP Photo/Daniel Cole) Female Israeli soldiers pose for a photo in southern Israel, on the border of the Gaza Strip, on Feb. 19, 2024. (AP Photo/Tsafrir Abayov) Kansas City Chiefs tight end Travis Kelce kisses Taylor Swift after the NFL Super Bowl 58 football game against the San Francisco 49ers on Feb. 11, 2024, in Las Vegas. The Chiefs won 25-22. (AP Photo/John Locher) An American flag is mounted on a fence at a farm on U.S. Highway 20 during a blizzard near Galva, Iowa, on Jan. 13, 2024. (AP Photo/Carolyn Kaster) Democratic presidential nominee Vice President Kamala Harris looks at a monitor backstage just before taking the stage for her final campaign rally on Nov. 4, 2024, the day before Election Day, in Philadelphia. (AP Photo/Jacquelyn Martin) French sailors on the bridge of the French navy frigate Normandie keep watch during a reconnaissance patrol during NATO exercises in a Norwegian fjord north of the Arctic circle on March 6, 2024. (AP Photo/Thibault Camus) A race fan holds a drink as he walks on the grounds of Churchill Downs in Louisville, Ky., before the 150th running of the Kentucky Oaks horse race on May 3, 2024. (AP Photo/Charlie Riedel) Natasha Ducre surveys the kitchen of her devastated home, which lost most of its roof during the passage of Hurricane Milton, in Palmetto, Fla., on Oct. 10, 2024. (AP Photo/Rebecca Blackwell) People gather at the Republique plaza in Paris after the second round of the legislative election, on July 7, 2024. (AP Photo/Louise Delmotte) Students beat a policeman with sticks during a protest over a controversial quota system for government job applicants in Dhaka, Bangladesh, on July 18, 2024. (AP Photo/Anik Rahman) Revelers lie in a pool of squashed tomatoes during the annual "Tomatina" tomato fight fiesta, in the village of Bunol near Valencia, Spain, on Aug. 28, 2024. (AP Photo/Alberto Saiz) In this photo taken with a long exposure, Israeli shelling hits an area in southern Lebanon, as seen from northern Israel, on Sept. 30, 2024. (AP Photo/Leo Correa) Orthodox nuns wait to take part in a procession marking 250 years since the remains of Saint Dimitrie Bassarabov, patron saint of the Romanian capital, were brought to Romania, in Bucharest, on July 12, 2024. (AP Photo/Vadim Ghirda) Members of the Al-Rabaya family break their fast during the Muslim holy month of Ramadan outside their home, which was destroyed by an Israeli airstrike, in Rafah, Gaza Strip, on March 18, 2024. (AP Photo/Fatima Shbair) An animal runs through grass while fleeing flames as the Park Fire tears through the Cohasset community in Butte County, Calif., on July 25, 2024. (AP Photo/Noah Berger) A gaucho, or South American cowboy, bathes a horse during the Criolla Week rodeo festival, in Montevideo, Uruguay, on March 26, 2024. (AP Photo/Matilde Campodonico) A horse looks out the window from its stable ahead of the 156th running of the Belmont Stakes horse race at Saratoga Race Course, in Saratoga Springs, N.Y., on June 6, 2024. (AP Photo/Julia Demaree Nikhinson) A cat searches for food in a house burnt by rockets fired by Hezbollah in the town of Kiryat Shmona, northern Israel, near the border with Lebanon, on Feb. 29, 2024. (AP Photo/Ariel Schalit) A man transports an electronic voting machine on a pony as election officials walk to a polling booth in a remote mountain area on the eve of the first round of voting in the six-week long national election at Dessa village in Doda district, Jammu and Kashmir, India, April 18, 2024. (AP Photo/Channi Anand) Debris is visible through the window of a damaged home following severe storms in Lakeview, Ohio, on March 15, 2024. (AP Photo/Joshua A. Bickel) Friends and family fuss over a quinceañera in preparation for her photo session at Colon square in the Zona Colonial neighborhood of Santo Domingo, Dominican Republic, on May 15, 2024. (AP Photo/Matias Delacroix) Jewish ultra-Orthodox men dressed in costumes celebrate the Jewish festival of Purim in Bnei Brak, Israel, on March 24, 2024. The holiday commemorates the Jews' salvation from genocide in ancient Persia, as recounted in the Book of Esther. (AP Photo/Oded Balilty) Druze clergymen attend the funeral of some of the 12 children and teens killed in a rocket strike by the Lebanese militant group Hezbollah at a soccer field at the village of Majdal Shams, in the Israeli-annexed Golan Heights, on July 28, 2024. (AP Photo/Leo Correa) People take cover next to a public bomb shelter as a siren sounds a warning of incoming rockets fired from Lebanon, in Safed, northern Israel, on Sept. 29, 2024. (AP Photo/Ariel Schalit) Sloane Stephens of the U.S. signs autographs after defeating Daria Kasatkina of Russia in their second round match at the Australian Open tennis championships at Melbourne Park, Melbourne, Australia, on Jan. 18, 2024. (AP Photo/Louise Delmotte) Monuwara Begum and another woman return from a polling station across the Brahmaputra river on the eve of the second phase of India's national election in Sandahkhaiti, a floating island village in the Brahmaputra River in Assam, India, on April 25, 2024. (AP Photo/Anupam Nath) The container ship Dali rests against the wreckage of Baltimore's Francis Scott Key Bridge on the Patapsco River, on March 27, 2024, as seen from Pasadena, Md. (AP Photo/Alex Brandon) A girl waits in the family home of the late Ousmane Sylla, who died by suicide inside one of Italy's migrant detention centers, ahead of his body's arrival in Conakry, Guinea, on April 8, 2024. (AP Photo/Misper Apawu) Members of the Abu Sinjar family mourn their relatives killed in an Israeli bombardment of the Gaza Strip, at their house in Rafah, southern Gaza, on Jan. 5, 2024. (AP Photo/Fatima Shbair) Yulia Navalnaya, center, widow of Alexey Navalny, stands in a queue with other voters at a polling station near the Russian embassy in Berlin on March 17, 2024. (AP Photo/Ebrahim Noroozi) Alicia Keys performs during halftime of the NFL Super Bowl 58 football game between the San Francisco 49ers and the Kansas City Chiefs on Feb. 11, 2024, in Las Vegas. (AP Photo/David J. Phillip) People walk through a part of the Amazon River that shows signs of drought in Santa Sofia, on the outskirts of Leticia, Colombia, on Oct. 20, 2024. (AP Photo/Ivan Valencia) A fisherman casts his fishing line into the Mediterranean Sea from a rocky area along the coastline in Beirut, Lebanon, on July 27, 2024. (AP Photo/Hassan Ammar) People mourn over the flagged-covered coffin of Israeli soldier Sgt. Amitai Alon, killed by a Hezbollah drone attack, during his funeral near Ramot Naftali, Israel, on Oct. 14, 2024. (AP Photo/Leo Correa) Israeli students watch a virtual tour of the concentration and extermination camp Auschwitz-Birkenau at the Testimony House, a Holocaust museum in Nir Galim, Israel, on the eve of Israel's annual Holocaust Remembrance Day, May 5, 2024. (AP Photo/Oded Balilty) Children shake hands before they play a chess game at The Soga Chess Club of the internally displaced persons camp in Kanyaruchinya, Democratic Republic of Congo, on July 29, 2024. (AP Photo/Moses Sawasawa) A young man watches the ball after diving while playing soccer on a dusty field in Abidjan, Ivory Coast, on Feb. 6, 2024. (AP Photo/Themba Hadebe) A voter fills out a ballot during general elections in Nkandla, Kwazulu Natal, South Africa, on May 29, 2024. (AP Photo/Emilio Morenatti) A resident wades through a flooded street following heavy rains from typhoon Toraji in Ilagan City, Isabela province, northern Philippines, on Nov. 12, 2024. (AP Photo/Noel Celis) Erin Young holds her adopted daughter Gianna Young, as she prays the "Patriotic Rosary" for the consecration of the nation and Donald Trump around a bonfire at their home in Sunbury, Ohio, the night before the U.S. election, Monday, Nov. 4, 2024. The conservative Catholic family lives their anti-abortion beliefs through adoption, foster-parenting and raising their children to believe in the sanctity of life. They're also committed to teaching their children about political candidates they see as aligned with their beliefs. (AP Photo/Carolyn Kaster) In this photo taken with a long exposure, people look at the northern lights, or Aurora Borealis, in the night sky on May 10, 2024, in Estacada, Ore. (AP Photo/Jenny Kane) A mother coaxes her daughter into trying a spoonful of rice at a school turned into a makeshift shelter for people displaced by gang violence, in Port-au-Prince, Haiti, on May 8, 2024. (AP Photo/Ramon Espinosa) A man sits inside a concrete pipe meant for municipal use after his shelter was swept away by the flooding Bagmati River in Kathmandu, Nepal, on Oct. 1, 2024. (AP Photo/Niranjan Shrestha) People gather in front of destroyed buildings hit by an Israeli airstrike in central Beirut, Lebanon, on Oct. 10, 2024. (AP Photo/Bilal Hussein) A cosplayer dressed as Deadpool attends a Comic-Con convention in Panama City on Sept. 1, 2024. (AP Photo/Matias Delacroix) A cleric holds up his son as he celebrates Iran's missile strike against Israel during an anti-Israeli protest at Felestin (Palestine) Square in Tehran, Iran, on Oct. 1, 2024. (AP Photo/Vahid Salemi) Kenya Wildlife Service rangers and capture team pull a sedated black rhino from the water in Nairobi National Park, Kenya, on Jan. 16, 2024, as part of a rhino relocation project to move 21 of the critically endangered beasts hundreds of miles to a new home. (AP Photo/Brian Inganga) A pod of Beluga whales swim through the Churchill River near Churchill, Manitoba, Canada, on Aug. 4, 2024. (AP Photo/Joshua A. Bickel) A person carrying a handgun and a sign depicting Republican presidential candidate former President Donald Trump stands outside the Republican National Convention in Milwaukee on July 18, 2024. (AP Photo/Jae C. Hong) Atmaram, who goes by one name and was found living on the street a day earlier, eats breakfast at Saint Hardyal Educational and Orphans Welfare Society, a home for the aged and unwanted, on April 12, 2024, in New Delhi, India. (AP Photo/David Goldman) Buildings cover Gardi Sugdub Island, part of San Blas archipelago off Panama's Caribbean coast, on May 25, 2024. Due to rising sea levels, about 300 Guna Indigenous families are relocating to new homes, built by the government, on the mainland. (AP Photo/Matias Delacroix) People help Liudmila, 85, board a bus after their evacuation from Vovchansk, Ukraine, on May 12, 2024. Her husband was killed in their house during a Russian airstrike on the city. (AP Photo/Evgeniy Maloletka) Prisoners reach out from their cell for bread at lunchtime at the Juan de la Vega prison in Emboscada, Paraguay, on July 12, 2024. (AP Photo/Rodrigo Abd) Members of the water safety team move into the impact zone on a jet ski to rescue a surfer under a rainbow during a training day ahead of the 2024 Summer Olympics surfing competition in Teahupo'o, Tahiti, on July 23, 2024. (AP Photo/Gregory Bull) Children play with the ropes of a ship docked on a beach in Parika, Guyana, on June 9, 2024. (AP Photo/Ramon Espinosa) A supporter of Republican presidential candidate former President Donald Trump waits for the start of his campaign rally in Doral, Fla., on July 9, 2024. (AP Photo/Rebecca Blackwell) Actors make final adjustments to their costumes before the start of Ramleela, a dramatic folk re-enactment of the life of Rama according to the ancient Hindu epic Ramayana, in New Delhi, India, on Oct. 5, 2024. (AP Photo/Manish Swarup) Muslim pilgrims circumambulate the Kaaba, the cubic building at the Grand Mosque, during the annual Hajj pilgrimage in Mecca, Saudi Arabia, on June 11, 2024. (AP Photo/Rafiq Maqbool) Christophe Chavilinga, 90, suffering from mpox, waits for treatment at a clinic in Munigi, eastern Congo, on Aug. 16, 2024. (AP Photo/Moses Sawasawa) Two men in Russian Cossack uniforms pose for a selfie with the Historical Museum in the background after visiting the mausoleum of the Soviet founder Vladimir Lenin, marking the 154th anniversary of his birth, in Moscow's Red Square, on April 22, 2024. (AP Photo/Alexander Zemlianichenko) A fisherman carries his catch of the day to market in Manta, Ecuador, on Sept. 24, 2024. (AP Photo/Dolores Ochoa) Ama Pipe, from Britain, center, receives the baton from teammate Lina Nielsen in a women's 4 X 400 meters relay heat during the World Athletics Indoor Championships at the Emirates Arena in Glasgow, Scotland, on March 3, 2024. (AP Photo/Bernat Armangue) Ultra-Orthodox Jews look at part of an intercepted ballistic missile that fell in the desert near the city of Arad, Israel, on April 28, 2024. (AP Photo/ Ohad Zwigenberg) Margarita Salazar, 82, wipes sweat from her forehead in her home during an extreme heat wave in Veracruz, Mexico, on June 16, 2024. (AP Photo/Felix Marquez) People drive along a road littered with fallen power lines after the passing of Hurricane Rafael in San Antonio de los Banos, Cuba, on Nov. 7, 2024. (AP Photo/Ramon Espinosa) Palestinian activist Khairi Hanoon walks with the Palestinian flag on a damaged road following an Israeli army raid in Tulkarem, West Bank, on Sept. 3, 2024. (AP Photo/Majdi Mohammed) A polar bear and a cub search for scraps in a large pile of bowhead whale bones left from the village's subsistence hunting at the end of an unused airstrip near the village of Kaktovik, Alaska, on Oct. 15, 2024. (AP Photo/Lindsey Wasson) Vero Almarche, right, hugs her neighbor Maria Munoz, who was born in the house where they are photographed and which was destroyed by flooding in Masanasa, Valencia, Spain, on Nov. 6, 2024. (AP Photo/Emilio Morenatti) Wearing a device that measures his energy consumption, Israel Amputee Football Team player Ben Maman, left, fights for the ball with a young soccer player from a local team during a practice session in Ramat Gan, Israel, on April 11, 2024. (AP Photo/Leo Correa) First-graders attend the traditional ceremony for the first day of school in Zaporizhzhia, Ukraine, on Sept. 1, 2024. (AP Photo/Evgeniy Maloletka) With tears streaming down her face, a supporter of Democratic presidential nominee Vice President Kamala Harris applauds as Harris delivers a concession speech on Nov. 6, 2024, after losing the 2024 presidential election, on the campus of Howard University in Washington. (AP Photo/Jacquelyn Martin) A mural of former Argentine first lady María Eva Duarte de Perón, better known as Eva Perón, or Evita, depicting her with a saint's halo, adorns a wall inside the Peron Peron restaurant in the San Telmo neighborhood of Buenos Aires, Argentina, Friday, Feb. 9, 2024. (AP Photo/Natacha Pisarenko) A girl plays a jump rope game at a school housing residents displaced by gang violence in Port-au-Prince, Haiti, on May 15, 2024. (AP Photo/Ramon Espinosa) People fish next to drainage that flows into the Paraguay River in Asuncion, Paraguay, on Jan. 28, 2024. (AP Photo/Jorge Saenz) Athletes compete during the men's 10km marathon swimming competition at the 2024 Summer Olympics in Paris, France, on Aug. 9, 2024. (AP Photo/Vadim Ghirda) Lava flows from a volcanic eruption that started on the Reykjanes Peninsula in Iceland, Nov. 20, 2024. (AP Photo/Marco di Marco) Receive the latest in local entertainment news in your inbox weekly!

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REYKJAVIK, Iceland (AP) — Icelanders will elect a new parliament Saturday after disagreements over immigration, energy policy and the economy forced Prime Minister Bjarni Benediktsson to pull the plug on his coalition government and call early elections. This is Iceland’s sixth general election since the 2008 financial crisis devastated the economy of the North Atlantic island nation and ushered in a new era of political instability. Opinion polls suggest the country may be in for another upheaval, with support for the three governing parties plunging. Benediktsson, who was named prime minister in April following the resignation of his predecessor, struggled to hold together the unlikely coalition of his conservative Independence Party with the centrist Progressive Party and the Left-Green Movement. Iceland, a nation of about 400,000 people, is proud of its democratic traditions, describing itself as arguably the world’s oldest parliamentary democracy. The island’s parliament, the Althingi, was founded in 930 by the Norsemen who settled the country. Here’s what to look for in the contest. Voters will choose 63 members of the Althingi in an election that will allocate seats both by regional constituencies and proportional representation. Parties need at least 5% of the vote to win seats in parliament. Eight parties were represented in the outgoing parliament, and 10 parties are contesting this election. Turnout is traditionally high by international standards, with 80% of registered voters casting ballots in the 2021 parliamentary election. A windswept island near the Arctic Circle, Iceland normally holds elections during the warmer months of the year. But on Oct. 13 Benediktsson decided his coalition couldn’t last any longer, and he asked President Halla Tómasdóttir to dissolve the Althingi. “The weakness of this society is that we have no very strong party and we have no very strong leader of any party,’’ said Vilhjálmur Bjarnson, a former member of parliament. “We have no charming person with a vision ... That is very difficult for us.” The splintering of Iceland's political landscape came after the 2008 financial crisis, which prompted years of economic upheaval after its debt-swollen banks collapsed. The crisis led to anger and distrust of the parties that had traditionally traded power back and forth, and prompted the creation of new parties ranging from the environment focused Left-Green Alliance to the Pirate Party, which advocates direct democracy and individual freedoms. “This is one of the consequences of the economic crash,’’ said Eva H. Önnudóttir, a professor of political science at the University of Iceland. “It’s just the changed landscape. Parties, especially the old parties, have maybe kind of been hoping that we would go back to how things were before, but that’s not going to happen.” Like many Western countries, Iceland has been buffeted by the rising cost of living and immigration pressures. Inflation peaked at an annual rate of 10.2% in February 2023, fueled by the fallout from the COVID-19 pandemic and Russia’s invasion of Ukraine. While inflation slowed to 5.1% in October, that is still high compared with neighboring countries. The U.S. inflation rate stood at 2.6% last month, while the European Union’s rate was 2.3%. Iceland is also struggling to accommodate a rising number of asylum-seekers, creating tensions within the small, traditionally homogenous country. The number of immigrants seeking protection in Iceland jumped to more than 4,000 in each of the past three years, compared with a previous average of less than 1,000. Repeated eruptions of a volcano in the southwestern part of the country have displaced thousands of people and strained public finances. One year after the first eruption forced the evacuation of the town of Grindavik, many residents still don’t have secure housing, leading to complaints that the government has been slow to respond. But it also added to a shortage of affordable housing exacerbated by Iceland’s tourism boom. Young people are struggling to get a foot on the housing ladder at a time when short-term vacation rentals have reduced the housing stock available for locals, Önnudóttir said. “The housing issue is becoming a big issue in Iceland,'' she said. —— Kirka reported from London.

If you’re approaching retirement or have already stopped working, it may have occurred to you that saving for retirement was the easy part. Most likely, you had contributions to a 401(k) or other employer-provided retirement savings account automatically deducted from your paycheck. Target-date funds , which automatically adjust your investments as you approach retirement, have taken the guesswork (and hopefully the stress) out of investing those contributions. For investments outside of your workplace plan, many brokerage firms have harnessed digital tools to provide low-cost investment advice. (We've evaluated the online services that many major brokers provide .) But once you retire and need to start withdrawing from your nest egg, the task of managing your money becomes more difficult. Fewer than half of retirees say they’ve estimated how much they’ll need to withdraw from their savings and investments to cover their expenses, according to the Employee Benefit Research Institute’s 2024 Retirement Confidence Survey . Subscribe to Kiplinger’s Personal Finance Be a smarter, better informed investor. Sign up for Kiplinger’s Free E-Newsletters Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail. Profit and prosper with the best of expert advice - straight to your e-mail. Even if you’ve nailed down the amount of income you’ll need each month to retire comfortably, you’ll have to wrestle with a host of decisions that can’t be put on autopilot, such as which accounts you should tap first , how to lower taxes on your withdrawals and when you should sign up for Social Security . Add to the mix concerns about long-term care, estate planning and charitable giving, and you may start to feel as though managing your savings is a full-time job. With the stakes so high, you’re probably going to want some advice. For many retirees, that means hiring a financial planner . A qualified certified financial planner can manage your portfolio and provide advice on a range of other subjects, from withdrawal rates to legacy planning. To earn the CFP designation, an individual must complete a course of study, pass a rigorous exam, have 6,000 hours of experience related to financial planning and commit to continuing education. In addition, CFPs are required to act as fiduciaries , which means they must put their clients’ interests above their own. Many CFPs provide excellent advice, but their guidance doesn’t come cheap. Compensation structures vary, but a common one is an assets under management (AUM) model , in which the planner bases his or her fees on a percentage of your portfolio. For example, if you have a $1 million portfolio and your planner charges a 1% fee, you would pay the planner $10,000 a year. The percentage typically decreases as your portfolio grows. On average, advisers charge 1.12% per year for a portfolio of $100,000, 1.02% for a portfolio of $1 million and 0.98% for a portfolio of $2 million, according to a 2023 survey by Advisory HQ , a marketing organization. Supporters of this model, a longtime standard for the advisory business, say it gives advisers a strong incentive to perform well, because as your portfolio grows, so does their compensation. Increasingly, though, brokerage and financial services firms such as Charles Schwab, Fidelity Investments, T. Rowe Price and Vanguard are offering financial advice to retirees and preretirees at a lower cost. Depending on the amount you have invested, you may be able to get advice on account-withdrawal rates, taxes, estate planning and more, often from a dedicated financial planner, for a fee of 0.5% or less of assets under management. The firm may limit advisory services to assets it manages — so it may not include your former employer’s 401(k), for example, or a taxable brokerage account you inherited that’s with another brokerage firm. If you’ve accumulated a significant amount of assets with a particular financial services firm, you’ve likely already received promotions for its financial-planning services. Enrolling in one of these programs could give you the confidence to spend money you’ve worked so hard to save. That’s not easy for many retirees: A 2018 survey by the Employee Benefit Research Institute found that retirees with at least $500,000 or more in savings had spent down less than 12% over 20 years. Here are some questions to ask before signing up. How much do I need to have invested to qualify for advisory services? The amount required to be eligible for guidance from a dedicated adviser varies. For example, Schwab Wealth Advisory provides a dedicated financial adviser and personalized wealth-management strategy to clients with $500,000 or more in assets. Through Fidelity Wealth Management Services , you can get a dedicated financial adviser and portfolio management if you have at least $500,000 in assets. T. Rowe Price , a relative newcomer to wealth-advisory services, will provide a dedicated adviser to clients with at least $250,000 in assets. For customers with a minimum of $100,000 in assets, Ally Invest Personal Advice offers a personalized financial plan from a dedicated adviser using portfolios of exchange-traded funds ( ETFs ); Ally will also provide withdrawal strategies for retirement accounts, but it doesn’t offer tax advice. Some firms have expanded services for wealthier clients — typically those with $2 million or more. For example, Vanguard’s Wealth Management program, available to clients with $5 million or more in Vanguard mutual funds and ETFs, provides investment-advisory services, wealth and estate planning, tax strategies, and other services through a dedicated CFP. Fidelity’s Private Wealth Management Services , available to clients with investable assets of at least $10 million — with $2 million or more managed through Fidelity — provides investment management, trust and estate planning, and other services. How much does the service cost? Fees range from 0.3% to more than 1% of assets, typically depending on the amount you have invested and the services provided. Vanguard’s Personal Advisor Select, which provides access to a financial adviser, a customized financial plan and ongoing investment advice to customers with at least $500,000 in Vanguard IRAs, brokerage accounts and trusts, charges 0.3% of assets, or $3,000 a year for an account with $1 million in assets. The fee for Schwab’s Wealth Advisory service starts at 0.8% of assets and decreases at higher asset levels. When considering costs, though, it’s also important to look at the expense ratios imposed by the underlying mutual funds and exchange-traded funds in the firm’s recommended portfolio. Although index funds and ETFs typically have low fees, your adviser may recommend actively traded funds — emerging-markets funds , for example, or small-company stock funds. While these funds may offer the potential for higher returns, they tend to come with higher expense ratios than ETFs and index funds. When inquiring about advisory services, ask whether you’ll qualify for any breaks on fees. T. Rowe Price, for example, caps fees so that its combined investment-advisory service fee and fund expense ratio doesn’t exceed 1%, says Lindsay Theodore , a thought leadership manager at T. Rowe Price. For example, if the client’s portfolio has a weighted average expense ratio that exceeds 0.5%, the advisory service fee of 0.5% will be reduced. And depending on the amount of assets invested in Vanguard funds, participants in Vanguard’s advisory program may be eligible for Admiral class shares, which have an average expense ratio of 0.14%, or institutional shares, which have an average expense ratio of 0.08%. What’s available for free? Before you agree to pay a percentage of your assets, look into what’s offered at no cost. For example, Fidelity’s advisers will help clients create a financial plan that covers everything from withdrawal rates to Social Security claiming strategies for no extra charge, and clients can contact a member of Fidelity’s advisory team at any time to update the plan, says Ryan Viktorin , a CFP and financial consultant for Fidelity. The service is particularly valuable for clients who are retired or approaching retirement, she says. “It can be a mental shift when you get to retirement, and it’s scary for a lot of people,” she says. There’s no investment minimum for this service, but clients with a large amount of assets may qualify for a dedicated financial adviser at no cost, Viktorin says. If you want an adviser to manage your portfolio, however, you’ll have to use one of Fidelity’s paid services. For clients with at least $250,000 in assets, T. Rowe Price provides a complimentary financial plan that includes a recommended portfolio of investments, analysis of Social Security benefits, proposed spending adjustments and a score showing the likelihood they won’t outlive their savings. Schwab clients with at least $1 million in assets are automatically enrolled in Schwab Private Client Services , which provides them with a dedicated consultant who will direct them to resources at Schwab in areas such as income, tax and estate planning. This service is primarily designed for self-directed investors; clients who want ongoing investment management will need to enroll in Schwab’s Wealth Advisory service and pay the fee. In addition, most financial services firms provide a range of tools you can use to estimate income and expenses, analyze your Social Security benefits, determine whether you should convert to a Roth IRA and more. Even if you eventually decide to hire a financial planner, these tools will help you get a handle on your finances and figure out where you need help. Will the advice be comprehensive enough? One of the upsides of paying for advice from your financial services firm is that the firm already knows a lot about you — and you know a lot about it. If you’re comfortable with the company’s customer service and investment offerings, paying for a dedicated financial adviser and other features could make sense. But if the advice is limited to assets you own within the firm, the adviser — or team of advisers — may not have a complete picture of your financial health. Many retirees have multiple retirement, taxable and savings accounts with different banks and brokerage firms. Your net worth may also include life insurance, a pension and home equity, all of which will contribute to your retirement security. While some advisory services “are great for DIY investors who want a little bit of help, it’s not holistic financial advice or planning,” says Pam Krueger , chief executive officer and founder of Wealthramp , which connects investors with vetted, fee-only advisers. Most CFPs will provide a free consultation, which should give you an opportunity to ask about their skills, specializations and fees before you commit to what could be a long-term relationship. You can search for a CFP in your area at the Financial Planning Association’s website . Look for a fee-only planner. These individuals are compensated for giving advice, and they don’t earn commissions by recommending specific products or services. They’re also required to act as fiduciaries, which means they must put your interests above their own. Be wary of any adviser who declines to discuss their fee structures upfront. If you’re paying a percentage of assets under management, you should expect to receive, along with investment advice, help with estate planning, insurance and other aspects of your financial life. If you’re not comfortable paying a percentage of your assets, it’s easier than ever to find CFPs who use different — and possibly less expensive — compensation methods. Some Wealthramp advisers charge by the hour or work on retainer, Krueger says. Planners in the Garrett Planning Network are fee-only CFPs who charge by the hour, typically at hourly rates ranging from $100 to $300. Note: This item first appeared in Kiplinger Personal Finance Magazine, a monthly, trustworthy source of advice and guidance. Subscribe to help you make more money and keep more of the money you make here . Related content Get the Invest for Retirement series New to Investing? How to Tell Your CFPs From Your CFAs How to Change Financial Advisers How to Pick the Best Robo Advisor For YouLetter: Power and control

Social activist Baba Adhav ended his hunger strike after Uddhav Thackeray promised to intensify efforts for fair elections. Adhav had raised concerns about assembly poll results and money power PUNE: Social activist Baba Adhav on Saturday withdrew his hunger strike to safeguard constitutional pinciples after Shiv Sena (UBT) chief Uddhav Thackeray promised him to scale up agitation for a fair election procedure. Earlier, Adhav had raised doubts over the fairness of assembly poll results and criticised govt for the excessive use of money power in the presence of NCP chief Ajit Pawar. Pawar, who also visited Mahatma Phule Wada to urge Adhav to call off his hunger strike, defended the use of EVMs and criticised the opposition for raising doubts over the election outcome. "Before the assembly poll, the Lok Sabha election was held, in which MVA won 31 seats, while our alliance managed to secure only 17 seats. At that time, we did not raise any doubt against EVMs and accepted the mandate. Now, if the people of the state changed their mind and voted in favour of Mahayuti, is it our fault?" he said.ETSU defeats Austin Peay for fourth straight win