jiliko world slot WASHINGTON — Treasury Secretary Janet Yellen said her agency will need to start taking “extraordinary measures,” or special accounting maneuvers intended to prevent the nation from hitting the debt ceiling , as early as January 14, in a letter sent to congressional leaders Friday afternoon. "Treasury expects to hit the statutory debt ceiling between January 14 and January 23," she wrote in a letter addressed to House and Senate leadership, at which point extraordinary measures would be used to prevent the government from breaching the nation's debt ceiling — which was suspended until Jan. 1, 2025. The department in the past deployed what are known as “extraordinary measures” or accounting maneuvers to keep the government operating. Once those measures run out, the government risks defaulting on its debt unless lawmakers and the president agree to lift the limit on the U.S. government’s ability to borrow. "I respectfully urge Congress to act to protect the full faith and credit of the United States," Yellen said. FILE - U.S. Treasury Secretary Janet Yellen speaks during a visit to the Financial Crimes Enforcement Network (FinCEN) in Vienna, Va., on Jan. 8, 2024. (AP Photo/Susan Walsh, File) The news came after Democratic President Joe Biden signed a bill into law last week that averted a government shutdown but did not include Republican President-elect Donald Trump’s core debt demand to raise or suspend the nation’s debt limit. Congress approved the bill only after a fierce internal debate among Republicans over how to handle Trump's demand. “Anything else is a betrayal of our country,” Trump said in a statement. After a protracted debate in the summer of 2023 over how to fund the government, policymakers crafted the Fiscal Responsibility Act, which included suspending the nation's $31.4 trillion borrowing authority until Jan. 1, 2025. Notably however, Yellen said, on Jan. 2 the debt is projected to temporarily decrease due to a scheduled redemption of nonmarketable securities held by a federal trust fund associated with Medicare payments. As a result, “Treasury does not expect that it will be necessary to start taking extraordinary measures on January 2 to prevent the United States from defaulting on its obligations," she said. The federal debt stands at about $36 trillion — after ballooning across both Republican and Democratic administrations. The spike in inflation after the COVID-19 pandemic pushed up government borrowing costs such that debt service next year will exceed spending on national security. Republicans, who will have full control of the White House, House and Senate in the new year, have big plans to extend Trump's 2017 tax cuts and other priorities but are debating over how to pay for them. Many consumers may remember receiving their first credit card, either years ago in a plain envelope, or months ago from a smartphone app. Still other consumers may remember their newest card, maybe because it's the credit card they're now using exclusively to maximize cash back rewards or airline miles. But for most consumers, there's also a murky in-between where they add, drop and generally accumulate credit cards over time. Over the years, consumers may close some credit card accounts or leave some of their credit cards dormant as a backup form of payment, or perhaps left forgotten in a desk drawer. In the data below, Experian reveals the changes in consumers wallets in recent years. U.S. consumers, on average, carry fewer cards today than they did in 2017, when the typical wallet held 4.2 active credit cards. As of the third quarter (Q3) of 2023, consumers carried 3.9 cards on average. This average is up slightly since the early days of the pandemic, when consumers reduced their average credit card debt and number of accounts as the economy slowed. As Experian revealed earlier this year, credit card balances are still climbing, despite (and partially because of) higher interest rates. And while average balances are increasing, they are spread across fewer accounts than in recent years. Alternative financing—including buy now, pay later plans for purchases—may account for at least some of this discrepancy, as consumers gravitate toward these newer financing methods. In general, residents of higher-population states tend to carry more credit cards than those who live in states with fewer and smaller population centers. Nonetheless, the difference between the states is relatively small. Considering that the national average is around four credit cards per consumer, the four states with the fewest cards per consumer (Alaska, South Dakota, Vermont and Wyoming) aren't appreciably different, with "only" about 3.3 credit cards per consumer. Similarly, the four states on the higher end of the scale where consumers have 4.2 or more credit cards are Connecticut, Delaware, Florida, New Jersey and Rhode Island. The disparity in average credit card counts is more apparent when the population is segmented by age, thanks in part to Generation Z, many of whom have yet to receive their first credit card. The average number of credit cards for these consumers was two, less than half of what older generations keep on hand. The average number of credit cards held by each generation follows the familiar pattern seen in credit card balances, which tend to increase in a consumer's middle age. It's not surprising that the number of credit card accounts follows a similar climb throughout young adulthood and middle age, then drops off in the retirement years. No matter how many credit cards you may have at the moment, keep in mind that the number of accounts has little if any bearing on one's FICO Score. Far more important is how consumers manage those accounts. This is easily demonstrable by quickly stepping through some of the factors that affect your credit scores . Longer credit histories do tend to have a positive effect on a consumer's credit score, but it's not something you can rush. Adhering to on-time payments and managing amounts owed will go far in improving credit scores, even absent a lengthy credit history. While accounts closed in good standing remain on your credit report for 10 years, canceling your oldest credit card account still has the potential to shorten your credit history when it is eventually removed. The impact of its removal depends on any other active credit cards in your credit file. Ultimately, the number of cards a particular individual carries is a personal decision. Justifications can be found for carrying a travel rewards card, a cash back card, a balance transfer card, a card for business transactions and other types of credit cards that other consumers may not have either the need or qualifications for. However, keeping track of numerous credit cards, whether or not a consumer is actively using all of them, can be a mentally taxing exercise. Not only that, credit card fees can add up and dull the benefit of carrying several credit cards. Organized consumers can benefit greatly from a wallet full of specialized cards, but for those seeking a more zen-like financial future, some judicial pruning may be in order. Methodology: The analysis results provided are based on an Experian-created statistically relevant aggregate sampling of our consumer credit database that may include use of the FICO Score 8 version. Different sampling parameters may generate different findings compared with other similar analysis. Analyzed credit data did not contain personal identification information. Metro areas group counties and cities into specific geographic areas for population censuses and compilations of related statistical data. This story was produced by Experian and reviewed and distributed by Stacker Media. Stay up-to-date on the latest in local and national government and political topics with our newsletter.Aduro Clean Technologies Announces Second Partial Exercise of Over-Allotment Option

The Jacksonville Jaguars placed quarterback Trevor Lawrence (concussion) on injured reserve Wednesday, likely ending his season after a vicious illegal hit in last week's loss to the Houston Texans. Lawrence, slammed in the head and neck by Texans linebacker Azeez Al-Shaair after giving himself up, would be eligible to return Week 18. However, the 2-10 Jags are already eliminated from playoff contention. Mac Jones will start for the Jags this week against the Tennessee Titans. Al-Shaair, meanwhile, was suspended three games by the NFL on Tuesday. Lawrence, 25, has thrown for 2,045 yards, 11 touchdowns and seven interceptions in 10 starts this season. He also missed time with a left (non-throwing) shoulder injury. Lawrence was carrying the ball and went into a feet-first slide at Houston's 45-yard line during the second quarter of Sunday's game. Al-Shaair launched into him and delivered a forearm shot near the quarterback's head and shoulder. Multiple skirmishes erupted as Lawrence lay prone on the field. Al-Shaair was ejected, along with Jaguars cornerback Jarrian Jones. Lawrence immediately displayed the hand motion known as the fencing posture that is associated with traumatic brain injury. However, he was able to stand after being attended to briefly, and he sat up while being taken to the locker room on a cart. Al-Shaair took to social media Monday to apologize but the NFL was unmoved, announcing the three-game suspension on Tuesday. He is appealing. Al-Shaair, 27, is a repeat offender this season, having just been fined $11,255 for a late hit on Tennessee Titans running back Tony Pollard last week. He was also fined $11,817 for punching Chicago Bears running back Roschon Johnson in a Week 2 game. That came after a sideline skirmish that began after Al-Shaair hit Bears quarterback Caleb Williams late out of bounds but wasn't flagged. Lawrence has thrown for 13,815 yards, 69 TDs and 46 INTs since being selected No. 1 overall by the Jags in the 2021 draft out of Clemson. --Field Level MediaDejan Kulusevski cannot wait to play Man City again after Tottenham run riotGlobal Laparoscopic Instruments Market Poised for Tremendous Growth from 2024 to 2032 12-25-2024 03:15 PM CET | Health & Medicine Press release from: Cognate Insights Laparoscopic Instruments Market Latest Market Overview The global laparoscopic instruments market is set to reach USD 13.5 billion by 2024, with a compound annual growth rate (CAGR) of 7.2% during the forecast period from 2024 to 2032. Laparoscopic instruments, also known as minimally invasive surgical instruments, are used in various surgical procedures that require small incisions, offering benefits such as reduced recovery time, minimized surgical scars, and reduced risk of infection. 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Global Global Laparoscopic Instruments Market Landscape and Future Pathways: North America: United States Canada Europe: Germany France U.K. Italy Russia Asia-Pacific: China Japan South Korea India Australia China Taiwan Indonesia Thailand Malaysia Latin America: Mexico Brazil Argentina Korea Colombia Middle East & Africa: Turkey Saudi Arabia UAE Korea Speak to Our Analyst for A Discussion on The Above Findings, And Ask for A Discount on The Report @ https://www.cognateinsights.com/check-discount/global-laparoscopic-instruments-market-research Key drivers and challenges influencing the Global Laparoscopic Instruments market: Regional Analysis: The report involves examining the Global Laparoscopic Instruments market at a regional or national level. Report analyses regional factors such as government incentives, infrastructure development, economic conditions, and consumer behaviour to identify variations and opportunities within different markets. 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( MENAFN - EIN Presswire) Fumi Suzuki TJExpress email us here Legal Disclaimer: EIN Presswire provides this news content "as is" without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above. MENAFN25122024003118003196ID1109030100 Legal Disclaimer: MENAFN provides the information “as is” without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the provider above.The Federal Government of Nigeria, through the Ministry of Agriculture and Food Security (FMAFS), and Fundação Getulio Vargas (FGV) of Brazil have signed a Memorandum of Understanding (MoU) to advance private-sector development in fertiliser production, hybrid seed technology, and agricultural finance. A Presidency statement said the MoU was signed on behalf of the government by the Permanent Secretary of FMAFS, Mr. Temitope Fashedemi, and the President of FGV, Professor Carlos Ivan Simonsen Leal, at FGV Headquarters in Rio de Janeiro, Brazil, on the sidelines of the G20 Leaders’ Summit. According to the statement issued by Abiodun Oladunjoye, a Director of Information and Public Relations, on Sunday, the agreement marks a new phase of strategic collaboration between Nigeria and FGV. FGV is the lead implementer of the Green Imperative Project (GIP), one of the largest international agricultural technology transfer initiatives. Conceived in 2018, GIP is a $1.2 billion cooperative effort between Brazil and Nigeria, designed to modernise Nigeria’s agricultural sector through Brazilian expertise in tropical agriculture. Since the MoU was conceived in 2018, both parties have engaged in many meaningful discussions to advance its design and implementation. The project, supported by Deutsche Bank, aims to deliver transformative agricultural technologies and knowledge transfer over its 10-year duration. Over the next five years, the project will identify and support one agribusiness in each of Nigeria’s 774 local government areas with technical and financial resources, driving sustainable development and economic growth. “This partnership paves the way for Brazil to engage with Nigeria’s dynamic and rapidly growing agricultural sector. Together with FGV, we are poised to unlock the potential of private sector investment in key areas critical to our food security,” Fashedemi said at the signing ceremony. Under the MoU, private-sector projects on fertiliser production, hybrid seed technology, and agricultural financing are projected to attract $4.3 billion in private-sector investment. Senior members of Nigeria’s presidency, officials of FMAFS, and FGV’s leadership attended the signing ceremony, the statement added.