PORTLAND, Maine (AP) — Honey, they shrunk the catalogs. While retailers hope to go big this , customers may notice that the printed gift guides arriving in their mailboxes are smaller. Many of the millions of catalogs getting sent to U.S. homes were indeed scaled down to save and paper, resulting in pint-sized editions. Lands’ End, Duluth Trading Company and Hammacher Schlemmer are among gift purveyors using smaller editions. Some retailers are saving even more money with postcards. Lisa Ayoob, a tech-savvy, online shopper in Portland, Maine, was surprised by the size of a recent catalog she received from outdoor apparel company Carbon2Cobalt. “It almost felt like it was a pamphlet compared to a catalog,” she said. Catalogs have undergone over the years in response to technological changes and consumer behavior. The thick, heavy Sears and catalogs that brought store displays to American living rooms slimmed down and gave way to targeted mailings once websites could do the same thing. Recent postal rate increases accelerated the latest shift to compact formats. The number of catalogs mailed each year dropped about 40% between 2006 to 2018, when an estimated 11.5 billion were mailed to homes, according to the trade group formerly known as the American Catalog Mailers Association. In a sign of the times, the group based in Washington rebranded itself in May as the American Commerce Marketing Association, reflecting a broadened focus. But don’t expect catalogs to go the way of dinosaurs yet. Defying predictions of doom, they have managed to in the e-commerce era. Retail companies found that could treat catalogs with fewer pages as a marketing tool and include QR and promo codes to entice customers to browse online and complete a purchase. Despite no longer carrying an extended inventory of goods, catalogs are costly to produce and ship. But they hold their own in value because of growing digital advertising costs, helping retailers cut through the noise for consumers barraged by multi-format advertisements, industry officials say. In an unlikely twist, notable e-commerce companies like Amazon and started distributing catalogs in recent years. Amazon began mailing a toy catalog in 2018. That was the same year Sears, which produced an annual Christmas Wish Book Wish starting in 1933, y. Fans of printed information may rejoice to hear that apparel retailer relaunched its glossy catalog this year. Research shows that the hands-on experience of thumbing through a catalog leaves a greater impression on consumers, said Jonathan Zhang, a professor of marketing at Colorado State University. “The reason why these paper formats are so effective is that our human brains haven’t evolved as fast as technology and computers over the past 10 to 20 years. We retain more information when we read something on paper. That’s why paper books remain relevant,” Zhang said. “The psychology shows that three-dimensional, tactile experiences are more memorable.” Pint-sized presentations still can work, though, because the purpose of catalogs these days is simply to get customers’ attention, Zhang said. Conserving paper also works better with younger consumers who are worried about the holiday shopping season’s impact on the planet, he said. Postal increases are hastening changes. The latest round of postage hikes in July included the category with the 8.5-by-11-inch size that used to be ubiquitous for the catalog industry. Many retailers responded by reducing the size of catalogs, putting them in a lower-cost letter category, said Paul Miller, executive vice president and managing director of the American Commerce Marketing Association. One size, called a “slim jim,” measures 10.5 by 5.5 inches. But there other sizes. Some retailers have further reduced costs by mailing large postcards to consumers. Lands’ End, for one, is testing new compact formats to supplement its traditional catalogs. This year, that included folded glossy brochures and postcards, along with other formats, Chief Transformation Officer Angie Rieger said. Maine resident Ayoob said she understands why retailers still use catalogs even though she no longer is a fan of the format. These days, she prefers to browse for products on the internet, not by flipping through paper pages. “Everybody wants eyeballs. There’s so much out there — so many websites, so many brands,” said Ayoob, who spent 35 years working in department stores and in the wholesale industry. Targeting customers at home is not a new concept. was a pioneer of the mail-order catalog after its founder promoted his famous “Maine Hunting Shoe” to hunting license holders from out-of-state in 1912. The outdoor clothing and equipment company based in Freeport, Maine, is sticking to mailing out regular-sized catalogs for now. “By showcasing our icons, the catalog became an icon itself,” L.L. Bean spokesperson Amanda Hannah said. “Even as we invest more in our digital and brand marketing channels, the catalog retains a strong association with our brand, and is therefore an important part of our omni-channel strategy, especially for our loyal customers.”The crypto world’s like a rollercoaster ride, isn’t it? Prices shoot up, projects launch with fanfare, and there’s always something brewing that makes you want to dive right in. But here’s the kicker: choosing the right coin isn’t just about hype—it’s about potential. While some tokens fizzle out faster than a sparkler on the Fourth of July, others—like Qubetics (TICS), Toncoin (TON), and Binance (BNB)—are changing the game. These projects aren’t just coins; they’re ecosystems, each carving out a distinct space in the blockchain universe. Qubetics, a rising star in the crypto space, is currently in the spotlight with its jaw-dropping presale performance. If you’re looking for the best coins to join this weekend, you’ll definitely want to hear what makes it stand out. Then there’s Toncoin, the blockchain brainchild making waves in decentralised communication. And, of course, Binance, the old guard of crypto exchanges, proving time and time again why it’s the go-to for seasoned and newbie investors alike. Let’s break these down, shall we? Qubetics (TICS): A Crypto Gem in the Making It’s not every day you come across a presale success story that’s making waves like Qubetics. With its 14th presale stage in full swing, Qubetics has already sold over 382 million $TICS tokens to more than 10,800 holders, raising over $8 million . At $0.037 per token, the buzz around this project is electric. So, what’s the big deal? Let’s start with the numbers. Analysts are throwing out predictions that make even the most conservative investors’ eyes widen. Picture this: an investment in $TICS today at $10,000 could soar to $2.91 million if it hits $10 post-mainnet launch, offering a mind-blowing 29,107% ROI. And if $TICS hits $15, you’re looking at a $4.37 million payday. Those aren’t just numbers; they’re life-changing potential. Beyond the stats, Qubetics is breaking barriers with the QubeQode IDE , a developer’s dream toolkit. Imagine a local bakery streamlining its supply chain with blockchain or an artist tokenising their work for global sales without needing coding chops. That’s what QubeQode brings to the table. It’s like a Swiss Army knife for blockchain development—whether you’re a business mogul, a freelance designer, or a curious crypto newbie, the IDE simplifies smart contract creation. It reduces costs, speeds up development, and eliminates the steep learning curve usually associated with blockchain. For instance, a real estate agency could tokenise property deeds to simplify transactions, or a logistics company could create an automated supply chain tracking system—all without hiring a team of developers. Qubetics isn’t just about tools, though. Its ecosystem is geared toward solving real-world problems. Think cross-border payments made simple, tokenised assets that lower barriers to entry, and decentralised VPNs that prioritise user privacy. All these features make Qubetics a platform to watch and a token to hold. This isn’t just another crypto; it’s a revolution in how blockchain can integrate seamlessly into everyday life. Toncoin (TON): Telegram’s Blockchain Marvel If Qubetics is the ambitious newcomer, Toncoin is the stalwart innovator. Built on the Telegram Open Network, Toncoin is laser-focused on decentralisation and scalability. It’s what you might call the people’s blockchain—accessible, efficient, and practical. TON’s primary claim to fame? Powering Telegram’s Sticker Shop, where users buy and trade NFT decals. Fun, sure, but it’s more than just stickers; it’s a gateway to mainstream blockchain adoption. This project’s ecosystem is growing, and its increasing stablecoin activity suggests a solid future. For long-time holders, TON represents reliability—a blockchain platform that’s built to last. Think of it like investing in a blue-chip stock, except it’s decentralised, borderless, and uniquely integrated with one of the most popular messaging apps on the planet. Toncoin’s edge lies in its utility. Beyond NFTs, it’s enabling secure, fast, and cost-effective transactions on a global scale. Telegram’s massive user base provides TON with a direct pathway to adoption. Imagine a small business owner in a remote village using TON for secure international payments or a content creator monetising their work with minimal fees. That’s the kind of impact Toncoin is aiming for. It’s not just a blockchain; it’s a bridge between traditional and decentralised finance. Investing in TON is like planting a tree: the rewards might not be immediate, but they’re steady and sustainable. And for those searching for the best coins to join this weekend, Toncoin’s established presence makes it a worthy contender. Whether you’re a Telegram power user or a crypto enthusiast, TON offers a compelling mix of innovation and reliability. Binance (BNB): The Kingpin of Crypto Let’s talk about Binance—the titan of crypto exchanges. If you’ve been in the crypto game for a hot minute, you’ve probably traded, staked, or at least heard of Binance’s native token, BNB. Launched initially as a utility token, BNB has grown into a powerhouse asset, powering everything from transaction fees on the Binance Smart Chain to real-world payments. BNB’s charm lies in its versatility. Need low fees for trading? BNB’s got you. Looking to dive into DeFi? It’s the backbone of numerous projects on the Binance Smart Chain. And with Binance consistently at the forefront of innovation—whether it’s new token listings, partnerships, or DeFi initiatives—BNB remains a rock-solid choice for anyone dabbling in crypto. Binance isn’t just a platform; it’s a financial ecosystem. And while its regulatory battles make headlines, its resilience keeps it in the game. For investors, BNB isn’t just another coin; it’s a ticket to one of the most robust and reliable crypto ecosystems around. Searching for the best coins to join this weekend? It’s hard not to include Binance in the mix. BNB also has an ace up its sleeve: accessibility. The token’s integration with Binance’s vast suite of tools and services ensures it’s always in demand. Whether you’re staking for passive income, using it for discounted trading fees, or participating in Binance’s Launchpad offerings, BNB delivers value on all fronts. It’s the kind of investment that’s less about the moonshot and more about consistent growth. Wrapping It Up: Your Move, Crypto Investor Here’s the deal: Qubetics, Toncoin, and Binance each bring something unique to the table. Qubetics is the rising star with explosive potential, Toncoin offers steady growth and innovation, and Binance remains the undisputed king of the crypto hill. Together, they’re not just coins; they’re investment stories waiting to unfold. If you’ve been on the fence about diving into the crypto pool, there’s no better time. With Qubetics’ presale nearing its climax, Toncoin building its ecosystem, and Binance cementing its legacy, these are the best coins to join this weekend . Don’t just watch from the sidelines—get in the game and see where this ride can take you. So, what are you waiting for? Whether you’re betting big on $TICS or exploring the solid foundations of TON and BNB, the future’s looking brighter than ever. Make your move today. Qubetics: https://qubetics.com Telegram: https://t.me/qubetics Twitter: https://x.com/qubetics Join our WhatsApp Channel to get the latest news, exclusives and videos on WhatsApp _____________ Disclaimer: Analytics Insight does not provide financial advice or guidance. Also note that the cryptocurrencies mentioned/listed on the website could potentially be scams, i.e. designed to induce you to invest financial resources that may be lost forever and not be recoverable once investments are made. You are responsible for conducting your own research (DYOR) before making any investments. Read more here.
PORTLAND, Maine (AP) — Honey, they shrunk the catalogs. While retailers hope to go big this holiday season , customers may notice that the printed gift guides arriving in their mailboxes are smaller. Many of the millions of catalogs getting sent to U.S. homes were indeed scaled down to save on postage and paper, resulting in pint-sized editions. Lands’ End, Duluth Trading Company and Hammacher Schlemmer are among gift purveyors using smaller editions. Some retailers are saving even more money with postcards. Lisa Ayoob, a tech-savvy, online shopper in Portland, Maine, was surprised by the size of a recent catalog she received from outdoor apparel company Carbon2Cobalt. “It almost felt like it was a pamphlet compared to a catalog,” she said. Catalogs have undergone a steady recalibration over the years in response to technological changes and consumer behavior. The thick, heavy Sears and J.C. Penney catalogs that brought store displays to American living rooms slimmed down and gave way to targeted mailings once websites could do the same thing. Recent postal rate increases accelerated the latest shift to compact formats. The number of catalogs mailed each year dropped about 40% between 2006 to 2018, when an estimated 11.5 billion were mailed to homes, according to the trade group formerly known as the American Catalog Mailers Association. In a sign of the times, the group based in Washington rebranded itself in May as the American Commerce Marketing Association, reflecting a broadened focus. But don't expect catalogs to go the way of dinosaurs yet. Defying predictions of doom, they have managed to remain relevant in the e-commerce era. Retail companies found that could treat catalogs with fewer pages as a marketing tool and include QR and promo codes to entice customers to browse online and complete a purchase. Despite no longer carrying an extended inventory of goods, catalogs are costly to produce and ship. But they hold their own in value because of growing digital advertising costs, helping retailers cut through the noise for consumers barraged by multi-format advertisements, industry officials say. In an unlikely twist, notable e-commerce companies like Amazon and home goods supplier Wayfair started distributing catalogs in recent years. Amazon began mailing a toy catalog in 2018. That was the same year Sears, which produced an annual Christmas Wish Book Wish starting in 1933, filed for bankruptc y. Fans of printed information may rejoice to hear that apparel retailer J.Crew relaunched its glossy catalog this year. Research shows that the hands-on experience of thumbing through a catalog leaves a greater impression on consumers, said Jonathan Zhang, a professor of marketing at Colorado State University. “The reason why these paper formats are so effective is that our human brains haven’t evolved as fast as technology and computers over the past 10 to 20 years. We retain more information when we read something on paper. That's why paper books remain relevant," Zhang said. “The psychology shows that three-dimensional, tactile experiences are more memorable.” Pint-sized presentations still can work, though, because the purpose of catalogs these days is simply to get customers’ attention, Zhang said. Conserving paper also works better with younger consumers who are worried about the holiday shopping season's impact on the planet, he said. Postal increases are hastening changes. The latest round of postage hikes in July included the category with the 8.5-by-11-inch size that used to be ubiquitous for the catalog industry. Many retailers responded by reducing the size of catalogs, putting them in a lower-cost letter category, said Paul Miller, executive vice president and managing director of the American Commerce Marketing Association. One size, called a “slim jim,” measures 10.5 by 5.5 inches. But there other sizes. Some retailers have further reduced costs by mailing large postcards to consumers. Lands' End, for one, is testing new compact formats to supplement its traditional catalogs. This year, that included folded glossy brochures and postcards, along with other formats, Chief Transformation Officer Angie Rieger said. Maine resident Ayoob said she understands why retailers still use catalogs even though she no longer is a fan of the format. These days, she prefers to browse for products on the internet, not by flipping through paper pages. “Everybody wants eyeballs. There’s so much out there -- so many websites, so many brands,” said Ayoob, who spent 35 years working in department stores and in the wholesale industry. Targeting customers at home is not a new concept. L.L. Bean was a pioneer of the mail-order catalog after its founder promoted his famous “Maine Hunting Shoe” to hunting license holders from out-of-state in 1912. The outdoor clothing and equipment company based in Freeport, Maine, is sticking to mailing out regular-sized catalogs for now. “By showcasing our icons, the catalog became an icon itself,” L.L. Bean spokesperson Amanda Hannah said. "Even as we invest more in our digital and brand marketing channels, the catalog retains a strong association with our brand, and is therefore an important part of our omni-channel strategy, especially for our loyal customers.”What is Digital Arrest and How to Avoid Falling Victim?
U.S. Rep. Kweisi Mfume said Friday that he won’t attend President-elect Donald Trump’s Jan. 20 inauguration because it falls on the holiday marking Martin Luther King Jr.’s birthday.2024: Homicides at five-year low, domestic violence up in Edmonton
By Funto Omojola, NerdWallet Mobile wallets that allow you to pay using your phone have been around for well more than a decade, and over those years they’ve grown in popularity, becoming a key part of consumers’ credit card usage. According to a “state of credit card report” for 2025 from credit bureau Experian, 53% of Americans in a survey say they use digital wallets more frequently than traditional payment methods. To further incentivize mobile wallet usage, some credit card issuers offer bonus rewards when you elect to pay that way. But those incentives can go beyond just higher reward rates. In fact, mobile wallets in some ways are becoming an essential part of activating and holding a credit card. For example, they can offer immediate access to your credit line, and they can be easier and safer than paying with a physical card. From a rewards perspective, it can make a lot of sense to reach for your phone now instead of your physical card. The Apple Card offers its highest reward rates when you use it through the Apple Pay mobile wallet. Same goes for the PayPal Cashback Mastercard® when you use it to make purchases via the PayPal digital wallet. The Kroger grocery store giant has a co-branded credit card that earns the most when you pay using an eligible digital wallet, and some major credit cards with quarterly rotating bonus categories have a history of incentivizing digital wallet use. But again, these days it’s not just about the rewards. Mobile wallets like Apple Pay, Samsung Pay and PayPal can offer immediate access to your credit line while you wait for your physical card to arrive after approval. Indeed, most major issuers including Bank of America®, Capital One and Chase now offer instant virtual credit card numbers for eligible cards that can be used upon approval by adding them to a digital wallet. Additionally, many co-branded credit cards — those offered in partnership with another brand — commonly offer instant card access and can be used immediately on in-brand purchases. Credit cards typically take seven to 10 days to arrive after approval, so instant access to your credit line can be particularly useful if you need to make an urgent or unexpected purchase. Plus, they allow you to start spending toward a card’s sign-up bonus right away. As issuers push toward mobile payments, a growing number of merchants and businesses are similarly adopting the payment method. The percentage of U.S. businesses that used digital wallets increased to 62% in 2023, compared to 47% the previous year, according to a 2023 survey commissioned by the Federal Reserve Financial Services. Wider acceptance is potentially good news for the average American, who according to Experian has about four credit cards. While that won’t necessarily weigh down your wallet, it can be hard to manage multiple cards and rewards categories at once. Mobile wallets offer a more efficient way to store and organize all of your workhorse cards, while not having to carry around ones that you don’t use often. They can also help you more easily monitor your spending and rewards, and some even track your orders’ status and arrival time. Plus, paying with a digital wallet offers added security. That’s because it uses technology called tokenization when you pay, which masks your real credit card number and instead sends an encrypted “token” that’s unique to each payment. This is unlike swiping or dipping a physical card, during which your credit card number is more directly accessible. And again, because a mobile wallet doesn’t require you to have your physical cards present, there’s less chance of one falling out of your pocket or purse. More From NerdWallet Boost Your Credit Card Rewards This Holiday With a Few Extra Clicks Should You Donate Your Points and Miles to Charity? Need Credit Card Debt Relief? Debt Management Could Help Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com. The article Activating Your Credit Card? Don’t Skip the Mobile Wallet Step originally appeared on NerdWallet . 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Daily Post Nigeria CHAN 2025 qualifier: Home Eagles resume camping for Ghana clash Home News Politics Metro Entertainment Sport Sport CHAN 2025 qualifier: Home Eagles resume camping for Ghana clash Published on December 6, 2024 By Mike Oyebola The home-based Super Eagles have settled down in Ikenne for their final preparations ahead of the 2025 African Nations Championship, CHAN, qualifier against the Black Galaxies of Ghana. The players and their officials arrived at the Remo Stars Sports Institute on Wednesday. They held two training sessions on Thursday under the watchful eyes of head coach Augustine Eguavoen. The players also trained twice on Friday. The team will continue their build-up towards the game on Saturday. Ghana will host the first leg at the Accra Sports Stadium on Sunday, December 22. The second leg will take place at the Godswill Akpabio International Stadium, Uyo, on Saturday, December 28. Related Topics: CHAN 2025 Qualifier Don't Miss EPL: You’re not allowed to drop your form — Maresca warns Chelsea forward You may like CHAN 2025 qualifier: NPFL chief Elegbeleye tasks players on tournament’s ticket CHAN 2025 qualifier: Eguavoen to name final squad for Ghana clash CHAN 2025 qualifier: Home Eagles conclude second phase of camping CHAN 2025 qualifier: Home-Eagles start second phase of camping exercise CHAN 2025 qualifier: Kano Pillars defender Abiam elated with Super Eagles call-up CHAN 2025 qualifier: Eguavoen positive of good outing against Ghana Advertise About Us Contact Us Privacy-Policy Terms Copyright © Daily Post Media LtdNo Bevo? SEC tells Texas there's no room for its 1,700-pound longhorn at title game vs. Georgia
SHOPPERS have come across a mega Christmas deal at a popular discount chain with a price that blows rivals out of the water. With the Christmas countdown nearly upon us, Brits are taking to the shops to find the best deals and prices for their festive treats. 5 Home Bargains is selling the Milky Bar advent calendar for just 99p Credit: facebook/ExtremeCouponingAndBargainsUK 5 Shoppers have raved at the bargain price as other retailers charge up to £3 Credit: Alamy 5 The Milky Bar advent calendar has long been a kids' favourite for Christmas Credit: Getty Taking to Facebook, one shopper revealed how they found a Christmas staple for just 99p at Home Bargains. They shared the Milkybar advent calendar deal on the Facebook Group Extreme Couponing and Bargains UK. "Found for 99p in Home Bargains I got 2," the delighted shopper wrote. "They also do a KitKat one for 99p I got 2 for my kids," another commented. read more on advent calendars Lovehoney launches 70% Black Friday discount on bestsellers like couples advent SAUCY! Heinz unveil £25 'saucemas' advent calendar with 12 full-size bottles of condiments "On our way," another excited shopper said in response to another post about the deal. The jaw-dropping deal beats the price of the advent calendar at rival stores by far. Here are some price comparisons: Aldi - £1.99 Morrisons - £2.50 Asda - £2.50 but a reward deal saw coupon holders get it for £1 Sainsbury's - £3.00 Ocado - Reduced from £3.00 to £2.50 until Tuesday. Most read in Money FESTIVE BEER Full list of Wetherspoons opening in Scotland on Xmas Day, is one near you? WINTER WONDERLAND First look inside award-winning Santa's Grotto just 20mins from Glasgow FARM LIFE Farm with Scotland's only lake up for sale LUXURY LIVING Scots tycoon smashes house sale record at neighbourhood loved by celebs Meanwhile, the clock is ticking on shoppers to bag another festive favourite - the Cadbury advent calendar. The Sun has done the work for you, exploring which supermarket is the cheapest to buy the popular chocolate treat this week. Costco is selling a 5ft tall giant advent calendar Much like the above price comparisons, Alid comes out as a winner with the best offer for the 24-piece milk chocolate calendar for just £1.46. But, those who buy the calendar directly from Cadbury will pay a whopping £3.29. Tesco offers the firm favourite for £1.50 with a Clubcard while Sainsbury's, Ocado, and Waitrose have their prices at £1.75. Prices tend to fluctuate a lot in the run-up to the festive period, so it's worth keeping a close eye on your local stores for new deals. If you want something with something a bit extra than just white or milk chocolate why not try the Terry Chocolate Orange calendar? Currently, the best place to go for that is Morrisons or Sainsbury's where is it £2.50. Or, if Malteasers are more your thing, Aldi again comes out on top with the price set at £2.04. For those still making up their minds, here is a review by The Sun of all of the classic supermarket chocolate calendars . Even if chocolate is not what you fancy, or you want something a little more warming to count down to Christmas there are several rum advent calendars available. Read more on the Scottish Sun FESTIVE FIZZ Coca-Cola Christmas truck in Scotland: Dates, locations & all you need to know AND RELAX Scots seaside hotel with outdoor hot tub and firepit named UK's top spa resort The Sun tested seven of this year's releases so you don't have to. Some calendars offer just 12 bottles while others do the full countdown. 5 The Home Bargains deal is also valid on the KitKat calendar (stock) 5 The Sun researched which supermarket is selling the Cadbury advent calendar for the best price this week Credit: Ocado If chocolate isn't your thing or you want something a bit more adult, there are several alcoholic advent calendars for sale this year Credit: Samantha PriestlyMcGill runs for 2TDs and North Texas becomes bowl eligible by beating Temple 24-17
Top Picks for Women's Wallets: A Blend of Style and Functionality