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Service Provider Association; Innovation and excellence in commercial cleaning across Iowa and Nebraska 12-02-2024 11:42 PM CET | Business, Economy, Finances, Banking & Insurance Press release from: Getnews / PR Agency: Notorial Image: https://www.getnews.info/wp-content/uploads/2024/12/1733154347.jpeg Iowa, United States - In a traditionally conventional sector, Service Providers Association (S.P.A.) [ https://serviceprovidersassociation.com/ ] has revolutionized the commercial cleaning industry in Iowa and Nebraska, not only by offering high-quality, health-focused cleaning services but also by helping professional cleaners become business owners. Through its franchise model, S.P.A. enables individuals, especially immigrants and women, to move from minimum-wage employees to business owners, creating a positive impact on their lives and the local economy. Founded in 2020 during the Covid-19 pandemic, S.P.A. was born with the mission of creating safe and healthy commercial spaces. Since then, it has trained franchisees through rigorous programs, ensuring that each member has the tools and knowledge necessary to provide excellent service and maintain a profitable business. In this model, S.P.A. does not employ cleaners directly but instead empowers them to become business owners focused on customer satisfaction, while S.P.A. handles all office administration and sales for them. Inspiring Leadership: Raul Cunarro, CEO and Founder of S.P.A. Raul Cunarro, an immigrant entrepreneur with vision and dedication, founded S.P.A. to modernize the sector and offer growth opportunities to those looking to build their own business in the United States. Cunarro has combined traditional cleaning practices with advanced technology to optimize results and establish S.P.A. as an industry benchmark. "S.P.A. was born from the belief that cleaning is an essential service. By training and empowering each franchisee, we can extend our positive impact beyond workspaces, helping the community and promoting health and safety," Cunarro commented. His focus on technology has made S.P.A. a model of efficiency and sustainability, reducing environmental impact and ensuring healthy environments. Commitment to the Immigrant Community Beyond innovation, Cunarro has shown a strong commitment to the immigrant community, a cornerstone of his business vision. S.P.A. has created a supportive environment for immigrants seeking new opportunities, giving them the necessary backing to start a business in the United States. Through its franchise model, S.P.A. allows them to build a prosperous future for themselves and their families. "Seeing the growth of S.P.A. is a source of pride, and supporting people who are looking to start a new life in this country inspires me," said Cunarro. "We offer them not just an employment opportunity but a platform to build their own business." Services and Commitment to Excellence S.P.A.'s success is rooted in the strict selection and continuous training of its franchisees. Each member must meet high standards of quality, ensuring that all S.P.A. clients receive exceptional service from dedicated, well-trained professionals. In addition, S.P.A. provides a support system that includes resources and ongoing training to enhance skills and guarantee the growth and profitability of each franchise. Growth Perspectives and S.P.A.'s Future In just a few years, S.P.A. has achieved remarkable growth in Iowa and Nebraska, with plans for expansion and a goal to continue innovating. Its firm commitment to community, health, and advanced technology positions S.P.A. as a leader in the region's commercial cleaning industry. About Service Providers Association: S.P.A. is a commercial cleaning [ https://serviceprovidersassociation.com/services/commercial-cleaning/ ] company founded in 2020 that offers high-quality, health-focused services in Iowa and Nebraska. Under the leadership of Raul Cunarro, S.P.A. has implemented innovative technologies to optimize processes and provide the best cleaning services on the market. Through its franchise model, S.P.A. is committed to providing safe workspaces and promoting the growth of its members, particularly those from the immigrant community. Media Contact Company Name: Francisco Silva Contact Person: Press Office Email: Send Email [ http://www.universalpressrelease.com/?pr=service-provider-association-innovation-and-excellence-in-commercial-cleaning-across-iowa-and-nebraska ] Country: United States Website: https://serviceprovidersassociation.com/ This release was published on openPR.
Tuesday CANADIAN HOCKEY LEAGUE 6 p.m. NHLN — CHL/USA Prospects Challenge: From London, Ontario COLLEGE BASKETBALL (MEN’S) 12:30 p.m. CBSSN — Sunshine Slam Beach Bracket: TBD, Third-Place Game 1 p.m. TBS — Players Era Festival: San Diego St. vs. Creighton 2:30 p.m. ESPN2 — Maui Invitational: TBD, Consolation Semifinal 3 p.m. CBSSN — Sunshine Slam Beach Bracket: TBD, Championship 3:30 p.m. TBS — Oregon vs. Texas A&M, Las Vegas 5 p.m. CBSSN — Sunshine Slam Ocean Bracket: Wyoming vs. Tulane, Semifinal ESPN — Maui Invitational: TBD, Semifinal 5:30 p.m. ESPNU — W. Kentucky at Kentucky 6 p.m. ACCN — Manhattan at Virginia FS1 — Wagner at Georgetown TRUTV — Acrisure Holiday Invitational: Grand Canyon vs. Stanford, Semifinal 7 p.m. BTN — SC-Upstate at Iowa TBS — Players Era Festival: Houston vs. Alabama 7:30 p.m. CBSSN — Sunshine Slam Ocean Bracket: Loyola Marymount vs. Belmont, Semifinal ESPN — Maui Invitational: TBD, Consolation Semifinal 8 p.m. ESPNU — Vegas Showdown: Kansas vs. Duke 8:30 p.m. TRUTV — Acrisure Holiday Invitational: California Baptist vs. SMU, Semifinal 9 p.m. BTN — S. Utah at UCLA 9:30 p.m. TBS — Players Era Festival: Rutgers vs. Notre Dame 10 p.m. ESPN — Maui Invitational: TBD, Semifinal 10:30 p.m. ESPNU — Vegas Showdown: Seattle vs. Furman 11 p.m. TRUTV — Acrisure Holiday Invitational: Fresno St. vs. Washington St., Semifinal COLLEGE BASKETBALL (WOMEN’S) 1 p.m. TRUTV — Acrisure Holiday Invitational: Michigan St. vs. California, Semifinal 3:30 p.m. TRUTV — Acrisure Holiday Invitational: Arizona vs. Vanderbilt, Semifinal 6 p.m. SECN — Western Carolina at Tennessee COLLEGE FOOTBALL 6 p.m. ESPN2 — Toledo at Akron 7 p.m. ESPN — CFP Rankings Show NBA BASKETBALL 6:30 p.m. TNT — Milwaukee at Miami 9 p.m. TNT — L.A. Lakers at Phoenix Wednesday COLLEGE BASKETBALL (MEN’S) 11 a.m. ESPN — Battle 4 Atlantis: Louisville vs. Indiana, Quarterfinal 1:30 p.m. ESPN — Battle 4 Atlantis: West Virginia vs. Gonzaga, Quarterfinal ESPN2 — Maui Invitational: TBD, Fifth-Place Game 4 p.m. ESPN — Maui Invitational: TBD, Championship, ESPN2 — Battle 4 Atlantis: Oklahoma vs. Providence, Quarterfinal 5 p.m. FS1 — TBD 6:30 p.m. ESPN — Battle 4 Atlantis: Davidson vs. Arizona, Quarterfinal 7:30 p.m. FS1 — TBD 8:30 p.m. ESPN — Maui Invitational: TBD, Third-Place Game, TRUTV — Acrisure Holiday Invitational: TBD, Third-Place 9 p.m. TBS — Players Era Festival, Rutgers vs. Alabama 11 p.m. ESPN — Maui Invitational: TBD, Seventh-Place Game 11:30 p.m. TBS — Players Era Festival, Notre Dame vs. Houston COLLEGE BASKETBALL (WOMEN’S) 1 p.m. TRUTV — Acrisure Holiday Invitational: TBD, Third-Place 3:30 p.m. TRUTV — Acrisure Holiday Invitational: TBD, Championship 6 p.m. TRUTV — Acrisure Holiday Invitational: Southern Cal vs. Seton Hall, Semifinal GOLF 3 a.m. GOLF — Asian Tour: The International Series Qatar, First Round 7 p.m. GOLF — DP World Tour: The ISPS HANDA Australian Open, First Round 3 a.m. (Thursday) GOLF — Asian Tour: The International Series Qatar, Second Round NBA BASKETBALL 6:40 p.m. ESPN — New York at Dallas 9:05 p.m. ESPN — Oklahoma City at Golden State NBA G-LEAGUE BASKETBALL 9 p.m. ESPNU — Tip-Off Tournament: Rip City at South Bay NHL HOCKEY 6:30 p.m. TNT — Washington at Tampa Bay 9 p.m. TNT — Vegas at Colorado Thursday COLLEGE BASKETBALL (MEN’S) 11 a.m. ESPN — Battle 4 Atlantis: TBD, Semifinal ESPN2 — ESPN Events Invitational: Wichita St. vs. Minnesota 1:30 p.m. ESPN — ESPN Events Invitational: Wake Forest vs. Florida, Semifinal ESPN2 — Battle 4 Atlantis: TBD, Consolation Semifinal 2:30 p.m. FS1 — Rady Children’s Invitational: Purdue vs. NC State, Semifinal 3 p.m. CBS — Arkansas vs. Illinois TRUTV — Acrisure Invitational: Santa Clara vs. TCU, Semifinal 4 p.m. ESPN — Battle 4 Atlantis: TBD, Semifinal, 4:30 p.m. ESPN2 — NIT Season Tip-Off: Utah St. vs. St. Bonaventure, Semifinal FS1 — Rady Children’s Invitational: BYU vs. Mississippi, Semifinal 5:30 p.m. TRUTV — Acrisure Invitational: Colorado St. vs. Washington, Semifinal 6:30 p.m. ESPN2 — Battle 4 Atlantis: TBD, Consolation Semifinal 8 p.m. TRUTV — Acrisure Invitational: Saint Mary’s (Calif.) vs. Southern Cal, Semifinal, 10:30 p.m. TRUTV — Acrisure Invitational: New Mexico vs. Arizona St., Semifinal COLLEGE BASKETBALL (WOMEN’S) 12:30 p.m. FOX — Fort Myers Tip-Off: South Carolina vs. Iowa St. COLLEGE FOOTBALL 1 p.m. ESPNU — Tuskegee at Alabama St. 6:30 p.m. ESPN — Memphis at Tulane GOLF 3 a.m. GOLF — Asian Tour: The International Series Qatar, Second Round 7 a.m. GOLF — Ladies European Tour: The Andalucía Costa del Sol Open de España, First Round 7 p.m. GOLF — DP World Tour: The ISPS HANDA Australian Open, Second Round 2:30 a.m. (Friday) GOLF — Asian Tour: The International Series Qatar, Third Round NFL FOOTBALL 11:30 a.m. CBS — Chicago at Detroit 3:30 p.m. FOX — N.Y. Giants at Dallas 7:20 p.m. NBC — Miami at Green Bay PEACOCK — Miami at Green Bay Friday COLLEGE BASKETBALL (MEN’S) 10 a.m. ESPN2 — Battle 4 Atlantis: TBD, Seventh-Place Game, 12 p.m. ESPN2 — ESPN Events Invitational: TBD, Third-Place 12:30 p.m. FS1 — Valparaiso at DePaul 1 p.m. TRUTV — Acrisure Invitational: TBD, Third-Place 2 p.m. ESPN2 — Battle 4 Atlantis: TBD, Third-Place Game 2:30 p.m. ESPN — ESPN Events Invitational: TBD, Championship FOX — Rady Children’s Invitational: TBD, Third-Place 3:30 p.m. TRUTV — Acrisure Invitational: TBD, Championship 4:30 p.m. ESPN — Battle 4 Atlantis: TBD, Championship 5 p.m. FOX — Rady Children’s Invitational: TBD, Championship 5:30 p.m. ESPN2 — NIT Season Tip-Off: TBD, Third-Place Game 7:30 p.m. ESPN — Battle 4 Atlantis: TBD, Fifth-Place Game 8 p.m. ESPN2 — NIT Season Tip-Off: TBD, Third-Place Game 8:30 p.m. TRUTV — Acrisure Invitational: TBD, Championship 11 p.m. TRUTV — Acrisure Invitational: TBD, Third-Place COLLEGE BASKETBALL (WOMEN’S) 6 p.m. TRUTV — Acrisure Holiday Invitational: Southern Cal vs. Saint Louis COLLEGE FOOTBALL 11 a.m. ABC — Oklahoma St. at Colorado CBS — Minnesota at Wisconsin FOX — Oregon St. at Boise St. ESPN Navy at East Carolina 2:30 p.m. ABC — Mississippi St. at Mississippi FS1 — Utah St. at Colorado St. 3 p.m. CBS — Stanford at San Jose St. 6:30 p.m. ABC — Georgia Tech at Georgia NBC — Nebraska at Iowa 7 p.m. FOX — Utah at UCF COLLEGE VOLLEYBALL (WOMEN’S) 6 p.m. FS1 — Ohio St. at Minnesota GOLF 2:30 a.m. GOLF — Asian Tour: The International Series Qatar, Third Round 7 a.m. GOLF — Ladies European Tour: The Andalucía Costa del Sol Open de España, Second Round 9 p.m. GOLF — DP World Tour: The ISPS HANDA Australian Open, Third Round 2:30 a.m. (Saturday) GOLF — Asian Tour: The International Series Qatar, Final Round HORSE RACING 11 a.m. FS1 — NYRA: America’s Day at the Races NBA BASKETBALL 6:40 p.m. ESPN — L.A. Clippers at Minnesota 9:05 p.m. ESPN — Oklahoma City at L.A. Lakers NFL FOOTBALL 2 p.m. PRIME VIDEO — Las Vegas at Kansas City NHL HOCKEY 5:30 p.m. TNT — Pittsburgh at Boston 8 p.m. TNT — Colorado at Dallas RODEO 8 p.m. FS1 — The American Rodeo: The Kimes Ranch Breakaway Championships—Day 2
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NEW YORK (AP) — President-elect Donald Trump’s lawyers formally asked a judge Monday to throw out his hush money criminal conviction, arguing continuing the case would present unconstitutional “disruptions to the institution of the Presidency.“ In a filing made public Tuesday, Trump’s lawyers told Manhattan Judge Juan M. Merchan that dismissal is warranted because of the extraordinary circumstances of his impending return to the White House. “Wrongly continuing proceedings in this failed lawfare case disrupts President Trump’s transition efforts,” the attorneys continued, before citing the “overwhelming national mandate granted to him by the American people on November 5, 2024.” Prosecutors will have until Dec. 9 to respond. They have said they will fight any efforts to dismiss the case but have indicated openness to delaying sentencing until after Trump’s second term ends in 2029. Following Trump’s election victory last month, Merchan halted proceedings and indefinitely postponed his sentencing, previously scheduled for late November, to allow the defense and prosecution to weigh in on the future of the case. He also delayed a decision on Trump’s prior bid to dismiss the case on immunity grounds. Trump has been fighting for months to reverse the conviction, which involved efforts to conceal a $130,000 payment to porn actor Stormy Daniels, whose affair allegations threatened to disrupt his 2016 campaign. He has denied any wrongdoing. Trump takes office Jan. 20. Merchan hasn’t set a timetable for a decision. A dismissal would erase Trump’s historic conviction, sparing him the cloud of a criminal record and possible prison sentence. Trump is the first former president to be convicted of a crime and the first convicted criminal to be elected to the office. Merchan could also decide to uphold the verdict and proceed to sentencing, delay the case until Trump leaves office, wait until a federal appeals court rules on Trump’s parallel effort to get the case moved out of state court or choose some other option.Kevin Warren shows he's in charge as Bears try to find the right coach to lead team
One night last month, near the end of the Chicago International Film Festival, a particularly long line of moviegoers snaked down Southport Avenue by the Music Box Theatre. The hot ticket? This fall’s hottest ticket, in fact, all over the international festival circuit? Well, it’s a 215-minute drama about a fictional Hungarian Jewish architect who emigrates to America in 1947 after surviving the Holocaust. The film’s title, “The Brutalist,” references several things, firstly a post-World War II design imperative made of stern concrete, steel, and a collision of poetry and functionality. Director and co-writer Brady Corbet, who wrote “The Brutalist” with his filmmaker wife, Mona Fastvold, explores brutalism in other forms as well, including love, envy, capitalist economics and how the promise of America eludes someone like the visionary architect László Tóth, played by Adrien Brody. Corbet, now 36 and a good bet for Oscar nominations this coming January, says his unfashionable sprawl of a picture, being distributed by A24, is also about the “strange relationship between artist and patron, and art and commerce.” It co-stars Felicity Jones as the visionary architect’s wife, Erzsébet, trapped in Eastern Europe after the war with their niece for an agonizingly long time. Guy Pearce portrays the imperious Philadelphia blueblood who hires Tóth, a near-invisible figure in his adopted country, to design a monumental public building known as the Institute in rural Pennsylvania. The project becomes an obsession, then a breaking point and then something else. Corbet’s project, which took the better part of a decade to come together after falling apart more than once, felt like that, too. Spanning five decades and filmed in Hungary and Italy, “The Brutalist” looks like a well-spent $50 million project. In actuality, it was made for a mere $10 million, with Corbet and cinematographer Lol Crawley shooting on film, largely in the VistaVision process. The filmmaker said at the Chicago festival screening: “Who woulda thunk that for screening after screening over the last couple of months, people stood in line around the block to get into a three-and-a-half-hour movie about a mid-century designer?” He lives in Brooklyn, New York, with Fastvold and their daughter. Our conversation has been edited for clarity and length. Q: Putting together an independent movie, keeping it on track, getting it made: not easy, as you told the Music Box audience last night. Money is inevitably going to be part of the story of “The Brutalist,” since you had only so much to make a far-flung historical epic. A: Yeah, that’s right. In relation to my earlier features, “The Childhood of a Leader” had a $3 million budget. The budget for “Vox Lux” was right around $10 million, same as “The Brutalist,” although the actual production budget for “Vox Lux” was about $4.5 million. Which is to say: All the money on top of that was going to all the wrong places. For a lot of reasons, when my wife and I finished the screenplay for “The Brutalist,” we ruled out scouting locations in Philadelphia or anywhere in the northeastern United States. We needed to (film) somewhere with a lot less red tape. My wife’s previous film, “The World to Come,” she made in Romania; we shot “Childhood of a Leader” in Hungary. For “The Brutalist” we initially landed on Poland, but this was early on in COVID and Poland shut its borders the week our crew was arriving for pre-production. When we finally got things up and running again with a different iteration of the cast (the original ensemble was to star Joel Edgerton, Marion Cotillard and Mark Rylance), after nine months, the movie fell apart again because Russia’s invasion of Ukraine. We couldn’t get any of the banks to cash-flow the tax credit (for location shooting in Poland). It’s completely stable now, but at that time the banks were nervous about whether the war would be contained to Ukraine or not. And then we finally got it up and running in Budapest, Hungary. Q: That’s a long time. A: Every filmmaker I know suffers from some form of post-traumatic stress (laughs). It sounds funny but it’s true. At every level. On the level of independent cinema, you’re just so damn poor. You’re not making any money, and yet from nose to tail, at minimum, a movie always takes a couple of years. With bigger projects, you might have a little more personal security but a lot less creative security with so many more cooks in the kitchen. Either route you choose, it can be an arduous and painful one. Whether you’re making a movie for a million dollars, or $10 million, or $100 million, it’s still “millions of dollars.” And if you’re concerned about the lives and livelihoods of the people working with you, it’s especially stressful. People are constantly calling you: “Is it happening? Are we starting? Should I take this other job or not?” And you have 250 people who need that answer from you. Every iteration of the project, I always thought we were really about to start in a week, two weeks. It’s just very challenging interpersonally. It’s an imposition for everyone in your life. And then there’s the imposition of screening a movie that’s three-and-a-half-hours long for film festivals, where it’s difficult to find that kind of real estate on the schedule. So essentially, making a movie means constantly apologizing. Q: At what point in your acting career did you take a strong interest in what was going on behind the camera? A: I was making short films when I was 11, 12 years old. The first thing I ever made more properly, I guess, was a short film I made when I was 18, “Protect You + Me,” shot by (cinematographer) Darius Khondji. It was supposed to be part of a triptych of films, and I went to Paris for the two films that followed it. And then all the financing fell through. But that first one screened at the London film festival, and won a prize at Sundance, and I was making music videos and other stuff by then. Q: You’ve written a lot of screenplays with your wife. How many? A: Probably 25. We work a lot for other people, too. I think we’ve done six together for our own projects. Sometimes I’ll start something at night and my wife will finish in the morning. Sometimes we work very closely together, talking and typing together. It’s always different. Right now I’m writing a lot on the road, and my wife is editing her film, which is a musical we wrote, “Ann Lee,” about the founder of the Shakers. I’m working on my next movie now, which spans a lot of time, like “The Brutalist,” with a lot of locations. And I need to make sure we can do it for not a lot of money, because it’s just not possible to have a lot of money and total autonomy. For me making a movie is like cooking. If everyone starts coming in and throwing a dash of this or that in the pot, it won’t work out. A continuity of vision is what I look for when I read a novel. Same with watching a film. A lot of stuff out there today, appropriately referred to as “content,” has more in common with a pair of Nikes than it does with narrative cinema. Q: Yeah, I can’t imagine a lot of Hollywood executives who’d sign off on “The Brutalist.” A: Well, even with our terrific producing team, I mean, everyone was up for a three-hour movie but we were sort of pushing it with three-and-a-half (laughs). I figured, worst-case scenario, it opens on a streamer. Not what I had in mind, but people watch stuff that’s eight, 12 hours long all the time. They get a cold, they watch four seasons of “Succession.” (A24 is releasing the film in theaters, gradually.) It was important for all of us to try to capture an entire century’s worth of thinking about design with “The Brutalist.” For me, making something means expressing a feeling I have about our history. I’ve described my films as poetic films about politics, that go to places politics alone cannot reach. It’s one thing to say something like “history repeats itself.” It’s another thing to make people see that, and feel it. I really want viewers to engage with the past, and the trauma of that history can be uncomfortable, or dusty, or dry. But if you can make it something vital, and tangible, the way great professors can do for their students, that’s my definition of success. “The Brutalist” opens in New York and Los Angeles on Dec. 20. The Chicago release is Jan. 10, 2025. Michael Phillips is a Tribune critic.Daniel Jones Next Team Odds: Contenders jockeying for QB?
( MENAFN - Jordan Times) AMMAN - It was a good week for Jordan on both the football and basketball scenes. Wihdat and Hussein moved to the quarterfinals of the Asian Football Confederation (AFC) Asian Champions League (ACL) Two after two crucial Round 5 matches, while Jordan qualified to the FIBA Asia Cup in basketball. Wihdat held Sepahan Isfahan 1-1 to top Group C maintaining an unbeaten run after they had earlier beat them 2-1, Tajikistan's Istiklol 1-o twice and held UAE's Sharjah 2-2. In other group matches, Sepahan upset Sharjah 3-1 after losing 3-1. Sharjah beat Istiklol 1-0 and 3-1 and Sepahan beat Istiklol 4-0. For Jordan league champs Hussein, their home game against UAE's Ahli Dubai wastough. They led 2-0 but lost 3-2 to drop to second in Group D but nevertheless qualified to the quarters. Hussein had earlierlost 3-1to Ahli, beat Uzbekistan's Nasaf Qarshi twice as well as Kuwait Club 2-1. In other group matches, Ahli held Kuwait 3-3 after earlier beating them 4-1, Kuwait held Nasaf 0-0 and beat them 2-1 while Nasaf upsetAhli 2-1. In Round 6, Wihdat will host Sharjahon December 3 and Hussein will play an away match against Kuwait on December 4. Basketball qualifies to FIBA Asia Cup In basketball, Jordan qualified to the 31st FIBA Asia Cup 2025 after playing Window 2 Group D matches, managing a below par 87-81 win over Palestine after beating Iraq 73-64 to maintain an unbeaten streak after scoring two wins in window 1, with wins over Palestine 73-46 and Saudi Arabia 79-64. It will be Jordan's 17th time at the FIBA Asia Cup (formerly FIBA Asia Championship) with their best position finishing runner-up in 2011. The Kingdom is 2023Asian Gamessilver medalist and three-time qualifier to the World Cup, 2010, 2019 and 2023. MENAFN02122024000028011005ID1108949056 Legal Disclaimer: MENAFN provides the information “as is” without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the provider above.Consumers in the United States scoured the internet for online deals as they looked to take advantage of the post-Thanksgiving shopping marathon with Cyber Monday. Even though e-commerce is now part and parcel of many people's regular routines and the holiday shopping season, Cyber Monday — a term coined in 2005 by the National Retail Federation — has become the biggest online shopping day of the year, thanks to the deals and the hype the industry has created to fuel it. Adobe Analytics, which tracks online shopping, expected consumers to spend $13.2 billion Monday — a record, and 6.1% more than last year. That would make it the biggest shopping day for e-commerce for the season — and the year. Online spending was expected to peak between the hours of 8 p.m. and 10 p.m. on Monday night, per Adobe — reaching an estimated $15.7 million spent every minute. For several major retailers, a Cyber Monday sale is a dayslong event that began over the Thanksgiving weekend. An Amazon Prime delivery person lifts packages while making a stop Nov. 28, 2023, in Denver. Amazon kicked off its sales event right after midnight Pacific time on Saturday. Target's two days of discount offers on its website and app began overnight Sunday. Walmart rolled out its Cyber Monday offers for Walmart+ members Sunday afternoon and opened it up to all customers three hours later, at 8 p.m. Eastern time. Consumer spending for Cyber Week — the five major shopping days between Thanksgiving and Cyber Monday — provides a strong indication of how much shoppers are willing to spend for the holidays. Many U.S. consumers continue to experience sticker shock after the period of post-pandemic inflation, which left prices for many goods and services higher than they were three years ago. But retail sales nonetheless remain strong, and the economy kept growing at a healthy pace. At the same time, credit card debt and delinquencies are rising. More shoppers than ever are also on track to use "buy now, pay later" plans this holiday season, which allows them to delay payments on holiday decor, gifts and other items. Many economists also warned that President-elect Donald Trump's plan to impose tariffs next year on foreign goods coming into the United States would lead to higher prices on everything from food to clothing to automobiles. A FedEx delivery person carries a package from a truck Nov. 17, 2022, in Denver. The National Retail Federation expects holiday shoppers to spend more this year both in stores and online than last year. But the pace of spending growth will slow slightly, the trade group said, growing 2.5% to 3.5% — compared to 3.9% in 2023. A clear sense of consumer spending patterns during the holiday season won't emerge until the government releases sales data for the period, but some preliminary data from other sources shows some encouraging signs for retailers. Vivek Pandya, lead analyst at Adobe Digital Insights, noted that discounts from Thanksgiving onward "exceeded expectations" and online spending throughout Cyber Week is on track to cross a record $40 billion mark combined. U.S. shoppers spent $10.8 billion online on Black Friday, a 10.2% increase over last year, according to Adobe Analytics. That's also more than double what consumers spent in 2017, when Black Friday pulled in about $5 billion in online sales. Consumers also spent a record $6.1 billion online on Thanksgiving Day, Adobe said. Meanwhile, software company Salesforce, which also tracks online shopping, estimated that Black Friday online sales totaled $17.5 billion in the U.S. and $74.4 billion globally. Mastercard SpendingPulse, which tracks in-person and online spending, reported that overall Black Friday sales excluding automotive rose 3.4% from a year ago. A United Parcel Service driver sorts deliveries July 15, 2023, on New York's Upper West Side. E-commerce platform Shopify said its merchants raked in a record $5 billion in sales worldwide on Black Friday. At its peak, sales reached $4.6 million per minute — with top categories by volume including clothing, cosmetics and fitness products, according to the Canadian company. Toys, electronics, home goods, self-care and beauty categories were among the key drivers of holiday spending on Thanksgiving and Black Friday, according to Adobe. "Hot products" included Lego sets, espresso machines, fitness trackers, makeup and skin care. Other data showed physical stores saw fewer customers on Black Friday, underscoring how the huge crowds that were once synonymous with the day after Thanksgiving are now more than happy to shop from the comfort of their homes. RetailNext, which measures real-time foot traffic in stores, said its early data showed store traffic on Friday was down 3.2% in the U.S. compared to last year, with the biggest dip happening in the Midwest. Sensormatic Solutions, which also tracks store traffic, said its preliminary analysis showed retail store traffic on Black Friday was down 8.2% compared to 2023. Grant Gustafson, head of retail consulting and analytics at Sensormatic Solutions, noted that in-store traffic was getting spread across multiple days since many retailers offered generous discounts before and after Black Friday. "Some of the extended Black Friday promotions really ended up leading to a little bit of a softer day-of traffic than expected," Gustafson said. In 2024, staying small on purpose seems to be paying off big for small businesses. They're keeping operations small and targeting niche, highly specialized customers. And some business owners find this strategy results in more time, energy, and money to intentionally capitalize on unique, small cap opportunities. The data tells the story of growth in small businesses for the year. According to NEXT , the Small Business Administration (SBA) reports awarding 38,000 SBA 7(a) loans under $150,000: double the amount they awarded in 2020. Here are the related small-business trends paying off in 2024. Commercial real estate agent Ryan Beckenhauer of Market Real Estate in Boulder, Colorado, has noticed that small businesses are growing smaller, and that their office and warehouse spaces are starting to reflect that as they shop for business space. In commercial real estate, many small business owners gravitate toward industrial condos and other flexible spaces. These are small-scale industrial spaces with a 90:10 or 80:20 split of warehouse to office. "More individuals are leveraging skills acquired at larger organizations to venture out on their own," explains Beckenhauer. And he goes on to say that they don't need a large commercial space as they make that leap to start a business. His clients include engineers, consultants, builders and other tradespeople. Beckenhauer's clients like the flexibility of being out of an office and being close to their inventory and workshop space. "The clients want to see and touch the finishes," he says. Small business owners both rent or buy these spaces. But he's seeing his clients opt to own industrial condos to stabilize costs due to rent increases in Boulder. And because these spaces are smaller, it can be easier for new buyers to qualify for financing. Mariana Alvarez, owner of Controller Works , an online bookkeeping and advisory firm, has noticed that small business owners outsource financial support services because they don't want to increase headcount. "Outsourcing gives them the possibility of having access to the knowledge and the skills of a CFO without having to pay for the salary," she says. "They don't have to manage or deal with the workload, employment taxes , and all that comes with it," says Alvarez. Additionally, many small business owners in fields like construction are family-owned, and this makes it easier for business owners to hand off delicate financial work to a trusted person with financial experience. Every small business has recurring tasks that can benefit from some level of artificial intelligence automation . And Alvarez sees a lot of value in using AI for small business bookkeeping. She explains that you can automate the data entry on Quickbooks. "When you create rules, as long as you create the rules correctly, it pretty much does itself," says Alvarez. From there, you can lean on financial experts to help you analyze the data and make more informed decisions. She uses AI as a background resource when guiding her accounting clients. "I believe that we still need the human-to-human interaction that comes with more perspective for financial analysis," she explains. According to the SBA , 77% of consumers feel that human interaction is still required for a positive customer experience. People turn to small businesses every day for a human experience. According to Arvind Rongala, CEO of Edstellar , small business workers can show up for their customers but still use AI for routine tasks like customer queries. "This balance allows companies to scale their operations without losing the personal touch that makes them unique. It's important to remember that AI isn't there to replace the human element—it's there to enhance it," he says. "By really focusing on one very small weakness that Amazon has, I've been able to carve out a successful business by offering something different," says Lou Harvey owner of Tank Retailer , a retailer of commercial water and fuel tanks. "When you read our customer reviews, many of them actually mention me by name because of how much we focus on customer service and go the extra mile." One of Harvey's most successful business strategies this year has been to lean into his small, niche market and offer the kind of customer experience that large retailers like Amazon don't. "Any small weaknesses that Amazon has (however small those weaknesses may be) needs to become a strength of a smaller business focusing on a niche market," says Harvey. Harvey has his company's customer service phone number front and center on the website to help earn customer trust. "I prominently feature our phone number, and a real person always answers the phone (usually it's me)," says Harvey. Lucie Voves, CEO and founder of Church Hill Classics , an online, woman-owned diploma framing company that uses sustainable materials, has noticed an uptick in customers seeking services from a business on a mission. "This year, we've seen a growing inclination for consumers to actively seek out and support small businesses owned by women and minorities," says Voves. When consumers shop small, they choose to make their dollars count. "Customers are fueled by a desire to promote social impact through purchasing power," says Voves. Long gone are the days of online retailers "building it and they will come." In 2024 we've seen more small businesses than ever turn to social commerce to sell directly on social media platforms like Instagram Shopping , Facebook Marketplace , and TikTok . Small business owners are turning toward influencers, social media ads, and organic content to target their customers. Mike Vannelli of Envy Creative creates online ads for businesses, and he has seen his clients succeed on TikTok of late. "I've seen businesses, especially in retail, use TikTok's short-form video format to make their products go viral. Think of it as word-of-mouth marketing on steroids," says Vannelli. He uses the platform's algorithm to push a company's content to the right audiences, and it works because TikTok loves storytelling. "I know small brands that use behind-the-scenes videos, customer testimonials, and even playful challenges that tap into trends to humanize their products and build trust," explains Vannelli. To stand out on TikTok, he says, smaller brands need to embrace authenticity and emotional connection. Show your team, share your journey, and involve your community in content creation. This story was produced by NEXT and reviewed and distributed by Stacker. Get the latest local business news delivered FREE to your inbox weekly.
NEW YORK (AP) — President-elect Donald Trump’s lawyers formally asked a judge Monday to throw out his hush money criminal conviction, arguing continuing the case would present unconstitutional “disruptions to the institution of the Presidency.“ In a filing made public Tuesday, Trump’s lawyers told Manhattan Judge Juan M. Merchan that dismissal is warranted because of the extraordinary circumstances of his impending return to the White House. “Wrongly continuing proceedings in this failed lawfare case disrupts President Trump’s transition efforts,” the attorneys continued, before citing the “overwhelming national mandate granted to him by the American people on November 5, 2024.” Prosecutors will have until Dec. 9 to respond. They have said they will fight any efforts to dismiss the case but have indicated openness to delaying sentencing until after Trump’s second term ends in 2029. Following Trump’s election victory last month, Merchan halted proceedings and indefinitely postponed his sentencing, previously scheduled for late November, to allow the defense and prosecution to weigh in on the future of the case. He also delayed a decision on Trump’s prior bid to dismiss the case on immunity grounds. Trump has been fighting for months to reverse the conviction, which involved efforts to conceal a $130,000 payment to porn actor Stormy Daniels, whose affair allegations threatened to disrupt his 2016 campaign. He has denied any wrongdoing. Trump takes office Jan. 20. Merchan hasn’t set a timetable for a decision. A dismissal would erase Trump’s historic conviction, sparing him the cloud of a criminal record and possible prison sentence. Trump is the first former president to be convicted of a crime and the first convicted criminal to be elected to the office. Merchan could also decide to uphold the verdict and proceed to sentencing, delay the case until Trump leaves office, wait until a federal appeals court rules on Trump’s parallel effort to get the case moved out of state court or choose some other option.EDITOR'S NOTE: On Football analyzes the biggest topics in the NFL from week to week. No one wants to see any player take a vicious hit like the one that knocked Trevor Lawrence out of the game. It’s easy to agree on that point. Eliminating violent shots is the hard part. The NFL has instituted several rules to protect quarterbacks but football is a physical sport and players have to react instantly and make split-second decisions going at high speeds so injuries keep occurring. Lawrence was carted off the field in the first half of Jacksonville’s 23-20 loss to Houston on Sunday after Azeez Al-Shaair leveled the defenseless quarterback with a forearm to the facemask. The late hit put Lawrence in the fencing position — both fists clenched — and he stayed on the ground for several minutes, while a brawl ensued. Lawrence didn’t require hospitalization for his concussion but it’s unknown when he’ll return. People are also reading... “Thank you to everyone who has reached out/been praying for me,” Lawrence wrote on X. “I’m home and feeling better. Means a lot, thank you all.” Al-Shaair was ejected from the game and faces a fine and potential suspension after his latest unsportsmanlike penalty. The Texans' linebacker was flagged and later fined $11,255 for a late hit out of bounds on Titans running back Tony Pollard last week. He was fined earlier this year after he punched Bears running back Roschon Johnson on the sideline in Week 2. That occurred during a scuffle that started after his hard shot on quarterback Caleb Williams near the sideline that wasn’t flagged. Jacksonville Jaguars quarterback Trevor Lawrence slides in front of Houston Texans linebacker Azeez Al-Shaair during the first half of a game on Sunday in Jacksonville, Fla. Lawrence was injured on the play. John Raoux, Associated Press Al-Shaair once got away with grabbing Tom Brady by the throat on a pass rush in a game between the 49ers and Buccaneers. Outraged Jaguars players called Al-Shaair’s hit “dirty” and Texans coach DeMeco Ryans made it known he didn’t condone it. “It’s not what we’re coaching,” Ryans said. “Want to be smart in everything we do and not hurt the team, get a penalty there. Have to be smarter when the quarterback is going down. Unfortunate play. Not representative of who Azeez is. He’s a smart player, really great leader for us. We felt his presence not being there. His loss really affected us on the defensive side. Just not what we’re coaching. Didn’t want to see the melee and all the aftermath. That’s not what we’re about. Not representative of us. I’ll talk to Azeez, address him personally, and we’ll move forward from it.” Fox Sports color analyst Daryl Johnston, a former fullback for the Dallas Cowboys, didn’t hold back his criticism, calling it a “cheap shot.” “It’s everything you’re not supposed to do,” Johnston said. “Everything. You’ll see this in slow motion and Azeez Al-Shaair does everything you’re trying to prevent in this situation. It’s reckless. It’s disrespectful. There’s an honor that you give to your opponent on the football field and you respect him. And there’s opportunities to be physical and give big hits and play this game in that manner. And there’s other times when there’s a respect that you grant to your opponent.” Some former NFL quarterbacks blasted Al-Shaair on social media. “There is no place in the game of football for dirty hits like this one,” Robert Griffin III wrote on X. Chase Daniel called it “one of the dirtiest hits” he’s ever seen on a quarterback. Jacksonville Jaguars tight end Evan Engram, right, jumps on Houston Texans linebacker Azeez Al-Shaair after his late hit on quarterback Trevor Lawrence, bottom, during the first half of a game on Sunday in Jacksonville, Fla. Phelan M. Ebenhack, Associated Press Even defensive players struggled to defend Al-Shaair. “That was uncalled for,” Hall of Fame defensive lineman Michael Strahan said on Fox’s studio show while fellow Hall of Famer Howie Long agreed. But the play also sparked debate about the quarterback slide. Lawrence slid feet first, which signals that he’s giving himself up on the play. The NFL rulebook states: “A defender must pull up when a runner begins a feet-first slide.” But defensive players aren’t automatically penalized if they make contact with a sliding quarterback if they already committed and the contact is unavoidable. The rules state it’s a foul when “the defender makes forcible contact into the head or neck area of the runner with the helmet, shoulder, or forearm, or commits some other act that is unnecessary roughness.” Al-Shaair did that so he was penalized and will face other repercussions. Still, given the hard-hitting nature of the sport, it won’t be the last time this happens. Here are the 10 best NFL rookie quarterbacks since 1960 Caleb Williams is the most anticipated NFL rookie When Caleb Williams took the field for the Chicago Bears' first regular season game against the Tennessee Titans, the anticipation for the rookie's debut game—possibly the most ever—was on full display. Despite a tough debut for the quarterback, the Bears secured a 24-17 win, a notable feat for the rookie. The victory made Williams the first #1 overall pick with a Week 1 win in over 20 years. Going forward this season, Williams is expected to eclipse C.J. Stroud's record-breaking 2023 rookie campaign with the Houston Texans.However, Stroud's success is an anomaly. Drafting a successful quarterback, especially one who is effective right away, is difficult.When teams have a high first-round draft pick, and they're coming off an unsuccessful few seasons, it's assumed that they will use their first pick on a quarterback. That player will assume the title of "the face of the franchise" and will get the central attention, win or lose.To see which quarterbacks have faced that challenge and triumphed, ATS.io compiled a ranking of the 10 best rookie quarterbacks since 1960 using data from StatHead. Rookies were defined as players who are in their first season of professional football and have not been on the roster of another professional team. Quarterbacks were ranked according to adjusted net yards per pass attempt, which quantifies efficient passing skill. Ties were broken using passer rating. Only rookie quarterbacks with at least 10 games played and 200 total passing attempts were considered.Since 1967, 130 quarterbacks have been drafted in the first round. Of those drafted, only 61 have won a playoff game as a starter, according to The Athletic, which used data from NFL Research.The biggest reason this success rate is not guaranteed is because there are differences between college and pro offensive systems. In the collegiate game, the ball is snapped at different points on the field, passing windows are wider, and defenders and linemen are not as quick, making the adjustment to the pro level more difficult. NFL scouts and general managers are gambling on what skills can be transferable and how long those adjustments might take, which is why some teams prefer redshirt quarterbacks to ease the transition.However, just because a team may not want to use their first-round pick on a quarterback, doesn't mean they can't find a diamond in the rough later in the draft. Think about Tom Brady, Russell Wilson, and Dak Prescott, all of which were not first-round picks, but have gone on to make a name for themselves in the NFL. Stacy Revere // Getty Images #10. Gardner Minshew (2019) - Adjusted net yards per pass attempt: 6.44- Passer rating: 91.2- Season stats: 3,271 yards, 21 touchdowns, 6 interceptionsComing out of college, Gardner Minshew was not a highly sought-after quarterback for NFL teams. He was drafted in the sixth round of the 2019 draft—a draft that was headlined by Kyler Murray, Dwayne Haskins, and Daniel Jones.Nonetheless, Minshew's rookie season with the Jacksonville Jaguars was filled with many accomplishments. He won Rookie of the Week seven times despite not winning NFL Offensive Rookie of the Year. Minshew also had the highest passer rating of any rookie quarterback that started in 2019. James Gilbert // Getty Images #9. Baker Mayfield (2018) - Adjusted net yards per pass attempt: 6.77- Passer rating: 93.7- Season stats: 3,725 yards, 27 touchdowns, 14 interceptionsPressure was high for Baker Mayfield as the first overall pick in the 2018 draft. When he joined the Cleveland Browns, there was an expectation that once the team figured out the quarterback position, it could be playoff-ready.After trading for Jarvis Landry, a young wide receiver from the Miami Dolphins, in the offseason, the Browns were on their way.Mayfield's rookie season was filled with many firsts, and the Landry-Mayfield connection filled the stat sheet. Mayfield set the record for most passing touchdowns by a rookie quarterback in 2019 with 27 surpassing prior marks from Payton Manning and Russell Wilson. Julio Aguilar // Getty Images #8. Justin Herbert (2020) - Adjusted net yards per pass attempt: 6.84- Passer rating: 98.3- Season stats: 4,336 yards, 31 touchdowns, 10 interceptionsJustin Herbert was the third quarterback selected in the 2020 NFL draft behind Joe Burrow and Tua Tagovailoa. As the No. 6 overall pick, expectations were high, but there was also an assumption that it would be a few years before Herbert's development would take shape.Then, Chargers starting quarterback Tyrod Taylor was accidentally punctured in the lung by a team doctor administering a painkiller before the second game of the season, and it wasn't clear what Taylor's status would be moving forward. When Herbert was given the nod to start minutes before the game, fans didn't know what to expect.Herbert shocked viewers when he threw for over 300 yards and only one interception in that game. He continued his strong rookie showing throughout the season and went on to win NFL Offensive Rookie of the Year. Harry How // Getty Images #7. Ben Roethlisberger (2004) - Adjusted net yards per pass attempt: 6.93- Passer rating: 98.1- Season stats: 2,621 yards, 17 touchdowns, 11 interceptionsBen Roethlisberger was the third quarterback selected in his draft class behind the likes of Eli Manning and Philip Rivers—though fans wouldn't have been able to tell.From the moment Roethlisberger was called up by the Pittsburgh Steelers to play in his first game—Week 2 against the Baltimore Ravens—it was clear he had a special arm, gaining the nickname "Golden Arm."While the next several games were bumpy for Steelers fans, it was clear that Roethlisberger was the future of the franchise. The Steelers had a solid running game and its receiving core, led by Hines Ward, was one of the best in the league.Once Roethlisberger gained his footing a few games in, he was unstoppable. He led Pittsburgh to its best record ever: 15-1. He also started the season on an eight-game winning streak, becoming the first rookie to do so.Additionally, Roethlisberger became the first quarterback to win AP Offensive Rookie of the Year. Allen Kee // Getty Images #6. Matt Ryan (2008) - Adjusted net yards per pass attempt: 7.01- Passer rating: 87.7- Season stats: 3,440 yards, 16 touchdowns, 11 interceptionsAs the No. 3 overall pick in the 2008 NFL draft, there were high expectations on Matt Ryan's shoulders heading to the Atlanta Falcons. The Falcons were coming off back-to-back losing seasons and off-the-field legal troubles with its starting quarterback Michael Vick overshadowing the team's play.Ryan was expected to pick up the pieces. He did that immediately, leading the Falcons to an 11-5 record in his rookie season and becoming the clear favorite for NFL Offensive Rookie of the Year halfway through the season, which he went on to win. The tag team of Ryan and running back Michael Turner was one of the best offensive forces in the sport that season. Icon Sportswire // Getty Images #5. Russell Wilson (2012) - Adjusted net yards per pass attempt: 7.01- Passer rating: 100- Season stats: 3,118 yards, 26 touchdowns, 10 interceptionsRussell Wilson was drafted in the third round of the 2012 NFL Draft by the Seattle Seahawks.Considering Robert Griffin III and Andrew Luck headlined the NFL Draft that year, it was not believed that Wilson would be a starter come Week 1, but that quickly changed.Going into the 2012 NFL Draft, Tarvaris Jackson was the Seattle Seahawks' starting quarterback, and the team signed NFL veteran quarterback Matt Flynn as an insurance policy on the injury-prone Jackson. It was assumed in the short term that either Jackson or Flynn would lead the franchise.Once training camp arrived, however, the Seahawks' quarterback position was uncertain. Jackson was traded to the Buffalo Bills, and Flynn was underwhelming at camp, forcing Head Coach Pete Carroll to take a gamble on his rookie quarterback, Wilson, in Week 1.Carroll, nor Wilson, ever looked back.Wilson was one of the best passing quarterbacks that season. He led the Seahawks to an 11-5 record and went on to win NFL Rookie of the Year. Otto Greule Jr // Getty Images #4. Dan Marino (1983) - Adjusted net yards per pass attempt: 7.39- Passer rating: 96- Season stats: 2,210 yards, 20 touchdowns, 6 interceptionsWhen Dan Marino was drafted by the Miami Dolphins in 1983, the NFL looked very different. Running the ball was the name of the game. The quarterback would either run the football himself at the line of scrimmage or hand it off to the running back, and the offensive linemen would claw and push the pile forward as the runner powered his legs.It was not a pretty sight.However, Marino took a different approach, throwing the ball with a unique quick release for that era. He led the Dolphins to a 9-1 record after replacing David Woodley midway through his rookie season, ending with a 12-4 record. He went on to win Rookie of the Year and was the first rookie to start a Pro Bowl. Bettmann // Getty Images #3. C.J. Stroud (2023) - Adjusted net yards per pass attempt: 7.47- Passer rating: 100.8- Season stats: 4,108 yards, 23 touchdowns, 5 interceptionsWhen C.J. Stroud was drafted No. 2 by the Houston Texans last year, there were a lot of questions, not about his ability, but about the organization that he would be playing for. The Texans were coming off of a 3-13-1 season in 2022, finishing with the worst record in the league, and a lot of volatility in its front office. The team fired its head coach and a top executive before the draft.Weeks later, the team hired former Texans linebacker DeMeco Ryans as its next head coach. While Ryans is a defensive-minded coach, Stroud was seen as a key ingredient to the team's success since Ryans hired his coaching staff around the quarterback.Stroud led the NFL in yards and TD-to-interception ratio during his rookie season, which is an efficiency statistic considering he didn't get his first interception until his sixth regular-season game against the New Orleans Saints.While Stroud was a part of the league MVP conversation for most of the season, he didn't ultimately win the title. However, he was named 2023 NFL Offensive Rookie of the Year, and his rookie season is seen as one of the best in NFL history. Ryan Kang // Getty Images #2. Robert Griffin III (2012) - Adjusted net yards per pass attempt: 7.47- Passer rating: 102.4- Season stats: 3,200 yards, 20 touchdowns, 5 interceptionsLeading into the 2012 draft, it wasn't a matter of whether Washington would pick a quarterback, it was a matter of who. After several seasons of mediocre quarterback play and losing seasons from the likes of Jason Campbell, Donovan McNabb, and Rex Grossman, it was time for a new face to lead the offense.At No. 2, Washington selected Robert Griffin III making him the second quarterback selected in the 2012 NFL draft behind Andrew Luck.Griffin started his rookie year campaign with one of the best performances football fans have ever seen. He completed 19 of his 26 pass attempts for 320 yards and 2 touchdowns, beating the New Orleans Saints. That game earned him the highest passer rating by a rookie ever, 158.3. He now shares that record with Kirk Cousins and Marcus Mariota.Griffin III went on to win NFL Offensive Rookie of the Year in 2012. Rob Carr // Getty Images #1. Dak Prescott (2016) - Adjusted net yards per pass attempt: 7.86- Passer rating: 104.9- Season stats: 3,667 yards, 23 touchdowns, 4 interceptionsDak Prescott is statistically the best rookie quarterback ever, racking up the best passer rating as a rookie. After losing his first game, he led the Cowboys on an 11-game winning streak. That season, he led the team to its fourth-best season ever with a 13-3 record.Prescott was the 2016 NFL Offensive Rookie of the Year and became the first NFL quarterback to be drafted in the fourth round or later to start all 16 regular season games.Data reporting by Karim Noorani. Story editing by Shanna Kelly. Additional editing by Kelly Glass. Copy editing by Robert Wickwire. Photo selection by Clarese Moller.This story originally appeared on ATS.io and was produced and distributed in partnership with Stacker Studio. Wesley Hitt // Getty Images Be the first to know
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As part of the collection, pre-packed donation bags are being made available at Tesco stores for customers to purchase. As well as all large stores, which offer them as standard during the collection period, 86 Express Stores are stocking the bags this year too. The goal is to exceed the "two million meals" reportedly donated for last year's collection. Bags "typically cost" between £2 and £4, are pre-filled with long-life items, and can be picked up by Warrington customers in store and paid for at the checkout. Trussell and FareShare will receive the bags and distribute them on to charities and food banks. Trussell's 'The Cost of Hunger and Hardship' report, published in October, calculated that "9.3 million people face hunger and hardship across the UK"; the report is available to read at https://trusselltrustprod.prod.acquia-sites.com/sites/default/files/2024-10/Cost%20of%20Hunger%20and%20Hardship_Interim%20report.pdf FareShare's annual impact report, meanwhile, is available to read at https://fareshare.org.uk/wp-content/uploads/2024/07/Impact-report-2024-condensed.pdf The Winter Food Collection runs in Express stores from November 25 to 30 this year, and in large stores from November 28 to 30. Ken Murphy, Tesco Group CEO, said: "Our partners tell us they’ve seen even more families needing their help and they expect demand to increase this winter, so we’re encouraging Warrington customers to donate whatever they can to our Winter Food Collection. "With frontline charities and foodbanks facing exceptionally high demand this year, pre-packed donation bags make it easy to make a big difference to someone else’s Christmas." For those wishing to donate their own items, the most-needed items according to FareShare and Trussell are UHT & powered milk; tinned meat and fish; sponge/rice pudding; long life fruit juice; cooking/pasta sauces; tinned vegetables; tinned and dried soup; pasta, rice and noodles; cereal & porridge; and tea and coffee.BOSTON , Dec. 13, 2024 /PRNewswire/ -- Below is the November 2024 Monthly Update for the Liberty All-Star Equity Fund (NYSE: USA ). Liberty All-Star Equity Fund Ticker: USA Monthly Update, November 2024 Investment Approach: Fund Style: Large-Cap Core Fund Strategy: Combines three value-style and two growth-style investment managers. Those selected demonstrate a consistent investment philosophy, decision making process, continuity of key people and above-average long-term results compared to managers with similar styles. Investment Managers: Value Managers: Growth Managers: Top 20 Holdings at Month-End: (34.5% of equity portfolio) 1 Microsoft Corp. 4.0 % 2 NVIDIA Corp. 3.7 % 3 Amazon.com , Inc. 2.7 % 4 Alphabet, Inc. 2.6 % 5 UnitedHealth Group, Inc. 2.3 % 6 Visa, Inc. 1.9 % 7 ServiceNow, Inc. 1.9 % 8 Meta Platforms, Inc. 1.7 % 9 Capital One Financial Corp. 1.5 % 10 S&P Global, Inc. 1.4 % 11 Charles Schwab Corp. 1.3 % 12 Fresenius Medical Care AG 1.2 % 13 Booking Holdings, Inc. 1.1 % 14 Sony Group Corp. 1.1 % 15 Ecolab, Inc. 1.1 % 16 Berkshire Hathaway, Inc. 1.0 % 17 Ferguson Enterprises, Inc. 1.0 % 18 Danaher Corp. 1.0 % 19 O'Reilly Automotive, Inc. 1.0 % 20 Wells Fargo & Co. 1.0 % Holdings are subject to change. Monthly Performance: Performance NAV Market Price Discount Beginning of month value $7.07 $7.03 -0.6 % Distributions (Ex-Date November 15 th ) $0.18 $0.18 End of month value $7.34 $7.30 -0.5 % Performance for month 6.38 % 6.40 % Performance year-to-date 20.39 % 26.68 % Net Assets at Month-End ($millions): Total $2,096.4 Equities $2,088.6 Percent Invested 99.6 % Sector Breakdown* (% of equity portfolio): Information Technology 22.5 % Financials 21.3 % Health Care 14.5 % Consumer Discretionary 12.5 % Industrials 9.2 % Communication Services 7.1 % Consumer Staples 4.6 % Materials 4.4 % Energy 1.8 % Utilities 1.5 % Real Estate 0.6 % Total Market Value 100.0 % *Based on Standard & Poor's and MSCI Global Industry Classification Standard (GICS). New Holdings None Holdings Liquidated: Arch Capital Group, Ltd. The net asset value (NAV) of a closed-end fund is the market value of the underlying investments (i.e., stocks and bonds) in the Fund's portfolio, minus liabilities, divided by the total number of Fund shares outstanding. However, the Fund also has a market price; the value at which it trades on an exchange. If the market price is above the NAV the Fund is trading at a premium. If the market price is below the NAV the Fund is trading at a discount. Performance returns for the Fund are total returns, which includes dividends, and are net of management fees and other Fund expenses. Returns are calculated assuming that a shareholder reinvested all distributions. Past performance cannot predict future investment results. Performance will fluctuate with changes in market conditions. Current performance may be lower or higher than the performance data shown. Performance information shown does not reflect the deduction of taxes that shareholders would pay on Fund distributions or the sale of Fund shares. Shareholders must be willing to tolerate significant fluctuations in the value of their investment. An investment in the Fund involves risk, including loss of principal. Sources of distributions to shareholders may include ordinary dividends, long-term capital gains and return of capital. The final determination of the source of all distributions in 2024 for tax reporting purposes will be made after year end. The actual amounts and sources of the amounts for tax reporting purposes will depend upon the Fund's investment experience during its fiscal year and may be subject to changes based on tax regulations. Based on current estimates a portion of the distributions consist of a return of capital. These estimates may not match the final tax characterization (for the full year's distributions) contained in shareholder 1099-DIV forms after the end of the year. All data is as of November 30, 2024 unless otherwise noted. Liberty All-Star® Equity Fund 1-800-241-1850 www.all-starfunds.com libinfo@alpsinc.com View original content to download multimedia: https://www.prnewswire.com/news-releases/liberty-all-star-equity-fund-november-2024-monthly-update-302331691.html SOURCE Liberty All-Star Equity Fund
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