jili1788 NEW YORK , Dec. 9, 2024 /PRNewswire/ -- S&P Dow Jones Indices ("S&P DJI") is clarifying the float-adjusted liquidity ratio (FALR) eligibility criteria used in the S&P U.S. Indices and Dow Jones U.S. Total Stock Market Indices Methodologies. No constituent changes for any U.S. companies currently in the S&P Composite 1500 indices or Dow Jones U.S. Total Stock Market indices will occur, as this simply clarifies and provides more transparency to the existing FALR rule. Current Updated A float-adjusted liquidity ratio (FALR), defined as the annual dollar value traded divided by the float-adjusted market capitalization (FMC), is used to measure liquidity. Using composite pricing and U.S. consolidated volume (excluding dark pools), annual dollar value traded is defined as the average closing price multiplied by the historical volume over the 365 calendar days prior to the evaluation date. A float-adjusted liquidity ratio (FALR), defined as the annual dollar value traded divided by the float-adjusted market capitalization (FMC), is used to measure liquidity. Using composite pricing and all publicly reported U.S. consolidated volume (excluding dark pools) , annual dollar value traded is defined as the average closing price multiplied by the historical volume over the 365 calendar days prior to the evaluation date. The below excerpt is the full U.S. Liquidity criteria language, including the clarification: Liquidity. A float-adjusted liquidity ratio (FALR), defined as the annual dollar value traded divided by the float-adjusted market capitalization (FMC), is used to measure liquidity. Using composite pricing and all publicly reported U.S. consolidated volume, annual dollar value traded is defined as the average closing price multiplied by the historical volume over the 365 calendar days prior to the evaluation date. This is reduced to the available trading period for IPOs, spin-offs or public companies considered to be U.S. domiciled for index purposes that do not have 365 calendar days of trading history on a U.S. exchange. In these cases, the dollar value traded available as of the evaluation date is annualized. Eligibility differs depending on the index: IMPACTED INDICES Index Name Index Codes S&P Composite 1500 Index 1500 S&P 500 500 S&P 400 400 S&P 600 600 Dow Jones U.S. Total Stock Market Index DWCF IMPLEMENTATION TIMING The clarification is effective today, Monday, December 9, 2024 . Please note that the S&P U.S. Indices Methodology and Dow Jones U.S. Total Stock Market Indices Methodology on S&P DJI's website are updated with the clarified language. For more information about S&P Dow Jones Indices, please visit www.spglobal.com/spdji . ABOUT S&P DOW JONES INDICES S&P Dow Jones Indices is the largest global resource for essential index-based concepts, data and research, and home to iconic financial market indicators, such as the S&P 500® and the Dow Jones Industrial Average®. More assets are invested in products based on our indices than products based on indices from any other provider in the world. Since Charles Dow invented the first index in 1884, S&P DJI has been innovating and developing indices across the spectrum of asset classes helping to define the way investors measure and trade the markets. S&P Dow Jones Indices is a division of S&P Global (NYSE: SPGI), which provides essential intelligence for individuals, companies, and governments to make decisions with confidence. For more information, visit www.spglobal.com/spdji . FOR MORE INFORMATION: S&P Dow Jones Indices index_services@spglobal.com Media Inquiries spdji.comms@spglobal.com View original content: https://www.prnewswire.com/news-releases/sp-dow-jones-indices-float-adjusted-liquidity-ratio-clarification-for-certain-us-indices-302326759.html SOURCE S&P Dow Jones Indices

‘BOAT-BREAKING’: Club defends call to send fleet into ‘terrifying’ weather

It certainly has been an incredible year for the ( ) share price. Since the start of 2024, the operator's shares have rallied almost 70% higher. Can the run continue next year? Let's see what could be in store for investors in 2025. Qantas share price outlook for 2025 After being classed as significantly undervalued for some time by analysts, the Flying Kangaroo's shares are now trading largely in line with consensus valuations. For example, Goldman Sachs, which has been urging investors to buy Qantas shares for a while now, has a buy rating and $8.90 price target on them. So, with the Qantas share price currently trading at $8.98 at the time of writing, this price target which for a long time looked almost ambitious, is now actually below where it stands today. In May, Goldman Sachs said this when its shares were trading at just $6.07: QAN is trading 4% below pre-COVID market capitalization with the enterprise value still 7% lower despite a structurally improved earnings capacity. Relative to regional/ US peers (median PE of 9.1x), QAN is trading on a 29% discount at 6.4x FY25 PE. This is more than 2x below the historical 5Y average discount of 14%. We expect this gap to narrow as QAN delivers earnings that are sustainably above pre-COVID levels and demonstrates ability/ willingness to distribute capital to shareholders while renewing the fleet. Well, the broker couldn't have called it any better. What it said is exactly what happened, leading to the Qantas share price hitting a record high earlier this month. Well done if you picked up shares then. Can its shares keep rising? While Goldman Sachs' price target may now have been surpassed, it is worth noting that another leading broker recently bumped its price target even higher. Towards the end of last month, Morgan Stanley retained its overweight rating and lifted its price target to $10.50. This implies potential upside of almost 17% for investors over the next 12 months. Dividends to return Another thing that Qantas shareholders can look forward to in 2025 is the probable return of dividends. A number of analysts believe that the company will pay its first dividend since 2019 when it releases its half year results in February. For example, Morgan Stanley expects the airline operator will pay total dividends of 27 cents per share for FY 2025. This represents an attractive 3% at current prices. All in all, another year of good returns could be coming for shareholders in 2025 if this broker is on the money with its recommendation.

VANCOUVER - British Columbia has given the green light to nine wind energy projects that will boost the province's hydro-electric grid by eight per cent a year, enough to power 500,000 homes. Read this article for free: Already have an account? To continue reading, please subscribe: * VANCOUVER - British Columbia has given the green light to nine wind energy projects that will boost the province's hydro-electric grid by eight per cent a year, enough to power 500,000 homes. Read unlimited articles for free today: Already have an account? VANCOUVER – British Columbia has given the green light to nine wind energy projects that will boost the province’s hydro-electric grid by eight per cent a year, enough to power 500,000 homes. Premier David Eby says BC Hydro, a Crown utility, has selected the projects following a strong response to its call for new renewable power-generation operations. He says the development and construction will generate between $5 billion and $6 billion in private spending on the projects, four of which will be located in the B.C. Interior, four in the North and one on Vancouver Island. A news helicopter flies by as a 130-ton all-terrain crane prepares to place the giant blades onto a massive wind turbine on the top of Grouse Mountain ski resort in North Vancouver, B.C., Friday, Sept. 25, 2009. THE CANADIAN PRESS/Jonathan Hayward The power supply announcement comes as the Business Council of B.C. issues a report outlining concerns about the province’s economic future due to a potential decline in private sector investment and the completion of mega-projects like the Site C hydroelectric dam. Eby notes the report comes out on the day B.C. is making an announcement that will contribute greatly to the future of the province as an economic generator and a clean-power leader. Winnipeg Jets Game Days On Winnipeg Jets game days, hockey writers Mike McIntyre and Ken Wiebe send news, notes and quotes from the morning skate, as well as injury updates and lineup decisions. Arrives a few hours prior to puck drop. The wind projects are slated for completion by 2031 at the latest, and eight of them have a 51 per cent Indigenous equity ownership. This report by The Canadian Press was first published Dec. 9, 2024. Advertisement Advertisement

René Bennett | (TNS) Bankrate.com If you’re an iPhone user, you might not realize that you already have access to Apple Cash. It’s a digital cash card that’s built into Apple devices and can be found in the default Wallet app. (Note: You must link an eligible debit card to use this service.) The main function of Apple Cash is to make it easier for Apple device users to send money to one another, including sending money through the iMessage app. But Apple Cash is more than just a peer-to-peer (P2P) payment service — it can be used to shop online, in stores or to make in-app purchases. Apple Cash is a convenient way to transfer money between friends and family. Once it’s set up, a user can simply open the iMessage app and send money to a contact through their chat. It’s also useful for those who use Apple Pay, a separate service that allows Apple device users to make contactless payments with any linked card, including an Apple Cash card. Here are some important things to know about setting up and using Apple Cash. Apple Cash is a digital cash card that’s stored in the Wallet app of Apple devices, and it can be used for making P2P payments, as well as purchases through Apple Pay. When you receive money from another Apple Cash user, that money appears in your Apple Cash balance. The balance can then be spent or transferred to a linked bank account or debit card. Sending money to peers with Apple Cash can be done either directly from the digital Apple Cash card (in the Wallet app) or through the iMessage app. You can send or receive anywhere between $1 and $10,000 per message. The money shows up on the recipient’s Apple Cash card instantly, but it may take from one to three days for the balance to be transferred to a bank account. Instant transfers to a bank account are possible, but it comes with a 1.5% fee. There’s also an option to set up Apple Cash Family for children who are under 18 years old. This option limits the amount a child can send to $2,000 per message. Those younger than 18 also cannot add money to their Apple Cash card from a bank account; rather, their balance only grows when they receive money from another Apple Cash user. Apple Cash is a digital card within your Wallet that allows you to spend your Apple Cash online, in stores and in apps as well send and receive money. Apple Pay, however, allows you to make purchases using any credit card or debit card you have stored in your Wallet — including Apple Cash. With Apple Pay, you add credit and debit cards to your Wallet and then have the ability to pay right with your phone (or other Apple product). To set up Apple Cash, you’ll need three things: —A compatible Apple device. —Two-factor authentication enabled for your Apple ID (this can be done in Settings). —An eligible debit card to load funds onto the Apple Cash card. In the Settings app, you can turn on Apple Cash in the Wallet and Apple Pay section. Tap on the Apple Cash card icon and follow the instructions on the screen. You’ll be asked to agree to the terms and conditions, after which your device will set up Apple Cash for you. The Apple Cash card, once set up, can be found in your device’s Wallet app. If you want to set up Apple Cash Family, you’ll first need to have Family Sharing turned on, which can be done in Settings. The family organizer can add children to Apple Cash in the Family Sharing section of Settings. You’ll need to have a debit card linked to your digital Wallet to add money to an Apple Cash card. You can add a debit card to Wallet in the same place where you set up Apple Cash — the Wallet and Apple Pay section of Settings. Once a debit card is linked to your Wallet, open Wallet and tap on the Apple Cash card. Then, tap the More button (an icon with three dots). This will open a page where you can see your Apple Cash balance, add money and transfer funds to a bank account. Tap Add Money and enter the amount you’d like to add (the minimum is $10). You’ll be asked to confirm which debit card you want to use to fund the Apple Cash balance, and then the money is added to the Apple Cash card. There are two ways to send a payment to someone using Apple Cash: directly from your Wallet or in the iMessage app. Both the sender and recipient need Apple Cash to send or receive money. To send money from Wallet, simply tap the Apple Cash card in Wallet and then tap Send. Type in the contact name or phone number of the recipient. Enter the amount you’d like to send (between $1 and $10,000), then review the payment and confirm it with Face ID, Touch ID or a passcode. In iMessage, open the conversation with who you’d like to send money to, or start a new one. Tap on the app button, which appears next to the type bar, and then tap on the Apple Cash icon. You’ll be prompted to enter an amount (between $1 and $10,000). Once you’ve reviewed the amount, tap Send and confirm with Face ID, Touch ID or a passcode. The first time money is sent to someone, the recipient will need to accept the payment within seven days for it to go through. After the first instance, payments are automatically accepted. If you’re using Apple Cash to make a purchase either online or in a store, you’ll need to pay using Apple Pay. To request money from your iPhone, open the conversation in the Messages app. Tap the plus icon, followed by Apple Cash. Then, tap Request. Tap the send button to send your payment request. Once the request is sent, the person you sent it to can confirm or change the amount they send to you. You can also request money from your Apple watch. Open your messages app, choose a conversation, tap the plus icon and then choose Apple Cash. Once you enter the amount you are requesting, swipe left on the Send button. Tap Request. As you start to accumulate money on the Apple Cash card, you may want to move it to a debit card or a bank account . This can be done by going to the same place where you added funds to the card, by clicking the icon with three dots next to your digital card. Enter an amount to be transferred, then tap Next. You’ll be asked whether you want to do an instant transfer (for a 1.5% fee) or a transfer in one to three business days for free. After making a selection, the screen will instruct you to set up a bank account if you don’t already have one set up. You’ll confirm the payment, and the transfer is initiated. Instant transfers can only be made to an eligible debit card, not a bank account. Money is sent within 30 minutes when you select instant transfer. —Zelle: If your bank is offers Zelle, it might be a good idea to take advantage of the P2P payment service. Zelle can be accessed directly from your bank’s mobile app, and it allows you to send instant transfers at no extra cost. —Venmo: Anyone can use Venmo, as long as they’ve downloaded the app. Unlike Apple Cash or Zelle, it’s a standalone P2P payment app. Venmo comes with a social element — users can follow each other and add fun emojis to their payments, although they can also keep their account activity private. —PayPal: This P2P payment service is a good option if you want to send money internationally. It also offers a PayPal Debit card, which, like the Apple Cash card, can be used to make purchases online or in stores. —Samsung Pay Cash: Samsung device users can use this option instead of Apple Cash. Similar to Apple Cash, it is a digital wallet that you can access from a Samsung mobile device. However, to take full advantage of Samsung Pay Cash, users will need to undergo an extra registration process to upgrade to a Full Card Account. Apple Cash makes it easy for Apple device users to send money to each other. Users can simply tap the Apple Cash icon in their text messages to send money through iMessage. It can also be used as an extra repository for spending money and can be used for purchases anywhere Apple Pay is accepted. With that said, only Apple device users can send and receive money using Apple Cash, so those looking for a more universal payment service may want to consider other P2P payment apps . ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.MANCHESTER, England (AP) — Manchester City's players were booed by their own fans Tuesday after blowing a three-goal lead against Feyenoord in the Champions League to extend their winless run to six games. Jeers rang around the Etihad Stadium after the final whistle of a dramatic 3-3 draw. After five-straight losses in all competitions, City looked to be cruising to victory after going three up inside 50 minutes. But Feyenoord mounted an improbable comeback and leveled the game in the 89th minute to leave the home crowd stunned. While the worst losing streak of Guardiola’s managerial career was brought to an end, his wait for a first win since Oct. 26 goes on. Erling Haaland had scored twice, with Ilkay Gundogan also on target to put City in control. But goals from Anis Hadj Moussa in the 75th, Santiago Gimenez in the 82nd and David Hancko in the 89th turned the game on its head. City's players, including Bernardo Silva, Josko Gvardiol and Haaland looked visibly frustrated as they left the field to cheers of the delirious traveling Dutch fans in the away section of the stadium. City plays Premier League leader Liverpool on Sunday — defeat would leave it 11 points adrift of its title rival. James Robson is at https://twitter.com/jamesalanrobson AP soccer: https://apnews.com/hub/soccer

Man City crisis continues as Feyenoord come from three down to drawAirport surfaces most likely to have a deadly virus lurking on themTORONTO — Canada’s decision to deploy a drone to spy on a New Zealand training session at the Paris Olympics was “completely stupid,” says FIFA vice-president Victor Montagliani. “In the sense that I have no idea what the hell you’re going to get out of that,” said Montagliani, a former Canada Soccer president who is also president of CONCACAF, which covers North and Central America and the Caribbean. The scandal cost Canada women’s coach Bev Priestman her job, with assistant coach Jasmine Mander and analyst Joe Lombardi also leaving Canada Soccer. All three are serving one-year suspensions from FIFA. “Now, listen, do clubs and countries push the envelope to try to gain an upper hand? Yeah,” said Montagliani when asked about the scandal at a media roundtable Monday. “If we say no to that, we’re fools. “We’ve all been into countries that will do anything they can, whether its fireworks the night before a match. Whatever they think that will get you three points. Because when it comes to football, a lot of countries think it’s war. But for me personally I just thought it (the drone spying) was the definition of stupidity.” FIFA, which runs the football competition at the Olympics, also docked the Canadian women six points at the tournament after a Canadian staffer was caught using a drone to spy on New Zealand team practices before the start of competition at the Paris Games. Canada Soccer was also fined 200,000 Swiss francs ($322,500). Canada Soccer continues to investigate just how deep a culture of spying was ingrained in the organization and has opened a disciplinary hearing into former Canada men’s and women’s coach John Herdman, who resigned as Toronto FC coach last month. “If any of this stuff reveals any new information whatsoever that’s subject to FIFA jurisdiction, the FIFA ethics committee or discipline committee, or both, will act on it,” Montagliani said. Montagliani says disciplinary issues in soccer usually fall under the national governing body. But Canada Soccer could refer the matter to FIFA if it has wider-ranging implications. — Follow @NeilMDavidson on X platform This report by The Canadian Press was first published Dec. 8, 2024. Neil Davidson, The Canadian Press

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Apple Cash is more than just a peer-to-peer (P2P) payment service — it can be used to shop online, in stores or to make in-app purchases.

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