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(BPT) - Consumers are facing increasing costs on virtually every purchase these days and auto insurance is no exception. While skyrocketing costs of this auto-related expense can be attributed to everything from parts replacement to service — even health costs as a result of accidents — consumers can better manage these increases with thoughtful study and attention to detail. Some of the common causes for higher insurance rates are Inflation, car accidents, extreme weather conditions such as hail, hurricanes and wind, along with increased vehicle theft claims. Mercury Insurance has partnered with financial literacy influencer Sam Jarman to highlight specific ways consumers can address these rising costs. "Your car is the second biggest expense for most people, right behind your home, and car insurance is a big part of that," said Jarman. "Checking rates and coverage with your Mercury Insurance agent makes sense along with choosing a car with low maintenance costs." According to Consumer Price Index data released earlier this year, car insurance rates are up almost 21% year-over-year for the 12 months which ended in February. The last time car insurance rates rose that much on an annual basis was 1976. Here are some auto insurance statistics recently released from Forbes : "Our goal is to help our customers get the best rates possible because we know that every dollar counts." said Justin Yoshizawa, Director, Product Management, State. "We encourage consumers to build a close relationship with their agent and discuss what discounts they may be eligible to receive. The answer might be surprising." Mercury offers the following tips for lowering your insurance costs: Review your deductibles with your insurance agent – It is recommended that you review your coverage and deductible with your Mercury agent at least once a year. Their wisdom and experience can help you make wise decisions regarding your insurance. Explore car insurance discounts – In addition to bundling your home and auto insurance, Mercury offers discounts for multi-car, good drivers, good students and auto pay. Your agent may have additional discounts to offer. Let Your Insurer Track Your Driving – Most insurers offer discounts for customers who install telematics. This technology allows your insurance company to collect information regarding your mileage and driving habits. This can also provide valuable information regarding your driving as well as saving you money. Drive a safe car with low repair costs – According to Bankrate , some of the cheapest cars to insure are the Subaru Outback, Honda CR-V and Honda Pilot. Also, look for cars with lower repair costs such as the Toyota Corolla, Toyota Prius and Tesla Model 3. Doing some research before you purchase a vehicle can save you money over the length of ownership. Install an anti-theft device on your car – Drivers may receive an additional discount on your auto insurance if you install an anti-theft device on your car. Before you buy a car, compare insurance costs – You can get a fast and easy quote from your Mercury Insurance agent. To receive a quote, you can reach us at 844-514-2893. To learn more about common types of auto insurance discounts, visit https://www.mercuryinsurance.com/resources/auto/understanding-types-of-auto-insurance-discounts.html . For more information on your auto insurance, you can reference the Insurance Information Institute .tongits go 777

In conclusion, the upcoming Champions League match will be a test of Milan's character and determination as they aim to secure a spot in the knockout stages of the competition. The absence of manager Stefano Pioli will present challenges for the team, but with players like Simon Kjaer stepping up, Milan will be looking to maintain their reputation and make their mark on the European stage. The players will be playing not just for themselves but for the club's illustrious history and the prestige that comes with success in the Champions League.At the heart of this groundbreaking program is the "KeLing AI" platform, a cutting-edge AI tool developed by AIGC that merges artificial intelligence with the art of storytelling. The platform is designed to assist directors and creators in generating fresh ideas, enhancing production efficiency, and ultimately elevating the quality of content in the film and television industry.

Beijing Embarks on New Subway Artery: Urban Sub-Center "Rail + Land" Demonstration Line LaunchedAccording to reports, the European Commission is looking into allegations that Google and Meta have engaged in secret agreements that give Meta preferential treatment in Google's ad platform. This could potentially violate EU competition rules, which prohibit anti-competitive behavior and abuse of market dominance.

Injuries pile up, 49ers uncertain QB Brock Purdy can return SundayOne of the key policies that have greatly contributed to the resurgence of the property market is the implementation of tax incentives and favorable lending conditions. Reduced property taxes, lower interest rates, and relaxed mortgage regulations have incentivized buyers to enter the market and invest in real estate. These measures have not only increased affordability for homebuyers but also provided a much-needed boost to the construction industry, creating jobs and stimulating economic activity.

‘Real danger’: Food item should be bannedIn a recent match between Tottenham Hotspur and Arsenal, a moment of controversy occurred when Tottenham's player, Giovani Lo Celso, threw the corner flag towards the stand during the game. This action by Lo Celso has sparked various interpretations among the fans, with many suggesting that it was a subtle message to Arsenal that Tottenham does not rely on corner kicks for success.In the annals of basketball history, there are moments that transcend the game itself and etch themselves into the collective memory of fans worldwide. One such moment occurred exactly 20 years ago, on December 9th, 2004, when Tracy McGrady, also known as T-Mac, delivered an extraordinary performance that would become immortalized as the "35-seconds-13-points" miracle.

"Miao Ge" is more than just a game—it is a testament to the transformative power of music and the endless possibilities that lie within each of us.One of the key areas covered in the Public Prosecutors' Open Class Series is the legal responsibilities of parents and guardians towards minors. It highlights the importance of parental supervision, care, and support in ensuring the well-being and welfare of minors. By emphasizing the legal obligations of parents, the series encourages them to actively engage in their children's lives and take necessary steps to protect and promote their rights.

EVERY girl knows the frustration of leaving the house without anything to tie up your hair. This can be particularly annoying if you were planning a workout but don't worry, your gym gear might hold the answer. 3 People were shocked to learn about the hidden hair tie available on workout gear (stock image) Credit: Getty In a Reddit post , one user shared their shock at learning that there are hair bands hidden on most fitness tops. The poster used an emoji to show how mind-blown they were by the discovery. Available on most workout jumpers or jackets, the hidden hair band is actually right under your nose. In fact, you've likely fidgeted with it between sets or on your way home from a run. Read More On Life Hacks HEAT UP People are just realising energy firms are giving out FREE winter gadgets DUSTY DECOR People are just realising you’re meant to clean your artificial Christmas trees However, most people don't even know that the handy feature is available. The Redditor revealed that the zipper pull on your jacket likely contains a small elastic. This is designed to be easily removed from your jacket and repurposed as a hair tie. You can then re-tie it to your zipper once you are finished using it in your hair. Most read in Fabulous SPLITSVILLE I'm a single mum - the common mistake that instantly ruins a first date VAPE HELL The terrifying reason you should NEVER share your pal's vape - and it’s not germs IN FEAR Bonnie Blue hit with death threats & told she'd leave Freshers sex event 'in a box' MYSTIC MEG Single? New passion can be ticking close to a stopped clock While the poster shared an example on their Scuba gear, the hidden hair tie is available on a variety of brands, including Lululemon. "I'm sure most of y'all already knew this and I'm super late to the game," the Redditor wrote. I had the worst itchy scalp and dandruff so gave up washing my hair - it hasn’t been shampooed for A YEAR "But I just saw on the website, as I happened to be wearing my Scuba half-zip, that one of the features of all the scuba hoodies are the emergency hair tie." The unnamed user went on to describe the design feature as "so cool." Reddit users shared their thoughts on the hack in the comments section. "And the hair ties can be purchased as a replacement zipper pull if yours ever break," wrote one reader. "Oh wow. I was today year's old when I learned this," said another person. Hairstyles that are kind to your locks Loose Braids : Opt for loose, soft braids rather than tight ones to minimise tension on the scalp and reduce breakage. Low Ponytail : A low ponytail is less stressful on your hair compared to high, tight ponytails. Use a fabric-covered hair tie to avoid snagging. Messy Bun : A relaxed, messy bun can be both stylish and kind to your hair. Avoid pulling your hair too tightly and use gentle hair ties. Soft Waves : Embrace your natural texture or use heatless methods to create soft waves, reducing the need for damaging heat styling tools. Half-Up, Half-Down : This style keeps some hair pulled back while leaving the rest down, reducing the strain on your scalp. Headbands and Scarves : Using headbands or scarves can keep hair out of your face without causing damage, and they can be quite fashionable. Loose Plaits for Sleeping : Before bed, loosely plait your hair to prevent tangles and breakage overnight. "It’s the same on Define jackets! Such a cute little feature!" commented a third Redditor. "Lots of the jackets and some of the bags come with these emergency ties! It’s great," wrote another commenter. "Oh my God! Thanks for sharing it. Great to know that," said one reader. Read more on the Scottish Sun FESTIVE FIZZ Coca-Cola Christmas truck in Scotland: Dates, locations & all you need to know AND RELAX Scots seaside hotel with outdoor hot tub and firepit named UK's top spa resort "Oh my God, I had no idea! I’m going to check my bags and hoodies now," commented another person. "This has been around since the early 2000s," wrote one Reddit user. 3 You can repurpose the pull on your zipper as a hair tie with certain clothing brands Credit: Reddit 3 The hidden feature is included to help you tie your hair when you're planning on working out (stock image) Credit: GettyThe film follows the intertwined lives of four brothers – Liang, Wei, Zhang, and Chen – who are bound together by blood and loyalty in the tumultuous underworld of Hong Kong's criminal underworld. As the narrative unfolds, we witness the rise and fall of these four characters, each with their own ambitions, secrets, and betrayals. The linear structure of the film allows us to see how their paths intersect and diverge, leading to a series of shocking twists and turns that will keep viewers on the edge of their seats.One of the key policies that have greatly contributed to the resurgence of the property market is the implementation of tax incentives and favorable lending conditions. Reduced property taxes, lower interest rates, and relaxed mortgage regulations have incentivized buyers to enter the market and invest in real estate. These measures have not only increased affordability for homebuyers but also provided a much-needed boost to the construction industry, creating jobs and stimulating economic activity.

Trump’s tariffs in his first term did little to alter the economy, but this time could be different

The protection of minors and their rights is a critical aspect of any society. As young individuals who are still in the process of physical, emotional, and intellectual development, minors are particularly vulnerable to various risks and challenges. In this context, the role of the law and legal professionals is essential in ensuring that minors are provided with a safe and supportive environment to grow and thrive.Dutch police identified 424 suspects with facial recognition last year

Krishna Stanton was planning to end her running career at the Melbourne Commonwealth Games two decades ago. Within years, she questioned whether her life would be the same again due to crushing pelvic problems. or signup to continue reading The former Olympian and Commonwealth Games silver medalist was diagnosed with celiac disease in 2005, and then subsequent forced her to withdraw from her farewell games. Her health wreaked havoc with her teaching career and . "I thought I was going to have a bag, a colostomy bag ... that was hard to swallow," she said. "I know lots of people do, and they manage their life very well, but I'd gone from being someone who was an athlete ... [who] got a silver medal a couple of years before at the Commonwealth Games. "This was a huge shock." Thanks to an advanced but little-known treatment option, Ms Stanton is now running marathons again. A case of food poisoning led to the diagnosis of a condition she had been unknowingly living with for most of her life. Initially, she assumed the illness would run its course, but it didn't get better, prompting her to see pelvic floor specialist Andrea Warwick. A colonoscopy confirmed she had celiac disease. It also revealed a section of her bowel was not working, and certain nerves had been destroyed. Bowel surgery revealed she had also sustained a 12-centimetre tear during childbirth in 1996. The celiac disease, nerve damage and tear led to multiple bowel prolapses and numerous surgeries, significantly impacting her quality of life. "That stress of thinking that I couldn't lead the life I'd planned or envisaged, that was really a trying time." She was teaching physical education (PE) at the time and had to devise strategies with her teaching partner so she could rush off to the toilet when needed. The condition also had a significant impact on her personal life. "I met my second husband during that time, and really, it was difficult. "I probably wasn't my normal bubbly self ... was really self-conscious." She learnt about neuromodulation technology during a chat with a friend and nurse. Neuromodulation uses electronic, chemical or mechanical processes to stimulate the nervous system, improving function and quality of life. After a discussion with Dr Warwick, she had a nerve stimulator implanted, and while it took a few months to get used to the device, in time it helped her return to a more regular lifestyle. The device made such a difference that she successfully ran the Gold Coast Marathon in 2016 in just under three hours. She ran the race in honour of Kerryn McCann and Jackie Fairweather (nee Gallagher) - her fellow medalists at the 2002 Commonwealth Games, who had both died. "I did it. and that ... made me realise ... I could maybe finish my running off on my terms now and not, you know, for health reasons." She continued to run, and in 2022, she broke the women's world record in her age group at the London Marathon. The 58-year-old plans to keep running until she is 60 when she will rerun the Gold Coast Marathon before retiring from the sport. According to the Continence Foundation of Australia, one in four adults is affected by incontinence. Dr Warwick said many people living with incontinence were unaware of available treatment options because stigma prevented them from talking about their conditions. "The patients' whole lives can be affected by these problems. They may start by changing little things in their life and adapting to cope with their symptoms. Then they start making bigger changes, Dr Warwick said. "There are so many fantastic treatment options available now depending on the person's individual situation. "If neuromodulation is appropriate, up to 90 per cent of my patients experience significant improvements to their lives." Hi, my name is Rowan Cowley and I'm a reporter for The Senior newspaper. I have special interests in the areas of entertainment, the arts and history and would like to hear from anyone who feels they have a good story idea. Hi, my name is Rowan Cowley and I'm a reporter for The Senior newspaper. I have special interests in the areas of entertainment, the arts and history and would like to hear from anyone who feels they have a good story idea. DAILY Today's top stories curated by our news team. WEEKDAYS Grab a quick bite of today's latest news from around the region and the nation. WEEKLY The latest news, results & expert analysis. WEEKDAYS Catch up on the news of the day and unwind with great reading for your evening. WEEKLY Get the editor's insights: what's happening & why it matters. WEEKLY Love footy? We've got all the action covered. WEEKLY Every Saturday and Tuesday, explore destinations deals, tips & travel writing to transport you around the globe. WEEKLY Going out or staying in? Find out what's on. WEEKDAYS Sharp. Close to the ground. Digging deep. Your weekday morning newsletter on national affairs, politics and more. TWICE WEEKLY Your essential national news digest: all the big issues on Wednesday and great reading every Saturday. WEEKLY Get news, reviews and expert insights every Thursday from CarExpert, ACM's exclusive motoring partner. TWICE WEEKLY Get real, Australia! Let the ACM network's editors and journalists bring you news and views from all over. AS IT HAPPENS Be the first to know when news breaks. DAILY Your digital replica of Today's Paper. Ready to read from 5am! DAILY Test your skills with interactive crosswords, sudoku & trivia. Fresh daily! Advertisement Advertisement

Ottawa school board trustees vote to sanction Donna Blackburn for antisemitic remarkLi Yunrui's journey to this moment has been marked by hard work, discipline, and unwavering dedication. He has pushed himself beyond his limits, striving for perfection in every aspect of his life. And now, as he stands before us, exuding a charisma and allure that is truly unmatched, we cannot help but be in awe of the man he has become.

In conclusion, Gabia's determination to become the captain of AC Milan and his respect for the current captain exemplify the values of leadership and teamwork that are vital to success in football. While the Serie A standings may leave many unsatisfied, the passion and dedication of players like Gabia serve as a reminder of the excitement and competition that make Italian football so exhilarating. As the season unfolds, football fans can expect to see thrilling matches and fierce rivalries that will keep them hooked until the final matchday.Opposition lawmakers have been calling for Yoon's arrest in connection to the alleged abuses of power, marking a significant escalation in the political turmoil gripping South Korea. The National Assembly's demands for Yoon's swift arrest have added to the already mounting pressure on President Moon, with many now questioning his leadership and ability to govern effectively.Getting smart about car insurance can provide cost savings and peace of mind

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