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News that President-elect Donald Trump’s team wants to hack away at the forbidding tangle of U.S. bank regulation is welcome in the abstract. In practice, though, much will depend on the details. The goal should be simplifying financial oversight more broadly — not just defanging a tough watchdog. No doubt, the current system is unwieldy. At the federal level — excluding an array of separate state regulators — three entities oversee banks, two supervise markets, one aims to protect consumers and another defends against financial crimes. Many large institutions must submit to all of them. Senior managers of an average bank today spend some 42 percent of their time on compliance-related tasks. Worse, such fragmentation at times allows risks to fall through the cracks. Much of this system was designed decades ago for a simpler world. One glaring example is the separation of the Securities and Exchange Commission and the Commodity Futures Trading Commission. One was established 90 years ago to protect investors in securities such as stocks and bonds; the other was created 50 years ago to oversee commodities markets and related futures and options contracts. Today, when many financial companies trade in both markets, the two supervisors often overlap and don’t always properly communicate. In 2011, after the chaotic bankruptcy of derivatives broker MF Global Holdings Ltd., a congressional postmortem detailed how the commissions failed to coordinate their approach to the company’s deteriorating finances and disagreed about where to safeguard its customers’ money. Such bifurcation is anomalous by global standards, and policymakers have been talking about combining the two for decades. In a familiar tale, however, politics has taken precedence over common sense: The House Committee on Agriculture has been loath to cede its oversight of the CFTC, which attracts hefty campaign donations from financial companies. (The SEC is under the House Financial Services Committee.) If Trump wants a relatively clear-cut reform, this would be a good place to start. Merging the two commissions would help streamline the rules, reduce compliance costs and ease cooperation with regulators overseas. It would be an ambitious change but not a radical one: Both a former CFTC commissioner and a current SEC commissioner have endorsed the idea. Reforming banking oversight would be less straightforward. It’s true that the U.S. has too many regulators — including the Federal Reserve, the Treasury Department’s Office of the Comptroller of the Currency and the Federal Deposit Insurance Corp. — in addition to state banking authorities. But this morass defies easy fixes; simply folding the FDIC into the Treasury Department, as the Trump team is considering, will likely create more problems than it solves. A better approach would be to create a single prudential authority charged with protecting the financial system. The new body could be overseen by a board that includes representatives from the Fed, the Treasury and the FDIC, while doing away with the OCC entirely. Ideally it would also oversee nonbank companies, such as asset managers, that play a significant role in the system. Such a regulator could focus more on essential risks than on box-checking exercises or turf wars. It would be less susceptible to influence by the companies it oversees and could (in theory) allow for streamlined compliance. It would also make clear where the buck stops when things go wrong. Such far-reaching reforms would require political skill and sustained effort, which were not hallmarks of Trump’s previous term. The ambition is laudable all the same. In regulation as in life, simplicity is a virtue. — Bloomberg News

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InspireMD Announces Appointment of Accomplished Medical Technology Executive Scott R. Ward to its Board of DirectorsAirports and highways are expected to be jam-packed during Thanksgiving week, a holiday period likely to end with another record day for air travel in the United States. AAA predicts that nearly 80 million Americans will venture at least 50 miles from home between Tuesday and next Monday, most of them by car. However, travelers could be impacted by ongoing weather challenges and those flying to their destinations could be grounded by delays brought on by airline staffing shortages and an airport service workers strike . Here's the latest: U.S. airlines are preparing for a Thanksgiving holiday rush, and so are the U.S. Postal Service, United Parcel Service and FedEx. Shipping companies will deliver about 2.2 billion packages to homes and businesses across the U.S. from Thanksgiving to Dec. 31, said Satish Jindel, a shipping and logistics expert and president of ShipMatrix. That’s down from 2.3 billion packages last year. Because the shopping period is a week shorter than in 2023, consumers are shopping further ahead of Black Friday and more purchases are taking place in physical stores, he said. The number of holiday package shipments grew 27% in 2020 and by more than 3% the following year during the pandemic. The numbers have been falling since then, with a projected decline of about 6% this holiday season. Looking to de-stress while waiting for your flight? Many airports have a fleet of therapy dogs — designated fidos and puppers that are eager to receive pets and snuggles from weary travelers. Rules and schedules vary from airport to airport, but the group AirportTherapyDogs uses online crowdsourcing to share the locations of therapy dogs across its various social media accounts. Today, Gracie, a toy Australian shepherd, and Budge, an English bulldog, wandered the concourses at Denver International Airport, and an American Staffordshire Terrier named Hugo greeted travelers at Punta Gorda Airport in Florida. Some airports even feature other therapy pals. San Francisco International Airport’s fleet of animals includes a Flemish Giant rabbit and a hypoallergenic pig. “We cannot live on the wages that we are being paid,” ABM cabin cleaner Priscilla Hoyle said at a rally earlier Monday. “I can honestly say it’s hard every single day with my children, working a full-time job but having to look my kids in the eyes and sit there and say, ‘I don’t know if we’re going to have a home today.’” Timothy Lowe II, a wheelchair attendant, said he has to figure out where to spend the night because he doesn’t make enough for a deposit on a home. “We just want to be able to have everything that’s a necessity paid for by the job that hired us to do a great job so they can make billions,” he said. ABM said it is “committed to addressing concerns swiftly” and that there are avenues for employees to communicate issues, including a national hotline and a “general open door policy for managers at our worksite.” Employees of ABM and Prospect Airport Services cast ballots Friday to authorize the work stoppage at Charlotte Douglas International Airport, a hub for American Airlines. They described living paycheck to paycheck while performing jobs that keep planes running on schedule. Most of them earn $12.50 to $19 an hour, union officials said. Rev. Glencie Rhedrick of Charlotte Clergy Coalition for Justice said those workers should make $22 to $25 an hour. The strike is expected to last 24 hours. Several hundred workers participated in the work stoppage. Forty-four fights have been canceled today and nearly 1,900 were delayed by midday on the East Coast, according to FlightAware . According to the organization’s cheekily named MiseryMap , San Francisco International Airport is having the most hiccups right now, with 53 delays and three cancellations between 11 a.m. and 3 p.m. EST. While that might sound like a lot of delays, they might not be so bad compared to last Friday when the airport suffered 671 delays and 69 cancellations. In an apparent effort to reduce the headaches caused by airport line cutting, American Airlines has rolled out boarding technology that alerts gate agents with an audible sound if a passenger tries to scan a ticket ahead of their assigned group. This new software won’t accept a boarding pass before the group it’s assigned to is called, so customers who get to the gate prematurely will be asked to go back and wait their turn. As of Wednesday, the airline announced, the technology is now being used in more than 100 U.S. airports that American flies out of. The official expansion arrives after successful tests in three of these locations — Albuquerque International Sunport, Ronald Reagan Washington National Airport and Tucson International Airport. ▶ Read more about American Airlines’ new boarding technology Travel can be stressful in the best of times. Now add in the high-level anxiety that seems to be baked into every holiday season and it’s clear travelers could use some help calming frazzled nerves. Here are a few ways to make your holiday journey a little less stressful: 1. Make a checklist of what you need to do and what you need to bring 2. Carry your comfort with you — think noise-canceling headphones, cozy clothes, snacks and extra medication 3. Stay hydrated 4. Keep up to date on delays, gate changes and cancellations with your airline’s app ▶ Read more tips about staying grounded during holiday travel Thanksgiving Day takes place late this year, with the fourth Thursday of November falling on Nov. 28. That shortens the traditional shopping season and changes the rhythm of holiday travel. With more time before the holiday , people tend to spread out their outbound travel over more days, but everyone returns at the same time, said Andrew Watterson, the chief operating officer of Southwest Airlines . “A late Thanksgiving leads to a big crush at the end,” Watterson said. “The Saturday, Sunday, Monday and Tuesday after Thanksgiving are usually very busy with Thanksgiving this late.” Airlines did a relatively good job of handling holiday crowds last year, when the weather was mild in most of the country. Fewer than 400 U.S. flights were canceled during Thanksgiving week in 2023 — about one out of every 450 flights. So far in 2024, airlines have canceled about 1.3% of all flights. Drivers should know that Tuesday and Wednesday afternoons will be the worst times to travel by car, but it should be smooth sailing on freeways come Thanksgiving Day, according to transportation analytics company INRIX. On the return home, the best travel times for motorists are before 1 p.m. on Sunday, and before 8 a.m. or after 7 p.m. on Monday, the company said. In metropolitan areas like Boston, Los Angeles, New York, Seattle and Washington, “traffic is expected to be more than double what it typically is on a normal day,” INRIX transportation analyst Bob Pishue said. Federal Aviation Administration Administrator Mike Whitaker said last week that he expects his agency to use special measures at some facilities to deal with an ongoing shortage of air traffic controllers. In the past, those facilities have included airports in New York City and Florida. “If we are short on staff, we will slow traffic as needed to keep the system safe,” Whitaker said. The FAA has long struggled with a shortage of controllers that airline officials expect will last for years, despite the agency’s lofty hiring goals. 5. Auto club and insurance company AAA predicts that nearly 80 million Americans will venture at least 50 miles from home between Tuesday and next Monday. Most of them will travel by car. 6. Drivers should get a slight break on gas prices . The nationwide average price for gasoline was $3.06 a gallon on Sunday, down from $3.27 at this time last year. 7. The Transportation Security Administration expects to screen 18.3 million people at U.S. airports during the same seven-day stretch. That would be 6% more than during the corresponding days last year but fit a pattern set throughout 2024. 8. The TSA predicts that 3 million people will pass through airport security checkpoints on Sunday; more than that could break the record of 3.01 million set on the Sunday after the July Fourth holiday. Tuesday and Wednesday are expected to be the next busiest air travel days of Thanksgiving week. ▶ Read more about Thanksgiving travel across the U.S. Workers who clean airplanes, remove trash and help with wheelchairs at Charlotte’s airport, one of the nation’s busiest, went on strike Monday to demand higher wages. The Service Employees International Union announced the strike in a statement early Monday, saying the workers would demand “an end to poverty wages and respect on the job during the holiday travel season.” The strike was expected to last 24 hours, said union spokesperson Sean Keady. Employees of ABM and Prospect Airport Services cast ballots Friday to authorize the work stoppage at Charlotte Douglas International Airport, a hub for American Airlines. The two companies contract with American, one of the world’s biggest carriers, to provide services such as cleaning airplane interiors, removing trash and escorting passengers in wheelchairs. ▶ Read more about the Charlotte airport workers’ strike Parts of the Midwest and East Coast can expect to see heavy rain into Thanksgiving, and there’s potential for snow in Northeastern states. A storm last week brought rain to New York and New Jersey, where wildfires have raged in recent weeks, and heavy snow to northeastern Pennsylvania. The precipitation was expected to help ease drought conditions after an exceptionally dry fall. Heavy snow fell in northeastern Pennsylvania, including the Pocono Mountains. Higher elevations reported up to 17 inches (43 centimeters), with lesser accumulations in valley cities including Scranton and Wilkes-Barre. Around 35,000 customers in 10 counties were still without power, down from 80,000 a day ago. In the Catskills region of New York, nearly 10,000 people remained without power Sunday morning, two days after a storm dumped heavy snow on parts of the region. Precipitation in West Virginia helped put a dent in the state’s worst drought in at least two decades and boosted ski resorts as they prepare to open in the weeks ahead. ▶ Read more about Thanksgiving week weather forecasts Two people died in the Pacific Northwest after a rapidly intensifying “ bomb cyclone ” hit the West Coast last Tuesday, bringing fierce winds that toppled trees and power lines and damaged homes and cars. Hundreds of thousands lost electricity in Washington state before powerful gusts and record rains moved into Northern California. Forecasters said the risk of flooding and mudslides remained as the region will get more rain starting Sunday. But the latest storm won’t be as intense as last week’s atmospheric river , a long plume of moisture that forms over an ocean and flows over land. “However, there’s still threats, smaller threats, and not as significant in terms of magnitude, that are still going to exist across the West Coast for the next two or three days,” weather service forecaster Rich Otto said. As the rain moves east throughout the week, Otto said, there’s a potential for heavy snowfall at higher elevations of the Sierra Nevada, as well as portions of Utah and Colorado. California’s Mammoth Mountain, which received 2 feet (0.6 meters) of fresh snow in the recent storm, could get another 4 feet (1.2 meters) before the newest system clears out Wednesday, the resort said. Another round of wintry weather could complicate travel leading up to the Thanksgiving holiday, according to forecasts across the U.S., while California and Washington state continue to recover from storm damage and power outages. In California, where two people were found dead in floodwaters on Saturday, authorities braced for more rain while grappling with flooding and small landslides from a previous storm . Here’s a look at some of the regional forecasts: 9. Sierra Nevada: The National Weather Service office issued a winter storm warning through Tuesday, with heavy snow expected at higher elevations and wind gusts potentially reaching 55 mph (88 kph). Total snowfall of roughly 4 feet (1.2 meters) was forecast, with the heaviest accumulations expected Monday and Tuesday. 10. Midwest and Great Lakes: The Midwest and Great Lakes regions will see rain and snow Monday and the East Coast will be the most impacted on Thanksgiving and Black Friday, forecasters said. 11. East Coast: A low pressure system is forecast to bring rain to the Southeast early Thursday before heading to the Northeast. Areas from Boston to New York could see rain and breezy conditions, with snowfall possible in parts of northern New Hampshire, northern Maine and the Adirondacks. If the system tracks further inland, there could be less snow and more rain in the mountains, forecasters said. ▶ Read more about Thanksgiving week weather forecasts Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission. Get local news delivered to your inbox!

ollo This monthly article series reports fundamental and momentum metrics in the industrial sector. It is also a top-down analysis of sector ETFs like The Industrial Select Sector SPDR® Fund ETF ( XLI ), Fidelity MSCI Industrials Index ETF ( Quantitative Risk & Value (QRV) provides you with risk indicators and data-driven, time-tested strategies. Get started with a two-week free trial now. Fred Piard, PhD. is a quantitative analyst and IT professional with over 30 years of experience working in technology. He is the author of three books and has been investing in data-driven systematic strategies since 2010. Quantitative Risk & Value Learn more Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

ROC latent biometrics software integrated with Smytek contactless forensic cameraDevelopers will have to show that their project either helps reduce the amount of non-recyclable waste going to landfill, or replaces an older, less efficient incinerator. The move forms part of the Government’s drive to increase recycling rates, which have held at about 45% of household waste since 2015. Environment minister Mary Creagh said: “For far too long, the nation has seen its recycling rates stagnate and relied on burning household waste, rather than supporting communities to keep resources in use for longer. “That ends today, with clear conditions for new energy from waste plants – they must be efficient and support net zero and our economic growth mission, before they can get the backing needed to be built.” Developers will also have to ensure their incinerators are ready for carbon capture technology, and demonstrate how the heat they produce can be used to help cut heating bills for households. The Government expects that its “crackdown” on new incinerators will mean only a limited number are built, while still reducing the amount of waste sent to landfill and enabling the country to process the waste it produces. The Department for the Environment, Food and Rural Affairs said the country was almost at the point where it had enough waste facilities to handle non-recyclable rubbish, and so had limited need for new incinerators. But the proposals stop short of the plans included in the Conservatives’ 2024 manifesto, which committed to a complete ban on new incinerators due to their “impact on local communities” and declining demand as recycling increased.There are few clearer signs of the destructive power that Hurricane Beryl unleashed on Barbados in July than the scene at the temporary boatyard in the capital, Bridgetown. Scores of mangled and cracked vessels sit on stacks, gaping holes in their hulls, their rudders snapped off and cabin windows broken. Yet these were the lucky ones. At least they can be repaired and put back out to sea. Many others sank, taking entire family incomes with them. When Beryl lashed Barbados, the island's fishing fleet was devastated in a matter of hours. About 75% of the active fleet was damaged, with 88 boats totally destroyed. Charles Carter, who owns a blue-and-black fishing vessel called Joyce, was among those affected. "It's been real bad, I can tell you. I had to change both sides of the hull, up to the waterline," he says, pointing at the now pristine boat in front of us. It has taken months of restoration and thousands of dollars to get it back to this point, during which time Charles has barely been able to fish. "That's my living, my livelihood, fishing is all I do," he says. "The fishing industry is mash up," echoes his friend, Captain Euride. "We're just trying to get back the pieces." Now, six months after the storm, there are signs of calmer waters. On a warm Saturday, several repaired vessels were put back into the ocean with the help of a crane, a trailer and some government support. Seeing Joyce back on the water is a welcome sight for all fishermen in Barbados. But Barbadians are acutely aware that climate change means more active and powerful Atlantic hurricane seasons - and it may be just another year or two before the fishing industry is struck again. Beryl, for example, was the earliest-forming Category 5 storm on record. Few understand the extent of the problem better than the island's Chief Fisheries Officer, Dr Shelly Ann Cox. "Our captains have been reporting that sea conditions have changed," she explains. "Higher swells, sea surface temperatures are much warmer and they're having difficulty getting flying fish now at the beginning of our pelagic season." The flying fish is a national symbol in Barbados and a key part of the island's cuisine. But climate change has been harming the stocks for years. At the Oistins Fish Market in Bridgetown, flying fish are still available, along with marlin, mahi-mahi and tuna, though only a handful of stalls are open. At one of them, Cornelius Carrington, from the Freedom Fish House. fillets a kingfish with the speed and dexterity of a man who has spent many years with a fish knife in his hands. "Beryl was like a surprise attack, like an ambush," says Cornelius, in a deep baritone voice, over the market's chatter, reggae and thwack of cleavers on chopping boards. Cornelius lost one of his two boats in Hurricane Beryl. "It's the first time a hurricane has come from the south like that, normally storms hit us from the north," he said. Although his second boat allowed him to stay afloat financially, Cornelius thinks the hand of climate change is increasingly present in the fishermen's fate. "Right now, everything has changed. The tides are changing, the weather is changing, the temperature of the sea, the whole pattern has changed." The effects are also being felt in the tourism industry, he says, with hotels and restaurants struggling to find enough fish to meet demand each month. For Dr Shelly Ann Cox, public education is key and, she says, the message is getting through. "Perhaps because we are an island and we're so connected to the water, people in Barbados can speak well on the impact on climate change and what that means for our country," she says. "I think if you speak to children as well, they're very knowledgeable about the topic." To see for myself, I visited a secondary school – Harrison College – as a member of a local NGO, the Caribbean Youth Environmental Network (CYEN), talked to members of the school's Environmental Club about climate change. The CYEN representative, Sheldon Marshall, is an energy expert who quizzed the pupils about greenhouse gases and the steps they could take at home to help reduce carbon emissions on the island. "How can you, as young people in Barbados, help make a difference on climate change?" he asked them. Following an engaging and lively debate, I asked the pupils how they felt about Barbados being on the front line of global climate change, despite having only a small carbon footprint itself. "Personally, I take a very pessimistic view," said 17-year-old Isabella Fredricks. "We are a very small country. No matter how hard we try to change, if the big countries – the main producers of pollution like America, India and China – don't make a change, everything we do is going to be pointless." Her classmate, Tenusha Ramsham, is slightly more optimistic. "I think that all great big leaps in history were made when people collaborated and innovated," she argues. "I don't think we should be completely disheartened because research, innovation, creating technology and education will ultimately lead to the future that we want." "I feel if we can communicate to the global superpowers the pain that we feel seeing this happen to our environment," adds 16-year-old Adrielle Baird, "then it would help them to understand and help us collaborate to find ways to fix the issues that we're seeing." For the island's young people, their very futures are at stake. Rising sea levels now pose an existential threat to the small islands of the Caribbean. It is a point on which the Prime Minister of Barbados, Mia Mottley, has become a global advocate for change – urging greater action over an impending climate catastrophe in her speech at COP29 and calling for economic compensation from the world's industrialised nations. On its shores and in its seas, it feels like Barbados is under siege - dealing with issues from coral bleaching to coastal erosion. While the impetus for action comes from the island's youth, it is the older generations who have borne witness as the changes unfold. Steven Bourne has fished the waters around Barbados his whole life and lost two boats in Hurricane Beryl. As we look out at the coastline from a dilapidated beach-hut bar, he says the island's sands have shifted before his very eyes. "It's an attack from the elements. You see it taking the beaches away, but years ago you'd be sitting here, and you could see the water's edge coming upon the sand. Now you can't because the sand's built up so much." By coincidence, in the same bar where I chatted to Steven was Home Affairs Minister Wilfred Abrahams, who has responsibility for national disaster management. I put it to him that it must be a a difficult time for disaster management in the Caribbean. "The whole landscape has changed entirely," he replied. "Once upon a time, it was rare to get a Category Five hurricane in any year. Now we're getting them every year. So the intensity and the frequency are cause for concern." Even the duration of the hurricane season has changed, he says. "We used to have a rhyme that went: June, too soon; July, standby; October, all over," he tells me. Extreme weather events like Beryl have rendered such an idea obsolete. "What we can expect has changed, what we've prepared for our whole lives and what our culture is built around has changed," he adds. Fisherman Steven Bourne had hoped to retire before Beryl. Now, he says, he and the rest of the islanders have no choice but to keep going. "Being afraid or anything like that don't make no sense. Because there's nowhere for we to go. We love this rock. And we will always be on this rock."

Is There a Squid Game Season 3 Release Date & Is It Coming Out? By recently hit and captivated fans by building up on the story established in the inaugral season. It saw protagonist Seong Gi-hun meet new players and allies. It also depicted him facing new challenges as he attempted to expose the malice behind the titular tournament. As such, fans who greatly enjoyed the new installment are wondering if a is coming out and whether it has a . Here’s all the Squid Game Season 3 release date information we know so far, and all the details on when it is coming out. Is there a Squid Game Season 3 release date? The above release date was confirmed by right around Season 2’s premiere. This will also be the series’ final season. Squid Game Season 3 will most definitely pick up from where Season 2 left off. It will follow Seong Gi-hun as he continues his crusade against The Front Man. The final season will also follow his attempts to expose the nefarious nature of the Squid Game tournament. As for why Squid Game is ending with Season 3, it is because series creator Hwang Dong-hyuk, believed it to be the natural conclusion of the series. He confirmed this in an interview with . “I believed that with that story, I was able to tell everything that I wanted to tell through the story of Squid Game and also in the perspective of Gi-hun as a character, and I thought that we don’t need any further stories from here,” he shared. Where is Squid Game Season 3 coming out? This is because the series is a Netflix original. Moreover, the first two seasons had come out on the streaming platform. Lee Jung-jae headlines the series as Seong Gi-hun. Supporting cast members include Wi Ha-jun, Park Hae-soo, and various others. Abdul Naushad is a Contributing SEO Writer. He has previously written over a 100 articles for Sportskeeda. In his spare time, he likes to play video games, watch movies and aimlessly browse and watch different kinds of YouTube videos whether they be gaming reviews, movie explanations or even funny sketches and skits. Share article