www haha777 fan When people open their banking app or log into their account to pay a bill, most will complete their task quickly so they can move on to something else. But if a customer is being talked into transferring their cash to a scammer, there are subtle shifts in behaviour that leave a digital trail of clues. In these cases, banks say, the customer might spend longer than usual logged in, or they could move their mouse in a less purposeful way – such as by drawing circles on the screen – as they listen to the scammer’s instructions over the phone. Banks can detect suspicious transactions from information such as how frequently a user is touching their screen. Credit: iStock If the unsuspecting victim has allowed a scammer to take control of their computer, there can be other clues. The customer may not touch their phone’s screen as frequently as they usually do, or the criminal who has taken over might type faster than the customer usually does. Banks can now see all these clues, and use that information to spot suspicious transactions. “When I log in, and I know why I’m logging in, I behave with purpose,” says Tim Dalgleish, one of the architects of BioCatch Trust, a system that looks for data such as this to detect scams and fraud. “In one of these scam scenarios, you’re basically being coached, coerced, tricked or bullied to do something different.” Late this year, major banks signed up to the BioCatch system as part of the banking industry’s effort to stem a $2.7 billion wave of scams. While it’s early days, it’s hoped these sorts of digital clues – alongside lots of other information – can be used to stop more scams in the milliseconds before a customer sends their cash, after which it can be much harder to retrieve the money. The banking industry’s war on scams is a long-running fight in which businesses face fierce pressure to do more to prevent customer losses, but there are tentative signs of progress. It’s a battle in which speed is everything, and co-operation between banks, telcos, tech giants and authorities is vital. ‘Speed is everything’ Time is of the essence when fighting scammers. The rise of near-instant money transfers between bank accounts, which launched in Australia in 2018, means once someone is tricked into clicking “send” on a payment, there is very little time to put a halt on the transaction. It is up to banks to sift through millions of transactions, detect the suspicious ones and raise a red flag, in near-real time. But how do you detect a payment to a scammer in mere milliseconds? This is an area where banks have invested millions in systems that crunch reams of data and raise alerts or block payments from going through. National Australia Bank’s executive for group investigations, Chris Sheehan, has high hopes that over time, the BioCatch system will make it very difficult for scammers to operate in Australia. National Australia Bank’s executive for group investigations, Chris Sheehan. More broadly, he says it is an example of collaboration that wouldn’t be possible in markets overseas – one due to Australian banks’ history of data-sharing to fight scams, as well as the fact our banking market is relatively small and concentrated. “This type of industry-wide collaboration – it is a global first,” says Sheehan, a former Australian Federal Police senior officer. “And frankly, I don’t think anywhere else in the world can do it the way we’ve done it here.” While banks’ anti-scam systems have historically focused on detecting and responding to scams, he says that won’t cut it any more. The BioCatch move is an example of where banks need to focus – on stoping scams before the money’s been transferred. “We need to be stopping the scam, stopping the crime, before it occurs,” he says. More broadly, it’s also an example of the co-operation between banks that goes back to 2016, when the industry launched the Australian Financial Crimes Exchange (AFCX), a bank-backed group of which Sheehan is a director. The exchange allows member banks to quickly report fraud as well as share intelligence on scams with other businesses such as telcos or technology firms. Sheehan says that when this intelligence loop is “fully mature”, it will allow a bank to pass on a scam URL or dodgy phone number to, say, Telstra or Google, and have the number or website taken down immediately. Commonwealth Bank’s head of group fraud, James Roberts, says this scheme – known as “the loop” is another example of Australia leading the charge globally through fast sharing of information between telcos, banks, social media companies and regulators. “Speed is everything. The faster we can take down a link or a dodgy advertisement ... the less people will get scammed by it, so you’re reducing the blast radius,” says Roberts, who is also a director of the AFCX. There will be extra refinements in the new year as banks face continuing pressure to curb scam losses. Australian Payments Plus (AP+), a payments organisation, will in 2025 launch an industry-wide name-checking system , which checks the name of accounts to which cash is being transferred. Some banks already offer this service. “The solution has been built. It’s in testing at the moment and will be going live across the banks throughout 2025,” says AP+ chief executive Lynn Kraus. Losses still way too high Of course, banks have been touting anti-scam technology for years, and it hasn’t stopped a wave of losses that hit $2.7 billion in 2023 – a 13 per cent fall on 2022 levels but a figure that is still far too high. Will these new anti-scam measures make a more meaningful difference? Even banks don’t claim anti-scam technology can solve the problem on its own. Assistant Treasurer Stephen Jones unveiled the government’s anti-scam laws in October. Credit: Dominic Lorrimer There is widespread agreement on the need for closer work between banks and social media companies, and new laws unveiled by Assistant Treasurer Stephen Jones in October will require these businesses to report scams as soon as they are detected, with the threat of $50 million fines. “Our scams crackdown will cut off the avenues scammers use to target Australians by setting a high bar for what businesses must do to prevent them,” Jones said. Consumer advocates maintain there should also be more emphasis on requiring banks to compensate scam victims, an approach that has been adopted in the UK but resisted by the federal government. Yet despite all the work still to be done, there are tentative signs of progress. CBA’s Roberts notes the banking giant reported a 50 per cent reduction in customer scam losses last financial year. Other banks have also reported declines. NAB’s full-year results showed a 20 per cent fall in customer losses from scams, Westpac said scam losses were down 29 per cent, and ANZ reported a 46 per cent drop in customer scam losses. Roberts says the reduction in scam losses seen in Australia is better than the situation in some peer countries, though he adds the problem remains significant. “It does not mean the problem is solved – and it has tragic consequences for consumers, but at least there’s a trend directionally,” he says. NAB’s Chris Sheehan also says the $2.7 billion in industry-wide scam losses in 2023 was “way too high”, and he stresses the battle against scanners must continue. But he, too, says there are some encouraging signs. Ultimately, he says, there is no silver bullet in the fight against scams and the bank expects to be constantly changing its defences as the scammers also evolve. Scam-fighting is also a part of finance where banks put aside their commercial rivalry and frequently work together to share information against a common enemy. Indeed, last year the competition watchdog gave the Australian Bankers’ Association and its members permission to talk together to develop industry standards for anti-scam measures. Not only does information-sharing help to spot the scammers, there’s also no public benefit in a situation in which some banks have far better anti-scam systems than others, because you can be sure that the criminals will cotton on to any vulnerabilities. “When it comes to fighting crime and preventing the impact of crime on our customers, we don’t compete on that,” Sheehan says. “We realise that we have to work together because otherwise we’ll just get picked off individually.” The Market Recap newsletter is a wrap of the day’s trading. Get it each we e kday afternoon .

In response to the system malfunction, National Securities issued a statement acknowledging the issue and apologizing to affected users. The firm assured users that their technical team was working diligently to resolve the problem and restore normal functionality to the app.California residents on edge as high surf and flooding threats persist on Christmas Eve

Ange Postecoglou has opened up on the exasperation he feels at the ­softness of his Tottenham team in particular moments, which he ­suggested was linked to mentality. The manager refuses to believe there is an “institutionalised” reason for the club to fall short of their targets and said he would never “palm off responsibility to whatever we’re going through to things that have existed in the past”. But as he looked forward to Sunday’s derby at home to ­Chelsea, he lingered on the ­frustration of Thursday’s . After it, some of the travelling support directed abuse at him. What drove ­Postecoglou to ­distraction was how, after a ­reasonable start, his team conceded at the first sign of pressure – ­allowing Dean Huijsen a free run to head in from a 17th-minute corner. It was Spurs’ third loss in six ­Premier League games, each against teams that started below them; ­relegation-threatened Crystal ­Palace and Ipswich inflicted the others. Spurs, who are 10th, have beaten fourth-placed Manchester City and eighth-placed Aston Villa during the sequence. They drew with Fulham, who are sixth. “The key is to understand that Bournemouth is not a ‘lesser’ team,” Postecoglou said. “They have beaten City and ­Arsenal at home. We ­prepared ourselves for a tough game, that was going to be tougher than any other game we were going to face. “And the ­disappointing thing is that in a game where we started well, we once again allowed the opposition to play the game on their terms by us ­lacking discipline and ­conviction in a key moment. We can’t keep doing that.” Postecoglou was asked whether it was a physical issue, one to do with mentality or a mixture of things. “It’s a bit of everything but it can’t be a physical thing when it happens early in the game,” he replied. “We started well. And literally the first time they go up, they get a set piece and they score an unopposed header. You can’t go into a game like that and allow the opposition then to take control. “It doesn’t sit well with me. Nor should it. I’m not going to accept it. My responsibility is to change that because if we’re going to get to where I want us to get to, we need to break that cycle of not showing the belief and resilience in key moments. “Nothing’s changed in terms of my resolve to play the football I want to play. It’s just that we haven’t understood the other side of that and that’s the discipline and resilience to overcome difficult moments so that football we have can come through.” When Spurs prepared for last ­season’s home fixture with Chelsea at the beginning of November, they were top of the league with eight wins and two draws from 10 games. On a wild night, they sustained two ­injuries and had two men sent off and still carried the fight, the ­defining image coming when seven of their outfield players pushed up on ­the halfway line as Chelsea attacked. , the final two Chelsea goals scored in stoppage time, but Postecoglou’s team were applauded off. Nobody would see the positives in a defeat this time because the ­climate has changed, the mood as edgy as Spurs have been inconsistent. ­Including that Chelsea game, Spurs’ record in the league since then reads: W18 D6 L18. “It’s about winning but it’s about belief in what you’re doing ­sometimes,” Postecoglou said. “You look beyond the results. That’s what happened at the start of my tenure last year. We lost against Chelsea but there was a sense that we were building something. Obviously it kind of went off the rails after that game. It’s not just about winning but where we are right now it will certainly help.” Postecoglou said two weeks ago that if Spurs were 10th at Christmas, there around his position. They go to Southampton in the league next Sunday before hosting Liverpool on the Sunday after that. The injuries have piled up, Ben Davies the latest to go down, to a hamstring problem at ­Bournemouth. Postecoglou would like to ­welcome back Cristian Romero, who is ­scheduled to train on Saturday as he tries to overcome toe and hamstring problems. Postecoglou said he had not yet worked out why the team had been so erratic. “We will keep searching for those answers. Some of it is just around ­having a competitive squad where there is competition for places which keeps people on edge and we don’t have that at the moment. We haven’t had that for a while. Within the absence of that, we have to find other ways to make sure the players are clear on their responsibilities.” Postecoglou is clear that the bucks stops with him. He said if there was doubt – “whether that’s internally or externally” – it only hardened his resolve to get it right. On the other hand, it was plainly better if the fans backed him; otherwise the culture would become toxic. “Sometimes it doesn’t work out that way so I’ve got to find a way to make that happen.”

Victory Capital Management Inc. Purchases 11,472 Shares of Twilio Inc. (NYSE:TWLO)In response to the sightings, local authorities have dispatched a team of experts and wildlife specialists to investigate the matter and ensure the safety of the villagers. Additionally, efforts are being made to locate the creature's rightful habitat and reunite it with its kindred spirits. The goal is to protect both the villagers and the creature itself, while also preserving the delicate balance between humans and wildlife in the area.

Bianca Bustamante is set to join the GB3 Championship with Elite Motorsport. Photo from racerbia/Instagram Wrapping her two-year F1 Academy journey this year, Filipino American motorsport star Bianca Bustamante is set to take her racing career to greater heights as she joins the GB3 Championship with Elite Motorsport in 2025. Known for her stellar performance in the F1 Academy, where she secured podium finishes and victories that earned international acclaim, the first Filipina McLaren Development racer is ready to tackle the next challenge. In an Instagram post, Bustamante shared her excitement and gratitude for this significant milestone. Subscribe to our daily newsletter By providing an email address. I agree to the Terms of Use and acknowledge that I have read the Privacy Policy . A post shared by Bianca Bustamante 🏁 (@racerbia) “Wow, I honestly can’t believe I’m even writing this,” she began, describing her transition to the GB3 Championship as “a major leap forward from the F4 car.” The 18-year-old recently tested with Elite Motorsport in Spain, where she felt an immediate connection with the team and the professional environment they fostered. Driving the GB3 car for the first time was a game-changer for Bustamante. She highlighted the vehicle’s higher downforce and responsiveness, which boosted her confidence behind the wheel. “I spent two days testing with Elite in Spain last week with the old GB3 car, and it was very productive. We got off to a great start together and I felt so connected with the team straight away, a really professional environment,” she added. “It’s also been incredible driving higher downforce cars, the GB3 car is very responsive which gives me confidence to find the limits,” “I absolutely can’t wait to jump into the new car in January,” she shared, brimming with anticipation for the 2025 season. Reflecting on her journey, Bustamante acknowledged the challenges she overcame to reach this point. “Two years ago, I wouldn’t have even dreamed of being able to compete at this level,” she admitted, expressing deep gratitude to her sponsors, partners and Elite Motorsport for their unwavering support and belief in her potential. With the new season just weeks away, Bustamante is dedicating herself to rigorous preparation, focusing on building her strength and stamina. “I’m going to be pushing myself hard in the gym over the winter,” she declared, determined to make the next season her most remarkable yet. Want stories like this delivered straight to your inbox?Stay informed. Stay ahead. Subscribe to InqMORNINGAs the gaming world gears up for TGA, all eyes are on Xbox and the exciting possibilities that lay ahead. With the promise of new adventures, thrilling challenges, and unforgettable moments, Xbox's rumored showcase at the event has set the stage for a gaming extravaganza unlike any other.

The film's trailer, released recently to much fanfare, offers a glimpse into the off-the-wall humor and outlandish scenarios that audiences can expect from "Moon Clang." With its fast-paced editing, colorful visuals, and quirky characters, the trailer sets the stage for a cinematic experience that promises to be equal parts absurd and delightful.

Published 22:16 IST, December 22nd 2024 PM Modi and the Kuwaiti government pledged to enhance counter-terrorism cooperation and condemned terrorism, including cross-border attacks. Kuwait City: During his two-day visit to Kuwait, Prime Minister Modi and the Kuwaiti government pledged to strengthen counter-terrorism cooperation while firmly condemning terrorism in all its forms, including cross-border terror attacks. During Prime Minister Narendra Modi's visit to the Gulf nation, discussions focused on strategies to address the challenge of terrorism. "The two sides unequivocally condemned terrorism in all its forms and manifestations, including cross-border terrorism and called for disrupting of terrorism financing networks and safe havens, and dismantling of terror infrastructure," a joint statement said. The mention of cross-border terrorism comes in the context of Pakistan's backing of terrorist activities in Jammu and Kashmir. On Sunday, Modi held extensive talks with Emir Sheikh Meshal Al-Ahmad Al-Jaber Al-Sabah, Kuwaiti Prime Minister Ahmad Abdullah Al-Ahmad Al-Sabah and Crown Prince Sabah Al-Khaled Al-Hamad Al-Mubarak Al-Sabah with a focus on giving new momentum to the overall bilateral ties. The joint statement said the two sides discussed ways and means to promote cooperation in cybersecurity, including the prevention of the use of cyberspace for terrorism, radicalisation and for disturbing social harmony. It said it was agreed to enhance cooperation in counter-terror operations, information and intelligence sharing and exchange experiences and best practices. "Expressing appreciation of their ongoing bilateral cooperation in the area of security, both sides agreed to enhance cooperation in counter-terrorism operations, information and intelligence sharing, developing and exchanging experiences, best practices and technologies, capacity building and to strengthen cooperation in law enforcement, anti-money laundering," according to the statement. Following talks between Modi and the Emir, the two sides elevated their ties to a strategic partnership. (with agency inputs) Get Current Updates on India News , Entertainment News along with Latest News and Top Headlines from India and around the world. Updated 22:16 IST, December 22nd 2024The impending blizzard serves as a stark reminder of the power of nature and the importance of being prepared for extreme weather events. It is crucial for residents in affected areas to stock up on essential supplies, such as food, water, and emergency supplies, to ensure their safety during the storm. Additionally, it is advisable to stay informed by following weather updates and heeding the advice of local authorities.In a world where authenticity and provenance are increasingly important in the realm of collectibles, the chewed gum represented a unique and irreplaceable artifact that could not be replicated. Its value lay not in the material itself, but in the intangible qualities that made it a one-of-a-kind collectible with a story to tell.In conclusion, the trend of young people choosing to study at Disneyland reflects a desire for unconventional and inspiring study spaces that break away from the conventional norms. By immersing themselves in the magical and stimulating environment of Disneyland, students can enhance their focus, creativity, and overall well-being while enjoying a unique and memorable study experience. As more and more young people discover the benefits of studying at Disneyland, this trend is likely to continue growing and becoming a popular choice for those seeking a change of scenery and a touch of magic in their academic pursuits. So, the next time you're looking for a place to study, consider trading your usual café or library for the enchanting world of Disneyland – who knows what wonders you might uncover in the most unexpected of places.

The tragic death of Liu Dameili serves as a stark reminder of the dangers of cosmetic surgery and the pressures faced by individuals in the spotlight to maintain a certain standard of beauty. The quest for perfection in an image-driven industry can have devastating consequences, as evidenced by Liu Dameili's untimely passing.Counterfeiters often use advanced technology and sophisticated techniques to replicate genuine currency, making it difficult for the average person to detect fake bills. As a result, it is crucial for authorities to crack down on counterfeiters and hold them accountable for their actions to protect the integrity of the financial system.

Externally, the Assad regime had long been supported by powerful allies such as Russia and Iran, who had provided crucial military and financial assistance to prop up the government. However, in the face of escalating international pressure and condemnation, these allies began to distance themselves from the regime, fearing the repercussions of being associated with a regime engaged in widespread human rights violations.

In a time when the world could use some laughter and levity, "Moon Clang" offers a much-needed escape into a world of absurdity and joy. Whether you're a cinephile looking for a cinematic gem or simply in need of a good laugh, this quirky comedy is sure to deliver an unforgettable movie-going experience that will leave you grinning from ear to ear.

Following closely behind is Suzhou Real Estate Group, whose strategic partnerships and focus on customer-centric initiatives have positioned them as a formidable player in the market. Their sales figures reflect a steady growth trajectory throughout the year, signaling their resilience and adaptability in a competitive environment.Securing the third spot is Nanjing Municipal Development Corporation, whose innovative approach to urban planning and infrastructural projects has garnered widespread acclaim. Their sales performance reflects a harmonious balance between economic viability and social responsibility, setting a benchmark for other enterprises to follow.However, the proliferation of these "edgy" internet celebrities has also sparked concerns regarding the phenomenon of "edgy" content becoming mainstream. With the rise of shock value and controversy as a means of garnering attention, there is a danger of desensitization to provocative content and a normalization of boundary-pushing behavior. As audiences become increasingly desensitized to controversial themes and shocking content, there is a risk of perpetuating a cycle of escalation where individuals feel compelled to continuously push the envelope in order to stand out in a crowded digital landscape.

Resignation roulette won’t move Democrats forward

Catch all the action as a basketball doubleheader between the Hawley Nuggets and the DGF Rebels takes place Friday, Dec. 6 on WDAY Xtra. The girls game tips off at 6 p.m. and the boys face off at 7:30 p.m. You can catch all the action on WDAY Xtra or streaming online at Inforum.com. SUBSCRIPTION RATES & PLANS WDAY Sports+ is available for $9.99 per month or $100 per year and also includes access to weekly high school games in North Dakota and western Minnesota and games involving Minnesota State University Moorhead. Subscribers outside of the WDAY-TV broadcast footprint will not be able to access Bison games live but can watch them on the site after they conclude. SUBSCRIBE HERE : https://inforum.com/wdayplus ** Note: If you have an existing news subscription, you will need a separate livestream subscription to access this content **

Meta Platforms META is a top-performing stock in 2024, hitting new all-time highs of $629.79 on Friday, and boosting the wealth of CEO and co-founder Mark Zuckerberg. What Happened: Zuckerberg currently ranks as the third-richest person in the world with $215 billion in wealth, according to Bloomberg . The 40-year-old trails only Elon Musk ($362 billion) and Jeff Bezos ($240 billion). The $87.3 billion gain by Zuckerberg trails only Musk's gain of $133 billion for the year. He ranks just ahead of Jensen Huang 's $82.6 billion addition to his wealth, ranking 11 th on the list. Zuckerberg is now worth more than the following people combined: Warren Buffett, Berkshire Hathaway CEO: $147.0 billion, 9 th richest Ken Griffin, Citadel LLC CEO: $42.4 billion, 37 th richest Peter Thiel, Venture capitalist: $15.9 billion, 141 st richest Mark Cuban, NBA owner, investor: $8.1 billion, 365 th richest You may not be a billionaire like Mark Zuckerberg, but you can uncover hidden gems in the stock market using our proprietary data and pattern recognition — check out five stocks flying under the radar that deserve your attention. Why It's Important: Zuckerberg passing Buffett comes as the legendary investor, known as the Oracle of Omaha, has given away a portion of his wealth and has pledged to continue doing so. Buffett's wealth is up $27.2 billion in 2024 thanks to a higher price for Berkshire Hathaway shares. Griffin, Thiel and Cuban have all added to their wealth totals in 2024 by $5.9 billion, $6.7 billion and $1.2 billion. Zuckerberg is of course connected to Thiel in Meta Platforms, which was formerly called Facebook, history. Thiel was the first outside investor for Facebook and gained a portion of his wealth by being an early investor in the company and selling his stake over the years. Meta stock traded between $317.77 and $629.79 over the last 52 weeks. Its shares are up 80% year-to-date as of Friday. Meta, touting strong quarterly results and growth , is currently valued at more than $1.5 trillion. Read Next: Zuckerberg Channels His Inner Caesar, Shows Love For Roman Empire At Connect Event: ‘All Zuck Or All Nothing’ Image: Midjourney © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

India Kuwait ink defence pact elevate ties to strategic partnership after PM Modi meets top Kuwaiti leaders

Overall, the decline in consumer prices in Beijing in November highlights the complex interplay between economic factors and consumer behavior. While lower prices may initially benefit consumers, sustained deflation could pose risks to the overall economic stability and growth of the city. Finding a balance between promoting price stability and fostering economic growth will be crucial in navigating the evolving economic landscape in Beijing.The Washington Commanders lost a stunning 34-26 game to the Dallas Cowboys on Sunday, and there were a lot of culprits for it. None were more to blame than the team's special teams unit, and the fourth quarter was a clown car full of mishaps that spilled out all over the field. It resulted in allowing a 99-yard kickoff return for a touchdown, a missed game-tying extra point and another kickoff returned for a touchdown on an onside kick. That does not even get into the fact that Washington kicker Austin Seibert also missed a field goal and another extra point earlier in the game. But for now, let's just focus on the fourth-quarter mishaps because that was where the game went wild. After Washington scored a touchdown with three minutes to play in the fourth quarter to make it a three-point game, the Commanders allowed KaVontae Turpin to return the ensuing kickoff 99 yards for a stunning touchdown. KaVontae Turpin goes 99 yards for the TD : #DALvsWAS on FOX : https://t.co/waVpO8ZBqG pic.twitter.com/IiHNVZAnt5 Despite allowing that return, the Commanders were able to kick a field goal to make it a seven-point game and get the ball back with less than a minute to play. That was when Jayden Daniels connected with Terry McLaurin for an improbable 86-yard touchdown that brought them to within an extra point of tying the game. COMMANDERS 86-YARD TOUCHDOWN WOW : #DALvsWAS on FOX : https://t.co/waVpO909ge pic.twitter.com/apaNEKNCkh The only problem? Seibert missed his second extra point of the game. NO GOOD. : #DALvsWAS on FOX : https://t.co/waVpO8ZBqG pic.twitter.com/FDg7wGy8KF That put Washington into a position where it needed an onside kick to position itself to win the game. It resulted in another return touchdown for Dallas. ONSIDE KICK RETURN FOR A TD WHY NOT?! : #DALvsWAS on FOX : https://t.co/waVpO909ge pic.twitter.com/DIXs64vWvP It is truly difficult to put into words how bad of a day that is for Washington's special teams. The result is a third consecutive loss that drops the team to 7-5 and might put the NFC East out of reach behind the Philadelphia Eagles.Excitement is in the air as the highly anticipated new game, "Fading Light," has been confirmed to make its debut at The Game Awards (TGA) this year. Gaming enthusiasts around the world are eagerly awaiting the showcase of this mysterious and intriguing title, with expectations soaring to unprecedented heights.