5 analysts have shared their evaluations of Carlisle Companies CSL during the recent three months, expressing a mix of bullish and bearish perspectives. The table below provides a concise overview of recent ratings by analysts, offering insights into the changing sentiments over the past 30 days and drawing comparisons with the preceding months for a holistic perspective. Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish Total Ratings 0 4 1 0 0 Last 30D 0 1 0 0 0 1M Ago 0 0 0 0 0 2M Ago 0 2 1 0 0 3M Ago 0 1 0 0 0 Analysts have set 12-month price targets for Carlisle Companies, revealing an average target of $493.2, a high estimate of $506.00, and a low estimate of $460.00. Observing a downward trend, the current average is 0.91% lower than the prior average price target of $497.75. Breaking Down Analyst Ratings: A Detailed Examination A comprehensive examination of how financial experts perceive Carlisle Companies is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets. Analyst Analyst Firm Action Taken Rating Current Price Target Prior Price Target Bryan Blair Oppenheimer Lowers Outperform $495.00 $505.00 Keith Hughes Truist Securities Announces Hold $460.00 - Timothy Wojs Baird Lowers Outperform $500.00 $506.00 Bryan Blair Oppenheimer Raises Outperform $505.00 $480.00 Timothy Wojs Baird Raises Outperform $506.00 $500.00 Key Insights: Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Carlisle Companies. This offers insight into analysts' perspectives on the current state of the company. Rating: Unveiling insights, analysts deliver qualitative insights into stock performance, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Carlisle Companies compared to the broader market. Price Targets: Understanding forecasts, analysts offer estimates for Carlisle Companies's future value. Examining the current and prior targets provides insight into analysts' changing expectations. Understanding these analyst evaluations alongside key financial indicators can offer valuable insights into Carlisle Companies's market standing. Stay informed and make well-considered decisions with our Ratings Table. Stay up to date on Carlisle Companies analyst ratings. About Carlisle Companies Carlisle Companies Inc is a holding company. The company manufactures and sells single-ply roofing products and warranted systems and accessories for the commercial building industry. The company is organized into two segments including Carlisle Construction Materials and Carlisle Weatherproofing Technologies. The company's product portfolio includes moisture protection products, protective roofing underlayments, integrated air and vapor barriers, spray polyurethane foam and coating systems, and others. The majority of the company's revenue comes from the Carlisle Construction Materials segment, and more than half of the total revenue is earned in the United States. Carlisle Companies: Financial Performance Dissected Market Capitalization: Positioned above industry average, the company's market capitalization underscores its superiority in size, indicative of a strong market presence. Revenue Growth: Over the 3 months period, Carlisle Companies showcased positive performance, achieving a revenue growth rate of 5.86% as of 30 September, 2024. This reflects a substantial increase in the company's top-line earnings. When compared to others in the Industrials sector, the company excelled with a growth rate higher than the average among peers. Net Margin: Carlisle Companies's net margin is impressive, surpassing industry averages. With a net margin of 18.31%, the company demonstrates strong profitability and effective cost management. Return on Equity (ROE): Carlisle Companies's financial strength is reflected in its exceptional ROE, which exceeds industry averages. With a remarkable ROE of 8.47%, the company showcases efficient use of equity capital and strong financial health. Return on Assets (ROA): The company's ROA is a standout performer, exceeding industry averages. With an impressive ROA of 3.7%, the company showcases effective utilization of assets. Debt Management: Carlisle Companies's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.83 . The Basics of Analyst Ratings Ratings come from analysts, or specialists within banking and financial systems that report for specific stocks or defined sectors (typically once per quarter for each stock). Analysts usually derive their information from company conference calls and meetings, financial statements, and conversations with important insiders to reach their decisions. Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability. Which Stocks Are Analysts Recommending Now? Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. Click here to stay ahead of the market . This article was generated by Benzinga's automated content engine and reviewed by an editor. © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
PlayersTV Acquires Cloud Media Center, Integrates Sports-AI Ad Technology to Surpass 1B Monthly ImpressionsPlayersTV Acquires Cloud Media Center, Integrates Sports-AI Ad Technology to Surpass 1B Monthly Impressions
Delta Capital Partners Welcomes Accomplished Professionals to C-SuiteSUNNYVALE, Calif.--(BUSINESS WIRE)--Dec 20, 2024-- Mitel, a global leader in business communications, enters 2025 ideally positioned to capitalize on growing market demand for flexible and secure hybrid cloud deployment models, especially in enterprise business communications. With a global customer base of more than 70 million users following its acquisition of Unify, the company has celebrated several significant milestones over the past year. This includes the rollout of a combined portfolio strategy and the launch of Mitel’s Common Communications Framework, which together provide a blueprint for organizations who need to maintain a consistent communications experience regardless of the deployment model while taking advantage of vertically integrated and multimodal unified communications (UC) solutions. The framework aligns with new research that shows 91% of enterprises prioritize a hybrid approach to meet their evolving business objectives and positions Mitel as a top contender to dominate the largest segment of the business communications market for years ahead.* This year, Mitel also announced a series of strategic partnerships that bolstered its AI Ecosystem. In September, the company announced it would work with Zoom to deliver an AI-first hybrid communications and collaboration solution. Plans were also announced to fully integrate new AI-powered capabilities into Mitel’s contact center solutions, including Mitel CX, a new AI-powered customer experience platform to be released in early 2025. These powerful, purpose-built innovations enhance situational awareness through advanced analytics and productivity built around leading GenAI tools, ultimately improving customer experience. “Together with our partners and employees, Mitel has accomplished an incredible amount this year,” said Mitel president and CEO Tarun Loomba. “As we prepare for 2025, I am excited by the significant opportunities before us, particularly the surge in demand for hybrid communications solutions. We are playing from a position of strength with a portfolio designed to provide the flexibility and choice required to support workers on the frontline and into the office, meeting the demands of enterprise organizations globally. Our partnership with Zoom and the launch of Mitel CX also demonstrates our capability to deliver innovative solutions that drive value for our customers and partners while further propelling us toward our goal to be the global leader in UC.” "As outlined in the 2025 Aragon Research GlobeTM for Intelligent Unified Communications & Collaboration and the Aragon Research GlobeTM for the Intelligent Contact Center, Mitel has shown it can deliver reliable voice, communications, collaboration, and contact center platforms particularly in high consequence industries,” said Jim Lundy, Aragon Research, CEO & Lead Analyst. “Through its ongoing commitment to innovation and the integration of flexible, hybrid solutions, Mitel aims to empower organizations to improve both internal collaboration and customer engagement.” “Hybrid UC serves as Mitel’s strategic differentiation and is the backbone of its global go-to-market strategy,” said Dave Michels, Founder and Principal Analyst at TalkingPointz. “By combining a deep understanding of modern businesses' diverse needs with a commitment to flexible solutions, Mitel positions itself as a provider of comprehensive, tailored offerings that meet the evolving demands of today’s dynamic business landscape. Mitel 2024 Business Highlights Mitel 2024 Awards & Recognition * According to a June 2024 global survey of 1,954 organizations conducted by Mitel and Techaisle About Mitel A global market leader in business communications powering more than two billion business connections, Mitel helps businesses and service providers connect, collaborate, and provide innovative services to their customers. Our innovation and communications experts serve business users in more than 100 countries. For more information, go to www.mitel.com and follow us on LinkedIn and X @Mitel . Mitel is the registered trademark of Mitel Networks Corporation. All other trademarks are the property of their respective owners. View source version on businesswire.com : https://www.businesswire.com/news/home/20241220520521/en/ CONTACT: Mitel Public Relations Email:pr@mitel.com KEYWORD: CALIFORNIA UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: MARKETING ADVERTISING DIGITAL MARKETING COMMUNICATIONS TECHNOLOGY SOFTWARE ARTIFICIAL INTELLIGENCE SOURCE: Mitel Networks Inc Copyright Business Wire 2024. PUB: 12/20/2024 03:25 PM/DISC: 12/20/2024 03:25 PM http://www.businesswire.com/news/home/20241220520521/en
are reporting a “boom” in the market, with experts suggesting Brexit may have played a part. Surging sales across the country are thought to have been aided by stricter regulations on imports from across Europe following Britain’s withdrawal from the European Union. Tesco and Waitrose are now filling their shelves with the more than 200 registered cured meat producers available in the UK. Producers have vowed to prove – like they have with cheese and Andy Mackenzie is the executive chef for Exclusive Collection, which runs a number of Michelin-starred restaurants and five-star hotels. The 60-year-old, who has trained the likes of last year’s MasterChef: The Professionals winner , said he had “absolutely” seen an increase in demand for British charcuterie. “Especially in kitchens, rather than buying things that have come from around the world, we are starting to produce it ourselves,” he told The Telegraph. “We know if you are going to buy from France or Italy you are going to pay extra. Now British charcuterie is becoming more popular, why wouldn’t we be choosing British over foreign? It’s kind of a no brainer.” He compared the growing popularity and availability with that of sparkling English wine and cheese. “Some of the quality of the stuff is amazing,” he continued. “Like our cheese, we are now giving the French and Italian a run for their money. And we are beating the French at English sparkling wine.” He urged those who hadn’t tried British produce to do so, adding: “When you do try it, you wonder why you have been buying foreign-made when you have it on your doorstep from great artisan producers.” Mr Mackenzie said he hoped the more people that indulged would help bring the price down. However, Tesco and Waitrose – which said its customers “love a charcuterie board” – are the only supermarkets across the country currently stocking British charcuterie. Despite this, award-winning butcher Simon Broadribb, 57, said he had seen a “boom” in popularity. “It’s a growing thing,” he said. “A few years ago people wouldn’t have known what it was.” The owner of Upton of Bassett, in Southampton, Hampshire said he now had customers coming in asking for specific dishes they previously would have turned their noses up at. Guanciale – cured pork cheeks – now flies off his meat counter with locals eager to make a “proper carbonara”, he said. Mr Broadribb also noted more British entrants at the most recent World Charcuterie awards. “There’s a massive boom in the charcuterie market,” he continued. “A lot more people are interested in it. It’s good, more people know the product.” He added that Brexit “could well be” the reason, having recently experienced difficulties importing goods himself. “If someone is importing charcuterie, you only have to have one hiccup [in the supply chain] and things start getting expensive,” he said. “People know more about charcuterie and try it with their own pigs and beef. We have got some great stuff on offer and should probably be doing it ourselves anyway.” Former MasterChef winner, Dhruv Baker, told he credited Brexit with the upturn in fortunes. “I think we are seeing fewer smaller continental artisan products in the UK post-Brexit,” he said. “Largely due to the increased cost and time involved with exporting alongside much stricter controls.” A Waitrose spokesman told The Telegraph: “We champion British farming at Waitrose and proudly support award-winning British brands such as The Real Cure, that use responsibly and locally sourced ingredients from Dorset. “We know our customers love a charcuterie board and this allows them to showcase the best of British ingredients, paired with our award-winning British cheeses.”
US sanctions the founder of Georgia's ruling political partyFirst-ever athlete and fan-owned network boasts 2,200 Fan Owners and 70+ superstar athlete investors and partners by the likes of Chris Paul , Travis Kelce , Dwayne Wade , Chiney Ogwumike, Kyrie Irving, Damian Lillard , Natasha Cloud , Alysha Clark , Carmelo Anthony , and many more LOS ANGELES , Dec. 20, 2024 /PRNewswire/ -- PlayersTV , the first athlete and fan-owned media company, today announced the acquisition of Cloud Media Center , an AI-driven sports adtech and media distribution company. This strategic year-end move boosts PlayersTV's reach to a total of 500 million monthly ad impressions, solidifying its position as a trailblazer in athlete-driven lifestyle entertainment while broadening its ability to connect with advertiser and inventory networks. PlayersTV empowers athletes to control their narratives while giving brands access to engagement opportunities with an expansive global audience. It is known for its groundbreaking athlete-fan ownership model, supported by more than 70 high-profile athlete investors and partners across the NFL, NBA, WNBA, and MLB, and a community of more than 2,200 Fan Owners (shareholders in the company). The network features high-profile athletes, including Travis Kelce , Chris Paul , Damian Lillard , Dwyane Wade , Chiney Ogwumike, Carmelo Anthony , Allen Iverson , Natasha Cloud , Kyrie Irving, Ken Griffey, Jr. , Vernon Davis , Austin Ekeler , DeAndre Jordan , CJ McCollum, AJ Andrews, Angel McCoughtry , Alysha Clark , and more. PlayersTV currently reaches more than 300 million households via OTT and CTV via DirecTV, YouTube TV, Sling TV, Amazon Fire TV, and Philo . Its proprietary ad network called Players360 generates an additional 500 million monthly ad impressions. Through the acquisition of Cloud Media Center, PlayersTV now owns technologies responsible for more than 1 billion combined monthly ad impressions. "This is a transformative moment for PlayersTV and the future of sports media," said Deron Guidrey , co-founder of PlayersTV. "The acquisition of Cloud Media Center catapults us into a new era of innovation, expanding our reach to an astounding 500 million monthly ad impressions. With cutting-edge AI technology now at the core of our operations, we are setting the gold standard for athlete-driven media, revolutionizing how athletes connect with fans and how brands engage with audiences worldwide. This is more than an acquisition, it's a declaration of our vision to lead the global sports media industry." PlayersTV Co-founder Collin Castellaw added, "This acquisition is a monumental step forward for our organization. By integrating Cloud Media Center's AI-driven tech we're significantly expanding our reach while revolutionizing how athletes and sports content is created, distributed and consumed. This is an exciting time for our company and the future of athlete media and sports media." Cloud Media Center's innovative platform brings state-of-the-art AI technology to PlayersTV, enabling more precise audience targeting, dynamic content distribution, and scalable adtech. With this acquisition, PlayersTV is poised to deliver highly personalized and impactful content experiences, meeting the growing demand for athlete-centered stories and authentic fan connections. About PlayersTV PlayersTV is the first-ever athlete-owned media network and content provider. As the premier athlete lifestyle content destination, PlayersTV empowers athletes to own their stories while engaging fans with authentic and meaningful connections, bridging the worlds of sports, lifestyle, and entertainment. PlayersTV's 24/7 channel can be found on DirecTV, YouTube TV, Sling TV, Amazon Fire TV, and Philo . See more at https://playerstv.com/ . About Cloud Media Center Cloud Media Center (CMC), based in Ponte Vedra, FL , sells digital advertising inventory through a cloud-based, analytically driven distribution platform that seamlessly connects advertisers with content providers and publishers. The result maximizes collaboration — unleashing next-level ad campaign synergies. CMC's next-gen platform and best-in-class dashboards — built by next-generation premier developers — provide AI-based microtargeting on the frontend, and real-time, easy-to-understand analytics on the back end. Content producers, advertisers, and publishers will have all the tools and data needed to optimize campaigns — and do it with speed and granular accuracy. Visit the CMC website at https://cloudmc.us/ . View original content to download multimedia: https://www.prnewswire.com/news-releases/playerstv-acquires-cloud-media-center-integrates-sports-ai-ad-technology-to-surpass-1b-monthly-impressions-302337699.html SOURCE PlayersTV
Electrolyzer – McPhy and the University of Florence (UNIFI) sign a joint laboratory & research partnership agreementThe following is a transcript of an interview with Aditya Bhave, senior economist at Bank of America, on "Face the Nation with Margaret Brennan" that aired on Dec. 29, 2024. MAJOR GARRETT: We turn now to the economy and what to expect in year 2025. We do so with Bank of America senior economist Aditya Bhave. Aditya, good morning. It's great to see you. I've covered a lot of presidential transitions. There's always an assessment by the outgoing president about what kind of economy he's giving to his successor. That's a political conversation. Objectively, what is the economy the incoming Trump administration is inheriting? ADITYA BHAVE, BANK OF AMERICA SENIOR ECONOMIST: Good morning. Thank you for having me so we think the economy has really solid momentum going into next year. You can look at our internal card data, for example, that shows a nice acceleration in spending going into the holidays. You can also look at the TSA data on airport traffic, and that looks really strong around the holiday period as well. You can also think about things via a wider lens. Start in 2022, that was a year in which GDP grew by only 1%, CPI inflation peaked at 9% and all of the talk back then was stagflation. When, not if, is a recession going to arrive, why are workers quiet quitting? And then you look at what happened over the following two years, right. This was quite unexpected, and in a very pleasant way. 3% GDP growth, inflation coming down, labor productivity moving up. So all positives that leave us optimistic going into next year that we can continue to grow above 2% albeit with somewhat sticky inflation. MAJOR GARRETT: Is there any larger X factor in 2025 than the scale and scope of promised mass deportations of the Trump administration? ADITYA BHAVE: From a market perspective, I think the two biggest issues will actually be fiscal policy and trade policy, and there's a lot of uncertainty around those as well, just as there is around immigration policy. So with fiscal policy, you had this conversation in your last segment, right? The majority for Republicans in the House is very, very narrow. So if they want to extend the Tax Cuts and Jobs Act, they want to do more fiscal stimulus, which we think will probably eventually get done, they have a very slim margin to work with. And then with trade policy, we really need to understand, you know, how much of the tariffs that President-elect Trump has threatened are actually going to be implemented versus how much is a negotiating tool, right. So how much is transactional. MAJOR GARRETT: And for mass deportations, how much do you fear that could affect the labor market in our country? That is to say, put upward pressure on prices, because if there is mass deportations and workplace inspections, lots of workers in agriculture, construction, meat processing and other vital industries could be pulled out of those sectors. ADITYA BHAVE: So I think it's our best case is that there will be a slowdown in the flow of immigrants, right? It's harder to know what will actually happen around deportations. From an economic perspective, a worker is also a consumer, so there are some downside risks to economic activity. If there's a large change in the population right, that's just math. In terms of pressures in specific sectors, it's really going to depend on how things play out. Yes, there could be labor shortages in certain sectors, but it's very hard to know at this stage. MAJOR GARRETT: Many CEOs I listen to say that they expect the tariffs and regulatory relief to kind of wash themselves out, meaning, essentially, you put them together, it's benign on the US economy. Is that your perspective? ADITYA BHAVE: I think that's about right. If you look at the four key policy issues that we've been focused on, as I said earlier, trade, fiscal policy, immigration policy and deregulation, we think they'll roughly wash out. But again, the starting point is pretty helpful, right? So we think that we can continue to grow at around two to two and a half percent this the coming year, as well as in 2026. MAJOR GARRETT: So in reading year end summaries, the Economist, the Wall Street Journal and The Washington Post, all in their own way, warned that the stock market may be overvalued, may be too exuberant. Do you share any of those concerns? ADITYA BHAVE: I'm not an equity analyst, so it's hard for me to say, to give a specific number, our equity strategists do think that stocks can continue to run up to around 66-6700 by the end of this year. What you can say is that obviously there's been a pretty aggressive run up in- in tech stocks, but it is not of the same scale that we saw in the late 90s. If we're really worried about a similar bubble. MAJOR GARRETT: What effect do you believe cryptocurrencies and artificial intelligence will play in the global economy 2025? ADITYA BHAVE: So when it comes to AI, I think there's two things to be said. The actual impact of AI adoption is probably going to show up pretty slowly in the data. So I don't know that we'll necessarily see that in 2025 or 2026, it might be a story for a few years down the line. But what has been really impactful already, and probably will be much more impactful in the coming years, is just laying the groundwork for AI, right? So if you see the increases in investment in data centers, and you think about what all that requires, right? It requires materials. It requires energy supply– MAJOR GARRETT: –Right we need to, pardon me– ADITYA BHAVE: –it requires labor, sure. MAJOR GARRETT: I'm sorry to cut you off. We have a hard break we need to get to. Aditya Bhave from Bank of America, Happy New Year, and thank you so much for being with us. We'll be right back in just a moment.Vladimir Putin accuses YouTube of slowing speeds in Russia as he fumes over US tech
DUBAI , UAE , Dec. 15, 2024 /PRNewswire/ — Huawei Consumer Business Group (CBG) unveiled its first TWS earbuds under the HUAWEI SOUND brand, the HUAWEI FreeBuds Pro 4, at the HUAWEI Flagship Launch Event in Dubai on December 12 . Drawing inspiration from classical design and Huawei’s dedication to audio innovation, the HUAWEI FreeBuds Pro 4 aims to “Catch the Sound,” delivering lossless, pure, and immersive listening experiences. The earbuds feature powerful hardware including Dual-driver True Sound and proprietary algorithms to ensure stable and clear calls with effective background noise elimination. Outstanding Acoustic Precision: Dual-driver True Sound HUAWEI FreeBuds Pro 4 incorporates Dual-driver True Sound working with Digital Cross-Over technology to deliver rich, authentic sound experiences. The Dual Independent Sound Output System precisely allocates audio signals to each driver, while the 11mm Quad-Magnet Dynamic Driver Unit ensures stable and accurate real-time audio reproduction. Featuring Polar Code technology and Huawei’s proprietary L2HC 4.0 codec [1] , it achieves 2.3Mbps lossless [2] TWS audio transmission, supporting 48kHz/24-bit high-resolution audio. Users can select between professionally tuned EQ modes, including Classic and Balanced, to accurately recreate live music essence. Stable and Clear Call Experience Equipped with Huawei’s AI noise cancellation algorithm, it eliminates up to 100 dB of external call noise. The quad-microphone system, combined with multi-channel deep neural network (DNN) algorithm, accurately distinguishes human voices from environmental sounds. Whether at concerts, sports events, or cafes, the system intelligently isolates your voice. Head Motion Controls allow call answering and rejection through nodding or head shaking. Enhanced Noise Cancellation Features Shape Memory Foam ear tips, offering 30% [3] improved noise reduction compared to the previous generation. Intelligent Dynamic ANC generates customized noise-cancellation parameters based on real-time environment for a pure immersive listening experience. Elegant Design Inspired by Classical Instruments Adopts the Spectrum Silver Strings design, available in Black, White, and refreshing Green. Each earbud features a meticulous 6-layer protective lacquer coating, with the golden HUAWEI SOUND emblem emblazoned on its surface, signifying flagship quality. SOURCE HUAWEITurkish-Australian celebrity chef Somer Sivrioglu has been sentenced to more than five years in prison over a collapsed wall in front of his Istanbul restaurant, Efendy, that killed one person and injured another. Sivrioglu, who also co-owns restaurants Anason at Barangaroo and hatted Maydanoz in the CBD, is a household name in his native country after being chosen as a host for MasterChef Turkey in 2018. At a hearing at the Istanbul 32nd High Criminal Court, Sivrioglu and two others were sentenced for “causing death and injury by negligence”. The case relates to the collapse of the wall in May 2022. The deceased is believed to have been a former diplomat from Jordan. “The indictment explained that, despite being in a position to foresee the death or injury of individuals due to the collapse of the garden wall, the defendants continued to use the wall without carrying out licensing, maintenance, renovation, repair, or reinforcement procedures,” Turkish news website Haberler reported . Speaking to the Herald from Turkey, Sivrioglu explained he was a new tenant at the time of the incident, was not the owner of the building and had no way of knowing the condition of the wall. “It isn’t the wall of the restaurant, it’s the retaining wall of the property,” he says. “It [collapsed] during service, we didn’t realise [at the time].” The chef has a number of legal options to explore. “This has been going on for over two years,” he says, confirming he will appeal. While upset at the loss of life and injury, Sivrioglu – who now lives most of the year in Turkey – posted many messages of support on social media following the latest court date. Born and raised in Istanbul, Sivrioglu completed an MBA at the University of Technology Sydney following his move to Australia. After opening the award-winning Efendy restaurant in Balmain in 2007 (it closed in 2021 after the sale of the building), the popular restaurateur, his business partners and senior team launched Anason, Baharat and Maydanoz. Last month, Sivrioglu’s team announced they would add a 280-seat seafood restaurant next year at the redeveloped Sydney Fish Market. “Nothing has changed, it’s going ahead,” he said.
The Reserve Bank of India (RBI) has raised the limit for lending collateral-free agri loans to farmers from Rs 1.6 lakh to Rs 2 lakh, the regulations of which will come into effect from January 1, 2025. Considering rising input costs and inflation, the RBI has been raising the limit for disbursing collateral-free agricultural loans since. The collateral-free agricultural loan limit was Rs 10,000 in 2004. Currently, it is at Rs 1.6 lakh which will increase to Rs 2 lakh from January. As per their mandate, banks are not supposed to seek collateral for agricultural loans for the loan limits set by it. However, there have been claims otherwise. This has resulted in many farmers taking hand loans from private individuals at higher interest rates. To support small and marginal farmers who form 86% of the farmers in the country, the Union ministry of agriculture and farmers’ welfare has sought more contributions from the RBI in the form of collateral-free loans. The ministry has informed the RBI to implement the new regulations swiftly and spread awareness among the farmers about the increased loan limit. The collateral-free agricultural loans could be availed by farmers to purchase seeds and other agricultural inputs, to grow vegetables and other horticultural crops, to raise poultry dairy and other livestock, and for building godowns to store their produce.