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Nearly half a dozen institutions of higher education separately announced plans this week to make tuition free for undergraduates who meet certain income requirements, reflecting a growing nationwide effort to make college more affordable. The schools span states from Massachusetts to New Mexico, and include some of the country's leading universities. They all announced their initiatives within days of each other. And while the specific financial requirements for current students applicants vary between schools, all are slated to take effect in fall 2025. The Massachusetts Institute of Technology in Cambridge, for example, says undergraduates with family income below $200,000 can attend tuition free starting next year, up from its current threshold of $140,000. It said in its announcement that 80% of American households meet the updated threshold. "The cost of college is a real concern for families across the board, and we're determined to make this transformative educational experience available to the most talented students, whatever their financial circumstances," said President Sally Kornbluth. "So, to every student out there who dreams of coming to MIT: Don't let concerns about cost stand in your way." Nearly 2,000 miles away, the University of Texas System announced that undergraduates at any of its nine academic institutions whose families make $100,000 or less will receive free tuition and fees. "To be in a position to make sure our students can attend a UT institution without accruing more debt is very important to all of us, and as long as we are here, we will continue our work to provide an affordable, accessible education to all who choose to attend a UT institution," Kevin Eltife, chairman of the Board of Regents, said in a statement . The average college sticker price — which covers tuition and fees before scholarships and other aid are factored in — increased by about 5.5% for private schools and roughly 2.3% for public schools in the 2024-2025 academic year, according to U.S. News and World Report . The average in-state cost of tuition and fees to attend a public college this year is $11,011, compared to $24,513 for out-of-state students. The average cost for private colleges is $43,505. The flurry of announcements comes as a growing number of Americans seem to be questioning whether college is worth the cost. This year saw a drop in freshman enrollment and a rise in acceptance rates , at least at some schools — a sign that young people may have less interest in going to college these days. A 2023 Pew Research Center survey found that only one in four U.S. adults say it's extremely or important to have a four-year college degree in order to get a well-paying job these days, while only 22% say the cost of getting a four-year college degree is worth it even if someone has to take out loans. Americans owe some $1.6 trillion in student loans as of June of this year, a 42% increase from a decade ago, according to Pew Research Center . Thirty-six percent of adults under 40 who have at least a four-year college degree have outstanding student loan debt. President Biden's efforts at student loan relief remain largely tied up in the courts , and the future of federal forgiveness is even more uncertain under the incoming administration of President-elect Donald Trump. Free tuition is one way that some colleges may be trying to win over wary would-be applicants. All of the institutions that announced free tuition this week acknowledged the high cost of college, and the role they can play in making it more accessible. Here's a look at the initiatives: Massachusetts Institute of Technology (MIT) MIT says tuition will be free for students whose families make less than $200,000 a year. And for those whose families make less than $100,000, "parents can expect to pay nothing at all toward the full cost of their students' MIT education" — meaning the school will cover not only tuition but housing, dining, fees and an allowance for books and personal expenses. That threshold will rise from $75,000 this year. MIT says the average cost of attending without financial aid is about $86,000, though most students pay a median annual cost of $12,938. The school is one of only a handful in the U.S. that does not consider applicants' ability to pay as part of its admissions process — one of a number of steps it says it is taking to make an MIT education more accessible. "With the need-based financial aid we provide today, our education is much more affordable now than at any point in the past, even though the 'sticker price' of MIT is higher now than it was when I was an undergraduate," said Stu Schmill, dean of admissions and student financial services who was a member of the class of 1986. The University of Texas system The UT system will cover tuition and fees for undergraduates whose families make $100,000 or less, after its board voted to send $35 million — from endowment distributions and other resources — directly to all nine of its universities. In their announcement , officials said this move makes the UT system "the first in Texas, and one of the few in the U.S., to offer such a sweeping financial aid benefit." It's one of the largest state university systems in the country, with more than 256,000 students enrolled at its academic and health institutions . Eligible students must be Texas residents, enroll full-time in undergraduate programs and apply for applicable federal and state financial aid. Officials describe this week's announcement as just the latest step in their effort to ensure that "every qualified Texan who aims to earn a bachelor's degree from a UT institution can do so, regardless of financial circumstances." In 2019, the Regents set up an endowment to cover tuition and fees at UT Austin for in-state students from families making up to $65,000. In 2022, they expanded that program to all UT academic institutions. Carnegie Mellon University Carnegie Mellon University in Pittsburgh says students from families earning less than $75,000 annually will be able to attend tuition free starting in 2025 thanks to its new CMU Pathway Program . Additionally, students from families earning less than $100,000 annually will "have the opportunity to pursue their studies without the burden of federal student loans." Eligible students are new and returning undergraduates who are either U.S. citizens or permanent residents and whose families have typical assets for their income, officials say. "We want every student who has earned a spot at CMU to be able to join us and thrive regardless of their family's financial resources or socioeconomic status," said President Farnam Jahanian. "The CMU Pathway Program represents our greatest investment so far in realizing this powerful vision." The university said it has increased its investment in undergraduate financial aid from $76 million in 2015 to $141 million in 2024, and that the percentage of CMU students with federal loans has dropped from 52% in 2019 to 28% in 2024. St. John's College St. John's College — the third-oldest college in the country, with campuses in Annapolis, Md., and Santa Fe, N.M. — says it will soon cover tuition for students from families who make $75,000 or less. "U.S. citizens and permanent residents who submit the Free Application for Federal Student Aid (FAFSA), show total income of $75,000 or less, and have typical assets are guaranteed to receive institutional and federal grants equal to or greater than the cost of freshman year tuition," officials announced this week . Those grants will remain the same after freshman year unless income or assets change, they added. Students may also receive grants, loans and work study opportunities to reduce the cost of housing and food, depending on individual financial need. The college previously raised more than $326 million to lower tuition by a third in 2018 — undergraduate tuition for this academic year costs $39,356. "St. John's has benefited from the unwavering commitment of our alumni and friends," said St. John's College Santa Fe President J. Walter Sterling. "Their generous philanthropic support has been decisive in sustaining the excellence and integrity of our academic programs and extending the scholarships needed to open the door wide to students from all walks of life." Brandeis University Brandeis University in Waltham, Mass., announced a new financial aid initiative called The Brandeis Commitment . Starting next fall, incoming students from families with total incomes of less than $75,000 annually will receive total grants and scholarships covering their full tuition, while those from families earning less than $200,000 annually will receive grants and scholarships totaling 50% of their tuition. Tuition for the current academic year is about $67,000, according to the university. In its announcement , Brandeis said students don't need to fill out an extra application for the program — they will be considered for it when they submit their financial aid applications. The program is not available to returning, international and graduate students, though Brandeis stresses it will continue to meet 100% of demonstrated need for all current and future students. "The Brandeis Commitment will provide more clarity for prospective students and families who want to have a better sense of the aid they will receive before they apply," said Jennifer Walker, dean of admissions. Copyright 2024 NPRPublished 4:22 pm Saturday, November 30, 2024 By Data Skrive Foster Moreau was a limited participant in his most recent practice. The New Orleans Saints’ Week 13 matchup against the Los Angeles Rams begins at 4:05 PM ET on Sunday. All of Moreau’s stats can be found on this page. Moreau’s season stats include 217 yards on 15 receptions (14.5 per catch) and three touchdowns. He has been targeted 21 times. Don’t miss a touchdown this NFL season. Catch every score with NFL RedZone on Fubo. What is Fubo? Fubo is a streaming service that gives you access to your favorite live sports and shows on demand. Start your risk free trial today and watch seven hours of commercial-free football from every NFL game every Sunday. BetMGM is one of the most trusted Sportsbooks in the nation. Start with as little as $1 and place your bets today . Catch NFL action all season long on Fubo. Not all offers available in all states, please visit BetMGM for the latest promotions for your area. Must be 21+ to gamble, please wager responsibly. If you or someone you know has a gambling problem, contact 1-800-GAMBLER .
Alexandria, KY (December 16, 2024) – Victra, the largest Verizon-authorized retailer with over 1,800 locations nationwide, announces the opening of its newest wireless store in Alexandria, KY, at 6805 E Alexandria Pike, Suite 160, Alexandria, KY. Local residents can now explore the full range of Verizon’s award-winning services and products in-store, including 5G wireless and 5G Home Internet.* “We’re excited to expand Victra’s presence in Alexandria and offer the latest in Verizon’s cutting-edge technology to this community,” said Rich Balot, CEO and Founder of Victra. “Our mission is to enhance connectivity and provide access to Verizon’s 5G network, empowering local residents with faster, more reliable service. Whether it’s streamlining everyday tasks, staying connected with loved ones, or supporting business needs, we’re here to deliver a seamless experience for all of our guests.” The new Victra Verizon store offers a complete lineup of Verizon’s 5G services, including mobile plans and 5G Home Internet, all on the most reliable network in the U.S. The store also features a wide range of devices and accessories, supported by an expert team dedicated to helping customers find the perfect solutions to fit their needs. Victra is Verizon’s largest Authorized Retailer, providing an excellent experience for every guest, in over 1,800 locations. Offering a wide variety of wireless devices and accessories on the most reliable 5G network in the US, Victra is on a mission to connect technology with life. *Most reliable 5G network based on more first-place rankings in RootMetrics’ 5G data reliability assessments of 125 metro markets conducted in 1H 2022. Tested with the best commercially available smartphones on three national mobile networks across all available network types. Your experiences may vary. RootMetrics rankings are not an endorsement of Verizon.5G Ultra Wideband is available in select areas. 5G Nationwide is available in 2700+ cities. About Victra Victra, headquartered in Raleigh, N.C., is a leading retailer of wireless products and services, operating as the largest exclusive authorized agent for Verizon Wireless, the nation’s largest and best-performing wireless network. Victra has more than 1,800 Verizon-branded retail stores across 50 states, offering a comprehensive mix of wireless devices including smartphones, feature phones, tablets, mobile broadband, and wearables; as well as a broad range of accessories and device insurance coverage. For more information, visit www.victra.com. Before you go.... Can you help us make a difference? The reporters and editors at LINK nky are dedicated to covering Northern Kentucky and providing you with the information you need to be an informed citizen. If you value what you get from LINK nky, please join us with a tax-deductible donation so we can continue doing the local reporting that matters to you. Will you chip in to LINK nky today? YES, I'LL CHIP IN! SUPPORT LOCAL NEWS DONATEWednesday, December 18, 2024 Facebook Instagram Twitter WhatsApp Youtube Personal Finance Education Entertainment Jobs Alert Sports Hindi Technology Complaint Redressal. Fact-Checking Policy Correction policy Authors and Team DNPA Code of Ethics Onwership and Funding Cookie Policy Terms of Service Disclaimer Contact US About Us More Search Home Personal Finance New Tax Regime 2025: New tax exemption can be available in the... Personal Finance New Tax Regime 2025: New tax exemption can be available in the New Tax Regime, check the updates By Shyamu Maurya December 18, 2024 0 7 Share Facebook Twitter Pinterest WhatsApp Telegram New Tax Regime 2025: New tax exemption can be available in the New Tax Regime, check the updates Budget 2025 New Tax Regime Changes EPF Mandatory Plans: If sources are to be believed, there is a consideration to make EPF (Employees Provident Fund) mandatory for all slabs. The government’s focus is on promoting the New Tax Regime so that more and more people adopt it. Budget 2025 New Tax Regime Changes: The budget of the year 2025 can be focused on the middle class. It can bring great relief especially for the employed and taxpayers. The central government can announce new tax exemptions to make the New Tax Regime more attractive. If sources are to be believed, then there is a consideration to make EPF (Employees Provident Fund) mandatory for all slabs. The focus of the government is on encouraging the New Tax Regime so that more and more people adopt it. Let us tell you, from the year 2023, the government had made the New Tax Regime the default. EPF can be included If sources are to be believed, in the upcoming budget, to make the new tax regime more attractive, there may be an announcement of giving exemption on Employee Provident Fund (EPF) to the employed. It can be made mandatory in the new tax regime. Till now, in the old tax regime, EPF is included in tax exemption under section 80C. It is also included as a deduction in Form 16 by the employer. A total tax exemption of up to Rs 1.5 lakh is included. According to experts, the inclusion of EPF in the new tax regime is likely to open the window of 80C. However, it is not yet confirmed on the basis of which section it will be included or whether it will be separately benefited as an additional tax exemption. New Tax Regime – What changes can be made? The New Tax Regime was introduced in Budget 2020, where it was introduced simpler and without many deductions compared to the old tax system. However, there has been a mixed response from taxpayers since the beginning. The government is now planning to make it more attractive. New exemptions are likely in Budget 2025 so that taxpayers get more disposable income along with savings. What are the exemption provisions in the new tax system? Some changes were made in the new tax regime in the year 2023. The basic exemption limit was increased from Rs 2.5 lakh to Rs 3 lakh. At the same time, the tax exemption limit with rebate has now increased from Rs 5 lakh to Rs 7 lakh. Tax rebate was increased for this structure. Apart from this, there is a tax exemption of Rs 50,000 as standard deduction. In such a situation, there is no tax on income up to Rs 7.5 lakh in the new tax regime. Existing New Tax Regime slabs Income Tax Rate ₹0 to ₹3 Lakh Zero (0%) ₹3 lakh to ₹6 lakh 5% ₹6 lakh to ₹9 lakh 10% ₹9 lakh to ₹12 lakh 15% ₹12 lakh to ₹15 lakh 20% Above ₹15 lakh 30% Note: This is the current tax slab, but some relaxation or changes are expected in Budget 2025. EPF Mandatory- New facility for salaried people? The government is considering making Employees Provident Fund (EPF) mandatory for all. This will make it mandatory for employed people to save a part of their salary every month as PF. Its purpose is to make the retirement planning of employees secure. EPF fulfills your financial needs after retirement. Investment in it is guaranteed and returns are secure. EPF also provides tax benefits from the government in the old tax system. If the government makes EPF mandatory in the new tax system as well, then it will be a big benefit for employed people. What are the challenges in the New Tax Regime? Tax exemption options like 80C, HRA, and 80D are not available in the New Tax Regime. The government can include exemptions like 80C in the New Tax Regime. Taxpayers focus on spending rather than saving. It can be made attractive by adding EPF and other safe investments. Currently, most taxpayers choose the old system. The government can make it popular by changing the tax slab and giving new exemptions. Join Informal Newz Tags New Tax Regime 2025 Share Facebook Twitter Pinterest WhatsApp Telegram Previous article Best investment plans: Invest here for children’s education expenses, these are the 4 best investment plans Shyamu Maurya Shyamu has done Degree in Fine Arts and has knowledge about bollywood industry. He started writing in 2018. Since then he has been associated with Informalnewz. In case of any complain or feedback, please contact me @informalnewz@gmail.com RELATED ARTICLES Personal Finance Best investment plans: Invest here for children’s education expenses, these are the 4 best investment plans December 18, 2024 Personal Finance Visa Application: Dubai changed visa rules, keep these things in mind while applying December 17, 2024 Personal Finance Wednesday Bank Close: Banks will remain closed on Wednesday, know why RBI has declared a holiday December 17, 2024 - Advertisment - Most Popular Best investment plans: Invest here for children’s education expenses, these are the 4 best investment plans December 18, 2024 Visa Application: Dubai changed visa rules, keep these things in mind while applying December 17, 2024 Wednesday Bank Close: Banks will remain closed on Wednesday, know why RBI has declared a holiday December 17, 2024 Public Holidays 2025: All government offices and schools will remain closed for these many days due to public holidays in the new year-check list... 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Fact-Checking Policy Correction policy हिन्दीOSD Habib Tajik made additional secretary Home Division Muhammad Ayub Chaudhry, Additional Secretary, Interior Ministry, directed to report to Establishment Division The establishment division building can be seen in this picture. — Establishment division website/File ISLAMABAD Appointments and transfers have been made in the federal bureaucracy. googletag.cmd.push(function() { googletag.display('div-gpt-ad-1700472799616-0'); }); Sohail Habib Tajik, OSD in Establishment Division and Police Service Grade-21 officer, has been appointed Additional Secretary Home Division. Salman Chaudhry, Police Service Grade-21 officer awaiting appointment in Establishment Division, has been appointed Additional Secretary Home Division, while Muhammad Ayub Chaudhry, Additional Secretary, Interior Ministry, has been transferred and directed to report to the Establishment Division. Ayub Chaudhry belongs to the Secretariat Group. Gibran Khalil Malik, Senior Joint Secretary Establishment Division, has been transferred and posted as Member (Finance), National School of Public Policy, Lahore. Ambreen Raza, Grade-21 officer of Pakistan Administrative Service posted in National School of Public Policy, Lahore, has been transferred and posted as Additional Secretary Science and Technology Division. Dr Muhammad Tariq Moj, Grade-21 posted at National School of Public Policy, Lahore, has been transferred as Additional Secretary, Ministry of Planning, and Kamran Rehman Khan, Additional Secretary, Planning Division, has been posted as Additional Secretary, Kashmir Affairs and Gilgit-Baltistan Division. Ismatullah Shah, Chief Finance Officer, Establishment Division, has been transferred as Chief Commissioner, Chief Commissionerate for Afghan Refugees, Islamabad. Muhammad Fawad Amir has been posted as Chief Finance Officer, Finance Division. Muhammad Fawad Amir was earlier posted as DG Revenues, Sub Office Lahore. Hassan Sardar Ahmed Khan, Police Service Grade-19 officer, has been transferred from Punjab to Sindh. Muhammad Ahmed, Senior Associate Energy Prime Minister’s Office (Public), has resigned. Contract of Shahid Nadeem, Member Prime Minister’s Inspection Commission, has been extended for one year, which will be counted from December 21 of this month.
