Finance Minister unveils comprehensive tax, export initiatives to boost business confidenceSuspect in UnitedHealthcare CEO killing charged with murder in New York, court records show
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Lucknow, Dec 23 (PTI) Uttar Pradesh Chief Minister Yogi Adityanath on Monday said that at a time when many countries are at war, Prime Minister Narendra Modi is binding the world in the thread of peace, harmony and unity through the message of Lord Buddha. Welcoming a delegation led by Governor of Japan's Yamanashi Province Kotaro Nagasaki at his official residence here, Adityanath described UP as a state of "Unlimited Potential". An MoU was signed between the Uttar Pradesh government and Yamanashi Prefecture (Japan) for industrial cooperation, tourism and vocational education in the presence. "The roots of strategic, cultural and global cooperation have been connected between the two countries for more than a millennium. Today, when many countries of the world are at war, Prime Minister Shri Narendra Modi is binding the world in the thread of peace, harmony and unity through the message of Lord Buddha," Adityanath said. "The strong relations between Prime Minister Narendra Modi and former Prime Minister of Japan, late Shinzo Abe, have also taken the political, economic and business relations of India-Japan to new heights," he said. "The state government is keen to cooperate with Japanese companies. Japan also provided great support as a partner country for the Global Investors Summit-2023," Adityanath said. On behalf of the state government, Chief Secretary Manoj Kumar Singh and Director General of the Governor's Policy Planning Bureau of Yamanashi Province Junichi Ishidera exchanged the MoU, the UP government said in a statement. Adityanath said the MoU is a result of the prime minister's commitment to work together with the Quad countries for humanity on the basis of shared democratic values. Currently, more than 1,400 Japanese companies are operating in India, including seven major firms -- Mitsui Technologies, Honda Motors, Yamaha Motors, Denso, Toyodrunk, Nissin ABC Logistics, Sekisui DLJM Molding -- operating in Uttar Pradesh. Economic co-operation between India and Japan is very rich, he said, and added that bilateral trade between the two countries has been USD 22.854 billion in the financial year 2023-24. During this period, USD 17.69 billion was exported from Japan to India and USD 5.15 billion was imported. Adityanath told the Japanese delegation that Uttar Pradesh is getting a new identity as an 'expressway state'. After the construction of the Ganga Expressway, Uttar Pradesh will have 55 per cent share in the total expressways of the country. At present, five expressways of a total length of 1,130 km are operational, he said. The UP CM said that in the electronics and IT/ITES sector, Uttar Pradesh has the distinction of contributing about 45 per cent of India's total mobile manufacturing. About 55 per cent of India's mobile components are manufactured here. About 26 per cent of India's mobile manufacturers are active in Uttar Pradesh and more than 200 ESDM companies are located in the state. The state government is developing clusters for semi-conductor manufacturing and fab-units. Apart from this, Uttar Pradesh is rapidly emerging as the main hub of data centers in India, he said. On this occasion, Governor Yamanashi Prefecture of Japan, Kotaro Nagasaki said there have been spiritual and historical relations between Yamanashi Prefecture and Uttar Pradesh. Expressing happiness over the MoU, he said that Japan will provide mutual cooperation in labour skilled development, renewable energy, hydro power, exchange of knowledge and technology. He told the chief minister that "Japan is your second home", the statement said, adding Adityanath also spoke a few lines in Japanese. Later, in a post on X, Adityanath said, "Had a productive meeting and fruitful discussion with Mr. Kotaro Nagasaki, Hon. Governor of Yamanashi Prefecture, Japan, and his delegation at my official residence in Lucknow today." "An MoU was signed between Uttar Pradesh and Yamanashi to promote collaboration in industrial cooperation, tourism, and the vocational education sector. Looking forward to exploring new opportunities for economic and cultural exchange together," he said. (This story has not been edited by THE WEEK and is auto-generated from PTI)UK areas most at risk of cybercrimePrioritising the wellbeing of Nigerian children
Chuck Schumer, Damar Hamlin join for push to put AEDs in schools nationwide
Key Trends in the Cash Advance App Market with Insights from Branch, Varo, FloatMe, PayActiv, MoneyLion, Empower, Klover, Dave 12-15-2024 09:30 PM CET | Business, Economy, Finances, Banking & Insurance Press release from: STATS N DATA Cash Advance App Market The cash advance app market is rapidly gaining traction, providing consumers with a convenient way to access funds in times of need. These applications offer users a straightforward and efficient alternative to traditional banking methods, enabling them to manage their finances with greater flexibility. As financial technology continues to evolve, cash advance apps are becoming an essential component of personal finance management, catering to both personal and commercial applications. You can access a sample PDF report here: https://www.statsndata.org/download-sample.php?id=96704 Recent developments in the market include the integration of advanced technologies that enhance user experience and streamline operations. Factors such as the rise of digital banking, increased smartphone penetration, and the growing demand for instant access to cash are driving the growth of the cash advance app market. Additionally, strategic collaborations between app developers and financial institutions are creating new opportunities for innovation and expansion within the sector. As the market landscape evolves, stakeholders must remain agile and responsive to emerging trends. The integration of artificial intelligence (AI) and machine learning algorithms is transforming how these applications operate, allowing for personalized user experiences and improved risk assessment. By leveraging these technologies, cash advance apps can offer tailored financial solutions that meet the unique needs of consumers. Key Growth Drivers and Trends Several critical factors are influencing the demand for cash advance apps. The increasing focus on sustainability in financial services has led to the development of eco-friendly practices and features within these applications. Consumers are becoming more aware of their financial health and are seeking tools that promote responsible spending and saving habits. Digitization is another pivotal driver, as users increasingly prefer digital solutions over traditional banking methods. The ongoing transition toward a cashless society is fueling the growth of cash advance apps, which offer seamless transactions and quick access to funds. Furthermore, the rise in consumer awareness regarding financial literacy is encouraging individuals to explore alternative financial solutions that empower them to take control of their financial futures. Trends such as AI integration and product customization are shaping the future of the cash advance app market. AI-driven analytics enable companies to better understand user behavior and preferences, leading to the development of more personalized offerings. Emerging technologies, including blockchain and IoT, are also making their mark, enhancing security and transparency in transactions. Market Segmentation The cash advance app market can be segmented into: - Segment by Type - Android - iOS - Segment by Application - Personal - Commercial This segmentation highlights the diverse applications of cash advance apps, catering to both individual users and businesses. The Android and iOS platforms each offer unique advantages, with Android's open-source nature allowing for broader customization and iOS's focus on security and user experience attracting a loyal customer base. Get 30% Discount On Full Report: https://www.statsndata.org/ask-for-discount.php?id=96704 Competitive Landscape The cash advance app market is characterized by intense competition, with several leading companies driving innovation and shaping market trends. Key players include: - Branch: Known for its user-friendly interface and quick approval processes, Branch is transforming how users access cash advances. - Varo: Varo's digital banking services offer cash advances alongside traditional banking features, appealing to a broad user base. - FloatMe: This app stands out for its focus on helping users avoid overdraft fees with flexible cash advance solutions. - PayActiv: A pioneer in earned wage access, PayActiv provides employees with early access to their wages, enhancing financial wellness. - MoneyLion: Combining personal finance tools with cash advance services, MoneyLion aims to empower users with financial literacy. - Empower: Empower's innovative app offers personalized money management alongside cash advances, fostering smarter spending habits. - Klover: Klover uses data analytics to offer cash advances based on users' spending habits, providing tailored solutions. - Dave: This app focuses on preventing overdraft fees and offers cash advances with a subscription model, appealing to budget-conscious users. - Albert: Albert combines budgeting tools with cash advances, helping users make informed financial decisions. - Kora: Kora's unique approach includes financial coaching alongside cash advance options, fostering financial literacy. - DailyPay: Known for its real-time pay solutions, DailyPay allows users to access their earned wages instantly. - Even: Even helps users manage their earnings and expenses while providing cash advance options to meet urgent needs. - Vola: Vola focuses on seamless fund access with a strong emphasis on user experience and security. - Cleo: This app combines financial assistance with chatbot technology, offering a modern approach to cash advances. - Brigit: Brigit's predictive algorithms help users avoid overdrafts while providing cash advances when necessary. - Line: Line offers a straightforward cash advance solution that prioritizes user convenience and speed. - PayDaySay: This platform emphasizes transparency and affordability in cash advance services. - Earnin: A leader in the earned wage access space, Earnin allows users to access their pay before payday without hidden fees. - Chime: Chime's focus on fee-free banking and cash advances has made it a favorite among millennials and Gen Z consumers. Each of these companies is making significant contributions to the market through product innovations, strategic partnerships, and market expansions, fostering a competitive environment that benefits consumers. Opportunities and Challenges The cash advance app market presents numerous opportunities for growth. Untapped regions with limited access to traditional banking services represent a significant market potential. As consumer preferences evolve, there is a growing demand for user-friendly applications that cater to the financial needs of diverse demographics. However, challenges such as regulatory constraints pose risks to market expansion. Companies must navigate complex regulatory frameworks while ensuring compliance with financial regulations. Operational inefficiencies can also hinder growth, underscoring the need for streamlined processes and effective technology solutions. Additionally, the talent shortage in the tech industry can impede innovation and development within cash advance apps. To address these challenges, companies can invest in technology-driven solutions that enhance operational efficiency and ensure compliance with regulatory standards. Collaborating with financial institutions and leveraging data analytics can help companies gain insights into market trends and consumer behavior, allowing them to adapt their offerings accordingly. Technological Advancements Cutting-edge technologies are significantly impacting the cash advance app market. Artificial intelligence plays a crucial role in enhancing user experience and risk assessment. By analyzing user data, AI algorithms can provide personalized recommendations and tailored financial solutions, making the cash advance process more efficient. Virtual tools are also transforming the way consumers interact with cash advance apps. Features such as chatbots and virtual financial advisors enhance user engagement and provide instant support, improving customer satisfaction. Furthermore, IoT-driven systems are enabling seamless transactions and real-time access to financial information, empowering users to make informed decisions. As technology continues to advance, cash advance apps will likely incorporate even more innovative features, enhancing their appeal to consumers and solidifying their position in the financial services landscape. Research Methodology and Insights STATS N DATA employs a robust research methodology to deliver accurate insights into the cash advance app market. Our approach includes both top-down and bottom-up methodologies, ensuring a comprehensive understanding of market dynamics. We conduct extensive primary and secondary research, gathering data from industry experts, market reports, and financial analyses. Triangulation techniques are utilized to validate findings, ensuring a high level of accuracy in our insights. By combining quantitative data with qualitative analysis, we provide stakeholders with actionable information that empowers them to make informed business decisions. In conclusion, the cash advance app market is poised for significant growth, driven by technological advancements and evolving consumer preferences. As key players continue to innovate and adapt to market demands, STATS N DATA remains committed to providing valuable insights that help stakeholders navigate this dynamic landscape. The future of cash advance apps is bright, offering unprecedented opportunities for consumers and businesses alike. For customization requests, please visit: https://www.statsndata.org/request-customization.php?id=96704 Full Cash Advance App Market Report Link: https://www.statsndata.org/report/Global-Cash-Advance-App-Market-96704 Related Reports: VoIP Providers Market https://www.statsndata.org/report/voip-providers-market-152569 Natural Rutile Market https://www.statsndata.org/report/natural-rutile-market-225594 Microbial Induced Corrosion Testing Market https://www.statsndata.org/report/microbial-induced-corrosion-testing-market-149190 Bitcoin Mining Machine Market https://www.statsndata.org/report/bitcoin-mining-machine-market-221160 Elastic Logistics Market https://www.statsndata.org/report/elastic-logistics-market-36377 John Jones Sales & Marketing Head | Stats N Data Phone: +1 (315) 642-4324 Email: sales@statsndata.org Website: www.statsndata.org STATS N DATA is a trusted provider of industry intelligence and market research, delivering actionable insights to businesses across diverse sectors. We specialize in helping organizations navigate complex markets with advanced analytics, detailed market segmentation, and strategic guidance. Our expertise spans industries including technology, healthcare, telecommunications, energy, food & beverages, and more. Committed to accuracy and innovation, we provide tailored reports that empower clients to make informed decisions, identify emerging opportunities, and achieve sustainable growth. Our team of skilled analysts leverages cutting-edge methodologies to ensure every report addresses the unique challenges of our clients. At STATS N DATA, we transform data into knowledge and insights into success. Partner with us to gain a competitive edge in today's fast-paced business environment. For more information, visit https://www.statsndata.org or contact us today at sales@statsndata.org This release was published on openPR.One of Colombia ’s legendary drug lords and a key operator of the Medellin cartel has been deported back to the South American country, after serving 25 years of a 30-year prison sentence in the United States. A short while later, Fabio Ochoa was again a free man. Ochoa arrived in Bogota on a deportation flight on Monday afternoon, wearing a modest grey sweatshirt and carrying his personal belongings in a plastic bag. After stepping out of the plane, Ochoa was met by immigration officials in bullet proof vests. There were no police on site to detain him. Immigration officials took his fingerprints and confirmed through a database that Ochoa is not wanted by Colombian authorities. The country's immigration agency said on the social media platform X that Ochoa was “freed so that he could join his family.” “I was framed,” Ochoa claimed as reporters at Bogota’s El Dorado Airport asked if he regretted his actions. The former cartel boss smiled as he hugged his daughter, whom he had not seen in seven years, and said he would go to Medellin to live with his family. “The nightmare is over” said Ochoa, 67. Ochoa and his older brothers amassed a fortune when cocaine started flooding the U.S. in the late 1970s and early 1980s, according to U.S. authorities, to the point that in 1987 they were included in the Forbes Magazine’s list of billionaires. Living in Miami, Ochoa ran a distribution center for the cocaine cartel once headed by Pablo Escobar. Escobar died in a shootout with authorities in Medellin in 1993. Ochoa was first indicted in the U.S. for his alleged role in the 1986 killing of Barry Seal, an American pilot who flew cocaine flights for the Medellin cartel, but became an informant for the Drug Enforcement Administration. Along with his two older brothers, Juan David and Jorge Luis, Ochoa turned himself in to Colombian authorities in the early 1990s under a deal in which they avoided being extradited to the U.S. The three brothers were released from prison in 1996, but Ochoa was arrested again three years later for drug trafficking and was extradited to the U.S. in 2001 in response to an indictment in Miami naming him and more than 40 people as part of a drug smuggling conspiracy. He was the only suspect in that group who opted to go to trial, resulting in his conviction and a 30-year sentence. The other defendants got much lighter prison terms because most of them cooperated with the government. Ochoa’s name has faded from popular memory as Mexican drug traffickers take center stage in the global drug trade. But the former member of the Medellin cartel was recently depicted in the Netflix series "Griselda," where he first fights the plucky businesswoman Griselda Blanco for control of Miami's cocaine market, and then makes an alliance with the drug trafficker, played by Sofia Vergara. Ochoa is also depicted in the Netflix series "Narcos," as the youngest son of an elite Medellin family that is into ranching and horse breeding and cuts a sharp contrast with Escobar, who came from more humble roots. Richard Gregorie, a retired assistant U.S. attorney who was on the prosecution team that convicted Ochoa, said authorities were never able to seize all of the Ochoa family’s illicit drug proceeds and he expects that the former mafia boss will have a welcome return home. “He won’t be retiring a poor man, that’s for sure,” Gregorie told The Associated Press earlier this month.
Building Automation Systems (BAS) Market Industry Dynamics and Contributions by Honeywell International, Johnson Controls, Novar, Siemens AG, Carrier Corporation, Trane, Delta Controls, Robert Bosch GmbH 12-15-2024 09:26 PM CET | Industry, Real Estate & Construction Press release from: STATS N DATA Building Automation Systems (BAS) Market The Building Automation Systems (BAS) market has emerged as a crucial component of modern infrastructure, significantly enhancing the efficiency, safety, and comfort of residential and commercial spaces. As urbanization continues to rise globally, the demand for sophisticated systems that manage lighting, HVAC, security, and access control is more pertinent than ever. BAS integrates various technologies to optimize the operation of building systems, leading to energy savings, improved occupant experience, and streamlined operations. You can access a sample PDF report here: https://www.statsndata.org/download-sample.php?id=96570 Recent developments in this market highlight a surge in technological advancements that are shaping its future. Innovations such as smart sensors, advanced robotics, and artificial intelligence are not only revolutionizing traditional building practices but are also fostering strategic collaborations among key players in the industry. These partnerships are instrumental in driving the adoption of cutting-edge solutions that enhance operational efficiency and sustainability. As organizations increasingly recognize the importance of intelligent building systems, the BAS market is poised for significant growth. Current trends indicate a strong focus on sustainability and energy efficiency, prompting building owners and operators to invest in intelligent automation solutions. These systems not only reduce operational costs but also minimize environmental impact. The integration of renewable energy sources and smart grids into building operations is further propelling market expansion. As a result, stakeholders are encouraged to stay abreast of these evolving trends and leverage actionable insights to navigate the dynamic market landscape effectively. Key Growth Drivers and Trends Several key factors are influencing demand within the Building Automation Systems market. The growing emphasis on sustainability is a primary driver, with organizations seeking solutions that lower carbon footprints and enhance energy efficiency. This increasing consumer awareness around environmental issues is compelling businesses to implement smart building technologies that align with green building standards. In addition to sustainability, the ongoing digitization of various industries is reshaping how buildings are managed. The convergence of IoT technologies with BAS allows for real-time monitoring and control, enabling facility managers to make informed decisions that optimize resources. Furthermore, the integration of artificial intelligence is revolutionizing data analysis, enhancing predictive maintenance capabilities, and facilitating a more personalized user experience. Emerging trends such as product customization are also shaping the future of the BAS market. As customers increasingly demand tailored solutions that fit their unique requirements, manufacturers are focusing on developing modular systems that offer flexibility and scalability. This customization trend is complemented by advancements in emerging technologies, which are paving the way for innovative solutions that redefine traditional automation practices. Market Segmentation The Building Automation Systems market can be segmented into various categories, providing insights into its diverse applications and types of systems available. Segment by Type - Lighting Control Systems: These systems enhance energy efficiency by utilizing smart lighting solutions that adjust based on occupancy and daylight levels. - HVAC Control Systems: These systems are pivotal in regulating heating, ventilation, and air conditioning, ensuring optimal comfort while reducing energy consumption. - Security & Access Control Systems: These solutions are essential for safeguarding premises, offering features such as surveillance, alarm systems, and controlled access points. - Others: This category includes various automation technologies that don't fall under the primary classifications but play a significant role in building management. Segment by Application - Residential: The residential sector is rapidly adopting BAS solutions to improve energy efficiency and enhance the quality of living environments. - Commercial: Commercial buildings leverage automation systems to optimize operational efficiency, reduce costs, and ensure a secure environment for businesses. - Industrial: In the industrial sector, BAS is crucial for managing complex operations, ensuring safety, and enhancing productivity through streamlined processes. Get 30% Discount On Full Report: https://www.statsndata.org/ask-for-discount.php?id=96570 Competitive Landscape The competitive landscape of the Building Automation Systems market features several industry leaders that are driving innovation and setting trends. - Honeywell International: A pioneer in building automation, Honeywell focuses on energy efficiency and innovative technological solutions that cater to diverse sectors. - Johnson Controls: With a strong emphasis on sustainability, Johnson Controls provides integrated solutions that enhance building performance and reduce energy consumption. - Novar: Known for its advanced energy management systems, Novar helps organizations optimize their energy usage through intelligent automation. - Siemens AG: Siemens is at the forefront of smart building technologies, offering solutions that integrate IoT and AI for enhanced operational efficiency. - Carrier Corporation: A leader in HVAC solutions, Carrier integrates automation systems to improve energy efficiency and indoor air quality. - Trane: With a focus on sustainable building solutions, Trane offers innovative HVAC and building management systems that promote energy savings. - Delta Controls: Delta specializes in building automation technologies that enhance operational performance and energy efficiency. - Robert Bosch GmbH: Bosch leverages its expertise in IoT to provide advanced building solutions that cater to various sectors. - Performance Mechanical Group: This company focuses on delivering high-quality mechanical solutions and automation systems tailored to client needs. - Schneider Electric SE: Schneider Electric is a leader in energy management and automation, offering solutions that improve building efficiency and sustainability. Each of these companies plays a crucial role in shaping the BAS market through product innovations, market expansions, and strategic partnerships that drive technological advancements. Opportunities and Challenges As the BAS market continues to evolve, numerous opportunities and challenges are emerging. There are untapped regions where the adoption of building automation technologies is still in its infancy. Expanding into these markets presents significant growth potential for both established and emerging players. Additionally, the evolving consumer preferences towards smart and sustainable buildings create avenues for innovation and product development. However, challenges such as regulatory constraints can hinder market growth. Compliance with various standards and regulations requires companies to invest in training and development, which can strain resources. Operational inefficiencies also pose challenges, impacting the ability to deliver seamless automation solutions. Addressing talent shortages is another pressing issue, as the industry increasingly demands skilled professionals to develop, install, and maintain advanced automation systems. To navigate these challenges, companies must adopt proactive strategies, including investing in workforce development, leveraging technology to streamline operations, and engaging in advocacy for favorable regulatory environments. Technological Advancements The impact of technological advancements on the Building Automation Systems market cannot be overstated. Innovations such as artificial intelligence, machine learning, and IoT-driven systems are transforming the landscape of building management. AI enhances predictive analytics capabilities, allowing for proactive maintenance and optimization of building operations. Virtual tools are also making significant contributions, enabling remote monitoring and control of building systems. This capability is especially crucial in times of increased remote work, where facility managers must ensure the safety and comfort of occupants while maintaining operational efficiency. IoT technologies facilitate seamless communication between devices, leading to smarter and more interconnected building environments. These advancements not only improve operational efficiency but also enhance the overall occupant experience by providing tailored solutions that meet individual needs. Research Methodology and Insights STATS N DATA employs a robust research methodology to deliver accurate insights into the Building Automation Systems market. Utilizing both top-down and bottom-up approaches, we ensure a comprehensive understanding of market dynamics. Our research process encompasses extensive primary and secondary research, gathering data from industry experts, market participants, and credible sources. Triangulation techniques are employed to validate findings, ensuring a high level of accuracy in our insights. By analyzing trends, growth drivers, and competitive landscapes, STATS N DATA provides stakeholders with the information necessary to make informed decisions in a rapidly changing market. As the Building Automation Systems market continues to grow and evolve, staying informed about trends, challenges, and opportunities will be vital for stakeholders looking to capitalize on this dynamic landscape. For customization requests, please visit: https://www.statsndata.org/request-customization.php?id=96570 Full Building Automation Systems BAS Market Report Link: https://www.statsndata.org/report/Global-Building-Automation-Systems-BAS-Market-96570 Related Reports: Fuel Tank Semi Trailer Market https://www.statsndata.org/report/fuel-tank-semi-trailer-market-22830 Foam Corner Protectors Market https://www.statsndata.org/report/foam-corner-protectors-market-183830 R&D Incentive Services Market https://www.statsndata.org/report/rd-incentive-services-market-7834 Sensory Deprivation Float Tank Market https://www.statsndata.org/report/sensory-deprivation-float-tank-market-5539 Agricultural Adjuvants Market https://www.statsndata.org/report/agricultural-adjuvants-market-338070 John Jones Sales & Marketing Head | Stats N Data Phone: +1 (315) 642-4324 Email: sales@statsndata.org Website: www.statsndata.org STATS N DATA is a trusted provider of industry intelligence and market research, delivering actionable insights to businesses across diverse sectors. We specialize in helping organizations navigate complex markets with advanced analytics, detailed market segmentation, and strategic guidance. Our expertise spans industries including technology, healthcare, telecommunications, energy, food & beverages, and more. Committed to accuracy and innovation, we provide tailored reports that empower clients to make informed decisions, identify emerging opportunities, and achieve sustainable growth. Our team of skilled analysts leverages cutting-edge methodologies to ensure every report addresses the unique challenges of our clients. At STATS N DATA, we transform data into knowledge and insights into success. Partner with us to gain a competitive edge in today's fast-paced business environment. For more information, visit https://www.statsndata.org or contact us today at sales@statsndata.org This release was published on openPR.APC's RETM Sustainable Packaging Portfolio Expands with Another Designed for Recycle Technology COLUMBUS, Wis. , Dec. 9, 2024 /PRNewswire/ -- American Packaging Corporation (APC), a leader in flexible packaging solutions, announced another expansion of APC's RETM Sustainable Packaging portfolio, with the addition of new high performance, paper-based packaging technologies that are targeted for curbside recyclability, while providing excellent product protection levels that extend shelf life, protect product flavor, and maintain product freshness. In repulping tests conducted by Western Michigan University , over 85% of APC's high performance paper packaging is recovered. This recycle-ready technology is targeted to offer a positive end-of-life alternative for conventional, non-recyclable packaging structures such as Paper/PE/Foil/PE laminate structures and can be used in both heat seal and cold seal packaging formats. APC's high performance paper provides both sustainable and eco-friendly benefits offering greater than 30% reduction in carbon footprint. The technology offers several features and benefits, including PVDC-free, grease and aroma resistant, and high MVTR and OTR barriers. These performance attributes make APC's recycle ready, high performance paper packaging suitable for stand up pouches and flat pouches especially for dry goods such as seasonings, spices, coffee, powdered drinks and drink enhancements, cookies, crackers, cereal bars and baking mixes. APC's new designed for recycle, high performance paper technology was unveiled at Pack Expo Chicago 2024 at APC's Lounge & Learn event. For more information about APC's recycle ready, high performance paper packaging and samples, please contact American Packaging at info@americanpackaging.com or 515-733-1406. About American Packaging Corporation : Founded in 1902, American Packaging Corporation is a recognized leader in the flexible packaging industry. Family-owned, APC distinguishes itself by investing in state-of-the-art facilities and capabilities, delivering packaging innovation, promoting sustainable products and practices, and focusing customer delight. Today, APC operates six Centers of Excellence in the United States and employs approximately 1,300 talented, motivated professionals. For more information, please visit https://americanpackaging.com/ MEDIA CONTACT Teri Meadow , Director of Corporate Marketing American Packaging Corporation E-mail: TMeadow@americanpackaging.com View original content to download multimedia: https://www.prnewswire.com/news-releases/american-packaging-corporation-advances-recycle-ready-high-performance-paper-packaging-302326752.html SOURCE American Packaging Corporation
Sixty-eight-year-old Valerie Anderson still recalls the rush of humid Florida air that greeted her in 1992, a stark contrast to the biting winter of her hometown in Calgary. “I said, ‘Oh, this is beautiful because Calgary is so dry,’” she said. That first family vacation with her husband and two young kids ignited a love for the Sunshine State. Thirty years and three grandkids later, the Andersons proudly wear the “snowbird” badge, escaping Canada’s harsh winters to a rental property off the Florida coast. But they’re unsure how much longer they can afford to live out their dream. Like many snowbirds, they’ve been feeling a chill on their wallet as the Canadian dollar dropped about 4 per cent against the greenback in recent months, pushing up prices for everything from food to rent. “It’s definitely getting to be very expensive – food has gone up everywhere,” Ms. Anderson said. Compared with last year, she said it costs her and her husband about $25 more per person a meal. A recent glance at the menu of their favourite restaurant showed a single dish of sea bass priced at the equivalent of $80 Canadian. “We both just said, ‘I don’t think so!’” Norman Seawright, who also decamps to Florida in the winter, owns a condo there and said he’s paying “easily 20 to 25 per cent more” for everything. But while many snowbirds agree the weak loonie is weighing on them, most are reluctant to change their travel plans. Experts say those weathering the economic headwinds are offsetting losses with U.S. investments and getting strategic about taxes, exchange rates and insurance fees. “The dollar just sucks right now – clients are asking a lot of questions,” said Carson Hamill, a cross-border associate portfolio manager at Raymond James Canada. “People come to us that are renting permanently in the U.S., they’re going, ‘Oh, is it worth keeping this place?’” It might not be. Anyone who was renting a dozen years ago when the loonie was at par is now paying 40 per cent more, taking inflation and currency fluctuations into account. The unfavourable numbers can work in reverse for snowbirds who purchased property back then. If they haven’t rented out their property before, now might be the time to start – they’d be raking in that 40 per cent more in Canadian dollars, Mr. Hamill said. But homeowners have other worries. Their expenses are further weighed down by maintenance and insurance costs – the latter has surged by about 30 per cent between 2021 and 2023 in places like Florida, according to Insurify . Bankrate found that as of September 2024, the average insurance policy in Florida for US$300,000 in coverage was US$5,531 – 142 per cent higher than the national average. Kris Rossignoli, a cross-border tax and financial planner at Cardinal Point Capital Management ULC in New York, said his firm has seen many snowbirds selling larger properties and purchasing smaller homes as one way to cut costs. Evan Rachkovsky, director of research and communications at the Canadian Snowbird Association, said snowbirds who want to offset insurance costs often pick a destination in Central Florida – Lakeland and Winter Haven are two popular choices – farther from the coast and less susceptible to extreme weather. Whether or not they own property, snowbirds will see additional costs tied to the exchange rates offset through well-performing U.S. investments in savings and retirement accounts. John Woodfield, a senior wealth adviser and portfolio manager at SWAN Wealth Management, Raymond James, in Kelowna, B.C., said snowbirds should, and often do, hold American investments in their portfolios in U.S. currency to generate income stream in U.S. dollars, as a hedge against currency drops. “The dividends and your growth would all be in USD – as the Canadian dollar falls, the value of those stocks actually go up.” He said the recent currency moves have added roughly 6 per cent to Canadian client returns this year. Investors, however, need to keep in mind that dividends paid by U.S. companies into non-registered accounts held by non-residents of the U.S. face a withholding tax, though Mr. Woodfield said the benefits generally outweigh this. Another thing snowbirds often overlook is that if they own real estate in the U.S. and they die, their property will be subject to U.S. estate taxes, which are costlier with the current exchange rates. “As the lawyers down there say, ‘It’s great to own U.S. property, but it’s not great to die owning U.S. property,” said Mr. Woodfield, adding that Canadians can dodge this by setting up and purchasing property through a corporation in Canada. Beyond leveraging the U.S. dollar and reducing taxes, snowbirds should think about mitigating day-to-day costs by optimizing their travel credit cards or exploring prepaid cards. The majority of credit cards used for purchases outside the country will charge a foreign transaction fee adding up to about 2.5 per cent of the purchase cost in Canadian – that’s $125 in fees on $5,000. Marty Firestone, a travel insurance specialist, warns credit card-based insurance wields heavy restrictions for older travellers and won’t have as comprehensive coverage as they need. He said medical costs in the U.S. have increased about 25 per cent year-over-year with premiums climbing in tandem. He recommends no snowbird leave the country with less than $2,000,000 in coverage, and cut costs with a multi-trip annual policy. “They can travel up to a prescribed amount of days, come back home, for even a minute, and go back down again and they don’t pay for the amount they go back down again for,” he said, adding that this can save thousands. Still, some travellers might want to avoid the U.S. altogether. Lindsay Kipp, a travel expert at Flight Centre Canada, said Nicaragua and Panama are becoming popular alternative destinations for snowbirds at a fraction of the usual costs. Though Ms. Anderson has been reluctantly eyeing deals in Mexico and Portugal, she said she’d sooner cut discretionary spending and dining out than change travel plans any time soon.APC's RETM Sustainable Packaging Portfolio Expands with Another Designed for Recycle Technology COLUMBUS, Wis. , Dec. 9, 2024 /PRNewswire/ -- American Packaging Corporation (APC), a leader in flexible packaging solutions, announced another expansion of APC's RETM Sustainable Packaging portfolio, with the addition of new high performance, paper-based packaging technologies that are targeted for curbside recyclability, while providing excellent product protection levels that extend shelf life, protect product flavor, and maintain product freshness. In repulping tests conducted by Western Michigan University , over 85% of APC's high performance paper packaging is recovered. This recycle-ready technology is targeted to offer a positive end-of-life alternative for conventional, non-recyclable packaging structures such as Paper/PE/Foil/PE laminate structures and can be used in both heat seal and cold seal packaging formats. APC's high performance paper provides both sustainable and eco-friendly benefits offering greater than 30% reduction in carbon footprint. The technology offers several features and benefits, including PVDC-free, grease and aroma resistant, and high MVTR and OTR barriers. These performance attributes make APC's recycle ready, high performance paper packaging suitable for stand up pouches and flat pouches especially for dry goods such as seasonings, spices, coffee, powdered drinks and drink enhancements, cookies, crackers, cereal bars and baking mixes. APC's new designed for recycle, high performance paper technology was unveiled at Pack Expo Chicago 2024 at APC's Lounge & Learn event. For more information about APC's recycle ready, high performance paper packaging and samples, please contact American Packaging at info@americanpackaging.com or 515-733-1406. About American Packaging Corporation : Founded in 1902, American Packaging Corporation is a recognized leader in the flexible packaging industry. Family-owned, APC distinguishes itself by investing in state-of-the-art facilities and capabilities, delivering packaging innovation, promoting sustainable products and practices, and focusing customer delight. Today, APC operates six Centers of Excellence in the United States and employs approximately 1,300 talented, motivated professionals. For more information, please visit https://americanpackaging.com/ MEDIA CONTACT Teri Meadow , Director of Corporate Marketing American Packaging Corporation E-mail: TMeadow@americanpackaging.com View original content to download multimedia: https://www.prnewswire.com/news-releases/american-packaging-corporation-advances-recycle-ready-high-performance-paper-packaging-302326752.html SOURCE American Packaging CorporationCOLUMBIA, South Carolina (AP) — Victims' families and others affected by crimes that resulted in federal death row convictions shared a range of emotions on Monday, from relief to anger, after President Joe Biden commuted dozens of the sentences . Biden converted the sentences of 37 federal death row inmates to life imprisonment without the possibility of parole. The inmates include people who were convicted in the slayings of police, military officers and federal prisoners and guards. Others were involved in deadly robberies and drug deals. Three inmates will remain on federal death row: Dylann Roof , convicted of the 2015 racist slayings of nine Black members of Mother Emanuel AME Church in Charleston, South Carolina; the 2013 Boston Marathon Bomber, Dzhokhar Tsarnaev , and Robert Bowers, who fatally shot 11 congregants at Pittsburgh’s Tree of life Synagogue in 2018 , the deadliest antisemitic attack in U.S history. Opponents of the death penalty lauded Biden for a decision they'd long sought. Supporters of Donald Trump , a vocal advocate of expanding capital punishment, criticized the move as an assault to common decency just weeks before the president-elect takes office. Donnie Oliverio, a retired Ohio police officer whose partner was killed by an inmate whose death sentence was commuted, said the execution of “the person who killed my police partner and best friend would have brought me no peace.” “The president has done what is right here,” Oliverio said in a statement also issued by the White House, “and what is consistent with the faith he and I share.” Heather Turner, whose mother, Donna Major, was killed in a bank robbery in South Carolina in 2017, called Biden's commutation of the killer's sentence a “clear gross abuse of power” in a Facebook post, adding that the weeks she spent in court with the hope of justice were now “just a waste of time.” “At no point did the president consider the victims,” Turner wrote. “He, and his supporters, have blood on their hands.” There has always been a broad range of opinions on what punishment Roof should face from the families of the nine people killed and the survivors of the massacre at the Mother Emanuel AME Church. Many forgave him, but some say they can’t forget and their forgiveness doesn’t mean they don’t want to see him put to death for what he did. Felicia Sanders survived the shooting shielding her granddaughter while watching Roof kill her son, Tywanza, and her aunt, Susie Jackson. Sanders brought her bullet-torn bloodstained Bible to his sentencing and said then she can’t even close her eyes to pray because Roof started firing during the closing prayer of Bible study that night. In a text message to her lawyer, Andy Savage, Sanders called Biden’s decision to not spare Roof’s life a wonderful Christmas gift. Michael Graham, whose sister, Cynthia Hurd, was killed, told The Associated Press that Roof’s lack of remorse and simmering white nationalism in the country means he is the kind of dangerous and evil person the death penalty is intended for. “This was a crime against a race of people," Graham said. “It didn’t matter who was there, only that they were Black.” But the Rev. Sharon Richer, who was Tywanza Sanders’ cousin and whose mother, Ethel Lance, was killed, criticized Biden for not sparing Roof and clearing out all of death row. She said every time Roof’s case comes up through numerous appeals it is like reliving the massacre all over again. “I need the President to understand that when you put a killer on death row, you also put their victims' families in limbo with the false promise that we must wait until there is an execution before we can begin to heal,” Richer said in a statement. Richer, a board member of Death Penalty Action, which seeks to abolish capital punishment, was driven to tears by conflicting emotions during a Zoom news conference Monday. “The families are left to be hostages for the years and years of appeals that are to come,” Richer said. “I’ve got to stay away from the news today. I’ve got to turn the TV off — because whose face am I going to see?” Biden is giving more attention to the three inmates he chose not to spare, something they all wanted as a part of what drove them to kill, said Abraham Bonowitz, Death Penalty Action’s executive director. “These three racists and terrorists who have been left on death row came to their crimes from political motivations. When Donald Trump gets to execute them what will really be happening is they will be given a global platform for their agenda of hatred,” Bonowitz said. Biden had faced pressure from advocacy organizations to commute federal death sentences, and several praised him for taking action in his final month in office. Anthony D. Romero, executive director of the ACLU, said in a statement that Biden “has shown our country — and the rest of the world — that the brutal and inhumane policies of our past do not belong in our future.” Republicans, including Sen. Tom Cotton of Arkansas, on the other hand, criticized the move — and argued its moral ground was shaky given the three exceptions. “Once again, Democrats side with depraved criminals over their victims, public order, and common decency,” Cotton wrote on X. “Democrats can’t even defend Biden’s outrageous decision as some kind of principled, across-the-board opposition to the death penalty since he didn’t commute the three most politically toxic cases.” Liz Murrill, Louisiana's Republican attorney general, criticized the commuted sentence of Len Davis, a former New Orleans policeman convicted of orchestrating the killing of a woman who had filed a complaint against him. “We can’t trust the Feds to get justice for victims of heinous crimes, so it’s long past time for the state to get it done,” the tough-on-crime Republican said in a written statement to the AP. Two men whose sentences were commuted were Norris Holder and Billie Jerome Allen, on death row for opening fire with assault rifles during a 1997 bank robbery in St. Louis, killing a guard, 46-year-old Richard Heflin. Holder’s attorney, Madeline Cohen, said in an email that Holder, who is Black, was sentenced to death by an all-white jury. She said his case “reflects many of the system’s flaws,” and thanked Biden for commuting his sentence. “Norris’ case exemplifies the racial bias and arbitrariness that led the President to commute federal death sentences,” Cohen said. “Norris has always been deeply remorseful for the pain his actions caused, and we hope this decision brings some measure of closure to Richard Heflin’s family.” Swenson reported from Seattle. Associated Press writers Jim Salter in O'Fallon, Missouri, and Sara Cline in Baton Rouge, Louisiana, contributed to this report.
Luka Doncic returns to the lineup and scores 27 as the Mavericks beat the Trail Blazers 132-108
Africa's high young unemployment rate continues to be one of the continent's most urgent problems In spite of the continent's immense potential, the unemployment rate among young people has soared The list spotlight South Africa at number one followed by Angola, Morocco, Ethiopia, Nigeria and others CHECK OUT: Education is Your Right! Don’t Let Social Norms Hold You Back. Learn Online with LEGIT. Enroll Now! Legit.ng journalist Zainab Iwayemi has 5-year-experience covering the Economy, Technology, and Capital Market . One of the most urgent issues confronting Africa today is the high prevalence of unemployment among young people. Young people's unemployment rates have skyrocketed despite the continent's enormous potential, which is marked by a wealth of natural resources and a young population. The unemployment rates in seven African countries are highlighted by data from Trading Economics. PAY ATTENTION: Follow us on Instagram - get the most important news directly in your favourite app! South Africa - 60.2% The youth unemployment rate in South Africa, which measures job-seekers between 15 and 24 years old, eased to 60.2% in the third quarter of 2024, compared to 60.8% in the previous period. Youth Unemployment Rate in South Africa averaged 56.23 percent from 2013 until 2024, reaching an all time high of 66.50 percent in the third quarter of 2021 and a record low of 48.80 percent in the fourth quarter of 2014. Read also CBN data shows money supply above N100 trillion amid cash scarcity in banks Angola - 56.4% Youth Unemployment Rate in Angola decreased to 56.40 % in the second quarter of 2024 from 63.50 % in the first quarter of 2024. Youth Unemployment Rate in Angola averaged 56.20 % from 2018 until 2024, reaching an all time high of 63.50 % in the first quarter of 2024 and a record low of 49.20 % in the second quarter of 2020. Morocco - 39.5% Youth Unemployment Rate in Morocco increased to 39.50 percent in the third quarter of 2024 from 36.10 percent in the second quarter of 2024. Youth Unemployment Rate in Morocco averaged 22.01 percent from 1999 until 2024, reaching an all time high of 39.50 percent in the third quarter of 2024 and a record low of 13.10 percent in the second quarter of 2006. Ethiopia - 27.2% Youth Unemployment Rate in Ethiopia increased to 27.20 percent in 2022 from 25.70 percent in 2020. Youth Unemployment Rate in Ethiopia averaged 24.33 percent from 2009 until 2022, reaching an all time high of 27.20 percent in 2022 and a record low of 22.00 percent in 2016. Read also More Nigerians secure POS terminals as new withdrawal, deposit charges emerge Cape Verde - 23.9% Youth Unemployment Rate in Cape Verde decreased to 23.90 percent in 2023 from 26 percent in 2022. Youth Unemployment Rate in Cape Verde averaged 29.85 percent from 2010 until 2023, reaching an all time high of 41.00 percent in 2016 and a record low of 21.30 percent in 2010. Rwanda - 18.8% Youth Unemployment Rate in Rwanda decreased to 18.80 percent in the third quarter of 2024 from 20.50 percent in the second quarter of 2024. Youth Unemployment Rate in Rwanda averaged 22.33 percent from 2019 until 2024, reaching an all time high of 29.80 percent in the fourth quarter of 2021 and a record low of 16.60 percent in the first quarter of 2024. Nigeria - 6.50% Youth Unemployment Rate in Nigeria decreased to 6.50 percent in the second quarter of 2024 from 8.40 percent in the first quarter of 2024. Youth Unemployment Rate in Nigeria averaged 21.40 percent from 2014 until 2024, reaching an all time high of 53.40 percent in the fourth quarter of 2020 and a record low of 6.50 percent in the second quarter of 2024. Read also Nigerian banks lose N42.33 billion in 6 months, data shows top fraud channels States with highest number of unemployed Legit.ng reported that according to the National Bureau of Statistics (NBS), Nigeria's unemployment rate increased from 5.0 in the third quarter of 2023 to 5.3% in the first quarter of 2024. The Federal Capital Territory (FCT), Abia , and Rivers states had the highest unemployment rates in Nigeria in 2023, according to the NBS data. According to the survey, Abia State has the highest unemployment rate (18.7%), followed by the FCT (14.1%) and Rivers (13.4%). PAY ATTENTION: Сheck out news that is picked exactly for YOU ➡️ find the “Recommended for you” block on the home page and enjoy! Source: Legit.ngThe Steelers meet the Browns on Thursday Night Football, and you can use our FanDuel promo to score $150 in bonus bets just by winning a $5 wager on tonight's game. You'll also get 3 free months of NBA League Pass as a new customer at FanDuel. 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Turn your $5 bet into a $150 bonus if the Browns lose by 29 points or fewer or win the game outright. FanDuel promo + Steelers vs. Browns TNF odds Here are live TNF odds at FanDuel . Click on a line you want to bet and visit the sportsbook to claim your FanDuel promo as a new customer. TNF betting analysis & expert picks for Steelers vs. Browns Here are picks on a side and the total from our NFL betting analysts. "On the heels of a physical win over Baltimore, there's concern a Steelers' letdown is coming," Tony Mejia writes."Pittsburgh is on the road in its first short week situation of 2024, lost at Cleveland last year and went 1-1 on short rest in '23, barely defeating the Titans and losing to the Patriots, who went a combined 10-24. "The Steelers fell at the Browns in a Week 3 TNF game in '22, too, so Mike Tomlin has a pretty recent history on his side to help offset complacency as he warns his team against letting it be repeated. 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