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Netanyahu: Israel to resume its sacred mission after peace deal with HezbollahAnd the ASX’s most shorted stock (still) is...
By Elizabeth Ayoola, NerdWallet The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Kids are often pretty good at being consumers. If you’re a parent with a small business, you have the opportunity to show your kids firsthand what it means to be a producer. Small Business Saturday, which takes place on Nov. 30 this year, may be a great time to do just that. Small Business Saturday was established by American Express in 2010 and encourages consumers to patronize their local stores as a way to keep dollars circulating within their community. Here are three reasons you should consider getting your kids involved in Small Business Saturday, according to two mompreneurs. It teaches them positive work values Ronne Brown is the owner of HERLISTIC, a plant-derived beauty and feminine care brand in Washington, D.C. She’s been participating in Small Business Saturday since she established her business in 2020. The entrepreneur gets her kids (ages 24, 18 and 12), plus her bonus daughter, 10, to help out on Small Business Saturday and beyond. Brown’s kids help with customer service, shipping and fulfillment tasks. That could include counting inventory, quality control or packaging boxes. Other times, help looks like Brown’s 12-year-old daughter keeping her up-to-date with TikTok trends and influencers in the beauty field. “I just want them to understand the price and the value of a dollar and what it actually costs to make it,” Brown says. The mompreneur also hopes her kids learn the benefits of commitment and hard work. “What I want to show them is that you have to work hard every day. And there are gonna be moments where you’re gonna be tired, you’re gonna be exhausted, and you’re not gonna want to do things, and you’re going to have to push through,” she says. It creates an opportunity to earn money Hiring your kids to do legitimate work during Small Business Saturday provides a chance for them to learn pillars needed for a strong financial foundation: earning money , saving money and investing. That said, before hiring kids, it’s critical to understand the child labor laws for your state in addition to the IRS’ rules around hiring kids. Brown says she pays all of her children, including her 24-year-old son who is on payroll. Additionally, she teaches them about investing in the stock market. “I want them to understand the importance of making money, but also investing the money that they’re making,” she says. “Because when I pay them, I always ask them, ‘so what are you gonna do to double this money?’” If you hire your minor kids, they could get a headstart on investing by putting some of their income into a custodial Roth IRA , which requires earned income to open. You could also open them a custodial brokerage account. Another perk of your kids earning income by working for you is that they may be exempt from paying federal income taxes if they earn less than the standard deduction . In 2024, that threshold is $14,600. It gives you extra hands to deal with demand Having your kids add helping hands, whether it be doing administrative tasks or helping customers, can ensure you keep up with a potential increase in sales. A 2024 NerdWallet holiday spending report found that 16% of 2024 holiday shoppers plan to shop on Small Business Saturday this year. Lisset Tresvant, owner of Glow Esthetics Spa in Hollywood, Florida, has been participating in Small Business Saturday since the genesis of her business in 2019. “I do tend to sell more because people are usually more inclined to purchase because of the sales, and it gives them a reason to support us,” she says. To help with the demand, Tresvant’s daughter, 12, and son, 9, fill her skincare products, add labels and help prep items for shipping. Tresvant says she decided to let her kids get involved in her business so they have a better understanding of what she does. Looking beyond Small Business Saturday, hiring your child can also help with succession planning , which is about planning for your departure from your business. Tresvant hopes to pass hers down to her kids one day. “They understand that I’m building this legacy just for not myself, but for them as well,” says Tresvant. More From NerdWallet Elizabeth Ayoola writes for NerdWallet. Email: eayoola@nerdwallet.com. The article 3 Reasons to Involve Your Kids in Small Business Saturday originally appeared on NerdWallet .The cost of beef continues to rise, reaching record highs on grocery store shelves ahead of the busiest time for many grocers and butchers before the holiday season. One kilogram of ground beef is now averaging at $13 compared to $10 in 2020. A sirloin steak is averaging around $22, compared to under $16 in 2016, according to Statistics Canada. Joel Orlik, owner of Wellington Butchery in Ottawa's west end, says saw the rises coming and ordered his cuts ahead of time. Even though he doesn't want to scare customers away, he knows where the market is at. "We charge what we think we have to charge, but we're always cognizant of the fact that we're also the community store." he said. Orlik considers Wellington Butchery a fine craft butcher but says over the years, the price difference isn't far off that of retail grocers. "The grocery stores have been actually catching up to me on price. When they're selling something similar to our quality, they're not far off," said Orlik. The beef market has seen other setbacks in the past, including mad cow disease 20 years ago and the COVID-19 pandemic, which saw cattle ranchers sell off most of their herds. Sylvain Charlebois, a food distribution expert and professor at Dalhousie University, says the increasing prices is due in part to North American farmers parting ways with their herds due to an increased cost of feed. With the price of a steer up 64 percent since 2019, grocers, butchers and consumers are being being affected. "They're likely going to rise even more, over the next couple of years unfortunately." Charlebois said. "They went through a major crisis with mad cow 20 years ago, and when prices are up, a lot of people are saying, 'let's sell now. Let's get out and do something else.' That's really what's going on. that's why prices are so high. and who can blame them?" Charlebois said the size of herds in Canada is at the same level as in 1987. In the United States, levels that high haven't been seen since 1951. "Because of droughts, feed costs went up and when feed costs go up dramatically, cattle ranchers tend to sell off their herd," Charlebois said. He believes with beef being priced the way it is, people will turn to other alternatives for their protein that are more reasonably priced during the holidays. "I do think that turkeys are actually going to be priced appropriately this year, as we saw at Thanksgiving. In some parts of Ontario, we saw turkey sold at $0.90 a pound." Charlebois said. "Beef is arguably one of the most volatile products at a supermarket. it's been like that for many years now." Strong demand in North America for steaks and ground beef is also contributing to higher prices. Charlebois notes that if farmers don't reinvest in the market, prices will only continue to rise over the next two to three years. Shopping Trends The Shopping Trends team is independent of the journalists at CTV News. We may earn a commission when you use our links to shop. Read about us. 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Poilievre suggests Trudeau is too weak to engage with Trump, Ford won't go there While federal Conservative Leader Pierre Poilievre has taken aim at Prime Minister Justin Trudeau this week, calling him too 'weak' to engage with U.S. president-elect Donald Trump, Ontario Premier Doug Ford declined to echo the characterization in an exclusive Canadian broadcast interview set to air this Sunday on CTV's Question Period. Atlantic Furry fashionista’s turn Halifax street into Maritimes’ cutest runway The annual pet parade, an adored holiday tradition, returned to Halifax on Saturday. 3,500 people without power in New Brunswick after heavy snowfall Roughly 3,500 people in New Brunswick are still without power after wet, heavy snowfall caused trees to come into contact with power lines early Friday morning. 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Man who died trying to help stranded motorist identified as Khalid Farooq, father of 5 The man who lost his life trying to help a stranded motorist Wednesday has been identified as Khalid Farooq. Edmonton Canadian team told Trump's tariffs unavoidable right now, but solutions on the table in surprise Mar-a-Lago meeting During a surprise dinner at Mar-a-Lago, representatives of the federal government were told U.S. tariffs from the incoming Donald Trump administration cannot be avoided in the immediate term, two government sources tell CTV News. Fire breaks out in southeast Edmonton business A fire broke out at a trucking company in southeast Edmonton on Saturday afternoon. Massage therapist charged in connection with sexual assault at Mill Woods clinic An Edmonton massage therapist has been charged with sexual assault in connection with an incident earlier this year. Regina Mistletoe Market returns to RCMP Heritage Centre The RCMP Heritage Centre was abuzz on Saturday afternoon with artists and Christmas shoppers. Regina's LED volume wall leaving Sask. months after opening Less than a year after an LED volume wall was introduced to the film world in Saskatchewan, the equipment is making its exit from the province. Over 400 volunteers play a part in 2024 Canadian Western Agribition As the Canadian Western Agribition (CWA) comes to s close, organizers are celebrating the volunteers who have helped make the event a success over the years. Saskatoon Saskatoon priest accused of sexual assault says he meant to encourage young girl with hug and kiss A Saskatoon priest accused of sexual assault says he meant to encourage and reassure a young girl when he hugged and kissed during his testimony at Saskatoon Provincial Court Friday. 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Kelowna Study of 2023 Okanagan wildfires recommends limiting development in high-risk areas A study into the devastating wildfires that struck British Columbia's Okanagan region in 2023 has recommended that government and industry limit development in high-fire-risk areas. Kelowna, B.C., to host the Memorial Cup in the spring of 2026 The Western Hockey League's Kelowna Rockets will host the Memorial Cup in the spring of 2026, the Canadian Hockey League said Wednesday. 545 vehicles impounded in 332 days: BC Highway Patrol pleads for drivers to slow down Mounties with the BC Highway Patrol in Kelowna say they've impounded more than 545 vehicles for excessive speed and aggressive driving so far this year. That works out to more than 1.6 per day. Stay Connected
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By SARAH PARVINI, GARANCE BURKE and JESSE BEDAYN, Associated Press President-elect Donald Trump will return to power next year with a raft of technological tools at his disposal that would help deliver his campaign promise of cracking down on immigration — among them, surveillance and artificial intelligence technology that the Biden administration already uses to help make crucial decisions in tracking, detaining and ultimately deporting immigrants lacking permanent legal status. While immigration officials have used the tech for years, an October letter from the Department of Homeland Security obtained exclusively by The Associated Press details how those tools — some of them powered by AI — help make life-altering decisions for immigrants, including whether they should be detained or surveilled. One algorithm, for example, ranks immigrants with a “Hurricane Score,” ranging from 1-5, to assess whether someone will “abscond” from the agency’s supervision. The letter, sent by DHS Chief Artificial Intelligence Officer Eric Hysen to the immigrant rights group Just Futures Law, revealed that the score calculates the potential risk that an immigrant — with a pending case — will fail to check in with Immigration and Customs Enforcement officers. The algorithm relies on several factors, he said, including an immigrant’s number of violations and length of time in the program, and whether the person has a travel document. Hysen wrote that ICE officers consider the score, among other information, when making decisions about an immigrant’s case. “The Hurricane Score does not make decisions on detention, deportation, or surveillance; instead, it is used to inform human decision-making,” Hysen wrote. Also included in the government’s tool kit is a mobile app called SmartLINK that uses facial matching and can track an immigrant’s specific location. Nearly 200,000 people without legal status who are in removal proceedings are enrolled in the Alternatives to Detention program, under which certain immigrants can live in the U.S. while their immigration cases are pending. In exchange, SmartLINK and GPS trackers used by ICE rigorously surveil them and their movements. The phone application draws on facial matching technology and geolocation data, which has been used before to find and arrest those using the app. Just Futures Law wrote to Hysen earlier this year, questioning the fairness of using an algorithm to assess whether someone is a flight risk and raising concerns over how much data SmartLINK collects. Such AI systems, which score or screen people, are used widely but remain largely unregulated even though some have been found to discriminate on race, gender or other protected traits. DHS said in an email that it is committed to ensuring that its use of AI is transparent and safeguards privacy and civil rights while avoiding biases. The agency said it is working to implement the Biden administration’s requirements on using AI , but Hysen said in his letter that security officials may waive those requirements for certain uses. Trump has publicly vowed to repeal Biden’s AI policy when he returns to the White House in January. “DHS uses AI to assist our personnel in their work, but DHS does not use the outputs of AI systems as the sole basis for any law enforcement action or denial of benefits,” a spokesperson for DHS told the AP. Trump has not revealed how he plans to carry out his promised deportation of an estimated 11 million people living in the country illegally. Although he has proposed invoking wartime powers, as well as military involvement, the plan would face major logistical challenges — such as where to keep those who have been detained and how to find people spread across the country — that AI-powered surveillance tools could potentially address. Karoline Leavitt, a spokesperson for Trump, did not answer questions about how they plan to use DHS’ tech, but said in a statement that “President Trump will marshal every federal and state power necessary to institute the largest deportation operation” in American history. Over 100 civil society groups sent a letter on Friday urging the Office of Management and Budget to require DHS to comply with the Biden administration’s guidelines. OMB did not immediately respond to a request for comment. Just Futures Law’s executive director, Paromita Shah, said if immigrants are scored as flight risks, they are more likely to remain in detention, “limiting their ability to prepare a defense in their case in immigration court, which is already difficult enough as it is.” SmartLINK, part of the Intensive Supervision Appearance Program, is run by BI Inc., a subsidiary of the private prison company The GEO Group. The GEO Group also contracts with ICE to run detention centers. ICE is tight-lipped about how it uses SmartLINK’s location feature to find and arrest immigrants. Still, public records show that during Trump’s first term in 2018, Manassas, Virginia-based employees of BI Inc. relayed immigrants’ GPS locations to federal authorities, who then arrested over 40 people. In a report last year to address privacy issues and concerns, DHS said that the mobile app includes security features that “prohibit access to information on the participant’s mobile device, with the exception of location data points when the app is open.” But the report notes that there remains a risk that data collected from people “may be misused for unauthorized persistent monitoring.” Such information could also be stored in other ICE and DHS databases and used for other DHS mission purposes, the report said. On investor calls earlier this month, private prison companies were clear-eyed about the opportunities ahead. The GEO Group’s executive chairman George Christopher Zoley said that he expects the incoming Trump administration to “take a much more aggressive approach regarding border security as well as interior enforcement and to request additional funding from Congress to achieve these goals.” “In GEO’s ISAP program, we can scale up from the present 182,500 participants to several hundreds of thousands, or even millions of participants,” Zoley said. That same day, the head of another private prison company told investors he would be watching closely to see how the new administration may change immigrant monitoring programs. “It’s an opportunity for multiple vendors to engage ICE about the program going forward and think about creative and innovative solutions to not only get better outcomes, but also scale up the program as necessary,” Damon Hininger, CEO of the private prison company CoreCivic Inc. said on an earnings call. GEO did not respond to requests for comment. In a statement, CoreCivic said that it has played “a valued but limited role in America’s immigration system” for both Democrats and Republicans for over 40 years.Schneider Electric introduces safety-focused air circuit breaker 11-30-2024 03:02 PM CET | Business, Economy, Finances, Banking & Insurance Press release from: ABNewswire Global industrial technology leader Schneider Electric has announced the launch of the new MasterPacT MTZ Active as a purpose-built circuit breaker that meets the evolving safety needs of industrial operators inside the switch room. Complementing the existing MasterPacT range, the new model is equipped with the MicroLogic Active controller. This offers superior safety features, including an Energy Reduction Maintenance Setting (ERMS) that enables push-button safety from arc flash. This simple-to-use mechanism ensures business continuity across the industrial supply chain. MasterPacT MTZ Active with MicroLogic Active represents a cost-effective and intuitive solution for manufacturing, mining, critical infrastructure, critical and non-critical buildings. OEMs, panel builders, plant managers, and maintenance professionals can benefit from the simplicity of MasterPacT MTZ with MicroLogic Active, offering seamless integration into legacy facilities and other sites where remote monitoring is not possible, as well as secure data analytics. The design of the new MicroLogic Active was driven by simplicity. Its intuitive interface lets operators see breaker health with one glance using data from built-in monitoring. Furthermore, the controller is equipped with near field communication (NFC) so that operators can download data such as state of health and operating records to inform maintenance plans. This ease-of-use is built upon Schneider Electric's 35-year heritage for circuit breakers that have set the benchmark for safety. Matthew James, Marketing Offer Manager LV & MV Switchgear at Schneider Electric said, "The MasterPacT MTZ Active is not only a game-changer in terms of safety, but also redefines simplicity and usability for our customers. By combining advanced features like ERMS with a user-friendly interface, we're enabling operators to work more confidently, knowing that arc flash safety is accessible at the push of a button." Key features of the MasterPacT MTZ Active include: - Energy Reduction Maintenance Setting (ERMS) - providing a significant upgrade in local arc flash mitigation. A single push button enables the trip unit to increase sensitivity to arc faults, rapidly isolating faults to reduce the risk and severity of arc flash incidents during maintenance or inspections - New Micrologic Active trip unit interface - delivering a more intuitive and user-friendly experience. This enhanced UI streamlines operations and simplifies interaction for contractors and consultants, ensuring smooth integration into electrical infrastructure projects - Built-in current monitoring that delivers real-time data locally for better decision-making and maintenance planning - Near Field Communication (NFC) for operators to download data on asset health and tripping records when in close proximity to the electrical panel Wherever power is used in industry, there is a need for reliability, to protect workers, machines, process continuity and electrical infrastructure from faults and arc flash. The MasterPacT MTZ Active is designed to analyse circuit conditions continuously and open the circuit breaker to ensure rapid response and minimise disruption, while it is based on high-performance materials to ensure reliable breaking performance. Any electrical equipment has the potential to result in costly downtime that varies from sector to sector, making circuit protection an essential component for businesses looking to use every energy resource effectively. The MasterPact MTZ Active is engineered to deliver Schneider Electric's hallmarks of sustainability, innovation, and safety for critical industrial applications including data centres, commercial buildings, and heavy industrial plants. Media Contact Company Name: ABC Private Limited Contact Person: Media Relations Email:Send Email [ https://www.abnewswire.com/email_contact_us.php?pr=schneider-electric-introduces-safetyfocused-air-circuit-breaker ] Country: India Website: https://www.se.com/in/en/ This release was published on openPR.
