jogo do fortune rabbit

Elon Musk wants to block the transfer of InfoWars’ X accounts to The OnionMike Mitchell Jr. leads hot-shooting Minnesota over Morgan StateI n June, Raman Bhatia walked into the fifth-floor office at Starling Bank’s headquarters in east London with a clean slate. It was set to be an antidote to a turbulent two years steering his former employer, Ovo, through an energy crisis and fines for overcharging customers . At the digital-only challenger bank, where he was taking over from the founder, Anne Boden, things looked more rosy, with a possible stock market listing on the horizon. He began his term by rubbing shoulders with new Labour ministers in No 10’s rose garden , and charming staff during a tour of Starling offices in Cardiff, London and Southampton. But autumn brought the honeymoon to an abrupt end. In October, Starling was hit with a £29m fine for “shockingly lax” financial crime controls , which the City regulator said had left the financial system “wide open to criminals and those subject to sanctions”. It threatened to take a hefty chunk out of Starling’s 2024 profits, and raised questions over the bank’s vehement defence of its customer screening process two years earlier when a former fraud minister challenged the bank’s handling of Covid loan applications. It meant that when Bhatia addressed a London banking conference at the start of December, one of the first questions he was asked was not about Starling’s bright future but its recent failings. Starling once seemed poised for unwavering success. It was part of a trio of online-only neo-banks, alongside Revolut and Monzo, which emerged in the mid-2010s to disrupt traditional banking. Boden, a former Royal Bank of Scotland executive, presented Starling as a grown-up among the upstarts, with 30 years of banking experience and £48m of seed funding from the reclusive Austrian billionaire Harald McPike. Not everyone agreed with her leadership style – as illustrated by a staff rebellion that led to a former colleague launching a rival, Monzo. But in 2016, two years after its launch, Starling clinched a coveted UK banking licence, allowing it to hold its own customers’ deposits and issue lucrative loans. It would take Monzo another year, and Revolut until 2024 , to do the same. And although the pandemic loomed, the government-backed schemes that followed would fuel Starling’s growth: it was among a number of smaller lenders that eagerly queued to distribute bounce-back loans (BBLs). Meant to support businesses during lockdown, banks offered companies loans of up to £50,000 at 2.5% interest, but carried little risk, with taxpayers picking up 100% of losses if borrowers defaulted. Large banks restricted BBLs to their own customers. But challengers such as Starling opened applications to new clients and experienced exponential growth as a result. The bank had only issued £23m of its own loans before the pandemic in November 2019, but had distributed £1.6bn in BBLs by the time the scheme closed in March 2021. Meanwhile, its business customer base swelled from 87,000 to 330,000: equivalent to onboarding 15,000 a month. High street banks, by comparison, were onboarding 1,500 to 8,000 on average. Starling – which had 1,245 staff at the time – credited the feat to its cutting-edge tech. , a feat that the bank – which had 1,245 staff at the time– chalked up to its cutting-edge tech. Within months, it was toasting its first annual profit. Not everyone was celebrating. In May 2022, Lord Agnew, a former Treasury minister with an anti-fraud brief, accused Starling of acting against taxpayers’ interests and using BBLs as a “cost-free marketing exercise to build their loan book and so their company valuation”. He added that the bank was “one of the worst when it came to validating the turnover of businesses or submitting suspicious activity reports”. Boden was incensed. She accused Agnew of making “defamatory statements” and threatened to take legal action against the Tory peer, and said the bank had reported his comments to regulators. She also insisted Starling was one of the “most active and effective banks fighting fraud”. In the background, the Financial Conduct Authority (FCA) had been raising serious concerns about Starling’s financial crime controls. In late 2020, during a sample review of challenger banks, the watchdog said it had “identified several issues” with Starling’s anti-money-laundering and financial sanctions controls, as well as its governance and oversight. But this would not have been news to some, at least, of Starling’s management. In 2018, an internal audit report had identified “several significant gaps” in Starling’s financial crime procedures. However, those shortcoming were not adequately conveyed to either Starling’s board or the regulator, FCA documents said. The regulator flagged “wide-ranging concerns” in a letter to Starling bosses in March 2021, just as the BBL programme was winding down, but further tests found problems in Starling’s client screening. By September, Starling had agreed to a VREQ – or voluntary requirement – that banned it from processing applications for any high-risk customers while it improved controls. Sign up to Observed Analysis and opinion on the week's news and culture brought to you by the best Observer writers after newsletter promotion Months passed. In July 2022, Starling realised that a key check was not working properly. It meant that nearly 300 customers who had previously been booted out of the bank for “financial crime reasons” had been able to reopen accounts. By November, Starling’s financial crime rating was raised to “red”. And two months later, in January 2023, it found that an automated screening system had only been checking against a partial list of individuals under sanctions since 2017. Starling ultimately breached the VREQ, opening 54,000 accounts for 49,183 high-risk customers between September 2021 and November 2023, earning £900,000 in interest and fees along the way. An external consultancy later chalked up the failings to an inexperienced management team that lacked sufficient anti-money laundering and regulatory expertise. Engineering teams, given responsibility for upgrading the systems and controls, were not told of the existence of the regulator’s order. It was only in April this year that Starling managed to go a full month without breaking the rules. The VREQ remains in place today. The regulator did not refer to the BBL scheme in its report. But Agnew revived his concerns in October. The digital bank has so far claimed £94m of taxpayer money through the BBL scheme on loans that were later flagged for fraud, a figure only surpassed by the four largest high street banks. “The government should consider the FCA’s findings and examine whether there needs to be a clawback on any of the taxpayer funds paid to Starling to cover fraud losses,” Agnew told the Times . The new revelations have undoubtedly hurt Starling’s reputation and kicked the prospect of a stock market listing – and payouts to investors such as Goldman Sachs and McPike – down the road. “It makes it harder to ‘sell the story’ to investors,” said John Cronin, an independent banking analyst and founder of SeaPoint Insights. “I would be surprised to see a successful IPO within the next two to three years,” he added. Boden stepped down as chief executive in 2023 citing a “conflict of interest” between being a boss and a large shareholder, leaving Bhatia to weather the storm. Starling said: “We fully accept and have apologised for the FCA’s findings. Their fine related solely to breaches of the VREQ and to sanctions controls. The loans issued during the Covid crisis were to a small proportion of our new customers. In line with other banks, we were supporting the government’s efforts to keep the economy alive and small business owners active. “We’re moving forward with plans for new products and services and are excited about the prospects for 2025.” Boden and the Treasury declined to comment.

Robinson won't appear at Trump's North Carolina rally after report on online posts, AP sources sayTerry Bradshaw butt of the joke on FOX NFL Sunday as he's hilariously roasted

US stock indices pushed to fresh records Tuesday, shrugging off tariff threats from President-elect Donald Trump while European equities retreated. Trump, who doesn't take office until January 20, made his threat in social media posts Monday night, announcing huge import tariffs against neighbors Canada and Mexico and also rival China if they do not stop illegal immigration and drug smuggling. Both the Dow and S&P 500 notched all-time highs, with investors regarding the incoming president's words as a bargaining chip. "In theory, higher tariffs should not be good news for stocks. But, you know, I think the market's chosen to think of (it) as a negotiating tactic," said Steve Sosnick of Interactive Brokers. "You have bullish sentiment," said LBBW's Karl Haeling. "People are tending to look at things as positively as possible." But General Motors, which imports autos from Mexico to the United States, slumped 9.0 percent, while rival Ford dropped 2.6 percent. Overseas bourses were also buffeted by the news. European stocks followed losses in Asia, despite Trump excluding Europe as an immediate target for tariffs. "These are his first direct comments on tariffs and tariff levels since becoming president-elect, and they have roiled markets," said Kathleen Brooks, research director at XTB trading group, ahead of the Wall Street open. "It is early days, and there are plenty of opportunities for Trump to direct his attention to Europe down the line," Brooks added. The US dollar rallied against its Canadian equivalent, China's yuan and Mexico's peso, which hit its lowest level since August 2022. In other economic news, the Conference Board's consumer confidence index rose to 111.7 this month, up from 109.6 in October, boosted by greater optimism surrounding the labor market. "November's increase was mainly driven by more positive consumer assessments of the present situation, particularly regarding the labor market," said Dana Peterson, chief economist at The Conference Board. Pantheon Macroeconomics chief US economist Samuel Tombs added in a note that the increase in consumer confidence overall "likely was driven by euphoria among Republicans." "The index also jumped in late 2016, when Mr. Trump was elected for the first time," he said. Federal Reserve meeting minutes showed policy makers expect inflation to keep cooling, signaling a gradual approach to interest rate cuts if price increases ease further and the job market remains strong. New York - Dow: UP 0.3 percent at 44,860.31 (close) New York - S&P 500: UP 0.6 percent at 6,021.63 (close) New York - Nasdaq: UP 0.6 percent at 19,174.30 (close) London - FTSE 100: DOWN 0.4 percent at 8,258.61 (close) Paris - CAC 40: DOWN 0.9 percent at 7,194.51 (close) Frankfurt - DAX: DOWN 0.6 percent at 19,295.98 (close) Tokyo - Nikkei 225: DOWN 0.9 percent at 38,442.00 (close) Hong Kong - Hang Seng Index: FLAT at 19,159.20 (close) Shanghai - Composite: DOWN 0.1 percent at 3,259.76 (close) Euro/dollar: DOWN at $1.0482 from $1.0495 on Monday Pound/dollar: DOWN at $1.2567 from $1.2568 Dollar/yen: DOWN at 153.06 yen from 154.23 yen Euro/pound: DOWN at 83.41 pence from 83.51 pence Brent North Sea Crude: DOWN 0.3 percent at $72.81 per barrel West Texas Intermediate: DOWN 0.3 percent at $68.77 per barrel bur-jmb/st

Running back Saquon Barkley’s first season with the Eagles has been a massive success and it now occupies a prominent spot in the team’s record book. Barkley set the franchise’s single-season rushing mark when he moved past the 1,607-yard mark on a 9-yard-run in the fourth quarter of Sunday’s 22-16 win over the Panthers. LeSean McCoy set that record in 2013, but Barkley needed just 12-plus games to pass him and he finished the day with 1,623 yards. “I think it’s pretty cool , the most important thing was getting a win, and we got the win,” Barkley said, via the team’s website. “Being a fan of Shady growing up and seeing the spectacular things he was able to do with the ball in his hands and to be able to mentioned with him definitely means a lot. Gotta give credit to the guys up front. They’ve made my job a lot easier so far this year. Hopefully, it will continue.” Barkley’s 124-yard day has him on pace to finish with 2,122 rushing yards for the season. That would set a new single-season record for the entire league — Eric Dickerson set the mark in a 16-game season in 1984 — and it will be something for Barkley to shoot for over the final four weeks.Hong Kong IPO market stages comeback after dismal 2023

What a merger between Nissan and Honda means for the automakers and the industry

Hong Kong IPO market stages comeback after dismal 2023

Longest-lived US president was always happy to speak his mindC ricketer (England, 18 years old) By Steve James A couple of years ago Martin Speight, once a fine cricketer himself but now probably better known as Harry Brook’s coach and mentor, mentioned to me a young left-arm bowler at his school, Sedbergh (he is now at Repton). “She is unbelievably good,” he said. And “two-metre Mahika” as they call her, certainly is good. She is rare in the women’s game too, a tall left-arm swing bowler (she is 6ft 4in), who, as England men’s bowling coach James Anderson says, has “a really nice action and swings the ball back in from that height, which makes it very difficult to play”. Injury and school A-levels scuppered her 2024 season but, now with an England central contract,

BEIRUT (AP) — In 2006, after a bruising monthlong war between Israel and Lebanon’s powerful Hezbollah militant group, the United Nations Security Council unanimously voted for a resolution to end the conflict and pave the way for lasting security along the border. But while there was relative calm for nearly two decades, Resolution 1701’s terms were never fully enforced. Now, figuring out how to finally enforce it is key to a U.S.-brokered ceasefire deal approved by Israel on Tuesday. In late September, after nearly a year of low-level clashes , the conflict between Israel and Hezbollah spiraled into all-out war and an Israeli ground invasion . As Israeli jets pound deep inside Lebanon and Hezbollah fires rockets deeper into northern Israel, U.N. and diplomatic officials again turned to the 2006 resolution in a bid to end the conflict. Years of deeply divided politics and regionwide geopolitical hostilities have halted substantial progress on its implementation, yet the international community believes Resolution 1701 is still the brightest prospect for long-term stability between Israel and Lebanon. Almost two decades after the last war between Israel and Hezbollah, the United States led shuttle diplomacy efforts between Lebanon and Israel to agree on a ceasefire proposal that renewed commitment to the resolution, this time with an implementation plan to try to bring the document back to life. In 2000, Israel withdrew its forces from most of southern Lebanon along a U.N.-demarcated “Blue Line” that separated the two countries and the Israeli-annexed Golan Heights, which most of the world considers occupied Syrian territory. U.N. peacekeeping forces in Lebanon, known as UNIFIL , increased their presence along the line of withdrawal. Resolution 1701 was supposed to complete Israel’s withdrawal from southern Lebanon and ensure Hezbollah would move north of the Litani River, keeping the area exclusively under the Lebanese military and U.N. peacekeepers. Up to 15,000 U.N. peacekeepers would help to maintain calm, return displaced Lebanese and secure the area alongside the Lebanese military. The goal was long-term security, with land borders eventually demarcated to resolve territorial disputes. The resolution also reaffirmed previous ones that call for the disarmament of all armed groups in Lebanon — Hezbollah among them. “It was made for a certain situation and context,” Elias Hanna, a retired Lebanese army general, told The Associated Press. “But as time goes on, the essence of the resolution begins to hollow.” For years, Lebanon and Israel blamed each other for countless violations along the tense frontier. Israel said Hezbollah’s elite Radwan Force and growing arsenal remained, and accused the group of using a local environmental organization to spy on troops. Lebanon complained about Israeli military jets and naval ships entering Lebanese territory even when there was no active conflict. “You had a role of the UNIFIL that slowly eroded like any other peacekeeping with time that has no clear mandate,” said Joseph Bahout, the director of the Issam Fares Institute for Public Policy at the American University of Beirut. “They don’t have permission to inspect the area without coordinating with the Lebanese army.” UNIFIL for years has urged Israel to withdraw from some territory north of the frontier, but to no avail. In the ongoing war, the peacekeeping mission has accused Israel, as well as Hezbollah , of obstructing and harming its forces and infrastructure. Hezbollah’s power, meanwhile, has grown, both in its arsenal and as a political influence in the Lebanese state. The Iran-backed group was essential in keeping Syrian President Bashar Assad in power when armed opposition groups tried to topple him, and it supports Iran-backed groups in Iraq and Yemen. It has an estimated 150,000 rockets and missiles, including precision-guided missiles pointed at Israel, and has introduced drones into its arsenal . Hanna says Hezbollah “is something never seen before as a non-state actor” with political and military influence. Israel's security Cabinet approved the ceasefire agreement late Tuesday, according to Prime Minister Benjamin Netanyahu's office. The ceasefire is set to take hold at 4 a.m. local time Wednesday. Efforts led by the U.S. and France for the ceasefire between Israel and Hezbollah underscored that they still view the resolution as key. For almost a year, Washington has promoted various versions of a deal that would gradually lead to its full implementation. International mediators hope that by boosting financial support for the Lebanese army — which was not a party in the Israel-Hezbollah war — Lebanon can deploy some 6,000 additional troops south of the Litani River to help enforce the resolution. Under the deal, an international monitoring committee headed by the United States would oversee implementation to ensure that Hezbollah and Israel’s withdrawals take place. It is not entirely clear how the committee would work or how potential violations would be reported and dealt with. The circumstances now are far more complicated than in 2006. Some are still skeptical of the resolution's viability given that the political realities and balance of power both regionally and within Lebanon have dramatically changed since then. “You’re tying 1701 with a hundred things,” Bahout said. “A resolution is the reflection of a balance of power and political context.” Now with the ceasefire in place, the hope is that Israel and Lebanon can begin negotiations to demarcate their land border and settle disputes over several points along the Blue Line for long-term security after decades of conflict and tension.Acting President and Finance Minister Choi Sang-mok speaks during a National Security Council meeting at Government Complex in Seoul, Friday, following the National Assembly's impeachment of former acting President Han Duck-soo. Yonhap By Lee Yeon-woo Korea's bond market has remained stable, even in the aftermath of a brief imposition of martial law that rattled other exchanges, leading to a sharp weakening of the won against the U.S. dollar and increased volatility in the domestic stock market . However, with projections indicating an inevitable supplementary budget next year, concerns are growing over the potential spillover of economic uncertainties into the bond market. "Currently, the bond market's focus is on the supplementary budget," Eugene Securities analyst Kim Ji-na said. "Next year's supplementary budget is expected to further strain the supply of long-term bonds." The amount of government bond issuance anticipated next year already reached a record-high of 197.6 trillion won. In addition, the government plans to issue up to 20 trillion won in won-denominated foreign exchange stabilization bonds to bolster external credibility and stabilize the currency market. As a significant portion of the supplementary budget will be financed through government bond issuance, this additional supply is expected to place further pressure on the bond market. The increase in government bond issuance could drive up bond yields, raising borrowing costs for businesses and households in need of essential funds. Kim noted that while a supplementary budget itself is not unprecedented and would not surprise the market, the key issues are the amount and the timing of its implementation. "The upcoming supplementary budget could exceed 10 trillion won, driven by the political imperative of stabilizing livelihoods and the need to defend against economic growth falling below 1 percent. Depending on the next ruling party, it may not be limited to a single round," Kim said. Calls for a supplementary budget in 2025 gained momentum as the country's economy continues to struggle. Some indicators, including the won weakening to the 1,480 level against the dollar, are reminiscent of the global financial crisis of 2008. The finance ministry is projecting just 1 percent economic growth next year. The finance ministry has officially opposed a supplementary budget, citing concerns over fiscal sustainability. Instead, it plans to front-load 75 percent of the total budget , or 431 trillion won, in the first half of next year. "I agree with the perception that the government needs to take an active role given the struggles of the public and uncertainties both at home and abroad," acting President and Finance Minister Choi Sang-mok said at a press meeting, Dec. 23. "However, the current budget must be executed first, so I will prioritize its execution ." Many experts believe a super supplementary budget worth tens of trillions of won will ultimately be implemented to support the sluggish economy. "Given the domestic economic uncertainties and external tariff risks, a supplementary budget amounting to 1.1 percent of gross domestic product will be necessary to ease fiscal shortages in 2025," Citi Korea Chief Economist Kim Jin-wook said. "We expect 10 to 15 trillion won to be allocated in the first quarter of next year, with an additional 15 to 20 trillion won following a presidential election in the second half of next year."

Prices involve a lot of psychology. That's why retailers roll out 3-for-1 discounts, promote offers to buy one get one free, and round prices down to end in 99 cents. Similarly, a high-priced stock can dampen an investor's enthusiasm. After all, would you rather have five shares of a stock, each worth $100, or half a share that is worth $500? I think most people would choose the former. With that in mind, let's examine a few high-priced stocks that investors are hoping will execute a stock split in 2025. Fair Issac When I put together a similar list of anticipated stock splits one year ago , Fair Issac ( FICO -1.23% ) was at the top of my list. And while my other two choices ( Nvidia and Chipotle Mexican Grill ) did split their shares in 2024, Fair Issac didn't. Nevertheless, it turned in a fantastic year, as its shares have rallied almost 80% as of this writing. However, that leaves Fair Issac shares priced at more than $2,000 a share. The company's most recent stock split came more than 20 years ago, and at this point, the company could easily perform a significant split, perhaps as much as a 20-to-1, bringing its share price down to around $100 a share. At any rate, investors should keep an eye on this credit rating juggernaut. With its asset-light business model, the company generates excellent profitability, with gross margins around 80% and operating margins above 43%. Moreover, Fair Issac has steadily grown its revenue from $1.2 billion to $1.7 billion over the last five years, representing yearly growth of about 8%. In other words, this under-the-radar financial mainstay is an excellent business, stock split or not. Netflix A few years ago, another stock split seemed out of the question for Netflix ( NFLX -1.80% ) . Shares tumbled nearly 75% in the first half of 2022, bottoming near $166. Yet, since then, the company and its stock have come roaring back. Shares have recently crossed the $900 mark, as revenue and profits have reached all-time highs. That has investors wondering whether the company might announce its first stock split since 2015. I think Netflix will announce a stock split, perhaps as much as a 10-for-1 split at some point in 2025. Meanwhile, the company remains a solid investment. The addition of an advertising tier , along with the company's crackdown on password sharing , has pushed Netflix's operating margin to an all-time high of 25.7%. NFLX Operating Margin (TTM) data by YCharts What's more , the company has emerged as the big winner in the streaming wars. According to November data provided by Nielsen, streaming video now accounts for over 41% of all viewing hours. And of that 41%, Netflix now accounts for 7.7% of all streaming hours, trailing only YouTube (10.8%). Meanwhile, key Netflix competitors like Amazon 's Prime Video (3.7%), Hulu (2.9%), and Disney + (1.9%) remain way behind. As a result, Netflix's stock could continue surging in 2025 -- and perhaps make a stock split even more likely. Tesla Finally, there's Tesla ( TSLA -4.95% ) . It was a mostly lackluster year for Tesla shares -- until Election D ay . Yet, once Donald Trump was named the winner of the election , Tesla shares skyrocketed, thanks to Elon Musk's close ties to the incoming president. As of this writing, Tesla shares are priced at over $450 a share, making them ripe for a potential stock split in 2025. Tesla's most recent stock split was a 3-for-1 split carried out in 2022. When that stock split was first announced in June 2022, shares were trading around $700. Therefore, it's possible the company might consider a 2-for-1 split if shares were to reach and hold the $500 level in 2025. In any event, investors may want to consider Tesla for a few reasons. Obviously, the stock has gotten a bump thanks to Musk's key role within the incoming Trump administration, but there are other reasons, too. The company appears close to deploying some form of autonomous driving along with robotaxis in Austin, Texas. It's another sign that the company may be about to unlock new value propositions that Tesla investors have long hoped for. In addition, some analysts are even more excited by the company's humanoid robot, Optimus. Given recent advancements in artificial intelligence technology, humanoid robots could soon become mainstays in any number of labor-intensive jobs. That presents another potentially lucrative market for Tesla to explore in the coming years. Tesla stock is once again approaching levels at which a stock split is plausible. And even more importantly, the company appears to be firing on all cylinders.

No. 2 UConn falls again in Maui, losing 73-72 to Colorado on Jakimovski's off-balance layup

Grasping at playoff hopes, Dolphins face downtrodden Browns

Mass. Legislature brushes aside Diana DiZoglio’s audit attempt until ballot question takes effect