how to play fortune rabbit All you have to do to become a South Dakota resident is spend one night. Stay in a campground or hotel and then stop by one of the businesses that specialize in helping people become South Dakotans, and they’ll help you do the paperwork to gain residency in a state with no income tax and relatively cheap vehicle registration. The system brings in extra government revenue through vehicle fees and offers refuge to full-time travelers who wouldn’t otherwise have a permanent address or a place to vote. And that’s the problem. State leaders are at a stalemate between those who say people who don’t really live in South Dakota shouldn’t be allowed to vote in local elections and those who say efforts to impose a longer residency requirement for voting violate the principle that everyone gets to vote. And at least one state has gotten wind that its residents might be avoiding high income taxes with easy South Dakota residency and is investigating. Catering to the nomadic lifestyle Easy South Dakota residency for nomads has become an enterprising opportunity for businesses such as RV parks and mail forwarders. “That’s the primary concept here, is the people that have given up their sticks and bricks and now are on wheel estate, we call it, and they’re full-time traveling,” said Dane Goetz, owner of the Spearfish-based South Dakota Residency Center, which caters to full-time travelers. “They need a place to call home, and we provide that address for them to do that, and they are just perpetually on the move.” Goetz estimated more than 30,000 people are full-time traveler residents of South Dakota, but the actual number is unclear. The state Department of Public Safety, which handles driver licensing, says it doesn't track the number of full-time traveler applications. Officials of the South Dakota Secretary of State's Office did not respond to emailed questions or a phone message seeking the state's tally of full-time travelers registered to vote. The office is not responsible for enforcing residency requirements, Division of Elections Director Rachel Soulek said. READ: Victor Robledo, his wife and their five kids hit the road a decade ago in a 28-foot (8.5-meter) motorhome to seek adventure and ease their high cost of living in Southern California . They found South Dakota to be an opportunity to save money, receive mail and “take a residency in a state that really nurtures us,” he said. They filed for residency in 2020. “It was as simple as coming into the state, staying one night in one of the campgrounds, and once we do that, we bring in a receipt to the office, fill out some paperwork, change our licenses. I mean, really, you can blow through there — gosh, 48 hours,” Robledo said. Residency rules spark election concerns Residency becomes thorny around voting. Some opponents don’t want people who don’t physically live in South Dakota to vote in its elections. “I don’t want to deny somebody their right to vote, but to think that they can vote in a school board election or a legislative election or a county election when they’re not part of the community, I’m troubled by that,” said Democratic Rep. Linda Duba, who cited 10,000 people or roughly 40% of her Sioux Falls constituents being essentially mailbox residents. She likes to knock on doors and meet people but said she is unable to do “relationship politics” with travelers. The law the Republican-controlled Legislature passed in 2023 added requirements for voter registration, including 30 days of residency — which don't have to be consecutive — and having “an actual fixed permanent dwelling, establishment, or any other abode to which the person returns after a period of absence.” The bill's prime sponsor, Republican Sen. Randy Deibert, told a Senate panel that citizens expressed concerns about “people coming to the state, being a resident overnight and voting (by) absentee ballot or another way the next day and then leaving the state.” Those registered to vote before the new law took effect remain registered, but some who tried to register since its passage had trouble. Dozens of people recently denied voter registration contacted the American Civil Liberties Union of South Dakota, according to the chapter’s advocacy manager, Samantha Chapman. Durational residency requirements for voting are, in general, unconstitutional because such restrictions interfere with the interstate right to travel, said David Schultz, a Hamline University professor of political science and a professor of law at the University of St. Thomas. “It’s kind of this parochialism, this idea of saying that only people who are really in our neighborhood, who really live in our city have a sufficient stake in it, and the courts have generally been unsympathetic to those types of arguments because, more often than not, they’re used for discriminatory purposes,” he said. State lawmakers at odds over residency law Earlier this year, the Legislature considered a bill to roll back the 2023 law. It passed the Senate but stalled in the House. During a House hearing on that bill, Republican Rep. Jon Hansen asked one full-time traveler when he was last in South Dakota and when he intends to return. The man said he was in the state a year earlier but planned to return in coming months. Another man who moved from Iowa to work overseas said he had not lived “for any period of time, physically” in South Dakota. “I don’t think we should allow people who have never lived in this state to vote in our state,” Hansen said. Republican Sen. David Wheeler, an attorney in Huron, said he expects litigation would be what forces a change. It's unlikely a change to the 30-day requirement would pass the Legislature now, he said. “It is a complicated topic that involves federal and state law and federal and state voting rights, and it is difficult to bring everybody together on how to appropriately address that,” Wheeler said. Out-of-state residents may see tax benefits More than 1,600 miles (2,500 kilometers) east, Connecticut State Comptroller Sean Scanlon has asked prosecutors to look into whether some state employees who live in Connecticut may have skirted their tax obligations by claiming to be residents of South Dakota. Connecticut has a graduated income tax rate of 3.0% to 6.99%. Connecticut cities and towns also impose a property tax on vehicles. South Dakota has none. Scanlon and his office, which administers state employee retiree benefits, learned from a Hartford Courant columnist in September that some state retirees might be using South Dakota’s mail-forwarding services for nefarious reasons. Asked if there are concerns about other Connecticut taxpayers who are not state retirees possibly misusing South Dakota’s lenient residency laws, the Department of Revenue Services would only say the agency is “aware of the situation and we’re working with our partners to resolve it.” A South Dakota legislative panel broached the residency issue as recently as August, a meeting in which one lawmaker called the topic “the Gordian knot of politics.” “It seems like it’s almost impossible to come to some clear and definitive statement as to what constitutes a residency with such a mobile population with people with multiple homes and addresses and political boundaries that are easy to see on a map but there’s so much cross-transportation across them,” Republican Sen. Jim Bolin said. ___ Dura reported from Bismarck, North Dakota . Associated Press Writer Susan Haigh in Hartford, Connecticut, contributed to this report. Copyright 2024 The Associated Press . All rights reserved. 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Sirius XM Holdings Inc. stock underperforms Thursday when compared to competitorsSACRAMENTO, Calif. — California, home to some of the largest technology companies in the world, would be the first U.S. state to require mental health warning labels on social media sites if lawmakers pass a bill introduced Monday. The legislation sponsored by state Attorney General Rob Bonta is necessary to bolster safety for children online, supporters say, but industry officials vow to fight the measure and others like it under the First Amendment. Warning labels for social media gained swift bipartisan support from dozens of attorneys general, including Bonta, after U.S. Surgeon General Vivek Murthy called on Congress to establish the requirements earlier this year, saying social media is a contributing factor in the mental health crisis among young people. “These companies know the harmful impact their products can have on our children, and they refuse to take meaningful steps to make them safer,” Bonta said at a news conference Monday. “Time is up. It’s time we stepped in and demanded change.” State officials haven't provided details on the bill, but Bonta said the warning labels could pop up once weekly. Up to 95% of youth ages 13 to 17 say they use a social media platform, and more than a third say that they use social media “almost constantly,” according to 2022 data from the Pew Research Center. Parents’ concerns prompted Australia to pass the world’s first law banning social media for children under 16 in November. “The promise of social media, although real, has turned into a situation where they’re turning our children’s attention into a commodity,” Assemblymember Rebecca Bauer-Kahan, who authored the California bill, said Monday. “The attention economy is using our children and their well-being to make money for these California companies.” Lawmakers instead should focus on online safety education and mental health resources, not warning label bills that are “constitutionally unsound,” said Todd O’Boyle, a vice president of the tech industry policy group Chamber of Progress. “We strongly suspect that the courts will set them aside as compelled speech,” O’Boyle told The Associated Press. Victoria Hinks' 16-year-old daughter, Alexandra, died by suicide four months ago after being “led down dark rabbit holes” on social media that glamorized eating disorders and self-harm. Hinks said the labels would help protect children from companies that turn a blind eye to the harm caused to children’s mental health when they become addicted to social media platforms. “There's not a bone in my body that doubts social media played a role in leading her to that final, irreversible decision,” Hinks said. “This could be your story." Common Sense Media, a sponsor of the bill, said it plans to lobby for similar proposals in other states. California in the past decade has positioned itself as a leader in regulating and fighting the tech industry to bolster online safety for children. The state was the first in 2022 to bar online platforms from using users’ personal information in ways that could harm children. It was one of the states that sued Meta in 2023 and TikTok in October for deliberately designing addictive features that keep kids hooked on their platforms. Gov. Gavin Newsom, a Democrat, also signed several bills in September to help curb the effects of social media on children, including one to prohibit social media platforms from knowingly providing addictive feeds to children without parental consent and one to limit or ban students from using smartphones on school campus. Federal lawmakers have held hearings on child online safety and legislation is in the works to force companies to take reasonable steps to prevent harm. The legislation has the support of X owner Elon Musk and the President-elect’s son, Donald Trump Jr . Still, the last federal law aimed at protecting children online was enacted in 1998, six years before Facebook’s founding. See more coverage of top California stories here | Download our app | Subscribe to our morning newsletter

Swisscontact in collaboration with The Daily Star organised a roundtable titled 'Implementation of GRI (Global Reporting Initiatives) Standards in RMG sector of Bangladesh' on October 24, 2024. Here we publish a summary of the discussion. Mujibul Cezanne Hasan , Country Director, Swisscontact Safeguarding our planet is essential to ensuring the sustainability of businesses and achievements in the long term—not just in Bangladesh but on a global scale. It is encouraging to see growing awareness and interest, especially regarding the RMG sector's compliance and its readiness to embrace necessary changes for the future. Over time, people increasingly recognise the importance of protecting the planet while pursuing growth. Sustainability is not merely a cost but an investment that will sustain our development and unlock new opportunities. This approach not only enhances competitiveness but also reduces costs in various ways. Moreover, the millions of women and men employed in the RMG sector, alongside entrepreneurs and government agencies, must work collaboratively to foster an environment where the sector can thrive. We are playing a catalytic role in advancing the sector through joint collaboration, with the ultimate goal of enabling it to progress independently. Our aim is to gain fresh perspectives and translate these insights into programme design, implementation roadmaps, and future strategies by bringing all stakeholders to the table. Mohammad Monower Hussain , Head of Sustainability, Team Group (Keynote Presentation) Bangladesh's RMG industry began in 1978 with a consignment worth just $12,000. Today, the industry exports nearly $47 billion annually, marking exponential growth. It is remarkable how stakeholders have navigated this journey. Although the early phase was largely unplanned, the industry's unique selling proposition (USP) has made it resilient over time. The sector has weathered significant challenges, such as the MFA quota phase-out and the Rana Plaza disaster. Yet, Bangladeshi entrepreneurs have consistently risen to these challenges, much like a phoenix. In addition to its substantial contribution to the national economy, Bangladesh's RMG industry is now the second-largest RMG exporter globally. At this stage, Environmental, Social, and Governance (ESG) principles are no longer optional in the global business landscape. Legal frameworks now require comprehensive reporting on sustainability initiatives, supported by evidence and data. The global apparel supply chain is inherently complex, encompassing raw material networks, textile companies, garment manufacturers, brands, buying houses, trading companies, and a variety of retail formats. At every stage, stringent regulatory systems ensure traceability from fibres, fabrics, and chemicals to finished products. Germany's Supply Chain Due Diligence Act, for example, mandates full traceability of export products from Bangladesh. This legal framework imposes punitive measures on non-compliant companies, affecting not only the registered brands in countries like Germany, Switzerland, and the Netherlands but also their entire supply chains. Compliance now requires a proactive, risk-based approach rather than reliance on corrective action plans or audits. Non-compliance triggers immediate consequences, signifying a shift from "soft" to "hard" law. A unified and collaborative approach across the supply chain is essential to address these challenges. Globally, major markets, including the EU, US, UK, Canada, China, and India, are enforcing rigorous regulations on climate reporting, diversity, equity, inclusion, supply chain due diligence, and the circular economy. Meeting these standards now demands concrete, measurable ESG actions, with transparency and accountability embedded across the supply chain. The evolution of ESG regulations has shifted sustainability reporting from voluntary to mandatory. For Bangladesh, with the EU accounting for 73% of its RMG exports, these regulatory shifts are highly significant. Compliance not only enhances competitiveness but also aligns with consumer preferences, as 66% of global consumers—and 73% of millennials—are willing to pay more for sustainable products supported by data. As Bangladesh approaches its LDC graduation in 2026, the RMG sector faces critical challenges. These include ESG compliance, climate action requirements, the EU's circular economy goals, and market dynamics such as automation, nearshoring, and global geopolitics. Despite its leadership in sustainable garment manufacturing, with 230 LEED-certified factories, transitioning to compliance-based ESG standards remains vital to safeguarding global market access and maintaining economic momentum post-LDC graduation. Initiatives like BGMEA's Responsible Business Hub (RBH) and the digital ESG data platform, developed with support from GIZ and UNDP, are significant steps forward. Partnerships with organisations such as the Embassies of the Netherlands and Denmark and major global brands have launched projects like PACT, benefiting around 500 factories. Associations like BGMEA and BKMEA possess valuable resources, such as the Textile Technology Business Center (TTBC) and RBH, which can be leveraged for training. Academic institutions should also contribute through short courses and research to bolster ESG expertise across the industry. Michael Klode , Project Manager, Programme for Sustainability in the Textile and Leather Sector (STILE), GIZ The governance aspect of ESG increasingly appeals to investors and the financial sector, marking a shift from a profit-only focus. Research indicates that companies prioritising these aspects tend to perform better financially and achieve greater success in stock markets. In Bangladesh, the Dhaka and Chattogram Stock Exchanges have mandated GRI reporting, but these obligations are yet to be fully implemented. In collaboration with BGMEA and BKMEA, we supported the development of the industry's first sustainability report and are now working on the second. A significant challenge, however, lies in data sharing, as individual producers are often reluctant to disclose key performance indicators. To address this, we need a system that recognises and rewards transparency efforts while providing appropriate incentives to encourage openness. Dr. Khondaker Golam Moazzem , Research Director, Center for Policy Dialogue (CPD) In Bangladesh, the focus on ESG should shift to SGE, given our ongoing struggles with social issues. Progress in workers' organisations and trade unions remains limited, which hampers our ability to address worker-related challenges effectively. Industry associations must recognise the need for support and guidance as new compliance requirements emerge, addressing not only environmental and human rights concerns but also corporate governance. Many factories supplying online platforms operate outside industry associations and fail to meet safety standards. Addressing this emerging sector and ensuring compliance with international labour standards will be a key challenge. Thijs Woudstra, Deputy Head of Mission, Head of Cooperation, and Head of Economics, the Netherlands Embassy in Dhaka The RMG sector is both significant and highly competitive. Within two years, Bangladesh will transition from development partnerships to equal trade partnerships, necessitating adherence to shared rules and regulations. The GRI framework plays a crucial role in facilitating data collection and transparency, ensuring compliance with the EU's ESG requirements and enabling market access in Europe. Despite existing challenges, Bangladesh is well-positioned to achieve full compliance, thanks to the intellect and efforts of BGMEA. The garment industry has demonstrated remarkable resilience, particularly in the aftermath of the Rana Plaza incident, and has established itself as a global leader in occupational safety and health. Buyers consistently rate Bangladeshi companies above their competitors in these areas. As we work together to meet upcoming regulations, timely action is imperative, given the relatively short transition period by European standards. With Bangladesh set to graduate to middle-income country status by 2026, the Netherlands is committed to supporting this journey. GRI will continue to provide assistance to help overcome these challenges. Asif Ashraf, Former Vice President, BGMEA & Managing Director, Urmi Garments Ltd. The RMG entrepreneurs acknowledge BGMEA as the first trade body in Bangladesh to initiate GRI reporting, starting with 50 factories supported by GIZ. Additionally, 20 to 25 factories have independently begun reporting, which is a crucial development. However, many small and medium-sized factories lack the necessary manpower and expertise for compliance, presenting a significant challenge. To address this, the industry and universities must develop professionals skilled in navigating GRI reporting. More seminars organised by trade bodies and development partners are essential to provide guidance on compliance requirements. Support from the government is urgently needed in three critical areas: achieving zero emissions, promoting water reuse, and advancing the circular economy. Dr. Melita Mehjabeen , Professor, IBA, University of Dhaka Out of 30 RMG factories engaged with GRI, only seven currently adhere to its guidelines. GRI includes 246 indicators across three areas, built on eight principles, such as materiality, stakeholder inclusiveness, and circularity. Unfortunately, many companies equate circularity solely with recycling, demonstrating the need for further education. Entrepreneurs seeking loans should be required to submit sustainability reports, as mandated by Bangladesh Bank, to align with international standards. The Ministry of Industry should prioritise the development of the informal sector and SMEs, as these sectors constitute a major part of the RMG value chain. Md. Akthar Hassain Apurbo , Vice President, BKMEA Bangladesh is experiencing increasing competition from other countries. By 2029, as the country loses duty-free access following its LDC graduation, it will need to adjust to new rules and regulations, while current LDC countries retain preferential benefits. SMEs are especially vulnerable to these changes, whereas larger factories are better equipped to meet the new demands and guidelines. To strengthen the RMG sector, both the government and development partners must offer enhanced support. GRI and related reporting will reveal carbon emission levels, underscoring the urgency of adopting newer technologies. This will require substantial investments at both grassroots and institutional levels. Soft loans with favourable terms, such as lower interest rates and flexible repayment schedules, should be made available, especially for SMEs, to help them navigate these transitions. Anis Nugroho , Programme Manager, Better Work Despite facing numerous crises, including the Rana Plaza incident and the COVID-19 pandemic, Bangladesh has shown remarkable resilience. The country has made progress in ESG areas, particularly in reducing child labour and improving workplace safety standards. The social component of ESG is fundamental to workers' rights. Addressing issues like child labour, freedom of association, discrimination, forced labour, and workplace safety remains crucial. A unified code of conduct is essential for standardising rules and addressing the increasing stringency of regulations. Md. Zahedul Hoque , Managing Director, Kido BD Despite the many challenges, I believe that Bangladesh is heading in the right direction. We need to prioritise strengthening our own organisations rather than relying solely on foreign entities like Swisscontact. This will help us avoid the need to involve third parties in our initiatives. Ainee Islam, Program Director, Asia Foundation At APARAJITA, our primary focus is on the well-being of RMG workers, the majority of whom are women. We are concerned not only with the challenges faced by these workers but also with the needs of their communities. Furthermore, we are committed to positioning the RMG sector within the global context. Although we are not currently focusing on governance and GRI issues, these will be incorporated in the next phase. Mohammad Abdullah Yousuf Khan , Program Manager, Solidaridad Network As you know, the CSRD primarily applies to European companies, as does the GRI. However, these frameworks also have implications for us, especially given the complexities and lack of transparency in the supply chain. Our industry associations should develop a roadmap for GRI adoption within the public-private framework, as several factories have already implemented it. We must also consider the EU's Corporate Sustainability Reporting Directive (CSRD) and the EU Corporate Sustainability Due Diligence Directive (CSDDD) for efficient export practices. Md Ikramul Haque Sohel , Senior Programme Officer- Market Development at Embassy of Sweden Sweden is a significant importer of our RMG products, and we are working closely with our development partners to implement various projects, including ESG initiatives. In accordance with ESG requirements, many compliance standards must be met, and factories are under significant time pressure. Another challenge is the lack of expertise, both technical and theoretical. It is essential to achieve harmonisation as different organisations have their own specific requirements. Swisscontact is currently conducting a study to determine the most effective ways to address the ESG challenges. Sahela Akter , Deputy Secretary, Ministry of Industries Raising awareness about ESG and GRI is crucial. The Ministry of Industries is responsible for SMEs, BCIC, BSCIC, the leather industry, BSEC, sugar and food corporations among others. The Industrial Policy, 2022 focuses on sustainable and environmentally friendly industrialisation. Hence, we are promoting environmental protection, waste management and establishment of Effluent Treatment Plants (ETPs) in industries. The ministry is also prioritising protection of environment and human health during ship recycling process. Our efforts are directed towards ensuring standards for the export market, with BSTI working on the harmonisation of standards. Ministry of Industries has taken initiative for upgrading testing laboratories and improving workforce skills. Mohammad Rashed , Vice-President, BKMEA There should be a top-down approach rather than a bottom-up one. Owners of mid-level factories must assess profitability in relation to the implementation of ESG. Buyers have various regulations, and new policies often lead to the perception of increased costs. However, ESG reporting is a cost-effective system. Factory owners in Bangladesh today seek communication networks with buyers. Moreover, there is a need for standardised policies that facilitate transactions. Annual timelines may offer better solutions. Development partners must provide segmented roadmaps, and the public sector must also step in with clear policies. We need a healthy ecosystem, with all stakeholders clearly informed about their roles. Challenges exist in formal, informal, and social compliance sectors, but win-win solutions can only be achieved with clear roadmaps. Sadril Shajan , Senior Research Associate at the Center for Entrepreneurship Development (CED), BRAC University A comprehensive data repository system for all reports could be established. Currently, BRAC, with the support of BGMEA and BKMEA, is developing a data reporting system. The initiative began with funding from Lord's Foundation for the first phase, and the second phase is now in progress, supported by both Lord's Foundation and GIZ. This data is publicly accessible. GRI indexing enables factories to monitor and report their sustainability efforts, with some larger factories already adopting the system. However, widespread adherence to new regulations cannot be achieved overnight. It is important to ask, "Who are the willing participants eager to adopt GRI and comply with EU-sanctioned laws?" Equally, the challenges and support needs of the "non-willing" participants must be addressed. Green and just transitions, which focus on moving towards a sustainable and low-carbon economy while ensuring social justice, are becoming increasingly relevant to discussions on economic development and equity. Financing such transitions requires a commercial business model rather than an over-reliance on external funding. Tanzila Tajreen , Senior Policy Advisor for the Embassy of the Kingdom of the Netherlands Approximately 30 companies in Bangladesh, primarily in the financial sector, are actively reporting as per GRI standards. Few in the RMG sector is reaping the benefit too but not majority. GRI Reporting offers the opportunity to strengthen an organization's brand and show it as a commitment in sustainability. Currently, annual reporting is a standard practice for all including RMG sector. Incorporating GRI standard based reporting with annual reporting merely adds another dimension. It involves elements that ultimately helps the company understand its impact on economy, environment and society. Effective partnerships and dialogue remain central to advancing these reporting practices. Tanjim Ferdous , In-charge of NGO and Foreign Missions, Business Development Team, The Daily Star & Moderator of the Session Bangladesh's RMG industry plays a pivotal role in the nation's economy. However, with increasing global scrutiny on ethical labour practices, environmental responsibilities, and supply chain transparency, adopting internationally recognised standards like GRI has become imperative. The adoption of GRI standards can enhance Bangladesh's reputation, improve compliance, and bolster accountability on the global stage. Constructive dialogues on this subject are essential to raise awareness and encourage more factories to embrace sustainability reporting. Recommendations The government should develop a comprehensive policy framework with strong regulatory guidelines to ensure sustainable growth in the RMG sector. Establish robust mechanisms to align with global ESG regulations. Develop training programmes through partnerships with BGMEA, BKMEA, and academic institutions to address skill gaps and strengthen sustainability expertise. Encourage closer collaboration between government bodies, industry associations, and international partners to support initiatives like PACT and ESG data platforms. Ensure full implementation of GRI reporting obligations through capacity-building initiatives and collaborations with partners. Shift the focus from ESG to SGE in Bangladesh, addressing gaps in workers' organisations, trade unions, and decent wages to align with international labour standards. Scale up programmes like Better Work to educate and train factories to comply with safety and labour standards. Provide targeted support in achieving zero emissions, promoting water reuse, and advancing the circular economy to enhance the RMG sector's sustainability. Introduce a holistic and inclusive programme to educate companies on GRI principles. Facilitate access to soft loans with favourable terms for SMEs to support the adoption of advanced technologies and compliance with emerging international regulations. Industry associations should develop a comprehensive roadmap for the adoption of GRI standards within a public-private framework Swisscontact in collaboration with The Daily Star organised a roundtable titled 'Implementation of GRI (Global Reporting Initiatives) Standards in RMG sector of Bangladesh' on October 24, 2024. Here we publish a summary of the discussion. Mujibul Cezanne Hasan , Country Director, Swisscontact Safeguarding our planet is essential to ensuring the sustainability of businesses and achievements in the long term—not just in Bangladesh but on a global scale. It is encouraging to see growing awareness and interest, especially regarding the RMG sector's compliance and its readiness to embrace necessary changes for the future. Over time, people increasingly recognise the importance of protecting the planet while pursuing growth. Sustainability is not merely a cost but an investment that will sustain our development and unlock new opportunities. This approach not only enhances competitiveness but also reduces costs in various ways. Moreover, the millions of women and men employed in the RMG sector, alongside entrepreneurs and government agencies, must work collaboratively to foster an environment where the sector can thrive. We are playing a catalytic role in advancing the sector through joint collaboration, with the ultimate goal of enabling it to progress independently. Our aim is to gain fresh perspectives and translate these insights into programme design, implementation roadmaps, and future strategies by bringing all stakeholders to the table. Mohammad Monower Hussain , Head of Sustainability, Team Group (Keynote Presentation) Bangladesh's RMG industry began in 1978 with a consignment worth just $12,000. Today, the industry exports nearly $47 billion annually, marking exponential growth. It is remarkable how stakeholders have navigated this journey. Although the early phase was largely unplanned, the industry's unique selling proposition (USP) has made it resilient over time. The sector has weathered significant challenges, such as the MFA quota phase-out and the Rana Plaza disaster. Yet, Bangladeshi entrepreneurs have consistently risen to these challenges, much like a phoenix. In addition to its substantial contribution to the national economy, Bangladesh's RMG industry is now the second-largest RMG exporter globally. At this stage, Environmental, Social, and Governance (ESG) principles are no longer optional in the global business landscape. Legal frameworks now require comprehensive reporting on sustainability initiatives, supported by evidence and data. The global apparel supply chain is inherently complex, encompassing raw material networks, textile companies, garment manufacturers, brands, buying houses, trading companies, and a variety of retail formats. At every stage, stringent regulatory systems ensure traceability from fibres, fabrics, and chemicals to finished products. Germany's Supply Chain Due Diligence Act, for example, mandates full traceability of export products from Bangladesh. This legal framework imposes punitive measures on non-compliant companies, affecting not only the registered brands in countries like Germany, Switzerland, and the Netherlands but also their entire supply chains. Compliance now requires a proactive, risk-based approach rather than reliance on corrective action plans or audits. Non-compliance triggers immediate consequences, signifying a shift from "soft" to "hard" law. A unified and collaborative approach across the supply chain is essential to address these challenges. Globally, major markets, including the EU, US, UK, Canada, China, and India, are enforcing rigorous regulations on climate reporting, diversity, equity, inclusion, supply chain due diligence, and the circular economy. Meeting these standards now demands concrete, measurable ESG actions, with transparency and accountability embedded across the supply chain. The evolution of ESG regulations has shifted sustainability reporting from voluntary to mandatory. For Bangladesh, with the EU accounting for 73% of its RMG exports, these regulatory shifts are highly significant. Compliance not only enhances competitiveness but also aligns with consumer preferences, as 66% of global consumers—and 73% of millennials—are willing to pay more for sustainable products supported by data. As Bangladesh approaches its LDC graduation in 2026, the RMG sector faces critical challenges. These include ESG compliance, climate action requirements, the EU's circular economy goals, and market dynamics such as automation, nearshoring, and global geopolitics. Despite its leadership in sustainable garment manufacturing, with 230 LEED-certified factories, transitioning to compliance-based ESG standards remains vital to safeguarding global market access and maintaining economic momentum post-LDC graduation. Initiatives like BGMEA's Responsible Business Hub (RBH) and the digital ESG data platform, developed with support from GIZ and UNDP, are significant steps forward. Partnerships with organisations such as the Embassies of the Netherlands and Denmark and major global brands have launched projects like PACT, benefiting around 500 factories. Associations like BGMEA and BKMEA possess valuable resources, such as the Textile Technology Business Center (TTBC) and RBH, which can be leveraged for training. Academic institutions should also contribute through short courses and research to bolster ESG expertise across the industry. Michael Klode , Project Manager, Programme for Sustainability in the Textile and Leather Sector (STILE), GIZ The governance aspect of ESG increasingly appeals to investors and the financial sector, marking a shift from a profit-only focus. Research indicates that companies prioritising these aspects tend to perform better financially and achieve greater success in stock markets. In Bangladesh, the Dhaka and Chattogram Stock Exchanges have mandated GRI reporting, but these obligations are yet to be fully implemented. In collaboration with BGMEA and BKMEA, we supported the development of the industry's first sustainability report and are now working on the second. A significant challenge, however, lies in data sharing, as individual producers are often reluctant to disclose key performance indicators. To address this, we need a system that recognises and rewards transparency efforts while providing appropriate incentives to encourage openness. Dr. Khondaker Golam Moazzem , Research Director, Center for Policy Dialogue (CPD) In Bangladesh, the focus on ESG should shift to SGE, given our ongoing struggles with social issues. Progress in workers' organisations and trade unions remains limited, which hampers our ability to address worker-related challenges effectively. Industry associations must recognise the need for support and guidance as new compliance requirements emerge, addressing not only environmental and human rights concerns but also corporate governance. Many factories supplying online platforms operate outside industry associations and fail to meet safety standards. Addressing this emerging sector and ensuring compliance with international labour standards will be a key challenge. Thijs Woudstra, Deputy Head of Mission, Head of Cooperation, and Head of Economics, the Netherlands Embassy in Dhaka The RMG sector is both significant and highly competitive. Within two years, Bangladesh will transition from development partnerships to equal trade partnerships, necessitating adherence to shared rules and regulations. The GRI framework plays a crucial role in facilitating data collection and transparency, ensuring compliance with the EU's ESG requirements and enabling market access in Europe. Despite existing challenges, Bangladesh is well-positioned to achieve full compliance, thanks to the intellect and efforts of BGMEA. The garment industry has demonstrated remarkable resilience, particularly in the aftermath of the Rana Plaza incident, and has established itself as a global leader in occupational safety and health. Buyers consistently rate Bangladeshi companies above their competitors in these areas. As we work together to meet upcoming regulations, timely action is imperative, given the relatively short transition period by European standards. With Bangladesh set to graduate to middle-income country status by 2026, the Netherlands is committed to supporting this journey. GRI will continue to provide assistance to help overcome these challenges. Asif Ashraf, Former Vice President, BGMEA & Managing Director, Urmi Garments Ltd. The RMG entrepreneurs acknowledge BGMEA as the first trade body in Bangladesh to initiate GRI reporting, starting with 50 factories supported by GIZ. Additionally, 20 to 25 factories have independently begun reporting, which is a crucial development. However, many small and medium-sized factories lack the necessary manpower and expertise for compliance, presenting a significant challenge. To address this, the industry and universities must develop professionals skilled in navigating GRI reporting. More seminars organised by trade bodies and development partners are essential to provide guidance on compliance requirements. Support from the government is urgently needed in three critical areas: achieving zero emissions, promoting water reuse, and advancing the circular economy. Dr. Melita Mehjabeen , Professor, IBA, University of Dhaka Out of 30 RMG factories engaged with GRI, only seven currently adhere to its guidelines. GRI includes 246 indicators across three areas, built on eight principles, such as materiality, stakeholder inclusiveness, and circularity. Unfortunately, many companies equate circularity solely with recycling, demonstrating the need for further education. Entrepreneurs seeking loans should be required to submit sustainability reports, as mandated by Bangladesh Bank, to align with international standards. The Ministry of Industry should prioritise the development of the informal sector and SMEs, as these sectors constitute a major part of the RMG value chain. Md. Akthar Hassain Apurbo , Vice President, BKMEA Bangladesh is experiencing increasing competition from other countries. By 2029, as the country loses duty-free access following its LDC graduation, it will need to adjust to new rules and regulations, while current LDC countries retain preferential benefits. SMEs are especially vulnerable to these changes, whereas larger factories are better equipped to meet the new demands and guidelines. To strengthen the RMG sector, both the government and development partners must offer enhanced support. GRI and related reporting will reveal carbon emission levels, underscoring the urgency of adopting newer technologies. This will require substantial investments at both grassroots and institutional levels. Soft loans with favourable terms, such as lower interest rates and flexible repayment schedules, should be made available, especially for SMEs, to help them navigate these transitions. Anis Nugroho , Programme Manager, Better Work Despite facing numerous crises, including the Rana Plaza incident and the COVID-19 pandemic, Bangladesh has shown remarkable resilience. The country has made progress in ESG areas, particularly in reducing child labour and improving workplace safety standards. The social component of ESG is fundamental to workers' rights. Addressing issues like child labour, freedom of association, discrimination, forced labour, and workplace safety remains crucial. A unified code of conduct is essential for standardising rules and addressing the increasing stringency of regulations. Md. Zahedul Hoque , Managing Director, Kido BD Despite the many challenges, I believe that Bangladesh is heading in the right direction. We need to prioritise strengthening our own organisations rather than relying solely on foreign entities like Swisscontact. This will help us avoid the need to involve third parties in our initiatives. Ainee Islam, Program Director, Asia Foundation At APARAJITA, our primary focus is on the well-being of RMG workers, the majority of whom are women. We are concerned not only with the challenges faced by these workers but also with the needs of their communities. Furthermore, we are committed to positioning the RMG sector within the global context. Although we are not currently focusing on governance and GRI issues, these will be incorporated in the next phase. Mohammad Abdullah Yousuf Khan , Program Manager, Solidaridad Network As you know, the CSRD primarily applies to European companies, as does the GRI. However, these frameworks also have implications for us, especially given the complexities and lack of transparency in the supply chain. Our industry associations should develop a roadmap for GRI adoption within the public-private framework, as several factories have already implemented it. We must also consider the EU's Corporate Sustainability Reporting Directive (CSRD) and the EU Corporate Sustainability Due Diligence Directive (CSDDD) for efficient export practices. Md Ikramul Haque Sohel , Senior Programme Officer- Market Development at Embassy of Sweden Sweden is a significant importer of our RMG products, and we are working closely with our development partners to implement various projects, including ESG initiatives. In accordance with ESG requirements, many compliance standards must be met, and factories are under significant time pressure. Another challenge is the lack of expertise, both technical and theoretical. It is essential to achieve harmonisation as different organisations have their own specific requirements. Swisscontact is currently conducting a study to determine the most effective ways to address the ESG challenges. Sahela Akter , Deputy Secretary, Ministry of Industries Raising awareness about ESG and GRI is crucial. The Ministry of Industries is responsible for SMEs, BCIC, BSCIC, the leather industry, BSEC, sugar and food corporations among others. The Industrial Policy, 2022 focuses on sustainable and environmentally friendly industrialisation. Hence, we are promoting environmental protection, waste management and establishment of Effluent Treatment Plants (ETPs) in industries. The ministry is also prioritising protection of environment and human health during ship recycling process. Our efforts are directed towards ensuring standards for the export market, with BSTI working on the harmonisation of standards. Ministry of Industries has taken initiative for upgrading testing laboratories and improving workforce skills. Mohammad Rashed , Vice-President, BKMEA There should be a top-down approach rather than a bottom-up one. Owners of mid-level factories must assess profitability in relation to the implementation of ESG. Buyers have various regulations, and new policies often lead to the perception of increased costs. However, ESG reporting is a cost-effective system. Factory owners in Bangladesh today seek communication networks with buyers. Moreover, there is a need for standardised policies that facilitate transactions. Annual timelines may offer better solutions. Development partners must provide segmented roadmaps, and the public sector must also step in with clear policies. We need a healthy ecosystem, with all stakeholders clearly informed about their roles. Challenges exist in formal, informal, and social compliance sectors, but win-win solutions can only be achieved with clear roadmaps. Sadril Shajan , Senior Research Associate at the Center for Entrepreneurship Development (CED), BRAC University A comprehensive data repository system for all reports could be established. Currently, BRAC, with the support of BGMEA and BKMEA, is developing a data reporting system. The initiative began with funding from Lord's Foundation for the first phase, and the second phase is now in progress, supported by both Lord's Foundation and GIZ. This data is publicly accessible. GRI indexing enables factories to monitor and report their sustainability efforts, with some larger factories already adopting the system. However, widespread adherence to new regulations cannot be achieved overnight. It is important to ask, "Who are the willing participants eager to adopt GRI and comply with EU-sanctioned laws?" Equally, the challenges and support needs of the "non-willing" participants must be addressed. Green and just transitions, which focus on moving towards a sustainable and low-carbon economy while ensuring social justice, are becoming increasingly relevant to discussions on economic development and equity. Financing such transitions requires a commercial business model rather than an over-reliance on external funding. Tanzila Tajreen , Senior Policy Advisor for the Embassy of the Kingdom of the Netherlands Approximately 30 companies in Bangladesh, primarily in the financial sector, are actively reporting as per GRI standards. Few in the RMG sector is reaping the benefit too but not majority. GRI Reporting offers the opportunity to strengthen an organization's brand and show it as a commitment in sustainability. Currently, annual reporting is a standard practice for all including RMG sector. Incorporating GRI standard based reporting with annual reporting merely adds another dimension. It involves elements that ultimately helps the company understand its impact on economy, environment and society. Effective partnerships and dialogue remain central to advancing these reporting practices. Tanjim Ferdous , In-charge of NGO and Foreign Missions, Business Development Team, The Daily Star & Moderator of the Session Bangladesh's RMG industry plays a pivotal role in the nation's economy. However, with increasing global scrutiny on ethical labour practices, environmental responsibilities, and supply chain transparency, adopting internationally recognised standards like GRI has become imperative. The adoption of GRI standards can enhance Bangladesh's reputation, improve compliance, and bolster accountability on the global stage. Constructive dialogues on this subject are essential to raise awareness and encourage more factories to embrace sustainability reporting. Recommendations The government should develop a comprehensive policy framework with strong regulatory guidelines to ensure sustainable growth in the RMG sector. Establish robust mechanisms to align with global ESG regulations. Develop training programmes through partnerships with BGMEA, BKMEA, and academic institutions to address skill gaps and strengthen sustainability expertise. Encourage closer collaboration between government bodies, industry associations, and international partners to support initiatives like PACT and ESG data platforms. Ensure full implementation of GRI reporting obligations through capacity-building initiatives and collaborations with partners. Shift the focus from ESG to SGE in Bangladesh, addressing gaps in workers' organisations, trade unions, and decent wages to align with international labour standards. Scale up programmes like Better Work to educate and train factories to comply with safety and labour standards. Provide targeted support in achieving zero emissions, promoting water reuse, and advancing the circular economy to enhance the RMG sector's sustainability. Introduce a holistic and inclusive programme to educate companies on GRI principles. Facilitate access to soft loans with favourable terms for SMEs to support the adoption of advanced technologies and compliance with emerging international regulations. Industry associations should develop a comprehensive roadmap for the adoption of GRI standards within a public-private frameworkNordstrom Inc. stock underperforms Thursday when compared to competitors

CHICAGO (AP) — Sam Darnold threw for 90 of his 330 yards in overtime to set up Parker Romo's game-ending 29-yard field goal , and the Minnesota Vikings outlasted the Chicago Bears 30-27 on Sunday after giving up 11 points in the final 22 seconds of regulation. Darnold threw two touchdown passes, Jordan Addison caught eight passes for a career-high 162 yards and a touchdown, and T.J. Hockenson had 114 yards receiving for the Vikings (9-2), who remained one game behind Detroit in the rugged NFC North. Caleb Williams threw for 340 yards and two touchdowns for the Bears (4-7), who lost their fifth straight and fell to 5-18 in one-possession games under coach Matt Eberflus, who is 14-31 in 2 1/2 seasons. Minnesota appeared to have the game in hand, leading 27-16 with 1:56 left after Romo kicked a 26-yard field goal. But the Bears weren’t finished. Deandre Carter made up for a muffed punt that led to a touchdown in the third quarter with a 55-yard kickoff return to the 40. Williams took it from there, capping an eight-play drive with a 1-yard touchdown pass to Keenan Allen. A 2-point conversion pass to DJ Moore made it 27-24 with 22 seconds remaining. The Bears recovered the onside kick and Williams hit Moore over the middle for a 27-yard gain to the 30 before spiking the ball. Cairo Santos made a 48-yard field goal as time expired. Chicago won the coin toss, but Williams was sacked for a 12-yard loss on second down, leading to a three-and-out. The Vikings took over at the 21, and Darnold led a 10-play drive, overcoming a sack and two penalties. Darnold connected with Hockenson for a 29-yard completion that put the ball on the 9. He took a knee and then Romo nailed the winner. Darnold surpassed his previous season high of 19 touchdown passes with a 2-yarder to Addison on the first play of the second quarter, and he made it 14-7 with a 5-yard score to Jalen Nailor late in the first half. He completed 22 of 34 passes. Aaron Jones ran for 106 yards and a score for the VIkings. Williams was 32 of 47 with a 103.1 passer rating in his second straight solid performance since Thomas Brown replaced the fired Shane Waldron as offensive coordinator. Moore caught seven passes for 106 yards and a touchdown, and Allen added 86 yards receiving and the late TD. Vikings: LB Ivan Pace Jr. (hamstring) and LT Cam Robinson (foot) left in the first quarter. ... Darnold missed two plays after he was hit by Gervon Dexter Sr. on a pass play with about 6 1/2 minutes. Vikings: Host Arizona next Sunday. Bears: Visit Detroit on Thanksgiving. AP NFL: https://apnews.com/hub/NFL10 events that made the headlines in Singapore

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