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Wednesday, December 18, 2024 Facebook Instagram Twitter WhatsApp Youtube Personal Finance Education Entertainment Jobs Alert Sports Hindi Technology Complaint Redressal. Fact-Checking Policy Correction policy Authors and Team DNPA Code of Ethics Onwership and Funding Cookie Policy Terms of Service Disclaimer Contact US About Us More Search Home Personal Finance Best investment plans: Invest here for children's education expenses, these are the... Personal Finance Best investment plans: Invest here for children’s education expenses, these are the 4 best investment plans By Shyamu Maurya December 18, 2024 0 14 Share Facebook Twitter Pinterest WhatsApp Telegram Best investment plans: Invest here for children's education expenses, these are the 4 best investment plans Every parent wants to give a better future to their children. For this, they get them educated in a good school. They get them admitted in the best college for higher education. Best investment plans: At present, high school fees, dress and expensive books are troubling most of the parents. The increase in school fees every year is increasing the financial burden. The fees for higher education are creating even more difficulties. Many parents are facing difficulties due to the increase in college and technical education fees. In such a situation, if you also want to provide better education to your child, then you will have to prepare for it in time. You will have to invest in an investment medium that gives better returns in the long run. We are telling you three investment plans to bear the expenses of children’s education. You can invest in them according to your need and savings. 1. Child ULIP To meet the expenses of children’s education, you can start investing in Child ULIP. If we talk about the benefits of this scheme, then it works to give you disciplined investment, high insurance coverage and the benefits of equity market. Child Education Plan (ULIP) is paid after the child completes 18 years of age. Further, the sum assured is paid to the child on the death of the parent or his/her legal guardian. 2. Endowment Plans Under these plans, stable returns are provided on the sum assured in the form of bonuses. This type of plan offers guaranteed returns as well as life insurance coverage. These plans usually make four payments equal to 25% of the sum assured along with the applicable bonus after the child turns 18. Like endowment plans, these plans usually come with regular returns over a period of time. It is often recommended as a great option for long periods, such as more than 10 years. 3. Sukanya Samriddhi Yojana In this scheme, you can invest by opening an account in the name of your girl child below 10 years of age. You can open an account in the name of a girl with Rs 250. You can get tax exemption on investing a maximum of Rs 1.5 lakh in a financial year. Currently, this scheme is getting interest at the rate of 8.50%. 4. Investment through SIP By investing in mutual funds through SIP, you can easily deposit a large amount for your child’s education. You can get great returns in the long term by choosing mid cap or small cap. How to choose the best plan Type of insurance: There are several factors to consider when choosing the best plan for a child. Firstly, parents should figure out whether they want an insurance plan, an education plan or a combination of both. These provide financial security to the child, especially in times when the parents die. Total coverage amount: This depends on the kind of course the child wants to pursue. To consider this, you need to look at the child’s tuition fees, inflation and living expenses among other things. Premium to be paid: This is an important aspect of the plan as it depends on the income of the parents. Always choose a plan that suits your budget and does not force you to spend beyond the limit. Join Informal Newz Tags Best investment plans Share Facebook Twitter Pinterest WhatsApp Telegram Previous article Visa Application: Dubai changed visa rules, keep these things in mind while applying Shyamu Maurya Shyamu has done Degree in Fine Arts and has knowledge about bollywood industry. He started writing in 2018. Since then he has been associated with Informalnewz. In case of any complain or feedback, please contact me @informalnewz@gmail.com RELATED ARTICLES Personal Finance Visa Application: Dubai changed visa rules, keep these things in mind while applying December 17, 2024 Personal Finance Wednesday Bank Close: Banks will remain closed on Wednesday, know why RBI has declared a holiday December 17, 2024 Personal Finance Public Holidays 2025: All government offices and schools will remain closed for these many days due to public holidays in the new year-check list... 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No. 11 Tennessee crushes UTEP to enhance CFP chancesNo. 11 Tennessee crushes UTEP to enhance CFP chancesThe new homes cutting energy costs and carbon footprints
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Jaguar has urged people to "trust and reserve judgement" over the rebrand of the carmaker. The company, embarking on the biggest change in its 102-year old history, released a new logo and a so-called "social media tease" this week, ahead of its relaunch as an electric-only brand in early December. The teaser video has faced backlash, with many critics pointing to the fact it doesn't feature an actual car. Others have praised the company for being bold and shaking things up. Either way, the rebrand has grabbed people's attention and Jaguar has since admitted it not only expected such debate - but it wanted it. In the 1960s, Jaguar launched the E-Type and XJ which have come to be known among some of the most iconic cars of all time. Now the company is trying to do the same again by unveiling of its new "design vision" in Miami next month. Teasing the vision online, the 30 second advert features models in extravagant, brightly-coloured outfits who reveal the new company logo written as JaGUar. No cars, no suave men in suits, no big cats. "Do you sell cars?" was the response on X, from owner Elon Musk, who is also the boss of electric car firm Tesla. "This is surely a joke?" added one user, while another suggested the move would "cost jobs and do real damage". Some said "Go woke, go broke". Specsavers, known for its humorous social media manner, created a mock-up of its own logo in response, which looked like it had been created on Microsoft Paint. While supermarket Aldi chipped in at Jaguar's "Copy Nothing" slogan with: "You sound like our legal team." Amid the anger and sarcasm, Jaguar has doubled down on its decision, replying to some posts with phrases such as "To live is to evolve". "We had to break rules and do something that would get us cut thru," a spokesman told the BBC - suggesting this is all part of the plan. As Martin Brundle, the former Formula 1 racing driver turned broadcaster, put it: "I have no idea what this is all about, but it’s genius. "Everyone is talking about Jaguar in a moment of time when they’re not actually making cars." Lee Rolston is the chief growth officer of global branding agency Jones Knowles Ritchie and has worked on rebrands of household names such as Burger King and the RSPCA. He was also part of the thinking to famously drop the donuts from Dunkin' to move "to a first-name basis with America", given it was also one of country's the biggest coffee sellers. He says rebrands occur generally when a company wants to "shift" its business strategy, which is what Jaguar is doing in its move to electric-only cars. In an "ideal world" the rebrand leads to buzz and a positive reaction, Mr Rolston adds, but to achieve that you need to "make sure people understand the context". "Don’t ever just launch a logo - when people see a logo they tend to subjectively respond to it. It’s always good to show as much as you can," he explains. "Unless you want that response. Maybe Jaguar did actually want this kind of response" Mr Rolston ponders. As a result of Jaguar's rebrand strategy to tease and drip feed information of its plans, a void has been created, and that has been "filled by opinion", Mr Rolston says. “They have taken a very brave route - it’s one that very, very few brands ever do take because it’s very risky, but time will tell." It's not new to not include a product in an ad or to raise eyebrows - the gorilla beating the drums to Phil Collins didn't feature any Cadbury's chocolate, for example. Keith Wells, founder and director of brand strategy business Brandwell, points out Apple's "think different" advert in 1997 which, rather than showcasing its computers, instead featured the likes of Albert Einstein and Mahatma Gandhi. However, Mr Wells has first-hand experience of a rebrand backlash. Remember Consignia? (Readers under the age of 40 can be forgiven for not). In 2001, he led the consultancy Dragon Brands, which came up with the new corporate name for the Post Office Group. The aim was to create a new, modern umbrella brand for the restructured organisation, which included not just the Post Office, but Royal Mail and Parcelforce too. But the creation of Consignia led to a backlash from the public, largely due to people misinterpreting the rebrand. Some people thought Post Office branches would be renamed Consignia, which wasn't the case. Nonetheless, the negativity, and a new leadership team, eventually led to Consignia being canned, and being renamed Royal Mail plc 16 months later. While Jaguar isn't changing its name, Mr Wells says the brand has taken a "huge, bold step" and people should give "respect and time" to see how things pan out. Mr Rolston said "branding logic" suggests companies "lean into" their current perception with the public, but Jaguar appears to have shunned that. "Everything they have put out so far is not like a Jaguar. The question is, if it’s not a Jaguar as you used to know it, what is it?" Jaguar argues its rebrand can been traced by to the words from its founder, Sir William Lyons, that "A Jaguar should be a copy of nothing". But it's clear, as Erin Baker, editorial director at AutoTrafer puts it, that the carmaker is trying to ditch the "sage" image, that its cars are only for older, white men, who perhaps frequent golf clubs, or wear cravats and smoke cigars. "It’s been languishing in terms of sales for years now," she said. "Something has to change fundamentally with the brand." But Ms Baker is a fan of the rebrand ad. "I think it needs to really stir emotion, it needs to stir curiosity, get people asking questions," she says. Jaguar has been the weakest link within the Jaguar Land Rover (JLR) group owned by Tata Motors for almost a decade, with The Range Rover and Defender behind the company's highest profits . Ms Baker believes Jaguar's radical rebrand is a final attempt to revive it. But what happens it doesn't pay off? "I am not sure what else they can do," adds Ms Baker. "It’s a very risky move to go pure electric in 2026 when sales of electric cars the world over have largely stalled amongst private buyers. "But the truth is...no one has an idea if this is going to succeed or not." All agree that Jaguar probably won't mind the current noise. Jaguar replied to some critics saying "soon you'll see things our way". 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A 25-year-old woman won the lottery . Then, her boyfriend called her "greedy" for keeping the $50,000 for herself and not sharing any with him . The anonymous woman took to a Reddit forum to ask for advice about her situation, detailing her recent good luck as she wrote, "I recently won $50,000 from a scratch-off lottery ticket." It was the first time she had ever won anything big, and I was over the moon," she said. But then she detailed how her boyfriend, 27, whom she had been with for two years, started gradually "joking" about how he would use the money. Ohio woman’s $19 million lottery win turns Thanksgiving into a dream come true Walmart employee called into work on day off bought lottery ticket and became a millionaire She said the two had been planning on taking major steps in their relationship soon, but they were still discussing that. They didn't yet live together, and they had never had any "serious conversations about combining finances" whatsoever. She said she initially laughed the jokes off, but then, they began to get more serious. "At first, it was lighthearted stuff, like, 'We'll buy a fancy new gaming setup or finally upgrade my car!' But as the night went on, his jokes got a little more serious," she wrote. "He said things like, 'I guess I don't have to save for that trip to Europe anymore — your treat!' and 'Finally, you can help me pay off some of my credit card debt.'" Then, he started mentioning things like down payments on a new house together using her winnings, which she said threw her off, since they never seriously discussed any of that. Click here to follow the Mirror US on Google News to stay up to date with all the latest news, sports and entertainment stories. She went on to say she told him that she planned to save most of it for herself, to either invest it or use it to pay off some of her student loans. He then got upset and said she was being selfish, she said. "He said that couples share everything and that it was our win, not just mine, because he's supported me through a lot," she wrote. But she wasn't convinced of that, and she said she turned to Reddit for a second opinion. She said she had bought the ticket with her money, had scratched it off herself and never made a single promise to him that she would share any winnings. And yet, her boyfriend called her "greedy and distant," she claimed, and said her actions showed that she's "not serious about [their] relationship." DAILY NEWSLETTER: Sign up here to get the latest news and updates from the Mirror US straight to your inbox with our FREE newsletter. Commenters on the post were overwhelmingly in favor of the woman, with one writing, according to PEOPLE Magazine : "You actually won twice!!! First the $50k, then an even greater value. Insight into who you are dating. Get away from him now." Others were quick to argue that the boyfriend seemed to be financially illiterate, stating that he seemed to be overestimating significantly how far $50,000 would go. One wrote, "A new car, a house, an international vacation, and still enough money to pay off credit card debt? I'm beginning to see why he has credit card debt. Dude is financially illiterate." Another summed up what most people seemed to be thinking, writing, "It's your money, not his. Anything you give him or spend on him is a massive privilege for him and to have the audacity to try and spend it for you is a massive red flag." The original poster replied to that comment, writing that she was thinking about breaking up with her boyfriend. Some commenters had already suggested that she do so. She wrote, "The more I think about it, the angrier I get. He's been manipulating me for a long time, but this will stop now!"Ebonkoli 0-0 0-0 0, Diallo 1-1 0-0 2, Grady 4-7 5-9 16, Petty 7-15 2-4 18, Faas 3-7 0-2 7, Kopp 4-11 9-10 20, Ijeh 0-0 0-0 0, Nyeri 0-3 1-2 1, Hall 0-1 0-0 0, Ammons 0-0 0-0 0, Gob 0-0 1-2 1. Totals 19-45 18-29 65. Adewale 1-1 0-1 2, Klaczek 2-4 1-1 7, Joshua 3-9 1-2 7, Langford 7-8 2-4 16, Marshall 6-16 4-6 18, Neely 2-4 6-7 10, Briggs 1-3 0-0 2, Reddish 1-3 2-2 5, Strand 0-0 0-0 0, Taylor 0-0 0-0 0. Totals 23-48 16-23 67. Halftime_Albany (NY) 34-31. 3-Point Goals_UMKC 9-27 (Grady 3-5, Kopp 3-7, Petty 2-8, Faas 1-4, Hall 0-1, Nyeri 0-2), Albany (NY) 5-19 (Klaczek 2-4, Marshall 2-8, Reddish 1-3, Briggs 0-2, Joshua 0-2). Rebounds_UMKC 35 (Ebonkoli 8), Albany (NY) 16 (Langford 6). Assists_UMKC 14 (Diallo, Kopp 4), Albany (NY) 11 (Joshua, Neely 3). Total Fouls_UMKC 19, Albany (NY) 22. A_100 (12,000).
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ASUNCION, Paraguay (AP) — Gaston Martirena and Adrian Martinez scored first-half goals as Argentina's Racing won its first Copa Sudamericana championship by beating Brazil's Cruzeiro 3-1 in the final on Saturday. Martirena opened the scoring in the 15th minute and Martinez added a goal five minutes later to give “La Academia” its first international title since 1988 when it won the Supercopa Sudamericana. “Maravilla” Martinez scored 10 goals in 13 matches and finished as the top scorer in the competition. Roger Martinez sealed the victory with a goal in the 90th. Kaio Jorge scored in the 52nd for Cruzeiro. AP soccer: https://apnews.com/hub/soccer
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