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New York Giants star rookie wideout Malik Nabers (toe) missed practice Thursday and termed himself a game-day decision. He also is unsure if he will be able to participate on Friday. The Giants host the Indianapolis Colts on Sunday. Javascript is required for you to be able to read premium content. Please enable it in your browser settings. Spokeo used data from Knight Frank's Wealth Report to visualize what it takes to be in the top 1% in select nations across the world. Click for more. It takes $5.8M to be part of the 1% in the US. Here's where in the world wealth is more achievable.

SEC Chair Gary Gensler, who led US crackdown on cryptocurrencies, to step downVivek Ramaswamy doubled down on DOGE's calls to eliminate the Consumer Financial Protection Bureau. He wrote on X that the CFPB overstepped its authority with its recent rule to limit overdraft fees. The CFPB's rule still allows banks to charge overdraft fees, and the bureau has previously pushed back on DOGE's claims. Vivek Ramaswamy is pointing to a government agency's latest rule to give Americans banking relief as an example of why the office should be eliminated. Advertisement Ramaswamy, who Donald Trump chose along with Elon Musk to make spending cut recommendations with a new Department of Government Efficiency, posted on X on Thursday that the Consumer Financial Protection Bureau has exceeded its authority with its recent rule to limit overdraft fees . "The new administration can & should nullify this overreach, but we must go further: this latest gambit of the CFPB is just a symptom of a deeper (and unconstitutional) cancer of unelected bureaucrats substituting their policy judgments for those of Congress," Ramaswamy said. "That's un-American & needs to end." Advertisement While DOGE is an advisory commission and does not have the power to eliminate agencies or cut spending on its own, it is in the position to make recommendations. Now both leaders have said the Trump administration should " delete CFPB ," as Musk said in November. Ramaswamy's post refers to a rule the CFPB finalized on December 12 that would require banks to limit overdraft fees — the amount charged to customers when they attempt to spend more than their balance. The agency estimated that the new rule would save Americans up to $5 billion each year, or $225 per household. "The CFPB has heard from tens of thousands of Americans who are sick and tired of paying billions in junk fees," Allison Preiss, a CFPB spokesperson, told Business Insider in a statement. "This rule is common sense and long overdue, and it's unclear why big banks are scared to be transparent with their customers about the interest rate they're charging on overdraft loans." Advertisement The rule updates federal regulations for banks with over $10 billion in assets, including major institutions like Bank of America and Capitol One. Banks can now choose between two options to address overdraft fees: They could implement a $5 cap on fees, or they could set their fee at an amount necessary to cover the bank's costs and losses. Banks earning profits off of overdraft fees would also be required to disclose the terms of the fees, as they already do with credit cards and other types of loans. The CFPB took action against Wells Fargo in 2022 after the bureau said it charged consumers surprise overdraft fees, which resulted in $205 million in refunds to impacted consumers. Other federal agencies, including the Federal Trade Commission and the Department of Transportation, have also taken steps to ban hidden and excessive fees. The CFPB is no stranger to criticism. The Supreme Court in May rejected a conservative-led lawsuit that sought to dismantle the CFPB's funding structure. The lawsuit argued that Congress should have to approve annual funding for the agency rather than it receiving funding in perpetuity. Since its creation in 2011 in the wake of the financial crisis, the CFPB has received funds directly from the Federal Reserve, allowing it to carry out its functions independently of the political appropriations process. Advertisement Along with the CFPB, Trump, Musk, and Ramaswamy have called for eliminating other federal agencies including the Education Department, the Internal Revenue Service, and the Environmental Protection Agency. It's unclear how far DOGE will succeed in its efforts to eliminate agencies like the CFPB. However, Rohit Chopra, the head of the CFPB, warned Musk and Ramaswamy in an interview earlier this month with MSNBC that axing the agency is "begging for a financial crisis" and would have dire consequences. "I don't understand why people would want financial crime," Chopra said, "and if they say it's duplicative, who else will do it?"

Investing in lesser-known Canadian exchange-traded funds (ETFs) on the can be an excellent way to diversify your portfolio with a modest investment. So let’s dive in right now and explore some intriguing ETFs you can buy with just $100. USD options First up is the ( ). This ETF focuses on U.S. large-cap stocks with lower sensitivity to market volatility, aiming to provide stable returns. As of writing, its net asset value (NAV) was $56.37 CAD, with a 12-month yield of 1.9%. Its top holdings include , , and , reflecting a concentration in the healthcare and technology sectors. Over the past year, ZLU.U has returned 17.3%, and its year-to-date return stands at 16%, thus indicating robust performance in 2024. The ETF’s low volatility strategy positions it well for investors seeking reduced exposure to market fluctuations. ( ) targets U.S. companies with strong financials and above-average dividend yields. Its diversified portfolio spans sectors like consumer staples and information technology, with top holdings such as and . The ETF offers a dividend yield of approximately 2.4%, providing regular income for investors. While specific recent performance data is not available, the focus on quality dividends suggests a stable income stream and potential for capital appreciation, especially appealing in uncertain economic climates. ( ) offers broad exposure to the American market, encompassing 500 large- and medium-sized companies. Over the last decade, XUS has achieved an impressive annualized return of 15%. With an expense ratio of 0.10%, XUS remains an affordable option for investors seeking U.S. market exposure. The alignment with the S&P 500 provides investors with access to the performance of leading U.S. companies, thus making it a staple in many portfolios. Tech ( ) provides exposure to global giants, including , , and . With a management expense ratio (MER) of 0.39%, it offers a cost-effective way to tap into the tech industry’s growth. Year-to-date, TEC has returned 26%, reflecting the robust performance of the tech sector. Given the continuous innovation and demand in technology, TEC’s future outlook appears promising, thus aligning with the sector’s growth trajectory. The TSX ( ) provides exposure to a broad selection of Canadian stocks, focusing predominantly on larger companies. Over the past decade, XIC has delivered an annualized return of 7.3% and offers a dividend yield of 2.9%, paid quarterly. Its low expense ratio of 0.06% makes it an affordable option for investors. XIC’s comprehensive coverage of the Canadian market makes it a foundational holding for those seeking exposure to Canada’s economy. Then, ( ) tracks the performance of 60 large Canadian stocks. This ETF offers a solid dividend yield of 2.8% and has a management expense ratio of 0.15%. Investing in ZIU provides exposure to prominent blue-chip Canadian stocks, thus making it a valuable addition to a diversified portfolio. The focus on large-cap companies offers stability and potential for steady growth, appealing to conservative investors. Bottom line These ETFs provide a range of investment opportunities across different sectors and markets. By investing in a combination of these funds, you can build a diversified portfolio that aligns with your investment goals and risk tolerance.

SHANGHAI: From Tencent Holdings Ltd to Alibaba Group Holding Ltd, China’s tech leaders delivered underwhelming numbers for a quarter beset by economic and geopolitical uncertainty. Whether or not they can win back investors may increasingly hinge on Beijing’s actions. In call after call with investors, China’s Internet pioneers described how the uneven economy was undermining their business and clouding the future. Most offered cautious optimism for how the unprecedented government stimulus unleashed late in the summer would help grease the wheels and pleaded for patience. But the group that once defied Silicon Valley and defined the country’s private economy was short on new ideas and ambitious goals. Just over the past week, the five biggest tech firms erased US$41bil in market value, while a gauge of sector stocks listed in Hong Kong fell into bear market territory. Last Friday, a sell-off in Chinese stocks deepened as concerns over Donald Trump’s imminent return mingled with growing frustrations over the pace of Beijing’s financial stimulus rollout. For investors that were looking to major tech earnings to revive market euphoria, this season now looks like a flop. The business environment “is not only much worse than five years ago, it’s worse than even when China started the Covid zero policy in 2022”, said Alicia Garcia Herrero, chief Asia-Pacific economist at Natixis. “This sector is obviously supported by China’s industrial policies and intent on winning the tech race with the United States, but at the same time, it’s a problematic sector.” PDD Holdings Inc executives boasted about their cheap hairy crabs instead of offering reassurance for disappointing earnings. Tencent went through its usual pitch about building and sustaining “evergreen” games, without promising any imminent new blockbusters. Alibaba executives spent their time justifying elevated spending to ward off intense competition. Even Baidu Inc, the front-runner in artificial intelligence development, failed to wow with any exciting new projects. “We have not observed a notable improvement in advertisers’ spending patterns, and consumer spending remains subdued,” Baidu’s head of mobile ecosystem, Luo Rong, told analysts on a call last Thursday, dulling expectations for the current quarter. “Having said that, we are particularly encouraged by the strength and timeliness of recent stimulus policies that continue to be rolled out.” Pressure is building for Beijing to offer further measures, as late September’s market rally on the stimulus campaign fizzles. The parade of ho-hum numbers, vague comments about financial policy and warnings contrasted sharply with the pre-Covid era, when Alibaba and Tencent each approached US$1 trillion in market value and analysts talked about the threat they posed to US rivals. Alibaba once fought directly with Amazon.com Inc’s AWS for cloud customers around the world, as it and JD.com Inc talked openly about carving up international markets. Tencent once sketched out ambitions of marrying content with social media and online finance in an unparalleled financial technology and Internet empire. That swagger has vanished since Beijing’s 2020 crackdown on a sector it deemed too powerful. Having once commanded enviable growth rates off the back of China’s burgeoning economy, these companies now face prolonged consumer malaise at home, a lack of obvious growth engines and costly ventures to expand overseas. “October retail sales were boosted by earlier Singles’ Day promotions, so it’s not indicative of the real consumption environment, which companies I spoke to are still cautious about,” said Xin-Yao Ng, investment manager for Asian equities at abrdn plc. “Generally, I hear of a weak November,” he added. — BloombergBlowout loss to Packers leaves the 49ers on the playoff brinkFanSided’s Chris Landers pitched a perfect break-glass-in-case-of-emergency QB option for Tigers head football coach Brian Kelly, since after losing Bryce Underwood to Michigan it can accurately be called an emergency in Baton Rouge right now, and his LSU offense: Louisiana’s own Arch Manning. Landers proposed the bombshell transfer portal possibility while operating under the hypothetical that Quinn Ewers returns to Texas. “Brian Kelly is a man in need of a lifeline right now, with his LSU team reeling after three straight losses and top 2025 QB Bryce Underwood flipping his commitment to Michigan on Thursday night,” Landers prefaced before saying, “And what a lifeline Manning would be, a guy who was just as sought-after as Underwood coming out of high school — and who just so happened to grow up nearby in New Orleans? “The Tigers weren't on Manning's initial list of finalists, which could be a sign that Manning is looking to get a little bit further away from home. But they have the recent track record in QB development, having put Jayden Daniels (and soon Garrett Nussmeier) into the NFL and churning out great receivers on a regular basis. There isn't much behind Nussmeier for 2025, and if Manning becomes available, LSU could take all that Underwood money and simply redirect it to the next best thing.” Horns247’s Chip Brown reported on November 21 that Ewers is expected to declare for the 2025 NFL draft. “I spoke to two sources close to Texas quarterback Quinn Ewers on Wednesday night who said they expect Ewers to enter the 2025 NFL Draft after this season, meaning Saturday's game against Kentucky (2:30 p.m., ABC) would be Ewers' last regular-season home game as a Longhorn,” Brown wrote. Manning would represent a dramatic upswing for a Kelly-led program with practically no narrative wins to stand in recent months besides early-season wins over Ole Miss and South Carolina. In truth, LSU is supposed to win those matchups every year given the program’s pedigree. With all that said, Manning could do worse than a school that turned two recent transfers, Joe Burrow and Jayden Daniels, into Heisman winners.

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