casino wolf of wall street

Sowei 2025-01-13
casino wolf of wall street
casino wolf of wall street Is it just me, or does it feel like Minnesota is on the brink of possibly getting along in 2025? Nobody got everything they wanted during the November election but everybody got something. MAGA, which dominates greater Minnesota, is happy about Trump going back to the White House and the Republicans are about to share power in the Minnesota House. Democrats have a lock on both U.S. Senate seats, the governor’s mansion and the state senate. And the two parties equally share the congressional delegation. It feels like that elusive quality known as balance is hovering within reach. This is as great a time as any to identify and work on issues that we all have in common whether we live in Bloomington or Bemidji. Political campaigns are notorious for waving shiny objects to distract us from issues that actually affect us. Now that has all settled down, there are plenty of real issues that we need to talk about. Here are a few. We need more affordable housing everywhere. With the cost of today’s building materials and labor, private-market home builders are not going to produce this type of housing, so it looks like we have to rely on the nonprofit sector. The Habitat for Humanity chapter in Alexandria, which is building 42 single-family homes, works with home buyers who make as little as $20,450 a year. They can do it because they use volunteer labor, receive donations, and they’re not looking to make a profit. We need better dental care. There is widespread need across the state in rural and urban areas. People are missing work because of abcesses, infections and all the other lovely ways our teeth can go wrong, and the critical care dentists are swamped. Groceries cost too much. It was one of the things people cared about in the run-up to the election. Rising food prices aren’t surprising; people have been predicting this for decades. In 2008, historian Paul Conkin said the cost of energy, irrigation, fertilizer and chemicals will continue to drive up the cost of farming and food prices, as would the pace of global warming. Now that higher food prices are here, they’re painful, and voters will likely look to the incoming Trump administration for help. We have “forever chemicals” in our drinking water and chloride in our lakes and rivers, and we’re breathing plastic. Nationwide, at least 45% of tap water contains per- and polyfluorinated alkyl substances, or PFAS, according to the U.S. Geological Survey. One of these is called perchlorate, a chemical that boosts explosive power in things like airbags, fireworks and grenades, but when ingested, prevents us from absorbing iodide. That’s not a big deal for adults, but it can cause deafness or severe intellectual disability in fetuses and babies. The federal government has been dragging its feet on whether to regulate perchlorate for more than 20 years. When politicians talk angrily about “regulations,” often they’re talking about health and environmental regulations, which can be costly, and which someone has to pay for. Meanwhile, there’s a looming shortage of nursing home beds in Minnesota. In 2024, the oldest baby boomers turned 75, which means the demand for long-term care will skyrocket over the next 20 to 30 years, according to the Mankato-based Center for Rural Policy and Development. Nursing homes have already been closing across the state given staff shortages and as retirees prefer assisted living and other options. The need will be felt first in rural Minnesota, where the population is older, but it will hit the metro also. Our charter schools need an overhaul, no matter if they’re in rural or urban areas. Nine of the state’s 181 schools operating at the start of 2024 have closed, and Star Tribune reporting has uncovered troubling financial and academic failures. The secrecy surrounding many of these publicly-funded schools is anti-democratic, and the Minnesota Department of Education needs to insist on full disclosure of records. We don’t have enough workers, only 51 for every 100 open jobs, according to the U.S. Chamber of Commerce. If the new Trump administration carries out mass deportations as intended, that will likely stretch our workforce even more. Whether or not you agree with this policy, we need to be ready for it if it happens. Young people often take their first job because they are noticeable; they see a help wanted sign or they follow a friend or family member into a field. Maybe we need to make jobs in critical industries more noticeable and training more readily available. Internet safety for children is a huge area that rural and urban, DFL and GOP can agree on. It can’t be emphasized enough that criminals are constantly looking for victims online, and children simply lack the judgment and awareness to know when they are being targeted. Even adults fall prey to online scams, so we can hardly expect children to emerge unscathed. I’m optimistic about Minnesota’s immediate future. The time is right to set aside partisan bickering and just go back to being Minnesotans again. One state, indivisible, with lefse and hotdish for all.None

It’s been nearly a year since the record-breaking Ingenuity helicopter broke a blade , ending the airborne ventures of the first powered, controlled aircraft to take flight on another planet. Now, NASA engineers are investigating the rotorcraft’s final flight, to better understand the circumstances of its end. Ingenuity broke records on Mars, with the Perseverance rover capturing mind-blowing video as it flew above the Martian surface. That all came to an end in January 2024, and now, researchers are getting close to understanding how the helicopter broke apart. Ingenuity surpassed all expectations during its three-year tenure. The helicopter arrived on the Red Planet as a technology demonstrator—merely to showcase the ability for humankind to launch powered, controlled flights on other worlds. After five test flights, the helicopter became a scout for the Perseverance rover on Mars, as the latter explored the arid environment of Jezero Crater. Ingenuity ultimately operated for nearly three years and performed 72 flights over that span. On its final flight, the helicopter climbed to 40 feet (12 meters) above the Martian surface, but after 32 seconds, the chopper was back on the ground and communications had stopped. “When running an accident investigation from 100 million miles away, you don’t have any black boxes or eyewitnesses,” said Håvard Grip, Ingenuity’s first pilot at NASA’s Jet Propulsion Laboratory, in a release . “While multiple scenarios are viable with the available data, we have one we believe is most likely: Lack of surface texture gave the navigation system too little information to work with.” Based on photographs taken after the flight, the team believes that in-flight navigation errors caused “high horizontal velocities at touchdown,” according to the release. In other words, a crash landing that likely made Ingenuity pitch and roll on a sandy Martian slope. That snapped the rotor blades, with one blade completely separating from the helicopter. Ingenuity can no longer fly, but it still delivers weather and avionics data to Perseverance on a weekly basis. NASA engineers are using Ingenuity’s relatively cheap cost and surprising durability as a blueprint on which to build a future Mars helicopter—one that could weigh 20 times heavier than Ingenuity and fly up to two miles (3 km) in a day, about 4.6 times farther than Ingenuity’s longest flight. “Because Ingenuity was designed to be affordable while demanding huge amounts of computer power, we became the first mission to fly commercial off-the-shelf cellphone processors in deep space,” said Teddy Tzanetos, Ingenuity’s project manager, in the same release. “We’re now approaching four years of continuous operations, suggesting that not everything needs to be bigger, heavier, and radiation-hardened to work in the harsh Martian environment.” Ingenuity was the beginning of a hopefully fruitful investigation of the cosmos using powered, controlled aircraft. The Martian helicopter went beyond what was expected, and set the stage for future drones poised to provide never-before-seen views of the worlds and moons that make up our solar system.Ginger Gaetz posts cryptic picture of husband Matt after he withdrew from attorney general bid amid...

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Debt Collection Software Market to Grow by USD 2.31 Billion (2024-2028), Driven by Rising NPLs and AI-Powered Market Evolution - TechnavioJack Alban is a freelance journalist for the Daily Dot covering trending human interest/social media stories and the reactions real people have to them. He always seeks to incorporate evidence-based studies, current events, and facts pertinent to these stories to create your not-so-average viral post.BC women’s basketball top Holy Cross in convincing fashion

New Millennium Group LLC cut its stake in Meta Platforms, Inc. ( NASDAQ:META – Free Report ) by 46.0% in the 3rd quarter, according to the company in its most recent disclosure with the Securities & Exchange Commission. The fund owned 3,754 shares of the social networking company’s stock after selling 3,192 shares during the quarter. Meta Platforms accounts for about 1.4% of New Millennium Group LLC’s portfolio, making the stock its 20th biggest position. New Millennium Group LLC’s holdings in Meta Platforms were worth $2,149,000 as of its most recent filing with the Securities & Exchange Commission. Several other institutional investors and hedge funds have also recently modified their holdings of the stock. West Family Investments Inc. increased its position in shares of Meta Platforms by 21.7% during the third quarter. West Family Investments Inc. now owns 6,844 shares of the social networking company’s stock valued at $3,918,000 after acquiring an additional 1,219 shares during the last quarter. Second Half Financial Partners LLC purchased a new stake in shares of Meta Platforms during the third quarter valued at approximately $702,000. PNC Financial Services Group Inc. increased its position in shares of Meta Platforms by 2.9% during the third quarter. PNC Financial Services Group Inc. now owns 1,250,348 shares of the social networking company’s stock valued at $715,749,000 after acquiring an additional 35,117 shares during the last quarter. B. Metzler seel. Sohn & Co. Holding AG purchased a new stake in shares of Meta Platforms during the third quarter valued at approximately $116,708,000. Finally, Vance Wealth Inc. increased its position in shares of Meta Platforms by 18.8% during the third quarter. Vance Wealth Inc. now owns 3,414 shares of the social networking company’s stock valued at $1,954,000 after acquiring an additional 541 shares during the last quarter. 79.91% of the stock is owned by hedge funds and other institutional investors. Meta Platforms Trading Down 0.7 % Shares of META stock opened at $559.14 on Friday. The business has a 50-day moving average of $572.74 and a 200 day moving average of $523.96. The company has a debt-to-equity ratio of 0.18, a current ratio of 2.73 and a quick ratio of 2.73. Meta Platforms, Inc. has a 1-year low of $313.66 and a 1-year high of $602.95. The stock has a market capitalization of $1.41 trillion, a PE ratio of 26.34, a P/E/G ratio of 1.24 and a beta of 1.22. Meta Platforms Dividend Announcement The company also recently disclosed a quarterly dividend, which was paid on Thursday, September 26th. Shareholders of record on Monday, September 16th were given a $0.50 dividend. This represents a $2.00 dividend on an annualized basis and a dividend yield of 0.36%. The ex-dividend date was Monday, September 16th. Meta Platforms’s payout ratio is 9.42%. Insider Activity In other Meta Platforms news, CEO Mark Zuckerberg sold 7,975 shares of the company’s stock in a transaction on Wednesday, August 28th. The shares were sold at an average price of $516.36, for a total value of $4,117,971.00. Following the completion of the transaction, the chief executive officer now directly owns 531,884 shares in the company, valued at approximately $274,643,622.24. This represents a 1.48 % decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website . Also, CAO Aaron Anderson sold 731 shares of Meta Platforms stock in a transaction dated Monday, November 18th. The shares were sold at an average price of $557.00, for a total transaction of $407,167.00. Following the sale, the chief accounting officer now directly owns 3,414 shares in the company, valued at $1,901,598. The trade was a 17.64 % decrease in their position. The disclosure for this sale can be found here . Over the last ninety days, insiders sold 168,843 shares of company stock valued at $92,083,554. Insiders own 13.71% of the company’s stock. Wall Street Analysts Forecast Growth A number of brokerages recently commented on META. Jefferies Financial Group increased their price target on Meta Platforms from $600.00 to $675.00 and gave the company a “buy” rating in a research report on Tuesday, October 22nd. JPMorgan Chase & Co. increased their price objective on Meta Platforms from $640.00 to $660.00 and gave the company an “overweight” rating in a report on Thursday, October 31st. Deutsche Bank Aktiengesellschaft increased their price objective on Meta Platforms from $525.00 to $585.00 and gave the company a “buy” rating in a report on Thursday, August 1st. Morgan Stanley increased their price objective on Meta Platforms from $550.00 to $575.00 and gave the company an “overweight” rating in a report on Thursday, August 1st. Finally, Cantor Fitzgerald reissued an “overweight” rating and set a $670.00 price objective on shares of Meta Platforms in a report on Wednesday, October 16th. Two analysts have rated the stock with a sell rating, four have assigned a hold rating, thirty-five have given a buy rating and two have issued a strong buy rating to the company’s stock. Based on data from MarketBeat.com, Meta Platforms presently has an average rating of “Moderate Buy” and an average target price of $634.10. View Our Latest Stock Report on Meta Platforms Meta Platforms Company Profile ( Free Report ) Meta Platforms, Inc engages in the development of products that enable people to connect and share with friends and family through mobile devices, personal computers, virtual reality headsets, and wearables worldwide. It operates in two segments, Family of Apps and Reality Labs. The Family of Apps segment offers Facebook, which enables people to share, discuss, discover, and connect with interests; Instagram, a community for sharing photos, videos, and private messages, as well as feed, stories, reels, video, live, and shops; Messenger, a messaging application for people to connect with friends, family, communities, and businesses across platforms and devices through text, audio, and video calls; and WhatsApp, a messaging application that is used by people and businesses to communicate and transact privately. Read More Want to see what other hedge funds are holding META? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Meta Platforms, Inc. ( NASDAQ:META – Free Report ). Receive News & Ratings for Meta Platforms Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Meta Platforms and related companies with MarketBeat.com's FREE daily email newsletter .

"Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum." Section 1.10.32 of "de Finibus Bonorum et Malorum", written by Cicero in 45 BC "Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" To keep reading, please log in to your account, create a free account, or simply fill out the form below.By Anna Helhoski, NerdWallet The battle to get here was certainly an uphill one, but people are generally feeling better about the economy and their finances than they once did. On top of that, the economy has been easing into an ideal, Goldilocks-like position — not running too hot or cooling too quickly. Throughout 2024, consumer sentiment data showed people were fairly positive about the economy and their own finances, even if there’s remaining frustration over elevated prices compared to four years ago. Looking ahead, households are feeling more optimistic about their personal finances in the next year, as the share of those expecting to be in a better financial situation a year from now hit its highest level since February 2020. Combine positive personal vibes with a strong economic picture and it looks like 2024 wasn’t so bad for consumers, after all. But that doesn’t mean there weren’t bumps in the road or potential roadblocks ahead. To cap off the year, NerdWallet writers reflect on the top trends in personal finance and the economy this year — and what they think might be ahead in 2025. Elizabeth Renter, NerdWallet’s economist What happened: In 2024, U.S. consumers have proven resilient following a period of high inflation and ongoing high interest rates. Wage growth has been strong, owing in part to rising productivity. This has driven robust spending throughout the year, which has kept the economy growing at a healthy pace. The labor market has remained steady, though cooler than 2023, and price growth continues to moderate towards the Federal Reserve’s 2% inflation goal. What’s ahead: Barring significant changes to economic policy and significant shocks, the U.S. economy is expected to grow at a moderate rate in the coming year. Inflation will continue to moderate and the labor market will remain relatively healthy, all due in part to continued slow and deliberate rate cuts from the Fed. However, there are risks to this path. Higher tariffs and tighter immigration policies are likely, but the extent of these changes are yet unclear. The potential policy scenarios are many, and the economic outcomes complex. Increased tariffs are generally inflationary, and stricter immigration policies could impact the labor supply and economic growth. Consumers and small business owners with their eyes to the new year should focus on the things within their control. Margarette Burnette, consumer banking and savings writer What happened: High-yield savings accounts and certificates of deposit offered elevated rates in 2024, rewarding savers with strong returns. Following the Federal Reserve rate cuts in the second half of the year, high-yield accounts had modest rate decreases, but they continued to outperform traditional savings accounts and CDs. What’s ahead: We’re watching for further Federal Reserve rate cuts, which could lead to more decreases in savings rates. Sara Rathner, credit cards writer What happened: Credit card debt levels hit record highs, with consumers turning to credit cards to pay for necessities. While the economy is doing well, many individuals have struggled to make ends meet, as incomes haven’t kept up with certain costs. What’s ahead: We may see some policy and regulation changes with the incoming administration that could affect folks when it comes to credit cards, debt and consumer protections. Ryan Brady, small business writer What happened : New businesses continued to blossom in 2024 as business applications remained well above pre-pandemic levels. Confidence in the future state of the U.S. economy also spiked after the presidential election, but that optimism was tempered by concerns over rising costs and labor quality. What’s ahead: All eyes are on the incoming administration as small-business owners brace for turbulence resulting from potential tariffs, tax policy changes and dismantled government regulations. We’re also watching the possibility of interest rate cuts in 2025 and small-business owners’ growing reliance on new technologies, such as AI. Holden Lewis, mortgages writer What happened: Home buyers struggled with elevated mortgage rates, rising house prices and a shortage of homes for sale. On top of that, a new rule required buyers to negotiate their agents’ commissions. What’s ahead: The Federal Reserve is expected to cut short-term interest rates, but mortgage rates might not necessarily fall by a similar amount. Buyers will probably have more properties to choose from, and the greater supply should keep prices from rising a lot. Interest rates on home equity loans and lines of credit should fall, making it less expensive to borrow to fix up homes — either to sell, or to make the home more comfortable and efficient. Sam Taube, investing writer What happened: The stock market had a great year. The S&P 500 is up more than 25% due to falling interest rates, fading recession fears, AI hype, and the possibility of lighter taxes and regulations under the new administration. Cryptocurrency also saw big gains in 2024; the price of Bitcoin crossed the $100,000 mark for the first time in December. What’s ahead: A lot depends on how fast the Fed reduces rates in 2025. Another key unknown is Trump’s second term. Regulatory rollbacks, such as those he has proposed for the banking industry, could juice stock prices — but they also could create systemic risks in the economy. His proposed tariffs could also hurt economic growth (and therefore stock prices). Finally, it remains to be seen whether trendy AI stocks, such as NVIDIA, can continue their momentum into next year. It’s the same story with crypto: How long will this bull market last? Caitlin Constantine, assistant assigning editor, insurance What happened: Many people saw their home and auto insurance premiums skyrocket in 2024. In some states, homeowners are finding it harder to even find policies in the first place. Meanwhile, life insurance rates have started to decrease post-pandemic. We also saw more insurers offering online-only policies that don’t require a medical exam. What’s ahead: Auto and home insurance costs will likely continue to rise, although auto premiums may not rise as dramatically as they have over the past few years. And if you’re in the market for life insurance, expect to see competitive life insurance quotes and more customizable policies. Eliza Haverstock, student loans writer What happened: Borrowers received historic student loan relief, but lawsuits derailed an income-driven repayment plan used by 8 million whose payments are indefinitely paused. Uncertainty will carry into 2025 as a result of the presidential administration change. What’s ahead: Trump has pledged to overhaul higher education and rein in student loan relief. The fate of the SAVE repayment plan, student loan forgiveness options, FAFSA processing and more remain in the balance. Meghan Coyle, assistant assigning editor, travel What happened: People are willing to pay more for big and small luxuries while traveling, and airlines and hotels are taking note. Many airlines raised checked bag fees early in 2024, credit card issuers and airlines invested in renovated airport lounges, and major hotel companies continued to add luxury properties and brands to their loyalty programs. What’s ahead: Southwest will say goodbye to its open seating policy and introduce new extra-legroom seats, a major departure for the airline. Alaska Airlines and Hawaiian Airlines will unveil a unified loyalty program in 2025. Spirit Airlines may attempt to merge with another airline again after its 2024 bankruptcy filing and two failed mergers under President Biden’s administration. Travelers will find that they’ll have to pay a premium to enjoy most of the upgrades airlines and hotels are making. Laura McMullen, assistant assigning editor, personal finance What happened: This year, dynamic pricing expanded beyond concerts and travel to online retailers and even fast-food restaurants. This practice of prices changing based on real-time supply and demand received plenty of backlash from consumers and prompted the Federal Trade Commission to investigate how companies use consumers’ data to set prices. What’s ahead: Beyond an expansion of dynamic pricing — perhaps with added oversight — expect subscription models to become more prevalent and demand for sustainable products to grow. Shannon Bradley, autos writer What happened: New-car prices held steady in 2024 but remained high after a few years of sharp increases — the average new car now sells for about $48,000, and for the first time ever the price gap between new and used cars surpassed $20,000 (average used-car prices are now slightly more than $25,000). Overall, the car market returned to being in the buyer’s favor, as new-car inventories reached pre-pandemic levels, manufacturer incentives began making a comeback and auto loan interest rates started to decline. What’s ahead: The future of the car market is uncertain and depends on policies implemented by the incoming administration. Questions surround the impact of possible tariffs on car prices, whether auto loan rates will continue to drop, and if federal tax credits will still be available for electric vehicle buyers. Jackie Veling, personal loans writer What happened: Buy now, pay later continued to be a popular payment choice for U.S. shoppers, even while facing headwinds, like an interpretive ruling from the CFPB (which determined BNPL should be regulated the same as credit cards) and Apple’s discontinuation of its popular Apple Pay Later product. Large players like Affirm, Klarna and Afterpay continued to offer interest-free, pay-in-four plans at most major retailers, along with long-term plans for larger purchases. What’s ahead: Though more regulation had been widely anticipated in 2025, the change in administration suggests the CFPB will play a less active role in regulating BNPL products. For this reason, and its continued strength in the market, BNPL will likely keep growing. Taryn Phaneuf, news writer What happened: Easing inflation was a bright spot in 2024. In June, the consumer price index fell below 3% for the first time in three years. Consumers saw prices level off or decline for many goods, including for groceries, gas and new and used vehicles. But prices haven’t fallen far enough or broadly enough to relieve the pinch many households feel. What’s ahead: The new and higher tariffs proposed by the Trump administration could reignite inflation on a wide range of goods. Taryn Phaneuf, news writer What happened: Rent prices remain high, but annual rent inflation slowed significantly compared to recent years, staying around 3.5% for much of 2024, according to Zillow, a real estate website that tracks rents. A wave of newly constructed rental units on the market seems to be helping ease competition among renters and forcing landlords to offer better incentives for signing a lease. What’s ahead: If it continues, a softening rental market could work in renters’ favor. But construction is one of several industries that could see a shortage of workers if the Trump administration follows through on its promise to deport undocumented immigrants. A shortage of workers would mean fewer houses and apartments could be built. Anna Helhoski, news writer What happened: After a contentious presidential campaign, former President Donald Trump declared victory over Vice President Kamala Harris. While on the campaign trail, Trump promised to lower inflation, cut taxes, enact tariffs, weaken the power of the Federal Reserve, deport undocumented immigrants and more. Many economists have said Trump’s proposals, if enacted, would likely be inflationary. In Congress, Republicans earned enough seats to control both houses. What’s ahead: It’s unclear which campaign promises Trump will fulfill on his own and with the support of the new Congress. He has promised a slew of “day one” actions that could lead to higher prices, including across-the-board tariffs and mass deportations. Most recently, Trump pledged to enact 20% tariffs on Canada and Mexico, as well as an additional 10% tariff on China. He has also promised to extend or make permanent the 2017 Tax Cuts and Jobs Act; many of its provisions expire by the end of 2025. Anna Helhoski, news writer What happened: Fiscal year 2023-2024’s funding saga finally came to an end in March, then six months later, the battle to fund the fiscal year 2024-2025 began. The Biden Administration waged its own war against junk fees . Antitrust enforcers pushed back against tech giants like Amazon, Apple, Google, and Meta; prevented the Kroger-Albertsons merger; nixed the Jet Blue-Spirit Airlines merger; and moved to ban noncompete agreements. The Supreme Court rejected a challenge to the constitutionality of the Consumer Financial Protection Bureau, as well as a challenge to abortion pill access. SCOTUS also overruled its landmark Chevron case, which means every federal regulatory agency’s power to set and enforce its own rules are now weaker. What’s ahead: The election’s red sweep means the GOP will control the executive and legislative branches of government. They’ll face the threat of at least one more potential government shutdown; a debt ceiling drama comeback; and the beginning of the debate over extending or making permanent provisions of the expiring 2017 Tax Cuts and Jobs Act. More From NerdWallet Anna Helhoski writes for NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. The article What Trended in Personal Finance in 2024? originally appeared on NerdWallet .

Fulfillment Services Market to Set Phenomenal Growth by 2032 | DHL, FedEx Supply Chain, ShipBob 12-07-2024 12:45 AM CET | Logistics & Transport Press release from: HTF Market Intelligence Consulting Pvt. Ltd. Fulfillment Services Market HTF MI recently introduced Global Fulfillment Services Market study with 143+ pages in-depth overview, describing about the Product / Industry Scope and elaborates market outlook and status (2024-2032). The market Study is segmented by key regions which is accelerating the marketization. At present, the market is developing its presence. Some key players from the complete study are Amazon Fulfillment, DHL, FedEx Supply Chain, ShipBob, Rakuten Super Logistics, Red Stag Fulfillment, ShipMonk, XPO Logistics, Kenco Logistics, Ryder System, eFulfillment Service, GEODIS, Omnichain, Saddle Creek Logistics, UPS. Download Sample Report PDF (Including Full TOC, Table & Figures) 👉 https://www.htfmarketreport.com/sample-report/3290244-global-fulfillment-services-market-5?utm_source=Akash_OpenPR&utm_id=Akash According to HTF Market Intelligence, the Global Fulfillment Services market is expected to grow from $40 Billion USD in 2024 to $90 Billion USD by 2032, with a CAGR of 10% from 2024 to 2032. The Fulfillment Services market is segmented by Types (Pick and Pack, Warehousing, Returns, Last Mile), Application (E-Commerce, Retail, Consumer Goods, B2B Services) and by Geography (North America, LATAM, West Europe, Central & Eastern Europe, Northern Europe, Southern Europe, East Asia, Southeast Asia, South Asia, Central Asia, Oceania, MEA). Definition: Includes third-party services that handle storage, packaging, and shipping of products for e-commerce and retail businesses. This market is expanding due to the rise of online shopping and the need for efficient supply chain solutions. Dominating Region: • North America Fastest-Growing Region: • Asia-Pacific Have a query? Market an enquiry before purchase 👉 https://www.htfmarketreport.com/enquiry-before-buy/3290244-global-fulfillment-services-market-5?utm_source=Akash_OpenPR&utm_id=Akash The titled segments and sub-section of the market are illuminated below: In-depth analysis of Fulfillment Services market segments by Types: Pick and Pack, Warehousing, Returns, Last Mile Detailed analysis of Tank Container Shipping market segments by Applications: E-Commerce, Retail, Consumer Goods, B2B Services Geographically, the detailed analysis of consumption, revenue, market share, and growth rate of the following regions: • The Middle East and Africa (South Africa, Saudi Arabia, UAE, Israel, Egypt, etc.) • North America (United States, Mexico & Canada) • South America (Brazil, Venezuela, Argentina, Ecuador, Peru, Colombia, etc.) • Europe (Turkey, Spain, Turkey, Netherlands Denmark, Belgium, Switzerland, Germany, Russia UK, Italy, France, etc.) • Asia-Pacific (Taiwan, Hong Kong, Singapore, Vietnam, China, Malaysia, Japan, Philippines, Korea, Thailand, India, Indonesia, and Australia). Buy Now Latest Edition of Fulfillment Services Market Report 👉 https://www.htfmarketreport.com/buy-now?format=1&report=3290244?utm_source=Akash_OpenPR&utm_id=Akash Fulfillment Services Market Research Objectives: - Focuses on the key manufacturers, to define, pronounce and examine the value, sales volume, market share, market competition landscape, SWOT analysis, and development plans in the next few years. - To share comprehensive information about the key factors influencing the growth of the market (opportunities, drivers, growth potential, industry-specific challenges and risks). - To analyze the with respect to individual future prospects, growth trends and their involvement to the total market. - To analyze reasonable developments such as agreements, expansions new product launches, and acquisitions in the market. - To deliberately profile the key players and systematically examine their growth strategies. FIVE FORCES & PESTLE ANALYSIS: In order to better understand market conditions five forces analysis is conducted that includes the Bargaining power of buyers, Bargaining power of suppliers, Threat of new entrants, Threat of substitutes, and Threat of rivalry. • Political (Political policy and stability as well as trade, fiscal, and taxation policies) • Economical (Interest rates, employment or unemployment rates, raw material costs, and foreign exchange rates) • Social (Changing family demographics, education levels, cultural trends, attitude changes, and changes in lifestyles) • Technological (Changes in digital or mobile technology, automation, research, and development) • Legal (Employment legislation, consumer law, health, and safety, international as well as trade regulation and restrictions) • Environmental (Climate, recycling procedures, carbon footprint, waste disposal, and sustainability) Get 10-25% Discount on Immediate purchase 👉 https://www.htfmarketreport.com/request-discount/3290244-global-fulfillment-services-market-5?utm_source=Akash_OpenPR&utm_id=Akash Points Covered in Table of Content of Global Fulfillment Services Market: Chapter 01 - Fulfillment Services Executive Summary Chapter 02 - Market Overview Chapter 03 - Key Success Factors Chapter 04 - Global Fulfillment Services Market - Pricing Analysis Chapter 05 - Global Fulfillment Services Market Background or History Chapter 06 - Global Fulfillment Services Market Segmentation (e.g. Type, Application) Chapter 07 - Key and Emerging Countries Analysis Worldwide Fulfillment Services Market Chapter 08 - Global Fulfillment Services Market Structure & worth Analysis Chapter 09 - Global Fulfillment Services Market Competitive Analysis & Challenges Chapter 10 - Assumptions and Acronyms Chapter 11 - Fulfillment Services Market Research Methodology Key questions answered • How Global Fulfillment Services Market growth & size is changing in next few years? • Who are the Leading players and what are their futuristic plans in the Global Fulfillment Services market? • What are the key concerns of the 5-forces analysis of the Global Fulfillment Services market? • What are the strengths and weaknesses of the key vendors? • What are the different prospects and threats faced by the dealers in the Global Fulfillment Services market? Thanks for reading this article; you can also get individual chapter-wise sections or region-wise report versions like North America, LATAM, Europe, Japan, Australia or Southeast Asia. Nidhi Bhawsar (PR & Marketing Manager) HTF Market Intelligence Consulting Private Limited Phone: +15075562445 sales@htfmarketreport.com About Author: HTF Market Intelligence Consulting is uniquely positioned to empower and inspire with research and consulting services to empower businesses with growth strategies. We offer services with extraordinary depth and breadth of thought leadership, research, tools, events, and experience that assist in decision-making. This release was published on openPR.

Five weeks after Election Day, The New York Times just came out with a useful explainer on one of the voters’ top concerns: the Biden illegal-immigration surge . All the news that’s fit to print . . . once it doesn’t matter for Democrats? David Leonhardt, the Gray Lady’s crack numbers guy, lays out key info (all of which has already been reported in The Post): “The immigration surge of the past few years has been the largest in US history,” and, “Total net migration during the Biden administration is likely to exceed eight million people” — “a faster pace of arrivals than during any other period on record, including the peak years of Ellis Island traffic.” The result: “the share of the US population born in another country” hit “a new high,” 15.2%, topping the 1890 figure of 14.8%. And even: “the Biden administration’s policy appears to have been the biggest factor” in the surge. Really? Leonhardt even names some “downsides, including the pressure on social services and increased competition for jobs,” and how the surge will reduce “wage growth for Americans who did not attend college” — which is a win for higher-income folks who thus pay less for services. Pretty important info — that the Times’ editorial board has been denying for Joe Biden’s entire term. Of course, the Times still sticks to some favorite chestnuts, complaining that “some” Republicans push “falsehoods about recent immigrants, claiming that they have caused a crime wave” even though “immigrants have historically committed crime at lower rates than native-born Americans.” The “historically committed” claim is based on a few small, outdated studies — and even then, can’t tell us anything about today’s migrants, so how does “falsehoods” apply? We look forward to the Times expose of Tren de Aragua’s crime spree in the United States, which, based on its track record, should come sometime in the spring. The whole thing amounts to a belated and still hesitant explanation to Times readers of why its candidate lost, on the (probably all too true) assumption that they’d only been getting their facts from the Times and like-minded outlets. Conspicuously absent is any note from the paper’s editors along the lines of, “Sorry we’re only telling you the truth now, but we figured you didn’t want to know.” Of course, if the paper’s decided to truly join the reality-based community, it’ll do climate change and energy policy next.(The Center Square) – President Donald Trump has promised to reduce government waste and employed wealthy businessmen Elon Musk and Vivek Ramaswamy to lead the charge. So far, spending on federal Diversity, Equity and Inclusion policies are prime targets for Musk and Ramaswamy, and a recent report shows just how widespread federal DEI spending has become. The report from Do No Harm shows 500 ways the Biden-Harris administration “infused DEI into the federal government.” Those examples include federal agencies starting dozens of equity training programs, doling out federal contracts and jobs based on race and gender, and teaching Americans more about their country’s racism, both past and present. The DEI explosion took off after Biden issued executive orders on his first day in office as well as another in June of 2021. The first executive order “established that affirmatively advancing equity, civil rights, racial justice, and equal opportunity is the responsibility of the whole of our Government.” The second order established “that it is the policy of my Administration to cultivate a workforce that draws from the full diversity of the Nation.” Biden also issued other executive orders, including around gender and sexuality, to the same effect his first year in office. Those orders gave federal bureaucrats not only permission but actually direct orders to embrace DEI policies across the board. And Do No Harm’s report shows they did, full-throttle, citing 80 “Equity Action Plans” submitted by agencies that promised over 500 taxpayer-funded actions. Some of the actions are seemingly mild, such as the U.S. Social Security Administration tracking more racial data. Other examples of DEI policies, though, made the federal government the nation’s teacher. For example, a blog for the U.S. Treasury Department lectures Americans on racial inequality. More directly, the federal government began implementing training programs for many federal employees that fully embrace racial ideology labeled “woke” by its opponents. For instance, the Federal Energy Regulatory Commission invested in training for employees to consider equity more in its regulatory decisions. “Training will address how equity and environmental justice involves removing barriers underserved communities may face in the context of the Commission’s practices, processes, and policies,” FERC said in its Equity Action Plan. “Training also will address how, consistent with FERC’s mission and statutory duties, the Commission considers the impact of its actions on such communities. More specific trainings geared toward the responsibilities of different program offices and issue areas also may be identified or developed and offered.” Other actions seem to favor some groups over others. Changing the “percentage” of benefits received necessarily requires giving contracts, grants, or other federal resources to certain groups, almost always at the expense of white Americans, even more often white men. For example, the American Battle Monuments Commissions in its Equity Action Plan called for “expanding the percentage of U.S.-based contracted goods and services awarded to minority-owned, women-owned, and service disabled veteran-owned enterprises.” In fact, the ABMC pledged to pay a worker for this sole purpose. In another instance, the Smithsonian Institute pledged to recruit more Black and indigenous interns. “One of the simplest ways to ensure equity and accessibility in internships is to provide a livable stipend and advertise it clearly in promotion materials,” the federal group said in its Equity Action Plan. “Many units include a statement directly in their internship description about their commitment to equity. They also are intentional about making the application process simple and transparent, offering access services for interviews and allowing for multiple formats in place of a required essay.” The Smithsonian Institution , the federal steward of America’s past, also promised to begin promoting a historical framework that emphasizes American racism in the past and today. The federal group pledged to “Address the historical roots and contemporary impacts of race and racism in the United States and globally through interdisciplinary scholarship, creative partnerships, dialogue, education, and engagement.” The Center Square has reported on other examples of DEI policies and grants becoming the norm in recent years as well, though much of this kind of spending began before the Biden-Harris administration took power. Those include: $2.6 million in taxpayer dollars to train students to promote critical race theory. Millions to train school teachers in DEI ideology around race and gender. A portion of New York's $9 billion in federal COVID funding was spent training staff in ‘privilege’ and to recognize ‘equity warriors,’" among other related themes. $1.2 million for research find evidence that racism is the culprit for minorities struggling to sleep at night.

NEW YORK , Dec. 6, 2024 /PRNewswire/ -- Report with market evolution powered by AI - The global tote bags market size is estimated to grow by USD 9.19 billion from 2024-2028, according to Technavio. The market is estimated to grow at a CAGR of 6.78% during the forecast period. Personalization and customization of luxury tote bags is driving market growth, with a trend towards increased demand at airport retail stores. However, fluctuating operational costs, including labor, logistics, and raw material costs poses a challenge. Key market players include Burberry Group Plc, Capri Holdings Ltd., Chanel Ltd., Dolce and Gabbana S.r.l., Double R Bags, Giorgio Armani S.p.A ., Hermes International SA, Kering SA, Lavie, LVMH Group., Mulberry Group Plc, Prada S.p.A, PVH Corp., Ralph Lauren Corp., Ronak Industries, Samsonite International SA, Tapestry Inc., Targus, Tods Spa, and VF Corp.. Key insights into market evolution with AI-powered analysis. Explore trends, segmentation, and growth drivers- View Free Sample PDF Market Driver The global tote bags market is experiencing growth due to the rising demand for handbags, particularly tote bags, at airport retail outlets. Travelers frequently purchase luxury and premium tote bags from duty-free stores at airports because of their lower prices compared to local retailers. Airport retailing's popularity is on the rise worldwide, with many major airports undergoing renovations to accommodate large retail spaces. Factors like early check-ins, flight delays, and last-minute shopping also contribute to the market's growth. Brands like Samsonite and TUMI have a significant presence in airport terminals in India and other developing countries, where quality retail space is limited. In response to the COVID-19 pandemic, airport management companies and retailers have adapted their sales and marketing strategies to boost revenues and profits, which are currently declining due to reduced passenger traffic. These strategies are expected to fuel the value sales of the global tote bags market during the forecast period. Tote bags are trending in various markets including shopping, laptop, sports, and travel. Materials like canvas, fabric, faux leather, nylon, polyvinyl chloride, jute, cloth, and printed or textured designs are popular. Brands offer personalized, embellished, and solid color options. Online and offline stores distribute these reusable bags made of sustainable materials. Tote bags come in various sizes and textures, such as paper, cotton, linen, and generation-specific designs. The market includes players like Double R Bags, Frontier Bag, and Data Bridge. Consumer demand for eco-friendly alternatives to plastic bags drives the market's future outlook. Cost considerations and environmental concerns influence purchasing decisions. Tote bags are used in grocery stores, for branding, and as sustainable fashion statements. The market faces competition from other reusable bags, but the trend towards reducing plastic pollution and climate change continues to fuel growth. Request Sample of our comprehensive report now to stay ahead in the AI-driven market evolution! Market Challenges The tote bag market faces several challenges that impact the profitability of international vendors. One significant challenge is the rising labor costs in developing countries, such as China , Indonesia , Bangladesh , and Vietnam , where many vendors have their factories or original equipment manufacturers (OEMs) located. These increasing labor costs are a result of economic conditions and continuously fluctuate, leading to higher production costs for vendors. Additionally, fluctuations in raw material costs, particularly for major materials like leather, pose another challenge. The leather manufacturing process involves highly regulated steps, increasing the price of leather as a raw material, and transportation costs, which include taxes, duties, and fuel prices, add to the production expenses. Vendors incur transportation costs at various stages, from the supply of raw materials to factories to the delivery of finished goods to end-users. The major portion of transportation costs consists of fuel prices, which are subject to frequent fluctuations. While the competitive market environment restricts vendors from increasing end product prices, these rising costs reduce profit margins. To mitigate these challenges, vendors are investing in new technologies, innovative collaborations, and automating their manufacturing processes. For instance, LVMH, PRADA, and Tapestry have adopted manufacturing automation. The Tote Bag market faces various challenges in different sectors. In grocery shopping, practicality and multiple compartments are essential. For beach outings and commutes, sturdy handles and zippered pockets are a must. Functionality and foldable designs are key for events, conferences, and trade shows. Sustainability is a major concern, with consumers preferring branded tote bags made from full-grain or top-grain leather or renewable resources. E-commerce platforms, online retailing, and online marketplaces like Etsy and social media shops offer convenience, but distribution channels and consumer reviews play a crucial role in sales. Material choices include genuine leather, synthetic materials, and personalization options. The market prioritizes sustainability, with concerns over carbon footprint and biodegradability. Customers value doorstep delivery and easy access to physical stores, department stores, boutiques, specialty shops, and dedicated websites. Discover how AI is revolutionizing market trends- Get your access now! This tote bags market report extensively covers market segmentation by 1.1 Offline 1.2 Online 2.1 Cotton 2.2 Leather 2.3 Others 3.1 Europe 3.2 APAC 3.3 North America 3.4 Middle East and Africa 3.5 South America 1.1 Offline- Offline distribution channels, including specialty stores, hypermarkets, supermarkets, and department stores, generate significant revenue for the global tote bags market. Specialty stores, such as exclusive brand stores, multi-brand stores, apparel stores, factory outlets, airport retail stores, and personal goods stores, offer consumers easy access to the latest tote bag trends and designs. Supermarkets and hypermarkets, with their dedicated luxury goods aisles, increase product visibility and provide consumers with a convenient one-stop shopping experience. Extensive marketing efforts and attractive shelf displays further encourage sales. The growing retail industry and establishment of numerous retail outlets are driving sales in the tote bag market. Department stores and specialty stores are the largest revenue contributors, with women's accessories accounting for a significant portion of their annual sales. Department store retailers differentiate themselves through store design, merchandise, and consumer service, while exclusive designer collections and private-label brands offer a competitive advantage. Hypermarkets and clubhouse stores cater to style-conscious consumers, and global retailers with large store networks are expected to benefit from this trend. Though offline channels face competition from online channels, extensive marketing efforts will maintain steady sales growth during the forecast period. Download a Sample of our comprehensive report today to discover how AI-driven innovations are reshaping competitive dynamics Research Analysis Tote bags have become a popular choice for shopping, work, travel, and personal use due to their versatility and eco-friendly nature. These reusable bags come in various styles such as laptop bags, sports bags, and travel bags, catering to different needs. Tote bags are available in various materials like canvas, embellished, fabric, faux leather, nylon, polyvinyl chloride, jute, cloth, printed, textured, and solid. Shoppers can choose from solid colors or intricate texture patterns. Tote bags are widely available in both online and offline stores. Data bridge market research reveals that the market for tote bags is expanding, with an increase in demand for personalized and printed bags. Other materials like paper, cotton, linen, and generation also find use in creating tote bags. The distribution of tote bags occurs both online and offline, making them easily accessible to consumers. Market Research Overview Tote bags have become a popular shopping essential, offering a versatile and practical alternative to single-use plastic bags. These reusable bags come in various styles, including laptop bags, sports bags, travel bags, and personalized bags. Tote bags are available in different materials such as canvas, embellished fabric, faux leather, nylon, polyvinyl chloride, jute, cloth, printed, textured, and solid designs. Offline and online stores offer a wide range of tote bags. Brands like Double R Bags and Frontier Bag have made a mark in the market with their high-quality fabric material. Other options include paper bags, cotton, linen, and recycled fabrics. Consumer demand for eco-friendly alternatives to plastic bags is driving the tote bag market. Tote bags are not only a greener choice but also a fashion statement. Custom-designed tote bags are popular for branding and promotional tools. Influencers and celebrities have been spotted carrying tote bags, adding to their popularity as fashion accessories. The future outlook for the tote bag market is positive, with initiatives to reduce plastic pollution and climate change increasing. Tote bags are available in various sizes, with multiple compartments, zippered pockets, sturdy handles, and foldable designs, making them a practical choice for grocery shopping, beach outings, and commuting. Sustainability and functionality are key considerations for consumers, with eco-friendly materials such as organic cotton and recycled fabrics gaining popularity. Tote bags are a versatile and essential item for everyday use. Table of Contents: 1 Executive Summary 2 Market Landscape 3 Market Sizing 4 Historic Market Size 5 Five Forces Analysis 6 Market Segmentation Distribution Channel Offline Online Material Cotton Leather Others Geography Europe APAC North America Middle East And Africa South America 7 Customer Landscape 8 Geographic Landscape 9 Drivers, Challenges, and Trends 10 Company Landscape 11 Company Analysis 12 Appendix About Technavio Technavio is a leading global technology research and advisory company. Their research and analysis focuses on emerging market trends and provides actionable insights to help businesses identify market opportunities and develop effective strategies to optimize their market positions. With over 500 specialized analysts, Technavio's report library consists of more than 17,000 reports and counting, covering 800 technologies, spanning across 50 countries. Their client base consists of enterprises of all sizes, including more than 100 Fortune 500 companies. This growing client base relies on Technavio's comprehensive coverage, extensive research, and actionable market insights to identify opportunities in existing and potential markets and assess their competitive positions within changing market scenarios. Contacts Technavio Research Jesse Maida Media & Marketing Executive US: +1 844 364 1100 UK: +44 203 893 3200 Email: [email protected] Website: www.technavio.com/ SOURCE Technavio

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