Microsoft Azure customers worldwide now gain access to Impartner's Partner Relationship Management (PRM) platform to take advantage of the scalability, reliability, and agility of Azure to drive partner program growth and enhance business strategies. SALT LAKE CITY , Dec. 26, 2024 /PRNewswire/ -- Impartner , a leading provider of partner management and partner marketing automation solutions, today announced the availability of its Partnership Relationship Management (PRM) platform in Microsoft Azure Marketplace , an online store providing applications and services for use on Azure. Impartner customers can now take advantage of the productive and trusted Azure cloud platform, with streamlined deployment and management. Impartner PRM enables businesses to effectively manage and scale their partner ecosystems. By integrating seamlessly with Microsoft Dynamics 365 and Azure, the platform offers real-time data synchronization, scalable cloud infrastructure, and enterprise-grade security. Impartner's PRM leverages Dynamics 365 to provide bi-directional data synchronization, streamlining partner management and optimizing the sales pipeline. Customers benefit from improved partner engagement, increased scalability through Azure, and secure compliance with global standards. Impartner's PRM includes AI-powered tools, such as an AI-driven chatbot, that enhance resource accessibility and partner engagement with 24/7 support. By integrating with Dynamics 365 and Azure, Impartner ensures customers can scale their operations and benefit from a cloud infrastructure that supports growth, efficiency, and innovation. "We're excited to make Impartner's PRM available in the Microsoft Azure Marketplace, enabling businesses to manage and grow their partner ecosystems more effectively," said Ryan Knapp , Global Head of Partnerships at Impartner. "By combining our advanced platform with Microsoft cloud infrastructure, we're helping companies streamline operations, strengthen partnerships, and drive growth. This integration opens up new possibilities for businesses to scale efficiently and innovate with confidence." "Microsoft welcomes Impartner to Azure Marketplace, where global customers can find, try, and buy from among thousands of partner solutions," said Jake Zborowski , General Manager, Microsoft Azure Platform at Microsoft Corp. "Azure Marketplace and trusted partners like Impartner help customers do more with less by increasing efficiency, buying confidently, and spending smarter." The Azure Marketplace is an online market for buying and selling cloud solutions certified to run on Azure. The Azure Marketplace helps connect companies seeking innovative, cloud-based solutions with partners who have developed solutions that are ready to use. About Impartner Impartner is the fastest-growing, most awarded provider of channel management technologies, including its flagship Partner Relationship Management (PRM) and Partner Marketing Automation solutions. These tools empower organizations worldwide to effectively manage partner relationships, drive demand through partners, and accelerate revenue via indirect sales channels. For more information, visit impartner.com . For more information, press only: Lola Phonpadith Impartner Lola.phonpadith@impartner.com View original content to download multimedia: https://www.prnewswire.com/news-releases/impartner-partner-relationship-management-platform-now-available-in-the-microsoft-azure-marketplace-302339325.html SOURCE ImpartnerIsrael strikes against Houthi rebels in Yemen's capital, and WHO chief says he was 'meters' away
By JESSICA DAMIANO Some homeowners gaze out their windows and see lush and beautiful gardens . Others would like to see lush and beautiful gardens but instead are greeted by overgrown, dead or otherwise messy landscapes. Related Articles Things To Do | Home & Garden Digest Things To Do | Make Slow Cooker Apple Cider Pork as an easy New Year’s Day dish Things To Do | Exhausted by political news? TV ratings and new poll say you’re not alone Things To Do | Horoscopes Dec. 26, 2024: Jared Leto, focus on what excites and bring you joy Things To Do | Community gathers for Christmas dinner at Santa Cruz Veterans Memorial Building Whether you’ve inherited a neglected garden from a previous homeowner or have been too busy to keep on top of maintenance, don’t despair: Devising a game plan now can set you up for a much better view by next winter. As with most seemingly hopeless tasks, breaking the process down into small steps performed over time will help make the project manageable. First, grab a notepad and take a walk around the garden. Assess each section, determining which plants can be saved, which need to go and which require attention. Make a list now. Dead and invasive plants , as well as weeds , should be first on the chopping block. If the weather allows, dig them out, removing as much of their root systems as possible. Otherwise, tackle this first in spring. Next, remove and give away otherwise-healthy plants that you don’t want. Online buy-nothing groups and neighborhood pages are great places to find takers . Many will even be willing to do the digging if it means getting a free plant. If the property has been overrun with a thicket of plants, shrubs, trees and vines that have grown wild, a chainsaw, brush mower or brush grubber may be in order. If you’re dealing with a lot of weeds or want to create new garden beds in a lawn, you can smother the existing vegetation rather than dig it up. Determine the shape and size of the bed or border, and cover that area with cardboard or thick layers of newspaper. This can be done now, topped with 3 inches of compost and 2 inches of mulch, and left to sit over winter. It can also wait until planting time. When you’re ready to plant, you’ll be cutting root-size holes in the cardboard for your plants. Most weeds will be suppressed, but some may sneak through and require pulling or more cardboard. Healthy but overgrown or unproductive deciduous shrubs (the types that lose their leaves) can be rejuvenated by pruning . Do this when branches are bare in late winter. Choosing a method will require weighing aesthetics against rebound time and deciding which is right for you. The fastest (but most severe) method would be to cut the whole plant down just above ground level. It’s scary, but most shrubs can handle this and will bounce back stronger. If retaining height in the garden is important, you can opt to prune each branch or stem individually at uneven heights. Or cut back one-third of the plant’s branches each year for three years. The latter would have the least drastic effect but require the most patience. Evergreen trees and shrubs should only undergo selective pruning (the shortening of individual branches). Take care to avoid over-shearing or creating holes in needled evergreen plants and trees; with the exception of yews, they won’t fill back in . Now that you have a clean canvas, turn your attention to the soil. Test the soil’s pH to ensure it’s within range for the plants you plan to add. Test kits are available at local and online garden retailers. Your local cooperative extension service may provide testing and soil-amendment advice for a nominal fee. If indicated, incorporate lime or elemental sulfur into the soil to raise or lower its pH, following package instructions. If the soil is hard and compacted, use a core aerator or long-handled garden fork to create 2-3-inch holes through which air and water can enter. Finally, spread a 2-to-3-inch layer of compost or well-rotted manure over the area. As it decomposes, nutrients will work their way into the soil. After completing the above steps, it will be time to plant your new garden. If by summer you’re not yet ready to plant, apply mulch or use annuals to protect the bare soil. When you’re ready to plant new trees , shrubs and/or perennials, carefully select varieties that will not run rampant. Dig holes just as deep as their roots but twice as wide and space them appropriately to allow for their mature sizes. For the lowest maintenance going forward, consider hardy, pollinator-friendly , drought-tolerant native plants. Incorporate non-invasive groundcovers into beds to serve as a natural mulch and discourage weeds – remember, if you don’t plant something in bare spots, God will. While you wait for groundcovers to fill in, apply 2-to-3 inches of mulch between and around plants to help retain moisture, suppress weeds, keep soil temperatures even and protect tender roots. It might take a year or two — or longer, depending on your schedule and ability, but a step-by-step approach will avoid overwhelm and provide a steady stream of small wins as you approach your goal. Jessica Damiano writes weekly gardening columns for the AP and publishes the award-winning Weekly Dirt Newsletter. You can sign up here for weekly gardening tips and advice. For her favorite tools and gear of the past year, see her 2024 gardening gift guide. For more AP gardening stories, go to https://apnews.com/hub/gardening .
BOSTON--(BUSINESS WIRE)--Nov 21, 2024-- Skillsoft (NYSE: SKIL) (“Skillsoft” or the “Company”), a leading platform for transformative learning experiences, today announced it will release its third quarter fiscal 2025 financial results after market close on Tuesday, December 10, 2024. The Company will host a conference call and webcast to discuss the results on the same day at 5:00 p.m. Eastern Time. Conference Call Details The conference call can be accessed by dialing (877) 413-9278 from the United States and Canada, or (215) 268-9914 from international locations. The live webcast can be accessed from the Investor Relations page of Skillsoft’s website at investor.skillsoft.com , and a replay will be available for six months. About Skillsoft Skillsoft (NYSE: SKIL) delivers transformative learning experiences that propel organizations and people to grow together. The Company partners with enterprise organizations and serves a global community of learners to prepare today’s employees for tomorrow’s economy. With Skillsoft, customers gain access to blended, multimodal learning experiences that do more than build skills, they grow a more capable, adaptive, and engaged workforce. Through a portfolio of best-in-class content, a platform that is personalized and connected to customer needs, world-class tech and a broad ecosystem of partners, Skillsoft drives continuous growth and performance for employees and their organizations by overcoming critical skill gaps and unlocking human potential. Learn more at www.skillsoft.com . View source version on businesswire.com : https://www.businesswire.com/news/home/20241121476832/en/ CONTACT: Investors: Ross Collins or Stephen Poe SKIL@alpha-ir.comMedia : Cameron Martin cameron.martin@skillsoft.com KEYWORD: MASSACHUSETTS UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: TECHNOLOGY SECURITY SOFTWARE NETWORKS INTERNET CONTINUING TRAINING DATA MANAGEMENT EDUCATION ARTIFICIAL INTELLIGENCE SOURCE: Skillsoft Copyright Business Wire 2024. PUB: 11/21/2024 04:15 PM/DISC: 11/21/2024 04:15 PM http://www.businesswire.com/news/home/20241121476832/enIndia mourns distinguished leader: PM Modi on Manmohan Singh's demiseByfield scores in 200th career game as Kings hold off Kraken for 2-1 win
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The TOI Entertainment Desk is a dynamic and dedicated team of journalists, working tirelessly to bring the pulse of the entertainment world straight to the readers of The Times of India. No red carpet goes unrolled, no stage goes dark - our team spans the globe, bringing you the latest scoops and insider insights from Bollywood to Hollywood, and every entertainment hotspot in between. We don't just report; we tell tales of stardom and stories untold. Whether it's the rise of a new sensation or the seasoned journey of an industry veteran, the TOI Entertainment Desk is your front-row seat to the fascinating narratives that shape the entertainment landscape. Beyond the breaking news, we present a celebration of culture. We explore the intersections of entertainment with society, politics, and everyday life. Read More Charming pictures of Daisy Shah Weekend Special: How to make Multigrain Thaalipeeth 10 signs your best friend is drifting apart Keerthy Suresh’s ethnic wear styles are perfectly tailored for wedding season 10 quotes about love and loss from famous books and classics Mark Twain's timeless quotes on love and life Uttarakhand: 8 most iconic temples in Devbhoomi How to grow Kiwi from seeds in the balcony garden 10 amazing benefits of drinking 50 ml Amla Juice dailyGuest Opinion: Trump should reform financial watchdogs. Here’s how
JERUSALEM (AP) — A new round of Israeli airstrikes in Yemen on Thursday targeted the Houthi rebel-held capital of Sanaa and multiple ports, while the World Health Organization's director-general said the bombardment occurred nearby as he prepared to board a flight in Sanaa, with a crew member injured. “The air traffic control tower, the departure lounge — just a few meters from where we were — and the runway were damaged,” Tedros Adhanom Ghebreyesus said on the social media platform X. He added that he and U.N. colleagues were safe. “We will need to wait for the damage to the airport to be repaired before we can leave,” he said, without mentioning the source of the bombardment. The Israeli strikes followed several days of Houthi launches setting off sirens in Israel. The Israeli military said it attacked infrastructure used by the Iran-backed Houthis at the international airport in Sanaa and ports in the cities of Hodeida, Al-Salif and Ras Qantib, along with power stations, asserting they were used to smuggle in Iranian weapons and for the entry of senior Iranian officials. Israel's military didn't immediately respond to questions about Tedros' post but issued a statement saying it had "capabilities to strike very far from Israel’s territory — precisely, powerfully, and repetitively.” The strikes came a day after Israeli Prime Minister Benjamin Netanyahu said that “the Houthis, too, will learn what Hamas and Hezbollah and Assad’s regime and others learned" as his military has battled those more powerful proxies of Iran. The Houthis' media outlet confirmed the strikes in a Telegram post, and the Houthi-controlled satellite channel al-Masirah reported multiple deaths. Iran's foreign ministry condemned the strikes. The U.S. military also has targeted the Houthis in Yemen in recent days. The United Nations has noted that the targeted ports are important entryways for humanitarian aid for Yemen, the poorest Arab nation that plunged into a civil war in 2014 . Over the weekend, 16 people were wounded when a Houthi missile hit a playground in the Israeli city of Tel Aviv , while other missiles and drones have been shot down. Last week, Israeli jets struck Sanaa and Hodeida, killing nine people, calling it a response to previous Houthi attacks. The Houthis also have been targeting shipping on the Red Sea corridor, calling it solidarity with Palestinians in Gaza. The U.N. Security Council has scheduled an emergency meeting Monday in response to an Israeli request that the council condemn the Houthi attacks and Iran for supplying weapons to the rebels. 5 journalists killed in Gaza Meanwhile, an Israeli strike killed five Palestinian journalists outside a hospital in the Gaza Strip overnight , the territory's Health Ministry said. The Israeli military said that all were militants posing as reporters. The strike hit a car outside Al-Awda Hospital in the built-up Nuseirat refugee camp in central Gaza. The journalists were working for the local news outlet Al-Quds Today, a television channel affiliated with the Islamic Jihad militant group. Islamic Jihad is a smaller and more extreme ally of Hamas and took part in the Oct. 7, 2023 attack in southern Israel, which ignited the war. The Israeli military identified four of the men as combat propagandists and said that intelligence, including a list of Islamic Jihad operatives found by soldiers in Gaza, had confirmed that all five were affiliated with the group. Hamas, Islamic Jihad and other Palestinian militant groups operate political, media and charitable operations in addition to their armed wings. Associated Press footage showed the incinerated shell of a van, with press markings visible on the back doors. Sobbing young men attended the funeral outside the hospital. The bodies were wrapped in shrouds, with blue press vests draped over them. The Committee to Protect Journalists says more than 130 Palestinian reporters have been killed since the start of the war. Israel hasn't allowed foreign reporters to enter Gaza except on military embeds. Israel has banned the pan-Arab Al Jazeera network and accused six of its Gaza reporters of being militants . The Qatar-based broadcaster denies the allegations and accuses Israel of trying to silence its war coverage, which has focused heavily on civilian casualties from Israeli military operations. Another Israeli soldier killed Separately, Israel's military said that a 35-year-old reserve soldier was killed during fighting in central Gaza early Thursday. A total of 389 soldiers have been killed in Gaza since the start of the ground operation more than a year ago. The war began when Hamas-led militants stormed across the border in an attack on nearby army bases and farming communities. They killed around 1,200 people, mostly civilians, and abducted around 250. About 100 hostages are still inside Gaza, at least a third believed to be dead. Israel's air and ground offensive has killed more than 45,000 Palestinians, according to the Health Ministry. It says more than half the fatalities have been women and children, but doesn't say how many of the dead were fighters. Israel says it has killed more than 17,000 militants, without providing evidence. The offensive has caused widespread destruction and driven around 90% of the population of 2.3 million from their homes. Hundreds of thousands are packed into squalid tent camps along the coast, with little protection from the cold, wet winter. Also Thursday, people mourned eight Palestinians killed by Israeli military operations in and around the city of Tulkarem in the occupied West Bank on Tuesday, according to the Palestinian Health Ministry. The Israeli military said that it opened fire after militants attacked soldiers, and it was aware of uninvolved civilians who were harmed in the raid. ___ Shurafa reported from Deir al-Balah, Gaza Strip. Associated Press writer Nasser Karimi in Tehran, Iran, contributed. A previous version of this story was corrected to show that the name of the local news outlet is Al-Quds Today, not the Quds News Network. ___ Follow AP’s war coverage at https://apnews.com/hub/israel-hamas-war Josef Federman And Wafaa Shurafa, The Associated PressIn complaint, Munirathna claims he was attacked with ‘acid-laced eggs’
NoneA seven-year-old girl who went missing on Monday in Sango-Ota, Ogun State, has been found, New Telegraph reports. Muyiwa Adejobi, the Police Force Public Relations Officer (FPRO), confirmed the development via a post on his X page on Sunday, bringing relief to her family and the public. According to Adejobi, the young girl disappeared after being deceived by a male customer who frequently patronized her mother, a PoS operator. The suspect allegedly sent the child on an errand before vanishing with her. “OTTA MISSING GIRL: The girl has been found. The Commissioner of Police, Ogun State, will give details at his media briefing on the case and many other feats in Ogun State. “We appreciate you all for your concern on the girl’s case. Thank you,” Adejobi wrote. READ ALSO: The case gained attention on social media after the girl’s cousin, Miyakee (@mimara_concept), raised the alarm on Wednesday. He accused the suspect of initially directing the family to meet him under Sango Bridge to retrieve the girl before becoming unreachable. The incident also stirred controversy after allegations that officers at the Sango Division demanded ₦40,000 to act on the missing girl’s case. Although Ogun State Police spokesperson Omolola Odutola denied the claim, Adejobi later confirmed that money was indeed demanded, sparking further scrutiny. The Commissioner of Police in Ogun State is expected to provide full details of the investigation and update the public on the efforts that led to the girl’s recovery during an upcoming media briefing.Every Black Friday, there’s a number of viral products that everyone has on their Christmas wish list, and we don’t expect this year to be any different. However, not all of these popular items are going to stay in stock, and we have some insight on the ones that won’t. Black Friday is big business, and last year shoppers spent $222.1 billion during the entire holiday shopping season, according to Queue-it. Sales on Black Friday reached $16.4 billion (online and in stores), and this was a 9% increase from the year before. While it comes as no surprise that electronics are the most sought-after products of the holiday season, Queue-it said this accounts for the majority of holiday sales, jumping to $50.8 billion in 2023. Apparel, furniture, groceries and toys are the other hot sellers of Black Friday. Together, these five categories accounted for 65% of sales during the holidays last year and is only expected to grow in 2024. While many items that sell out over Black Friday are driven by a good deal, we also know that a hot product is just that — a gift that most people want to open on Christmas Day. So, here are our picks for the top 10 hot-ticket items that could sell out over Black Friday. Samsung 98-inch QLED TV 1. Big TVs The holidays are ripe for TV deals, and we expect shoppers to buy a ton of them in 2024, especially at Walmart. Consumers are trending toward bigger TVs and the super low-price deals over Black Friday force many models to sell out. This is especially true of popular models from Samsung, Hisense, LG and more favorites. Apple Watch Series 9 2. Apple Watches Apple's smartwatches are a top pick among Apple fans. We’ve seen prices on the Apple Watch continue to trend downward, which was only spurred by the release of the new Apple Watch 10 in September. This pushed down prices on earlier models, with the best deals coming on the Apple Watch SE and Apple Watch 9. For Black Friday, we think the prices will drop even lower and sell out due to high demand. Beats Solo3 3. Beats headphones Wireless headphones are one of the most popular products of 2024, and Beats are one of the top brands. We’re already seeing big markdowns on Beats Wireless Headphones, and we expect these price drops to continue into Black Friday. The Beats Solo3 is likely to be on sale for even cheaper than we’ve already seen, and we think they will sell out for Black Friday, with the possibility of other popular Beats headphones joining them. Apple AirPods (3rd gen) 4. Apple AirPods If you haven’t picked up a pair of Apple AirPods yet, this could be your year to do it. With Apple launching a fourth generation of AirPods earlier this year, the price on prevvious models are creeping lower. We think over Black Friday they’ll be at their cheapest price ever, with the AirPods (3rd Gen) likely to sell out. JBL Flip 6 5. JBL bluetooth speakers Bluetooth speakers are a must-have for many this year, and with the big sound that comes from JBL’s speakers, it’s easy to see why they might sell out for Black Friday. These popular speakers come in a variety of portable sizes and waterproof designs. We expect big deals on JBL’s top-rated Clip 5 and Flip 6 Bluetooth speaker models. Apple iPad (10th Gen) 6. Apple iPad One of Apple’s most sought-after products of the year was the iPad, and we saw the 9th Gen and 10th Gen models drop to their lowest prices ever. We think this year will bring some iPad bliss with even better discounts, but these deals will disappear just as fast as they arrive. We think that mega discounts on the iPad (9th Gen) and iPad (10th Gen) could cause sell outs, especially on Amazon. Dyson Airwrap 7. Dyson Airwrap The Dyson Airwrap just might be the top product of Black Friday, as this is one of the rare times there’s a discount on the beloved hair styling tool. At $600, the Airwrap carries a hefty price tag, so any discount presented is a welcome surprise. But as we’ve seen in the past, any Black Friday deal on the Dyson Airwrap causes a crush of interest that’s followed by a sell out. Ugg Tasman slippers 8. UGG Tasman slippers If you’ve tried to scoop up the UGG Tasman Slippers in previous years, you already know they never stay in stock for long. As the “it” slipper of the holiday season, UGG’s Tasman sells out multiple times over the holidays, even without a discount offered. We think that this year will be similar, with popular sizes and colors of the Tasman Slipper snatched up fast over Black Friday. Bissell Little Green 9. Bissell Little Green The Bissell Little Green carpet cleaner is a popular home product that just can’t seem to stay in stock. With prices falling under $90, this mighty machine can be a blessing for pet owners and parents, as its compact size makes it easy to store and use when needed. We’ve seen the Little Green Machine sell out before, and we’d be surprised if it didn’t do it again over Black Friday. Furby Galaxy Edition 10. Furby Galaxy Edition We’d be remiss if we didn’t include a top toy that we think will be hard to find and gift this year. Our pick is the Furby Galaxy Edition. This glow-in-the-dark Furby is based on the original Furby from the late ’90s with even more features, interactive modes and more fun. Making a comeback in 2023, we saw the revival of this popular toy sell out last year, and we expect the new Furby Galaxy Edition to do the same. Make your house a home For the holidays: Get inspiring home and gift ideas – sign up now!
India's economic transformation over the past two decades has lifted millions out of poverty. But this growth has not been evenly distributed. Persistent disparities in income, expenditure and savings highlight a fragile narrative of inequality. ET Year-end Special Reads Corporate Kalesh: Top family disputes of India Inc in 2024 The world of business lost these eminent people in 2024 Fast, faster, fastest: How 2024 put more speed into your shopping Income In 2005, income Gini coefficient was 0.48, indicating high inequality. This declined to 0.40 by 2014 and 2016 due to welfare programmes and rising rural incomes. But Covid pushed Gini to 0.53, its highest during the period undertaken by the PRICE ICE 360° income survey, as informal sector workers faced challenges while wealthier households benefited from asset price increases. By 2023, cash transfers and food subsidies reduced Gini to 0.41, reflecting partial recovery. Brazil's experience parallels India's. The Bolsa Familia cash transfer programme reduced its income inequality from 0.60 to 0.53 by 2014, but recessions and Covid reversed these gains, with inequality rising to 0.57. Both India and Brazil highlight the vulnerability of progress to external shocks and the need for sustained social policies. Expenditure This has been lower than income inequality, reflecting consumption-smoothing mechanisms like subsidies and remittances. Expenditure Gini declined from 0.36 in 2005 to 0.31 in 2011, showing improved access to essential goods and services for low-income households. But between 2014 and 2016, it plateaued at 0.33. Covid caused a spike to 0.46 in 2021, as wealthier households maintained consumption levels, while poorer households cut back. By 2023, expenditure inequality fell to 0.36, indicating recovery. South Africa provides a comparable example. While its income inequality is among the highest globally, programmes like Child Support Grant and Old Age Pension have stabilised expenditure inequality at lower levels. However, these efforts demonstrate that addressing consumption disparities alone can't resolve underlying structural inequalities. 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View Program Data Science SQL for Data Science along with Data Analytics and Data Visualization By - Metla Sudha Sekhar, IT Specialist and Developer View Program Artificial Intelligence(AI) AI and Analytics based Business Strategy By - Tanusree De, Managing Director- Accenture Technology Lead, Trustworthy AI Center of Excellence: ATCI View Program Web Development A Comprehensive ASP.NET Core MVC 6 Project Guide for 2024 By - Metla Sudha Sekhar, IT Specialist and Developer View Program Marketing Digital Marketing Masterclass by Pam Moore By - Pam Moore, Digital Transformation and Social Media Expert View Program Artificial Intelligence(AI) AI-Powered Python Mastery with Tabnine: Boost Your Coding Skills By - Metla Sudha Sekhar, IT Specialist and Developer View Program Office Productivity Mastering Microsoft Office: Word, Excel, PowerPoint, and 365 By - Metla Sudha Sekhar, IT Specialist and Developer View Program Marketing Digital marketing - Wordpress Website Development By - Shraddha Somani, Digital Marketing Trainer, Consultant, Strategiest and Subject Matter expert View Program Office Productivity Mastering Google Sheets: Unleash the Power of Excel and Advance Analysis By - Metla Sudha Sekhar, IT Specialist and Developer View Program Web Development Mastering Full Stack Development: From Frontend to Backend Excellence By - Metla Sudha Sekhar, IT Specialist and Developer View Program Finance Financial Literacy i.e Lets Crack the Billionaire Code By - CA Rahul Gupta, CA with 10+ years of experience and Accounting Educator View Program Data Science SQL Server Bootcamp 2024: Transform from Beginner to Pro By - Metla Sudha Sekhar, IT Specialist and Developer View Program Savings This remains India's most pronounced and persistent challenge. In 2005, savings Gini coefficient was 0.78, highlighting severe disparities in wealth accumulation. By 2014, it improved to 0.60 due to financial inclusion programmes like Pradhan Mantri Jan Dhan Yojana, which brought millions into the formal financial system. Covid disrupted this progress, pushing savings Gini to 0.73 in 2021 as wealthier households saved more while poorer households struggled. By 2023, it improved to 0.56, but wealth accumulation gaps persist. Indonesia's experience echoes these challenges. Despite progress in financial inclusion, wealth disparities endure due to unequal access to investments like real estate and equities, concentrated among the wealthy. This underscores the need for policies that address systemic barriers to wealth creation. Dimensions of inequality are interconnected, influencing broader economic outcomes. Income inequality directly drives savings inequality, as higher-income households can save and invest more, compounding wealth disparities. Expenditure inequality reflects disparities in access to goods and services, further amplifying income and savings gaps. Experiences from Brazil, South Africa and Indonesia reveal that addressing only one dimension of inequality is insufficient. Policies must focus on income generation, equitable consumption and wealth accumulation to achieve inclusive growth. Structural factors underlie India's inequality trends. Economic changes have disproportionately benefited high-skilled and urban populations, leaving low-income and rural households behind. The pandemic widened these disparities, particularly for informal sector workers and marginalised groups. Financial inclusion has improved banking access, but wealth-building barriers persist. Redistribution policies like rural employment schemes and direct benefit transfers reduce inequality but require scaling up to tackle systemic challenges effectively. Expanding MGNREGA to urban areas can offer a crisis safety net. Progressive taxation, including wealth and luxury taxes, could fund redistributive programmes. Investing in education and skills is vital for low-income workers in growth sectors like tech and manufacturing. Financial inclusion must foster wealth creation via credit and investments. Targeted rural development in infra, healthcare, and education is key to reducing regional disparities and driving inclusive growth. The PRICE ICE 360° surveys reveal that while progress has been made, external shocks like the pandemic expose the fragility of these gains. Policymakers must prioritise resilience and inclusivity to ensure economic growth benefits for all. Reducing inequality is not only a moral imperative but also a prerequisite for sustainable development.Morgan Rogers looked to have given Unai Emery’s side another famous win when he slammed a loose ball home at the death, but referee Jesus Gil Manzano ruled Diego Carlos to have fouled Juve goalkeeper Michele Di Gregorio and the goal was chalked off. It was a disappointment for Villa, who remain unbeaten at home in their debut Champions League campaign and are still in contention to qualify automatically for the last 16. A very controversial finish at Villa Park 😲 Morgan Rogers' late goal is ruled out for a foul on Juventus goalkeeper Michele Di Gregorio and the match ends 0-0 ❌ 📺 @tntsports & @discoveryplusUK pic.twitter.com/MyYL5Vdy3r — Football on TNT Sports (@footballontnt) November 27, 2024 Emiliano Martinez had earlier displayed why he was named the best goalkeeper in the world as his wonder save kept his side level in the second half. The Argentina international paraded his two Yashin Trophies on the pitch before kick-off at Villa Park and then showed why he won back-to-back FIFA awards when he denied Francisco Conceicao. Before Rogers’ moment of drama in the fourth minute of added time, the closest Villa came to scoring was in the first half when Lucas Digne’s free-kick hit the crossbar. But a draw was a fair result which leaves Villa out of the top eight on goal difference and Juventus down in 19th. Before the game Emery called Juventus one of the “best teams in the world, historically and now”, but this was an Italian side down to the bare bones. Only 14 outfield players made the trip from Turin, with striker Dusan Vlahovic among those who stayed behind. The opening 30 minutes were forgettable before the game opened up. Ollie Watkins, still chasing his first Champions League goal, had Villa’s first presentable chance as he lashed an effort straight at Di Gregorio. Matty Cash then had a vicious effort from the resulting corner which was blocked by Federico Gatti and started a counter-attack which ended in Juventus striker Timothy Weah. Villa came closest to breaking the deadlock at the end of the first half when Digne’s 20-yard free-kick clipped the top of the crossbar and went over. Martinez then produced his brilliant save just after the hour. A corner made its way through to the far post where Conceicao was primed to head in at the far post, but Martinez sprawled himself across goal to scoop the ball away. How has he kept that one out?! 🤯 Emi Martinez with an INCREDIBLE save to keep it goalless at Villa Park ⛔️ 📺 @tntsports & @discoveryplusUK pic.twitter.com/OkcWHB7YIk — Football on TNT Sports (@footballontnt) November 27, 2024 Replays showed most of the ball went over the line, but the Argentinian got there with millimetres to spare. At the other end another fine goal-line block denied John McGinn as Manuel Locatelli got his foot in the way with Di Gregorio beaten. The game looked to be petering out until a last-gasp free-kick saw Rogers slam home, but whistle-happy official Gil Manzano halted the celebrations by ruling the goal out.[File Photo] The government has acknowledged that there is still much work to be done in improving basic infrastructure such as roads and water supply. These issues are now being addressed in the National Development Plan (NDP). Deputy Prime Minister and Minister for Finance Professor Biman Prasad says that the NDP was designed to fill critical gaps, lay the groundwork for sustainable growth and ensure essential services meet the needs of the population. The plan also focuses on promoting inclusive development, empowering communities and promoting economic growth across all sectors. Professor Prasad says the government is projecting a four percent economic growth driven by its policies. He adds that to tackle the cost of living, a three-pronged approach has been introduced. Professor Prasad also states that, despite claims from the opposition, Fiji’s economic performance is on a positive growth trajectory. This includes increases in social welfare, subsidies, and adjustments to prices for sugar and other sectors to support vulnerable groups. The NDP is structured in three phases: three, five and twenty years. The three-year phase will focus on delivering essential infrastructure. Prime Minister Sitiveni Rabuka states that the government is committed to achieving significant progress over the next two years. He expresses confidence that the policies and strategies in place will lead to sustained growth beyond the current term. The National Development Plan 2025-2029 and Vision 2050 have been developed through consultations with a wide range of stakeholders, ensuring that the plans align with the needs and priorities of all sectors in society.
By JESSICA DAMIANO Some homeowners gaze out their windows and see lush and beautiful gardens . Others would like to see lush and beautiful gardens but instead are greeted by overgrown, dead or otherwise messy landscapes. Related Articles Things To Do | Happenings — what’s coming up in Northeast Ohio starting Dec. 27 Things To Do | Join this golf club and you’ll get 7 ‘home’ courses across the US Things To Do | King Arthur Baking Company’s Stollen Recipe Things To Do | Exhausted by political news? TV ratings and new poll say you’re not alone Things To Do | A preview of some stunning hotels and resorts opening in 2025 Whether you’ve inherited a neglected garden from a previous homeowner or have been too busy to keep on top of maintenance, don’t despair: Devising a game plan now can set you up for a much better view by next winter. As with most seemingly hopeless tasks, breaking the process down into small steps performed over time will help make the project manageable. First, grab a notepad and take a walk around the garden. Assess each section, determining which plants can be saved, which need to go and which require attention. Make a list now. Dead and invasive plants , as well as weeds , should be first on the chopping block. If the weather allows, dig them out, removing as much of their root systems as possible. Otherwise, tackle this first in spring. Next, remove and give away otherwise-healthy plants that you don’t want. Online buy-nothing groups and neighborhood pages are great places to find takers . Many will even be willing to do the digging if it means getting a free plant. If the property has been overrun with a thicket of plants, shrubs, trees and vines that have grown wild, a chainsaw, brush mower or brush grubber may be in order. If you’re dealing with a lot of weeds or want to create new garden beds in a lawn, you can smother the existing vegetation rather than dig it up. Determine the shape and size of the bed or border, and cover that area with cardboard or thick layers of newspaper. This can be done now, topped with 3 inches of compost and 2 inches of mulch, and left to sit over winter. It can also wait until planting time. When you’re ready to plant, you’ll be cutting root-size holes in the cardboard for your plants. Most weeds will be suppressed, but some may sneak through and require pulling or more cardboard. Healthy but overgrown or unproductive deciduous shrubs (the types that lose their leaves) can be rejuvenated by pruning . Do this when branches are bare in late winter. Choosing a method will require weighing aesthetics against rebound time and deciding which is right for you. The fastest (but most severe) method would be to cut the whole plant down just above ground level. It’s scary, but most shrubs can handle this and will bounce back stronger. If retaining height in the garden is important, you can opt to prune each branch or stem individually at uneven heights. Or cut back one-third of the plant’s branches each year for three years. The latter would have the least drastic effect but require the most patience. Evergreen trees and shrubs should only undergo selective pruning (the shortening of individual branches). Take care to avoid over-shearing or creating holes in needled evergreen plants and trees; with the exception of yews, they won’t fill back in . Now that you have a clean canvas, turn your attention to the soil. Test the soil’s pH to ensure it’s within range for the plants you plan to add. Test kits are available at local and online garden retailers. Your local cooperative extension service may provide testing and soil-amendment advice for a nominal fee. If indicated, incorporate lime or elemental sulfur into the soil to raise or lower its pH, following package instructions. If the soil is hard and compacted, use a core aerator or long-handled garden fork to create 2-3-inch holes through which air and water can enter. Finally, spread a 2-to-3-inch layer of compost or well-rotted manure over the area. As it decomposes, nutrients will work their way into the soil. After completing the above steps, it will be time to plant your new garden. If by summer you’re not yet ready to plant, apply mulch or use annuals to protect the bare soil. When you’re ready to plant new trees , shrubs and/or perennials, carefully select varieties that will not run rampant. Dig holes just as deep as their roots but twice as wide and space them appropriately to allow for their mature sizes. For the lowest maintenance going forward, consider hardy, pollinator-friendly , drought-tolerant native plants. Incorporate non-invasive groundcovers into beds to serve as a natural mulch and discourage weeds – remember, if you don’t plant something in bare spots, God will. While you wait for groundcovers to fill in, apply 2-to-3 inches of mulch between and around plants to help retain moisture, suppress weeds, keep soil temperatures even and protect tender roots. It might take a year or two — or longer, depending on your schedule and ability, but a step-by-step approach will avoid overwhelm and provide a steady stream of small wins as you approach your goal. Jessica Damiano writes weekly gardening columns for the AP and publishes the award-winning Weekly Dirt Newsletter. You can sign up here for weekly gardening tips and advice. For her favorite tools and gear of the past year, see her 2024 gardening gift guide. For more AP gardening stories, go to https://apnews.com/hub/gardening .Jimmy Carter, the 39th US president, has died at 100
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