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I'm working pretty darn hard to build up a retirement nest egg. I frequently spend extra hours hammering away at my desk to pad my long-term savings, and I've given up certain luxuries, like a bigger home, to be able to afford consistent retirement plan contributions. Because of this, I really want my nest egg to last as long as I need it to. So rest assured that come retirement, I won't be taking withdrawals at random. Rather, I intend to have a plan. But that plan won't revolve around the famous 4% rule . And you may want to consider an alternative solution if you've been told to follow the 4% rule yourself. Why the 4% rule doesn't work for me Let's start by reviewing what the 4% rule entails. It basically states that if you withdraw 4% of your IRA or 401(k) plan balance your first year of retirement and adjust subsequent withdrawals to match the rate of inflation, your nest egg should last for 30 years. That's a pretty comforting notion. But I also know that the 4% rule doesn't work for me in practice. One problem I have is that the 4% rule assumes your retirement plan is split pretty evenly between stocks and bonds. While that sounds like a reasonable asset mix for someone in retirement, I'm not sure that's exactly how my portfolio will look. The 4% rule also assumes that your expenses will stay the same throughout retirement -- hence the adjustments for inflation and nothing more. But I don't expect that to be the case. I'm actually hoping to spend more money during the earlier stage of retirement, because I assume I'll be in better shape at that point to enjoy different experiences. And also, I assume that at some point, I'll have to replace a car, fix a roof, or cover another costly unplanned expense. I need a withdrawal strategy that builds in that flexibility. You may want to look at different options I'm not saying the 4% rule won't work for everyone. But I don't see it working for me. Rather than commit to virtually the same withdrawal rate throughout retirement, I'd like to come up with a system that builds in more wiggle room. I also think that if there's a year when I don't have unplanned expenses or big plans, I'll withdraw considerably less than 4% of my nest egg to buy myself leeway. I also don't intend to manage my nest egg on my own. I already work with a financial advisor to manage a portion of my portfolio, and I intend to turn to a professional for guidance on stretching the savings I'm working hard to accumulate. You may want to do the same, even if you're a financially savvy person. All told, the 4% rule is an easy solution for managing retirement savings. I'm not going to tell you that you'll go wrong by following it. But what I will tell you is that coming up with your own plan may not only better serve your needs, but allow you to enjoy retirement even more.ST. PAUL, Minn. (AP) — Hope Adebayo rushed for 123 yards and two scores, Tak Tateoka threw a touchdown pass and St. Thomas-Minnesota rolled to a 32-9 victory over Dayton on Saturday in a season finale. Dayton scored first on a 24-yard field goal by Danny Baker, but the Tommies (6-6, 5-3 Pioneer Football League) responded with 25 unanswered points on its way to a 22-point advantage at halftime. Adebayo gave the Tommies the lead with an 11-yard touchdown run. Tateoka connected with Colin Chase for a 42-yard score and a 14-3 lead early in the second quarter. Ryan Calcagno returned a fumble 34 yards for a touchdown and senior defensive back Grif Wurtz ran it in for the two-point conversion. Ben Holland kicked a 31-yard field goal with 68 seconds left before intermission. Adebayo bulled his way into the end zone on the first play of the fourth quarter to up the Tommies' lead to 32-3. Drew VanVleet threw a 13-yard touchdown pass to Jake Coleman late to complete the scoring for the Flyers (6-5, 4-4). Tateoka completed 12 of 21 passes for 136 yards with one interception for St. Thomas-Minnesota. Adebayo did his damage on 22 carries. Chase finished with seven receptions for 101 yards. VanVleet totaled 198 yards on 23-for-43 passing with three interceptions. Coleman caught 10 passes for 107 yards. Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-football

North Clay students light the way for students in UgandaUS to send $1.25 billion in weapons to Ukraine, pushing to get aid out before Biden leaves office

Israel raids north Gaza hospital, air strikes kill 25A former chief adviser and close friend to Prime Minister Justin Trudeau says he doesn't think Trudeau will stay on to lead the Liberals in the next election. Gerald Butts writes in a Substack newsletter today that Finance Minister Chrystia Freeland's recent resignation from cabinet dealt Trudeau a staggering blow that loosened his already tenuous grip on the party. He says Trudeau was "unlikely" to lead the party into the next campaign before Freeland's stunning departure and is "now much less likely to do so." Butts says it also means the next election will probably come sooner rather than later next year and is even more likely to result in a Conservative majority government. Just a week ago, Butts joined the Liberal Christmas party confab in Ottawa alongside Trudeau's longtime chief of staff and close confidant Katie Telford. Butts says if Trudeau does step down, the party should hold a leadership race rather than anoint Freeland or anyone else as leader. This report by The Canadian Press was first published Dec. 27, 2024. MORE POLITICS NEWS LeBlanc, Joly to meet with incoming Trump administration officials in Florida Conservatives call for no-confidence vote by late January Bloc Quebecois as official Opposition? Leader says Canadians 'don't have to fear us' Premier Smith proud of Alberta's 'major transformation' of health care in 2024 India alleges widespread trafficking of international students through Canada to U.S. Nova Scotia premier tones down rhetoric toward Ottawa in end of year interview Trudeau could stay or go. Either way, Canadians should brace for a spring election Canada condemns China's steps against Canadian institutions over Uyghurs, Tibet IN DEPTH Jagmeet Singh pulls NDP out of deal with Trudeau Liberals, takes aim at Poilievre Conservatives NDP Leader Jagmeet Singh has pulled his party out of the supply-and-confidence agreement that had been helping keep Prime Minister Justin Trudeau's minority Liberals in power. 'Not the result we wanted': Trudeau responds after surprise Conservative byelection win in Liberal stronghold Conservative candidate Don Stewart winning the closely-watched Toronto-St. Paul's federal byelection, and delivering a stunning upset to Justin Trudeau's candidate Leslie Church in the long-time Liberal riding, has sent political shockwaves through both parties. 'We will go with the majority': Liberals slammed by opposition over proposal to delay next election The federal Liberal government learned Friday it might have to retreat on a proposal within its electoral reform legislation to delay the next vote by one week, after all opposition parties came out to say they can't support it. Budget 2024 prioritizes housing while taxing highest earners, deficit projected at $39.8B In an effort to level the playing field for young people, in the 2024 federal budget, the government is targeting Canada's highest earners with new taxes in order to help offset billions in new spending to enhance the country's housing supply and social supports. 'One of the greatest': Former prime minister Brian Mulroney commemorated at state funeral Prominent Canadians, political leaders, and family members remembered former prime minister and Progressive Conservative titan Brian Mulroney as an ambitious and compassionate nation-builder at his state funeral on Saturday. Opinion opinion | Don Martin: Gusher of Liberal spending won't put out the fire in this dumpster A Hail Mary rehash of the greatest hits from the Trudeau government’s three-week travelling pony-show, the 2024 federal budget takes aim at reversing the party’s popularity plunge in the under-40 set, writes political columnist Don Martin. But will it work before the next election? opinion | Don Martin: The doctor Trudeau dumped has a prescription for better health care Political columnist Don Martin sat down with former federal health minister Jane Philpott, who's on a crusade to help fix Canada's broken health care system, and who declined to take any shots at the prime minister who dumped her from caucus. opinion | Don Martin: Trudeau's seeking shelter from the housing storm he helped create While Justin Trudeau's recent housing announcements are generally drawing praise from experts, political columnist Don Martin argues there shouldn’t be any standing ovations for a prime minister who helped caused the problem in the first place. opinion | Don Martin: Poilievre has the field to himself as he races across the country to big crowds It came to pass on Thursday evening that the confidentially predictable failure of the Official Opposition non-confidence motion went down with 204 Liberal, BQ and NDP nays to 116 Conservative yeas. But forcing Canada into a federal election campaign was never the point. opinion | Don Martin: How a beer break may have doomed the carbon tax hike When the Liberal government chopped a planned beer excise tax hike to two per cent from 4.5 per cent and froze future increases until after the next election, says political columnist Don Martin, it almost guaranteed a similar carbon tax move in the offing. CTVNews.ca Top Stories Conservatives call for no-confidence vote by late January Conservative MP Jonathan Williamson says he'll get the ball rolling early in the New Year on no-confidence vote that could bring down Prime Minister Justin Trudeau's government in a little more than a month. Whooping cough is on the rise in the States. What's happening in Canada? Canadian health officials say they're seeing spikes in whooping cough cases in parts of the country as the U.S. deals with case numbers not seen in more than a decade. Five southern Ont. hunters fined $37K for moose hunt offences in northern Ont. A multi-year moose hunting investigation resulted in five people being convicted of moose hunting offences and fined a total of $37,000, plus $9,250 in victim surcharges. B.C. man charged with dangerous driving after elderly Good Samaritan killed in crash A man is facing multiple charges of dangerous driving following a collision that led to the death of an 80-year-old Good Samaritan on Vancouver Island, B.C. Halifax Thunderbirds player Tyson Bell suspended, cited for assault in Colorado The Halifax Thunderbirds has suspended player Tyson Bell following an alleged assault in Colorado. 9-year-old girl dead in Calgary Boxing Day crash A nine-year-old girl has died in hospital after the vehicle she was in was struck by a driver in a stolen vehicle fleeing from police. Freezing drizzle, brutal cold: Weekend weather forecast wrap From freezing rain to brutal cold, wintry conditions are in the forecast across Canada this weekend. Tugboats, crews try to refloat ship stuck in St. Lawrence River near Montreal A team of tugboats is being deployed to refloat a ship that has been stuck in the St. Lawrence River northeast of Montreal since Christmas Eve. Azerbaijani and U.S. officials suggest plane that crashed may have been hit by weapons fire Russian air defence systems may have brought down an Azerbaijani airliner this week, a U.S. official said Friday after an Azerbaijani minister also suggested the plane was hit by a weapon, citing expert analysis and survivor accounts. Canada Tugboats, crews try to refloat ship stuck in St. Lawrence River near Montreal A team of tugboats is being deployed to refloat a ship that has been stuck in the St. Lawrence River northeast of Montreal since Christmas Eve. B.C. man charged with dangerous driving after elderly Good Samaritan killed in crash A man is facing multiple charges of dangerous driving following a collision that led to the death of an 80-year-old Good Samaritan on Vancouver Island, B.C. Port Elgin, Ont. woman named Canada's Favourite Crossing Guard A Port Elgin woman has been named one of three of Canada’s Favourite Crossing Guards in a recent contest. Icebreaker on hand in Labrador to guide season's last freight arrivals by ferry A Canadian Coast Guard icebreaker is in central Labrador until Saturday to guide the Kamutik W ferry on its last freight deliveries of the season. 'Failure is not an option': Fire-torn Jasper entering new year with hope and anxiety Anxiety over temporary living situations and what may be a long and slow rebuild process has many Jasper residents and municipal leaders feeling unsettled heading into 2025. B.C woman awarded nearly $750K in court case against contractor A B.C. woman has been awarded nearly $750,000 in damages in a dispute with a contractor who strung her along for a year and a half and failed to complete a renovation, according to a recent court decision. World Brazil bridge collapse death toll rises to 9, with 8 other people unaccounted for A woman's body has been found after a bridge linking two northern states in Brazil collapsed, bringing the death toll so far to nine. Chinese man sentenced to death for killing 35 people after driving into a crowd A court in China has sentenced a man to death for killing 35 people last month by driving into a crowd, in an attack that raised national concern about mass killings. South Korea's opposition-controlled National Assembly votes to impeach acting President Han South Korea's opposition-controlled National Assembly voted Friday to impeach acting President Han Duck-soo despite vehement protests by governing party lawmakers. Israeli troops burn north Gaza hospital after forcibly removing staff and patients, officials say Israeli troops stormed one of the last hospitals operating in the northernmost part of Gaza on Friday, forcing many of the staff and patients out of the facility, the territory's health ministry said. Azerbaijani and U.S. officials suggest plane that crashed may have been hit by weapons fire Russian air defence systems may have brought down an Azerbaijani airliner this week, a U.S. official said Friday after an Azerbaijani minister also suggested the plane was hit by a weapon, citing expert analysis and survivor accounts. 'Thought the plane was going to fall apart': Survivors describe moments before deadly plane crash Two passengers on the Azerbaijan Airlines plane that crashed in Kazakhstan told Reuters that they heard at least one loud bang as it approached its original destination of Grozny in southern Russia. Politics LeBlanc, Joly to meet with incoming Trump administration officials in Florida Finance Minister Dominic LeBlanc and Foreign Affairs Minister Mélanie Joly are in Florida to meet with officials from president-elect Donald Trump's incoming administration. Conservatives call for no-confidence vote by late January Conservative MP Jonathan Williamson says he'll get the ball rolling early in the New Year on no-confidence vote that could bring down Prime Minister Justin Trudeau's government in a little more than a month. Bloc Quebecois as official Opposition? Leader says Canadians 'don't have to fear us' Bloc Quebecois Leader Yves-Francois Blanchet says he's staying modest about the prospect of his party forming official Opposition in the next federal election, though it would be a 'spectacular' result. Health Virus in Louisiana bird flu patient shows mutations that could increase transmissibility to humans, CDC analysis finds A genetic analysis of samples from the patient in Louisiana recently hospitalized with the country’s first severe case of H5N1 bird flu show the virus likely mutated in the patient to become potentially more transmissible to humans. Whooping cough is on the rise in the States. What's happening in Canada? Canadian health officials say they're seeing spikes in whooping cough cases in parts of the country as the U.S. deals with case numbers not seen in more than a decade. Cat food that caused bird-flu death of Oregon pet was distributed in B.C.: officials Pet food contaminated with bird flu – which killed a house cat in Oregon – was distributed and sold in British Columbia, according to officials south of the border. Sci-Tech NASA spacecraft 'safe' after closest-ever approach to Sun NASA said on Friday that its Parker Solar Probe was 'safe' and operating normally after successfully completing the closest-ever approach to the Sun by any human-made object. Historical mysteries solved by science in 2024 This year, scientists were able to pull back the curtain on mysteries surrounding figures across history, both known and unknown, to reveal more about their unique stories. AI is a game changer for students with disabilities. Schools are still learning to harness it Getting the latest technology into the hands of students with disabilities is a priority for the U.S. Education Department, which has told schools they must consider whether students need tools like text-to-speech and alternative communication devices. Entertainment Judge says woman accusing Jay-Z, Sean 'Diddy' Combs of raping her at age 13 can proceed anonymously An Alabama woman who says she was raped by Jay-Z and Sean 'Diddy' Combs when she was 13 can proceed anonymously, for now, in her lawsuit against the rap moguls, a judge ruled Thursday. Bad Bunny announces a new album, 'Debi Tirar Mas Fotos' Happy holidays from Bad Bunny, who announced Thursday he will release a new album Jan. 5. Teen actor Hudson Meek, who appeared in 'Baby Driver,' dies after falling from moving vehicle Hudson Meek, the 16-year-old actor who appeared in 'Baby Driver,' died last week after falling from a moving vehicle in Vestavia Hills, Alabama, according to CNN affiliate WVTM. Business Loblaw, parent company George Weston enter automatic share buyback plans Loblaw Cos. Ltd. and its parent company George Weston Ltd. say they have both entered into automatic share purchase plans with brokers. Unwanted gift card in your stocking? Don't let it go to waste Gift cards can be a quick and easy present for those who don't know what to buy and offer the recipient a chance to pick out something nice for themselves, but sometimes they can still miss the mark. Dow tumbles 500 points as Wall Street sells off Big Tech The Dow was more than 500 points lower by midday, the S&P 500 lost 1.6 per cent and the Nasdaq Composite was down by 2.2 per cent after a selloff in Big Tech stocks. Lifestyle 'Something that connected us all': For 53 years, Sask. family celebrates holidays with street hockey game For over 50 years, Stephen Lentzos and his family have celebrated Christmas Day with a street hockey game. Proposal gone wrong: Man opens ring box to find ring missing Dave Van Veen wanted to make his proposal to his girlfriend, Kailyn Kenney, memorable. It was, but not for the reason he had hoped. Another U.S. jackpot surpasses $1 billion. Is this the new normal? Remember this moment because it probably won't last: A U.S. lottery jackpot is projected to soar above $1 billion, and that's still a big deal. Sports Halifax Thunderbirds player Tyson Bell suspended, cited for assault in Colorado The Halifax Thunderbirds has suspended player Tyson Bell following an alleged assault in Colorado. Father of Raiders star Malcolm Koonce fights to erase 1983 conviction DA says was tainted by police Years before Las Vegas Raiders defensive end Malcolm Koonce was born, his father spent time in prison for an armed robbery conviction. Teenage phenom Gavin McKenna scores, Canada tops Finland 4-0 in world junior opener Teenage sensation Gavin McKenna scored late in the first period and Carter George made 31 saves for the shutout as Canada picked up a 4-0 victory over Finland in the host country's opener at the world junior hockey championship Thursday. Autos Suzuki Motor former boss who turned the minicar maker into a global player dies at 94 Osamu Suzuki, the charismatic former boss of Suzuki Motor Corp. who helped turn the Japanese mini-vehicle maker into a globally competitive company, has died, the company said Friday. He was 94. More drivers opt for personalized plates in Sask. — and behind every one there's a story You may have noticed a few more vanity plates on Saskatchewan roads in recent years, and every one of them comes with a personal story. Nissan and Honda to attempt a merger that would create the world's No. 3 automaker Japanese automakers Honda and Nissan have announced plans to work toward a merger that would form the world's third-largest automaker by sales, as the industry undergoes dramatic changes in its transition away from fossil fuels. Local Spotlight Port Elgin, Ont. woman named Canada's Favourite Crossing Guard A Port Elgin woman has been named one of three of Canada’s Favourite Crossing Guards in a recent contest. 'Something that connected us all': For 53 years, Sask. family celebrates holidays with street hockey game For over 50 years, Stephen Lentzos and his family have celebrated Christmas Day with a street hockey game. B.C woman awarded nearly $750K in court case against contractor A B.C. woman has been awarded nearly $750,000 in damages in a dispute with a contractor who strung her along for a year and a half and failed to complete a renovation, according to a recent court decision. Ho! Ho! HOLY that's cold! Montreal boogie boarder in Santa suit hits St. Lawrence waters Montreal body surfer Carlos Hebert-Plante boogie boards all year round, and donned a Santa Claus suit to hit the water on Christmas Day in -14 degree Celsius weather. Teen cancer patient pays forward Make-A-Wish donation to local fire department A 16-year-old cancer patient from Hemmingford, Que. decided to donate his Make-A-Wish Foundation gift to the local fire department rather than use it himself. B.C. friends nab 'unbelievable' $1M lotto win just before Christmas Two friends from B.C's lower mainland are feeling particularly merry this December, after a single lottery ticket purchased from a small kiosk landed them instant millionaire status. 'Can I taste it?': Rare $55,000 bottle of spirits for sale in Moncton, N.B. A rare bottle of Scotch whisky is for sale in downtown Moncton, N.B., with a price tag reading $55,000. No need to dream, White Christmas all but assured in the Maritimes An early nor'easter followed by a low-pressure system moving into the region all but ensure a Maritime White Christmas 'I'm still thinking pinch me': lost puppy reunited with family after five years After almost five years of searching and never giving up hope, the Tuffin family received the best Christmas gift they could have hoped for: being reunited with their long-lost puppy. Vancouver B.C. man charged with dangerous driving after elderly Good Samaritan killed in crash A man is facing multiple charges of dangerous driving following a collision that led to the death of an 80-year-old Good Samaritan on Vancouver Island, B.C. Whooping cough is on the rise in the States. What's happening in Canada? Canadian health officials say they're seeing spikes in whooping cough cases in parts of the country as the U.S. deals with case numbers not seen in more than a decade. Vees ready to resume hot streak following Christmas break with games Saturday and Sunday at SOEC While you never want to take a break when your team is playing the best hockey of the season, head coach and general manager Fred Harbinson said it’s also nice for his players on the Penticton Vees to go home, visit family and friends and get their mind off hockey for a few days. Toronto Whooping cough is on the rise in the States. What's happening in Canada? Canadian health officials say they're seeing spikes in whooping cough cases in parts of the country as the U.S. deals with case numbers not seen in more than a decade. Free Wi-Fi service in TTC subway stations ends Free Wi-Fi in TTC subway stations has ended. As of Friday, riders could no longer access TConnect service. 3 men wanted after Pickering business set on fire twice in one month Two fires at a business in Pickering in May have police on the lookout for three suspects wanted for arson. Calgary 9-year-old girl dead in Calgary Boxing Day crash A nine-year-old girl has died in hospital after the vehicle she was in was struck by a driver in a stolen vehicle fleeing from police. Calgary woman killed in Saskatchewan highway crash A 25-year-old woman from Calgary was killed in a crash on Highway 7, west of Rosetown, Saskatchewan on Christmas Eve. Malfunctioning lithium battery pack results in evacuation of WestJet Executive Lounge Friday A malfunctioning lithium battery sparked concern Friday morning in the WestJet Executive Lounge at Calgary International Airportt. Ottawa Police watchdog investigating after officer shot crowd control gun at Ottawa man Ontario’s police watchdog is investigating after an Ottawa police officer shot a crowd control gun at a man, 43, Tuesday in Nepean. NEW | Seeking solutions to the troubles facing downtown Ottawa Rideau Street was once the heart of the capital's shopping district. For decades, people came from all over the region to shop, but with changing habits and the recent revolution in online shopping, many no longer head downtown to find that special item. Police identify victim of Christmas Day homicide in Hintonburg, charge suspect The Ottawa Police Service says the victim who had been killed on Christmas Day in Hintonburg has been identified. Montreal Tugboats, crews try to refloat ship stuck in St. Lawrence River near Montreal A team of tugboats is being deployed to refloat a ship that has been stuck in the St. Lawrence River northeast of Montreal since Christmas Eve. After cold, snowy Christmas, temperatures to rise across southern Quebec for new year After a cold, snowy Christmas, temperatures are set to rise across southern Quebec to bring in the new year. Here are the changes coming to Quebec in 2025 With the new year just days away, here is a look at the changes that are in store for Quebecers in 2025. Edmonton Premier Smith proud of Alberta's 'major transformation' of health care in 2024 Alberta Premier Danielle Smith says transforming the province's health-care system defined her government in 2024. Cell phone scam costs Edmontonians $600K: EPS Edmonton police are warning residents about a cell phone scam that has so far defrauded victims of more than $600,000. 1 injured in northside hit-and-run: EPS Edmonton Police Service are investigating a hit-and-run on the north side of the city Friday morning. Atlantic Man found dead inside tent in Dartmouth, police investigating Halifax Regional Police is investigating a sudden death in Dartmouth, N.S. 'Nobody should have to go through that': N.B. family grieving father, daughter killed in crash A New Brunswick family is grieving the loss of a father and daughter in a crash. Nova Scotia RCMP charges man with firearms offences RCMP charged a man with firearms offences after a firearm was allegedly discharged inside a home in Economy, N.S., on Christmas Day. Winnipeg Downtown Winnipeg a hub for research, baking and milling at Cereals Canada High above on the tenth floor of a downtown Winnipeg office space, baking bread is a normal routine. Man found dead after skid steer falls through ice: Manitoba RCMP A 58-year-old man is dead after a skid steer fell through the ice on a Manitoba pond on Christmas Eve. Conservatives call for no-confidence vote by late January Conservative MP Jonathan Williamson says he'll get the ball rolling early in the New Year on no-confidence vote that could bring down Prime Minister Justin Trudeau's government in a little more than a month. Regina 'Something that connected us all': For 53 years, Sask. family celebrates holidays with street hockey game For over 50 years, Stephen Lentzos and his family have celebrated Christmas Day with a street hockey game. Regina police launch homicide investigation after injured man dies at scene Regina police have launched a homicide investigation following the death of a man found gravely injured Thursday evening. Travel not recommended for parts of Saskatchewan under risk of freezing rain Travel advisories are in effect for parts of south and central Saskatchewan on Friday, with icy roadways and the risk of freezing rain making for dangerous driving conditions. Kitchener Fire rips through former Peter Hay Knife Company building in Cambridge Emergency responders were called to a fire in Cambridge on Thursday as flames ripped through the building that formerly belonged to the Peter Hay Knife Company. Guelph Police looking for man as part of fraud investigation Police in Guelph have released several photos in an attempt to identify a man connected to a fraud investigation. Sawed-off shotgun and three knives seized during Cambridge arrest Two people from Thunder Bay are facing drug trafficking and weapons charges after they were arrested in Cambridge. Saskatoon Calgary woman killed in Saskatchewan highway crash A 25-year-old woman from Calgary was killed in a crash on Highway 7, west of Rosetown, Saskatchewan on Christmas Eve. Travel not recommended for parts of Saskatchewan under risk of freezing rain Travel advisories are in effect for parts of south and central Saskatchewan on Friday, with icy roadways and the risk of freezing rain making for dangerous driving conditions. Raised in Sask. after his family fled Hungary, this man spent decades spying on communists for the RCMP As a Communist Party member in Calgary in the early 1940s, Frank Hadesbeck performed clerical work at the party office, printed leaflets and sold books. Northern Ontario Five southern Ont. hunters fined $37K for moose hunt offences in northern Ont. A multi-year moose hunting investigation resulted in five people being convicted of moose hunting offences and fined a total of $37,000, plus $9,250 in victim surcharges. Five-vehicle crash closes Hwy. 11 in New Liskeard A collision involving five vehicles closed Highway 11 in both directions Friday morning between Golf Course Drive in New Liskeard and Highway 66 in Kenogami. Freezing rain warning in effect for Sudbury Environment Canada extended a freezing rain warning Friday for Greater Sudbury. London Sarnia police respond to Christmas Day stabbing, robbery The Sarnia Police Service (SPS) had an early morning call on Christmas Day, as reports were received of an injured man following a stabbing. Wortley Village business pillar to rise again as 'homage to what it was' Residents and merchants are hopeful 2025 will bring good fortune to Wortley Village in the wake of two devastating fires. How do I get rid of my Christmas tree? It’s the time of year where getting rid of your Christmas tree and other holiday waste is top of mind. The City of London is advising just how you can go about that. Barrie Are your bins still at the curb? Here are the changes to curbside collection Curbside collection is delayed by one day this week due to the holidays. Program offers to help cover costs of snow removal for eligible residents Eligible residents in Wasaga Beach can apply for some financial help with snow removal this winter. Search for missing man in Barrie ends The search for a man reported missing on Christmas Eve this week has ended. Windsor Identity of 'suspected prowler' wanted The Windsor Police Service is looking for help identifying a suspect involved in a prowler incident. City of Windsor looks to reduce wastewater charges The City of Windsor is making a change in the new year in an effort to reduce your wastewater charges on your water bills. Hockey for Hospice tournament returns for 28th year The Hockey for Hospice tournament is returning to Windsor-Essex, spanning over three days. Vancouver Island Year-end interview: John Rustad on B.C. Conservatives' remarkable 2024 It's been quite the year for B.C. Conservative Leader John Rustad – his party soaring from less than two per cent of the popular vote and no seats in the 2020 election to nearly winning this year’s election. B.C woman awarded nearly $750K in court case against contractor A B.C. woman has been awarded nearly $750,000 in damages in a dispute with a contractor who strung her along for a year and a half and failed to complete a renovation, according to a recent court decision. Avalanche risk 'extreme' for parts of B.C. coast The avalanche danger rating for mountains on B.C.’s South Coast was “extreme” on Boxing Day, according to Canada’s non-profit forecaster. Kelowna B.C woman awarded nearly $750K in court case against contractor A B.C. woman has been awarded nearly $750,000 in damages in a dispute with a contractor who strung her along for a year and a half and failed to complete a renovation, according to a recent court decision. Forfeited Hells Angels clubhouse in Kelowna, B.C., sold to the city A former Hells Angels clubhouse that was seized by the British Columbia government in 2023 after years of fighting in court has been sold to the City of Kelowna. Death of woman found in Kelowna's Waterfront Park in June deemed 'non-criminal in nature': RCMP Police in Kelowna say a death they began investigating back in June has now been confirmed as "non-criminal in nature." Lethbridge Lethbridge teen found dead outside business on Boxing Day Lethbridge police are investigating the suspicious death of a 13-year-old boy, whose body was found outside a business in the city's south side on Dec. 26. Lake Louise ice climber takes a scary fall, then carries on climbing ice The sport of ice climbing is becoming more and more popular, but one man is lucky to be alive after a serious fall in Alberta’s back country. Safety tips for holiday home cooks: Lethbridge Fire and Emergency Services If you’re planning to cook over the holidays, Lethbridge Fire and Emergency Services is reminding everyone to do it safely. Sault Ste. Marie NEW | Alleged impaired driver crashes into police cruiser on Boxing Day While on general patrol in northwestern Ontario on Boxing Day, an Ontario Provincial Police officer’s vehicle was struck. Five southern Ont. hunters fined $37K for moose hunt offences in northern Ont. A multi-year moose hunting investigation resulted in five people being convicted of moose hunting offences and fined a total of $37,000, plus $9,250 in victim surcharges. Northern Ont. police shoot man carrying a shotgun on Hwy. 11/17 The province’s Special Investigations Unit is investigating after a police office near Thunder Bay, Ont., shot and wounded a man who fired on a police cruiser with a shotgun. N.L. Icebreaker on hand in Labrador to guide season's last freight arrivals by ferry A Canadian Coast Guard icebreaker is in central Labrador until Saturday to guide the Kamutik W ferry on its last freight deliveries of the season. Whooping cough is on the rise in the States. What's happening in Canada? Canadian health officials say they're seeing spikes in whooping cough cases in parts of the country as the U.S. deals with case numbers not seen in more than a decade. Her son needed help with addiction. Instead, he's spending Christmas in N.L. jail. As Gwen Perry prepares for a Christmas without contact from her son, who is locked inside a notorious St. John's, N.L., jail, she wants people to understand that many inmates need help, not incarceration. Stay ConnectedRegina's Globe Theatre may still be under construction, but that's not stopping it from welcoming audiences to its opening show of the season. After four years of working out of different Regina venues, the Globe is set to reopen its third and main floor in the Prince Edward heritage building — now known as Globe Theatre at MacCorquodale Place — for a production of Peter Pan . The renovations have cost $45 million, with much of it coming from the three levels of government and donors. Jennifer Brewin, artistic director of the Globe Theatre, said it's been nerve-racking getting ready for a show while there's still so much work to be done on the building. But that old love of show time can't help but bubble to the surface. "We're super excited. We're overwhelmed with enthusiasm for the space and the building and the opportunity to come back. And then it's sort of sickening too," Brewin said with a laugh. Jennifer Brewin is artistic director of the Globe Theatre. She stands on the newly renovated main floor beside one of the two newly made bars. (Laura Sciarpellett/CBC) Brewin said she's looking forward to seeing people walking into the new lobby Wednesday — taking in the two serving bars, and the "newness and freshness" of the space. She said she hopes the new and improved building and all the theatre fans it attracts will help revitalize Regina's downtown core. "We all are very aware of what the Globe can mean to downtown Regina, and we're pretty charged by that knowledge and that sort of call to arms. So we're pretty excited about being down here." Opinion Disability culture is something you are a part of — not something that is happening to you Regina's Globe Theatre to reopen in fall after more than $40M in renovations The Globe begins with a visit to Neverland As the Globe team races to get ready for the big inaugural night of the season, actors and crew are rehearsing for Bad Hats Theatre's Peter Pan . The play is set to run from Nov. 27 to just before Christmas. "I think what's great for this show to be the inaugural show at the Globe is that it's a a real big celebration of theatre and theatre-making. And I think the audience loves seeing that," said actor Joey Tremblay, who is playing Captain Hook. Tremblay got his first directing gig in 1996 at the Globe Theatre. His history with the theatre has been long and special. Joey Tremblay is playing Captain Hook in the Globe Theatre's presentation of Bad Hats Theatre's Peter Pan. (CBC News) Tremblay is now retired from theatre and has been living abroad, but the Globe convinced him to return — and endure much cooler temperatures — to act in Peter Pan . Tremblay's six-year-old daughter has never seen her retired father perform. She had some notes. "She said her biggest concern was, 'how are you gonna do the crocodile? The crocodile is so important,'" he said, laughing. In Peter Pan , Tick-Tock the Crocodile is Captain Hook's arch-nemesis. After swallowing the pirate's hand, Tick-Tock has been on a quest to finish the job. But the crocodile also swallowed a clock and is constantly ticking. This warns the nervous Captain Hook whenever Tick-Tock is close by. Tremblay's daughter wants this game of cat and mouse to be done just right. He said she also gave him notes on how to act. "She goes, like, 'I think that your Captain Hook needs to be scary, but not so scary that the children cry.'" Backstage at the Globe Theatre, as crews prepare for opening night of the play Peter Pan. (Laura Sciarpellett/CBC) While Peter Pan is front and centre right now, Brewin said Globe Theatre is looking forward to is opening up the whole space and having other programming available, like book and play readings and a theatre school. The completion date for the remaining Globe Theatre renovations is unavailable at this time.

ASUNCION, Paraguay (AP) — Gaston Martirena and Adrian Martinez scored first-half goals as Argentina’s Racing won its first Copa Sudamericana championship by beating Brazil’s Cruzeiro 3-1 in the final on Saturday. Martirena opened the scoring in the 15th minute and Martinez added a goal five minutes later to give “La Academia” its first international title since 1988 when it won the Supercopa Sudamericana. “Maravilla” Martinez scored 10 goals in 13 matches and finished as the top scorer in the competition. Roger Martinez sealed the victory with a goal in the 90th. Kaio Jorge scored in the 52nd for Cruzeiro. ___ AP soccer: https://apnews.com/hub/soccer The Associated PressST. PAUL, Minn. (AP) — Hope Adebayo rushed for 123 yards and two scores, Tak Tateoka threw a touchdown pass and St. Thomas-Minnesota rolled to a 32-9 victory over Dayton on Saturday in a season finale. Dayton scored first on a 24-yard field goal by Danny Baker, but the Tommies (6-6, 5-3 Pioneer Football League) responded with 25 unanswered points on its way to a 22-point advantage at halftime. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.

Shares of Halma plc ( LON:HLMA – Get Free Report ) hit a new 52-week high during mid-day trading on Thursday after the company announced a dividend. The stock traded as high as GBX 2,757 ($34.56) and last traded at GBX 2,738 ($34.32), with a volume of 4966605 shares. The stock had previously closed at GBX 2,502 ($31.37). The newly announced dividend which will be paid on Friday, January 31st. Investors of record on Thursday, December 19th will be given a dividend of GBX 9 ($0.11) per share. The ex-dividend date of this dividend is Thursday, December 19th. This represents a yield of 0.36%. Halma’s dividend payout ratio (DPR) is presently 3,098.59%. Analyst Ratings Changes Separately, Shore Capital reiterated a “hold” rating on shares of Halma in a research note on Thursday. Halma Stock Up 1.9 % The company has a market capitalization of £10.16 billion, a price-to-earnings ratio of 3,794.37, a price-to-earnings-growth ratio of 2.93 and a beta of 0.53. The firm’s 50 day moving average price is GBX 2,541.69 and its two-hundred day moving average price is GBX 2,509.24. The company has a current ratio of 2.45, a quick ratio of 1.51 and a debt-to-equity ratio of 45.83. Insiders Place Their Bets In other news, insider Jennifer Ward sold 50,000 shares of the stock in a transaction dated Thursday, November 21st. The shares were sold at an average price of GBX 2,648 ($33.20), for a total value of £1,324,000 ($1,659,771.84). Company insiders own 2.20% of the company’s stock. Halma Company Profile ( Get Free Report ) Halma plc, together its subsidiaries, provides technology solutions in the safety, health, and environmental markets in the United States, Mainland Europe, the United Kingdom, the Asia Pacific, Africa, the Middle East, and internationally. It operates through three segments: Safety, Environmental & Analysis, and Healthcare. Read More Receive News & Ratings for Halma Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Halma and related companies with MarketBeat.com's FREE daily email newsletter .House hails ‘living document’ to mark 75 years of Constitution

Kristin Cavallari 'blown away' by reaction to podcast tour

By HALELUYA HADERO, Associated Press President-elect Donald Trump asked the Supreme Court on Friday to pause the potential TikTok ban from going into effect until his administration can pursue a “political resolution” to the issue. The request came as TikTok and the Biden administration filed opposing briefs to the court, in which the company argued the court should strike down a law that could ban the platform by Jan. 19 while the government emphasized its position that the statute is needed to eliminate a national security risk. “President Trump takes no position on the underlying merits of this dispute. Instead, he respectfully requests that the Court consider staying the Act’s deadline for divestment of January 19, 2025, while it considers the merits of this case,” said Trump’s amicus brief, which supported neither party in the case and was written by D. John Sauer, Trump’s choice for solicitor general. Related Articles The argument submitted to the court is the latest example of Trump inserting himself in national issues before he takes office. The Republican president-elect has already begun negotiating with other countries over his plans to impose tariffs, and he intervened earlier this month in a plan to fund the federal government, calling for a bipartisan plan to be rejected and sending Republicans back to the negotiating table. He has been holding meetings with foreign leaders and business officials at his Mar-a-Lago club in Florida while he assembles his administration, including a meeting last week with TikTok CEO Shou Chew. Trump has reversed his position on the popular app, having tried to ban it during his first term in office over national security concerns. He joined the TikTok during his 2024 presidential campaign and his team used it to connect with younger voters, especially male voters, by pushing content that was often macho and aimed at going viral. He said earlier this year that he still believed there were national security risks with TikTok, but that he opposed banning it. The filings Friday come ahead of oral arguments scheduled for Jan. 10 on whether the law, which requires TikTok to divest from its China-based parent company or face a ban, unlawfully restricts speech in violation of the First Amendment. The law was was signed by President Joe Biden in April after it passed Congress with broad bipartisan support. TikTok and ByteDance filed a legal challenge afterwards. Earlier this month, a panel of three federal judges on the U.S. Court of Appeals for the District of Columbia Circuit unanimously upheld the statute , leading TikTok to appeal the case to the Supreme Court. The brief from Trump said he opposes banning TikTok at this junction and “seeks the ability to resolve the issues at hand through political means once he takes office.” In their brief to the Supreme Court on Friday, attorneys for TikTok and its parent company ByteDance argued the federal appeals court erred in its ruling and based its decision on “alleged ‘risks’ that China could exercise control” over TikTok’s U.S. platform by pressuring its foreign affiliates. The Biden administration has argued in court that TikTok poses a national security risk due to its connections to China. Officials say Chinese authorities can compel ByteDance to hand over information on TikTok’s U.S. patrons or use the platform to spread or suppress information. But the government “concedes that it has no evidence China has ever attempted to do so,” TikTok’s legal filing said, adding that the U.S. fears are predicated on future risks. In its filing Friday, the Biden administration said because TikTok “is integrated with ByteDance and relies on its propriety engine developed and maintained in China,” its corporate structure carries with it risk.

Natixis Advisors LLC Purchases 3,344 Shares of Align Technology, Inc. (NASDAQ:ALGN)Rams prepare for primetime Eagles game as NFC West heats upTrump asks Supreme Court to delay TikTok ban so he can weigh in after he takes office

Millions Embrace Passwordless Future: 1Password Passkey Adoption SoarsNoneEstate Planning Marketing Transformation: BrandRainmaker's Data-Driven Approach Delivers 300% Lead Increase in 60 Days

NoneAuthored by Justin Hart via 'Rational ground' substack, So here's the deal - remember when "experts" kept telling us what to do during COVID? Turns out they got pretty much everything wrong. Like, spectacularly wrong . We're talking 19 major things they completely screwed up, from how the virus spreads to whether masks actually work ( spoiler alert: those cloth masks were basically fashion accessories). Dr. Fauci is the patron saint of TERRIBLE COVID policies. He was wrong on SO MANY POINTS. It's time to set the record straight... Did he get anything right? Origin of the disease—wrong Transmission—wrong Asymptomatic spread—wrong PCR testing—wrong Fatality rate—wrong Lockdowns—wrong Community triggers—wrong Business closures—wrong School closures—wrong Quarantining the healthy—wrong Impact on youth—wrong Hospital overload—wrong Plexiglass barriers—wrong Social distancing—wrong Outdoor spread—wrong Masks—wrong Variant impact—wrong Natural immunity—wrong Vaccine efficacy—wrong Vaccine injury—wrong Last year the Norfolk Group just dropped a bomb of a document laying out all these failures. And it's not just Monday morning quarterbacking - they've got the receipts. Real studies showing how natural immunity was actually legit (while Fauci pretended it didn't exist), data proving schools could've stayed open (looking at you, Sweden), and evidence that maybe, just maybe, locking healthy people in their homes wasn't the brilliant strategy they claimed. Listen, I'm not here to say "I told you so" (okay, maybe a little), but we need to talk about this. Because if we don't learn from how badly our "experts" messed up, we're just asking for a repeat performance next time around. And honestly? I don't think any of us can handle another round of plexiglass theater and double masking. Let's break down exactly how they got it wrong, and more importantly, why they kept doubling down even when the evidence said otherwise. Buckle up - this is gonna be a wild ride through the greatest public health face-plant in modern history. These are the questions WE want answered! TRANSMISSION Why did officials insist on surface transmission protocols when evidence showed primarily respiratory spread? Why weren't hospitals evaluating transmission patterns early to inform policy? Why did the CDC not conduct studies on actual transmission patterns in schools and workplaces? Why was outdoor transmission overemphasized despite minimal evidence? Why weren't transmission studies prioritized to guide evidence-based policies? ASYMPTOMATIC SPREAD What evidence supported the claim that asymptomatic spread was a major driver? Why did health officials emphasize asymptomatic spread without solid data? Why were resources wasted testing asymptomatic people when they could have focused on symptomatic cases? How did the emphasis on asymptomatic spread affect public trust when evidence didn't support it? What data actually existed on true asymptomatic (vs presymptomatic) transmission rates? PCR TESTING Why did the CDC insist on developing its own test rather than using WHO's? Why weren't cycle threshold values standardized or reported? Why did labs use cycle thresholds up to 40 when this led to false positives? Why wasn't PCR testing prioritized for high-risk populations early on? How did high cycle thresholds affect case counts and policy decisions? FATALITY RATE Why were infection fatality rates not properly stratified by age from the beginning? Why were deaths "with COVID" vs "from COVID" not distinguished? How did inflated fatality rates affect public perception and policy? Why weren't accurate age-stratified fatality rates clearly communicated? How did misrepresenting fatality rates affect public trust? LOCKDOWNS Why were lockdowns implemented without cost-benefit analysis? Why were lockdown harms (mental health, delayed medical care, etc.) ignored? What evidence supported the effectiveness of lockdowns? Why weren't less restrictive focused protection measures tried first? How many excess deaths were caused by lockdown policies? Why weren't regional/seasonal factors considered in lockdown decisions? COMMUNITY TRIGGERS Why were arbitrary case numbers used to trigger restrictions? Why weren't hospital capacity metrics prioritized over case counts? How were community trigger thresholds determined? Why weren't triggers adjusted based on actual risk levels? Why weren't clear exit criteria established for restrictions? BUSINESS CLOSURES What evidence supported closing small businesses while keeping large retailers open? Why weren't occupancy limits tried before full closures? How many businesses were unnecessarily destroyed? Why weren't economic impacts weighed against minimal health benefits? What data supported effectiveness of business closures? SCHOOL CLOSURES Why were schools closed despite early evidence of low risk to children? Why did the US ignore data from European schools that stayed open? Why weren't the developmental/educational harms to children considered? How did school closures affect mental health and suicide rates in youth? Why weren't teachers unions' influence on closure decisions examined? What evidence supported claims that schools were major transmission vectors? QUARANTINING THE HEALTHY Why was mass quarantine implemented without precedent or evidence? Why weren't focused protection measures tried instead? What was the cost-benefit analysis of quarantining low-risk groups? How did mass quarantine affect mental health? Why weren't vulnerable populations prioritized instead? IMPACT ON YOUTH Why weren't developmental impacts on children considered? How did isolation affect mental health and suicide rates? What were the educational losses from remote learning? Why weren't sports/activities preserved for youth wellbeing? How did masks/distancing affect social development? What were the impacts on college students' mental health and development? HOSPITAL OVERLOAD Why weren't early treatment protocols developed to prevent hospitalizations? Why were field hospitals built but never used? How did "flattening the curve" messaging affect hospital preparations? Why weren't at-risk populations protected to prevent hospitalizations? What was the actual vs projected hospital capacity usage? PLEXIGLASS BARRIERS What evidence supported effectiveness of barriers? Why weren't airflow patterns considered? How did barriers affect ventilation? What was the cost-benefit of barrier installation? Why weren't barrier recommendations updated when shown ineffective? SOCIAL DISTANCING What evidence supported 6-foot distancing? Why wasn't distancing adjusted based on ventilation/masks/context? How did arbitrary distance rules affect businesses/schools? Why wasn't 3-foot distancing considered adequate earlier? What research supported outdoor distancing requirements? OUTDOOR SPREAD Why were outdoor gatherings restricted despite minimal transmission risk? Why were beaches/parks closed? Why weren't outdoor activities encouraged as safer alternatives? How did outdoor restrictions affect mental/physical health? What evidence supported masks outdoors? MASKS Why were mask mandates implemented without RCT evidence? Why weren't potential harms of masking children considered? Why were cloth masks promoted despite ineffectiveness? How did masks affect learning/development in children? Why weren't mask policies updated when studies showed limited benefit? Why was natural immunity discounted in mask policies? VARIANT IMPACT Why were variants used to justify continued restrictions? How did variant fears affect vaccine confidence? Why weren't policies adjusted for milder variants? How did variant messaging affect public trust? Why weren't seasonal patterns considered in variant projections? NATURAL IMMUNITY Why was natural immunity ignored in policy decisions? Why were recovered people required to vaccinate? Why wasn't natural immunity studied more thoroughly? How did dismissing natural immunity affect public trust? Why were natural immunity studies from other countries ignored? VACCINE EFFICACY Why were initial efficacy claims not properly qualified? Why wasn't waning efficacy communicated earlier? How did overselling efficacy affect public trust? Why weren't breakthrough cases tracked properly? Why were boosters promoted without clear evidence of benefit? VACCINE INJURY Why weren't adverse events properly tracked/investigated? Why were vaccine injuries downplayed or dismissed? How did VAERS data interpretation affect public trust? Why weren't age-stratified risk-benefit analyses conducted? Why weren't early warning signals investigated more thoroughly? How did dismissing injuries affect vaccine confidence? We have a LOT of work to do and THANKFULLY we may have people in charge who are willing to ask these questions! * * * Rational Ground by Justin Hart is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.